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HRA 08/08/1996 - 6267HOUSING & REDEVELOPMENT AUTHORITY MEETING THURSDAY, AUGUST 8, 1996 7:30 P.M. BARBARA DACY COMMUNITY DEVELOPMENT DIRECTOR CITY OF FRIDLEY A G E N D A HOUSING & REDEVELOPMENT AUTHORITY MEETING THURSDAY, AUGUST 8, 1996 7:30 P.M. -------------------------------------------- LOCATION: Council Chambers, Fridley Municipal Center CALL TO ORDER ROLL CALL APPROVAL OF MINUTES: July 11, 1996 CONSENT AGENDA: Revenueand Expenses . . . . . . . . . . . . . . . . 1 - 1D Resolution Authorizing Execution of Development Contract with Wallboard, Inc. . . . . . 2 - 2A House Plan Designs for 5981 - 3rd Street . . . . . . 3 - 3C ACTION ITEMS• Proposals to Rehabilitate 6431 Jackson . . 4 - 4V Street N.E. TIF Request for Noah's Ark Senior Housing, . . . . . 5 - 5P Inc. INFORMATION ITEMS: Review Performance of MEPC under Contract . 6 - 6B for Exclusive Negotiations Status of Housing Program . . . . . . . . . . . . . 7 - 7B Review Proposed Strategy to Accomplish . . . . . 8 - 8F Multiple Family Housing Goal OTHER BUSINESS• ADJOURNMENT HRA RESOLUTION NO. 17 - 1996 RESOLUTION AUTHORIZING EXECUTION AND DELIVERY OF A CONTRACT FOR PRIVATE REDEVELOPMENT BY AND BETWEEN THE HOUSING AND REDEVELOPMENT AUTHORITY IN AND FOR THE CITY OF FRIDLEY AND PATRICIA G. PARASCHUR BE IT RESOLVED by the Board of Commissioners (the "Commissioners ") of the Housing and Redevelopment Authority in and for the City of Fridley, Minnesota (the "Authority ") as follows: Section 1. Recitals. 1.01. It has been proposed that the Authority enter into a Contract for Private Redevelopment (the "Contract ") with Patricia G. Paraschuk (the "Redeveloper "). Section 2. Findings. 2.01. The Authority hereby finds that it has approved and adopted a development program known as the Modified Redevelopment Plan for its Redevelopment Project No. 1 (the "Redevelopment Program ") pursuant to Minnesota Statutes, Section 469.001 et sea. 2.02. The Authority hereby finds that the Contract promotes the objectives as outlined in its Redevelopment Program. Section 3. Authorization for Execution and Delivery. 3.01. The Chairman and the Executive Director of the Authority are hereby authorized to execute and deliver the Contract when the following condition is met: Substantial conformance of a Contract to the Contract presented to the Authority as of this date. PASSED AND ADOPTED BY THE HOUSING AND REDEVELOPMENT AUTHORITY IN AND FOR THE CITY OF FRIDLEY THIS 8TH DAY OF AUGUST, 1996. LAWRENCE R. COMMERS - CHAIRMAN ATTEST: WILLIAM W. BURNS - EXECUTIVE DIRECTOR CITY OF FRIDLEY HOUSING & REDEVELOPMENT AUTHORITY MEETING JULY 11, 1996 CALL TO ORDER: Chairperson Commers called the July 11, 1996, Housing and Redevelopment Authority meeting to order at 7:38 p.m. ROLL CALL: Members Present: Larry Commers, Virginia Schnabel, Jim McFarland, John Meyer, Duane Prairie Members Absent: None Others Present: William Burns, Executive Director Barbara Dacy, Community Development Director Jim Casserly, Financial Consultant Grant Fernelius, Housing Coordinator Craig Ellestad, Accountant Robert Van Nelson, Rehab Coordinator Francis & Pat Amman, 6435 Jackson Street Curt Curry, 6535 Oakley Drive Edward J. Johnson, 9793 - 64th Avenue North, Maple Grove, Minnesota Daniel P. Johnson, 6381 Louisiana Ave. North, Brooklyn Park, Minnesota Debbie & Guy Rogers, 785 Bennett Drive Peter Eisenzimmer, 6535 Oakley Drive APPROVAL OF JUNE 13, 1996, HOUSING AND REDEVELOPMENT AUTHORITY MEETING• MOTION by Mr. Prairie, seconded by Mr. Meyer, to approve the June 13, 1996, Housing and Redevelopment Authority minutes as written. UPON A VOICE VOTE, ALL VOTING AYE, CHAIRPERSON COMMERS DECLARED THE MOTION CARRIED UNANIMOUSLY. CONSENT AGENDA: 1. REVENUE AND EXPENSES Mr. Ellestad distributed copies of additional expenses needing approval as outlined in his memo dated July 11, 1996. 2. RESOLUTION MODIFYING THE REDEVELOPMENT PLAN FOR REDEVELOPMENT PROJECT NO. 1 AND THE TAX INCREMENT FINANCING PLANS FOR TIF DISTRICTS 41 - #3 #6 V. AND #9 - #14 HOUSING & REDEVELOPMENT AUTHORITY MTG., JULY 11, 1996 PAGE 2 3. APPROVAL OF DEVELOPMENT CONTRACT AND INDEMNIFICATION AGREEMENT WITH ACCAP; 380 - 57TH PLACE N.E. 4. APPROVAL OF EXTERIOR ARCHITECTURAL PLANS FOR FRIDLEY PLAZA OFFICE BUILDING 5. ACQUISITION OF 5833 - 2 1/2 STREET N.E. Ms. Dacy requested item #2 be removed from the Consent Agenda and become item #12. Mr. Meyer requested item #5 be removed from the Consent Agenda. He has questions regarding that item. Mr. Meyer stated he also has questions regarding #4 and asked if those plans had been submitted to the Planning Commission. Ms. Dacy stated no. The plans associated with the permits are proposed to be submitted to staff. These are not required to be submitted to the Planning Commission. If the HRA wishes to have the Planning Commission review, staff can do so. Mr. Meyer requested #4 be removed from the Consent Agenda. MOTION by Ms. Schnabel, seconded by Mr. Prairie, to approve Consent Agenda items #1 with -the additional expenditures as presented and #3. UPON A VOICE VOTE, ALL VOTING AYE, CHAIRPERSON COMMERS DECLARED THE MOTION CARRIED UNANIMOUSLY. ACTION ITEMS• 6. CONSIDER OPTIONS FOR 6431 JACKSON STREET N.E. Mr. Fernelius stated Mr. Van Nelson would provide information about the condition of the property, talk about the issues and review the recommendations. The property was a vacant HUD home. The previous owner abandoned the property after having started significant remodeling work. The home was foreclosed, went back to HUD and was placed for sale in March. When staff became aware of the property, they became interested for the scattered site acquisition program. Staff did not anticipate the interest from the private market. Staff's concern was that a buyer might run out of money and not be able to do the work or that an investor would put in minimal improvements and end up having the same situation. At the April HRA meeting, the HRA approved the acquisition. Mr. Van Nelson evaluated the property and has worked with several contractors. HOUSING & REDEVELOPMENT AUTHORITY MTG., JULY 11, 1996 PAGE 3 Mr. Van Nelson showed slides of the exterior and interior of the property. The home has three levels with 1600 square feet and 500 square feet of finished basement. A partially completed porch is located in the front. There is also vegetation on the property. Along the back, there are two additions which were put on at different times. About one -half of the windows have been replaced. The attached two -car garage also has a single garage door opening toward the back. Inside, the plumbing and heating systems need to be replaced. These have been damaged by freezing. The electrical system is incomplete. The roof needs to be completed as does the siding, soffits and fascia along with interior remodelling. Mr. Van Nelson looked at a minimal rehab for the home which would update the mechanical systems and complete the existing remodeling projects. A more extensive rehab would be trying to come up with something similar to replacement housing. This would include rebuilding the front porch, removing the addition on the back and putting in French doors, removing and rebuilding damaged eaves, updating the kitchen, combining two smaller bedrooms to create a master bedroom and adding a bedroom on the lower level, adding a half -bath off the living space, and eliminating one set of steps. Mr. Van Nelson contacted nine contractors to get estimates for both approaches. Only two responded with estimates for both a minimal rehab and more extensive rehab as follows: Timber Craft $45,500 $63,500 New Leaf Builders $56,000 $83,000 Mr. Fernelius stated the question is whether it is feasible to rehab the property or demolish the property. The neighborhood is concerned about the property and there are buyers interested in fixing the property. If pursuing rehab, does the HRA want to do the work or have it done by the private sector? How will the property be sold? How will a buyer be selected? How much rehab is necessary to make the property desirable? What requirements should be placed on the buyer? Mr. Fernelius stated staff's recommendation, based on the cost estimates along with the interest from prospective buyers, is that rehab is feasible. He recommended establishing the scope of work along with a list of improvements. Bidders would have 30 days to submit a proposal. The price of the property would be fixed. The HRA could recoup their costs. The bidder would have to have the financial capability, experience in similar projects and references. Staff recommends going with the highest, most responsible bidder and then entering into a development agreement, obtaining a letter of credit, the HRA would approve all final plans and specifications before work would begin. HOUSING & REDEVELOPMENT AUTHORITY MTG., JULY 11, 1996 PAGE 4 Mr. Fernelius stated this is a long recommendation but he thought it covers all of the issues and provides assurances to the neighborhood that something will be done. He thought it was a good approach to take. Mr. Commers stated we have in the past allowed individuals to purchase a site as long as they can find a contractor to bring in satisfactory plans. Mr. Meyer asked if this meant a private person would not do the work themselves. Mr. Fernelius stated they are looking for a buyer /builder team. He would recommend going ahead with the rehab. At the August meeting, the HRA could set a minimum standard and look at bids in September. Ms. Amman stated she lived directly to the north of this property and has lived there since 1977. This is not a new issue to this home. She has seen people purchase the home with dreams and leave with those dreams shattered. Each person has their own idea of what they want to do with the house. The house is a monstrosity. The pictures give it justice. The house actually looks worse than the photos. The heating would have to be redone. Regarding the figures, the City- purchased- the property for $40,000. If in fact one of these two participating companies were given the opportunity to do the work, is that in addition to the $40,000? Mr. Fernelius stated yes. Ms. Amman stated this is a wonderful neighborhood. However, if someone has $100,000 to $120,000, would they want to purchase a house that meets minimum standards when they can buy new for the same price? A house of that size takes a considerable amount of money to maintain. Will the buyer be able to continue to maintain that home? Most of the people in that neighborhood are long time residents and there are certain standards we would like to keep in the neighborhood. Several permits were issued where the work was not completed. It is important that there are requirements in place that, if the contractor does not meet the requirements, there is a way to combat that. Ms. Amman presented a letter from Pat and Jane Wisniewski who live adjacent to the back of the property and expresses their preference that the structure be demolished and another house be constructed more suitable to the neighborhood. MOTION by Mr. Meyer, seconded by Ms. Schnabel, to receive the letter £rom Pat and Jane Wisniewski dated July 10, 1996, into the public record. HOUSING & REDEVELOPMENT AUTHORITY MTG. JULY 11 1996 PAGE 5 UPON A VOICE VOTE, ALL VOTING AYE, CHAIRPERSON COMMERS DECLARED THE MOTION CARRIED UNANIMOUSLY. Ms. Amman stated, as a neighbor to the north, that would be her hope as well. This home has holes in the roof and paper flies into her yard. The outside yard looks terrible. Mowing is a minimum. The trees need to be trimmed. She did weed killing in that yard to help keep her yard in the condition that she likes. She would like to have the HRA consider demolition of the property and build a home that better fits into the neighborhood. Most of the homes.are three bedroom ramblers. Mr. Eisenzimmer stated the house was not in that bad of shape. He has been through the house. The heating system could be replaced. There are a lot of modifications that could be changed to make it a comfortable and nice home. There is a lot of work that needs to be done. His home also was in bad shape but he has done much of the work and it is now nice. He would like to do the work and bring the home up to standard. He thought the home should be remodelled and sold to someone in the City. This is something that needs to be looked at. What does the City expect to be done with the home? As far as rehabbing the home, there would be help. HUD had the price at $45,000. We are now saying the figure is much higher. He did not know how the City got involved. He thought the basic structure was sound and did not think the house should be torn down. The garage is new with good lumber. It should be fixed up. He understands the neighbors have a problem with it, but they have never had the right person in it. There are people who would like to have a good home. Mr. Commers asked if Mr. Eisenzimmer had an idea of what the remodelling would cost. Mr. Eisenzimmer stated he and his family would do the work themselves but it would be according to the code. There is a plumber, electrician, etc., in the family. Ms. Rogers stated she lives across the street. The pictures are not justified. The house is horrible. There are no pictures of the upstairs bath. The main floor bath is terrible. She pays taxes and to look at stuff like that is sickening. The house is not kept up. The last owner put the garage up in one day and laughed about what he did. Safety is also a concern. She would prefer to see the house town down. Mr. Amman stated the house has not been completed. There was new carpet and wallpaper in the home when the new owner came. The last owner took it out and it is now gone. The house is in a state of disrepair because the last person did not care. The house has a new garage, but there is no siding to protect the undersiding. There has not been siding or a roof for two years. HOUSING & REDEVELOPMENT AUTHORITY MTG., JULY 11, 1996 PAGE 6 There was dry rot in the inside walls and the last owner put up dry wall. One must go deeper into the house than just these pictures. The house has had rain and snow for the last year coming in with damage to the wood. He did not think it was feasible to rehab the house. He would vote to demolish it. He did not think it was a sound building. Mr. Johnson stated he has gone through the house twice and is interested in buying it. Someone had said there was no interest. There were 18 signatures of people looking at the home. He has the backing, financing and could close on the house in 30 days. He has a history of doing such projects. He built his own home in Maple Grove. He is a laborer, so he does not have a large income. He can understand the neighbors concerns. He has purchased two HUD homes and those neighbors felt the same. When looking into this house, he looked into the roofing, siding, fascia, heating, plumbing, adding another bath, and upgrading the electrical. In order to that, you need to go down to the bare walls. At that point, the City needs,to inspect the home to see what is rotted and what needs to be replaced. The doors need replacing as do the floor coverings. The property needs landscaping. One of the two houses he did in Crystal was scheduled for demolition. He purchased the property in 27 days, remodelled the home and sold it after completion for $65,000. This house has too much square footage to demolish. The house now looks terrible. He does not think it would cost $80,000 to do the work. He wants to buy the home, do the work, quit claim deed to property to his brother who is engaged to get married. He has numbers on what it would cost, and these numbers are different from those presented here. Ms. Amman stated this will be discussed again at the August meeting. How long before something will be done? They want it completed so the neighborhood does not have to go another summer like this. Mr. Fernelius stated he would hope they would see work being done this fall. If we get to September when the proposals come back and nothing is satisfactory to the neighborhood or the HRA, we could then say demolition is an option. If the private sector cannot meet the standards, then he thought they could take the house down. Fall is the time schedule for completion. Mr. Johnson asked if the HRA would be looking at recommendations in August. Mr. Fernelius stated staff will bring recommendations back in August to set the guidelines for the contractors and look at selecting a particular bidder. HOUSING & REDEVELOPMENT AUTHORITY MTG. , JULY 11 1996 PAGE 7 Mr. Johnson stated this looks like it would be October or November before ownership. In that case, work would be done in the spring. Mr. Commers stated the HRA looks at purchasing the property in order to gain some control and provide some reasonable standards. There are some timing issues that are not as favorable as one would like to see but the concerns are being addressed. Ms. Rogers asked if the HRA had toured the house. The steps feel like they are going to fall. The bath is gutted upstairs. The mailman had stated water was coming out of the front door. She would like to have the HRA see it so they know what the neighbors have had to live with. Ms. Amman asked if anything could be done to speed up the process. Mr. Eisenzimmer stated the house can look bad but the repairs are minor and can be done, but it can be done for less that what has been quoted. Mr. Johnson asked if the house was tagged for occupancy now. The HRA has control over the house now and could sell it for the bid price. Someone who spends $45,000 will want to do something to have a place to live. Mr. Commers stated the HRA does not want to have someone get into the home, not be able to complete the work, and leave. Staff is saying they want to set some criteria for the buyer and to have some control in order to get this done the way it should be done. We don't want to sacrifice quality for speed and have the same problem in another year. Ms. Amman asked, if the permits are issued, how do the residents know the standards will be held. Mr. Commers stated enforcement of permits is not within their purview. Mr. Burns asked if the staff felt the specifications for a significant rehab are definite enough so that we are prepared to go out for proposal in the next few weeks. The answer from staff is yes, they feel sure about the criteria. If the HRA chooses to go with the rehab option, the HRA may also want to direct staff to prepare an RFP built around those standards. That could save some time and potentially get the construction work done this year. HOUSING & REDEVELOPMENT AUTHORITY MTG., JULY 11, 1996 PAGE 8 Mr. Commers asked if it was realistic that someone is going to put in $70,000 or a similar amount into rehab in addition to the purchase price of the property. Mr. Meyer asked, if we did go out, solicit proposals and get them back, the HRA still retains the option to demolish the property. Mr. Burns stated yes. There should also be a buyer beware element. He did not think a buyer would respond to the specifications and commit to a letter of credit without feeling sure they could sell the property in that neighborhood. Mr. Meyer asked, when you give a request for proposal and list the items inside the house, is someone going to put together a list of what needs to be corrected. Mr. Burns stated that work is done. Mr. Meyer stated, in your proposal, which of the two methods are you talking about in terms of a minimal rehab or a significant remodelling. Mr. Burns stated staff would be prepared to recommend a substantial rehab. Ms. Schnabel stated it sounds like you would have to do that in order to bring the house up to code. They are talking about heating, plumbing, electrical, siding, roof, water damage, etc. This sounds like a significant rehab. She did not know if they could get by with anything less. Mr. Meyer stated he thought the initial rehab would take care of that. It is the addition of the half bath, changing the eaves, combining two bedrooms into one, etc. We have to decide whether it is our job to worry about those things. He would recommend doing what Mr. Burns is suggesting but to do the minimum rehab. Mr. Burns stated, in that event, staff would propose the minimum rehab but base the competition on the total dollar value and nature of the rehab in light of the proposals. It could be somewhere in between or it could be substantial. In evaluating the responses to the proposal, the party submitting the highest quality rehab plan would be the person staff would recommend. Ms. Dacy stated someone had asked what is different in this case if the buyer does not comply with the standards of the building permits. This is different because the HRA owns the lot. We are recommending a letter of credit.be submitted equal to the value of the improvements being made. If the person defaults, we can collect on the letter of credit and have the work done ourselves. HOUSING & REDEVELOPMENT AUTHORITY MTG. , JULY 11 1996 PAGE 9 This is our control, and the goal is to maintain and improve the value of the neighborhood and to insure a quick turnaround time. No further comments from the public were received. MOTION by Mr. McFarland, seconded by Ms. Schnabel, to recommend staff prepare an RFP for rehab of the property based on criteria to be established by staff. Mr. Meyer stated his understanding is the RFP will be based on a minimum rehab. Mr. Commers stated the RFP should contain an explanation that any additions to those minimum standards would enhance who may receive the bid. Mr. Burns stated it is staff's intent that, if we do not receive satisfactory responses, we have the option to revisit the issue and demolish the property. UPON A VOICE VOTE, ALL VOTING AYE, CHAIRPERSON COMMERS DECLARED THE MOTION CARRIED UNANIMOUSLY. Ms. Dacy stated staff would start right away to hire a contractor to do some work on the property to improve the interim appearance. Mr. Fernelius stated the criteria will go out in the next few weeks. The goals is to look at it in August. Mr. Johnson stated he had one additional comment. Regardless of who is awarded the bid, there is no reason this house could not have a family in there and have this be a beautiful home by Christmas. 7. APPROVAL OF HOUSING ACTION PLAN Mr. Commers stated a copy of the Housing Action Plan was received in the agenda packet. The plan is a recommendation to establish criteria and guidelines which will have to be further refined before being incorporated into the Comprehensive Plan. Staff is asking for general approval of the information which will then be sent on to the City Council. Ms. Dacy stated the Comprehensive Planning process has not yet been established. Staff will advise the HRA at the appropriate time. MOTION by Ms. Schnabel, seconded by Mr. McFarland, to recommend approval of the Housing Action Plan and to forward the Plan to the City Council. HOUSING & REDEVELOPMENT AUTHORITY MTG., JULY 11, 1996 PAGE 10 UPON A VOICE VOTE, ALL VOTING AYE, CHAIRPERSON CONNERS DECLARED THE MOTION CARRIED UNANIMOUSLY. 8. RESOLUTION AUTHORIZING AN HRA LEVY 9. RESOLUTION AUTHORIZING FUNDING FOR THE REVOLVING LOAN PROGRAM Mr. Commers suggested items #8 and #9 be discussed simultaneously. These two items go hand -in -hand. As he understands it, the money the City Council was to provide for the Southwest Quadrant as proposed would be used for the revolving housing action plan and that would then be repaid by the levy. If we do not have a levy, then what happens? Mr. Casserly distributed copies of a Resolution Adopting 1996 Tax Levies Collectible in 1997. The levy can be used for any HRA authorized activities. One of the programs adopted is the revolving loan program. The levy provides a revenue stream available to the HRA which will be used to repay part of the loan from the City. If the City were to loan the HRA $1.5 million at 5% and the HRA were to make 5% loans, all of the loan repayments would go to repay the City loan. The levy allows the HRA to repay the City and fund the revolving loan program. Ms. Schnabel stated the loan from the City will cost the HRA about $75,000 per year in interest. When looking at the levy, it will not generate enough income to cover the interest on the loan and the loan payment. Mr. Casserly stated the loan will be amortized like a mortgage so the payment will remain the same. The levy may not cover the interest the first year but should in subsequent years. Ms. Schnabel asked how much would the $1.5 million loan cost the HRA ultimately. Mr. Ellestad stated theoretically it should cost the HRA nothing. Mr. Commers asked how they arrived at the interest rate. Mr. Burns stated this is close to the interest rate that the City is getting in grants and loans for other projects. It seems to be a fair rate of return for the City. Mr. Casserly stated he thought this was correct. In discussions with Mr. Pribyl, he does get a bit better return on investments. 5% represents a poorer return than what they would like to have but with less cost then if we had to issue bonds. HOUSING & REDEVELOPMENT AUTHORITY MTG. , JULY 11 1996 PAGE 11 Mr. Casserly distributed copies of a Resolution Authorizing the Funding of the Fridley Revolving Loan Program; Providing for the Delegation of Certain Powers and Duties; Authorizing the Execution of Documents. Attached to this resolution is a schedule which provides an explanation of the cash flow. They figured an average loan of $12,000 for 12 years at 5 %. He reviewed the information. Mr. Commers stated, assuming a $12,000 loan throughout the period, in 10 years they will not be worth as much. We will have to increase the loans or do less. He did not know if the number of loans projected in the last few years was realistic. If they did not have a levy, would it be relevant to see how that affects our current financial status. Mr. Casserly stated, without the levy, it is difficult to do this type of program unless you take revenues out of your existing cash flow. Mr. Commers stated he is wondering what that would do in terms of what we are doing and are able to do. Mr. Casserly stated the HRA now has an opportunity to provide $3 million to the revenue stream. If you do not do this, it would be absorbed out of the current budget at $150,000 per year. He thought the HRA would see increasing demands on the fund balances. Mr. McFarland asked why not take $1.5 million from their existing revenues to finance the program. Mr. Ellestad stated the HRA has a $6 million cumulative balance. Another way to look at it is to invest by giving out loans to be paid back at 5 %. Then figure the costs including a 2% origination fee, a 4% handling and maintenance fee plus a 2% reserve for bad debts. This is approximately 8.5% times $150,000 which would be the true operating expense for that program. That would become another column they could add which would give the operating cost the program. Mr. Commers asked if the HRA would be better off doing that. Therefore, 8.5% plus the 5% we are paying to the City would be the true cost of operating the program. Why borrow the money from the City? Mr. Casserly stated one reason is to establish a fund in order to do the program. He thought the investment return would be better than 5 %. Mr. Ellestad stated the HRA investments are now making approximately 6 %. If the HRA is going to borrow from the City at HOUSING & REDEVELOPMENT AUTHORITY MTG., JULY 11, 1996 PAGE 12 5% and then lending the money at 5 %, it is basically a wash. The HRA will not be using all that money at once. It may be possible to invest some of it and gain some revenue. Mr. McFarland stated the HRA will be generating income from the loans and money from the tax levy which is building up the fund. If you do not make a commitment up front to capitalize the HRA monies, the fund will not grow. Mr. Commers stated he thought, if they did not have the revenue, the HRA would have to capitalize it themselves. His concern is that the fund would grow less than projected, there may be a shortfall in 7 -8 years, and the HRA is going to be limited in some of things they might want to do. Mr. Casserly stated part of the purpose in approaching the matter in this way was that so often the projects that come to the HRA are going to be redevelopment projects. The HRA will do only some because staff and the resources can only handle so many. In the near future, the HRA will be doing projects that are net losers. They will provide some new revenue but are pure redevelopment. This type of program tried to become self - financing in the future. If you treat -each revolving loan fund and provide that as a separate source of funds, you can continue with loans. That is what you will try to do in the future. The HRA will do a few-grants. But loans are going to be the major housing programs. This tries to address that and tries to treat them as separate programs. Mr. Commers stated he was trying to figure out how badly they need the levy. What does it add to this? Mr. Casserly stated this essentially gives the HRA $1.5 million up front and capitalizes the source for the program. Mr. Fernelius asked if the tax levy really builds up a balance at the end. Mr. Casserly stated that is where the effect is seen. The HRA has then paid off the loan to the City and now has a levy which can be invested into programs without having to repay. It is very advantageous to have the levy particularly if you do not have to make repayments. It is to your advantage to borrow money to fund a program up front. In the event the program is not sound or you do not need the levy, you do not renew. This can be discontinued at any time. Mr. McFarland stated, if we are going to invest in our housing stock, that should stabilize the tax base which will offset that percentage over time. It should be returning to the tax payer by stabilizing the tax base. HOUSING & REDEVELOPMENT AUTHORITY MTG. , JULY 11 1996 PAGE 13 Mr. Fernelius stated there is also the issue of encouraging other improvements to be made outside of our program. There are other positive effects for other owners. For every $1 we are investing, there may be $2 or $3 from the private sector being invested by owners who see people going through our program and willing to invest in their property. There are other positive effects it creates for other owners. Ms. Schnabel stated, if the improvements being made are bringing things up to code, we will not see a big increase in taxes. Mr. McFarland stated, if your housing stock is going to stay with the times, they will have to update kitchens and baths or you will have some deterioration. Enhancing the roof does not enhance the house. Mr. Commers asked if the members wanted to authorize the levy. Mr. Casserly stated he would recommend providing the maximum levy allowed by statute. In 1994, there could be two levies. In 1994, the HRA could have generated $156,000. In 1996, it could be slightly more than $150,000. Because these levies are such small percentages, or .0144 %, for the first year he would recommend the maximum allowed by statute. MOTION by Mr. McFarland, seconded by Ms. Schnabel, to approve a Resolution Adopting 1996 Tax Levies Collectible in 1997. Mr. Meyer stated he would vote no because he feels this is an inappropriate tax increase for the City's taxpayers. UPON A VOICE VOTE, WITH MR. COMMERS, MS. SCHNABEL AND MR. MCFARLAND VOTING AYE, AND MR. MEYER AND MR. PRAIRIE VOTING NAY, CHAIRPERSON COMMERS DECLARED THE MOTION CARRIED BY A MAJORITY VOTE. MOTION by Ms. Schnabel, seconded by Mr. McFarland, to approve a Resolution Authorizing the Funding of the Fridley Revolving Loan Program; Providing for the Delegation of Certain Powers.and Duties; Authorizing the Execution of Documents. UPON A VOICE VOTE, WITH MR. COMMERS, MS. SCHNABEL AND MR. MCFARLAND VOTING AYE, AND MR. MEYER AND MR. PRAIRIE VOTING NAY, CHAIRPERSON COMMERS DECLARED THE MOTION CARRIED BY A MAJORITY VOTE. 10. RESOLUTION AUTHORIZING ADDITIONAL EXPENDITURES FOR THE MISSISSIPPI STREET/3RD STREET INTERSECTION PROJECT Ms. Dacy stated the City opened bids for the intersection project and the low bid was $212,616.20. This is a difference of HOUSING & REDEVELOPMENT AUTHORITY MTG. , JULY 11 1996 PAGE 14 approximately $50,000 from our estimates. That overage does not include inspection costs which will be an additional $14,883. The total overage is approximately $65,000. Ms. Dacy talked to County staff who will make a recommendation that the County Board pick up an additional $20,000 out of that $65,000. Our position to the County was that the amount should be $34,000. The County held firm that their additional requirements which were a part of the overage were worth $20,000 and that is what they would recommend to the County Board. Ms. Dacy stated she called the Holly Center owner. They left a message that they were willing to be assessed for an additional $15,000. They are not happy about it but they want to get the project done. Ms. Dacy stated she had not heard from Mr. Stutz at Rottlund. The best case scenario is that, out of the total overage, this leaves $15,000 for the HRA. The worst case scenario is if the County Board says no. The Holly Center owner will only agree to the additional assessments if the County puts in and, if Rottlund says no, the cost to the HRA would be $65,000. Ms. Dacy stated staff talked about rebidding and feel that is a risk. Staff talked about waiting until next spring or next fall. Without the County overage, waiting until spring to do the project would probably result in a higher bid. In the meantime, we have postponed the project and improvements to establish an entrance into the project. The best way to approach this was to try to get the partners to cost share. The last resort is to have the HRA agree to pay for the costs. Mr. Prairie stated the bids were close. When the bidding is that close, they are usually good bids. Ms. Dacy stated staff recommends approval of the resolution subject to staff working with the Holly Center, the County and Rottlund to minimize the costs. MOTION by Mr. Meyer, seconded by Mr. Prairie, to recommend approval of a Resolution Authorizing an Additional Reimbursement to the City of Fridley for the Mississippi Street /3rd Street Intersection construction Project, subject to staff working with the Holly Center, the County and Rottlund to minimize the costs. UPON A VOICE VOTE, ALL VOTING AYE, CHAIRPERSON COMMERS DECLARED THE MOTION CARRIED UNANIMOUSLY. INFORMATION ITEMS: 11. STATUS OF TIF ASSISTANCE FOR WALLBOARD, INC. HOUSING & REDEVELOPMENT AUTHORITY MTG. , JULY 11 1996 PAGE 15 Ms. Dacy stated staff's recommendation on the loan is that we proceed to bring back a development contract for $85,000 at the August meeting. Staff wants to make sure that the HRA is approving the project area as well. MOTION by Ms. Schnabel, seconded by Mr. Prairie, to recommend approval of the concept that a second mortgage /loan be executed between the HRA and Wallboard, Inc., for $85,000 for land and building costs at 5% interest for 10 years. UPON A VOICE VOTE, WITH MR. COMMERS, MS. SCHNABEL, MR. MCFARLAND AND MR. MEYER VOTING AYE AND MR. MCFARLAND ABSTAINING, CHAIRPERSON COMMERS DECLARED THE MOTION CARRIED. 12. RESOLUTION MODIFYING THE REDEVELOPMENT PLAN FOR REDEVELOPMENT PROJECT NO. 1 AND THE TAX INCREMENT FINANCING PLANS FOR TIF DISTRICTS #1 - #3 #6 #7 AND #9 - #14 MOTION by Ms. Schnabel, seconded by Mr. Prairie, to approve a Resolution Modifying the Redevelopment Plan for Redevelopment Project No. 1 and the Tax Increment Financing Plans for Tax Increment Financing Districts Nos. 1 - 3, 6, 7, and 9 - 14. UPON A VOICE VOTE, ALL VOTING AYE, CHAIRPERSON COMMERS DECLARED THE MOTION CARRIED UNANIMOUSLY. 13. APPROVAL OF EXTERIOR ARCHITECTURAL PLANS FOR FRIDLEY PLAZA OFFICE BUILDING Ms. Dacy stated, regarding review of the project by the Planning Commission, she feels it is minor and deals more with the HRA. There is a procedural issue in that there are no other scheduled items for the Planning Commission until August so there may be a timing issue as well. The plans deal with the canopy which is right in front of the building. Mr. Meyer stated he thought this was a larger structure and would be more prominent. MOTION by Mr. Prairie, seconded by Mr. Prairie, to approval of the exterior architectural plans for the Fridley Plaza Office Building. UPON A VOICE VOTE, ALL VOTING AYE, CHAIRPERSON COMMERS DECLARED THE MOTION CARRIED UNANIMOUSLY. 14. ACQUISITION OF 5833 - 2 1/2 STREET N.E. Mr. Meyer stated, on that street, the entire block is composed of homes which are very similar to this one. The homes are very small and built on very small lots. Some are okay and others are HOUSING & REDEVELOPMENT AUTHORITY MTG. , JULY 11 1996 PAGE 16 not in good shape. We are singling out this one. He did not know how one could spend $25,000 on a foundation for such a small home. If the house is taken out of there, he would be surprised if a neighbor would purchase the lot. Is this property on a list of houses throughout the City that are on the scattered site program? Mr. Fernelius stated this property, along with 10 others in Hyde Park, are at the top of the list. Many of the houses on that block are in poor condition. This one is probably among the worst. We are not in a position to continue acquisitions in this area. This is taking out what we perceive to be the worst. Mr. Commers asked how this property came up at this time. Mr. Fernelius stated the owner had applied for a loan. In combination with that loan process, we were also doing a condition study through Hyde Park. We also identified this property as one of the worst. Rather than invest money in the property for repairs, we approached the owner about the possibility of selling. The owner is willing to sell. MOTION by Mr. Meyer, seconded by Ms. Schnabel, to approve the acquisition of 5833 - 2 1/2 Street N.E. for $46,700. UPON A VOICE VOTE, ALL VOTING AYE, CHAIRPERSON CONNERS DECLARED THE MOTION CARRIED UNANIMOUSLY. OTHER BUSINESS• 15. UPDATE ON THE HOUSING REPORT Mr. Fernelius stated the program is extremely successful. Ms. Dacy stated staff is trying to get Fridley Focus coverage of the 100th loan. Mr. Burns stated that Hyde Park has a neighborhood newsletter. A copy of the newsletter was shown to the members. 16. UPDATE ON SOUTHWEST QUADRANT Mr. Prairie asked what progress had been made on the Southwest Quadrant. Ms. Dacy stated Rottlund is building one model of each type of housing. The plan is to have these completed about September or October. Rottlund has a waiting list already for units to be completed. ADJOURN1MENT HOUSING .& REDEVELOPMENT AUTHORITY MTG. , JULY 11 1996 PAGE 17 MOTION by Ms. Schnabel, seconded by Mr. Meyer, to adjourn the meeting. UPON A VOICE VOTE, ALL VOTING AYE, CHAIRPERSON COMMERS DECLARED THE MOTION CARRIED AND THE JULY 11, 1996, HOUSING AND REDEVELOPMENT AUTHORITY MEETING ADJOURNED AT 10:15 P.M. Respectfully submitted, �- �m )nm �� 6ww 114itl Lavonn Cooper Recording Secretary TO: FRIDLEY H.R.A FROM: CITY OF FRIDLEY RE: BILLING FOR ADMINISTRATIVE AND OPERATING EXPENSES JULY 1996 JULY 1996 Account #'s for Account #'s for CR HRA's Use City's Use Code ADMINISTRATIVE BILLING: HA NYSTROM PUBLISHING — SUMMER NEWSLETTER 262- 0000 -430 -4335 ADMINISTRATIVE PERSONAL SERVICES 19,800.75 101- 0000 -341 -1200 H1 ADMINISTRATIVE OVERHEAD 275.85 101- 0000 - 336 -3000 HA COMPUTER OVERHEAD 200.25 101- 0000 - 336 -3000 HA (For Micro & Mini computers) CONTROL GRPAHICS — SUMMER NEWSLETTER 460 -0000- 430 - 4335 639.00 TOTAL ADMINISTRATIVE BILLING: 460- 0000 -430 -4107 20.276.85 CITY OF FRIDLEY — JAN thru JUNE INS ALLOC 460- 0000 - 430 -4336 OPERATING EXPENSES: USPS —POSTAGE 262- 0000 - 430 - 4332 26.15 236 - 0000 - 336 -3000 HA NYSTROM PUBLISHING — SUMMER NEWSLETTER 262- 0000 -430 -4335 2,975.27 236- 0000 -336 -3000 HA USPS — POSTAGE 460- 0000 -430 -4332 51.11 236- 0000 -336 -3000 HA US WEST — PHONE SERVICE 460- 0000 - 430 -4332 14.44 236- 0000 - 336 -3000 HA CONTROL GRPAHICS — SUMMER NEWSLETTER 460 -0000- 430 - 4335 639.00 236 -0000 -336 -3000 HA CITY OF FRIDLEY — JAN thru JUNE INS ALLOC 460- 0000 - 430 -4336 9,841.00 236- 0000 -336 -3000 HA AMERICAN EXPRESS — LUNCH 460- 0000 - 430 -4337 44.45 236- 0000 - 336 -3000 HA TOTAL OPERATING EXPENSES: 13.591.42 BENEFITS EXPENSES: CITY OF FRIDLEY — HEALTH INS CITY OF FRIDLEY — DENTAL INS CITY OF FRIDLEY — LIFE INS 262 -0000- 219 -1001 262 -0000- 219 -1100 262-0000-219-1200 TOTAL BENEFITS EXPENSES TOTAL EXPENDITURES — JULY 1996 File: \123DATA\HRA \T1F\9661LL.wk1 Details 0.00 236 -0000- 219 -1001 0.00 236 -0000- 219 -1100 3.50 236 - 0000 - 219 -1200 3.50 $33,871:77 11 12 13 W K 0 w Qm of z r a! 0 n w r O O O O O O O O 1n f- O to P O O O O O O O O ^ W O O O ti N O f- N O O O O f- M f- O M •O N V1 .O M to 1n f O M M P O O O O O O 1 O CO N M O N 1 Ln O N Q 00 .O M O O Lr 1n * O O P 'O O f, P f� Lr P 'P P .O O O N N N 10 O O f- N M .O O Ln M O O In U% O J �t M W M 1 I,. 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UH PcJ`PPPPPP _P P_P_P_P_PO_•P_P_PP W < _\ \ \ \ _\ _\ \ _\ _\ x p ' V1 1n P P �- U N In N N N N M M M M M M M M M M M M M M ti ti ti ti ti ti n n p, ti ti n n ti ti 3 lr Date: August 8, 1996 To: HRA Commission Members From: Craig Ellestad, Accountant Subject: Additional Expenses Needing Approval VENDOR DESCRIPTION AMOUNT Appraisal Engineering Bureau Appraisal — 5857 Main St 250.00 Appraisal Engineering Bureau Appraisal — 5861 Main St 250.00 Appraisal Engineering Bureau Appraisal — 5925 Main St 250.00 Appraisal Engineering Bureau Appraisal — 5800 2nd St 250.00 Appraisal Engineering Bureau Appraisal — 5813 2 1/2 St 250.00 Advantage Electic 554 Lafayette St 1,148.00 BCL Appraisals Work on Sylvan Oaks Apt 1,539.00 Casserly Law Office July Legal 4 912.00 Innovative Irrigation Lake Pointe Maintenance 3,035.11 Majer One Hour Photo Film Processing 10.12 Robin Mysliwiec Roof — Final Payment, 554 Lafayette 9,125.00 Rapid Printing Housing Action Plan 95.05 SEH Plans HWY 65 & Central Ave 918.25 Total $22,032.53 File: \123DATA \HRA \M 1 SC \EXPENS E.wk 1 MEMORANDUM HOUSING AND REDEVELOPMENT AUTHORITY DATE: August 2, 1996 TO: William Bums, Executive Director of HRA FROM: Barbara Dacy, Community Development Director SUBJECT: Resolution Authorizing Execution and Delivery of a Private Redevelopment Contract for Wallboard, Inc. The City Council conducted the public hearing to add the 3.69 acre parcel for Wallboard, Inc. into the project area on July 22, 1996. The City Council will approve the resolution authorizing its addition to the project area on August 12, 1996. No one spoke in opposition to the request, nor did the City Council state any concerns with the proposal Accordingly, the resolution and development contract have been prepared by Jim Casserly in order to provide Wallboard, Inc. with the $85,000 loan. The development contract, which is included in the packet, requires payment on the $85,000 loan over a ten year timeframe at 5% interest. The loan is secured by a personal guarantee from the owner, Patty Paraschuk. The loan will be provided when a Certificate of Completion is issued by the Authority. Recommendation Staff recommends that the HRA approve the attached resolution authorizing execution of the development contract with Patricia G. Paraschuk, subject to the City Council approving its resolution authorizing the parcel to be added to the redevelopment project area on August 12, 1996. BD /dw M -96 -354 HOUSING AND REDEVELOPMENT AUTHORITY IN AND FOR THE CITY OF FRIDLEY COUNTY OF ANOKA STATE OF MINNESOTA RESOLUTION NO. A RESOLUTION AUTHORIZING EXECUTION AND DELIVERY OF A CONTRACT FOR PRIVATE REDEVELOPMENT BY AND BETWEEN THE HOUSING AND REDEVELOPMENT AUTHORITY IN AND FOR THE CITY FRIDLEY AND PATRICIA G. PARASCHUK. BE IT RESOLVED by the Board of Commissioners (the "Commissioners ") of the Housing and Redevelopment Authority in and for the City of Fridley, Minnesota (the "Authority ") as follows: Section 1. Recitals. 1.01. It has been proposed that the Authority enter into a Contract For Private Redevelopment (the "Contract ") with Patricia G. Paraschuk (the "Redeveloper "). Section 2. Findings. 2.01. The Authority hereby finds that it has approved and adopted a development program known as the Modified Redevelopment Plan for its Redevelopment Project No. 1 (the "Redevelopment Program ")pursuant to Minnesota Statutes, Section 469.001 et seq. 2.02. The Authority hereby finds that the Contract promotes the objectives as outlined in its Redevelopment Program. Section 3. Authorization. for Execution and Delivery. 3.01. The Chairman and the Executive Director of the Authority are hereby authorized to execute and deliver the Contract when the following condition is met: Substantial conformance of a Contract to the Contract presented to the Authority as of this date. Adopted by the Board of Commissioners of the Authority this day of , 199_. ATTEST: Executive Director A irman MEMORANDUM HOUSING AND REDEVELOPMENT DATE: August 1, 1996 AUTHORITY TO: William Burns, Executive Director of HRA 41 Ai- FROM: Barbara Dacy, Community Development Director Grant Fernelius, Housing Coordinator SUBJECT: Consider House Plan Design for 5981 - 3rd Street NE Oliver Tam has submitted a house plan design for the third and final home he will build in Hyde Park. The new home will be located on the site of the former slip -off ramp from University Avenue to 3rd Street (cross street is 60th Avenue). The project was delayed due to the removal of the slip -off ramp which took longer than anticipated. The new home is similar in design to the previous homes, however Mr. Tam has made some modifications to the roof lines, windows, brick facing and floor plan. The home is a split -entry design with two bedrooms, two full bathrooms, a kitchen living room and dining room on the upper level (approximately 1,212 square feet). In addition, there is a 12' x 18' deck off of the dining room. The lower level (half- basement) is unfinished, but can accommodate one bedroom and a full bath, laundry room and large recreation room for an additional 1,152 square feet. A two car attached garage is also provided. Mr. Tam has executed a development contract with the HRA and has furnished a $50,000 Letter of Credit. He has sold the home to a family out -of -state who plan to relocate this fall. Recommendation Staff recommends that the HRA approve the house plans as submitted by Oliver Tam for the construction of a new home at 5981 - 3rd Street. GF/ M -96 -363 iN _L J Ii I I It 1 ;it j� 1� I. N T; I � II it `I'{'i;.' " � �i +�l� � ��' r� L71 it I II illill .i� � _ � II' I ,1 Ti 3 A of ZZ 0 u 0 z 0 U) 4, 1 a z cc r. F-4 0 O AD U �y Bld Summary for 6431 Jackson Street Cost for minimum amount of work required for occupancy ...........................$ -This is the work written up on the left side of the scope of work Cost for additional improvements ... ............................... .... „S i% /� 000 -This is work that you have detailed in the scope of work in the sections marked optional. It would be helpful to summarize this additional work below. f der IZ- W 6 C X5 j� C�-c� � @ J�.►rctb j v /tv ^bi-L ✓�( P T6�e ��� f lX.. � .S �c,� �_ d d�, iJ��� /an�s�e later i�o /�`Ze 4A d 5-661 }�I��S on �X �erivn l ors AA 2- s ef5 0 s foa f5 a� x f et�6P $�� k- mod l�dd 5 1r`Y�'1f� O•� �u��fD� G�C�G�S t','•��5t� en e (� z�� / C z` J1 r 1fl, I � ProposedRehab ........................................... ................. .............$ + Contingency-------------------------------------------------------- RehabTotal ...................... ................ •-- ............ ..........S ............... �ocl�S / c(L`` Bid Summary for 6431 Jackson Street Cost for minimum amount of work required for occupancy ............................ is the work written up on the left side of the scope of work Cost for additional improvements -This is work that you have detailed in the scope of work in the sections marked optional. It would be helpful to summarize this additional work below: t B x}T- �U�aV( S U t9 T �_ j,/' t46Z06 5 win vv r LT,-r S -�_ 1J U N- -( S , P'o D (N vo CO wS t7-n11 n\ `-)(MV _ 01' T"H-t 44ou5t (f�t15111ty� T 51RICS Al WAl K(Auf3�I� p r 5�-t�,► p �� � l cTkv s cZ : K� `� nvJaZs - Tr or ncs � s b it bA v c) h zw 0L116AS- Ipv rH y st n tc ?o 1�l icy L,I +76 n X7" 76 60 - F MQ D a v e:5 71) two � A n b 44 - iZ0arrl o ac es , ProposedRehab ........................................... ..............................� a �QD + Contingency ..... ...... . . .: :.._a 6a( �rrSS t --------------- - - ---$ c �5 Rehab Total ............................... t / X164 7S z / W, -� Il .i v �J t I�1 ��6� �{C{a ✓i j DOQ Z (4c, (iJ t r }�nco DATE: TO: MEMORANDUM HOUSING G1 ►i17 REDEVELOPMENT AUTHORITY August 1, 1996 William Burns, Executive Director of HRA fi FROM: Barbara Dacy, Community Development Director Grant Fernelius, Housing Coordinator SUBJECT: Consider Proposals for the Rehabilitation of 6431 Jackson Street N. E. This item was previously discussed at the July 11, 1996 HRA meeting. At that meeting the HRA authorized staff to prepare specifications and related documents for prospective bidders. Staff has completed those documents and notified more than 20 interested parties and builders. A copy of the bid documents are attached. To provide adequate time for people to go through the property and prepare cost estimates, proposals are due by Monday, August 5, 1996 at 4:00 p.m. At that time staff will go through the proposals and prepare a short summary on each one. This information will be distributed at the HRA meeting on August 8, 1996. It is staff's intent to obtain as much background information as possible on each proposal. The process to select a bidder is somewhat subjective, however the HRA may want to consider the following issues: The amount and type of work beyond the basic improvements. Bidders will be held to their proposals. Overly ambitious proposals should be carefully evaluated. 2. The level of detail and supporting documentation to show how much thought was put into the proposal. "Plugging in" figures without any description of the type or quality of product may be a sign of a hastily prepared proposal. Jackson Street Memo August 1, 1996 Page 2 3. The bidder's experience with doing similar projects. Before and after pictures are encouraged with the appropriate references are very helpful. Staff will attempt to contact references if possible before the HRA meeting. 4. Financial capability. The successful bidder will be required to furnish a Letter of Credit from a financial institution equal to the amount of the proposed improvements. Although this is not required at the initial bid stage, bidders who can provide evidence of a Letter of Credit (or the ability to get one) might be looked upon more favorably. Recommendation Due to the uncertainty of the proposals, staff does not have a recommendation at this time. If the HRA feels that the proposals are inadequate, staff believes it would be appropriate to order demolition. GF/ M -96 -364 FA-VA , f � • FRIDLEY MUNICIPAL CENTER - 6431 UNIVERSITI' AVE. N.E. FRIDLEY_ MN 55432 - (612) 571 -3450 - FAX (612) 571 -1287 July 1996 Re: 6431 Jackson St. NE Fridley, MN 55432 Vacant HUD Property To Interested Parties: As you may recall this past spring this property was listed for sale by the Department of Housing and Urban Development (HUD). This property has been a concern for both the neighborhood and the City due to its condition. In May, the City of Fridley acquired the site from HUD .and over the past several months has been evaluating options on what to do with the property. The Fridley Housing and Redevelopment Authority owns the property and earlier this month approved a plan to rehabilitate it. Because you expressed interest in this property, you now have the opportunity to prepare a proposal. I encourage you to carefully examine this bid package and view the site in person. Please note that proposals are due by 4:30 p.m., Monday, August 5, 1995. Should you have any questions, please do not hesitate to call me at 572 -3591. Sincerely, Grant Fernelius Housing Coordinator Mat Fridley Housing and Redevelopment Authority 6431 Jackson Street N.E. Bid Package July 1996 Fridley Housing and Redevelopment Authority 6431 Jackson Street N_E_ Proposal Instructions Introduction The Fridley Housing and Redevelopment Authority (HRA) is accepting proposals for the purchase and rehabilitation of 6431 Jackson Street until Monday, August 5, 1996. The HRA will consider the proposals at its August 1996 meeting and if acceptable select the proposal with the most significant level of investment. The HRA encourages proposals which extend beyond the minimum level of improvements. Please note the successful bidder will be required to do the following: 1. Agree to improve the property to a minimum level as outlined in Attachment B. Bidders have the option. of outlining additional improvements beyond the.minimum level. 2. Within 30 .da s of .. y HRA approval;- enter. into �a development- contract. The development contract specifies the work to be done, cost figures, completion date and the responsibilities of each party. The develop- ment contract will also specify a closing date. The HRA will convey title to the bidder at closing and place a mortgage on the property for the purchase price of the structure ($40,500). The buyer must then secure his /her own construction financing for the repairs. 3. Provide a Letter of Credit from a lender acceptable to the HRA. Said Letter of Credit shall be equal to the cost of the improvements and run for the term of the development contract. If the work is completed on time and in accordance with the contract, the LC will be terminated. If, on the otherhand, the buyer fails to perform under the agreement, the HRA may its option a) draw upon the LC in amounts necessary to complete the work, and b) foreclose its mortgage to regain title. is Fridley Housing and Redevelopment Authority 6431 Jackson Street N.E. Page 2 Introduction (cont.) 4. Complete the project within 180 days from the date of closing. All work must be done and appropriate building permits finaled before the home may be occupied. 5. When the work is completed, the buyer shall secure their own permanent mortgage to take -out (i.e. repay) the HRA for the purchase price and any private rehabilitation financing. Closing on the permanent financing should be timed to coincide with the completion of the project. Instructions 1. Contractors, developers, and the general public are all- welcome to submit proposals on this project. -, However, all parties will be held to the same requirements. 2. Bidders should view both the`-interior and °exterior of the property prior to submitting an offer. Keys are available for checkout at the Fridley Municipal Center from 8:00 a.m. to 5:00 p.m., Monday through Friday. Keys may be checked out for 24 hours. 3. The .Fridley HRA will sell the home for $40,500. 4. Bidders should be as detailed as possible in their proposal. In addition to providing cost estimates for the minimum level of improvements, bidders are encouraged to submit drawings, exterior elevations, site plans, proposed floor plan revisions, etc. 5. Bidders must provide a description of their experience working on similar rehabilitation projects, and if possible a list of 3 references (Le. other city officials, building contractors, or past customers). EN Fridley Housing and Redevelopment Authority 6431 Jackson Street N.E. Page 3 Instructions (cont.) 6. Bidders must submit a $500.00 earnest money check with their proposal. Only certified checks or cashier's checks made payable to the Fridley HRA will be accepted. The earnest money for unsuccessful bidders will be returned by August 16, 1996. 7. Return the following documents by August 5, 1996 at 4:30 p.m.: a) Proposal Form b) Minimum Scope of Work Form and Summary C) Earnest Money d) Any additional plans, drawings, etc. The HRA should make.a decision by August 16, 1996 and letters will be sent by that date:- The .HRA reserves the right to reject all proposals with or without cause. All proposals must be complete and include the proper forms which are found in this bid package. Incomplete proposals will_ not be accepted: Proposal's byWonday, August's '1996 at'4:30K`-°i= p.m. at the Fridley Municipal 6431 University Avenue. If you have questions about the bid procedures please :contact Grant Femelius, Housing Coordinator at 572 - 3591. Attachment A Proposal Forms EN Proposal Form 6431 Jackson Street N.E. Bidder: Address: City, State, Zip: Phone (Day Time): (_J_- 1. Please check the box which applies to your situation: I plan to rehabilitate this property and become the owner - occupant. I plan to rehabilitate this property and sell it to another party. I plan to rehabilitate this property and lease it as rental property. 2. Please list your experience working on similar projects. Indicate where the property was located, purchase price, amount of rehabilitation; date of project and if possible any pictures. If you need more space, please attach. 3. Please provide 3 references for these projects. Include the address and daytime telephone number. U, Proposal Form 6431 Jackson Street N.E. Page 2 4. 1 would finance the rehabilitation cost (please check which applies): Financial institution Private party Self Other (please specify 5. 1 have the financial ability to secure a Letter of Credit from a financial institution equal to the amount of improvements I plan to make to the property. Yes No If not, please specify who will provide the Letter of Credit on your behalf. Name: Address: Phone (Day Time): (� - 6. Please indicate your financial investment in the property: a. Purchase -Price _ $40,500 b. Minimum Level of Improvements (see Attachment B) $ c. Additional Improvements (see Attachment B) $ d. Total Proposed Investment $ Certification 1, , hereby certify that I have inspected the property at 6431 Jackson Street N.E., Fridley, MN 55432 and that I am prepared to invest in the property as outlined above ( #6 a -d). Further, I understand that 'rf the Fridley HRA accepts my proposal, I agree to enter into a development contract with the HRA by September 16, 1996. 1 also state that I am making this offer independently and not in collusion with another bidder. Signed: Date: L Attachment B Scope of Work (Minimum Level of Improvements) The following document is a list of improvements for 6431 Jackson Street that is required to completed before it can be lived in. You are asked to use the space on the right hand side of this scope of work to detail your proposal. Material specifications, flooring allowances, and any other pertinent information that would help the HRA understand your proposal should be written in this section. If you are proposing additional work beyond the minimum, you should also write it in the detail section. There is an example sheet that is filled in following the index that may be helpful to refer to. Index of the Scope of Work for 6431 Jackson Street Page Number EXAMPLE....................................... ............................... . . ..... la 1. Kitchen ...................................................... ..............................1 2. Living / Dining Room.................. 3. Upstairs Bedrooms ..................................... ..............................2 4. Upper Level Bathroom ............................... ......................... .....3 ".5. Lower Level Bathroom ............................. .......:......................4 6. Lower Level Room .:.....:.. ................................. ......................4 7. Basement ..................:................................ ..............................5 8. Entry .......................................................... ..............................5 9. Insulation and Weatherization .................... ..............................5 10. Stairways ................................................... ..............................5 11. Exterior (siding, soffits, facia, etc.) ............. ..............................6 12. Front Porch ................................................ ......................... . . . ..7 13. Roof.. 7 14. Heating ....................................................... ..............................8 15. Plumbing ................................................... . .. ...........................8 16. Electrical Minimum Standards Reg ui red 1. Kitchen: a. Repair and refinish, or replace damaged cabinets b. Replace damaged counter tops. c. Complete trim, and kick plate as necessary. Repair floor as necessary. Detail material allowance if you plan on replacing the floor. e. Patch sheetrock as necessary paint with semigloss. optional Other added items (ie adfding windows, remodehn� lass l wall, adding cabinet 2. er and patch . b. Sand and refinish wood floors. c. Tape, mud, and sand sheet rock. paint with eggshell. optional Other added items (ie. replacing painted trim, adding french doors on east wall, adding 1/2 bath in extra stairwell, etc.) Please provide any details or comments - l2,ern ova ba�e�ia r� ra �� 27oys a- Pa��� F-2/-u 9110 l�� ,I r 12Y'.ej Minimum Standards Reg u i red 1 _ Kitchen: a. Repair and refinish, or replace damaged cabinets b. Replace damaged counter tops. c. Complete trim, and kick plate as necessary. d. Repair floor as necessary_ Detail material allowance if you plan on replacing the floor. e. Patch sheetrock as necessary and paint with semigloss. optional Other added items (ie adding windows, remodeling glass block wall, adding cabinets.) 2. Livin&Mining Room: a. Remove wall paper and patch sheetrock as necessary. b. Sand and refinish wood floors. c. Tape, mud, and sand sheet rock. paint with eggshell. optional Other added items (le- replacing painted trim, adding french doors on east wall, adding 1/2 bath in extra stairwell, etc.) Please provide any details or comments Gtr Minimum Standards Required Please provide any details or comments 3. Upstairs Bedrooms: a. Replace or repair all of the bedroom entry doors and closet doors including hardware. Detail door style (six panel, hollow core, pocket, or bifold, etc.) and finish (natural wood or paintgrade.) b. Replace aluminum slider windows with size and style appropriate for the side of the house (Casements in the front and double hung in the back) c. Provide and install all window, door and baseboard trim. Detail wood species,_ profile, and finish d. Provide and install all closet hardware:.- Clothes pole and uvver shelf e. Sand and- refinish wood floors. Patch — sections that are bulging due to water damage. If you plan on installing carpeting instead, detail brand, grade, and sq. yd allowance. f. Patch, tape, and sand sheetrock Paint with eggshell. optional Other additional items (ie. Floor plan changes to enlarge bedrooms etc.) Minimum Required Please provide any details or comments Standards 4. Upper Bathroom: a. Bathroom is currently gutted. Insulate, install vapor barrier and sheetrock. Detail any wall treatments (ie ceramic the wainscoting etc.) b. Provide a sketch of your proposed fixture layout. Provide and install mid level fixtures at the locations that plumbing is roughed in. c. Detail brand and style or fixture allowance for tub, enclosure, shower valve and faucet, sink (pedastle or cabinet style), faucet, medicine cabinet, stool, paper dispenser, towel rack d Provide and install bath vent ;fan and ductwork to the outside. Include a timer switch. e. Provide and install, at minimum, vinyl sheet product flooring with new 1/4" luan underlayment. Replace any rotted or damaged subfloor Detail any alternative floor material. optional Other additional items: ;z Minimum Require Please provide any details or comments Standards 5. Lower Level Bathroom: a. Replace aluminum window. Detail type of window (glass block, casement, double hung) b. Remove wall paper, patch sheetrock and paint. c. Repair or replace plumbing fixtures and faucets to ensure that they are in proper working order. Make sure that glass shower enclosure is attached and working properly. Detail any fixtures and faucets you plan on replacing. optional Other additional items: 6. Lower Level Room a. Repair or replace doors to the garage, back yard, 3/4 bathroom. Detail style of new doors, finish, and hardware sets. Provide and install new windows in the front and back. b. Patch, tape, and sand damaged sheetrock. Paint with an eggshell finish. c. Replace flooring. Detail type of flooring (carpet, tile, wood etc.) and sq. yard allowance. optional Other additional items (ie. floor plan changes, adding a door to the basement stairs, closing off on of the stairs to the mid level, moving the garage entry door, etc.) A TE Minimum Required Standards 7. Basement: a. Demolish and remove all non load bearing walls in the basement. Leave basement in unfinished state. optional Other added items: (ie glass block windows, egress windows, finishing of the space, etc.) 8. Entry: a. Repair or replace entry door to ensure proper fit and seal. Install new hardware as necessary. Please provide any details or comments b.. Repair or replace closet door. Detail style and finish of new door. Provide and install coat pole and shelf a optional Other added items re; replace file flooring, etc.) 9. Insulation and Weatherization: a. Insulate and install a vapor barrier in all opened wall cavities. optional Detail any added ceiling insulation: l0.Stairways: a. Repair or replace treads and handrails as necessary. b. Detail floor covering (refinish wood, install carpeting or runner, etc.) optional Other added items: Minimum Required Please provide any details or comments Standards 11.Exterior• a. Remove and dispose of aluminum siding. Repair or replace sheathing as necessary to provide and solid backing for the new siding. Provide and install new polystyrene board to even walls and new siding. Detail proposed siding type (vinyl, aluminum, wood, etc.) b. Repair damaged stucco on the block portions of the front and back. Detail any other options. c. Properly secure the attached garage to the house and seal as necessary. d. Repair garage roof trusses. They currently do not rest on their designed bearing point (2x4 blocking and plywood gusset plates probably will be sufficient, but final work must be approved by the building inspector.) e. Provide and install a service door in the rough opening to the back yard. Detail style and finish. f. Remove rotted soffits and fascia. Repair or replace any deteriorated rafter ends. Detail proposed soffit and facia material (aluminum or wood). Provide ventilated soffits to work with new roof vents. optional Other added items: (ie changing the overhangs, change roof line, etc.) Minimum Required Please provide any details or comments Standards 12.Front Porch: a. The front porch is not very well built or well thought out. While the porch would not necessarily need to be rebuilt for occupancy, the HRA does think that this is important element to make an improvement to the exterior appearance of the house. Detail your proposal to repair or replace the front porch and or the planters along the front of the house. Provide drawings if necessary. 13.Roof a. Tear off existing shingles. Roof with 25 Year fiberglass shingles, ice and water, shield, and additional roof;;, vents to meet current codes. Rotten or damaged sheathing will need to be replaced. Minimum Standards Required 14.Heatinin a. The boiler and baseboard system has freeze damage. Detail type of replacement system (forced air or boiler)New heating system shall meet current building codes and provide an equal distribution of heat throughout the house. 15.Plumbing• a. There is some freeze damage. Replace water heater. All supply lines will need to be tested. Repair or replace as necessary. Waste and vent system will also need to be repaired or replaced to comply with current codes. Because the home can not be occupied, all plumbing work will need to be done by a licensed professional. 16.Electrical: a. Power was off at the time. There is some temporary / incomplete wiring. The entire system will need to be brought up to code for occupancy. Include replacing all missing fixtures. Please provide any details or comments Bid Summary for 6431 Jackson Street Cost for minimum amount of work required for occupancy ...........................$ -This is the work written up on the left side of the scope of work Cost for additional improvements ........................................ ..............................$ sd0 -This is work that you have detailed in the scope of work in the sections marked optional. It would be helpful to summarize this additional work below_ W-A ddlt)" 01-t Mt4lo�e d X /Z Adel -f'rGvLCI, doo r� SO- ProposedRehab...... .. ...................... ..............................$ 5 2 low d t� Contingency .......................... Z v U ._.. � / o ..... ............................... `�� Rehab Total ................................................. ..............................$57,756 Bid Summary f -or 6431 Jackson Street Cost for minimum amount of work required for occupancy ...........................S. -This is the work written up on the left side of the scope of work Cost for additional improvements ........................................ ..............................S -This is work that you have detailed in the scope of work in the sections marked optional. It would be helpful to summarize this additional work below: ProposedRehab .............................. _ ......... ..............................$ + Contingency .............. ....... $ RehabTotal ................................................. ..............................$ DATE: TO: MEMORANDUM HOUSING AND REDEVELOPMENT AUTHORITY August 2, 1996 William Burns, Executive Director of HRA r�nl J FROM: Barbara Dacy, Community Development Director SUBJECT: Review Performance of MEPC American Properties under Contract for Exclusive Negotiations Section 3.2.H requires the Authority to "Conduct a comprehensive review of redeveloper's performance under this agreement on at least September 1, 1996 and March 1, 1997." Section 3.1.A - J establishes the "redeveloper responsibilities ". To follow is a synopsis of the status of MEPC's performance. In general, a significant amount of work has been completed. A. Establish office market data on this location and determine the corporate users and amenities for space in the redevelopment project. MEPC has 25 - 30 potential office and commercial users. A response from the software company is anticipated after September 1, 1996. Another proposal is currently being prepared for a financial institution now located in downtown - Minneapolis. Potential restaurant and hotel users have also been contacted. Most recently, an individual representing a number of investors contacted MEPC to discuss a full service hotel. MEPC is providing them with a packet of information. MEPC has also published the site in its annual report on properties (copy will be available at the meeting). B. Review any previous plans and design a Master Plan. The Master Plan was approved by the City Council on June 24, 1996. The Master Plan process was initiated in January with two neighborhood meetings and was reviewed by the Planning Commission and the Housing & Redevelopment Authority. F Review Performance of MEPC August 2, 1996 Page 2 C. Develop marketing materials such as flyers and brochures to assist in marketing efforts for mailings, advertising, proposals, broker parties, press releases, etc. Specific marketing activities completed are as follows: (1) Two new signs were installed on the site. (2) A focus group for brokers was conducted on February 22, 1996. (3) A direct mail piece was mailed to 350 brokers in June, 1996. (4) A broker event was held on the site on July 18, 1996. (5) MEPC published and distributed informational packets on the site and distributed them to the attendees at the July 18, 1996 event. D. The official announcement to the public of the redevelopment property would be achieved by the broker special event on the site, news releases, corporate user presentations, and mailings to prospects. All of the above have been completed. E. Investigate the adequacy of soils, utilities, and street systems for the Master Plan. MEPC's architectural firm has received and reviewed copies of the original soil report as well as the original utility plans. F. Review and comment upon the adequacy of the existing Indirect Source Permit and Environmental Assessment Worksheet for the Master Plan implementation. The Indirect Source Permit has been reviewed and approved by the MPCA and a copy has been forwarded to MEPC. The Environmental Assessment resolution adopted by the City Council in April has also been forwarded to the MEPC. G. Review and comment upon the adequacy of existing ordinances to facilitate development of the Master Plan. No change anticipated at this time. .. Review Performance of MEPC August 2, 1996 Page 3 H. Investigate the status of title, and review existing environmental reports regarding any hazardous substances. MEPC's attorney is currently evaluating title information. Every 90 days, provide a written activities report to the Authority which describes the redevelopers activities pursuant to this agreement. Although a written report has not been submitted, MEPC has appeared before the HRA on January 11, 1996, April 11, 1996, and on June 13, 1996, to update the HRA as to their activities. J. Cooperate with the City and Authority in reasonable and appropriate ways. To date, MEPC has been very cooperative in responding to third party referrals and to comply with requirements of the Master Plan process. SummaN Section 5.1.A gives the Authority the ability to terminate the agreement if by August 1, 1996 the redeveloper did not complete the program elements listed in the marketing plan of the agreement. Based on the above accomplishments, termination is not recommended. MEPC has completed key projects to introduce the site to the office market and it is hoped that next year will be even more successful. BD /dw M -96 -355 MEMORANDUM[ HOUSING AND REDEVELOPMENT AUTHORITY DATE: August 2, 1996 TO: William Burns, Executive Director of the HRA �rn� FROM: Barbara Dacy, Community Development Director SUBJECT: Senior Housing Proposal at Northwest Corner of 83rd Avenue and the West University Avenue Frontage Road Proposal Noah's Ark Senior Housing Inc., a non profit housing group, is proposing to construct a 104 unit independent living apartment building at the site located just east of Springbrook Apartments and just south of Wal -Mart. The site is zoned C-2, General Commercial. "Homes for the elderly" are a permitted use in this district. Noah's Ark has been interested in the site since last fall (the HRA reviewed preliminary information in September), and was attempting to sign a purchase agreement with the owner early this month, when Goodwill Industries made a competitive offer to the owner (American Bank). The owner had advised staff that they would proceed with the purchase agreement with Goodwill Industries at the end of July unless preliminary endorsement from the City was obtained. As a result, the City Council discussed the proposal on July 22, 1996, and two phone conversations were conducted with Chairperson Commers. The owner understood that these discussions were informal at best, and were subject to full HRA and Council action. City Council Discussion The Council felt that the senior housing proposal met a housing need in the community and was well located near shopping areas and the Nature Center. There were no objections to proceeding with the project. 5 Senior Housing Proposal August 2, 1996 Page 2 Financial Request to the Housing and Redevelopment Authority Noah's Ark is requesting the City to issue tax exempt Housing Mortgage Revenue Bonds and to provide tax increment financing assistance. The City Council understands that it will need to approve the bond request in the near future. The issue for the HRA is whether to provide pay as you go tax increment assistance. The site is located in Tax Increment District #3. A "pay as you go" approach is requested for the tax increment assistance. The amount of requested assistance, according to the developer, may range from $615,000 to $755,000; however, a preliminary cash flow analysis has shown that the district can only produce $683,000 in tax increment. The project cost will be approximately $8,500,000. As the project proceeds, the project costs will be better defined and the amount of assistance adjusted. The site contains a wetland and will require additional fill, wetland mitigation, or other site improvements to create a buildable site. The bond issue will require that 40% of the units be offered to households at 60% of the area median income of $52,800. Depending on the household size, this translates roughly to household incomes less than $30,000; a 2 person household income limitation is $26,220 and for 1 person it is $22,920. The proposed rental rates are $575 to $1,100. These rates equate to an income range (assuming that the rent equals 30% of the household income) of $20,000 - $35,000. According to the 1990 census, there are over 2,247 households (or approximately 4,500 people) who are over 55 and have incomes less than $35,000. The HRA's assistance is providing affordable senior housing as opposed to creating jobs (Wallboard Inc.) or clearing the site for sale to a developer (southwest quadrant). This proposal is really a true "housing" project as opposed to the many redevelopment and economic development projects the HRA has completed. According to Casserly's analysis, the tax increment assistance reduces the cost of the rent by about $100 /unit. The tax increment assistance is also used as part of the cash flow to support the project. The units offered to the lower income households will be taxed at 2.3% and the remaining at 3.4 %. There is enough time remaining in the district to support the pay as you go request. Senior Housing Proposal August 2, 1996 Page 3 Issues Raised by Chairperson Commers Although Chairperson Commers was not opposed to the request, he asked me to research previous Council discussion on senior housing. Mr. Commers subsequently faxed a memo from 1989 from the City Manager to the HRA (see attached). The Council developed this policy in response to two concurrent senior development requests which were proposed at the time: John Arkell's "Cottage" proposals, and Westminster's (now Common Bond) request for market rate housing (Arkell withdrew his land use requests and the Westminster request did not proceed because they needed about 25% assistance). The proposed project by Noah's Ark meets the guidelines discussed in the 1989 memo. The pay as you go approach preserves the HRA's cash flow as opposed to a loan of up to 15 %. The largest amount of assistance at $680,000 represents about 8% of the project cost. Noah's Ark is a non profit organization. The bond sale and the TIF must be in place for the project to occur. The project meets the "but for" test. Mr. Commers also asked that Todd Stutz be contacted to determine if the project would affect the development of the senior townhomes. Stutz stated he had no objections to the HRA assisting the project, and felt that both products would be good for Fridley's senior market. Analysis There are several advantages to the senior housing proposal at this site: The senior housing proposal will generate more taxes than a commercial use; approximately $150,000 /year versus $50,000 /year. 2. After the tax increment financing district expires, a higher value project will exist on the property. 3. The senior housing proposal fills a gap in the continuum of senior housing in the City: A. The existing two projects (Village Green and Norwood Square) are aimed at low to very low income households; the proposed request is aimed at both low and moderate income households. RA ER�fl Senior Housing Proposal August 2, 1996 Page 4 B. In addition, as an independent living facility, it offers a rental option to those seniors who can still drive and perform daily housekeeping chores. 4. The developer feels the site is well suited to senior housing because: A. The site is located within an existing "shopping pattern" near Northtown. B. The site overlooks the Nature Center, which will be attractive to some households, and will also face University Avenue, which is attractive to those seniors who want to "keep track of what's going on outside ". C. The site is served by pedestrian trails through the Nature Center and there are walkways along the frontage road. D. The site has good visibility for family members wanting to visit. 5. Staff's analysis of the site from a land use perspective is: A. The proposed use adds another residential project "around" a commercial node at 85th Avenue which will add more consistency to the existing land use pattern. B. The use does not need full movement access at 83rd Avenue. C. The preliminary site plan appears to address the storm ponding, wetland, and parking requirements for the subject use. D. The project is consistent with the findings of the recent Housing Action Plan. Recommendation Staff recommends that the HRA authorize staff to proceed with formal negotiations with Ark Development to provide pay as you go tax increment financing and prepare a development contract for HRA approval. NOTE: Ark Development is also interested in pursuing the northeast quadrant for an assisted living project. Additional information is currently being prepared and the matter is Senior Housing Proposal August 2, 1996 Page 5 being scheduled for Council discussion sometime in August. The item will be scheduled for HRA discussion in September. M M -96 -359 Noah Is Ark E--p- sins Inc. June 6, 1996 Ms. Barbara Dacy, Director of Economic Development City of Fridley Municipal Center 6431 University Avenue Northeast Fridley, Minnesota 55432 Dear Barbara, appreciate having this opportunity to visit with you, Scott Hickok, and Jim Casserly to further discuss our proposal for two senior housing projects. As you are aware, our architect, Skip Sorensen of Johnson, Sheldon & Sorensen, has assisted Noah's Ark in designing a preliminary schematic design for a prospective 104 unit senior housing development on a three acre site adjacent the Wal -Mart, adjoining the western edge of the West Service Road, adjacent University Avenue. Below, I will proceed in identifying the anticipated site development costs for this development that fall within the scope of Tax Increment Financing considerations. These costs include- Site acquisition $350,000 - $350,000 Wet land mitigation 100,000 - 175,000 Earth work 135,000 - 165,000 Roads and walks 40.000 - 65.000 Total- $615,000 - $755,000 In addition, we are interested in developing an assisted living and child daycare facilities on the northeast corner of University Avenue and Mississippi Street. This three and one /quarter acre site is primarily owned by Theisen B Partnership. The family also controls the single family residence on Mississippi Street. It is our understanding that the City is also interested in the single family residence on 66th Ave. N.E., being included in this project. 3434 Lexington Avenue Nori' Paul, Minnesota 55126 612 484- 6474/F , 484 -9254 Ms. Barbara Dacy June 6, 1996 Page Two Below, I will proceed in identifying the anticipated site development costs for this development that fall within the scope of Tax Increment Financing considerations. These costs include: Site acquisition $850,000 - $1,150,000 Demolition 80,000 - 105,000 Earth work 155,000 - 195,000 Roads and walks 65.000 - 85,000 Total: $1,150,000 - $1,535,000 In order to do these projects, it will require financial assistance from the City of Fridley. It is our hope that TIF dollars from the northern 104 unit site can also be utilized on the assisted living and child daycare project. We look forward to working with you on these two exciting projects. Sincerely, Gary . Bidne Executive Director i WAL MART SITE: This project assumes the development of 104 units of independent senior housing on a single parcel within existing TIF District #3. Assuming estimated construction costs of $5.754 million, the per unit market value approximates $44,262 for a total of $4.603 million. In converting this market value into a tax capacity, it is further assumed that 600 of the units have a class rate 2.30 and the remaining 40% are at 3.40. The estimated per unit tax capacity and taxes payable for units at 2.3% are $63,525 and $74,745, and at 3.4% they are $62,604 and $73,662. The total tax capacity and estimated taxes upon completion in 1997 approximate $126,129 and $148,406, respectively. Over the remaining eight and a half tax increment years (the TIF District terminates in June 2007), approximately $1.193 million is generated in tax increment. After deducting 10.0% for City admin fees, approximately $1.074 million ($683,156 in 1997 dollars at 8.0%) is available for the project. If additional funds are needed for the project, an option may be to decertify the parcel from TIF District #3 and create a new housing TIF District. Although a longer term can be achieved and thus additional tax increments generated, the City will have to elect between a 10.0% contribution to the project or an LGA /HACA reduction. CITY OF FRIDLEY, MINNESOTA 17— Jun -96 WAL MART SITE ASSUMPTIONS 02- 30 -24 -22 -0010 (Existing TIF #3) Original Market Value 249,300 Original Tax Capacity 60.000% @ 2.300% 6,831 40.000% @ 3.400% Estimated Construction Costs 104 units @ 55,328 / unit 5,754,079 Estimated Market Value 80.000% 104 units @ 44,262 / unit 4,603,263 Estimated Tax Capacity 60.000% 62 units @ 2.300% 63,525 126,129 40.000% 42 units @ 3.400% 62,604 Estimated Taxes 62 units @ 74,745 148,406 42 units @ 73,662 Pay 1996 Tax Rate 1.17662 Construction 100.000% 1997 Valuation 1998 Taxes Payable 1999 Administrative Fees 10.000% Inflation 0.000% Present Value Rate 06/01/97 8.000% NALMARTI PREPARED BY CASSERLY MOLZAHN & ASSOCIATES, INC. 17— Jun -96 CITY OF FRIDLEY, MINNESOTA WAL MART SITE CASH FLOW AND PRESENT VALUE ANALYSIS Original Estimated Captured Estimated Less: Available Tax Tax Tax Tax Admin Tax Date Capacity Capacity Capacity Increment Fees Increment 8.000% P. V. RATE Semi Annual Cumulative Balance Balance 06/01/97 6,831 6,831 0 0 0 0 0 0 12/01/97 6,831 6,831 0 0 0 0 0 0 06/01/98 6,831 126,129 0 0 0 0 0 0 12/01/98 6,831 126,129 0 0 0 0 0 0 06/01/99 6,831 126,129 119,299 70,185 7,018 63,166 53,995 53,995 12/01/99 6,831 126,129 119,299 70,185 7,018 63,166 51,918 105,913 06/01/2000 6,831 126,129 119,299 70,185 7,018 63,166 49,921 155,834 12/01/2000 6,831 126,129 119,299 70,185 7,018 63,166 48,001 203,835 06/01/2001 6,831 126,129 119,299 70,185 7,018 63,166 46,155 249,990 12/01/2001 6,831 126,129 119,299 70,185 7,018 63,166 44,380 294,369 06/01/2002 6,831 126,129 119,299 70,185 7,018 63,166 42,673 337,042 12/01/2002 6,831 126,129 119,299 70,185 7,018 63,166 41,031 378,073 06/01/2003 6,831 126,129 119,299 70,185 7,018 63,166 39,453 417,527 12/01/2003 6,831 126,129 119,299 70,185 7,018 63,166 37,936 455,463 06/01/2004 6,831 126,129 119,299 70,185 7,018 63,166 36,477 491,940 12/01/2004 6,831 126,129 119,299 70,185 7,018 63,166 35,074 527,013 06/01/2005 6,831 126,129 119,299 70,185 7,018 63,166 33,725 560,738 12/01/2005 6,831 126,129 119,299 70,185 7,018 63,166 32,428 593,166 06/01 /2006 6,831 126,129 119,299 70,185 7,018 63,166 31,181 624,347 12/01/2006 6,831 126,129 119,299 70,185 7,018 63,166 29,981 654,328 * 06/01/2007 6,831 126,129 119,299 70,185 7,018 63,166 28,828 683,156 1,193,137 119,314 1,073,824 683,156 683,156 * According to Anoka County's records, the TIF District terminates in June, 2007. WALMART1 PREPARED BY CASSERLY MOLZAHN & ASSOCIATES, INC. R1 17- Jun -96 HOUSING & REDEVELOPMENT AUTHORITY MTG. SEPTEMBER 14 1995 PAGE 10 (M Ms. Schnabel asked, if we are going to require MEPC to have a building underway by a certain date, are we not obligated to at least get our analysis of the intersection done so that we can proceed. Mr. Burns stated yes. This would be fitting with their expectations. Ms. Schnabel stated, if MEPC consents to the proposal, we are saying by July, 1997, we want to see something. That is 1.5 years. If it takes one year to get approval, that gives us 6 months to implement it. We would have to stay on a good timetable to move this along and be prepared to provide an intersection in 1997 or 1998 depending on the size building constructed. Mr. Commers stated he is not suggesting that we not go along with the analysis, but he is raising the issue of the next phase. Mr. Burns stated no one knows what MEPC's plan will look like. Based on what they have said, it appears that they are going to give strong consideration to the existing plan. In going back and asking for the permits, we have some assurances that the plans will look something like the one we had in the past. Ms. Schnabel stated, as she recalled from the intersection plans to the development, there are new lanes that must be constructed. There would be a major construction at that intersection and it would take a number of months to accomplish what must be done. Yet she also is concerned about how current the data will be by the time we get to that point. MOTION by Ms. Schnabel, seconded by Mr. McFarland, to approve the first phase as proposed in the letter of September 14, 1995, from Ms. Linda Fisher. j UPON A VOICE VOTE, ALL VOTING AYE, CHAIRPERSON COMMERS DECLARED � THE MOTION CARRIED IINANIMOIISLY. ---- - - - - -- -- - -- INFORMATION ITEMS• 11. CONSIDER REQUEST FOR TIF ASSISTANCE FOR ARK DEVELOPMENT Ms. Dacy distributed copies of a letter dated September 14, 1995, from Mr. Gary Bidne, Executive Director, Noah's Ark Affordable Housing Inc. She also received a site plan. Mr. Bidne provided an estimate of costs. In the sources of funds, Mr. Bidne included the equity of the owner but did not include the requested amount of TIF and tax exempt bonds. J HOUSING & REDEVELOPMENT AUTHORITY MTG. SEPTEMBER 14, 1995 PAGE 11 Ms. Dacy stated the project is similar to what they did in Spring Lake Park. This project however is not constructed. Ms. Dacy assumed Mr. Bidne would be requesting a similar amount of money. The total project costs were approximately $8 million. They got $1.1 million in TIF pay -as- you -go assistance or $75,000 to $85,00 per year for 15 years. The bond issue was from $5 -$7 million. They combined their own non - profit sources, tax exempt bonds and TIF. Ms. Dacy stated the proposed site is at 83rd Avenue and University to the west of University next to Springbrook Apartments. They are proposing a 4 -story rental senior building with 104 units - half one - bedroom units and half two bedroom units. The rents would be $550 to $650 per month. They would hire a management company to manage the buildings that specializes in senior rentals and in health care to provide assistance to residents. This is an independent living facility with assistance available. There will be a common area to provide space for catered functions. Ark has received approval from Spring Lake Park and New Brighton. Ms. Dacy stated, in terms of TIF, she did not have specific numbers. Staff is asking if the HRA is interested in this project so that staff can meet with Mr. Bidne to bring back a more detailed proposal. Senior housing is a permitted use in this area. There are no planning issues at this point. Having just received the site plans, she did not know if any variances were needed. There is a wetland in this area. Mr. Commers asked how this ties in with Rottlund. The argument is whether to spend additional money for 30 to 40 units. If we spent the extra money for 30 to 40 units at the Southwest Quadrant and this project is 110 units, it seems that we would get a bigger result for the money. Ms. Dacy stated one issue is that their TIF request in Spring Lake Park was very similar if not the same to what Spring Lake Park provided. In terms of financing, this is a real proposal in the market. $1.1 million out of $8 million is 12.50 of the project. Ms. Dacy stated she did not think there was a market competition. Their age target is much different. Both would be good for the community. However, the Southwest Quadrant has a cost issue. Ms. Dacy stated, in her memo regarding the Southwest Quadrant, she outlined three options which the City Council evaluated. The City Council recommends the HRA proceed with the condominium units. 9W HOUSING & REDEVELOPMENT AUTHORITY MTG. SEPTEMBER 14 1995 PAGE 12 f, Mr. Casserly stated staff is looking for direction as to whether to continue to explore the concept. It takes between 6 and 24 months to put something like this together_ These are tough projects to do. The proposed project is rental apartments as opposed to condominiums in the Southwest Quadrant. Ms. Schnabel asked if New Brighton was rental units and are these fully rented. Mr. Casserly stated yes, the units are rental and are fully rented. Mr. McFarland stated New Brighton has a waiting list. The price range is relatively the same. Ms. Schnabel stated, if the units are for those aged 70 and above with rental fees of $550 to $650, she thought that was high for those individuals. Ms. Dacy stated a certain number of units must be identified for lower income. The two bedroom will be higher. There will be low to moderate rents. Ms. Schnabel stated the statement was made that this would not complete with Rottlund. What is the basis for that? Ms. Dacy stated the developer said that he felt these were two different types of developments with perhaps a 5% or less market overlap. She has no data to support that, and it was from the developer's information. Mr. Casserly stated these are two different concepts. This is rental with assisted living. We need to know more. There are several projects in the northern suburbs that are campus -type projects. He thought this worth additional discussion. There are issues to resolve. Mr. Bidne is trying to identify their package and then bring it to a larger group. There may be others trying to do other projects. The trend is toward senior campuses with different components. He did not think there was competition between this and the Rottlund project. Ms. Dacy stated she had asked Mr. Bidne if he would be competing with his own projects in New Brighton and Spring Lake Park. He felt the demographics show this will work. Ms. Schnabel stated on the other side, if this was a successful project, would it leave Rottlund off the hook in doing a senior component. Would we want to change our thinking regarding a senior section in the Southwest Quadrant? HOUSING & REDEVELOPMENT AUTHORITY MTG. SEPTEMBER 14, 1995 PAGE 13 Mr. Commers stated, even though one project is condominiums and the other is rental units, to bring in 110 senior units at $1 million in tax increment compared to adding 48 condominiums at $800,000 is hard to justify. The bottom line is you have housing for seniors that you are keeping in the City. Mr. Prairie stated the question is what does the HRA feel about having 48 condominiums or none. We could put in no condominiums and have townhouses. He thought the City Council wanted the condominiums. If this project is 20% or 10 %, do we let that affect our thinking. Mr. Casserly stated he thought there were several people looking to do projects in the City. There is a need for this type of product. They are hard projects to put together. Putting together a project requires the right land price, the right amount of subsidy, getting tax exempt bonds, etc. That is why it takes a while to make them work. Mr. Casserly stated the HRA could put a similar kind of project in the Southwest Quadrant. You could put in 80 units. Apartments generate more taxes but also need more ongoing subsidy. You could take that proposal and do a rental building in the Rottlund project. But, people were more inclined to keep the Southwest Quadrant owner- occupied. There is nothing involved with following through and seeing if this project is doable. They are looking for an expression of interest. Mr. Prairie asked if Rottlund had contacted Mr. Brickner. Mr. Burns stated he had received a call from Rottlund stating they would contact Mr. Brickner, but had not yet done so. Mr. Prairie stated Mr. Brickner proposed 40+ apartments on Old Central. Mr. McFarland asked if these units would generate tax credits for the investor. Mr. Casserly stated yes, if they meet the requirements for the tax credits. He thought they were talking about tax exempt bonds rather than tax credits. Mr. Commers stated our studies indicate we have ample room for senior housing. We have 50 units at Westminster. We have some room. There is no reason not to keep looking at the proposal. The HRA members concurred. 07/23/96 14 :19 MEMORANDUM NO.992 Pa22i0a3 r city of Fridley cwk* of tho City Yana r 9a 4421 University Alfonso M.1. Fridley. r1...6.1a $6422 William W. sums Phone 1.161411 -04se TO: Housing and Redevelo went Authority FROM: William W. Burns p-. DATE: December 14, 1989 SUBJECT: TIP Guidelines for Senior Housing council discussed the uses of TIP for senior housing projects at a conference session on December 11, 1989. An informal consensus reached at this meeting establishes the following guidelines: 1. TIP may be used to provide a loan of up to fifteen percent (15 %) of the project cost for any purposes allowed under State law. The loan is to be secured by a second mortgage. 2. TIF may be used to provide a grant of up to five percent (5 %) of project cost. The grant is to be used for soil correction or land assemblage. 3. TIF may be used to provide a combination grant and loan that does not exceed the value of a fifteen percent (15 %) loan. The grant and loan components are to be used for the purposes identified in Items 1 and 2. 4. In deciding whether to award a grant or loan, several conditions should be observed: a. There should be a demonstrated local market for the project. b. The loan or grant should be funded from the tax increment generated by the project. C. Generally speaking, preference should be given to redevelopment projects over projects proposed for vacant land. I 07/23/96 14:15 Memorandum to HRA December 14, 1989 Page Two No -352 P0�3/ 23 Council also indicated a desire to reexamine the TIF standard for senior housing at such. time as they consider comprehensive TIF guidelines. Finally, Council supports the use of housing revenue bonds as a form of assistance for senior housing projects. They recognize that this tool may be used by itself or in combination with tax increment financing. WWB:rsc i Wall HOUSING & REDEVELOPMENT AUTHORITY MEETING DEC. 14 1989 PAGE 7 the life of that district by an additional bond sale. This information will be coming back to the HRA. Mr. Robertson stated the same thing is true of economic development districts. There may be some pending state legislation at the session that starts in February that will more restrict economic development districts. Although most of the City's districts are redevelopment districts, they do use economic development districts for soil correction. If, in the next month or so, it appears that there will be pending legislation that would somehow tie the HRA's hands in creating these districts, staff may come back to the HRA with some proposals that would preempt this legislation from cutting off that option. Mr. Pribyl called the HRA's attention to his memo to Jock Robertson dated December 8, 1989, re: Change in Methodology for Charging HRA for Administrative Staff Time. Mr. Robertson called the HRA's attention to a memo from William Burns dated December 14, 1989, giving the results of the December 11, 1989, Council Conference meeting on "TIF Guidelines for Senior Housing ". He would recommend the HRA review this memo and decide whether they want to adopt it as part of the policy for calendar year 1990 or whether they want to wait and consider it as part of an overall policy guide for the TIF program which is part of the 1990 workplan. No- action is required at this time. ADJOURNMENT: MOTION by Mr. Rasmussen, seconded by Mr. Prairie, to adjourn the meeting. Upon a voice vote, all voting aye, vice- Chairperson Schnabel declared the December 14, 1989, Housing & Redevelopment Authority meeting adjourned at 8:20 p.m. Respectfully sub tted, Ly e Saba Recording Secretary DATE: TO: MEMORANDUM HOUSING [Awl REDEVELOPMENT AUTHORITY August 1, 1996 William Burns, Executive Director of HRA �y FROM: Barbara Dacy, Community Development Director Grant Fernelius, Housing Coordinator SUBJECT: Status of Housing Program Budget This year the HRA budgeted $1,150,000 for housing rehabilitation programs. Attached is a breakdown of the budget. As you can see, the programs have been tremendously successful and demand has far exceeded our initial expectations. In fact, if all of the pending loans are closed this year we could exceed our production goal by almost 50 %!. On the flip side there is the potential that we could exceed the housing program budget by the same percentage. It should be emphasized, however, that all of the funds used so far have been to make revolving (i.e. regular installment) loans. Only a small amount, approximately $20,000 covering 3 loans, is deferred until properties are sold. The vast majority of the money will be paid to the HRA as income over the course of the next 20 years. These funds have come out of HRA reserves and should be considered revenue. Since we began our city -wide program with CEE in April, 85 HRA loans have been made for a total of $1,022,893. An additional 16 loans and grants from non -HRA funds have also been made for a total of $167,683. Total production for the year through July 31 st is 101 loans for a total of $1,190,576. At this point there are still 53 applications pending. Most of these are from homeowners who are still trying to get estimates for their projects. According to CEE's projections, if all of the loans closed this year the maximum required could total $608,307. Because we have not spent all of the housing program budget (balance of $127,107), the net impact in a worst case scenario is $481,200. Again, virtually all of the $608,307 would be provided in the form of regular installment loans paid back the HRA every month. 9 Housing Program Budget Memo August 1, 1996 Page 2 Recommendation Staff recommends that the HRA authorize up to an additional $500,000 for the housing program budget for 1996. We will continue to update the HRA on the status of the housing program each month. G F/ M -96 -362 �l Fridley HRA Housing Program Budget Program Interest Rate Write Down Fund Revolving Loan Program Last Resort Programs/ Matching Deferred Purchase Plus Program IFAZA * * ** Projected Figures * * ** 1996 Budget Y —T —D Add'I Amount Actual Funds Total $50,000 $0 $0 $0 $250,000 $971,176 $555,000 $1,526,176 $800,000 $51,717 $53,307 $105,024 $50,000 $0 $0 $0 $1.150.000 $1.022.893 $608,307 $1.631.200 Potential Net Impact $481,200 IFAZA MEMORANDUM[ HOUSING AND REDEVELOPMENT DATE: August 1, 1996 AUTHORITY TO: William Burns, Executive Director of HRA, FROM: Barbara Dacy, Community Development Director Grant Fernelius, Housing Coordinator SUBJECT: Review Proposed Strategy to Accomplish Multiple Family Housing Goals Introduction As you know, in the 1996 and 1997 goals and objectives rehabilitating the city's multiple family housing stock is identified as a high priority. A copy of the G & O's are attached for your convenience. Among the work activities is to start identifying properties in need of substantial rehabilitation. In addition, staff is to determine potential improvements, review housing needs outlined in the Housing Action Plan, and evaluate the level of financial involvement. In the last couple of weeks we have started the process of identifying potential properties in need of significant rehabilitation. In conjunction with this activity we have started to research potential funding sources and have talked with one non - profit housing developer about their experience and interest. The purpose of this memo is to outline the several issues which should be addressed by the HRA and Council before embarking on such a project. Additional information will be provided at the HRA meeting on August 8, 1996. Background The HRA in cooperation with CEE administer two low- interest loans (financed through Minnesota Housing Finance Agency and the Department of Public Service) to rental property owners. In general these programs cover mid -level repairs and improvements up to $10,000 /unit or $100,000 /building. The HRA has also budgeted �. Multiple Family Housing Memo August 1, 1996 Page 2 funds for deferred loans which can be used as a last resort when no other financing is available. In addition to the HRA's financing programs, the Fridley Fire Department is in the second year of the rental inspections program. Under the program, all rental units are licensed on an annual basis and inspected once every four years or when complaints are received. To date the program seems to be working, but the emphasis is still focused on basic code issues. This program does not address the attractiveness of a property nor its marketability. Issues Although many rental properties are in decent condition and properly maintained, there are several properties which have fallen into disrepair. It's clear that these properties do impact surrounding neighborhoods and the larger community. Below is a brief list of the issues that should be considered. 1) How much rehabilitation is required? Are basic code repairs and cosmetic improvements enough? Is it appropriate to consolidate units and decrease density? Should amenities and other building features which impact long -term marketability be considered? 2) How should the management of a property and owner's motivations be evaluated? 3) Is there a role for the City or HRA to play in facilitating a positive change for these properties? If so, to what extent is the public sector involved in the financial and management aspects of these properties? 4) Since it is impossible to improve every building which property becomes the the priority? 5) How do these efforts tie-in with the issues identified in the Housing Action Plan for both affordable and market -rate housing? 6) What happens if the City or HRA does nothing and relies on the private sector to address severely distressed multiple family housing? Focus Areas There are several geographic areas in need of attention. Attached is a map showing Multiple Family Housing Memo August 1, 1996 Page 3 the general locations. At this point these areas have been identified only from exterior conditions. In general, the buildings share several characteristics, namely: * Older buildings constructed in the late 1950's or early 1960's. Most are in poor condition and showing signs of exterior deterioration resulting from deferred maintenance. Typical conditions include: - Rotted windows and doors. - Peeling paint or cracking stucco. - Spalling brick and /or missing mortar. - Rusted flashing, vent jacks, gutters and downspouts. - Unpaved or deteriorated parking areas and sidewalks. - Inadequate lighting and signage. - Inadequate surface parking and garages. - Rubbish in yard. - Lack of landscaping and natural vegetation. * Primarily 1 and 2 bedroom units. * Few amenities such as balconies, children's play areas, green space, etc. * Some buildings have flat roof designs which create an institutional appearance as opposed to a residential look. * In some instances, owners have not cooperated with the city's rental inspection requirements. Action Steps As mentioned above, staff has identified five geographic areas where there are deteriorated multiple family buildings. At this point, no costs have been identified, nor have owners been contacted regarding their participation. In the next two months staff will carry out the following activities: 1) Begin soliciting owner participation. 2) Develop a continuum of options on public involvement. Multiple Family Housing Memo August 1, 1996 Page 4 3) Hire Gar Hargens, Close & Associates to evaluate rehabilitation options, exterior design issues and related site improvements. There is a small amount of money ($1,200) remaining on the Close & Associates contract which could be used for this purpose. 4) Contact non - profits and other housing service providers to explore the link between housing and social services. On July 25, 1996 staff met with Doug Mayo from Common Bond to discuss project ideas. Common Bond has considerable experience in the field of affordable multiple family housing. Mayo was very interested in working with the HRA and indicated that they have worked on similar projects in Crystal and Minneapolis. As a side note, non - profits can be very helpful for these types of projects because of the wide array of resources they can provide such as access to private foundations for funding, tenant service programs, ability to oversee a project from start to finish and property management. Finally, experienced non - profits can bring credibility to a project, especially in the eyes of funding providers such as HUD and MHFA. 5) Look at other communities to find similar projects and the extent of public and private involvement. Recommendation No action is needed at this time. Unless otherwise directed staff will pursue the action steps outlined and provide progress reports in the next 2 to 3 months. GF/ M -96 -361 NN City of Fridley BUDGET 1 996 State of Minnesota Fund 262 - Housing Coordinator Fund Department 08 Community Develo ment Division Housing OBJECTIVES /ACTIVITIES PERFORMANCE MEASURES UNITS COSTS/ 'EXPLANATION BUDGET „IMPACT` — Anoka County Community Action Program (ACCAP) — Consultants or contract employees; — Temporary, part—time HRA employees. OBJECTIVE #2: I To increase the level of participation in the multiple — family housing rehabilitation program. ACTIVITIES: i 2a. Adjust programs as needed as a May 1995 HRA Budget Absorbed result of focus groups. 2b. Conduct marketing effort: — Hyde Park June 1995 HRA Budget $1,000 — Target neighborhood from May 1996 HRA Budget Absorbed redevelopment plan. 2c. Consider policy for public or non— Jurie 1995 HRA and City Budget Possible Losses profit ownership of multiple — family rental property. of Tax Revenue — Use models identified in Southwest Quadrant analysis to evaluate target neighborhood from redevelopment plan. — Evaluate use of non — profit ownership. 2d. Establish new program to help March 1996 multiple family owners with refinancing HRA Budget New Money and rehabilitation. 2e. Expand the number of financial institutions providing loans: — Center for Energy and the May 1995 HRA Budget Absorbed Environment — Major banks March 1996 HRA Budget Absorbed — Smaller sized banks April 1995 HRA Budget Absorbed 2f. Conduct customer service surveys June and December HRA Budget Absorbed with owners. 1996 City of Fridley State of Minnesota BUDGET 1997 C:nnk and C)hiPCtivoc Fund ! 262 ' Housing Coordinator Fund Department 08 —Community Develo ment Division Housing PERFORMANCE! COSTS/ BUDGET OBJECTIVES /ACTIVITIES MEASURES UNITS EXPLANATION IMPACT ACTIVITIES: 5a. Evaluate 1996 fair and revise format May 1996 HRA Budget Absorbed as necessary. 5b. Contact adjacent communities. i July 1996 HRA Budget Absorbed 5c. Formulate committee. August 1996 HRA Budget Absorbed 5d. Identify and reserve location. September 1996 HRA Budget Absorbed 5e. Conduct fair. March 1997 HRA Budget Absorbed OBJECTIVE #6: To rehabilitate the most severely deteriorated multi — family buildings. ACTIVITIES: 6a. Identify properties in need of November 1996 HRA Budget Absorbed significant renovation. 6b. Identify improvements to be completed January 1997 HRA Budget Absorbed on the structures, including code — related items, and exterior design /appearance, and size of the units (i.e., number of bedrooms). 6c. Review outcome of Housing Action March 1997 HRA Budget Absorbed Plan to access market demand characteristics for multi — family units. 6d. Evaluate the level of financial April 1997 HRA Budget Absorbed involvement and the method of providing the assistance. 6e. Work with property owners to May 1997 HRA Budget Absorbed determine willingness to participate. 6f. Identify other potential sources for June 1997 HRA Budget New Money funding rehabilitation work and submit $500,000 appropriate applications. 6g. Implement project August 1997 HRA Budget Absorbed I I 0 �y COLUMBIA I Iz HEtGHTS o I� R r -T•� m9=AR Z y y 0 Itlj�?� - C1 [*f_ . _ m 'y tifif�RBRfd'�'X�3.� 2 a m ��= ..,.- . 7ii- 4ill, 1111if-, �00'L Iµ SEA t :L �• " °_I I a� aT +rIIitIN 1T 1 i ACS. C Z O - O :U F,r - , "it �Y 0 �y COLUMBIA I Iz HEtGHTS o I� R r -T•� m9=AR Z y y 0 Itlj�?� - C1 [*f_ . _ m 'y tifif�RBRfd'�'X�3.� 2 a m ��= ..,.- . 7ii- 4ill, 1111if-, �00'L Iµ SEA t :L �• " °_I I a� aT +rIIitIN 1T 1 i ACS. C Z O - O :U F,r - , MEMORANDUM HOUSING 1 REDEVELOPMENT AUTHORITY DATE: August 1, 1996 TO: William Burns, Executive Director of HRA FROM: Barbara Dacy, Community Development Director Grant Fernelius, Housing Coordinator SUBJECT: Update on Hyde Park Activities On July 17, 1996 a remodeling tour and barbecue was held at Skyline Park in the Hyde Park neighborhood. The purpose of the event was to celebrate the success of our housing program efforts in the neighborhood and bring the residents together for an evening of fun. Approximately 50 to 75 people attended the event and representatives from the City Council and several city departments were in attendance. The event seemed to be well received and most of the feedback was positive. Several questions were raised about the status of the Frank's Used Car site and some people had concerns about more property - specific matters. A copy of the tour program is attached. GF/ M -96 -360 Charles and Coni Olson, who live at 5917 3rd Street NE, have completed major remod- eling to there property both inside and out. They remodeled the kitchen, master bed- room and also had new windows and new siding put up. Approximate cost $30,000. Coni Olson -- "I thought it (Hyde Park Loan Program) was unbelievable. I've told everyone about it. We were planning on moving out of the neighborhood, but decided that if we could fix up the master bed- room and kitchen, our house would be like the houses we would have moved into. We are very, very, pleased." Sponsored by the City of Fridley and Housing and Redevelopment Authority Welcome to the Hyde Park Neighborhood Remodeling Tour !! Below is a sampling of properties that have utilized the Hyde Park Home Improvement Program. To date, there have been a total of 14 properties in the Hyde Park Neighborhood that have completed improvements for a total dollar value in excess of $145,000. The Hyde Park Home Improvement Program is a unique opportunity for property owners to finance improvements to their properties. If you would like to find out more on how you can take advantage of this rare opportunity, please contact the Center for Energy and Environment at 348 -2582. Thank you for attending the Hyde Park Neighborhood Remodeling Tour. Address: 6060 3rd Street NE Improvements: New exterior doors, basement ceiling, Driveway, Sidewalk, steps and landscaping. Approximate cost $7,000. Julie Hughes -- "I thought it was a good program. City staff was very helpful." Address: 5815 2nd Street NE Improvements: New fences and trees. Approximate cost $2,500. Bruce Lundberg -- "I couldn't have done the improvements without the program." Address: 5846 21/2 Street NE, 6 unit rental property Improvements: Complete remodeling of the interior of the building. Approximate cost $20,000. Kathy Roesler -- "I verbalize to everyone that they should do it. I wish more people in Hyde Park would take advantage of this loan program." Address: 5848 2nd Street NE Improvements: New driveway and new windows. Approximate cost $13,000 r7,1 NEW HOME Address: 5973 3rd Street NE Developer: Tams, Inc. Features: Split entry design with 924 sq. ft. on upper level and 900 sq. ft. on lower level (unfinished). Two car garage. Price: mid $90's Status: For sale, contact realtor MR$$$ .$ Address: 5973 3rd Street NE Developer: Tams, Inc. Features: Split entry design with 924 sq. ft. on upper level and 900 sq. ft. on lower level (unfinished). Two car garage. Price: mid $90's Status: For sale, contact realtor Draft: Julv 23, 1996 CONTRACT FOR PRIVATE REDEVELOPMENT By and Between THE HOUSING AND REDEVELOPMENT AUTHORITY In and For THE CITY OF FRIDLEY, MINNESOTA 0 PATRICIA G. PARASCHUK This document was drafted by: Casserly Law Office, P.A. Suite 1100 Southpoint Office Center 1650 West 82nd Street Minneapolis, Minnesota 55431 TABLE OF CONTENTS ARTICLE I Definitions Section 1.1 Definitions ARTICLE II Representations and Warranties Section 2.1 Representations by the Authority Section 2.2 Representations and Warranties by the Redeveloper ARTICLE III Undertakings of Authority and Redeveloper Section 3.1 Loan to Redeveloper for Site Improvements Section 3.2 Limitations on Undertaking of the City Section 3.3 Conditions Precedent to Authority Loan ARTICLE IV Construction of Minimum Improvements Section 4.1 Construction of Minimum Improvements Section 4.2 Completion of Construction Section 4.3 Certificate of Completion ARTICLE V Events of Default Page 3 5 11 I 11 11 11 Section 5.1 Events of Default Defined 13 Section 5.2 Remedies on Default Section 5.3 No Remedy Exclusive 14 Section 5.4 No Implied Waiver 14 Section 5.5 Agreement to Pay Attorney's Fees and Expenses 14 14 ARTICLE VI Prohibitions Against Assignment and Transfer Section 6.1 Representation as to Redevelopment 15 Section 6.2 Prohibition Against Transfer of Property and Assignment of Agreement 15 ARTICLE VII Additional Provisions Section 7.1 Conflict of interests 16 Section 7.2 Restrictions on Use 16 Section 7.3 Titles of Articles and Sections 16 Section 7.4 Notices and Demands 16 Section 7.5 Indemnification of Authority 17 Section 7.6 Counterparts 17 Section 7.7 Law Governing 17 Section 7.8 Expiration 17 Section 7.9 Provisions Surviving Rescission 21 SCHEDULE A or Expiration 17 ARTICLE VIII Mortgage Financin Section 8.1 Limitation Upon Encumbrance of Property 18 Section 8.2 Approval of Mortgage 18 Section 8.3 Notice of Default; Copy to Mortgagee 19 Section 8.4 Mortgagee's Option to Cure Defaults 19 Section 8.5 Authority's Option to Cure Default on Mortgage 19 Section 8.6 Subordination and Modification for the Benefit of Mortgagees 20 SIGNATURES 21 SCHEDULE A Description of Redevelopment Property 23 SCHEDULE B Site Improvements 24 SCHEDULE C Certificate of Completion 25 SCHEDULE D Note 27 SCHEDULE E Authority Mortgage 30 SCHEDULE F Permitted Encumbrances 34 CONTRACT FOR PRIVATE REDEVELOPMENT THIS AGREEMENT, made on or as of the day of 199_ by and between the Housing and Redevelopment Authority in and for the City of Fridley, Minnesota (the "Authority "), a political subdivision of the State of Minnesota organized under the Constitution and laws of the State of Minnesota and Patricia G. Paraschuk (the "Redeveloper "), WITNESSETH: WHEREAS, the Board of Commissioners (the "Board ") of the Authority has determined that there is a need for development and redevelopment within the corporate limits of the City to provide employment opportunities, to provide adequate housing in the City, including low and moderate income housing and housing for the elderly, to improve the tax base and to improve the general economy of the City and the State of Minnesota; WHEREAS, in furtherance of these objectives, the Authority has adopted, pursuant to Minnesota Statutes, Sections 469.001 et seg. (the "Act "), the development program known as the Modified Redevelopment Plan (the "Redevelopment Plan ") and established Redevelopment Project No. 1 (the "Project Area ") in the City to encourage and provide maximum opportunity for private development and redevelopment of certain property in the City which is not now in its highest and best use; WHEREAS, major objectives in establishing the Project Area are to: 1. Promote and secure the prompt redevelopment of certain property in the Project Area, which property is not now in its highest and best use in a manner consistent with the City's Comprehensive Plan and with a minimum adverse impact on the environment, and thereby promote and secure the redevelopment of other land in the City. 2. Provide additional employment opportunities within the Project Area and the City for residents of the City and the surrounding area, thereby improving living standards, reducing unemployment and the loss of skilled and unskilled labor and other human resources in the City. 1 3. Prevent the deterioration and secure the increase of commercial /industrial property subject to taxation by the City, the Independent School Districts, the County, and the other taxing jurisdictions in order to better enable such entities to pay for governmental services and programs required to be provided by them. 4. Provide for the financing and construction for public improvements in and adjacent to the Project Area necessary for the orderly and beneficial redevelopment of the Project Area and adjacent areas of the City. 5. Promote the concentration of new desirable industrial, office, and other appropriate redevelopment in the Project Area so as to maintain the area in a manner compatible with its accessibility and prominence in the City. 6. Encourage local business expansion, improvement, and redevelopment, whenever possible. 7. Create a desirable and unique character within the Project Area through quality land use alternatives and design quality in new or remodeled buildings. 8. Encourage and provide maximum opportunity for private redevelopment of existing areas and structures which are compatible with the Project Area; and WHEREAS, in order to achieve the objectives of the Authority and City in creating the Project Area the Authority is prepared to acquire that certain real property located in the Project Area (such real property is more particularly described in Schedule A to this Agreement) and to convey said real property to the Redeveloper for development and redevelopment in accordance with this Agreement; and WHEREAS, the Authority believes that the development and redevelopment of the Redevelopment Property pursuant to this Agreement, and fulfillment generally of the terms of this Agreement, are in the vital and best interests of the Authority and the health, safety, morals and welfare of its residents, and in accord with the public purposes and provisions of applicable federal, state and local laws under which the development and redevelopment are being undertaken and assisted; NOW, THEREFORE, in consideration of the premises and the mutual obligations of the parties hereto, each of them does hereby covenant and agree with the other as follows: 2 ARTICLE I Definitions Section 1.1 Definitions. In this Agreement, unless a different meaning clearly appears from the context: "Act" means Minnesota Statutes, Section 469.001 et sue. "Agreement" means this Agreement, as the same may be from time to time modified, amended, or supplemented. "Authority" means the Housing and Redevelopment Authority in and for the City of Fridley, Minnesota. "Authority Mortgage" means a mortgage which is secured by the Redevelopment Property, the form of which is attached hereto as Schedule E and may be subordinate to the Mortgage. "Certificate of Completion" means the certification, in the form of the certificate contained in Schedule C attached to and made a part of this Agreement, provided to the Redeveloper, pursuant to Section 4.3 of this Agreement. "City" means the City of Fridley, Minnesota. "Construction Plans" means the plans, specifications, drawings and related documents on the construction work to be performed by the Redeveloper on the Redevelopment Property which (a) shall be as detailed as the plans, specifications, drawings and related documents which are submitted to the building inspector or the City, and (b) shall include at least the following for each building: (1) site plan; (2) foundation plan; 1.3) basement plans; ( 4 ) floor plan for each floor; ( 5 ) cross sections of each (length and width); (6) elevations (all sides, except as to a side of existing structure where no construction is to take place); (7) facade and landscape plan; and (8) such other plans of supplements to the foregoing plans as the City may reasonably request. "Council" means the Council of the City. "County" means the County of Anoka, Minnesota. "Holder" means the owner of a Mortgage. "Minimum Improvements" means the construction of a 30,000 square foot office warehouse constructed with Fab -Con prefabricated concrete tip -up panels. The facility will contain approximately 5,000 square feet of office space and 25,000 square feet of warehouse space. 3 "Minnesota Environmental Policy Act" means the statutes located at Minnesota Statutes, Sections 116D.01 et seq., as amended. "Minnesota Environmental Rights Act" means the statutes located at Minnesota Statutes, Sections 116B.01 et se ., as amended. "Mortgage" means any mortgage or security agreement in which the Redeveloper has granted a security interest in the Redevelopment Property, or any portion thereof, or any improvements constructed thereon, and which is a permitted encumbrance pursuant to the provisions of Article VIII. "National Environmental Policy Act" means the federal law located at 42 U.S.C. Sub. Sect. 4331 et seQ., as amended. "Note" means the note in the principal amount of Eighty Five Thousand and no /hundredths Dollars ($85,000) or the cost of the Site Improvements, whichever is less, substantially in the form of Schedule D attached to this Agreement, and to be made by the Redeveloper payable to the order of the Authority in accordance with the terms of this Agreement. If the Note principal is less than $85,000, then the Payment Schedule attached as Exhibit A to the Note shall be reduced proportionately. "Permitted Encumbrances" means the encumbrances described on Schedule F to this Agreement. "Project Area" means Redevelopment Project No. 1, as amended, established in accordance with the Act. "Redeveloper" means Patricia G. Paraschuk. "Redevelopment Plan" means the modified redevelopment plan adopted by the Authority for its Redevelopment Project No. 1, as amended. "Redevelopment Project" means the Redevelopment Property and the Minimum Improvements. "Redevelopment Property" means the real property described in Schedule A of this Agreement. "Site Improvements" means those costs described on Schedule B as qualified improvements of the Redevelopment Property. "State" means the State of Minnesota. "Unavoidable Delays" means delays which are the direct result of strikes, delays which are the direct result of unforeseeable and unavoidable casualties to the Minimum 4 Improvements, the Redevelopment Property or the equipment used to construct the Minimum Improvements, delays which are the direct result of governmental actions, delays which are the direct result of judicial action commenced by third parties, citizen opposition or action affecting this Agreement or adverse weather conditions or acts of God. 61 ARTICLE II Representations and Warranties Section 2.1 Representations by the Authority. The Authority makes the following representations as the basis for the undertaking on its part herein contained: (a) The Authority is a public body duly organized and existing under the laws of the State. Under the provisions of the Act, the Authority has the power to enter into this Agreement and carry out its obligations hereunder. (b) The Authority has approved the Redevelopment Plan in accordance with the terms of the Act. (c) To finance the costs of the activities to be undertaken by the Redeveloper, the Authority proposes, in accordance with the provisions of this Agreement, to loan to the Redeveloper the Note principal for Site Improvements. (d) The Authority will cooperate with the Redeveloper with respect to any litigation commenced by third parties in connection with this Agreement. Section 2.2 Representations and Warranties by the Redeveloper. The Redeveloper represents and warrants that: (a) The Redeveloper will construct, operate and maintain the Minimum Improvements in accordance with the terms of this Agreement, the Redevelopment Plan and all local, state and federal laws and regulations (including, but not limited to, environmental, zoning, building code and public health laws and regulations). (b) The Minimum Improvements will be an allowed used under the zoning ordinance of the City. (c) As of the date of execution of this Agreement, the Redeveloper has received no notice or communication from any local, state or federal official that the activities of the Redeveloper or the Authority in the Project Area may be or will be in violation of any environmental law or regulation. As of the date of execution of this Agreement, the Redeveloper is aware of no facts, the existence of which would cause it to be in violation of any local, state or federal environmental law, regulation or review procedure or which would give any person a valid claim under the Minnesota Environmental Rights Act. I (d) The Redeveloper will use its best efforts to obtain, in a timely manner, all required permits, licenses and approvals, and will meet, in a timely manner, all requirements of all applicable local, state and federal laws and regulations which must be obtained or met before the Minimum Improvements may be lawfully constructed. (e) The Redeveloper agrees that it will cooperate with the Authority and shall indemnify the Authority against all costs, including the costs of defense incurred by the Authority through an attorney of its choosing, with respect to any litigation commenced by third parties in connection with this Agreement. (f) The financing arrangements which the Redeveloper has obtained or will obtain, to finance acquisition or construction of the Minimum Improvements, together with financing provided by the Authority pursuant to this Agreement, will be sufficient to enable the Redeveloper to successfully complete the Minimum Improvements as contemplated in this Agreement. (g) The construction of the Minimum Improvements, in the opinion of the Redeveloper, would not reasonably be.expected to occur solely through private investment within the reasonably foreseeable future without the use of tax increment financing provided by the City pursuant to this Agreement. (h) The Authority has provided to the Redeveloper, and the Redeveloper acknowledges receipt of, a copy of Laws of Minnesota for 1995, Chapter 224, Section 58, to be codified in Minnesota Statutes, Section 116J.991, and entitled "Public Assistance to Business; Wage and Job Requirements," requiring that within 2 years of receiving the assistance provided pursuant to this Agreement, which for this purpose shall be deemed to be the 2 year period beginning on the date the Certificate of Completion is issued in accordance with Section 4.3, the Redeveloper shall comply with certain jobs and other obligations stated in the above- mentioned statute. The Redeveloper hereby covenants to comply with said obligations, and the Parties agree that said goal level shall be the creation of 2 jobs within the applicable 2 year period. The Redeveloper acknowledges and agrees that, as required by this statutory provision, failure to meet said goals will result in an Event of Default hereunder and in an obligation of the Redeveloper to repay all of the assistance provided pursuant to this Agreement. The Redeveloper further agrees that said jobs shall have an hourly wage of at least $14.00 per hour. This subparagraph shall not be construed as imposing on the Redeveloper any obligation beyond the scope and purpose of the above - mentioned statute to maintain or provide minimum employment and wage levels. The Redeveloper further agrees to provide to the Authority in a timely manner, or to the State of Minnesota, as may be applicable, any information that is necessary to comply with the above - mentioned statute. (i) The Redeveloper shall not allow any use or occupancy of the Redevelopment Property or Minimum Improvements by a "Sexually Oriented Business" as defined in Ordinance No. 965 of the City's Code. 8 ARTICLE III Undertakings of Authority and Redeveloper Section 3.1 Loan to Redeveloper for Site Improvements. As consideration for the execution of this Agreement and the construction of the Minimum Improvements by the Redeveloper, subject to the further provisions of this Agreement, the Authority agrees to loan to the Redeveloper for Site Improvements the Note principal as provided in Section 3.3 and Article VIII. Section 3.2 Limitations on Undertaking of the City. (1) The Authority shall have no obligation to the Redeveloper under this Agreement to loan the Note principal to the Redeveloper for the Site Improvements if the Authority, at the time the loan is to be made is entitled under Section 5.2 to exercise any of the remedies set forth therein as a result of an Event of Default which has not been cured. If the Authority has not exercised its remedies under Section 5.2(b) and if the loan is withheld due to an Event of Default which is later cured, such loan shall be made after such Event of Default has been cured. (2) The Authority shall have no obligation to loan the Note principal to the Redeveloper for the Site Improvements unless the Redeveloper has submitted to the Authority the original purchase agreement whereby it acquired the Redevelopment Property from and invoices for the Site Improvements along with a certification signed by the Redeveloper's project supervisor to the effect that the costs for which payment was made have been incurred in connection with construction documents previously reviewed by the Authority. The Redeveloper shall also provide lien waivers from the contractors, subcontractors and /or construction managers for the Site Improvements. The Authority shall indicate its acceptance of the amounts for the loan, assuming the conditions of this section have been complied with and there is no Event of Default, when it issues a Certificate of Completion in accordance with Section 4.3. Section 3.3 Conditions Precedent to Authority Loan. The Authority's obligation to loan the Note principal in accordance with Section 3.1 shall be contingent upon the satisfaction by the Redeveloper of the following conditions precedent: (a) The Redeveloper shall be in material compliance with all of the terms and provisions of this Agreement. (b) The Redeveloper shall have received a Certificate of Completion from the Authority, pursuant to Section 4.3 of this Agreement. 4 (c) There shall have been obtained from the City all special use permits and zoning approvals necessary for the construction of the Minimum Improvements. (d) That the Redeveloper shall be in compliance with all ordinances of the City. (e) The execution by the Redeveloper of the Note attached as Schedule D. (f) The execution by the Redeveloper of the Authority Mortgage attached as Schedule E. 10 ARTICLE IV Construction of Minimum Improvements Section 4.1 Construction of Minimum Improvements. The Redeveloper agrees that it will construct the Minimum Improvements on the Redevelopment Property in accordance with the Construction Plans approved by the City. Section 4.2 Completion of Construction. Subject to Unavoidable Delays, the Redeveloper shall achieve substantial completion of the construction of the Minimum Improvements by December 31, 1996. All work with respect to the Minimum Improvements to be constructed or provided by the Redeveloper on the Redevelopment Property shall be in conformity with the Construction Plans. The Redeveloper agrees for itself, its successors and assigns, and every successor in interest to the Redevelopment Property, or any part thereof, that the Redeveloper, and such successors and assigns, shall diligently prosecute to completion the development of the Redevelopment Property through the construction of the Minimum Improvements thereon, and that such construction shall in any event be completed within the period specified in this Section 4.2 of this Agreement. Section 4.3 Certificate of Completion. (a) Promptly after substantial completion of the Minimum Improvements in accordance with those provisions of the Agreement relating to the obligations of the Redeveloper to construct the Minimum Improvements (including the date for completion thereof), the Authority will furnish the Redeveloper with an appropriate instrument so certifying. Such certification by the Authority shall be (and it shall be so provided in the certification itself) a conclusive determination of satisfaction and termination of the agreements and covenants in the Agreement with respect to the obligations of the Redeveloper, and its successors and assigns, to construct the Minimum Improvements and the date for the completion thereof. (b) If the Authority shall refuse or fail to provide any certification in accordance with the provisions of this Section 4.3 of this Agreement, the Authority shall, within ten (10) days after written request by the Redeveloper, provide the Redeveloper with a written statement, indicating in adequate detail in what respects the Redeveloper has failed to complete the Minimum Improvements in accordance with the provisions of the Agreement, or is otherwise in default, and what measures or acts it will be necessary, in the opinion of the Authority, for the Redeveloper to take or perform in order to obtain such certification. 11 (c) The construction of the Minimum Improvements shall be deemed to be substantially completed when the Redeveloper has received an occupancy permit from the City's building inspector, which permit shall not be unreasonably withheld. 12 ARTICLE V Events of Default Section 5.1 Events of Default Defined. The following shall be "Events of Default" under this Agreement and the term "Event of Default" shall mean whenever it is used in this Agreement any one or more of the following events: (a) Failure by the Redeveloper to timely pay all ad valorem real property taxes assessed with respect to the Redevelopment Property. (b) Failure by the Redeveloper to complete the Minimum Improvements pursuant to the terms, conditions and limitations of this Agreement. (c) The holder of any mortgage on the Redevelopment Property or any improvements thereon, or any portion thereof, commences foreclosure proceedings as a result of any default under the applicable mortgage documents. (d) Failure by the Redeveloper to substantially observe or perform any other covenant, condition, obligation or agreement on its part to be observed or performed under this Agreement. (e) If the Redeveloper shall (A) file any petition in bankruptcy or for any reorganization, arrangement, composition, readjustment, liquidation, dissolution, or similar relief under the United States Bankruptcy Act of 1978, as amended or under any similar federal or state law; or (B) make an assignment for the benefit of their creditors; or (C) admit in writing their inability to pay their debts generally as they become due; or (D) be adjudicated as bankrupt or insolvent; or if a petition or answer proposing the adjudication of the Redeveloper, as bankrupt or its reorganization under any present or future federal bankruptcy act or any similar federal or state law shall be filed in any court and such petition or answer shall not be discharged or denied within ninety (90) days after the filing thereof; or a receiver, trustee or liquidator of the Redeveloper, or if the Minimum Improvements, or part thereof, shall be appointed in any proceeding brought against the Redeveloper, and shall not be discharged within ninety (90) days after such appointment, 13 or if the Redeveloper shall consent to or acquiesce in such appointment. Section 5.2 Remedies on Default. Whenever any Event of Default referred to in Section 5.1 occurs and is continuing, the Authority, as specified below, may take any one or more of the following actions after providing thirty (30) days' written notice to the Redeveloper, but only if the Event of Default has not been cured within said thirty (30) days. (a) The Authority may suspend its performance under this Agreement until it receives assurances from the Redeveloper, deemed adequate by the Authority, that the Redeveloper will cure its default and continue its performance under this Agreement. (b) The Authority may cancel and rescind the Agreement. (c) Withhold the Certificate of Completion. Section 5.3 No Remedy Exclusive. No remedy herein conferred upon or reserved to the Authority is intended to be exclusive of any other available remedy or remedies, but each and every such remedy shall be cumulative and shall be in addition to every other remedy given under this Agreement or now or hereafter existing at law or in equity or by statute. No delay or omission to exercise any right or power accruing upon any default shall impair any such right or power or shall be construed to be a waiver thereof, but any such right and power may be exercised from time to time and as often as may be deemed expedient. Section 5.4 No Implied Waiver. In the event any agreement contained in this Agreement should be breached by any party and thereafter waived by any other party, such waiver shall be limited to the particular breach so waived and shall not be deemed to waive any other concurrent, previous or subsequent breach hereunder. Section 5.5 Agreement to Pav Attorney's Fees and Expenses. Whenever any Event of Default occurs and the Authority shall employ attorneys or incur other expenses for the collection of payments due or to become due or for the enforcement or performance or observance of any obligation or agreement on the part of the Redeveloper herein contained, the Redeveloper agrees that it shall, on demand therefor, pay to the Authority the reasonable fees of such attorneys and such other expenses so incurred by the Authority. 14 ARTICLE VI Prohibitions Against Assignment and Transfer Section 6.1 Representation as to Redevelopment. The Redeveloper represents and agrees that its purchase of the Redevelopment Property, and its other undertakings pursuant to this Agreement, are, and will be used, for the purpose of redevelopment of the Redevelopment Property and not for speculation in land holding. The Redeveloper further recognizes that, in view of (a) the importance of the redevelopment of the Redevelopment Property to the general welfare of the Authority, and (b) the substantial financing that has been made available by the Authority for the purpose of making such redevelopment possible, the qualifications and identity of the Redeveloper are of particular concern to the Authority. The Redeveloper further recognizes that it is because of such qualifications and identity that the Authority is entering into this Agreement with the Redeveloper, and, in so doing, is further willing to accept and rely on the obligations of the Redeveloper for the faithful performance of all undertakings and covenants hereby by it to be performed. Section 6.2 Prohibition Against Transfer of Property and Assignment of Agreement. Also, for the foregoing reasons the Redeveloper represents and agrees that prior to the date of expiration as provided in Article VII, except for the purpose of obtaining financing necessary to enable the Redeveloper or any successor in interest to the Redevelopment Property, or any part thereof, to perform its obligations with respect to making the Minimum Improvements under this Agreement, and any other purpose authorized by this Agreement, the Redeveloper has not made or created and will not make or create or suffer to be made or created any total or partial sale, assignment, conveyance, or lease, or any trust or power, or transfer in any other mode or. form of or with respect to this Agreement or the Redevelopment Property or any part thereof or any interest therein, or any contract or agreement to do any of the same, without the prior written approval of the Authority which shall not be unreasonably withheld unless the Redeveloper remains liable and bound by this Redevelopment Agreement in which event the Authority's approval is not required. Any such transfer shall be subject to the provisions of this Agreement. Notwithstanding the foregoing, the Redeveloper may transfer the Redevelopment Property to any corporation controlling, controlled by, or under common control with the Redeveloper or to any corporation or entity controlled by the Redeveloper. 15 ARTICLE VII Additional Provisions Section 7.1 Conflict of Interests. No member, official, or employee of the Authority shall have any personal interest, direct or indirect, in the Agreement, nor shall any such member, official or employee participate in any decision relating to the Agreement which affects his personal interests or the interests of any corporation, partnership, or association in which he is, directly or indirectly, interested. Section 7.2 Restrictions on Use. The Redeveloper shall not discriminate upon the basis of race, color, creed, sex or national origin in the sale, lease, or rental or in the use or occupancy of the Redevelopment Property or any improvements erected or to be erected thereon, or any part thereof. Section 7.3 Titles of Articles and Sections. Any titles of the several parts, Articles and Sections of the Agreement are inserted for convenience of reference only and shall be disregarded in construing or interpreting any of its provisions. Section 7.4 Notices and Demands. Except as otherwise expressly provided in this Agreement, a notice, demand, or other communication under this Agreement by either party to the other shall be sufficiently given or delivered if it is dispatched by registered or_ certified mail, postage prepaid, return receipt requested, transmitted by facsimile, delivered by a recognized overnight courier or delivered personally; and (a) in the case of the Redeveloper, is addressed to or delivered personally to the mailing or delivery address the Redeveloper will, from time to time, furnish to the Authority. The Redeveloper's current address is as follows: Patricia G. Paraschuk 4615 Humboldt Avenue North Minneapolis, Minnesota 55412 Fax: 612/521 -3802 (b) in the case of the Authority, is addressed to or delivered personally to: Housing and Redevelopment Authority in and for the City of Fridley 6431 University Avenue N.E. Fridley, Minnesota 55432 Attention: Executive Director Fax: 612/571 -1287 16 Section 7.5 Indemnification of Authority. (1) The Redeveloper releases from and covenants and agrees that the Authority, the City and its governing body members, officers, agents, including the independent contractors, consultants and legal counsel, servants and employees thereof (hereinafter, for purposes of this Section, collectively the "Indemnified Parties ") shall not be liable for and agrees to indemnify and hold harmless the Indemnified Parties against any loss or damage to property or any injury to or death of any person occurring at or about or resulting from any defect in the Minimum Improvements or the Redevelopment Property. (2) Except for any willful misrepresentation or any willful or wanton misconduct of the Indemnified Parties, the Redeveloper agrees to protect and defend the Indemnified Parties, now and forever, and further agrees to hold the aforesaid harmless from any claim, demand, suit, action or other proceeding whatsoever by any person or entity whatsoever arising or purportedly arising from the actions or inactions of the Redeveloper (or if other persons acting on its behalf or under its direction or control) under this Agreement, or the transactions contemplated hereby or the acquisition, construction, installation, ownership, and operation of the Minimum Improvements or the Redevelopment Property; provided, that this indemnification shall not apply to the warranties made or obligations undertaken by the Authority in this Agreement. (3) All covenants, stipulations, promises, agreements and obligations of the Authority contained herein shall be deemed to be the covenants, stipulations, promises, agreements and obligations of the Authority and not of any governing body member, officer, agent, servant or employee of the Authority. Section 7.6 Counterparts. This Agreement is executed in any number of counterparts, each of which shall constitute one and the same instrument. Section 7.7 Law Governing. This Agreement will be governed and construed in accordance with the laws of the State. Section 7.8 Expiration. This Agreement shall expire when the Note is paid in full. Section 7.9 Provisions Surviving Rescission or Expiration. Sections 5.5 and 7.5 shall survive any rescission, termination or expiration of this Agreement with respect to or arising out of any event, occurrence or circumstance existing prior to the date thereof. 17 ARTICLE VIII Mortgage Financing Section 8.1 Limitation Upon Encumbrance of Property. Prior to the completion of the Minimum Improvements, as certified by the Authority, neither the Redeveloper nor any successor in interest to the Redevelopment Property or any part thereof shall engage in any financing or any other transaction creating any mortgage or other encumbrance or lien upon the Redevelopment Property, other than Permitted Encumbrances, whether by express agreement or operation of law, or suffer any encumbrance or lien to be made on or attach to the Redevelopment Property, other than Permitted Encumbrances, except: (a) For the purposes of obtaining funds only to the extent necessary for financing of the Minimum Improvements including, but not limited to, labor and materials, equipment, professional fees, real estate taxes, construction interest, organizational and other indirect costs of development, costs of constructing the Minimum Improvements, an allowance for contingencies, acquisition cost of the Redevelopment Property, costs of originating the Mortgage and customary financing costs. (b) Only upon the prior written approval of the Authority in accordance with Sections 8.1 and 8.2. The Authority shall not approve any Mortgage which does not contain terms that conform to the terms of Section 8.5, except as provided in Section 8.6 of this Agreement. Section 8.2 Approval of Mortgage. The Authority shall approve a Mortgage if: (a) The Authority first receives a copy of all mortgage documents. (b) The Mortgage loan, together with other funds available to the Redeveloper, will, in the reasonable judgment of the Authority, be sufficient to construct the Minimum Improvements; however, the Mortgage and Authority Mortgage shall not secure an amount greater than 900 of the costs described in Section 8.1(a). (c) The Authority is not entitled under Section 5.2 to exercise any of the remedies set forth therein as a result of an Event of Default. (d) The Authority determines that the terms of the Mortgage conform to the terms of Section 8.5. However, the approval of a Mortgage by the Authority shall not be 18 unreasonably withheld. Any Mortgage which is subordinated to the rights of the Authority under this Agreement may be granted in all or any part of the Redevelopment Property without the approval of the Authority. Section 8.3 Notice of Default; Copy to Mortgagee. Whenever the Authority shall deliver any notice or demand to the Redeveloper with respect to any breach or default by the Redeveloper in its obligations or covenants under this Agreement, the Authority shall at the same time forward a copy of such notice or demand to each Holder of any Mortgage authorized by this Agreement at the last address of such Holder shown in the records of the Authority. Section 8.4 Mortgagee's Option to Cure Defaults. After any breach or default referred to in Section 8.3, each such Holder shall (insofar as the rights of the Authority are concerned) have the right, at its option, to cure or remedy such breach or default (or such breach or default to the extent that it relates to the part of the Redevelopment Property covered by its mortgage) and to add the cost thereof to the Mortgage debt and the lien of its Mortgage; provided, however, that if the breach or default is with respect to construction of the Minimum Improvements, nothing contained in this Section or any other Section of this Agreement shall be deemed to require such Holder, either before or after foreclosure or action in lieu thereof, to undertake or continue the construction or completion of the Minimum Improvements, provided that any such Holder shall not devote the Redevelopment Property to a use inconsistent with the Redevelopment Plan or this Agreement without the agreement of the Authority. Section 8.5 Authority's Option to Cure Default on Mortgage. Any Mortgage, unless such requirement is waived by the Authority, executed by the Redeveloper with respect to the Redevelopment Property or any improvements thereon shall provide that, in the event that the Redeveloper is in default under any Mortgage authorized pursuant to this Article VIII, the Holder shall notify the Authority in writing of: (a) The fact of the default. (b) The elements of the default. (c) The actions required to cure the default. If the default is an "E -gent of Default" under such Mortgage, which shall entitle such Holder to foreclose upon the Redevelopment Property, the Minimum Improvements or any portion thereof, and any applicable grace periods have expired, the Authority shall have, and each Mortgage executed by the Redeveloper with respect to the Redevelopment Property or any 19 improvements thereon shall provide that the Authority shall have such an opportunity to cure the "Event of Default" within such reasonable time period as the Holder shall deem appropriate. Section 8.6 Subordination and Modification for the Benefit of Mortgagees. (a) In addition to the subordination of the Authority Mortgage, in order to facilitate the obtaining of financing for the construction of the Minimum Improvements by the Redeveloper, the Authority agrees to subordinate its rights under this Agreement to the Holder of a Mortgage for the purposes described in Section 8.1(a) of this Agreement. (b) In order to facilitate the obtaining of financing for the construction of the Minimum Improvements, the Authority agrees that it shall agree to any reasonable modification of this Article VIII or waiver of its rights hereunder to accommodate the interests of the Holder of a Mortgage, provided, however, that the Authority determines, in its reasonable judgment, that any such modification(s) will adequately protect the legitimate interest and security of the Authority with respect to the Redevelopment Property. IN WITNESS WHEREOF, the Authority has caused this Agreement to be duly executed in its name and behalf and the Redeveloper has caused this Agreement to be duly executed as of the date first above written. 20 Dated: HOUSING AND REDEVELOPMENT AUTHORITY IN AND FOR THE CITY OF FRIDLEY, MINNESOTA And by STATE OF MINNESOTA ) ss COUNTY OF ANOKA ) Its Chairman Its Executive Director On this day of , 199_ before me, a notary public within and for Anoka County, personally appeared and to me personally known who by me duly sworn, did say that they are the Chairman and Executive Director of the Housing and Redevelopment Authority in and for the City of Fridley, Minnesota, a political subdivision of the State of Minnesota, and acknowledged the foregoing instrument on behalf of said Authority. Notary Public Authority Signature Page - Contract for Private Redevelopment 21 DATED: PATRICIA G. PARASCHUK STATE OF MINNESOTA ) )ss COUNTY OF ) Patricia G. Paraschu On this day of , 199_ before me, a notary public within and for County, personally appeared and acknowledged the foregoing instrument. Notary Public Redeveloper Signature Page - Contract for Private Redevelopment 22 SCHEDULE A DESCRIPTION OF REDEVELOPMENT PROPERTY Great Northern Industrial Center, Lot 1, Block 7, Anoka County, Minnesota. 23 SCHEDULE B SITE IMPROVEMENTS Acquisition of Redevelopment Property Mezzanine for additional storage space of 4,500 square feet Centered windows to enhance appearance in front of building Six (6) 16' x 18' overhead doors 24 SCHEDULE C CERTIFICATE OF COMPLETION WHEREAS, the Housing and Redevelopment Authority in and for the City of Fridley, Minnesota, a Minnesota municipal corporation (the "Authority ") and Patricia G. Paraschuk (the "Redeveloper ") have entered into a Contract for Private Redevelopment (the "Agreement ") dated as of , 199_, regarding certain real property referred to in the Agreement as the "Redevelopment Property" located in Redevelopment Project No. 1 in the City; and WHEREAS, the Agreement contains certain conditions and provisions requiring the Redeveloper to construct improvements upon the Redevelopment Property (hereinafter referred to and referred to in the Agreement as the "Minimum Improvements "); and WHEREAS, Section 4.3 of the Agreement requires the Authority to provide an appropriate instrument promptly after the substantial completion (as defined in the Agreement) of the Minimum Improvements so certifying said substantial completion; NOW, THEREFORE, in compliance with said Section 4.3 of the Agreement, this is to certify that the Redeveloper has substantially completed the Minimum Improvements in accordance with the conditions and provisions of the Agreement relating solely to the obligations of the Redeveloper to construct the Minimum Improvements (including the dates for beginning and completion thereof), and this certification shall be a conclusive determination of satisfaction and termination of the agreements and covenants in the Agreement with respect to the obligations of the Redeveloper, and its successors and assigns, to construct the Minimum Improvements and the dates for the beginning and completion thereof. Dated: , 19 25 HOUSING AND REDEVELOPMENT AUTHORITY IN AND FOR THE CITY OF FRIDLEY, MINNESOTA And by STATE OF MINNESOTA ) ss COUNTY OF ANOKA ) Its Chairman Its Executive Director On this day of , 199_ before me, a notary public within and for Anoka County, personally appeared and to me personally known who by me duly sworn, did say that they are the Chairman and Executive Director of the Housing and Redevelopment Authority in and for the City of Fridley, Minnesota, a political subdivision of the State of Minnesota, and acknowledged the foregoing instrument on behalf of said Authority. Notary Public 26 SCHEDULE D NOTE US $85,000.00 Fridley, Minnesota FOR VALUE RECEIVED, the undersigned (the "Borrower ") promises to pay to the Housing and Redevelopment Authority in and for the City of Fridley, Minnesota (the "Note Holder "), or order the principal sum of Eighty Five Thousand Dollars ($85,000.00) with interest from November 1, 1996 on the unpaid principal balance until paid, at the rate of 5% percent per annum, and with payments due on the 1st day of each February and August in installments set forth on the payment schedule attached as Exhibit A. The entire unpaid principal balance together with accrued interest shall be due in full on February 1, 2007. Payments shall first be applied to interest with any excess applied to principal. A late payment penalty of five percent (50) shall be charged on any payments not received at the mailing address designated by the Note Holder by 5:00 P.M. on the 15th day following the date on which the payment is due; interest will be calculated based on a 360 day year and charged on a per diem basis in each month. Principal and interest shall be payable at the Fridley Housing and Redevelopment Authority, 6431 University Avenue N.E. Fridley, Minnesota, 55432 or such other place as the Note Holder may designate. If said installment under this Note is not paid when due and remains unpaid after a date specified by a notice to Borrower, which date shall not be less than thirty (30) days after the date. such notice is mailed, the Note Holder may exercise this option to accelerate during default by Borrower regardless of any prior forbearance. If suit is brought to collect this Note, the Note Holder shall be entitled to collect all reasonable costs and expenses of suit, including, but not limited to, reasonable attorney's fees. Borrower may prepay the principal amount outstanding in whole or in part. Any partial prepayment shall be applied against the principal amount outstanding. 27 Exhibit A Payment Schedule February 1, 1999 6,759 August 1, 1999 6,759 February 1, 2000 6,759 August 1, 2000 6,759 February 1, 2001 6,759 August 1, 2001 6,759 February 1, 2002 6,759 August 1, 2002 6,759 February 1, 2003 6,759 August 1, 2003 6,759 February 1, 2004 6,759 August 1, 2004 6,759 February 1, 2005 6,759 August 1, 2005 6,759 February 1, 2006 6,759 August 1, 2006 6,759 February 1, 2007 6,759 29 SCHEDULE E AUTHORITY MORTGAGE This Indenture, made this day of , 199 , between Patricia G. Paraschuk, a single person (the "Mortgagor"), and the Housing and Redevelopment Authority in and for the City of Fridley, Minnesota (the "Mortgagee "): WITNESSETH: That Mortgagor, in consideration of the Mortgagee's covenants and agreements made under that certain Contract for Private Redevelopment by and between the Mortgagee and Patricia G. Paraschuk dated as of , 199, (the "Agreement ") and in order to secure the payment by the Mortgagor of all amounts required to be paid under Section 3.3 of the Agreement and the Note as provided in the Agreement, and further in consideration of the sum of One Dollar ($1.00), to Mortgagor in hand paid by Mortgagee, the receipt whereof is hereby acknowledged, does hereby convey unto Mortgagee, forever, real property in Anoka County Minnesota, described as follows: Great Northern Industrial Center, Lot 1, Block 7, Anoka County, Minnesota. together with all hereditaments and appurtenances belonging thereto (the "Property "). TO HAVE AND TO HOLD THE SAME, to Mortgagee forever. Mortgagor covenants with Mortgagee as follows: That Mortgagor is lawfully seized of the Property and has good right to convey the same; that the Property is free from all encumbrances, except as follows: None that Mortgagee shall quietly enjoy and possess the same; and that Mortgagor will warrant and defend the title to the same against all lawful claims not hereinbefore specifically excepted. PROVIDED, NEVERTHELESS, that if Mortgagor shall pay Mortgagee all amounts payable by the Mortgagor under the Agreement and the Note in an amount not exceeding Eighty Five Thousand Dollars ($85,000.00), and shall repay to Mortgagee, at the times and with interest as specified, all sums advanced in protecting the lien of this Mortgage, in payment of taxes on the Property and assessments payable therewith, insurance premiums 30 covering buildings thereon, principal or interest on any prior liens, expenses and attorney's fees herein provided for and sum advanced for any other purpose authorized herein, and shall keep and perform all the covenants and agreements herein contained, then this Mortgage shall be null and void, and shall be released at Mortgagor's expense. AND MORTGAGOR covenants with Mortgagee as follows: 1. To pay the amounts as specified in the Agreement and the Note. 2. To pay all taxes and assessments now due or that may hereafter become liens against the Property before penalty attaches thereto; 3. To keep all buildings, improvements and fixtures now or later located on or a part of the Property insured against loss by fire, extended coverage perils, vandalism, malicious mischief and, if applicable, steam boiler explosion, for at least the amount of the Mortgage at all times while any amount remains unpaid under this Mortgage. If any of the buildings, improvements or fixtures are located in a federally designated flood prone area, and if flood insurance is available for that area, Mortgagor shall procure and maintain flood insurance in amounts reasonably satisfactory to Mortgagee. Each insurance policy shall contain a loss payable clause in favor of Mortgagee affording all rights and privileges customarily provided under the so- called standard mortgage clause. The insurance shall be issued by an insurance company or companies licensed to do business in the State of Minnesota and acceptable to the Mortgagee. the insurance policies shall provide for not less than ten (10) days written notice to Mortgagee before cancellation, non - renewal, termination, or change in coverage, and Mortgagor shall deliver to Mortgagee a duplicate original or certificate of such insurance policies. 4. To pay, when due, both principal and interest of all liens or encumbrances. 5. To commit or permit no waste on the Property and to keep it in good repair. 6. To complete forthwith any improvements which may hereafter be under course of construction on the Property; and 7. To pay any other expenses and attorney's fees incurred by Mortgagee by reason of litigation with any third party for the protection of the lien of this Mortgage. 31 8. To immediately pay the Note balance if the Property is sold or transferred except that the Property may be transferred to any corporation or partnership controlling, controlled by or under common control of the Mortgagor; or the property may be transferred to the heirs of Patricia G. Paraschuk or her trustees in the event of her death. In case of failure to pay said taxes and assessments, prior liens or encumbrances, expenses and attorney's fees as above specified, or to insure said buildings, improvements, and fixtures and deliver the policies as aforesaid, Mortgagee may pay such taxes, assessments, prior liens, expenses and attorney's fees and interest thereon, or obtain such insurance, and the sums so paid shall bear interest from the date of such payment at the same rate of 5a per annum, and shall be impressed as an additional lien upon the Property and be immediately due and payable from Mortgagor to Mortgagee and this Mortgage shall from date thereof secure the repayment of such advances with interest. In case of default in any of the foregoing covenants, Mortgagor confers upon the Mortgagee the option of declaring the unpaid balance of the Note and the interest accrued thereon, together will all sums advanced hereunder, immediately due and payable without notice, and hereby authorizes and empowers Mortgagee to foreclose this Mortgage by judicial proceedings or to sell the Property at public auction and convey the same to the purchaser in fee simple in accordance with the statute, and out of the moneys arising from such sale to retain all sums secured hereby, with interest and all legal costs and charges of such foreclosure and the maximum attorney's fees permitted by law, which costs, charges and fees Mortgagor agrees to pay. The terms of this Mortgage shall run with the Property and bind the parties hereto and their successors in interest. IN TESTIMONY WHEREOF, Mortgagor has hereunto set its hand the day and year first above written. to Patricia G. Paraschuk 32 STATE OF MINNESOTA )ss COUNTY OF On this day of , 199_ before me, a notary public within and for County, personally appeared Patricia G. Paraschuk, a single person, and acknowledged the foregoing instrument. This document was drafted by: Notary Public Casserly Law Office, P.A. Suite 1100 Southpoint Office Center 1650 West 82nd Street Minneapolis, Minnesota 55431 33 SCHEDULE F PERMITTED ENCUMBRANCES The following shall be permitted encumbrances on the title to the Redevelopment Property: (a) Such encumbrances as are mutually agreed to in writing by the Authority and the Redeveloper. (b) Governmental regulations, if any affecting the use and occupance of the Redevelopment Property and Minimum Improvements. (c) Zoning laws of the City, County an State. (d) All rights in public highways upon the land. (e) Reservations to the State, in trust for the tax districts concerned, of minerals and mineral rights in those portions of the Redevelopment Property the title to which may have at any time heretofore been forfeited to the State for nonpayment of real estate taxes. (f) The lien of unpaid special assessments, if any, not presently payable but to be paid as a part of the annual taxes to become due. (g) The lien of unpaid real estate taxes, if any, not presently payable but to be paid as a part of the annual taxes to become due. (h) A Mortgage as permitted under Section_ 8.2. (i) Any Mortgage subordinate to the Authority Mortgage as permitted under Section 8.2. (j) The mortgage in favor of securing a note in the principal amount of 34 &as Produce RQhch r Executive Director Bill Burns Fridlev H.R.A. 6431 University_ :Ave. NE Fridlev, Minn_ 55432 Dear Mr. Burns: BoB's Produce Ranch 7620 UNIVERSITY AVE. N.E. FRIDLEY, NIN 55432 PHONE: (612) 571 -6620 FAX: (612) 571 -5477 Julv 22. 1996 JUI. 2 4 19°� On behalf of my company, BoB's Produce Ranch and Donald Fitch. owner of the Fridlev Dairy Oueen located at Osborne Road and Universitv Avenue, we would like to request that the HRA committee consider or recommend installations of the Citv tvne liahtina that you had installed on Mississippi and Universitv and on Osborne Road and Hiahwav 65. With the future installation of the Bike trail in front of our property and the future developments of Osborne Business Center. we feel this area warrants additional liahtina for beautifications and to improve security. If your committee would consider this proiect, we as landowners would, at our expense, like to install a low profile white vinvl rail fence along Osborne Road and alona the service drive to BoB's Produce Ranch. Our wishes are that the corrsnittee can react exneditiouslv so that this proiect may be accomplished this year when the window of improvement is readily available on our part. Please contact me. BoB Schroer, for further information. Thank -vou for your consideration on this important beautification proiect. �re�� Sincerei c BoB Schroer BoB's Produce Ranch