HRA 05/05/1994 - 29572CITY OF FRIDLEY
/� HOIISING & REDEVELOPMENT AIITHORITY MEETING� MAY 5� 1994
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CALL TO ORDER•
Chairperson Commers called the May 5, 1994, Housing & Redevelop-
ment Authority meeting to order at 7:30 p.m.
ROLL CALL:
Members Present: Larry Commers, Virginia Schnabel, Duane Prairie,
John Meyer, Jim McFarland
Members Absent: None
Others Present: William Burns, Executive Director of HRA
Barbara Dacy, Community Development Director
Grant Fernelius, Housing Coordinator
Craig Ellestad, Accountant
Jim Casserly, Consultant
Scott Lund, Rite-Way Mobile Home Repair, Inc.
APPROVAL OF APRIL 7, 1994, HOUSING & REDEVELOPMENT AUTHORITY
MINUTES• �
� MOTION by Mr. Meyer, seconded by Mr. McFarland, to approve the
April 7, 1994, Housing & Redevelopment Authority minutes as
written.
IIPON A VOICE VOTE, ALL VOTING AYE, CHAIRPERSON COMMERB DECLARED
THE MOTYON CARRIED IINANIMOIISLY.
1. CONSIDER PROCEDURES FOR INSPECTIONS FOR REHAB PROGRAMS:
Mr. Fernelius stated City staff inet with John Meyer to discuss the
concerns Mr. Meyer expressed at the April HRA meeting regarding the
inspection process, particularly concerning the loan program.
After that meeting, staff developed a number of recommendations to
address these concerns and is requesting approval of the following
changes to the Housing Rehabilitation Program:
1. Pre-inspections will only be required for applicants to
the Home Improvement Loan Program who require HRA gap
financing. The inspections will be used to verify the
improvements as opposed to a complete inspection of the
property.
2. Pre-inspections will not be required for applicants to
the Home Mortgage Assistance Program. United Mortgage
will be conducting its own inspection as part of the
� mortgage application process.
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HOIIBING & REDEVELOPMENT AIITHORITY MEETING. MAY 5, 1994 - PAGE 2
3. No changes will be made to the Home Improvement Grant
Program with regard to inspections. ACCAP will continue
to do inspections and �ork write-ups for that program.
Mr. Meyer stated this is a good summary of his meeting with staff,
and he is comfortable with these changes.
MOTION by Mr. Meyer, seconded by Mr. Prairie, to authorize staff
to make the changes to the Housing Rehabilitation Program as
outlined by staff.
IIPON A VOICE VOTE � ALL VOTIATG AYE, CHAIRPERBON CONII+�ERB DECLARED
THE MOTION CARRIED IINANIMOIIBLY.
2. CONSIDER AMENDED TIF REOUEST BY SCOTT LUND:
Ms. Dacy stated Scott Lund is proposing to build a new 13,000
square foot office/warehouse building on the north side of 73 1/2
Avenue just east of Highway 65. Before the last HRA meeting, the
estimated construction cost was $230,000, so the 5� assistance
amount equated to approximately $17,000. Since that time, Mr. Lund
has received actual bid estimates, and the project cost totals
$494,800. As Mr. Lund is going for SBA 504 financing, he wants to
increase his request from 5o to 10%.
^ Ms. Dacy stated Jim Casserly has done his usual analysis in terms
of the tax increment district. At this time, this is part of the
Onan district. Staff is requesting that the HRA decide whether or
not the 10% amount is appropriate. Staff and the petitioner need
to work on the mechanics of the assistance, pay-as-you-go versus
another method. At this time, staff is not prepared with a
recommendation as to how the assistance should be given, but staff
would like some direction from the HRA about the 10�.
Mr. Casserly stated he has looked at the three years' earnings
forecast put together for the project, the executive summary of
the SBA 504 loan application, the financial statements for the last
two years, and the current revenue and expense analysis for the
first two months of the current year. Rite-Way Mobile Home Repair,
Inc., is a company that is growing at a steady pace. What appears
to have limited its growth is the size of its current facility and
the way that the company has had to subcontract out a lot of its
work. By constructing this new facility, the company will be able
to do a number of their own activities in the new facility and will
have the opportunity to generate additional business and have a
better profit picture.
Mr. Casserly stated staff is still looking at what amount of
assistance, if any, should be provided up front or what amount
should be provided over time. It is Mr. Lund's feeling that
,�'1 without HRA assistance, the project could not proceed, certainly
_ not to the size of the project that is being contemplated, and the
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HOIISING & REDEVELOPMENT AIITHORITY MEETINa, MAY 5, 1994 - PAGB 3
amount requested certainly seems justified. In staff's estimation,
it is just a question of how that amount should be provided.
Mr. Commers asked if staff is asking the HRA to exceed the guide-
lines the HRA has consistently used which is 5�, and what is the
basis for doing that?
Ms. Dacy stated the recommendation has been 5� on the pay-as-you-
go approach. On a loan, the HRA has done a loan amount from 5�S to
as high as 150.
Mr. Commers asked if staff is looking at a mixed type of
assistance; that is, a pay-as-you-go together with a loane
Ms. Dacy stated the.requested amount is 10%, but the HRA can mix
and match any type of tool. In the past, with pay-as-you-go, 50
has been the guideline.
Mr. Prairie asked the number of employees.
Mr. Lund stated he currently has nine full-time employees. During
the summer months which is their peak season, he hires four to six
part-time employees. With this new facility, he anticipates hiring
four additional people, two would be full time mechanics just for
their equipment. As they expand, there will be additional
employees as needed. Within four years, he anticipates hiring an
additional four employees.
Mr. Commers stated that if the HRA contributes 10�5, how much does
the SBA 504 program contribute and what is the equity of the
developer?
Mr. Casserly stated the developer's equity is about l00 of the
total project cost, the SBA provides 500, and the bank financing
is 400.
Mr. Commers stated that with the 90% financing and the HRA's 10�,
the developer is not really putting anything into the project.
Mr. Lund stated he has already put $8,000 into the project to date.
They are doing a first rate development. His partner and he
personally will be putting a lot of money into the interior of the
building as they are not financing all the interior improvements,
nor did they include any equipment in their proposal for assistance
from any of the entities other than SBA, solely for the purpose of
trying to keep the monthly costs down.
Mr. Meyer asked Mr. Lund to comment on the proposed mix of funds
for the 10% HRA assistance, other than an outright pay-as-you-go
loan.
Mr. Lund stated he had asked Mr. Casserly if there might be an
option for the HRA to contribute a 5% loan now and 5o pay-as-you-
go, so that he is not strapped for cash flow. He and his partner
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HOIIBINa & REDEVELOPMENT AIITHORITY MELTING. MAY 5, 1994 - PAQE 4
have set up a partnership as required by SBA, and each of them has
set aside $20, 000 to make sure they have sufficient funds to do the
project correctly.
Mr. Casserly stated they have probably not included all the project
costs, including tenant improvements, machinery, moving expenses,
etc., as they normally do in determining percentages. He believed
the total cost of this project might be in excess of $550,000.
Mr. Commers stated there seems to be a lot of information missing
regarding this project. He stated he has never heard of including
moving costs as part of the overall project cost. If so, that has
never been discussed.
Mr. Casserly stated they are talking about the HRA providing
assistance that is greater than what the guidelines suggest. What
is being suggested is not a loan, but that part of the assistance
be provided up front and part be provided over time. The
assistance over time is the traditional pay-as-you-go approach and
the assistance up front is the traditional grant approach. Those
two options can be mixed any way the HRA wants. THe other option
is to provide a grant up front with a loan for part, a pay-as-you-
go for part, and a loan for part; or they can mix any combination
to get the project done.
� Mr. Meyer stated that it seems like Mr. Lund has done a very good
job at trimming down a building to keep the costs down. It is
� somewhat ironic that he is potentially being penalized for staying
within what he considers to be his means.
Mr. Meyer stated he is in favor of 10a assistance in one form or
another for Mr. Lund's project. He is not hung up on exceeding
the HRA�s previous guidelines. This sounds like a good project
for a person who has been a member of the community for many years
and a successful business owner.
Mr. Burns stated that more time is needed to work out the exact
° form of assistance. If the HRA can give its consent to the 10%
concept without knowing the exact form of assistance, that would
be appreciated.
Mr. Commers stated what should be explored is what exactly the
developers are going to put into the project; and, to the extent
they are contributing some equity, what that equity would do to the
5% up front payment and whether or not they can afford to carry a
5� loan to some extended terms. He did not necessarily see
anything wrong with the 10%, with 5% up front and 5% over some
other terms; but right now the HRA does not have enough information
to make that decision.
Mr. Burns stated that the HRA was close to 7� on the McGlynn
� Bakeries proj ect and was far in excess of 5� for Onan, so there
already is a precedent for exceeding the 5� guideline for projects
the HRA feels have a substantial benefit to the community.
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HOIISINa & REDEVELOPMENT AIITHOItITY MEETING. MAY 5. 1994 - PAGT 5
Mr. Burns stated staff will work with Mr. Lund and try to move this
along as quickly as possible.
3. CLAIMS AND EXPENSES:
a. Check Reqister
MOTION by Mr. Prairie, seconded by Ms. Schnabel, to approve
the check register, checks 25095-25104 (checks 25105 and 25106
were voided) and checks 25117-25122 (checks 25107-25112 were
voided) .
IIPON A VOICE VOTE, ALL VOTING AYE, CBAIRPER80N CONII+3ER8
DECLARED THE MOTION CARRIBD IINANIMOIIBLY.
4. SOUTHWEST OUADRANT UPDATE:
Ms. Dacy stated that since the last HRA meeting, staff has met with
Frank Dunbar of Dunbar Development Corporation, Frederick Furland
of Ted Glasrud Associates, Inc., and Harry Yaffee and Ken Belgarde
of Belgarde Enterprises, Inc., to explore development opportunities
on the southwest quadrant. Since these meetings, Glasrud
Associates and Belgarde Enterprises have written letters stating
that they are not interested in pursuing this type of site for
development.
Ms. Dacy stated that when staff reviewed this information with the
City Council one week ago, the Council asked staff to go back to
Winkels and LaNel Financial and explore the mixed use, multi-story
structure and development, which was proposed by Winkels and Lanel
Financial.
Mr. Burns stated staff has relayed to Winkels and LaNel Financial
some of the things the Council would like to see; namely, the
project ought to have a little more value than what was originally
projected. The Council is also attracted by the approach that
would have some "under and over" type retail development where the
retail is on the bottom floor and the residential is on the upper
floors.
Mr. Burns stated staff has asked the developer to address some of
these concepts and come back with a conceptual plan to be presented
to the Council on May 16, 1994. He has also asked Mr. Winkels and
Mr. Casserly to get together to change. the assumptions and then
have Mr. Casserly work on the financial projections. At the
request of the Council, he has asked Mr. Winkels not to phase the
project. In the past, Mr. Winkels wanted to build in two phases.
Mr. Burns stated this is a major project. There seems to be a
greater community interest in this redevelopinent project now than
� there has been in the past.
5. LAI�E POINTE MARKETING UPDATEt
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HOIISING & RBDEVELOPMENT AIITHORITY MEETING. MAY 5, 1994 - PAGE 6
Ms. Dacy stated the Lake Pointe brochures were printed in April,
and the kick-off of the marketing effort was to attend a booth at
the Commercial Real Estate Exhibition in downtown Minneapolis.
Twenty to thirty brochures were distributed. Information inserts
will be printed on nice colored card stock to be inserted into the
brochures. They have had a lot of good response to the appearance
of the brochure and the photos.
Ms. Dacy stated she just received the prototype for a sign from
Merrill Busch. The sign will read: "Lake Pointe Outstanding
Corporate Site Available" and will list the City Manager's
telephone number. According to the City's Sign Ordinance, they
are allowed a 50 square foot sign per street frontage so they
potentially could have four signs. Mr. Busch has prepared a list
of specifications.
Ms. Dacy stated that Mr. Busch has recommended that Mr. Commers
and Mayor Nee co-author a letter that will accompany the brochure
to be mailed to brokers and developers to introduce the site to
the real estate community. That should be done within 30-45 days.
They will start doing news releases and advertising in the Real
Estate Journal and other business publications. The final step is
to work on a list of Minnesota and metro area corporations and
businesses for a direct mail.
� ADJOURNMENT•
MOTION by Mr. Prairie, seconded by Ms. Schnabel, to adjourn the
meeting. Upon a voice vote, all voting aye, Chairperson Commers
declared the motion carried and the May 5, 1994, Housing and
Redevelopment Authority meeting adjourned at 8:40 p.m.
Res ectfully s itted,
�� �-l�
Lyn Saba
Recording Secretary