HRA 11/12/1992 - 29636�,
CITY OF FRIDLEY
HOIIBIN(3 � REDEVELOPMENT AIIT80RITY MEETINGr, NOVEMBER 12� 1992
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CALL TO ORDER•
Chairperson Commers calTed the November 12, 1992, Housing &
Redevelopment Authority minutes to order at 7:30 p.m.
ROLI� CALL:
Members Present: Larry Commers, Virginia Schnabel, John Meyer,
Duane Prairie, Jim McFarland
Members Absent: None
Others Present: William Burns, Executive Director of HRA
Barbara Dacy, Community Development Director
Rick Pribyl, Finance Director
Paul Hansen, Accountant
Jim Casserly, Consultant �
APPROVAL OF OCTOBER 8. 1992, HOUSING & REDEVELOPMENT AUTHORITY
MINLTTES :
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MOTION by Mr. Prairie, seconded by Mr. Meyer, to approve the
October 8, 1992, Housing & Redevelopment Authority minutes as
written.
IIPON A VOICE VOTE, ALL VOTING AYE, CHAIRPER30N COMMERS DECLARED
THE MOTION CARRIED UNANIMOIIBLY.
1. CONSIDER SCHOOL DISTRICT #13 TIF TURNBACK:
Mr. Commers stated that at the last meeting, there was some
discussion relating to the fact that there had been some penalties
assessed to the assessments in School District #13.
Mr. Pribyl stated that staff is now recommending that the HRA
approve the turnback to School District #13. He stated they still
do not know what the County's position is going to be as far as the
abatement of penalties or possible reduction in market value. But,
in the past, staff has really not taken this kind of thing into
consideration. This particular return will not hamper or impair
any future debt service payments.
MOTION by Ms. Schnabel, seconded by Mr. McFarland, to approve the
agreement returning tax increment to School District #13 in the
estimated amounts of $27,308.37 for 1992 and $26,564.71 for 1993.
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HOUBING & REDEVELOPMENT AIITHORITY MTa.. NOV. 12. 1992 PAGE 2
IIPON A VOICE VOTE, ALL VOTING AYE, CHAIRPERSON CONII�RB DECLARED THE
MOTION CARRIED IINANIMODSLY.
2. CONSIDER APPROVAL OF PLEDGE AGREEMENT FOR THE ISSUANCE OF A
GENERAL OBLIGATION TEMPORARY TAX INCREMENT BOND:
Mr. Commers stated the HRA has received at the meeting from. Mr.
Pribyl a resolution approving and authorizing execution of a pledge
agreement for the issuance of a general obligation temporary tax
increment bond that is being issued to assist the HRA in the
reacquisition of Lake Pointe.
Mr. Casserly stated the bonds are temporary.because they are for
no more than three years. They are general obligation bonds
because the general taxing authority of the City supports them.
The HRA has to pledge tax increment because the purpose of them is
to assist with a redevelopment function.
Mr. Casserly stated that all the agreements have been executed with
Lake Pointe, and they closed earlier that day.
Mr. Meyer asked if maybe the HRA should put together a generalized
summary on the Lake Pointe acquisition to notify the public of what
the HRA has been doing with this property.
Mr. Commers stated there might be a positive�way of informing the
public that the HRA has acquired the Lake Pointe property and that
the HRA intends to move ahead with a new development.
Mr. Casserly stated it might be best to wait on the publicity until
after all the bonds are closed and the deeds are transferred.
MOTION by
Resolution
Agreement
Bond.
Mr. McFarland, seconded by Ms. Schnabel, to approve,
No. HRA 7-1992 authorizing execution of the Pledge
for the $4,030,000 Obligation Temporary Tax Increment
IIPON A oOICE VOTE � ALL VOTING AYE, CHAIRPERSON COMMERS DECLARED THS
MOTION CARRIED IINANIMOIIBLY.
Ms. Schnabel asked if the HRA is going to continue to call this
property "Lake Pointe" or if the HRA should consider a name change.
Mr. Commers stated that is a good suggestion, and the HRA should
give that some thought.
3. CONSIDER EASEMENT FOR ELECTRICAL CONTROL BOXES FOR NSPt
MOTION by Mr. Prairie, seconded by Mr. Meyer, to approve the
easement for electrical control boxes for NSP and authorize the
Executive Director to execute the easement.
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HOUSING & REDEVELOPMENT AIITHORITY MTG., NOV. 12, 1992 PAaE 3
IIPON A VOICE VOTE � ALL VOTING AYE, CHAIRPERSON COMMERS DECLARED THE
MOTION CARRIED IINANIMOIISLY.
4.
5.
CLAIMS•
a. Check Register (2256-2265)
MOTION by Ms. Schnabel, seconded by Mr. Prairie, to approve
the check register dated November 6, 1992.
UPON A VOICE VOTE, ALL VOTING AY'E, CHAIRPERBON COMMERS
DECLARED THE MOTION CARRIED IINANIMOIISLY.
HOUSING PROGRAM UPDATE:
Ms. Dacy stated she will review the recommended programs starting
with the overall budget amount, and she would welcome any questions
the HRA members might have. .
Ms. Dacy stated the reason for discussing the housing program at
this meeting is to receive some conceptual approval from the HRA
on four of the five primary programs that staff recommended the HRA
and Council consider earlier in the year. Those four prograins are:
^ 1. Single family rehab program
2. Rental inspection program
3. Scattered site acquisition program
4. MHFA/HOME programs
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Ms. Dacy stated that for each of these four programs, there are a
series of implementation steps and a checklist of what is needed
to be done.�
Budqet
Ms. Dacy stated that in September 1992, they had looked at an
amount of about $505,000 for the proposed housing program. That
budget is as follows:
Rehabilitation program $160,000
Rental inspection program 110,000
Scattered site acquisition program 225,000
MHFA/HOME applications 10,000
Neighborhood land use planning process -0-
$505,000
Since that time, staff has reallocated some of that monies in each
program. For example, they reallocated monies so that they are
putting more money toward the Fridley housing rehab program. The
rental inspection program remained the same. The amount for
scattered site acquisition was reduced. The N�iFA/HOME programs
remained the same. The cost for the neighborhood land use planning
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80IISING & REDEVELOPMENT AIITHORITY MTG.. NOV. 12, 1992 PAGE 4
process that was recommended will be absorbed in the Community
Developmeni� Department budget. Then, they created a line item
called "Administration" to which they allocated $85,000.
Rehabilitation program
Rental inspection program
Scattered site acquisition program
NIIiFA/HOME applications
Neighborhood land use planning process
Administration
$200,000
110,000
110,000
1Or000
-0-
85.000
$505,000
Ms. Dacy stated about half the cost for "Administration" will be
used to hire a housing coordinator on a contract basis. A staff
person is needed to coordinate the four housing programs. A job
description for the housing coordinator was included in the HRA
agenda. Other administrative costs would include costs to
administer the other programs.
Ms. Dacy stated it is going to take people to conduct these.rental
unit�inspections.
Mr. Meyer asked how many units are inspected each year.
,,� Mr. Dacy stated that prior to this past year, the City did rental
inspections on a complaint basis only so there was no proactive
program. Then last year, Jon Thompson from the Engineering
Department acted as a housing inspector durinq the winter season
from January to April, and he inspected 13� of the rental units.
There are 4,000 rental units, so that amounted to about 520 rental
units that were inspected..
Mr. Meyer asked what kind of violations did Mr. Thompson find.
Were the•things he found things that would justify them going into
a program that would inspect all units every two years?
Ms. Dacy stated that on the average, most of the rental units did
not have any significant problems and the property owners were able
to comply. There were one or two units that were very bad.
Mr. Meyer asked if staff feels the program of inspecting all units
every two years is more for preventative maintenance, rather than
for finding a lot of code violations.
Ms. Dacy stated she would agree with that. However, there are
problem buildings in Fridley.
Mr. Meyer stated that of the violations that were found, were those
tenant-caused violations or were they property owner-carelessness
type violations?
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80IIBING & REDBVELOPMENT AIITHORITY MTa., NOV. 12, 1992 PAaE 5
Ms. Dacy stated she did not know the answer to that question. She
would have to ask Mr. Thompson.
Ms. Dacy stated another aspect of the administrative.budget under
the rental inspections is that with the amount of inspection work
proposed to be conducted, staff is recommend•ing the setting up of
a computer system (HTE software) to record the inspections, provide
a tickler system for the next follow-up inspection, and be able to
track the progress of the violations and infractions.
Ms. Dacy stated that at the Council meeting, the Council questioned
the cost of the HTE software. The Council has asked staff to
research this in more detail and to come back with recommendations
for alternative software and costs. Council prefers that the staff
use a PC-based software system.
Ms. Dacy stated that regarding the scattered site acquisition
program, with a$100,000 budget, realistically they can only
acquire 2-3 properties per year, so they estimated some potential
costs based on actual cases they had in the last two years for
appraisal, title, and legal costs.
Ms. Dacy reviewed the goal, program components, budget, and
implementation steps for each of th.e four recommended programs.
Fridley Housinq Rehabilitation proqram
Ms. Dacy stated the Rehabilitation Program is broken into the
following components:
a. Fridley Middle Income Rehabilitation $150,000
b. MHFA Fix-up Fund -0-
c. CDBG -0-
d. Assistance for Non-qualifiers 50,000
$200,000
Ms. Dacy stated the intent of setting up the program into these
four levels is to be able to use state money, MHFA money, and
federal money. She reviewed a matrix for each of these four
components in terms of type of assistance, borrower income limit,
maximum number of units, owner occupancy, mortgage required,
interest rate, maximum and minimum loan, and maximum term.
Mr. Meyer stated that he is looking at the Fridley Middle Income
Program and why is the HRA is worrying about the person who can
qualify for a$120, 000 loan and giving that person a loan break
under this program?
Ms. Dacy stated the purpose of the program is to update the housing
stock and to do any type of code work that is needed.
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80IISING & REDEVELOPMENT AIITHORITY MTa.. NOV. 12, 1992 PAGE 6
Mr. Meyer stated here they are trying to help people who are of a
lower income and whose houses are deteriorating and it is good to
help them out. But, then they are worrying about the people who
want to make improvements to�their homes and have the money to do
it by themselves, but are applying for public assistance. It just
doesn't make sense, and he wondered if it is a proper use of public
monies.
Mr. Prairie asked if this .program was patterned after the
Minneapolis program.
Ms. Dacy stated it was.
Mr. Prairie stated the homes in Minneapolis are a great deal older
than Fridley's homes. Rehabbing an older home in Minneapolis is
a lot different than rehabbing an older home in Fridley.
Mr. Casserly stated that in this particular program, Minneapolis'
emphasis was more on a middle income approach in order �o
rehabilitate the older homes and to have an attractive program to
encourage people to stay in the city. This is one of the least
expensive programs because the City of Minneapolis doesn't have to
fund it themselves or sell bonds to do it.
,� Mr. Meyer stated it is fine for the City of Minneapolis and St.
Paul to help their middle income people rehab their homes.
Minneapolis and St. Paul have terrible problems in their housing
stock that Fridley doesn't have.
Mr. Burns stated he and Ms. Dacy have been discussing something
similar to the Minneapolis and St. Paul programs. That is that
during the first six months of their programs, they earmarked two-
thirds of the money for people who were at median income or below.
So, during the first six months, only one-third of the money could
go to people above the median income. In Fridley�s case, that is
about $50,000. So, they could give peopl� money in the $50,000-
76,000 income range, but only one-third of the total money could
go to that category of people. That is something the City of
Fridley might want to do.
Mr. Meyer stated that is an interesting concept. He stated they
have to be frugal with this program.
Mr. Commers asked if the HRA wants staff to look closer at income
levels, size of loans, and eligibility improvements.
Mr. Meyer stated he would like to see them establish a more precise
priority system on how this money can be used under "Eligible
Improvements". Then, he would suggest that they try to structure
this so that the median income is lower than what is being proposed
� via a market eligibility benchmark of some kind.
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HOIISING & REDEVELOPI�ENT AIITHORITY MTG., NOV. 12, 1992 PAGE 7
Mr. McFarland stated that under the Fridley Middle Income Program,
the borrower income limit is 150a of inedian income or $76,500. He
stated $76,500 seems kind of high, and maybe it should be closer
to $50,000.
Ms. Dacy stated Mr. Casserly is still doing some legal research on
this. At some time, the HI2A will need to approve a resolution that
will formally adopt the program structure and there will be
agreements that the HRA will have to execute with the banks to make
sure the programs are administered to the standards that the HRA
established. However, before this can be done, they have to find
a bank or mortgage company that is willing to administer the Middle
Income Program. Once that is secured, staff would like to finalize
the job description for a housing coordinator, hire this person,
and start the ball rolling to get the other three program elements
in place.
Mr. Commers stated he did not think the HRA has any problem with
staff trying to find a bank that is willing to administer the
program. Maybe staff can come back with some suggestions and other
options based on the HRA's discussions of these issues. However,
in the meantime, there is no reason why staff cannot go ahead in
looking for a bank.
Mr. Burns stated before they can negotiate a contract with the
bank, the HRA will need to define what the terms will be.
Rental Inspection Program
Ms. Dacy stated the goals of the Rental Inspection Program are to
improve the quality of the rental housing stock, to avoid receiving
displaced problem tenants, and to interrupt the cycle of deferred
maintenance. She stated some of the adjacent communities are more
aggressive than Fridley in inspections.
Ms. Dacy stated one component of this program is to conduct
inspections in 2,000 units per year. They are looking at two full-
time staff people for rental inspections. One of the housing
coordinator's first tasks would be look at existing Chapter 220
which requires inspections. They would like to adopt the HUD
Section 8 minimum housing standards.
Ms. Dacy stated the housing coordinator and the HRA would need to
decide how the inspections would be conducted. Part of the
$110,000 cost would be for the equivalent of two full-time
inspectors plus one full-time clerical person to input inspection
results on the computer, schedule inspections, and follow-up
correspondence.
Ms. Dacy stated that for future approvals before the program gets
started,.staff is recommending that the housing coordinator meet
with the rental property owners about the proposed program and
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80II8IN(� &�REDEVELOPMENT AIIT80RITY MTC,., NOV. 12, 1992 PAGE 8
rental fee increase, the City Council will need to adopt an
ordinance to.increase the fees as well as adopt any amendments to
Chapter 220. Then, the housing coordinator would prepare the RFP
for rental contract inspectors and establish the program. Staff
would also like to acquire HTE software. '
Ms. Dacy stated the City Council inquired if some funds, either now
or in the future, could be reserved by the HRA for multiple family
rehab or, in some cases, multiple family acquisition to eliminate
the problem of certain buildings in the community. It is an option
for the HRA; however, the option is more costly.
Ms. Dacy stated that staff's recommendation is that it is very
important to start the rental inspection program first and, as they
proceed, other options can be evaluated. There may be other
agencies better able to acquire buildings than the HRA.
Mr. Meyer refer�ed to 1.b. under "Goals" which states: "To avoid
receiving displaced problem tenants." He asked what that means.
Ms. Dacy stated she recently had a meeting with the Executive
Director of ACCAP and two meinbers of the police department. What
they are finding is that problem tenants seem to be moving around
from community to community. They usually end up in buildings
� where, because of high vacancy rates, the owners are not careful
about screening the tenants and tend to negotiate leases that are
very loose. So, what they are trying to do is impress upon the .
property owners that the City is serious about this inspection
program and that these units need to be well maintained. The other
strategy is that they would like to form a coalition of rental
property owners where owners get together and talk to one another.
Mr. Meyer stated he did not think that phraseology was very
appropriate under "Goals". This phra�eology could easily be
misinterpreted by someone. He did not think there is any
relationship or link between (b) and the rental program. They are
not going to keep out drug dealers, car thieves, etc., because the
rental unit's kitchen has a new coat of paint.
Mr. Commers stated his objection is that this is far toa aggressive
a problem without a real solution. The fact that the City is going
to inspect 2,000 units every two years is not going to solve any
problems. It is going to cause more problems than it is worth.
The City needs to know what kind of problems are out there, and if
they find major problems, they need to have a solution for how
those things are going to get done. The way the economy and market
is today, those apartment owners are not going to be able to
comply. When you have bankers running real estate, it is a
deteriorating situation also. So, this really doesn't answer the
problem. It is good to keep the buildings up so that you hope to
�"`� get better tenants, but that doesn't solve the crime or drug
problems. Those people can come in and pay the highest of rents.
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HOIISING � REDEVELOPMENT AIITHORITY MTG., NOV. 12, 1992 PAGE 9
What it does is hurt the low income people that cannot find a
place. It is true that problem tenants do move from community to
community. But, to spend $100,000 for two inspectors to inspect
every unit every two years does not make any sense to him at all.
Staff doesn't even have an identifiable problem. If they have two
or three units that are problems, then the Mr. Thompson should get
over there and solve those problems. But, they don't need to spend
$100,000 worth of inspectors every two years to do that.
Ms. Dacy stated that they also cannot wait until there are major
problems.
Mr. Commers stated that they should then spend the money on getting
the coalition of rental property owners together and talk to them
and educate them. That would be the positive approach.
Ms. Schnabel stated she did not know that by doing that, they would
be able to get the property owners to spend a lot more money to
comply with violations unless they are forced to do it.
Mr. Commers stated they will do it, but the City has to have a
program in place to assist them, because the economics are such
today that they cannot do it on their own. The economics today are
that most of those buildings are financed far greater than their
� market values, and those people will walk away from it. That is
what is causing the deterioration in housing stock.
Ms. Schnabel stated she did not know how they are going to know the
problems unless they have inspectors who are looking for the
problems.
Ms. Dacy stated that maybe �inspecting 2,OOQ per year is too
aggressive. Right now, staff is inspecting about 130 of the City's
rental units. But, may3�e they can scale back the cost of the
program by increasing the inspections to 25-30%. Maybe they should
focus more on problem buildings and try to couple that with the
MFHA programs or other programs; or, the HRA may want to allocate
some of the $500,000 for multiple family rehab. Staff feels
strongly that it is not prudent to let go of the inspections
entirely. They have to make more inspections than what they are
doing now.
Mr. Meyer stated he shared Mr. Commers' concerns about these
inspections. He did not know if they need to inspect every unit
every two years. Maybe it should be every six years. They should
be more selective, i.e., make random inspections. They should be
hitting the.buildings where they know there are code violations.
Mr. Commers stated usually a renter will complain, but not always.
One of the problems today is. that some of the newer units are in
� worse condition than the older units because of the poor quality
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HOUSING & REDEVELOPMENT AIITHORITY MTG.� NOV. 12. 1992 PAGE 10
materials that were used to build them. There are major issues
relating to multiple housing.
Ms. Dacy asked if it is the consensus of the HRA to first meet with
the multiple family owners and then restructure the inspection
program for something other than 2,000 units per year.
Mr. Commers stated that is his opinion.
Mr. Meyer stated he believed they should be inspecting the
buildings where they know there are code violations.
Mr. McFarland agreed with Mr. Meyer. They should focus on�the
violators and not on the property owners who take pride in their
possessions.
Mr. Co�mers stated he believed they should certainly have some
minimum housing standards. The ordinance does not provide for that
now, but it seems reasonable to use the Section 8 standards which
are public health and safety issues. There is no reason that any
building should not meet those kind of requirements. If the goal
is to clean up a lot of under code units in the City of Fridley,
the City has to have some kind of solution as to how those
violations are going to get corrected. The solution is going to
^ have to be broader and larger than just an inspection; otherwise,
they may be taking on a greater job than they think they are.
Scattered 83te Aaquisition
Ms. Dacy stated the goals of Scattered Site Acquisition are to
remove blighted and abandoned homes and to provide new housing
construction. Staff is proposing a budget of $100,000 for property
acquisition and about $9,000 for administrative costs.
Ms. Dacy stated every year the Council and the HRA would review a
potential list of properties, and the housing coordinator would use
a rating system to identify those properties that should be
acquired first. They are looking at acquiring abandoned as a first
priority, then vacant residential parcels and potential redevelop-
ment sites. She reviewed the purposes of acquisition activity and
approvals necessary for scattered site acquisition.
MHFA/HOME Applications
Ms. Dacy stated the goals of the MHFA/HOME applications are to
obtain as much state and federal funds as possible to supplement
the City's housing programs such as scattered site acquisition,
rehabilitation, or redevelopment projects and to preserve local
financial resources as much as possible.
,� Ms. Dacy stated the $10,000 budget is for any type of application
fees that might be necessary. Also, at this time, there is no bank
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HOIISIN(� & REDEVELOPMENT AIITHORITY MTG.. NOV. 12. 1992 PAGE 11
in Fridley that administers NII3FA program. They would prefer to
have a Fridley bank, and Fridley State Bank is looking into it.
other Possible Proqram Add3tions
Ms. Dacy stated other possible program additions are a Truth-in-
Sale Ordinance, a Nuisance Abatement Ordinance, developing a local
source of money for rental rehab, establishing a multi-family
owner/ landlord coalition, preparing a"how to" rehab handbook, and
adopting an ordinance on mobile home code requirements.
Ms. Dacy stated that included in the HRA agenda were two memos from
Steven Barg,. Planning Assistant, one on the Truth-in-Sale of
Housing Programs and one on Nuisance Abatements.
Mr. Meyer stated a T�uth-in-Sale Ordinance is very important.
Mr. Meyer stated that in establishing a multi-family owner/landlord
coalition, he thought the City and the HRA should be very careful
so that the instant they feel th�is coalition is being used by
anyone to practice exclusionary policies towards anyone or any
group, the City and the HRA should get out immediately. Otherwise,
the City and HRA could get involved in some lawsuits.
� Mr. Meyer stated that regarding the list of qualifications for a
housing coordinator, in light of the discussion at the meeting and
the fact that some of the programs might be reworked, staff might
want to hold that in abeyance for now. They might want a housing
coordinator who has a little more background and knowledge of what
an inspector must know to do these inspections.
Mr. Commers asked staff if the HRA could get some statistical
information on what type of violations are being found in current
rental inspections.
Ms. Dacy stated she would be happy to get that information for the
HRA. Her only reservation is that she did not think the PC
software being used by the Fire Department tracks anything more
than the building address and the property owner's address. She
stated they might have to go to the hard copies to get that
information. She will check into that. However, Jon Thompson and
Dick Larson, Deputy Fire Chief, may be able to tell her what kinds
of violations they have seen in their inspections.
6. RICE PLAZA UPDATE:
This was an information item only.
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HOII$IN�3 � REDEVELOPMENT AIIT80RITY MTd., NOV. 12, 1992 PAaL 12
7. PROPOSED ADVERTISEMENT FOR JANUARY CORPORATE REPORT:
Ms. Dacy� stated this is an information item only. The HRA
authorized this half-page advertisement in Corporate Report at its
April 8, 1992, meeting.
ADJOURNMENT•
MOTION by Mr. Meyer, seconded by Mr. Prairie, to adjourn the
meeting. Upon a voice vote, all voting aye, Chairperson CoYnmers
decla,red the motion carried and the November 12, 1992, Housing &
Redevelopment Authority meeting adjourned at 9:55 p.m.
Re pectfully s mitted,
Ly Saba
Re rding Secretary