HRA 08/08/1991 - 29623CITY OF FRIDLEY
HOIISING & REDEVELOPMENT AIIT80RITY MEETING� AIIGQST 8, 1991
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CALL TO ORDER•
Vice-Chairperson Schnabel called the August 8, 1991, Housing and
Redevelopment Authority meeting to order at 7:38 p.m.
ROLL CALL:
Members Present:
Members Absent:
Others Present:
�,
Virginia Schnabel, Duane Prairie, John Meyer,
Jim McFarland
Larry Commers
William Burns, Executive Director of HRA
Barbara Dacy, Community Development Director
Paul Hansen, Accountant
Jim Casserly, Consultant
Mike Hurley, Barna, Guzy & Steffen
Spencer Johnson, 6401 University Avenue
Curt Glaser, 2550 University West, St. Paul
Harry Yaffe, 7841 Wayzata Blvd.
Sherrill Oman, 2000 Piper Jaffray Tower
Don and Judy Fitch, Fridley Dairy Queen
Lee Maxfield, Maxfield Research Group, Inc.
Mary Bujold, Maxfield Research Group, Inc.
APPROVAL OF_JUNE 27, 1991 HOUSING & REDEVELOPMENT AUTHORITY
MINUTES•
MOTION by Mr. Prairie, seconded by Mr. Meyer, to approve the June
27, 1991, Housing & Redevelopment Authority minutes as written.
IIPON A VOICE VOTE, ALL VOTING AYE, VICE-CHAIRPERSON SCHNABEL
DECLARED THS MOTION CARRIED ONANIMOII3LY.
1. CONSIDERATION OF RESOLUTION APPROVING REDEVELOPMENT AGREEMENT
WITH THE CHARLES SMITH ESTATE:
Ms. Dacy stated that staff would like the HRA to consider the
approval of a resolution which would authorize execution of the
development contract with the Charles Smith Estate to redevelop
the former Cub Foods site at 250 Osborne Road. At this time, the
heirs to the Charles Smith Estate are in the process of remodeling
the building into three tenant spaces and are proceeding with the
required outside improvements.
�.
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� HOIISING & REDEVELOPMENT AIITHORITY MTG., AIIG. 8, 1991 PAGE 2
Ms. Dacy stated that at the June 27, 1991, meeting, the HRA
conceptually approved a pay-as-you-go approach for tax increment
financing for this particular project. The concept approval
stipulated that it was not to exceed $65,000, or the tax increment,
which is payable over seven tax payable years. In order to
accomplish the pay-as-you-go approach, the petitioners had to
secure an additional $65,000 or the first mortgage. Since the June
meeting, Northeast State Bank has approved the additional $65,000.
The development contract at the meeting prepared by Jim Casserly
matches the direction and concept approval given by the HRP, on June
27, 1991.
Ms. Dacy stated that also included in the development contract are
a couple of new restrictions the HRA has not seen in the past. One
is the restriction on a sexually oriented business. The purpose
of this restriction is to make sure that tenant spaces in a
publicly assisted project are not leased to a sexually oriented
business as defined in the Code. Secondly, the property has had
an ongoing problem with overnight parking of semi-truck trailers,
so they have included language in the development contract to
prohibit that activity.
Mr. Casserly stated the development contract is best summed up on
page 25, which is a copy of what amounts to the promissory note.
i"� It is the limited revenue tax increment note in the amount of
$65,000. The $65,000 is to reimburse for tax increment eligible
expenses. The note lays out very clearly that this is not the
general obligation of the HRA; it is a revenue obligation and it
is payable only from the revenues that come from tax increment that
are paid on these particular parcels.
Mr. Casserly stated legal counsel for the developer had a couple
of language changes that were legitimate and were incorporated into
the contract. He stated two pages, pages 12 and 14, were handed
out at the meeting. If the HRA is comfortable with the underlined
changes, staff recommends these be included in the development
contract. In Section 6.1 (c) on page 12, they made it clear that
they are talking about semi-truck trailers and that they cannot
occupy a space for over a 24-hour period on any part of the
Redevelopment Property facing University and Osborne Road or there
could be a default under the contract. Page 14 is the section that
contains the various kinds of defaults that could occur in this
contract, and Section 7.1 (c) states that: "Failure by the
Redeveloper to remove semi-truck trailers within the time period
required by Section 6.2 (c)...."
Mr. Meyer questioned the language, "any part of the Redevelopment
Property facing University and Osborne Road". They have to be
explicit in telling the property owner under what circumstances
� they are violating the development contract and be explicit about
where trucks cannot be parked because of the severe penalty that
accompanies this violation.
� HOIISING � REDEVELOPMENT AUTHORITY MTG. AIIG. 8, 1991 PAGE 3
Mr. Casserly stated that the rear of the property is for loading
and unloading trailers. The concern has not been with the trailers
parked in the rear overnight or for a certain time period during
the regular course of business, but with the whole front of the
property facing University and Osborne Road. He agreed that
"facing University and Osborne Road" is not the best language.
Mr. Mike Hurley suggested they refer to the "customer parking"
facing University and Osborne Road.
Mr. Casserly suggested the following amendment: "...any part of
the Redevelopment Property used for customer parking fronting
University and Osborne Road..." If the HRA is agreeable, he will
incorporate that into the agreement.
The HRA was in agreement with that amendment.
Mr. Hurley stated they do not like the default procedures, but
understand what the HRA is looking for. They are working at
correcting the problem with the semi-truck trailers in the parking
lot. If there are any complaints, he would ask that staff contact
him right away and they will tow away any violators.
MOTION by Mr. Meyer, seconded by Mr. Prairie, to approve Resolution
� HRA 5-1991, "A Resolution Authorizing Execution and Delivery of a
Contract for Private Redevelopment By and Between the Housing and
Redevelopment Authority in and for the City of Fridley and Steven
Hardy, Leanne Hardy, Kent Smith, Spring Smith,m Kent Gardner, and
Jerrill Lynn Gardner".
IIPON A VOICE VOTE, ALL VOTING AYE, VICE-CHAIRPERBON SCHNABEL
DECLARED THE MOTION CARRIED IINANIMOIISLY.
2. CONSIDERATION OF CONCEPTS OF SETTLEMENT AGREEMENT AND LEASE
WITH DON FITCH REGARDING DAIRY 4UEEN SITE:
Ms. Dacy stated that since the agenda was delivered the previous
Friday, some events have caused staff to recommend different
actions for the HRA to take.
Ms. Dacy stated that on the settlement agreement, Mr. Fitch
received word that Scott Ericson did not receive final approval on
the financing for the redevelopment of the northeast corner
(Fridley Town Square project). Mr. Fitch had signed a lease with
Mr. Ericson to relocate the Dairy Queen business to that location.
However, Mr. Fitch has indicated that he does not want to conclude
an agreement on the acquisition of the property at this time.
Ms. Dacy stated the second item is the lease agreement. Mr. Fitch
has identified 14 items in the lease that he wants to discuss
''� further. At this time, staff is recommending the HRA not take any
action on the lease. Staff would like more time to discuss the
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,�.� HOIISING & REDEVELOPMENT AIIT$ORITY MTG.� AIIG. 8, 1991 PAGE 4
issues with legal counsel and then finalize a recommendation to the
HRA. Staff will bring back the lease to the September HRA meeting.
Ms. Dacy stated that on July 25, 1991, the HRA took possession of
the Dairy Queen property. Staff sent Mr. Fitch a letter dated July
24, 1991, indicating that until a written lease agreement is
executed, he is responsible for all costs that are incurred as a
direct or indirect result of the operation of the Dairy Queen.
Mr. Don Fitch stated he was sorry if he had inconvenienced the HRA
by not having the lease ready for approval. He and his wife are
no less concerned than the HRA to come to a resolution.
Mr. Fitch stated that on Tuesday, Mr. Ericson did inform him that
his last chance to get construction financing was turned down. At
this time, they are not sure of the status of the Fridley Town
Square project, and he might not have a place to relocate.
Therefore, his attorney advised him that without a place to
relocate at this time, he should not settle on the land and the
building. At this point, it has nothing to do with the terms or
City staff.
Mr. Fitch stated that regarding the lease, he agrees in principal
to some of the price terms, but there are a few legalities in the
r"� lease about who will be responsible for what improvements that
needs to be discussed. He is confident that they will be able to
come to terms on the lease.
Mr. Fitch stated that he definitely would like to relocate in the
northeast corner of University/Mississippi. If Mr. Ericson
continues to be unsuccessful in securing financing, Mr. Fitch
stated he would like the HRA to consider the potential of he and
some other individuals acquiring the property and redeveloping the
area for a Dairy Queen and some other businesses. He will start
putting together a proposal.
Mr. Fitch thanked the HRA for their time and patience.
Ms. Schnabel asked if the Fitches are paying a monthly lease fee.
Ms. Dacy stated the Fitches are continuing on a day-to-day
operation cost. They have not issued a rent check per se. When
the lease is signed, it will be written such that the Fitches will
have to pay the rent due since July 25, 1991.
Ms. Schnabel stated that in the lease agreement, it referred to
months of operation. She would like to see the months of operation
more defined so the HRA knows how many months the HRA will be
collecting lease fees.
� Ms. Dacy stated this can be included in the lease.
� HOII3ING & REDEVELOPMENT AIITHORITY MTG., AIIG. 8, 1991 PAGE 5
Mr. Hoeft stated the way the lease is termed right now, the Dairy
Queen will pay $500 per month, and if they are in operation during
any portion of any month, they shall pay a per diem prorated amount
of said $500.
Mr. Fitch stated he did not have a problem with putting in the
lease a minimum number of months of operation. He would suggest
a minimum of eight out of twelve months of operation. He is
generally open at least 9-10 months depending upon the weather in
the spring and the fall.
Ms. Schnabel stated she is not suggesting this to cause the Dairy
Queen a hardship, but she did think the HRA should be protecting
themselves.
3. CONSIDER PROPOSAL BY UNIVERSITY AVENUE ASSOCIATES REGARDING
RESTRUCTURING SECOND MORTGAGE FOR SPRINGBROOK APARTMENTS:
Ms. Dacy stated that in 1986 and 1987, the HRA approved a
development contract for the Springbrook Apartments, and part of
that development contract authorized the HRA to issue a$850,000
second mortgage to the developer and owner of the site, University
Avenue Associates. Under the mortgage agreement signed by the HRA
and developer, the first payment on that mortgage is due on July
^ 11, 1993 and totals approximately $110,000. A like amount is due
each year until the year 2002 when the entire principal and
interest is due and payable. Last year this month, the HRA agreed
to a one year extension on the second mortgage to run concurrently
with the first mortgage the developer had on the property.
Ms. Dacy stated University Avenue Associates has now notified staff
that they would like to refinance the first mortgage and utilize
an FHA-Insured mortgage. The Department of Housing & Urban
Development administers this type of loan and has a lot of
stipulations about the amount of subordinated debt.
Ms. Dacy stated two items are being requested for conceptual
discussion and some type of direction from the HRA:
1. If University Avenue Associates refinances its first
mortgage, a new second mortgage would have to be issued
by the HRA.
2. Because of the type of HUD requirements, the second
mortgage may be in a lesser amount, and the difference
between the original and new amount secured.
Ms. Dacy stated she wanted to make it clear that University Avenue
Associates is not requesting a reduction in the amount of payment
� or a forgiveness. The $850,000 is still intact; it is just a
matter of being restructured.
� HOIISING & REDEVELOPI�ENT AIITHORITY MTG., AIIG. 8, 1991 PAGE 6
Ms. Dacy stated that in the agenda is a letter dated August 1,
1991, from Jim Casserly who has reviewed the restructuring issue.
Staff's charge to Mr. Casserly was that they wanted to protect the
current security the HRA now has with the current second mortgage
and how that will be affected with the new restructuring.
Ms. Dacy stated Sherrill Oman, attorney for University Avenue
Associates, and representatives for Springbrook Apartments are in
the audience.
Mr. Casserly stated Springbrook Apartments is asking the HRA to
assist them so they can get some permanent financing on the
project. As he understands it, they are still operating with their
construction loan, and they need to have take-out financing. The
program being looked at is a HUD-guaranteed mortgage which would
give them a very competitive interest rate amortized over a 35 year
period. Unfortunately, some of the requirements of that HUD
mortgage affect the HRA. One of the requirements is that any
secondary financing has to have some limitations to it. They do
not wish to make a deposit, pay a processing fee which, in this
instance, is approximately $40,000, unless they have some
preliminary direction from the HRA. The goal for the HRA is to be
no worse off than they are now. Staff believes they would like to
assist Springbrook Apartments. It would make for a more stable
project if they can place permanent financing. In fact, the HRA
may be in a better position than it is now for a number of reasons.
Some have to do with maintaining various kinds of repair and
replacement funds and having the project's debt being amortized
over a long term at a competitive rate.
Mr. Casserly stated the HUD procedure is fairly convoluted. There
have not been many of these financings done, and it will take some
time and patience on the part of Springbrook Apartments.
Mr. Casserly stated that in his August 1, 1991, memo, he has
suggested that the HRA consider a new subordination under the
following four circumstances:
1. That the project pro forma demonstrates an ability to
pay the HRA note.
2. That an appraisal of the project shows that net sale
proceeds would be adequate to pay the HUD guaranteed debt
and the Note (not just the HRA debt secured b the second
mortgage).
3. That at least 75% of the Note be secured by assets (this
may include assets other than the Springbrook
Apartments).
�
� HOIISING & REDEVELOPMENT AIITHORITY MTG.� AIIG. 8, 1991 PAGE 7
4. That the cumulative financial net worth of the guarantors
exceeds $10 million. (This amount is contained in
Article 4 of the Mortgage Guaranty presently in effect),
Ms. Schnabel stated that regarding #4, how can the HRA control this
type of situation should the ownership change?
Mr. Casserly stated he is not sure that it makes any difference to
their guarantee if the ownership changes.
Ms. Sherrill Oman, attorney with Larkin, Hoffman, stated that also
with her was Harry Yaffe, one of the partners of University Avenue
Associates, and Curt Glaser, a principal advisor of the Glaser
Financial Group.
Ms . Oman stated Mr. Casserly did a very good j ob in introducing
the project. They are in the process of refinancing their project.
This has been going on for some time. The mortgage with Citicorp
Real Estate, Inc., actually matured on May l, 1991. It was
intended to be a loan to stay in place only to cover the
construction period and lease-up, and that has occurred. They have
explored other methods of financing, and this appears to be the
most attractive and the most feasible method.
^ Ms. Oman stated that Citicorp understands that in the process of
refinancing, they are giving the partnership the latitude on a
month-to-month basis to proceed with financing. There is no threat
of foreclosure or anything of that nature. They just want to get
this accomplished as quickly as possible.
Ms. Oman stated HUD does have restrictions on the amount of
subordinate debt that can be incurred by the project itself. In
her letter dated July 19, 1991, to the HRA, she had outlined the
methods HUD uses in determining that amount.
Ms. Oman stated that because of the cash flow projections, the
project occupancy has increased and the vacancy rate has gone down.
The apartments have only been in operation for a little over three
years. They do not know how much smaller the second mortgage is
going to be, and it may not be smaller at all. But, because it
could be smaller, they thought they should come before the HRA at
this stage to make sure it is something that can be worked out with
the HRA. There are other ways for providing for a promise of
payment other than a direct mortgage from the partnership.
Ms. Oman stated they do not think a real source of security is the
project, in the sense of it being collateral. They think the real
security for the HRA is the assurance that they will be paid back
and will be paid back in terms of the executed documents. They
� believe the refinancing will benefit the HRA because it will
provide 30 years of financing. The rates are favorable. The debt
� 80II8ING & REDEVELOPMENT AIITHORITY MTG. AIIG. 8, 1991 PAGE 8
would be fully amortized over a 35 year period and would have a
significant impact on the cash flow of the project.
Ms. Oman stated HUD requires an initial deposit to a replacement
reserve fund for the purpose of maintaining the project and
replacing capital items as they wear out. This replacement fund
deposit will likely be $450-$750 per unit. In addition, HUD will
require a monthly deposit to be made to the replacement reserve
fund so that at all times sufficient funds will be necessary, as
determined by HUD, to properly maintain the project. That will:
(1) ensure an attractive and well maintained project in the City
of Fridley; and (2) ensure the project is attractive to people who
live there. That will keep the vacancy rates down and improve the
cash flow.
Mr. Oman stated the partners are contributing $700,000-800,000 in
additional equity to the project. That demonstrates a very
significant commitment by the partners of the owner to this project
to keeping it and repaying the debt.
Ms. Oman stated she wanted to emphasize that they are asking for
concept approval only, prior to making the actual application to
HLTD .
,^ Mr. Curt Glaser, Glaser Financial Group, discussed the financing
details.
Mr. Glaser stated they are mainly property mortgage arrangers and
they specialize primarily in multi-family residential housing
placement and structuring loans for that type of real estate. They
have explored other financing opportunities for this project, but
they were not feasible. He stated HUD is very impressed with this
real estate and are welcoming an application. HUD's under-writing
criteria is probably easier than conventional criteria, but their
underwriting decisions and business decisions are going to be as
conservative as conventional. HUD's process will probably involve
4-5 months.
Mr. Glaser stated HUD will carefully review the development,
because HUD's obligations, in the event of a foreclosure, are to
pay a claim to the lenders. The HRA can be assured that if HUD
commits to finance that the project has received the closest
scrutiny in terms of its performance and ability.
Ms. Schnabel stated her only concern (and she believed it has been
addressed) is that if the HUD application goes through, they
require that the subordinated debt be paid only out of surplus
cash. As long as that is going to directly affect the HRA, they
should be assured their position is going to be solid.
^ Mr. Casserly stated that right now in the current development
contract, they look to the personal guarantees, and that is not
� HOIISING & REDEVELOPMENT AIITHORITY MTG.. AIIG. 8, 1991 PAGE 9
�
going to change. The owner has not suggested any other guarantee.
That is really the basis for the HRA's security. The HRA would
like the project demonstrating consistently more cash flow. They
are only as secure as the guarantee is secure, and that guarantee
is not secured by anything at all other than net worth of the
guarantors. In his judgement, the HRA should be in better shape
if this financing is accomplished.
MOTION by Mr. Prairie, seconded by Mr. Meyer, to continue to work
with University Avenue Associates regarding the restructuring of
a second mortgage for Springbrook Apartments subject to the four
criteria suggested by Mr. Casserly in his August 1, 1991, memo:
1. That the project pro forma demonstrates an ability to
pay the HRA note.
2. That an appraisal of the project shows that net sale
proceeds would be adequate to pay the HUD guaranteed debt
and the Note (not just the HRA debt secured b the second
mortgage).
3. That at least 75% of the Note be secured by assets (this
may include assets other than the Springbrook
Apartments).
4. That the cumulative financial net worth of the guarantors
exceeds $10 million. (This amount is contained in
Article 4 of the Mortgage Guaranty presently in effect),
IIPON A VOICE VOTE� ALL VOTING AYE, VICE-CHAIRPERSON BCHNABEL
DECLARED THE MOTION CARRIED UNANIM003LY.
4. CONSIDER APPROVAL OF MORTGAGE SATISFACTION AGREEMENT. JOHN
AND KAREN EARLEY•
MOTION by Mr. McFarland, seconded by Mr. Prairie, to approve the
Mortgage Satisfaction Agreement for John and Karen Earley at 6041
- 3rd Street N.E.
IIPON A VOICE VOTE, ALL VOTING AYE, VICE-CHAIRPERBON SCHNABEL
DECLARED THE MOTION CARRIED UNANIMOIISLY.
5. CONSIDERATION OF HOUSING STUDY OUTLINE:
Ms. Dacy stated the HRA last discussed this in April 1991. In
January 1991, she and Mr. Burns interviewed a number of other staff
members in first ring suburbs to see what they do to create
successful housing redevelopment programs, etc. One suburb
interviewed was the City of Brooklyn Center. The City of Brooklyn
^ Center had a housing study done by Maxfield Research Group that was
very useful to the City of Brooklyn Center. The following are
reasons why staff recommended the HRA look at a housing study:
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� HOIISING & REDEVELOPMENT AIITHORITY MTG.. AIIG. 8, 1991 PAGE 10
(1) Staff thought they needed a study to help the City identify
areas for successful housing development and redevelopment
projects.
(2) An HRA member stated that the City needs more than just a
demographic study. So, she has changed the outline to create
a neighborhood-focused approach.
(3) The Association of Metropolitan Municipalities, of which
Fridley is member, has adopted a policy recommending that
"...cities carefully look at the impacts of these trends on
their housing stock and become involved with all local and
regional governments to successfully address the potential
problems. It is important to recognize the market forces that
will require cities to address the metropolitan nature of
these issues."
(4) Metropolitan Council is also requiring cities to make sure
their comprehensive plan for housing is consistent with its
plan.
(5) To help the City initiate a process where the City adopts
goals and policies in maintaining and improving the housing
� stock and livability of the community.
(6) The housing study would be a good tool to provide data for
developers and as a resource for the citizens of Fridley.
Ms. Dacy stated that in April 1991, the HRA told staff they wanted
the housing study more focused. There were a lot of questions
about existing neighborhoods, homes, removal, etc. She has tried
to answer these questions in the outline.
Ms. Dacy stated this is a very extensive study. In order to
minimize the costs, staff has worked with Maxfield Research Group
to identify certain tasks the Community Development Department
would be responsible for. Mr. Maxfield has verbally indicated that
the maximum cost of the study will be $25,000.
Ms. Dacy stated staff is recommending that the HRA approve the
housing study outline and authorize the Executive Director to sign
a contract with Maxfield Research Group. They could start work as
soon as next week.
Mr. Maxfield stated they are very pleased that the HRA has
considered them to do the study. They can provide some very useful
information and tools for the HRA and City for use in identifying
some of the concerns and issues regarding each of the neighborhoods
and looking for opportunities for development over the short term
^ and long term.
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i"1
HOUSING & REDEVELOPMENT AIITHORITY MTG., AIIG. 8, 1991 PAGE 11
Mr. Maxfield stated this is not just a housing issue; it is also
the issue of the people themselves and looking at parks, schools,
transportation, shopping, social programs, etc. As the population
changes, the needs of the community also change.
Mr. Meyer stated that in a very simplistic way, he is concerned
about first ring suburbs. First ring suburbs such as Fridley are
probably up to their maximum in housing in terms of acreage. They
have a large number of people who are either empty nesters or soon
to be empty nesters. They have situations where it is less and
less possible for young people to afford the houses that are going
to be vacated by the empty nesters. At the same time, they have
the phenomenon of those people who do have more money of opening
up suburbs into the second ring, which could be leaving the first
ring suburbs behind and vacated, much as has been done with the
inner cities. To him, this is a major concern, and how is Mr.
Maxfield going to address that concern?
Mr. Maxfield stated that is a very important part of the study.
He shares the same concerns about what is happening to first ring
suburbs. Looking at housing and communities from marketing
standpoints, there are going to be fewer entry level buyers. There
are going to be more entry level homes on the market than there are
buyers. One of the opportunities in the study is to identify the
strengths Fridley has to offer in the marketplace. On the other
hand, because there is still growth in the Twin Cities, that growth
is going to create more demand for various types of housing. So,
they have to look at it from two standpoints: (1) How can they
position the City to be competitive to try and attract people? (2)
Given the housing product, there might be another market that can
attract the group that is shrinking.
Mr. Meyer stated what Mr. Maxfield is saying sounds good. He hoped
that the Maxfield Research Group will be as realistic as possible
and not dwell on "pie in the sky" hopeful scenarios that have no
major basis in reality.
Mr. Maxfield stated they pride their reports on honesty and
practicality.
Ms. Schnabel stated this study is a real starting point on a whole
series of decisions the HRA and City Council will have to address
in the future.
MOTION by Mr. McFarland, seconded by Mr. Meyer, to authorize the
Executive Director to enter into a contract with Maxfield Research
Group to conduct a housing study at a suggested contract cost of
$25,000.
Mr. Meyer stated this is a tremendously ambitious survey of the
Fridley community for even $25,000. He expressed some concern at
the April meeting that he hoped they are spending enough money to
� HOIIBING & REDEVELOPMENT AIITHORITY MTG., AIIG. 8, 1991 PAGE 12
, --
give themselves a meaningful tool and not just a"boilerplate"
report.
Ms. Schnabel stated the HRA has discussed in the past that the
City's housing stock needs to be addressed. If they are truly in
the business of being a"Housing and Redevelopment" Authority, this
housing study is a step in the right direction.
IIPON A VOICE VOTE, ALL VOTING AYE, VICE-CHAIRPERSON SCHNAHEL
DECLARED THE MOTION CARRIED IINANIMOIISLY.
6. CLAIMS AND EXPENSES:
Mr. Hansen stated the invoice for Noble Nur.sery for irrigation
system repair at East Moore Lake Drive is a City expense, not the
HRA's.
MOTION by Mr. Prairie, seconded by Mr. Meyer, to approve the check
registers dated July 19 and August 2, 1991.
IIPON A VOICE VOTE, ALL VOTING AYE, VICE-CBAIRPER30N SCHNABEL
DECLARED THE MOTION CARRIED UNANIMOIISLY.
7. CONSIDERATION OF INFORMATION ON TIF TURNBACK TO SCHOOLS:
�
Mr. Burns stated he will be talking about the 1992 TIF return to
the four school districts, the estimated 1991 amounts compared to
estimated 1992 amounts, and the percentage increase/decrease that
would be available to the districts.
Mr. Burns stated that in order to evaluate whether they want to
use their discretion as allowed by state law to turn TIF money back
to the school districts, he asked the question: How much of an
impact is this money going to put on the City's plans for future
development? He looked at different major project areas:
Southwest Quadrant, Lake Pointe, Mochinski project, University
Avenue Gateway. He is assuming that the HRA will need to subsidize
these projects.
Mr. Burns stated that in order to address future project costs and
their impact, he developed three different scenarios: Best Case,
Worst Case, and Most Likely case. In all three instances, using
the numbers provided by the Finance Department, it seemed clear to
him that the TIF turnback to the schools is not going to stop the
HRA from doing these projects. He is also assuming that the only
projects that they are going to subsidize are the four major
projects. He is assuming that other projects, Cub Foods project,
Bob' s Produce proj ect, etc. , will continue to be pay-as-you-go type
projects.
^ Mr. Burns stated he has talked to Superintendent Dennis Rens and
the Director of Finance, David Shapley. It is his understanding
� HOIISING & REDEVELOPMENT AOTHORITY MTG.� AIIG. 8, 1991 PAGE 13
,
�
that School District #14 will be operating at a projected annual
operating deficit over the next three school calendar years.
Additionally, this year's legislative session mandated that there
will be no school district referendum levies in 1991. They had
planned to address the deficit by going to the voters. In the
event a levy is put on a ballot in 1992, it will not be until the
1993-1994 school year that the school will realize revenue from the
new levies. Based on that kind of need, perhaps the HRA's need for
the TIF turnback is not as great as the schools.
Mr. Burns stated he is recommending that the HRA once again return
to the school districts 100% of the revenues generated by
referendum levies approved between 1979 and 1988.
Mr. Burns stated no action is needed by the HRA at this meeting.
This will be brought back to the HRA for action at the September
meeting.
Mr. David Shapley, Director of Finance for School District #14,
stated he is representing Superintendent Rens. He would like to
convey to the HRA their thanks for the HRA's full support of School
District #14 over the years. It is a real leadership role in a
City where four school districts exist, and it is good to see this
kind of community blend.
Ms. Schnabel stated she would like Chairperson Commers' input
before making any final decisions on the TIF turnback.
8. CONSIDERATION OF CITY COUNCIL RESOLUTION REGARDING
DECERTIFYING TIF DISTRICTS:
Mr. Burns stated that on July 22, 1991, the City Council passed a
resolution encouraging the HRA to decertify TIF districts as long
as the revenue from the districts is no longer needed to fund our
various financial obligations. This resolution was suggested after
a discussion regarding the Cub Foods/Bob's Produce Tax Increment
District No. 11 (July 1, 1991.) The Council wanted him to make it
clear to the HRA that this is not a hostile resolution, and they
meant no ill will toward the HRA by passing this resolution.
Ms. Schnabel asked if they have an analysis of those districts that
fall into this category, or if the Council had any specific
districts in mind.
Mr. Burns stated they talked about the Skywood district and the
Johnson Printing district.
Ms.Schnabel asked if the Council is recommending that the HRA
retire some of these districts earlier than the anticipated date.
^ Mr. Burns stated he believed the Council is saying that if the HRA
feels they do not need the revenue to cover redevelopment costs,
r�
,�
HOIISING & REDEVELOPMENT AIITHORITY MTG. AIIG. 8, 1991 PAGE 14
then they are recommending the HRA retire the districts early.
That might be difficult to do as the HRA moves its focus on
commercial/industrial redevelopment to housing redevelopment.
Ms. Schnabel stated
but if the HRA is
introduce some real
they are doing.
the resolution is probably a point well taken,
now embarking on a housing study that may
needs, the HRA needs to be cautious about what
Mr. Casserly stated he wanted to make it very clear that the HRA
really does not have surplus increment. They have a nice balance
right now because some of the projects they are looking at trying
to accomplish have not come to fruition, but the law is very clear
that in any year in which the tax increment exceeds the amount
necessary to pay the costs authorized by the plans, they can only
do one of four things: (1) They can prepay any outstanding bonds;
(2) discharge the pledge of the tax increment and decertify the
district; (3) pay into an escrow account the amount dedicated to
pay a bond; (4) return the excess amount to the County Auditor who
will then distribute it to the other taxing jurisdictions in
proportion to their levies. The caution here is that if they do
not have any plan for utilizing what they have available, then they
have no option. They return it to the County Auditor and
decertify. That is very important legally, as well as financially.
Ms. Schnabel stated that maybe the HRA should respond to the
Council using the presentation just made by Mr. Casserly.
Mr. Meyer agreed with Ms. Schnabel.
Mr. Casserly stated it does seem like a simple proposition that if
you are creating a new district, it would be nice to get rid of an
old one. The problem is that anything they are looking at creating
now is very narrowly defined. The kind of districts they are
looking at today in no way compare to some of the districts
established previously.
Mr. Meyer agreed with Ms. Schnabel's suggestion. The HRA should
write a letter to the Council thanking them for their observation,
that the HRA will make every effort to do as the Council suggests;
but that there are some obstacles in the way that might make that
difficult at this time.
Mr. Burns stated another obstacle might be that decertifying the
district would be in contradiction with some of the provisions of
the HRA bond issues. Mr. Jim O'Meara, HRA bond counsel, has
responded to this as well.
Ms. Schnabel stated she certainly did not want to imply that they
have any philosophical difference with the Council, because she
!� did not think they do. She just wanted to be sure that the Council
is reassured that the HRA is with the Council all the way, but they
� HOUSING & REDEVELOPMENT AIITHORITY MTG.. AIIG. 8, 1991 PAGE 15
, --
do have some limitations set by state law, they do have some
obligation, and they are trying to be conservative in defining
these districts very narrowly.
Mr. Burns stated he also thought a letter to the Council is
appropriate. He understood the intent of the HRA. He would be
happy to write a letter on the HRA's behalf to the Council and will
include a copy of that letter in the next meeting agenda.
9. UPDATE ON INFORMATIONAL MEETING FOR MISSISSIPPI STREET
PROJECT•
Ms . Dacy stated the City received word as of last week that the
Mississippi Street widening project will not occur this fall, but
will be put out for bid next spring. Staff will be notifying the
people who attended the information meeting on July 8, 1991, and
will notify the people again in the spring before construction
begins.
10. UPDATE ON RICE PLAZA:
Ms. Dacy stated a copy of the Rice Plaza 1991 rent through July is
included in the agenda. The HRA should be aware that Metz Bakery
will be vacating its tenant space.
11. OTHER BUSINESS:
a. Fridley Plaza Office Building
Mr. Burns stated that at the last meeting, the HRA had
a letter from Tony Krecji, Dr. Michael Park's real estate
representative, asking that the HRA forgive about three-
fourths of the second mortgage which is almost $40,000
and accept a settlement for $10,000.
Mr. Burns stated he has discussed this with City Attorney
Virgil Herrick, who has also discussed this with the
prospective owners of the building. As a result of those
negotiations and conversations, the $10,000 is now up to
$17,500. Mr. Herrick recommends the HRA accept the
$17,500.
Mr. Burns stated that of the remaining life of the second
mortgage (1/2/99), the HRA would receive $64,199.99. If
they accept the $17,500 and realize an 8o return on that
amount, they would accumulate $28,592.95 in January 1999,
for a loss of $35,607.04.
Mr. Burns stated he is very disappointed in this
situation, as is the City council. However, the HRA
� seems to be stuck and there does not appear to be a
practical alternative.
� HODSING & REDEVELOPMENT AIITHORITY MTG.. AIIG. 8, 1991 PAGE 16
� -
Mr. Mike Hurley stated he is representing Columbia Park
Properties. With him is Dr. Spencer Johnson, Manager of
Columbia Park Properties.
Mr. Hurley stated the partnership is not the owner of
the property. He stated that Dr. Michael Park is no
longer the managing partner; Dr. Johnson is. Dr. Park
negotiated the purchase of the mortgagee's interest for
the property. He did not buy it outright. Since that
time, the partnership has expended a substantial amount
of money for tenant improvements and improvements to the
building. They do not have the deed from the fee owner,
and they are having a problem with getting any deeds.
They are proposing to give some kind of compensation to
get that deed. It appears they might have to foreclose
on the property. If they do that, then the slate is
wiped clean; and the HRA, as the second mortgage holder
will have the ability to take out the first mortgage
which is not too feasible because of the old
partnerships.
Mr. Hurley stated the partnership does not want to
foreclose. They want to be good neighbors and are
� proposing this way to solve the situation.
Mr. Spencer Johnson stated Columbia Park Medical Group
is a corporation and a subset of that corporation is the
partnership that owns the building. They need the
building for administrative offices, and that was the
impetus for buying the building. He stated he is now the
Executive Manager of the Partnership. He is a family
doctor who has been with the medical group since 1977,
actively involved in the corporate board for 7-8 years.
This is a mess and they are hoping they can get out of
it without going to foreclosure.
Ms. Schnabel stated she would like to have more
information from the HRA's legal counsel before they make
any decision. What is the HRA's legal position, what
precedent would they be setting, and can the Partnership
foreclose when they don't have a deed to the property?
Mr. Jim Hoeft stated the legal position is simple and
clear cut. The Partnership has the option to foreclose
on the property if they cannot get a deed from the
present owner. If a foreclosure does occur, the position
of the HRA as the second mortgage holder would be
eliminated, if not exercise right of redemption and
n
"purchase" building.
Mr. Hoeft stated that as far as setting a precedent, they
have to look back to the origin of why they are in this
position and the history of this property. The property
is somewhat unique in the troubles it has had. At the
HOIISING & REDEVELOPMENT AUTHORITY MTG., AIIG. 8, 1991 PAGE 17
time the present owner bought the property, the only
feasible way to finance that purchase was for the HRA to
subordinate its mortgage. The HRA made the decision that
they wanted the project to proceed and be successful.
Unfortunately, that owner of the property, for whatever
reason, did not succeed. Now the Partnership has come
in with this proposal, and the HRA has to deal with it.
It is either negotiate a settlement with them to assist
them or to have them take whatever means they have to
take the property.
Dr. Johnson stated he is not sure they can wait until
the next meeting for a decision by the HRA.
Mr. Meyer stated he would opt to settle and get out of
it.
Mr. McFarland stated that $17,500 is better than nothing
if the Partnership forecloses on the property.
Ms. Schnabel stated it does appear the HRA has little
choice. The HRA certainly wishes to maintain a good
relationship with its neighbors, but she wished there
was some room for negotiation and that they could make
r-1 this decision without leaving a bad taste in their mouth.
MOTION by Mr. Meyer, seconded by Mr. Prairie, to direct
staff to bring back legislation that authorizes a
negotiation settlement of $17,500 that will dissolve any
differences with the prospective owners of the Fridley
Plaza Office building on the payment of the second
mortgage.
IIPON A VOICE VOTE, ALL VOTING AYE, VICE-CHAIRPERSON
SCHNABEL DECLARED THE MOTION CARRIED UNANIMOIISLY.
ADJOURNMENT•
MOTION by Mr. Meyer, seconded by Mr. Prairie, to adjourn the
meeting. Upon a voice vote, all voting aye, Vice-Chairperson
Schnabel declared the motion carried and the August 8, 1991,
Housing and Redevelopment Authority meeting adjourned at 10:35 p.m.
Res ectfully s mitted,
Ly e Saba
Recording Secretary
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