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HRA 07/11/1996 - 6266HOUSING & REDEVELOPMENT AUTHORITY MEETING THURSDAY, JULY 11, 1996 7:30 P. M. PUBLIC COPY (Please return to Community Development Dept.) * * * INFORMAL DISCUSSION BEGINS AT 6:00 P.M. 1. Housing Action Plan 2. HRA Levy 3. Revolving Loan Program CITY OF FRIDLEY A G E N D A HOUSING & REDEVELOPMENT AUTHORITY MEETING THURSDAY, JULY 11, 1996 7:30 P.M. ----------------------------------------------------------------- LOCATION: Council Chambers, Fridley Municipal Center CALL TO ORDER ROLL CALL APPROVAL OF MINUTES: June 13, 1996 CONSENT AGENDA: Revenue and Expenses . . . . . . . . . . . . . . . . 1 - 1B Resolution Modifying the Redevelopment Plan . . . . 2 - 2C for Redevelopment Project No. 1 and the Tax Increment Financing Plans for TIF Districts #1 - #3, #6, #7, and #9 - #14 Approval of Development Contract and . . . . . . . . 3 - 3Q Indemnification Agreement with ACCAP; 380 - 57th Place N.E. Approval of Exterior Architectural Plans . . . . . . 4 - 4C for Fridley Plaza Office Building Acquisition of 5833 - 2 1/2 Street N.E. . . . . . . 5 - 5C ACTION ITEMS: Consider Options for 6431 Jackson St. N.E. . . . . . 6 - 6B Approval of Housing Action Plan . . . . . . . . . . 7 - 7A HRA Agenda July 11, 1996 Page 2 ACTION ITEMS (Continued) Resolution Authorizing an HRA Levy . . . . . . . . . 8 - 8P Resolution Authorizing Funding for the . . . . . . . 9 Revolving Loan Program Resolution Authorizing Additional . . . . . . . . 10 - 10C Expenditures for the Mississippi Street /3rd Street Intersection Project INFORMATION ITEMS: Status of TIF Assistance for Wallboard, Inc. . . 11 - 11F OTHER BUSINESS• ADJOURNMENT HRA RESOLUTION NO. 12 — 1996 A RESOLUTION ADOPTING 1996 TAX LEVIES COLLECTIBLE IN 1997 BE IT RESOLVED by the Board of Commissioners (the "Commissioners ") of the Housing and Redevelopment Authority in and for the City of Fridley, Minnesota (the "Authority "), as follows: Section 1. Recitals. 1.01. The Authority is authorized by Minnesota Statutes Section 469.033 to adopt a levy on all taxable property within its area of operation, which is the City of Fridley, Minnesota (the "City "). 1.02. The Authority is authorized to use the amounts collected by the levy for the purposes of Minnesota Statutes Sections 469.001 to 469.047 (the "General Levy "). 1.03. The Authority is further authorized to use the proceeds of an additional levy to defray the costs of providing informational service and relocation assistance as set forth in Minnesota Statutes 469.012, Subdivision 1 (the "Relocation Levy "). Section 2. Findings. 2.01. The Authority hereby finds that it is necessary and in the best interests of the City and the Authority to adopt the General Levy and the Relocation Levy to provide funds necessary to accomplish the goals of the Authority and in furtherance of its Modified Redevelopment Plan. Section 3. Adoption of General LevV. 3.01. The following sums of money are hereby levied for the current year, collectible in 1997, upon the taxable property of the City for the purposes of the General Levy described in Section 1.02 above: Total General Levy: .0131% of Taxable Market Value Amount: Maximum Allowed by Law HRA Resolution No. 12 - 1996 - Page 2 Section 4. Adoption of Relocation Levy. 4.01. The following sums of money are hereby levied for the current year, collectible in 1997, upon the taxable property of the City for the purposes of the Relocation Levy described in Section 1.03 above: Total Relocation Levy: .0013% of Taxable Market Value Amount: Maximum Allowed by Law Section 5. Report to Citv and Filing of Levies. 5.01. The executive director of the Authority is hereby instructed to transmit a certified copy of this Resolution to the City Council for its consent to the levies. 5.02. After the City Council has consented by resolution to the levies, the executive director of the Authority is hereby instructed to transmit a certified copy of this Resolution to the county auditor of Anoka County, Minnesota. PASSED AND ADOPTED BY THE HOUSING AND REDEVELOPMENT AUTHORITY IN AND FOR THE CITY OF FRIDLEY THIS 11TH DAY OF JULY, 1996. LAWRENCE R. COMMERS - CHAIRMAN ATTEST: WILLIAM W. BURNS - EXECUTIVE DIRECTOR HRA RESOLUTION NO. 13 - 1996 A RESOLUTION AUTHORIZING THE FUNDING OF THE FRIDLEY REVOLVING LOAN PROGRAM; PROVIDING FOR THE DELEGATION OF CERTAIN POWERS AND DUTIES; AUTHORIZING THE EXECUTION OF DOCUMENTS BE IT RESOLVED by the Board of Commissioners (the "Commissioners ") of the Housing and Redevelopment Authority in and for the City of Fridley, Minnesota (the "Authority "), as follows: Section 1. Recitals. 1.01. The Authority has previously established a Comprehensive Housing Rehabilitation Program for the City of Fridley (the "Program ") for the residents of all of the City of Fridley's neighborhoods. One of the types of loans available under the Program is a loan to assist with home improvements (the "Revolving Loan Program ") as more fully described in HRA Resolution No. 12 - 1996. 1.02. The Authority has entered into the necessary agreements to implement the Program. 1.03. It has been proposed that the Authority now enter into the necessary agreements to finance and provide the funds required for the Revolving Loan Program. 1.04. It has been proposed that the Authority borrow the sum of $1,500,000 from the City to fund the Revolving Loan Program. Section 2. Findings 2.01. The Authority hereby finds that its area of operation in which it has implemented the Revolving Loan Program is the area within the territorial boundaries of the City as provided for in Minnesota Statutes, Section 469.002, Subd. 8 and that the Revolving Loan Program is available to all eligible City residents. 2.02. The Authority hereby finds that the adoption of the Revolving Loan Program has and continues to promote the purposes of the Authority as those purposes are defined in Minnesota Statutes, 469.001, et seg. (the "Act "). HRA Resolution No. 13 - 1996 - Page 2 2.03. The Authority hereby finds that the Revolving Loan Program is assisting in the alleviation of shortages of decent, safe and sanitary residential housing available within the City at prices affordable to persons and families of low or moderate income as described therein. 2.04. The Authority hereby finds that preservation of the quality of life in the City is dependent upon the maintenance, provision, and preservation of an adequate housing stock; that accomplishing this is a public purpose in that there are many residences in the City which require rehabilitation; that a need exists to provide in a timely fashion affordable housing to persons of low and moderate income as described in the Act and herein residing and expected to reside in the City; that many owners, would -be purchasers or providers of residences are unable to obtain mortgage credit for rehabilitation of residences under current market conditions; and that in establishing its Revolving Loan Program the Authority is acting in all respects to benefit the citizens of the City and to serve a public purpose in improving and otherwise promoting their health, welfare and prosperity. 2.05. The Authority hereby finds that a long term source of funds is necessary to maintain the Revolving Loan Program. Section 3. Authorization for Funding. 3.01. The Authority hereby approves and adopts funding for the Revolving Loan Program as described in the Financial Analysis for the Revolving Loan Program attached as Schedule A to this Resolution. Section 4. Delegation of Power and Duties. 4.01. In accordance with the Act, specifically Minnesota Statutes, Section 429.012, Subd. 1(3), and in accordance with Schedule A, the officers, agents and employees of the Authority are hereby authorized to take such actions as may be necessary to provide the funds necessary to operate the Revolving Loan Program. Section 5. Authorization for Execution of Documents. 5.01. The Executive Director and the Chairman are hereby authorized to execute all documents necessary to implement the Program, including any loan documents with the City which will provide $1,500,000 in funds for the Revolving Loan Program. HRA Resolution No. 13 - 1996 - Page 3 PASSED AND ADOPTED BY THE HOUSING AND REDEVELOPMENT AUTHORITY OF THE CITY OF FRIDLEY THIS 11TH DAY OF JULY, 1996. LAWRENCE R. COMMERS - CHAIRPERSON ATTEST: WILLIAM W. BURNS - EXECUTIVE DIRECTOR HRA RESOLUTION NO. 14 - 1996 RESOLUTION AUTHORIZING AN ADDITIONAL REIMBURSEMENT TO THE CITY OF FRIDLEY FOR THE MISSISSIPPI STREET /3RD STREET INTERSECTION CONSTRUCTION PROJECT WHEREAS, Anoka County has required certain public improvements to be completed to the Mississippi Street and 3rd Street intersection as a result of the Southwest Quadrant redevelopment project; and WHEREAS, the City of Fridley opened bids on the project on June 20, 1996; and WHEREAS, the lowest bid was $212,616.20 resulting in an overage of $50,378.51; and WHEREAS, the HRA passed HRA Resolution No. 7 - 1996 authorizing reimbursement of up to one -half of the original project cost of $162,237.69. NOW, THEREFORE, BE IT RESOLVED that the Authority agrees to reimburse the City of Fridley the remainder of the costs for the completion of the public improvements at the intersection of Mississippi Street and 3rd Street. PASSED AND ADOPTED BY THE HOUSING AND REDEVELOPMENT AUTHORITY IN AND FOR THE CITY OF FRIDLEY THIS 11TH DAY OF JULY, 1996. LAWRENCE R. COMMERS - CHAIRMAN ATTEST: WILLIAM W. BURNS - EXECUTIVE DIRECTOR HRA RESOLUTION NO. 15 - 1996 RESOLUTION MODIFYING THE REDEVELOPMENT PLAN FOR REDEVELOPMENT PROJECT NO. 1 AND THE TAX INCREMENT FINANCING PLANS FOR TAX INCREMENT FINANCING DISTRICTS NOS. 1 - 3, 6, 7, 9 - 14 BE IT RESOLVED by the Board of Commissioners (the "Commissioners ") of the Housing and Redevelopment Authority in and for the City of Fridley, Minnesota (the "Authority ") as follows: Section 1. Recitals. 1.01. It has been proposed that the Authority modify, approve, and adopt a Modified Redevelopment Plan relating to Redevelopment Project No. 1 (the "Project Area ") to reflect increased geographic area and increased project costs within the Project Area, pursuant to and in accordance with Minnesota Statutes, Sections 469.001 to 469.047, inclusive, as amended and supplemented from time to time. 1.02. It has been further proposed that the Authority modify, approve, and adopt Modified Tax Increment Financing Plans for Tax Increment Financing Districts Nos. 1 - 3, 6, 7, 9 - 14 to reflect increased project costs within the Project Area, pursuant to Minnesota Statutes, Section 469.174 through 469.179, inclusive, as amended and supplemented from time to time. 1.03. The Authority has investigated the facts and has caused to be prepared with respect thereto, a Modified Redevelopment Plan and Modified Tax Increment Financing Plans (collectively the "Plans ") to reflect increased geographic area and increased project costs within the Project Area, defining more precisely the property to be included the public costs to be incurred, and other matters relating thereto. 1.04. The Authority has performed all actions required by law to be performed prior to the modification, approval, and adoption of the Plans. 1.05. The Authority hereby determines that it is necessary and in the best interests of the City and the Authority at this time to modify, approve, and adopt the Plans to reflect increased geographic area and increased project costs within the Project Area. HRA Resolution No. 15 - 1996 - Page 2 Section 2. Findings. 2.01. The Authority hereby finds that the assistance to be provided through the adoption and implementation of the Plans is necessary to assure the development and redevelopment of the Project Area. 2.02. The Authority hereby finds that the Plans conform to the general plan for the development and redevelopment of the City as a whole in that they are consistent with the City's comprehensive plan. 2.03. The Authority finds that the Plans afford maximum opportunity consistent with the sound needs of the City as a whole for the development and redevelopment of the Project Area by private enterprise and it is contemplated that the development and redevelopment thereof will be carried out pursuant to redevelopment contracts with private developers. Section 3. Modification, Approval, and Adoption of a Modified Redevelopment Plan. 3.01. The modifications to the Redevelopment Plan for reflecting increased geographic area and increased project costs within the Project Area are hereby approved and adopted by the Commissioners of the Authority and are forwarded to the Fridley City Council for public hearing, review, and approval. Section 4. Modification, Approval, and Adoption of Modified Tax Increment Financing Plans. 4.01. The modifications to the Tax Increment Financing Plans for Tax Increment Financing Districts Nos. 1 - 3, 6, 7, 9 - 14 reflecting increased project costs within the Project Area are hereby approved and adopted by the Commissioners of the Authority and are forwarded to the Fridley City Council for public hearing, review, and approval. Section 5. Filing of Plans. 5.01. Upon approval and adoption of the Plans, the Authority shall cause said Plans to be filed with the Commissioner of Revenue. HRA Resolution No. 15 - 1996 - Page 3 PASSED AND ADOPTED BY THE HOUSING AND REDEVELOPMENT AUTHORITY IN AND FOR THE CITY OF FRIDLEY THIS 11TH DAY OF JULY, 1996. LAWRENCE R. COMMERS CHAIRMAN ATTEST: WILLIAM W. BURNS - EXECUTIVE DIRECTOR HRA RESOLUTION NO. 16 - 1996 RESOLUTION AUTHORIZING EXECUTION AND DELIVERY OF A DEVELOPMENT CONTRACT AND INDEMNIFICATION AGREEMENT BY AND BETWEEN THE HOUSING AND REDEVELOPMENT AUTHORITY IN AND FOR THE CITY OF FRIDLEY AND ANOKA COUNTY COMMUNITY ACTION PROGRAM BE IT RESOLVED by the Board of Commissioners (the "Commissioners ") of the Housing and Redevelopment Authority in and for the City of Fridley, Minnesota (the "Authority ") as follows: Section 1. Recitals. 1.01. It has been proposed that the Authority enter into a Development Contract (the "Agreement ") with Anoka County Community Action Program (the "Company "). Section 2. Findings. 2.01. The Authority hereby finds that it has approved and adopted a development program known as the Modified Redevelopment Plan for its Redevelopment Project No. 1 (the "Redevelopment Program ") pursuant to Minnesota Statutes, Section 469.001 et sec . 2.02. The Authority hereby finds that the Agreement promotes the objectives as outlined in its Redevelopment Program. Section 3. Authorization for Execution and Delivery. 3.01. The Chairman and the Authority are hereby deliver the Agreement is met: Executive Director of the authorized to execute and when the following condition Substantial conformance of an Agreement to the Agreement presented to the Authority as of this date. Page 2 - HRA Resolution No. 16 - 1996 PASSED AND ADOPTED BY THE HOUSING AND REDEVELOPMENT AUTHORITY IN AND FOR THE CITY OF FRIDLEY THIS 11TH DAY OF JULY, 1996. LAWRENCE R. COMMERS - CHAIRMAN ATTEST: WILLIAM W. BURNS - EXECUTIVE DIRECTOR CITY OF FRIDLEY HOUSING AND REDEVELOPMENT AUTHORITY MEETING JUNE 13, 1996 CALL TO ORDER: Vice - Chairperson Virginia Schnabel called the June 13, 1996 meeting to order at 7:45 p.m. ROLL CALL: Members Present: Virginia Schnabel, John Meyer, Duane Prairie, Jim McFarland Members Absent: Larry Commers Others Present: Barbara Dacy, Community Development Director William Burns, Executive Director Grant Fernelius, Housing Coordinator Jim Casserly, Financial Consultant Craig Ellestad, HRA Accountant Dave Jellison, MEPC American Properties, Inc. Leslie Jowett, MEPC American Properties, Inc. Mark Williamson, Ed Farr Architects APPROVAL OF MAY 9, 1996 HOUSING AND REDEVELOPMENT AUTHORITY MINUTES: MOTION by Mr. Meyer, seconded by Mr. Prairie, to approve the May 9, 1996 Housing and Redevelopment Authority minutes as written. UPON A VOICE VOTE, ALL VOTING AYE, VICE CHAIRPERSON SCHNABEL DECLARED THE MOTION CARRIED UNANIMOUSLY. CONSENT AGENDA: 1. ADDENDUM TO SALE AND DEVELOPMENT AGREEMENT. WHITNEY HOMES INC.; 5720 POLK STREET N.E. 2. APPROVAL OF HRA BY -LAWS AND ESTABLISHING CHAIRPERSON AND VICE CHAIRPERSON 3. REVENUE AND EXPENSES Mr. Ellestad submitted additional expenditures for authorization in a memo date June 13, 1996 to be included in the consent agenda. MOTION by Mr. Meyer, seconded by Mr. Prairie, to approve the Consent Agenda as presented with the additional expenditures as presented in the June 13, 1996 memo. HOUSING AND REDEVELOPMENT AUTHORITY MTG., JUNE 13, 1996 PAGE 2 UPON A VOICE VOTE, ALL VOTING AYE, VICE - CHAIRPERSON SCHNABEL DECLARED THE MOTION CARRIED UNANIMOUSLY. ACTION ITEMS: 4. APPROVAL OF LAKE POINTE MASTER PLAN Ms. Dacy stated that the Master Plan is recommended for HRA approval subject to the twelve stipulations recommended by the Planning Commission. She stated that the proposed plan is consistent with the City's redevelopment objectives. If approved by the HRA, the item would be considered by the City Council on June 24, 1996. Ms. Schnabel asked if the time frame for development was 8 to 12 years or 8 to 10 years. Ms. Dacy said that 12 years was the longest time frame anticipated but 8 to 10 has been identified by the developer. Mr. Jellison said MEPC wants the property to be developed as fast as possible and certainly within 10 years. Mr. Mark Williamson from Ed Farr Architects presented comments verbatim from a letter from Ed Farr dated March 29, 1996 regarding the architecture, site layout, and landscaping (copy of the letter on file in the Community Development Department). Mr. Prairie asked if the buildings would be connected by a skyway. Mr. Williamson said yes they would at the second level. Mr. Prairie asked about the phasing of buildings 1 through 4 on the site plan. Mr. Jellison said that building 1 on the west side of the site will be developed first, however depending on the tenant needs, they may need to develop other buildings like 3 and 4 first. The market will dictate generally what gets built first. He said that MEPC intends to start on the west but may need to adjust based on tenant response. Ms. Schnabel asked if a person could walk from one building to another without going outside. Mr. Williamson said yes. Mr. Prairie asked about parking capacity. HOUSING AND REDEVELOPMENT AUTHORITY MTG., JUNE 13, 1996 PAGE 3 Mr. Jellison said the numbers of parking spaces is sized based on the building size. Another level of ramps could be added. Ms. Schnabel asked about vehicle access to the ramps. Mr. Jellison said most of the access will be via Bridgewater Drive. Mr. Jellison introduced Leslie Jowett to talk about the upcoming marketing event. Ms. Jowett said that a broker event is planned for July 18, 1996 on the site. After hearing about other developments in the metro area being named as "Lake Pointe" and after hearing feedback from brokers in the focus group, we decided to rename to property as "Fridley Executive Center ". The name identifies the site in Fridley and still portrays a corporate image. About 350 invitations will be sent to real estate brokers in an attempt to have about 150. The theme for the event will be the "Fridley Masters" after completing the Master Plan and coinciding with the golf theme. Ms. Schnabel asked if the name came out of the focus groups. Ms. Jowett said the feedback from the focus group in general was that the site was still associated with the previous developer. The marketing people came up with the actual name. Mr. Prairie said the name Lake Pointe wasn't particularly attractive but questioned whether "Executive Center would be appealing. Ms. Schnabel reiterated that "Lake Pointe" had a greater up scale ring to the development and that "executive center" is flat. Mr. Jellison said that he agreed the new name may not be the best, but from a marketing perspective it helps locate the site in Fridley and is not confused with the industrial park in Plymouth or the condominium development in Minneapolis. The name will not affect the development of the site since tenant needs are going to drive the decision. Mr. Casserly asked if the Centennial Lake project will compete with Lake Pointe. Mr. Jellison said he didn't think that would be the case because the competition is different in the 494 area than here in the north. Mr. Meyer asked about the role of the brokers at the party. Ms. Jowett said the brokers are meeting with users every day. They can get the project exposed. Many companies outsoure their HOUSING AND REDEVELOPMENT AUTHORITY MTG., JUNE 13, 1996 PAGE 4 real estate services to brokers and it is important to get the information to them. MOTION by Mr. McFarland, seconded by Mr. Prairie, to approve the Master Plan subject to the 12 stipulations recommended by the Planning Commission and as represented in the staff report on pages 4P through 4CC. UPON A VOICE VOTE, ALL VOTING AYE, VICE - CHAIRPERSON SCHNABEL DECLARED THE MOTION CARRIED UNANIMOUSLY. Ms. Dacy stated that she wanted the HRA to review the proposal by Merrill Busch for preparation of a 4 page color brochure regarding the City and its amenities. Mr. Prairie asked if 1,000 brochures are enough and what the life of the brochure is. Ms. Dacy said staff could obtain a quote for additional brochures if requested. Mr. Jellison said if the City could get 5 years from the brochure that would be good. Ms. Schnabel asked if the brochure is about development or is this more community oriented. Ms. Dacy said more community oriented. Ms. Schnabel asked about the inserts. Ms. Dacy said the inserts would be tailored to the audience but would provide the hard facts about Fridley like favorable tax rates, crime prevention programs etc. Mr. Meyer asked why not just focus on the project. Ms. Dacy said that a project brochure has been completed and the purpose of this brochure is to help sell the community. Mr. Jellison stated that not many people know what Fridley has to offer. This would be an opportunity to sell the community. Mr. Meyer stated that the brochure should not be diluted until the point where it is useless. Keep in mind who the brochure is intended for. Ms. Jowett said the inserts could do that and speak directly to the intended audience. HOUSING AND REDEVELOPMENT AUTHORITY MTG., JUNE 13, 1996 PAGE 5 MOTION by Mr. Prairie, seconded by Mr. McFarland, to approve the proposal from Merrill Busch for a four page color brochure at a cost not to exceed $10,940. UPON A VOICE VOTE, ALL VOTING AYE, VICE - CHAIRPERSON SCHNABEL DECLARED THE MOTION CARRIED UNANIMOUSLY. 5. APPROVAL OF RESOLUTION AUTHORIZING ACQUISITION OF 380 57TH PLACE NE AND RELATED DOCUMENTS Ms. Dacy said this item is to approve the documents needed to accomplish the acquisition of the 4 plex for transitional housing services. The HRA had previously approved a lease agreement on July 17, 1995 regarding this item. The documents include a resolution authorizing the acquisition and a lease agreement with ACCAP to operate the transitional housing service which has been modified to meet MHFA requirements. She stated that a third document will be needed to indemnify the HRA from all costs for the financing on the project. She said she anticipates this agreement will be on the August agenda. Ms. Schnabel asked about the possibility of the County HRA levy. Ms. Dacy stated that the County HRA has not proposed to pass a levy in the City, but they have done so in those cities which do not have an EDA or an HRA. MOTION by Mr. McFarland, seconded by Mr. Prairie, to approve the resolution as presented. UPON A VOICE VOTE, ALL VOTING AYE, VICE - CHAIRPERSON SCHNABEL DECLARED THE MOTION CARRIED UNANIMOUSLY. MOTION by Mr. Meyer, seconded by Mr. McFarland, to approve the lease agreement with the Anoka County Community Action Program. UPON A VOICE VOTE, ALL VOTING AYE, VICE - CHAIRPERSON SCHNABEL DECLARED THE MOTION CARRIED UNANIMOUSLY. 6. TIF ASSISTANCE FOR WALLBOARD INC. Ms. Dacy stated that Wallboard Inc. has purchased a lot in the Great Northern Industrial Park and is proposing to construct a 30,000 square foot building. She stated that Wallboard supplies building materials to contractors, drywall contractors, and to the general public. She said that the company is relocating from its current location in Minneapolis. She stated that the project costs are approximately $1,100,000 of which $850,000 is for building and land. $250,000 is for two boom trucks. HOUSING AND REDEVELOPMENT AUTHORITY MTG., JUNE 13, 1996 PAGE 6 Ms. Dacy stated that Ms. Patty Paraschek, the owner, wanted her to convey to the HRA that they also intend to manufacture drivet wall systems. Also, Ms. Paraschek feels that her business creates a lot of jobs because it is labor intensive. Ms. Dacy stated that in the past, the HRA has assisted primarily manufacturing companies and not distribution or supply companies. Although this seems to be a good project, Ms. Dacy stated that the funding this request may set a precedent for other types of distribution companies requesting assistance. Mr. Meyer asked about the objection against an organization of this type. Ms. Dacy stated that in the past the HRA has prioritized manufacturing projects as opposed to distribution firms. Mr. McFarland state that this company does employ many people and purchases supplies at wholesale and delivers to the job site. He stated that the amount of labor should be a factor to differentiate this proposal as opposed to a typical distribution warehouse. He stated he did not feel this use was like a Murphy Warehouse. Ms. Schnabel asked about the use of the HRA funds to purchase the boom trucks. Should the HRA be financing equipment? Mr. Prairie asked if this was going to be a loan? Ms. Dacy stated yes, a TIF district would not be proposed. Mr. Meyer reiterated his question about why we should not promote this type of business. Manufacturing business could be as much a nuisance. Creating jobs should be a priority. Ms. Schnabel stated that the HRA may want to support this project but she was unclear as to how much. Mr. Prairie suggested $50,000. Ms. Dacy suggested that she is hearing support to assist the project. In order to do that, a motion should be made authorizing staff to initiate the process to add the parcel in the redevelopment project area so that a loan can be negotiated. MOTION by Mr. Meyer, seconded by Mr. Prairie, to direct staff to initiate the process to add the parcel proposed to be occupied by Wallboard Inc. into the HRA's redevelopment project area, and to direct staff to negotiate an appropriate loan amount. HOUSING AND REDEVELOPMENT AUTHORITY MTG., JUNE 13, 1996 PAGE 7 UPON A VOICE VOTE, MR. PRAIRIE, MR. MEYER, AND MS. SCHNABEL VOTED AYE; MR. MCFARLAND ABSTAINED. VICE - CHAIRPERSON SCHNABEL DECLARED THE MOTION CARRIED. 7. ESTABLISHMENT OF A HOUSING REVOLVING LOAN PROGRAM Ms. Dacy handed out a summary outline of the request to initiate a housing rehabilitation revolving loan program supported in part by a HRA levy. The City would loan the HRA $1.5 million for initiation of a revolving loan pool. The loan payments and the levy would repay the loan; in the meantime, a significant amount of money could be leveraged. Mr. Prairie asked if this was the first levy in Fridley. Ms. Dacy stated yes. Mr. Burns stated that housing development is expensive. Need to generate a supply of funds for future housing projects and programs. Mr. Prairie asked how many cities are charging a levy? Ms. Dacy stated that there are a number of inner ring suburbs such as Columbia Heights and South St. Paul. She could investigate that further. Mr. Burns stated that the recent citizen survey indicated support for a levy; about 55% indicated they would pay additional taxes. Mr. Meyer asked about who is actually levying the tax. He said there is an increasing resentment toward levying taxes by those who are not elected. He also asked about the purposed of the program, is it to keep the HRA sound or is it to serve a public purpose such as improving properties. Mr. Casserly state that the proposal is really like what the Minnesota Housing Finance Agency does. The purpose is to improve the housing stock and to provide a means to encourage citizens to do that. The HRA will eventually run out of money as the TIF districts expire. Because redevelopment activities are expensive, the HRA needs to find resources to fund housing programs. By encouraging investment now, the cost of redevelopment will be less in the future. The proposed levy is a small part of the program. The revolving loan program is based on the payment of the loans back to the HRA. Ms. Dacy stated that the recent housing condition study identified several hundred units which need at least 2 items of repair. HOUSING AND REDEVELOPMENT AUTHORITY MTG., JUNE 13, 1996 PAGE 8 Mr. Prairie asked at what point do we end the program. Mr. Casserly stated that the levy can be decertified once the loan to the City is paid in fifteen years. Mr. McFarland stated that the TIF from the industrial developments will eventually expire and a source of funds will be needed. He stated he thought the program was aggressive and he is in favor of it. Ms. Schnabel stated that the HRA is running out of resources and we need to be creative to generate money. Mr. Burns stated that we have conquered the learning curve on the housing programs and have created an awareness of our programs which didn't previously exist. Mr. Meyer stated what's the ultimate objective - public money for everyone? Ms. Schnabel stated that it's a loan which needs to be paid back so that others can use it. Ms. Dacy stated that the loans would be similar to current rehab programs which encourage remodeling activities which maintain and improve values like room additions or kitchen upgrades. Mr. Meyer questioned whether the use of funds for kitchen upgrades is worthwhile. The City should assist code improvements. The new buyers of the homes could pay for the other types of upgrades. Mr. Fernelius stated that current loan recipients have an average income of $43,260. Some home buyers may not be able to afford the additional improvements. He stated that current loan recipients may not have been able to receive financing from a bank and are able to receive assistance from the HRA and therefore improve their home. Mr. Prairie stated that because it raises taxes we should be careful. Mr. Burns suggested that this item be discussed at the July meeting when the Chairperson could also participate in the discussion. 8. MODIFICATION TO FRIDLEY PLAZA OFFICE BUILDING Ms. Dacy stated that this item will be on the July agenda for action. She is hopeful that all of the issues can be resolved. HOUSING AND REDEVELOPMENT AUTHORITY MTG. , JUNE 13 1996 PAGE 9 JULY_ AGENDA Ms. Schnabel suggested that the July agenda start early since there seemed to be a lot of issues to be discussed. It was agreed that the meeting would start at 6:00 p.m., staff would provide dinner, and the HRA would work through dinner prior to the start of the meeting at 7:30. ADJOURNMENT: MOTION by Mr. McFarland, seconded by Mr. Prairie, to adjourn the meeting. UPON A VOICE VOTE, ALL VOTING AYE, VICE - CHAIRPERSON SCHNABEL DECLARED THE MOTION CARRIED AND THE MEETING ADJOURNED AT 10:45 P.M. fully Submitted, Barbara Dacy Acting Recording ecr ary TO: FRIDLEY H.R.A FROM: CITY OF FR!DLEY RE: BILLING FOR ADMINISTRATIVE AND OPERATING EXPENSES JUNE 1996 JUNE '1996 ADMINISTRATIVE BILLING: ADMINISTRATIVE PERSONAL SERVICES ADMINISTRATIVE OVERHEAD COMPUTER OVERHEAD (For Micro 8 Mini computers) TOTAL ADMINISTRATIVE BILLING: OPERATING EXPENSES: US WEST — PHONE SERVICE CITY OF FRIDLEY — JAN thru MAY COPIER ALLOC BENEFITS EXPENSES: CITY OF FRIDLEY — HEALTH INS CITY OF FRIDLEY — DENTAL INS CITY OF FRIDLEY — LIFE INS Account #'s for HRA's Use 460 -0000- 430 -4107 460 -0000- 430 -4332 460 - 0000 - 430 -4335 TOTAL OPERATING EXPENSES: 262-0000-219-1001 262-0000-219-1100 262 -0000 -219 -1200 TOTAL BENEFITS EXPENSES: TOTAL EXPENDITURES — JUNE 1996 File: \123DATA \HRAMF\9681LL.wkl Details 1 Account #'s for City's Use 19,800.75 101 -0000 -341 -1200 275.85 101 - 0000 - 336 -3000 200.25 101 -0000- 336 -3000 20.276.85 14.37 236- 0000 - 336 -3000 724.58 236 -0000- 336 -3000 738.95 182.40 236 -0000- 219 -1001 20.53 236 -0000- 219 -1100 3.50 236 -0000- 219 -1200 206.43 521,22223 -- o LLl K C7 LL; Q m G f 2 N 0 O CL w o: Z- a of W N aJ W Le K on T CL K Ti C7 f- aa N W x rc w 2 W N J K O U Vf N K a_ LL w U w K z N Q U 10 P ui 2 •po. 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At the June 13, 1996 meeting, the HRA passed a motion directing staff to initiate the process to add the property owned by Wallboard, Inc. into the redevelopment project area. The motion also directed staff to negotiate with Wallboard, Inc. for the provision of a loan /second mortgage. Concurrent with the HRA direction, the City Council will be establishing a public hearing to add the parcel to the redevelopment project area at the July 22, 1996 City Council meeting. Prior to the City Council's consideration, the HRA must approve a resolution justifying the addition of the parcel into the redevelopment project area. Wallboard, Inc. has purchased a 3.69 acre parcel in the Great Northern Industrial Park to construct a 30,000 square foot building. Wallboard, Inc. supplies building materials to general contractors, drywall contractors, and to the general public. Approximately 30 jobs are proposed to be created as a result of its relocation from Minneapolis to Fridley. Wallboard, Inc. has also indicated that it will be manufacturing drivet wall systems. RECOMMENDATION Staff recommends the HRA approve the attached resolution as presented. A memo updating the HRA about the negotiations on the second mortgage is included in the information section later in the agenda. BD /dw M -96 -315 21 RESOLUTION NO. A RESOLUTION MODIFYING THE FOR REDEVELOPMENT PROJECT INCREMENT FINANCING PLANS FINANCING DISTRICTS NOS. 1 REDEVELOPMENT PLAN NO. 1 AND THE TAX FOR TAX INCREMENT - 3, 6, 7, 9 - 14 BE IT RESOLVED by the Board of Commissioners (the "Commissioners ") of the Housing and Redevelopment Authority in and for the City of Fridley, Minnesota (the "Authority "), as follows: Section 1. Recitals. 1.01. It has been proposed that the Authority modify, approve and adopt a Modified Redevelopment Plan relating to Redevelopment Project No. 1 (the "Project Area ") to reflect increased geographic area and increased project costs within the Project Area, pursuant to and in accordance with Minnesota Statutes, Sections 469.001 to 469.047, inclusive, as amended and supplemented from time to time. 1.02. It has been further proposed that the Authority modify, approve and adopt Modified Tax Increment Financing Plans for Tax Increment Financing Districts Nos. 1 - 3, 6, 7, 9 - 14 to reflect increased project costs within the Project Area, pursuant to Minnesota Statutes, Section 469.174 through 469:179, inclusive, as amended and supplemented from time to time. 1.03. The Authority has investigated the facts and has caused to be prepared with respect thereto, a Modified Redevelopment Plan and Modified Tax Increment Financing Plans (collectively the "Plans ") to reflect increased geographic area and increased project costs within the Project Area, defining more precisely the property to be included the public costs to be incurred, and other matters relating thereto. 1.04. The Authority has performed all actions required by law to be performed prior to the modification, approval and adoption of the Plans. 1.05. The Authority hereby determines that it is necessary and in the best interests of the City and the Authority at this time to modify, approve and adopt the Plans to reflect increased geographic area and increased project costs within the Project Area. Section 2. Findings. 2.01. The Authority hereby finds that the assistance to be provided through the adoption and implementation of the Plans is necessary to assure the development and redevelopment of the Project Area. 2A Page 2 - Resolution No. 2.02. The Authority hereby finds that the Plans conform to the general plan for the development and redevelopment of the City as a whole in that they are consistent with the City's comprehensive plan. 2.03. The Authority finds that the Plans afford maximum opportunity consistent with the sound needs of the City as a whole for the development and redevelopment of the Project Area by private enterprise and it is contemplated that the development and redevelopment thereof will be carried out pursuant to redevelopment contracts with private developers. Section 3. Modification, Approval and Adoption of a Modified Redevelopment Plan. 3.01. The modifications to the Redevelopment Plan for reflecting increased geographic area and increased project costs within the Project Area are hereby approved and adopted by the Commissioners of the Authority and are forwarded to the Fridley City Council for public hearing, review and approval. Section 4. Modification, Approval and Adoption of Modified Tax Increment Financing Plans. 4.01. The modifications to the Tax Increment Financing Plans for Tax Increment Financing Districts Nos. 1 - 3, 6, 7, 9 - 14 reflecting increased project costs within the Project Area are hereby approved and adopted by the Commissioners of the Authority and are forwarded to the Fridley City Council for public hearing, review and approval. Section S. Filing of Plans. 5.01. Upon approval and adoption of the Plans, the Authority shall cause said Plans to be filed with the Commissioner of Revenue. PASSED AND ADOPTED BY THE FRIDLEY HOUSING AND REDEVELOPMENT AUTHORITY OF THE CITY OF FRIDLEY THIS DAY OF , 199 LAWRENCE R. COMMERS - CHAIRPERSON ATTEST: WILLIAM W. BURNS - EXECUTIVE DIRECTOR 101 :1 Page 3 - Resolution No. CERTIFICATION I, William W. Burns, Executive Director of the Housing and Redevelopment Authority in and for the City of Fridley, County of Anoka, Minnesota, hereby certify that the foregoing is a true and correct copy of Resolution No. passed by the Authority on the day of , 199 WILLIAM W. BURNS - EXECUTIVE DIRECTOR 2C MEMORANDUM[ HOUSING REDEVELOPMENT DATE: July 2, 1996 AUTHORITY TO: William Burns, Executive Director of HRA FROM: Barbara Dacy, Community Development Director SUBJECT: Resolution Authorizing Signature of a Development Contract and Indemnification Agreement for the Transitional Housing Four -Plex at 380 - 57th Place N.E. BACKGROUND At the June 13, 1996 HRA meeting, the HRA approved several documents pertaining to the HRA's ownership of the four -plex at 380 - 57th Place N.E. to operate a transitional housing service. The HRA approved a resolution authorizing the acquisition of the four -plex from the Minnesota Housing Finance Agency, and it approved a management agreement between the HRA and the Anoka County Community Action Program. Because the project is being financed by both the deferred mortgage from the MHFA and a mortgage from the Family Housing Fund, staff noted that an additional document was necessary to indemnify the HRA for the entire project. As you will recall, the MHFA deferred mortgage is for 20 years and is forgivable as long as a transitional housing program is operating. The Family Housing Fund financing is a 30 year deferred mortgage which accumulates 1% interest and is deferred to the end of the 30 years. At the expiration of the 30 years, an amount of $50,000 would be due to the Family Housing Fund. PROPOSED AGREEMENT The purpose of the attached agreement would be to indemnify the HRA for the entire 30 years and hold ACCAP responsible for.any costs that would result if the program ceases operation during the course of the next 30 years. 3 Development Contract/Indemnification Agreement July 2, 1996 Page 2 At the conclusion of the thirty year timeframe, the HRA would close down the transitional housing program, sell the building, and reimburse the housing fund the amount of the deferred mortgage. ACCAP has also indicated a willingness to purchase the property for the value of the second mortgage if requested by the HRA. RECOMMENDATION Staff recommends the HRA approve the resolution which authorizes the HRA Chair and the Executive Director to execute the development agreement and indemnification agreement. BD /dw M -96 -314 3A JUL 02 '96 14:51 BARNA GUZY & STEFFENGER P.2 DEVELOPMENT CONTRACT AND INDEMNIF *ATION AGREEMENT THIS AGREEMENT is dated as of 1996, by and between the Housing and Redevelopment uthority in and for the City of Fridley, Minnesota, a public boc* corporate and politic created pursuant to the laws of the State of Minnesota (the "HRA") , having its principal offices at 6431 University Avenue N.E., Fridley, Minnesota 55432, and Anoka County Community Action Program, Inc., a Minnesota non - profit corp1b,ration (the "Company"), having its principal offices at 1201 - 89t1; Avenue N. E., Suite 345, Blaine, Minnesota 55434; and provides as follows: ARTICLE I Definitions "Act" means Minnesota Statutes Sectiop 462A.202, Subdivisions 2 and 7, and the rules and regulations. applicable thereto or promulgated thereunder (including Minnesottt Rules, Parts 4900.3100 through 4900.3130). "Agreement" means this Agreement, as the same may from time to time be amended. "Closin IN means the date upon vikiich the HRA shall have purchased the Project from the Company pursuant to Article Ill. "Company" means Anoka County Community Action Program, Inc., a Minnesota non- profit corporation. "FHF" means Family Housing Fund, a;private Minnesota non- profit corporation. "FHF Loan" Means the loan by the FHF to the HRA in the amount of $20,000.00 due in 30 years which accrued interest at the rate of one WO percent per annum. "FHF Loan Aacuments" means all documentation required by the FHF in connection with the application for =or the making of the FHF Loan. "" means the Federal Home Loan Bi.nk, a private financial institution. "FHLB Loan" means the grant by the-;FHLB to the HRA in the amount of $20,000.00. "PHLB Loan Documents" means all docu*ntation required by the FHLS in connection with the application for or the making of the FHLB Loan. JUL 02 '9G 14:52 BARNA GUZY & STEFFENGER P.3 "HRA" means the Housing and Redevelopment Authority in and for the City of Fridley, Minnesota, a public bddy corporate and politic created pursuant to the laws of the State�of Minnesota. "Maturity Date" means the date whTate h is the 20th annual anniversary of the Closing Date, or the prior to such time upon which the Lease or this Agreement is: terminated. "MHFA" means the Minnesota Housing Oinance Agency, a public body corporate and politic of the State of Minnesota. "MHFA Loan" means the loan in the approximate amount of $200,000 anticipated to be made by the MHFA to the HRA pursuant to the Act and the MHFA Loan Documents to asiSist in the acquisition and completion of the Project. "MHFA Loan Documents" means all docu nation required by the MHFA in connection with the application trt o r the making of the MHFA Loan, including without limitation, the related Loan Commitment and the Deferred Loan Repayment�;Agreement and Mortgage. "Transitional Housing" means housinyi provided for a limited duration for persons and families whose irs'come (1) does not exceed fifty percent (50k) of the greater of the statewide or area median household income as estimated by the Unimed States Department of Housing and. Urban Development, adjusted for families of five or more, or (2) otherwise meets applicable ir*ome limitations imposed upon the Project pursuant to-the MHFA Loan. Documents or the Act. "Transitional Housing Proj ect'� or " ro ect" means the real property described on the attached Exhi.it A, the building and k related facilities and improvements to e rehabilitated by the Company thereon, Improvements, all intended to be used and operated by the Company for Transitional Housing purposes. ARTICLE II Representations and Warnanties Section 2.1. Representations and Watranties by the HRA. The BRA represents and warrants that: (a) The HRA is a public body c.grporate and politic duly organized and existing under the ;laws of the State of Minnesota. The HRA has the authority to enter into this Agreement and carry out its obligations hereunder and has duly authorized its execution, delivery 'end performance of this Agreement. (b) The activities of the HRA Hereunder are undertaken, in part, for the purpose of assisti$ig a housing development -2- 3C' JUL 02 '96 14:52 BARNA GUZY & STEFFENGER P.4 project and providing decent, safe, arj7 sanitary dwellings for persons of low and moderate income and their families. (c) To finance the costs of the activities to be undertaken by the HRA hereunder, ancl as the sole source of funding therefor, the HRA proposes to apply for and, if the MHFA Loan shall have been committed to and actually funded by MHFA, to use the proceeds of the MHFA Joan as provided in this Agreement. Section 2.2. Representation and Wa]*anties by the Company. The Company represents and warrants.that:' (a) The Company is a non- ptofit corporation duly organized and in good standing under the laws of the State of Minnesota, is not in violation of :any provisions of its articles of incorporation, has fu:k corporate power and authority to enter into and perform its obligations under this Agreement and has duly authorized theexecution, delivery and performance of this Agreement. (b) The Company will construct aid complete the Project, and will maintain and operate the Project for Transitional Housing, all in accordance with the terms of this Agreement, and all applicable local, state and federal laws and regulations (including, but not limited to, environmental, zoning, building code and public health laws and regulations) . (c) At such time or times as may! be required bylaw, the Company will have complied with all applicable local, state and federal environmental laws and regulations and will have ` obtained any and all necessary environmental reviews, licenses or clearances. (d) The Company will obtain, in a timely manner, all required permits, licenses and approvals, and will meet, in a timely manner, all requirements of al 1. applicable local, state and federal laws and regulations which must be obtained or met before the Project may be undertaken :and completed. (e) The Company will cooperate *ith the HRA with respect I to any litigation commenced by any third party with respect to this Agreement, the lease or the Project. (f) Until the Maturity Date, the Company will use the Project exclusively as Transitional 'Housing in conformance with the Act and the rules and regulations promulgated thereunder, including without limiti.tion, Minnesota Rules, Parts 4900.3100 through 4900.3130. (g) The Company shall permit t - 'e HRA, the MHFA and the legislative auditor for the State. of Minnesota, at any -3- 3D JUL 02 '96 14:53 BARNA GUZY & STEFFENGER Mi reasonable time and upon prior writien notice, to inspect, audit, copy or abstract, any and all., of its books, records, papers or other documents relating too the MHFA Loan or the Project. In addition, the Company sNill promptly provide the HRA with any other information which the HRA may reasonably require regarding the Company's operation of the Transitional Housing in compliance with the requirements contained in this Agreement, the Act or the rules promulgated thereunder. (h) The Company represents khat it has received, reviewed and is familiar with the co*tents of the MHFA Loan Documents, the FHF Loan Documents and "the FHLB Loan Documents and hereby agrees to abide by -all requirements and restrictions contained or referenged in the MHFA Loan Documents, the FHF Loan Documents and'the FHLB Loan Documents which may be applicable to the Company pursuant thereto or pursuant to this Agreement. The Company covenants to take whatever actions may be reasonably necessary to enable the HRA to remain in compliance with the MHFA'�Loan Documents, the FHF Loan Documents and the FHLB Loan Documents. The Company shall not take or cause to be taken any actions which would cause the HRA to be in default under the MVFA Loan Documents, the FHF Loan Documents and the FHLB Loan Documents or in violation of the Act or the rules promulgated thereunder. ARTICLE III Acouisition of Prope4l�y Section 3.1. Company to Complete PADiect. It shall be the Company's responsibility to acquire, con 'act for, construct and complete the Project. Section 3.2. Condition of Project. (a) The acquisition of the Project by the HRA hereunder is understood to.be solely for the p rpose of obtaining the MHFA Loan to assist the Transitional Housing Project. Therefore, the Company agrees that it will, subject to the terms of Section 6.1 hereof, indetpnify, defend and hold harmless the HRA from any actions, proceedings or claims, of whatsoever nature, arising out of the existence of any hazardous wastes or pollutants on,; in or respecting the Project, which actions, claims or1 proceedings have been brought against the-HRA by virtue of'the HRA's having become an owner of the Project under this Agreement. -4- 3E JUL 02 '96 14:53 BARNA GUZY & STEFFENGER P.6 ARTICLE IV Additional Improvementai "iena Section 4.1. Additional Improvemeants. The Company may construct improvements in addition to the project, as initially completed ( "Additional Improvements ") , prgvided that construction plans for the Additional Improvements meet ;all applicable codes and regulations and shall receive HRA approval in writing prior to commencement of construction of the Additional Improvements, which approval shall not be unreasonably withheld. Regardless of whether the HRA's consent is required or obtaindd, all alterations and improvements shall be made in accordance{ with applicable laws, codes and insurance guidelines and shall be performed in a workmanlike manner. Section 4.2. Liens. The Company4;sha11: (a) duly and punctually pay for all labor performed an materials furnished in connection with the completion of the Project and any Additional Improvements; (b) keep the Project and every improvement thereon free and clear from all liens for labor IOperformed and materials furnished; and (c) defend or satisfy, at its own cost and expense, each and every lien asserted or filed against the Project or any improvement thereon (except for Permitted Encumbrances) . The Company shall indemnify and save the HRA, harmless from each and every claim, demand, action or cause ,_of action (including reasonable fees of attorneys) associated with or arising out of the said items (a) through (c) of this Sectiozi 4.2. Section 4.3., Limitation U on Encumb •nce of Property. Prior to the Maturity Date, neither the Compazhr nor any successor in interest to the Lease or any part thereof shall engage in any financing or any other transaction creatiffig any mortgage or other encumbrance or lien upon the Project (other than Permitted Encumbrances as set forth on Exhibit B attached hereto) , whether by express agreement or operation of law, or *ffer any encumbrance or lien to be made on or attach to the ProjeO-t. ARTICLE V Insurance and Condemn* ion Section 5.1. Insurance. (a) The Company shall provide aid maintain, at its cost, at all times during the process of Qonstructing the Project and any Additional Improvements and, �rom time to time, at the request of the HRA, shall furnish the' -HRA with certificates of insurance for: ' (i) Builder's risk insurance, written, on the so- called "Builder's Risk -- Completed value Basis," in an -5- 3F' JUL 02 '96 14:54 BARNA GUZY & STEFFENGER P.7 amount equal to one hundred ercent (100 %) of the insurable value of the Project a the date of completion, and with coverage available in onreporting form on the so- called "all risk" form of pol cy, but any such policy may have a deductible amount ofnot more than $5,000; (ii) Comprehensive gene *l liability insurance (including operations, liability, operations of subcontractors, completed operations and contractual liability insurance) togeth r with an Owner's Contractor's Protective Policy w th limits against bodily injury and property damage of rapt less than $1,000,000 for each occurrence, $2,000,000 in the aggregate (to accomplish the above - required limits, an umbrella excess liability policy may be used); and (iii) Workers' compen* tion insurance, with statutory coverage. The policies of insurance required puxisuant to clauses (i) and (ii) above shall be placed with %financially sound and reputable insurers licensed to transaret business* in the State of Minnesota. (b) From and after the Closi Date and continuously through the Maturity Date, the CO' m ny shall maintain, or cause to be maintained, at its cost, d, from time to time at the request of the HRA, shall f'rnish certificates of insurance for: i (i) Insurance against loso:of and /or damage to the i Project (including all Additional Improvements) and contents thereof under a policy * policies covering such risks as are ordinarily insured.i.against for residential housing, including without limitation, fire, extended coverage, vandalism and malicious mischief, boiler explosion, water damage, demolition cost, debris removal, collapse and flood, in an amount not less than the full insurable replacement value of #aid facilities, and any such policy may have a deductibl' amount of not more than ! $2,500. No policy of insurance hall be so written that the proceeds thereof will produle less than the minimum coverage required by the precedigg sentence, by reason of co- insurance provisions or othe wise, without the prior consent thereto in writing by a HRA. The term "full insurable replacement value" s`al1 mean the insurable value of the actual replacement host of the improvements and equipment, and may be determ ned from time to time at the request of the HRA, but not re frequently than once every three years, by an indepen nt insurance consultant or insurer. All policies evidencing insurance required by this subparagraph '(i) shall be carried in the name of -6- 3G' JUL 02 '96 14:54 BARNA GUZY & STEFFENGER P.8 the Company, naming the HRA ''he MHFA as additional insureds, and shall contain standard clauses which provide for Net Proceeds of insurance resulting from claims per casualty thereunder tb be made payable to the HRA. The Company shall not agzlee to any settlement on such insurance without the written consent of the HRA. Comprehensive geri�pral public liability insurance, including personal '.injury liability (with employee exclusion deleted) , aria automobile insurance, including owned, non -owned and hiired automobiles, against liability for injuries to persona and /or property, in the minimum amount of $1,000,000 for each occurrence and for each year in the aggregate of not less than $2,000,000, and shall be endorsed to show: the HRA as additional insured. (iii) Such other insurace, including worker's compensation insurance respecti g all employees of the Company engaged in work with respect to the construction or operation of the Project and any Additional Improvements and to management or custodial care thereof, in such amount as is customarily carried by like organizations engaged in, like activities of comparable size and liability exposure; prrnvided that the Company may be self- insured with respect to all or any part of its liability for workers' compensation. (c) The Company agrees to notifp the HRA immediately in the case of damage exceeding $10, :000 in amount to, or destruction of, the Project or any pdrtion thereof resulting from fire or other casualty. If such damage does not exceed $40,000, the Company shall forthwith repair, reconstruct and restore the Project to substantially the same, or an improved condition or value as existed prior t4 the event causing such, damage and, to the extent necessary toy. accomplish such repair, reconstruction and the Company shall 4pply any Net Proceeds of Insurance relating to such dama* to the payment or reimbursement of the costs thereof. *t Proceeds of Insurance relating to such damage up to $40,000 shall be paid directly to the Company. (d) Net Proceeds of Insurance 4sulting from claims for losses over $40,000 shall be paid an ,endorsed to and held by the HRA in a separate insurance lost account. The Company shall, at its sole option, within thirsty (30) days after such damage or destruction, notify the HRA of its intent to: W apply such Net Proceed" of Insurance to repair, rebuild or replace the applicae loss of or damage to the Project to the extent permitted by applicable zoning -7- 3H! JUL 02 '96 14:55 BARNA GUZY & STEFFENGER laws, taking into account the ? grant of any variance thereto, or (ii) utilize such Net Procgeds of Insurance to pay, in the following order, the M�iFA Loan; any costs or expenses incurred by the HRA in Qonnection with the sale, transfer, or disposition of the Troject (net of any sale proceeds received by the HRA upc�n, such disposition) ; and the remainder to Company. Section 5.2. Condemnation. In the event that title to and possession of the Project, or any material part thereof, shall be taken in condemnation or by the exercise ;of the power of eminent domain by any governmental body or oth &r person prior to the Maturity Date, all the proceeds receive4 from any condemnation proceeding shall be applied to repay th FA Loan, if required pursuant to the MHFA Loan Documents or is Agreement, with any remaining proceeds payable to the Company4 ARTICLE VI. Indemnification Section 6.1. Release and Indemnification Covenants. (a) . The Company releases the H4 from, and covenants and agrees that the HRA and its governinj body members, officers, agents, servants and employees, shaV1 not be liable for and agrees to indemnify, defend (with counsel approved.by the HRA, which approval will not be unreason$bly withheld), and hold harmless the HRA and its governing =body members, officers, agents, servants and employees, from:and against any claims, demands, liabilities, suits, actions, penalties, fines, costs, es, expenses" char a , g xp judgments or `other proceedings of whatsoever nature by any person :or entity arising or purportedly arising out of the actions of the Company, its j officers, agents, servants, contra -tors, or employees in connection with the acquisition, construction, installation, lease or operation of the Transitional Housing Project, provided, however, that Company shall,not release or indemnify the HRA for W any act or omission arising out of the willful neglect, gross negligence, fraud or intentional misconduct of the HRA, or (ii) liability arising o t of any act or omission relating to properties, responsib$lities, or obligations j solely within the control of the HRA,k (b) All covenants, stipulations, promises, agreements and obligations of the Company and .the HRA contained herein j shall be deemed to be the covenants,,stipulations, promises, agreements and obligations of the HRA and the Company and not of any governing body member, officer, agent, servant or -8- 31 JUL 02 '96 14:56 BRRNR GUZY & STEFFENGER P.10 employee of the HRA or the Company i.n his or her personal capacity. ARTICLE VII. Termination Section 7.1. Termination. This Agreement is subject to termination as follows: (a) This Agreement shall termite upon termination of the Lease, except that all rights and.remedies of the parties set forth herein shall survive such termination, including specifically, but without limitation of the generality of the foregoing, any indemnifications, remedies or provisions for redress set forth herein. (b) If not sooner terminated this Agreement shall terminate in its entirety as of the Maurity Date or as of the actual purchase of the Project pur uant to Article VIII, whichever shall occur later. ARTICLE VIII. Purchase Option i Section 8.1. Purchase option. At arty time on or after, but within one hundred twenty (120) days folle#wing the Maturity Date," f Company shall have the right, by giving wr tten notice to the HRA, to purchase the Project from the HRA (the "rchase Option ") . Upon receipt of said written notice, Company 4nd the HRA shall enter into an agreement for the transfer of tithe to the Project to the Company containing such terms and conditions as are reasonably acceptable to Company and the HRA. The total sum to be paid by the Company to the HRA upon the exercise of t Purchase Option shall be One Dollar ($1.00), plus an amount suficient to pay, satisfy, and discharge in full any outstanding i *debtedness against the Project. Upon such exercise, the HRA shallprovide, at.the expense of the Company, a current abstract of tithe for the Project_ I Section 8.2. Conditions to Exercise. :;The Purchase Option may be exercised by the Company in accordancerawith the provisions of this Article VIII only in the event that, each of the following conditions is met: (a) The Company has not terminated the Lease or the I Agreement; (b) The HRA has not terminated the Lease; and (c) Upon exercise of the Purchase Option, the MHFA Loan shall be or have been paid or satisfidd in full by the Company -9- 3J JUL 02 '96 14:56 BARNA GUZY & STEFFENGER P.11 or forgiven by the MHFA, in accordand� with the terms of the MHFA Loan Documents. Section 8.3. Failure to Exercise Pur ' ase Option. If Company (i) fails to exercise the Purchase Op ion within the period prescribed in Section 8.1 hereof or (it) notifies the HRA in writing prior to the termination of such period of its intention not to exercise the Purchase Option, thy% Company shall have no further right, title, interest or posse sion in, to or of the Project, unless it continues to lease the,Project. ARTICLE IX. Repair, Maintenance and }Costs Section 9.1. Project "As Is ". The Company shall lease the Project as is, without warranty or indemnity from the HRA, and the HRA shall have no obligation to the (company to perform any improvements to or maintenance of the Project. i i Section 9.2. Maintenance of Premis The Company assumes the full and sole responsibility for t4 condition, operation, repair, maintenance and management of the Project until the Maturity Date, and the HRA shall not under any circumstances be responsible for the physical performance oil, any repairs, changes or alterations whatsoever to the Project or fqr the cost thereof. The j Company shall, at its sole cost, take goodAcare of the Project and shall, without limitation, keep the sidewalks, roadways, landscaped areas, buildings, building systems (plumbi #g, sewage, heating, air conditioning and electrical), and mainte*nce facilities in good working order and condition. Section 9.3. Rent. The Company shall pay $1.00 per year as the total rent payment to the HRA for thoProject ( "Rent "). The Company shall pay Rent, together with pr. erty taxes pursuant to Section 9.4 below, and all other amounts que under this Lease, to the HRA (or to the appropriate payee, a the case may be, with proof of such payment furnished to the HRA at the address set out in the preamble of this Agreement. Section 9.4. Real Estate Taxes. Thq Company shall, for the entire Term of this Lease and without any set -off or deduction therefrom, pay directly as they become du[e all real estate taxes and installments of special assessments which shall accrue to, or are or may become payable in respect of, 4ny part of the Project. r Section 9.5. Operating Costs. Thei- Company shall, for the entire Term of this Lease and withoutl set -off or deduction therefrom, pay all operating costs ( " Operating Costs,,) with respect to the Project, including, but not limite# to, the costs of heat; cooling; utilities; insurance (in accords¢ ice with Section 5.1 of this Agreement) ; security; landscaping; janitorial and cleaning -10- 3K � ;l JUL 02 '96 14 :57 BARNA GUZY & STEFFENGER P.12 services; property management; all employment costs including salaries, wages and fringe benefits; all nagement fees; fees for professional services; charges under intenance and service contracts; all supplies purchased for Use within or for the Project; all maintenance and repair cof ts; the costs of all personal property and fixtures purchased or rented for use on the Project; costs, including attorney's fees, onsultant's fees, staff costs and overhead costs, incurred by the OM in the administration of this Agreement, the ownership of 'the Project, or the administration of the MHFA Loan, the FHF_-Loan or the FHLB Loan; costs of any removal or abatement of hazardous substances or asbestos; costs resulting from the defective design or construction of the Project; any and all other costa' of operation, whether ordinary or extraordinary. The Company shall make payments of Operating Costs directly to the appropriate providers, suppliers, employees or other charging entities in a, :timely manner. IN WITNESS WHEREOF, the HRA has cawed this Agreement to be duly executed in its name and behalf, ancl' the Company has caused this Agreement to be duly executed in its same and behalf on or as of the date first above written. THE HOUSING AND #EDEVELOPMENT AUTHORITY IN AND FOR THE CfTY. "OF FRIDLEY,' MINNESOTA BY 3: Its By Its ANOKA COUNTY COMMUNITY ACTION PROGRAM, INC. By Its -11- 3L JUL 02 '96 14:57 BARNA GUZY & STEFFENGER P.13 STATE OF MINNESOTA ) ;! ss. COUNTY OF ) The foregoing instrument was acknowle4ged before me this day of 1996, by " the and the of the Housing any Redevelopment Authority in and for the City of Fridley, Minnesota, '; a public body corporate and politic .created pursuant to the laws oft the State of Minnesota, on behalf of said public body. Notary Public ,i STATE OF MINNESOTA ) ss. COUNTY OF ) The foregoing instrument was acknowle i!ged before me this day of 1996, by the of Anoka County mmunity Action Program, Inc., a Minnesota non - profit corporation, on behalf of ..said corporation. Notary Public THIS INSTRUMENT WAS DRAFTED BY: BARNA, GUZY & STEFFEN, LTD. (CMS) 400 Northtown Financial Plaza 200 Coon Rapids Boulevard Minneapolis, MN 55433 (612) 780 -8500 91\rea1est \crosr \accag.dcv E i -12- 1 3M JUL_ 02 '96 14:50 BARNA GUZY & STEFFENGER P.14 EXHIBIT A Legal Description; Lots 12 and 13, Block 6, City View, accorcj.ng to the duly recorded plat thereof, Anoka County, Minnesota_ 3N 3UL 02 '96 14:5e BARNA GUZY & STEFFENGER P.15 j EXHIBIT B Permitted Encumbrances Mortgage in favor of the Minnesota Housi* Finance Agency in the original amount of $200,000.00, dated 1996, and filed 1996, as Anoka Coun y Recorder Document No. Mortgage in favor of the Family Housing Fund in the original amount of $20,000.00, dated 1996, Oand filed , 1996, as Anoka County Recorder Document No. Mortgage in favor. of the Federal Home Lo*n Bank in the original amount of $20,000.00, dated , 1996, and filed 1996, as Anoka County Recorder Document No. S z 30. HRA RESOLUTION NO. - 1996 RESOLUTION AUTHORIZING EXECUTION AND DELIVERY OF A DEVELOPMENT CONTRACT AND INDEMNIFICATION AGREEMENT BY AND BETWEEN THE HOUSING AND REDEVELOPMENT AUTHORITY IN AND FOR THE CITY OF FRIDLEY AND ANOKA COUNTY COMMUNITY ACTION PROGRAM BE IT RESOLVED by the Board of Commissioners (the "Commissioners ") of the Housing and Redevelopment Authority in and for the City of Fridley, Minnesota (the "Authority ") as follows: Section 1. Recitals. 1.01. It has been proposed that the Authority enter into a Development Contract (the "Agreement ") with Anoka County Community Action Program (the "Company "). Section 2. Findings. 2.01. The Authority hereby finds that it has approved and adopted a development program known as the Modified Redevelopment Plan for its Redevelopment Project No. 1 (the "Redevelopment Program ") pursuant to Minnesota Statutes, Section 469.001 et se s. 2.02. The Authority hereby finds that the Agreement promotes the objectives as outlined in its Redevelopment Program. Section 3. Authorization for Execution and Delivery. 3.01. The Chairman and the Authority are hereby deliver the Agreement is met: Executive Director of the authorized to execute and when the following condition Substantial conformance of an Agreement to the Agreement presented to the Authority as of this date. Page 2 - HRA Resolution No. - 1996 PASSED AND ADOPTED BY THE HOUSING AND REDEVELOPMENT AUTHORITY IN AND FOR THE CITY OF FRIDLEY THIS DAY OF , 1996. LAWRENCE R. COMMERS - CHAIRMAN ATTEST: WILLIAM W. BURNS - EXECUTIVE DIRECTOR C�l`� MEMORANDUM HOUSING AND REDEVELOPMENT DATE: July 2, 1996 AUTHORITY TO: William Bums, Executive Director of HRA FROM: Barbara Dacy, Community Development Director SUBJECT: Approval of Exterior Architectural Plans for Fridley Plaza Office Building The Columbia Park Medical Group, the current owner of the Fridley Plaza Office Building, is proposing to move its OB /GYN clinic from the Fridley Plaza Clinic to the Fridley Plaza Office Building to create additional space in the clinic building for primary care. There will be three physicians and three nurse practitioners who will be occupying the first floor of the Fridley Plaza Office Building. A building permit has been issued for the remodeling. In addition, five physical improvements are also proposed to the exterior of the west side of the building. The HRA has the authority to review additional architectural modifications or expansions according to the development contract executed in 1982. PROPOSED MODIFICATIONS The proposed modifications will all be financed by Columbia Park Medical Group. There is no financial involvement for the HRA. The five improvements are: Construction of a canopy similar in design to the canopy which is currently on the south side of the municipal center. The new canopy will be located on the west side of the building where the former entrance to the cafe was once located. 2. A new landscaping plan will be developed for the west and south sides of the building, removing some of the older, overgrown trees and replacing them with low -lying shrubs. 3. Installation of two handicapped accessible power door closures. 2 Architectural Plans for Fridley Plaza Office Building July 2, 1996 Page 2 4. Removing the multi - colored picnic tables, and the exhaust fan and vent on the west side of the building. 5. Replacement of the existing directional signage just west of the building to direct customers to the Fridley Plaza Office Building and Fridley Municipal Center. Staff met with the owner and its architect in the latter part of June. The proposed canopy emulates some of the existing design features not only on the Municipal Center but also on the Fridley Plaza Clinic building. The owner has incorporated one of staff's suggestions which is to construct some type of a brick base for each of the supports of the canopy to mirror the existing construction on the Municipal Center. The owner has also agreed to some of the suggestions regarding the landscaping plan and is preparing a revised plan for the west and south buildings to accommodate our concerns. The owner will also reinstall, at their expense, the directional sign. The existing sign is in very poor repair, and its replacement is warranted. The proposed canopy and landscaping plans are attached. INK IN FA XMIM We Staff recommends the HRA approve the modifications proposed to the Fridley Plaza Office Building subject to the plans as presented. BD /dw ILVI W . SM. rg /e E arm —� i E aurwr 1 17 wrta II aj2c MM WK SKAADEN— HELMES AP_CH. P O 2 ROCROLA85 woof COP n UUI/. ►oar EACH MU Mom MW nealgA. nwa+e rs ftw /• U man /s murw — T m. v w oauar t• GL sSE1 ` wm [ m mum mta =&','W `a or9 �1 -e of to WT04 Aw. 81YVAnEL 6F1Ar is t m eatca x YIL TMIIaUON -1u11 R r/ 11e1T! Ar E7i0M OR OOWW R�Op UK CUT .oum mluc is R=im FILL eouo r/ ~ OWN6 soar W r 1 Wff a niw� r °�;. awo� r 1 r r r r FamiMO00�� j` �. I It E W/ Kw P •' mN►AM ewe bw ��j� vuee MfA'T .O�r 4B =XMw I MOE M V a.11 .o w wrobomm MRIM Is Woma ]/t moo PLVWOo4M pmm rs ftw /• U man /s murw — T m. v w oauar t• GL sSE1 ` wm [ m mum mta =&','W `a or9 �1 -e of to WT04 Aw. 81YVAnEL 6F1Ar is t m eatca x YIL TMIIaUON -1u11 R r/ 11e1T! Ar E7i0M OR OOWW R�Op UK CUT .oum mluc is R=im FILL eouo r/ ~ OWN6 soar W r 1 Wff a niw� r °�;. awo� r 1 r r r r FamiMO00�� j` �. I It E W/ Kw P •' mN►AM ewe bw ��j� vuee MfA'T .O�r 4B CONTINUE FROM PREVIOUS PAGE 001 r m 00 i ` zp mr— --- -- -- -- -- _ — .- -. —_.� —. —.- -,� ^ {O 10 OOC)� r 4C i 4 11111 �6 All t I E m 1 i lei { z ti ^ r z0 { Me z m i ` zp 10 OOC)� r 4C i 4 11111 �6 All t I E MEMORANDUM HOUSING L! REDEVELOPMENT DATE: July 3, 1996 AUTHORITY TO: William Bums, Executive Director of HRA FROM: Barbara Dacy, Community Development Director Grant Fernelius, Housing Coordinator SUBJECT: Consider Acquisition of 5833 2 -1/2 St. This home is a one story, bungalow -type structure with a partial basement and a one car, detached garage. The house, which was built in 1946, has two bedrooms, a bathroom, living room and a kitchen. The structure is showing signs of deterioration and the owner was planning to invest $25,000 to replace the foundation. The, property is valued at $45,400 for tax purposes and is owned by Bonnie Mikkola. The lot is 40' x 130.44 or 5,217,60 square feet in size. Under City Code the lot is considered legal non - conforming because it is less than 75 feet in width and has less than 9,000 square feet. As a result, the lot would have to be combined with an adjoining parcel to meet the code requirements for a new home. Our recommendation would be to retain the property for future redevelopment. Based on an independent appraisal done in May the property is valued at $43,900. The owner has agreed to sell the property for $46,700 which is within the HRA negotiation guidelines. Recommendation Staff recommends that the HRA authorize the purchase of 5833 2 -1/2 St. from Bonnie Mikkola for the price of $46,700. GF/ M -96 -323 { 5 i 6b T 29 . �` � � � - •• {i `: � N \i j i , :, . }' Zvi Y ,. _ cC 26 3 .2 !' , 25 ♦:4 W- -- - - .� W ..B i ry cn 59TH AVENUE N.E. Z. _ _ •� .E. � Z' Q • ;+:C a 1' ' _ •S ' mac•_ _'ate _.. Oj ix ub ,� - • � �, -r ,. :, ..W ,(fig, � —p 77i 59 TH VE t_ _ � - - ✓ate_. • - - -Za �- �. `58TH ,'•� `�,c .� «- _�.._ -- AVENUE - N.E. 67, z. { 3 MIKKOLA RESIDENCE — I F 5833 2 112 Street NE Fridley, Minnesota 0 Nw OR ER A' le 28 !LJ ! z7 %LJ q ..7 —'�__ .. a -- i- ___+ I.i " +2N' •F fC `24 ��3 1 fit• .. 2e 5 ie. 26 :r / �• i6 a E "'z7 ' - •1427 f �� _ �Y� /O 2 , ' Ic 23L+ B - .._2 3 y Cq 7 Z 2a : 7 _ �h @Y a, �.Ij•�, zz 17 oo Li i 6b T 29 . �` � � � - •• {i `: � N \i j i , :, . }' Zvi Y ,. _ cC 26 3 .2 !' , 25 ♦:4 W- -- - - .� W ..B i ry cn 59TH AVENUE N.E. Z. _ _ •� .E. � Z' Q • ;+:C a 1' ' _ •S ' mac•_ _'ate _.. Oj ix ub ,� - • � �, -r ,. :, ..W ,(fig, � —p 77i 59 TH VE t_ _ � - - ✓ate_. • - - -Za �- �. `58TH ,'•� `�,c .� «- _�.._ -- AVENUE - N.E. 67, z. { 3 MIKKOLA RESIDENCE — I F 5833 2 112 Street NE Fridley, Minnesota 6 ,r � 1 ly ' All"J!V1r' Z�x IM" •�.� � � 9 +1 i eA,x tea. • '.;1J. i MEMORANDUM HOUSING _E REDEVELOPMENT DATE: July 3, 1996 AUTHORITY TO: William Burns, Executive Director of HRA FROM: Barbara Dacy, Community Development Director Grant Fernelius, Housing Coordinator SUBJECT: Consider Options for 6431 Jackson St. Background This past March staff became aware of this property through the HUD foreclosure program. Upon further inspection and research we discovered that the property had been abandoned and left vacant for several months. According to neighbors and the City's records, the previous owner had apparently been in the process of remodeling the home and then abruptly stopped. In November of 1995, the owner left and never returned. By the time the property had gone through the foreclosure process, additional damage was caused by frozen water pipes, a burst water heater, and a ruptured hot -water heating system. At their April 11, 1996, the HRA authorized the purchase from HUD for $40,500. A detailed description of the property's condition is attached. - - Because of its poor condition, HUD determined that the property wasn't eligible for FHA insurance. Normally, HUD notifies staff of foreclosed properties that don't qualify for FHA insurance. The usual practice is to allow public agencies to acquire substandard properties before a public sale. In this case, HUD did not notify staff in advance and as a result numerous inquiries were received. Based on our concerns about the negative impact of this property and complaints from neighbors, we felt there was an opportunity to take action and acquire the property. The initial plan was to demolish the structure and make the land available for a new home site. Since then we have-received a great amount of interest from the general public about the potential for remodeling the structure. Q 6431 Jackson St. July 3, 1996 Page 2 Current Status The property remains vacant, however we have contracted to have the grass cut on a regular basis and are working to have some outside debris removed. In the last several weeks staff has also worked with several contractors to get cost estimates on remodeling the structure. With the assistance of Robert Van Nelson, a detailed work write -up was prepared and 12 contractors were contacted about providing estimates. The work write -up was two- tiered to allow for 1) a "bear bones" code -only upgrade, and 2) a more substantial project involving interior modifications. Based on the bids received, the costs to repair the property range from $50,000 to $70,000. The low -end assumes minimal repairs to make the structure habitable, while the high -end assumes more intensive work. According to the City Assessor's office property values in the neighborhood range from in value from $80,000 to $100,000 and recent sales activity indicates that prices for some homes are exceeding $110,000. Based on this information, it appears that there it is financially feasible to rehab the structure and still remain in line with surrounding property values. This property is different than the typical site acquired under the Housing Replacement Program (HRP). For example, this home has more than 1,500 s.f. + of finished space, an open floor plan, two car detached garage, large basement, and a good size yard. Most of the adjacent homes are one -story ramblers which are well kept. In contrast many of the HRP sites are small homes (less than 800 s.f.), usually with a one car detached garage, one to two bedrooms, and without a basement. So far all of the new homes built are split -entry designs (or variations) with unfinished basements. Options Demolish the structure and redevelop the site through the Housing Replacement Program. Although, this is an opportunity to build a new home, the HRA it would be demolishing a structure which at this point appears salvageable. 2. Rehab the home with the HRA acting as the project manager. Under this scenario the HRA would determine the level of improvements, obtain 6431 Jackson St. July 3, 1996 Page 3 bids and select a contractor. This scenario provides greatest amount of control, but also carries the greatest amount of risk. If not planned properly we could over build and take a loss if and when the property sold. 3. Rehab the home under a contractual arrangement with a private buyer. This scenario reduces the risk to the HRA, but diminishes some amount of control. There is also the issue of how to select a buyer. Among the options could be a) sealed bid for home only (HRA establishes minimum amount of rehab up front), b) a Request - for - Proposals whereby interested parties prepare their own plans and specs and present these to the HRA along with a bid for the home. 4. Sell home outright as is. This would be the quickest method of disposition, however, the HRA would have no control over the project. It would also bring into question the rationale for purchasing the property in the first place. Recommendation Assuming the objective is to eliminate a blighting condition and create investment in the neighborhood, staff recommends Option No. 3. This option allows the HRA to seek proposals from the private market on the feasibility of rehabilitating the property. If the private market is unable to meet the requirements and standards of the HRA, then demolition would be appropriate. RFP guidelines and qualifications will be developed by staff and presented to the HRA for consideration at the August meeting. After adoption by the HRA, bidders would then have 30 days to submit a proposal which the HRA would then consider at their September 1996 meeting. GF/ M -96 -322 DATE: TO: FROM: SUBJECT: MEMORANDUM HOUSING AND REDEVELOPMENT AUTHORITY July 3, 1996 William Burns, Executive Director of HRA Barbara Dacy, Community Development Director Approval of Housing Action Plan The HRA approved funding the cost of a consultant to prepare the Housing Action Plan as required by the Livable Communities Act. The Plan has been completed by SEH and .is recommended for approval. The Livable Communities Act is intended to encourage ample housing opportunities for individuals regardless of income or special needs. The City of Fridley elected to participate in the Livable Communities Act so that it could have access to funding sources for redevelopment projects and housing programs. Completion of the Housing Action Plan will meet one of the requirements for eligibility for the funding programs. In addition, the Housing Action Plan spells out how the City is doing in terms of affordable housing. The Metropolitan Council has established three benchmarks: 1. Affordability 2. Density 3. Life cycle housing The Plan shows how the City meets GII of these benchmarks. The Plan will also serve as an excellent foundation for the Housing chapter update for the Comprehensive Plan and the City's analysis for prioritizing future redevelopment expenditures. A draft of the Plan was distributed in the June packet. An updated as well as color copies of the maps which are identified as "Figures text. 7, copy is enclosed " in the written Approval of Housing Action Plan July 3, 1996 Page 2 At Thursday's meeting, I will give a brief presentation about some of the salient points of the Plan and its implications to the HRA. In summary, the Plan establishes the need for continued work in our rehabilitation programs, continued and possibly expanded work in the scattered -site acquisition program, and the need to advocate for different types of housing styles (such as owner - occupied townhomes and senior apartments), through redevelopment projects. RECOMMENDATION Staff recommends that the Housing & Redevelopment Authority review the plan and recommend its approval to the City Council. After approval by the City Council, the Plan is submitted to the Metropolitan Council. The Plan is not approved or denied by the Metropolitan Council, but comments will be made. The Metropolitan Council has suggested that the information be used for the update of the City's Housing chapter of the Comprehensive Plan. A recent State law has required all communities in the metro area to update their Comprehensive Plans by the end of 1998. Two suggested questions as you review the Plan are: I. Are there issues that need further emphasis? 2. Are there issues that are missing and should be addressed? BD /dw 1►i 1001 R1 :' 7A MEMORANDUM HOUSING 1 REDEVELOPMENT AUTHORITY DATE: July 3, 1996 TO: William Burns, Executive Director of HRA FROM: Barbara Dacy, Community Development Director Grant Fernelius, Housing Coordinator SUBJECT: Resolution Authorizing HRA Tax Levy Introduction This item was originally presented for discussion at the June 13, 1996 HRA meeting: During the meeting several questions were raised about the need for an HRA tax levy and whether the HRA should even be involved in making home improvement loans. In response to these issues, staff has prepared a list of supporting reasons (copy attached) for an HRA tax levy. Also attached is a description of the redevelopment loan program, the proposed tax impact on a typical single family home, a memo from Jim Casserly outlining the financial aspects of the redevelopment loan program. Jim Casserly is currently preparing a resolution authorizing an HRA tax levy and will distribute copies at the HRA meeting on July 11, 1996. Summary of Issues Although -the HRA tax levy places an additional commitment on taxpayers, it is small in comparison to the overall objective of stabilizing and improving Fddley's housing stock now and into the future. Below are several additional issues worth noting: The HRA tax levy is the key component in supporting the redevelopment loan program. The small amount that is charged to each property establishes a program which directly benefits Fridley residents. Properties which benefit from the program will have a positive impact not only on the immediate neighborhood, but on. the larger community. • HRA Tax Levy July 3, 1996 Page 2 2. The redevelopment loan program is an important component in providing a long term source of funds for improving Fridley's housing stock. As outlined in Jim Casserly's memo, over twenty years the HRA can make more than 700 loans. These loans represent roughly 11 percent of the total number of owner - occupied properties in Fridley. 3. The redevelopment loan program is a proactive approach to addressing housing conditions and neighborhood stability. Under this approach the HRA is providing resources for private owners to invest in their homes and remain in the community. The HRA is in the position of heading off problems now, rather than responding to a crisis in the future. 4. The tax levy generates the funds not only to repay the City's loan, but also leverages more than $7 million dollars in total improvements. Without the levy, the program will only provide a fraction of the loans and improvement value. 5. Based on our recent experience the HRA's programs are helping those families who would otherwise be unable to_ get financing elsewhere. By assisting these owners the HRA is also encouraging others to improve their properties. The few discretionary dollars would probably be spent in other areas. 6. Finally, it is important to offer a program which is flexible in terms of eligible improvements. A roof, furnace, new wiring and plumbing are all critical elements to a home, however collectively they do not add value. By allowing owners to make small room additions, remodel a kitchen finish a basement or build a garage the HRA is adding value to the housing stock. Recommendation Staff recommends that the HRA approve the attached resolution authorizing an HRA tax levy for taxes payable in 1997. The City Council will consider the HRA's request for a tax levy on August 12, 1996. Please note that the Redevelopment Loan Program will be considered as a separate item on the HRA agenda. GF/ M -96 -321 • A PROPOSED REVOLVING LOAN PROGRAM FOR HOUSING REHABILITATION Proposal: Utilize $1.5 million loan from City to HRA originally considered for southwest quadrant to initiate revolving loan program for housing rehab loans. How it Works: 1. City provides loan to HRA: a. 5% interest b. 15 year term c. $1,500,000 2. HRA uses proceeds from loan to initiate revolving loan program for housing rehab projects, single family and multiple family units. Revolving Loan Program - Page 2 3. Loan is ultimately repaid to the City via: a. the loan repayments from the recipients of the revolving loan program; and, b. a local HRA levy: i. local HRA levy cannot exceed .0131 % of taxable market value ii. about $150,000 /year iii. over 20 years, $3,000,000 would be raised by levy of which $2,150,000 is used to repay the City. Impact: 1. A pool of over $11,000,000 is created over 20 years; Revolving Loan Program - Page 3 2. 776 loans can be financed in 20 years between 1996 and 2016; 3. City will be paid off in 2012; 4. After 2012, 60 loans /year at $12,000 /unit can be financed. SUPPORTING REASONS FOR A LOCAL H RA LEVY 1. HRA fund balances will decrease as neighborhood redevelopment projects occur; need to find another source of revenues for rehab programs. * Frank's Used Cars * Gateway East (behind Rapid Oil) * Salvage Yards * Others to be identified in upcoming Redevelopment Priority Analysis 2. Housing redevelopment projects do not generate significant amounts of tax increment; especially when redeveloping blighted commercial sites into residential projects. 3. Some of the existing "outside" programs are more expensive to use than financing our own. a Local HRA Levy - Page 2 4. The need and demand for rehabilitation is well documented: a. 1994 housing condition study identified 901 units (single family through four- plexes) needing at least one item of exterior repair. 901 x $10,000 /unit = $9,100,000 b. Anoka County plan identified 2,211 units "needing rehab ". 2, 211 x $10, 000 /u n it = $22,110, 000 c. Using average loan data from programs so far, if ALL single family units built from 1940 - 1970 were rehabbed: - 1940 -49 485 units $ $ 713782305 1950 -59 2300 units $ $24577Y800 1960 -69 2407 units $ $37,000,404 Total: 5192 units - $68y956,509 Local H RA Levy - Page 3 5. The need to rehabilitate apartment buildings is substantial: a. 1994 housing condition survey identified 240 out of 365 buildings had at least 1 item of exterior /interior repair: 2,304 units x $10,000 /unit = $23,042,500 b. 68% of all multiple family buildings were built between 1960 and 1979: 2,440 units x $241400)000 $10,000 /unit = c. 85% of renter occupied units- are 2 bedrooms or less: i. demand for 3 bedrooms is up; ii. maybe a amenities; demand for 0 Local HRA Levy - Page 4 conversion to senior units a possibility; iv. may need to consolidate units to improve marketability of 1 or 2 bedrooms. 6. MHFA funding may not be available to Fridley every year; federal programs are also tenuous. 7. The earlier the program is initiated the more revenue will be generated in the long run: a. The levy is needed to support and build the revolving loan program and to repay the loan from the City which initiates the program. b. The revolving loan program can be self supporting with loan repayments providing funds for more loans. E�:l Local HRA Levy - Page 5 8. A local levy demonstrates a local commitment to raising funds for programs which in large part help "affordable" households, both single and multiple family. 9. Although the County has adopted a policy that it will not impose a levy for the County HRA without local approval, passing a local levy prior to County . action puts the City in a better position to obtain funds for a local program. 10. Current housing program and services have generated positive feedback from citizens. In the recent citizen survey, 55% of the respondents stated they would support a levy. 11. If the Legislature imposes a "property tax freeze ", a housing levy would be grandfathered and the City would preserve its rights to such a levy. Local H RA Levy - Page 6 12. The levy can be terminated annually if the need no longer exists or other funds become available. HRA Levy Is Based On Taxable Market Value Tax on Industrial Property(1) Value $ 9,5001000 0.0131 % Levied 1Y (1) Represents taxable value on Electronic Hair supply(old Dow Brands) HRALEVALS 8K 11 5/20/96 Casserly Molzahn & Associates, Inc. Suite 1100 Southpoint Office Center • 1650 West 82nd Street • Minneapolis, Minnesota 55431 Office (612) 885 -1298 • Fax (612) 885 -1299 M E M O R A N D U M TO: City of Fridley FROM: James R. Casserly Mary E. Molzahn RE: Establishment of a Housing Revolving Loan Program DATE: May 17, 1996 For the last several years we have become increasingly concerned about the City and the HRA's ability to fund housing programs. Only recently has the City and the HRA established a program in which the rehabilitation loans are repaid. Several factors make it advantageous for the City /HRA to initiate a long -range aggressive self supporting rehabilitation housing program. These factors include the following: 1. In order to assist the HRA with its cost for the Southwest Quad Development, the City has offered to loan 1.5 million dollars to the HRA to defer its expenses. This loan would provide the initial funds for the program. 2. Many cities have levied for their HRA housing activities. The levy would be very small, approximately fourteen one - thousand of one percent of the City's taxable market value and would raise slightly over $150,000 per year. This levy would repay the City loan and provide the capital for the program. 3. Tax increment receipts which have been the source of your housing program funds will rapidly diminish. Alternative resources and programs must be developed while the tax increment revenues are still available. This revolving loan program should continue to grow over the years and will provide the City, HRA and future councils with resources to continue aggressive rehabilitation programs. A financial analysis of this program is more fully described on the attached Memorandum. JRC /jms Attachment A• Casserly Molzahn & Associates, Inc. Suite 1100 Southpoint Office Center • 1650 West 82nd Street • Minneapolis, Minnesota 55431 Office (612) 885 -1298 • Fax (612) 885 -1299 V M���� TO: City of Fridley FROM: Mary E. Molzahn James R. Casserly RE: Financial Analysis for Housing Rehabilitation Loan Program DATE: May 17, 1996 Attached please find a cash flow analysis for the proposed revolving loan program designed to facilitate the rehabilitation of the City's aging housing stock. Included below please find a brief description of the analysis. 1. GENERAL ASSUMPTIONS (a) Home improvement loans may be issued for either single family or multiple family units. (b) Average loan amount of $12,000 per unit. (c) Average loan term of 12 years. (d) Average loan rate of 5.000 %. (e) Loans are issued in the first quarter of 1997 and every quarter thereafter for 20 years, terminating in the last quarter of 2016. In the first 20 years of the program a total of 776 loans at $12,000 per loan or $9.312 million will be issued based on the following assumptions: 8 loans per quarter or 32 per year in 1997 - 2002 7 loans per quarter or 28 per year in 2003 2008 11 loans per quarter or 48 per year in 2009 - 2012 15 loans per quarter or 56 per year in 2013 - 2016 Me- 2. QUARTERLY REVENUES (see cash flow) The proposed revenues, which approximate $11.595 million, consist of the following potential sources: (a) City loan of $1.5 million to the HRA during the first quarter of 1997 payable at 5.000. over 15 years. (b) HRA levy providing approximately $75,000 semi annually and totalling $3.0 million from 1997 through 2016. (c) HRA grant(s) to be provided by the HRA if and when required; no grants are included in this scenario. (d) Home improvement loan repayments from the issuance of 776 loans over 20 years and which approximate $7.588 million. From this amount a loan reserve of 2.5- and servicing expenses of 4.0% are deducted leaving a net of $7.095 million. 3. QUARTERLY EXPENSES (see cash flow) The proposed expenses, which approximate $11.648 million, include the following potential categories: (a) Home improvement loans issued as described in Section 1 above and which total $9.312 million. (b) HRA payments to the City in the semi annual amount of $71,666.46 and which approximate $2.150 million at the rate and term described in Section 2 (a) above. (c) Origination Expenses of $186,240, based on 2.000. of the total principal amount of home improvement loans. 4. QUARTERLY INTEREST (see cash flow) This additional source of revenue assumes interest is earned quarterly at 5.000- per annum on the difference between revenues and expenses; it approximates $297,533 through 2016. 5. ENDING BALANCE (see cash flow) This column simply reflects revenues of $11.595 million less $11.648 in expenses plus $297,533 in interest earnings for an ending balance in December 2016 of $244,862. The three columns on the right side of the analysis represent the number of loans issued per quarter, per year and cumulatively. • CITY OF FRIDLEY, MINNESOTA CASH FLOW Period Ending Beginning Balance Quarterly Revenues Quarterly Expenses Quarterly Interest Ending Balance Loans/ Quarter Loans/ Cum Year Loans 03/01/97 0.00 1,502,490.54 97,920.00 17,557.13 1,422,127.68 8 06/01/97 1,422,127.68 79,981.09 169,586.46 16,656.53 1,349,178.83 8 09/01/97 1,349,178.83 7,471.63 97,920.00 15,734.13 1,274,464.60 8 12/01/97 1,274,464.60 84,962.18 169,586.46 14,873.00 1,204,713.32 8 32 32 03/01/98 1,204,713.32 12,452.72 97,920.00 13,990.58 1,133,236.62 8 06/01/98 1,133,236.62 89,943.27 169,586.46 13,169.92 1,066,763.35 8 09/01/98 1,066,763.35 17,433.81 97,920.00 12,328.46 998,605.63 8 12/01/98 998,605.63 94,924.36 169,586.46 11,549.29 935,492.82 8 32 64 03/01 /99 935,492.82 22,414.90 97,920.00 10,749.85 870,737.57 8 06/01/99 870,737.57 99,905.45 169,586.46 10,013.21 811,069.77 8 09/01/99 811,069.77 27,395.99 97,920.00 9,256.82 749,802.58 8 12/01/99 749,802.58 104,886.54 169,586.46 8,563.78 693,666.44 8 32 96 03/01/2000 693,666.44 32,377.08 97,920.00 7,851.54 635,975.07 8 06/01/2000 635,975.07 109,867.63 169,586.46 7,203.20 583,459.44 8 09/01/2000 583,459.44 37,358.17 97,920.00 6,536.22 529,433.83 8 12/01/2000 529,433.83 114,848.72 169,586.46 5,933.70 480,629.79 8 32 128 03/01/2001 480,629.79 42,339.26 97,920.00 5,313.11 430,362.17 8 06/01/2001 430,362.17 119,829.81 169,586.46 4,757.57 385,363.09 8 09/01/2001 385,363.09 47,320.35 97,920.00 4,184.54 338,947.98 8 12/01 /2001 338,947.98 124,810.90 169,586.46 3,677.16 297,849.57 8 32 160 03/01/2002 297,849.57 52,301.44 97,920.00 3,152.89 255,383.90 8 06/01/2002 255,383.90 129,791.99 169,586.46 2,694.87 218,284.30 8 09/01/2002 218,284.30 57,282.53 97,920.00 2,220.59 179,867.42 8 12/01/2002 179,867.42 134,773.08 169,586.46 ' 1,813.18 146,867.21 8 32 192 03/01/2003 146,867.21 61,952.30 85,680.00 1,539.24 124,678.76 7 06/01/2003 124,678.76 139,131.53 157,346.46 1,330.80 107,794.63 7 09/01/2003 107,794.63 66,310.76 85,680.00 1,105.32 89,530.70 7 12/01/2003 89,530.70 143,489.98 157,346.46 945.93 76,620.15 7 28 220 03/01/2004 76,620.15 70,669.21 85,680.00 770.12 62,379.48 7 06/01/2004 62,379.48 147,848.44 157,346.46 661.02 53,542.48 7 09/01/2004 53,542.48 75,027.67 85,680.00 536.13 43,426.27 7 12/01/2004 43,426.27 152,206.89 157,346.46 478.58 38,765.28 7 28 248 03/01/2005 38,765.28 79,386.12 85,680.00 405.89 32,877.30 7 06/01 /2005 32,877.30 156,565.35 157,346.46 401.20 32,497.38 7 09/01/2005 32,497.38 83,744.57 85,680.00 382.02 30,943.98 7 12/01/2005 30,943.98 160,923.80 157,346.46 431.52 34,952.83 - 7 28 276 03/01/2006 34,952.83 88,103.03 85,680.00 467.20 37,843.06 7 06/01/2006 37,843.06 165,282.25 157,346.46 572.24 46,351.09 7 09/01/2006 46,351.09 92,461.48 85,680.00 664.16 53,796.72 7 12/01 /2006 53,796.72 169,640.71 157,346.46 826.14 66,917.11 7 28 304 03/01/2007 66,917.11 96,819.93 85,680.00 975.71 79,032.75 7 06/01 /2007 79,032.75 173,999.16 157,346.46 1,196.07 96,881.52 7 09/01/2007 96,881.52 101,178.39 85,680.00 1,404.75 113,784.65 7 12/01/2007 113,784.65 178,357.61 157,346.46 1,684.95 136,480.75 7 28 332 03/01/2008 136,480.75 105,536.84 85,680.00 1,954.22 158,291.81 7 06/01/2008 158,291.81 182,716.07 157,346.46 2,295.77 185,957.19 7 09/01/2008 185,957.19 109,895.29 85,680.00 2,627.16 212,799.64 7 12/01/2008 212,799.64 187,074.52 157,346.46 3,031.60 245,559.29 7 28 360 03/01 /2009 245,559.29 113,008.48. 134,640.00 2,799.10 226,726.87 11 RLP1 PREPARED BY CASSERL 80 lHN & ASSOCIATES, INC. 17— May -96 CITY OF FRIDLEY, MINNESOTA CASH FLOW Period Beginning Quarterly Quarterly Quarterly Ending Loans/ Loans/ Cum Ending Balance Revenues Expenses Interest Balance Quarter Year Loans 06/01/2009 226,726.87 188,942.43 206,306.46 2,617.04 211,979.87 11 09/01/2009 211,979.87 114,876.38 134,640.00 2,402.70 194,618.96 11 12/01/2009 194,618.96 190,810.34 206,306.46 2,239.04 181,361.87 11 44 404 03/01/2010 181,361.87 116,744.29 134,640.00 2,043.33 165,509.49 11 06/01/2010 165,509.49 192,678.25 206,306.46 1,898.52 153,779.79 11 09/01/2010 153,779.79 118,612.20 134,640.00 1,721.90 139,473.89 11 12/01/2010 139,473.89 194,546.16 206,306.46 1,596.42 129,310.01 11 44 448 03/01/2011 129,310.01 120,480.11 134,640.00 1,439.38 116,589.49 11 06/01/2011 116,589.49 196,414.06 206,306.46 1,333.71 108,030.81 11 09/01/2011 108,030.81 122,348.02 134,640.00 1,196.74 96,935.56 11 12/01/2011 96,935.56 198,281.97 206,306.46 1,111.39 90,022.46 11 44 492 03/01/2012 90,022.46 124,215.93 134,640.00 994.98 80,593.37 11 06/01/2012 80,593.37 200,149.88 134,640.00 1,826.29 147,929.54 11 09/01/2012 147,929.54 126,083.84 134,640.00 1,742.17 141,115.55 11 12/01/2012 141,115.55 202,017.79 134,640.00 2,606.17 211,099.50 11 44 536 03/01/2013 211,099.50 129,197.02 183,600.00 1,958.71 158,655.23 15 06/01/2013 158,655.23 206,376.24 183,600.00 2,267.89 183,699.36 15 09/01/2013 183,699.36 133,555.47 183,600.00 1,670.69 135,325.52 15 12/01/2013 135,325.52 210,734.70 183,600.00 2,030.75 164,490.97 15 60 596 03/01/2014 164,490.97 137,913.92 183,600.00 1,485.06 120,289.95 15 06/01/2014 120,289.95 215,093.15 183,600.00 1,897.29 153,680.39 15 09/01/2014 153,680.39 142,272.38 183,600.00 1,404.41 113,757.18 15 12/01/2014 113,757.18 219,451.60 183,600.00 1,870.11 151,478.90 15 60 656 03/01/2015 151,478.90 146,942.15 183,600.00 1,435.26 116,256.31 15 06/01/2015 116,256.31 224,432.69 183,600.00 1,963.61 159,052.61 15 09/01/2015 ' 159,052.61 151,923.24 183,600.00 1,592.20 128,968.05 15 12/01/2015 128,968.05 229,413.78 183,600.00 2,184.77 176,966.61 15 60 716 03/01/2016 176,966.61 156,904.33 183,600.00 1,878.39 152,149.33 15 06/01/2016 152,149.33 234,394.87 183,600.00 2,536.80 205,481.00 15 09/01/2016 205,481.00 161,885.42 183,600.00 2,297.08 186,063.50 15 12/01/2016 186,063.50 239,375.96 183,600.00 3,022.99 244,862.46 15 60 776 11,595,562.44 11,648,233.83 297,533.85 244,862.46 776 776 776 Interest Rate 5.000% RLP1 PREPARED BY CASSERL 8P 'AHN & ASSOCIATES, INC. 17— May -96 MEMORANDUM HOUSING AND REDEVELOPMENT AUTHORITY DATE: July 3, 1996 TO: William Burns, Executive Director of HRA FROM: Barbara Dacy, Community Development Director Grant Fernelius, Housing Coordinator SUBJECT: Resolution Authorizing Funding for the Redevelopment Loan Program A resolution which authorizes funding for a redevelopment loan program is being prepared by Jim Casserly and will be distributed at the HRA meeting on July 11, 1996. A description of the program was outlined in the attachments to the tax levy memo. Additional information on the program will be provided at the HRA meeting. GF/ M -96 -324 0 MEMORANDUM HOUSING AND REDEVELOPMENT DATE: July 3, 1996 AUTHORITY TO: William Burns, Executive Director of HRA FROM: Barbara Dacy, Community Development Director SUBJECT: Resolution Authorizing Additional Expenditures for the Mississippi Street/3rd Street Intersection Project At the HRA meeting on April 11, 1996, the HRA approved a resolution authorizing reimbursement to the City for the Mississippi Street/3rd Street intersection construction project. The reimbursement authorized was for one -half of the intersection costs. The one -half share represented the Rottlund share and the HRA's share. The other one -half is to be provided by Anoka County and Holly Center. On June 20, 1996, the City conducted the bid opening for the project. Eight contractors requested the specifications, and four returned bids. The bid amounts were as follows: 1. W.B. Miller, Inc. $212,616.20 2. Midwest Asphalt Corporation $214,977.40 3. Alber Asphalt Company $217,949.40 4. Land Dar, Inc. $255,302.10 The original estimate on the project's cost was $162,237.69. After further discussion with Anoka County and City engineers, the additional cost overruns are a result of additional requirements by Anoka County. Of the $50,378.51 overage, approximately $34,000 is a result of the County requiring complete remilling and saw cutting of the pavement at the intersection. A smaller. amount of saw cutting and milling was proposed in the plan's specifications. IF Additional Expenditures Miss. St. /3rd St. Intersection July 3, 1996 Page 2 The County has been contacted to either participate in sharing the additional costs or removing the requirements completely. If the County removes the saw cut and milling requirement, it would only be an overage of $16,378.51. The engineers have advised me that the contractors are extremely busy, and the bids may reflect their costs. The engineers discussed rebidding the project this Fall or next Spring, but that option is not recommended. It was noted that three out of the four bids were within $3,000 of one another and rebidding could result in a higher cost and delayed implementation. Anoka County committed to participate up to $40,559.00, as did the other participants. The County is currently evaluating our request and will contact us by July 10, 1996 as to the response about sharing the cost or removing the requirement. At worst, the HRA would be responsible for the difference of $50,378.51. At best, an additional $16,378.51 would be required if the County removed the saw cutting and milling requirement. As a result of this overage, I have reviewed the Southwest Quadrant expense and revenue budget. An unanticipated revenue component will be received since the Minnesota Petro Board has agreed to fund $21,000 of the remediation activities that have occurred on the Fridley Fast Lube site. Further, there was approximately $115,000 budgeted for "Public Improvements" at the initiation of the budget in the Fall of 1994. Approximately $65,559.00 of that amount has been committed. However, like other budgets, there were overages in other line items and lower expenses in others. The acquisition and relocation costs associated with the apartment buildings is the reason for a majority of the difference in expenditures (Cherrywood issue is still pending). RECOMMENDATION Everything possible is being done to reduce the cost to the HRA. Hopefully, a solution will be presented Thursday evening. Although this is an unpopular recommendation, staff recommends that the HRA pass the attached resolution authorizing an additional expenditures to cover the remaining costs of the Mississippi Street/3rd Street intersection project. In the meantime, the City will try to eliminate and /or significantly reduce these costs. M -96 -325 10A 4 HRA RESOLUTION NO. - 1996 RESOLUTION AUTHORIZING AN ADDITIONAL REIMBURSEMENT TO THE CITY OF FRIDLEY FOR THE MISSISSIPPI STREET /3RD STREET INTERSECTION CONSTRUCTION PROJECT WHEREAS, Anoka County has required certain public improvements to be completed to the Mississippi Street and 3rd Street intersection as a result of the Southwest Quadrant redevelopment project; and WHEREAS, the City of Fridley opened bids on the project on June 20, 1996; and WHEREAS, the lowest bid was $212,616.20 resulting in an overage of $50,378.51; and WHEREAS, the HRA passed HRA Resolution No. 7 - 1996 authorizing reimbursement of up to one -half of the original project cost of $162,237.69. NOW, THEREFORE, BE IT RESOLVED that the Authority agrees to reimburse the City of Fridley the remainder of the costs for the completion of the public improvements at the intersection of Mississippi Street and 3rd Street. PASSED AND ADOPTED BY THE HOUSING AND REDEVELOPMENT AUTHORITY IN AND FOR THE CITY OF FRIDLEY THIS DAY OF , 1996. LAWRENCE R. COMMERS - CHAIRMAN ATTEST: WILLIAM W. BURNS - EXECUTIVE DIRECTOR f ATTACHMENT /> Soul /rived Quadrant 1994 Proposed Bu el Compared with March 1991 Estimated Expenditures * The final figure for acquisition is contingent upon completion of condemnation hearings and appeals. Note also that these are costs incurred since 1994- Other acquisition costs were incurred in the mid -1980s and in 1990, prior to the inception of the current project. 10C 1994 Budget Land Sales of 144 Units 1996 Estimated Expenditures and Revenues based On 118 Units Available Tax Increment: $1,051,352 $ 760,235 Land Sales: 720.000 951,000 Total Revenue: $1,771,352 $1,711,235 Acquisition: 2,836,968 3,132,929* Relocation: 486,600 561,466 Demolition: 247,174 233,243 Public Improvements: _ 115,000 65,559 Site Improvements: 42,710 0 Issuance, Etc.: 73,595 0 Other: 380.205 318,846 Total Expenses: $4,182,252 $4,312,043 SURPLUS /(DEFICIT) ($2,410,900) ($2,600,808) * The final figure for acquisition is contingent upon completion of condemnation hearings and appeals. Note also that these are costs incurred since 1994- Other acquisition costs were incurred in the mid -1980s and in 1990, prior to the inception of the current project. 10C MEMORANDUM HOUSING VIL ►! REDEVELOPMENT DATE: July 3, 1996 AUTHORITY TO: William Bums, Executive Director of HRA FROM: Barbara Dacy, Community Development Director SUBJECT: Status of Negotiations with Wallboard, Inc. for a Loan/ Second Mortgage Wallboard, Inc. has filed the appropriate application for tax increment financing assistance as a result of the direction of the HRA to include the property in the redevelopment project area. After the June 13, 1996 HRA meeting, I met with Ms. Parashek regarding the HRA discussion. I advised her that the HRA did not want to include the cost for the trucks as part of the project cost. The HRA decided to eliminate this cost from the project cost calculation because it was movable equipment and the owner could probably obtain financing to make these expenditures. Ms. Parashek corrected me, however, on the land and building costs. I had originally assumed that the $850,000 was both the land and building cost. She advised me that the $850,000 is solely the construction costs, and she has already paid $200,000 for the land. Therefore, the total project cost of the 30,000 square foot building is $1,050,000. In order to finance the construction, Ms. Parashek will obtain a first mortgage for approximately $550,000, leaving a gap of $300,000. The owner will obtain a personal loan, with the land as security for the remainder. In a letter dated May 27, 1996, she identified five items which would not occur without the tax increment financing assistance, totalling $100,000. All of the five items would result in a higher quality project and a larger sized project. One of the purposes of the redevelopment program is not only to create jobs but also to create a higher quality /value project. The actual construction costs of three of the five items (adding a mezzanine, changing the size of the overhead doors, and adding the appropriate number of 11 Wallboard Loan /Second Mortgage July 3, 1996 Page 2 windows in the front of the building) is approximately $88,500. Without these improvements, the project would be smaller and of lesser value. RECOMMENDATION It is proposed that a second mortgage /loan be executed between the HRA and Wallboard, Inc. for $85,000, or about 6.5% of the project cost. Unless otherwise directed, a resolution and development contract will be on the consent agenda for the August meeting for this amount. The interest rate would be 5 %. Ms. Parashek has requested a ten year term. As in previous development contracts, the owner will have to provide a guarantee for the amount of the loan. No action is needed on this item. M -96 -317 11A WE DELIVER GYPSUM LIKE NO ONE DELIVERS GYPSUM ��. gill w WALLBOARD, INC. 4615 Humboldt Avenue North P.O. Box 11309 Minneapolis, Minnesota 55411 Telephone: (612) 521 -2211 June 27, 1996 Subject: Tax Increment Financing Information Purpose: We are requesting additional funds in order to build a larger facility and to add a mezzanine and for site improvements. Description of Project: The 30,000 square foot office warehouse will be constructed with Fab -Con prefabricated concrete tip-up panels. The facility will contain approximately 5,000 square feet of office space and 25,000 square feet of warehouse space. Project Costs: Land cost = $ 200,000 Building & site improvements = $ 850,000. Trucks, forklifts and equipment = $ 250,000 Subsidy Request: $ 85,000 Construction Schedule: July 20, 1996 start date, with a completion of October 1996. Legal Description: PIN - R22 30 24 43 008, Great Northern Industrial Center, Lot 1, Block 7. Deposit: $2500 • Pagel 11B WE O ,-- GYPSUM LIKE NO ONE .-- ­ . w May 27, 1996 Ms Barbara Dacv Municipal Center 6431 University Avenue Northeast Fridley, MN 55432 RE: Tax Increment Financing Dear Ms Dacy: WALLBOARD, INC. 4615 Humboldt Avenue North Minneapolis, Minnesota 55411 Telephone: (612) 521-2211 We are negotiating with two General Contractors on our new facility in Fridley. As you know, we have been planning our new facility for the past year. Our budget for the building is $650,00.00. The bids are approximately $825,000.00 to $850,000.00. We would like to build the facility at it's current design, however, because of our financial requirements, it may be necessary to scale back to meet our budget restraints. In order to meet our budget, value engineering would require the following changes: Eliminate the mezzanine. Change the size of the overhead doors 3. Eliminate the fence in back of the property. 4� Change the size of the front gates Decrease the number of windows in front of the building The above changes would amount to approximately $100,000.00. Our second option would be to eliminate two new boom trucks, and hire four new drivers at a cost of approximately $250,000.00. Obviously, our new facility will require us to hire new employees over and above the new drivers. If we are fortunate enough to be able to participate in Fridley's TIF program, we would be able to go ahead with the plans as they are now. We are'looking forward to hearing from you as soon as possible, as it will affect our construction and financial planning. Thank you for your consideration. S�innccerely, Patti Paraschuk President /jm it 11C Business Address: APPLICATION FORM FOR TAX INCREMENT FINANCING Type (Partnership, Representative: AL- Telephone: �/e Name of Counsel: Name and Telephone of Accountant:, /, List of Financial References: Name /Address /Contac- t/TnlPnhnnc +I' j wiPP, 1:659-417V Other Comments Pertinent to Your Application: Have You Ever Filed for Bankruptcy? Yes No If Yes, provide details on separate sheet Have You Ever Defaulted on any Loan Commitment? Yes No If Yes, provide details on separate sheet INFORMATION CONCERNING APPLICANT'S PROPOSED PROJECT Location of Proposed Development: (Attach a Drawing) / Nature of Proposed Business: 11D a ilk a 9 � Principal Business or Product of the Company? Is the Proposed Project a New Expansion of Existing Facility? y' f' r s �£ 4g' t 2 Facility or Rehabilitation and /or iti;i� Industrial /Commercial /Residential: bq 14� What is the Present Employment of Your Firm: What is Your Estima a of Employment One Year After Completion of p f: Project: ..MCP —& What is You Estimate of Employment Five Years After Completion of Project: ,r�C Total Estimated Project Cost: Total Estimated Construction Costs: , 0QQ Potential Other Use(s) of Proposed Development: Will this Development p Attract Other Related Industries: Yes No How? What Types? What is the Current Zoning Status of the Project Site? In Rezoning, will Zoning Variances or Conditional Use Permits be Required in Connection with the Project? r P -2- 11E r, f Is the Property Properly Subdivided for the Proposed Use? Has Site Approval been Obtained for this Project?� If So, When ?ZL%�� By Planning Commission? AJ11A By City Council? All Have You Applied for Conventional Financing for the Project? Yes Y No If Yes, Provide Details on Separate Sheet, "H. Information to Attach" .55p� aoa for /OVeA-. -IU7546 -6,Z-11C&,1'7 If No, Why Not? INFORMATION TO ATTACH Please include: J1, f --� State Public Purpose -� Description of Project Schematic Drawing of Project Breakdown of Project Costs ---�� Amount of Subsidy Request, Construction Schedule Legal Description - (Include PIN's) Other Pertinent Information Deposit t: � F -3- 11F