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HRA 07/01/2004 - 6234Crailt- CITY OF FRIDLEY HOUSING & REDEVELOPMENT AUTHORITY MEETING Thursday, July 1, 2004, 7:30 P.M. AGENDA LOCATION: Council Chambers (upper level) CALL TO ORDER: ROLL CALL: APPROVAL OF MINUTES: June 3, 2004 CONSENT AGENDA: resolution Approving Purchase of 5931 — V Street NE ........................ ..............................1 vConsider 2005 Membership in Minnesota Solutions ............................ ............................... 2 `- onsider Claims & Expenses ........................................................... ..............................3 ACTION: Public Hearing Regarding Sale of Ashton Avenue Property .................... ..............................4 Resolution to Approve Sale of Ashton Avenue Property to Gilmore Construction and Authorize Execution of Contract for Private Redevelopment ............. ..............................5 cam" 1'q -c- : p�'-D'o �(� Fie q 6� Jk"L INFORMATION ITEMS: ✓Joint Meeting with City Council on June 28 ......................................... ..............................6 [;Apdate on Gateway West 7 Update on Target Office Building ..................................................... ..............................8 Follow -Up on Medtronic Discussion ................................................... ..............................9 MonthlyHousing Report ................................................................. .............................10 ADJOURNMENT: CITY OF FRIDLEY HOUSING AND REDEVELOPMENT AUTHORITY JUNE 3, 2004 CALL TO ORDER: Chairperson Commers called the May 6, 2004 Housing and Redevelopment Authority meeting to order at 7:30 p.m. ROLL CALL: Members Pesent: Virginia Schnabel Lary Commers Pat Gabel William Holm. Members Absent: John Meyer Others Present: Grant Femelius, Assistant HRA Director Scott Hickok, Community Development Director Rebecca Brazys, Recording Secretary APPROVAL OF MINUTES — May 6, 2004 MOTION by Mr. Holm, seconded by Ms. Gabel, to approve the minutes of the May 6 meeting. Ms. Schnabel referred to the paragraph on the last page of the minutes where she had questioned the relationship between Paul Baaken, who would be performing the appraisal for the HRA on the Medtronic property, and Earl Baaken, the founder of Medtronic. She explained that she was able to confirm through family members that there is no relationship and, therefore, no conflict. UPON A VOICE VOTE, ALL VOTING AYE, CHAIRPERSON COMMERS DECLARED THE MOTION TO THE APPROVE THE MINUTES CARRIED UNANIMOUSLY. CONSENT AGENDA ➢ Consider claims and expenses. MOTION by Ms. Schnabel, seconded by Ms. Gabel, to adopt the consent agenda. UPON A VOICE VOTE, ALL VOTING AYE, CHAIRPERSON COMMERS DECLARED THE MOTION CARRIED UNANIMOUSLY. HOUSING AND REDEVELOPMENT AUTHORITY MEETING — MAY 6, 2004 Page 2 of 7 ACTION: ➢ Conduct Annual Meeting and Elect HRA Officers MOTION by Ms. Schnabel, seconded by Ms. Gabel, to nominate Larry Commers as Chairperson. MOTION by Mr. Holm, seconded by Ms. Gabel, to close the nominations. UPON A VOICE VOTE, ALL VOTING AYE, CHAIRPERSON COMMERS DECLARED THE NOMINATION CARRIED UNANIMOUSLY. MOTION by Ms. Gabel, seconded by Mr. Holm, to nominate Ms. Schnabel as Vice Chairperson. MOTION by Mr. Holm, seconded by Ms. Gabel to close the nominations. UPON A VOICE VOTE, ALL VOTING AYE, CHAIRPERSON COMMERS DECLARED THE NOMINATION CARRIED UNANIMOUSLY. INFORMATION ITEMS: ➢ Ashton Avenue Bid Summary Mr. Femelius reported that one bid was received for the Ashton Avenue lot. This bid was from Gilmore Construction in the amount of $60,000, with the minimum acceptable bid set at $57,500. Gilmore Construction owns the lot immediately north of the property in question and plans to develop both lots at the same time. They propose to build a 1180 square foot modified -two story home with a three car attached garage. Mr. Femelius reviewed the floor plans for the house. There will be 1180 square finished square feet with additional square footage on two unfinished levels. The home will have an estimated sale price of $230,000. The requirement in order to submit a bid was $225,000. The builder has met all the requirements in order to prepare a bid. They are also licensed and in good standing with the State of Minnesota. The staff did check with the Commerce Department and Gilmore Construction has an active license and there are no enforcement actions against this builder. Mr.Femelius stated the staff recommends the HRA award the bid to Gilmore Construction subject to the following conditions: 1. That the HRA hold a public hearing at the next regular HRA meeting (which is required before we actually authorize the sale of the property.) 2. That Gilmore Construction is in compliance of all the terms and conditions of our housing replacement program. HOUSING AND REDEVELOPMENT AUTHORITY MEETING — MAY 6, 2004 Page 3 of 7 3. That Gilmore Construction executes the appropriate contract documents in order to complete the transaction. Mr. Femelius explained the next step will be to schedule the public hearing for July 1 and will work with the builder to refine the house plans and address a couple of issues from a zoning perspective. The revised plans and the development agreement will be brought back to the HRA at the July 1 meeting. Mr. Commers asked what the development agreement does beyond the sale agreement. Mr. Femelius responded that the development agreement outlines the obligations of both parties in terms of closing date, who's responsible for taxes, what happens in the event the builder doesn't construct the house, and other details. Ms. Schnabel asked if the development agreement includes the requirements we may want to include in terms of the finish of the house, landscaping requirements, and other such issues. Mr. Femelius stated the staff has listed as an exhibit to the agreement the quality of materials to be used in this home but we can add those items to the development agreement. Ms. Schnabel asked if they plan to construct a single family home on the lot immediately north. Mr. Femelius stated that it is his understanding they will build a single - family home on both lots. MOTION by Ms. Gabel, seconded by Ms. Schnabel, to accept the offer of $60,000 from Gilmore Construction for the Ashton Avenue lot. UPON A VOICE VOTE, ALL VOTING AYE, CHAIRPERSON COMMERS DECLARED THE MOTION TO ACCEPT THE BID CARRIED UNANIMOUSLY. MOTION by Ms. Schnabel, seconded by Ms. Gabel, to schedule a public hearing for the Ashton Avenue lot sale at the July 1 meeting. UPON A VOICE VOTE, ALL VOTING AYE, CHAIRPERSON COMMERS DECLARED THE MOTION TO SET THE PUBLIC HEARING CARRIED UNANIMOUSLY. ➢ Gateway West Update Mr. Fernelius stated that after the last HRA meeting the staff was contacted by Eileen Pawluk, 5931 3rd Street, who indicated that Ms. Pawluk was no longer living on the HOUSING AND REDEVELOPMENT AUTHORITY MEETING — MAY 6, 2004 Page 4 of 7 property and was interested in selling the property. The staff had the property appraised by Lake State Realty Services. Also, the relocation consultant looked at the property and identified a comparable replacement dwelling so that the staff has a handle on what the relocation costs will be. On June 1, the staff met with the family, presented an offer of $92,000 and this offer was accepted today. They are in the process of signing the purchase agreement and Mr. Femelius does have a verbal agreement of acceptance. Ms. Pawluk will have to move in a relatively short period of time so she would like the HRA approval this evening. Mr. Femelius explained that a comparable property has been identified by the relocation consultant at approximately $120,000, which is a difference of $28,000 between the purchase prices. He explained the Uniform Relocation Act governs this requirement. Mr. Holm asked how this compares to the other properties the City has acquired in that area. Mr. Fernelius stated this property is less expensive. MOTION by Mr. Holm, seconded by Ms. Schnabel, to authorize the staff to enter into a purchase agreement with Eileen Pawluk for the purchase of the property located at 5931 3`d Street NE in the amount of $92,000. UPON A VOICE VOTE, ALL VOTING AYE, CHAIRPERSON COMMERS DECLARED THE MOTION TO AUTHORIZE THE STAFF TO ENTER INTO A PURCHASE AGREEMENT WITH EILEEN PAWLUK CARRIED UNANIMOUSLY. Continuing the Gateway West discussion, Mr. Femelius stated the staff met with the owners of 271 and 281 57th Place oust north of the Burger King), which are two properties the staff had tried to acquire two years ago. Those owners are now interested in negotiating with the HRA. We are currently having the properties appraised and plan to negotiate with the owners. We'd like to come back with purchase agreements to the July 1 meeting. Mr. Fernelius also stated the staff has made no additional progress with the owner of the four -plex on the north end of the Gateway West site. Two attempts have been made to contact the owner and he has not responded to voicemail messages. The staff would appreciate some direction from HRA members whether to proceed with condemnation or let the property go. The four -plex appears to be vacant. There is no rental license for the four -plex. The owner is current on taxes and utility payments. Mr. Holm stated the City should just let this property go, if the owner is not interested in negotiating. Condemnation is more expensive and he did not believe it to be a good option. HOUSING AND REDEVELOPMENT AUTHORITY MEETING — MAY 6, 2004 Page 5 of 7 Chairperson Commers stated the HRA has not favored condemning personal residences unless there is no other choice. The owner can't rent the property, it's vacant, and it doesn't make any sense why he won't negotiate. Ms. Schnabel questioned what process is required for obtaining a rental license. Mr. Femelius explained the fire department issues rental license. The owner would have to apply for the license, an inspection would be done and the owner would be required to address any issues cited during the inspection. He added that the last information the staff had was that the property is in pretty tough shape in the interior. Also, a previous owner had tried to convert the building to an office use until the City intervened. Mr. Hikock concurred that an inspection would be done if the owner applies for a rental license. Also, because of the history of this property, they would immediately check the condition of the property to see if there are still four rental units and what concerns need to be addressed. Chairperson Commers commented that the condition of the property would detract from the appraised fair market value. Also, with no current rental history, that would be another issue. He added that the property is an eyesore and he wondered how the surrounding property owners feel about it. Ms. Gable pointed out that there are no tenants so there is no issue of displacing anyone from the building. Ms. Schnabel stated she is a little reluctant to do the condemnation at this point. She suggested the HRA review the situation in three months to give some time to see what transpires. She stated she would like to have an inspection done to have a better understanding of the condition of the property. Mr. Femelius explained that if the four -plex property were obtained, it would only add a seventh lot; without it there would be six. What the four -plex property would allow would be to add the seventh lot and possibly increase the size of the other lots. Mr. Holm asked if proceeding with Gateway West now without the four -plex property makes it more difficult to proceed with condemnation at a later date. Mr. Fernelius stated it would not. But it would be better to assemble all of the land up front. We don't have to act tonight, however. After some discussion, Chairperson Commers suggested that the staff ask the City attorney to contact the owner and schedule a meeting to try and reach a resolution. Chairperson Commers questioned the figures on the last page of the Gateway West report. HOUSING AND REDEVELOPMENT AUTHORITY MEETING — MAY 6, 2004 Page 6 of Mr. Femelius reviewed the figures and determined the far right hand column was incorrect and will have to be retabulated. ➢ Update on Settlement of Tax Valuation for Medtronic Headquarters Chairperson Commers had some questions regarding this matter and Mr. Pribyl agreed to investigate and respond. ➢ Monthly Housing Report Mr. Femelius explained he included a new report for this month entitled "Application Summary" which will give the HRA members a sense of how many applications are being sent out and how many are being processed. For May, over 50 applications were sent out for the month of May for the revolving loan fund and three loans were closed. Not everyone who receives an application ends up submitting it. The Loan Origination report reflects no new activity for May. The Loan Servicing report for the month of April shows the collections for our various loan programs and outstanding principal balance as well as an indication of delinquencies. The delinquencies have stayed fairly constant over the past year. The last report is a summary of our Remodeling Advisor and Operation Insulation programs. We've had a total of 28 appointments, which is a little over half way to the goal of 50. For the year, we've had a total of 10 appointments for the remodeling advisor with a goal of 25 visits. ADJOURNMENT: MOTION by Ms. Schnabel, seconded by Ms. Gabel, to adjourn. UPON A VOICE VOTE, ALL VOTING AYE, CHAIRPERSON COMMERS DECLARED THE MEETING ADJOURNED AT 8:50 PM. Respectfully submitted by, Rebecca Brazys Recording Secretary Date: To: From: Subject: VENDOR CEE Krass Monroe Wilson Development Services Ehlers & Associates Anoka County Anoka County Lake State Realty Services Lake State Realty Services June 25, 2004 HRA Commission Members Paul Eisenmenger - HRA Accountant HRA Expenses For Approval DESCRIPTION May 2004 home energy inspections May 2004 professional services rendered Professional Services rendered for sale of 5931 3rd St NE Quick -TIF 7.0 software used for completing 2003 TIF reports 2004 property taxes for 5925 3rd St 2004 property taxes for 5923 3rd St Professional Services rendered - 271 57th St NE Professional Services rendered - 281 57th St NE AMOUNT 500.00 925.00 852.25 266.25 639.82 851.58 575.00 575.00 Total: $ 5,184.90 H m I I I 1 1 I I I , 1 1 , 1 I El 0 a I I w 1 a 1 , 1 I 1 1 1 1 I I N Ot O O\ 01 O O m N UI 0\ O N a\ O I O 1 m n O1 O w N Uf m m O 1 I Ln m N m Ol H m N a 01 m a a N N m � a I H I 1 U t I W I I a 1 , 1 I 1 I 1 i I I 1 U , I w I h 1 0 i I a 1 I a 1 1 I o o rn Id m o, rn a , ro ro ro ro ro AJ O y 03 m rn rn rn E N {Ld N N i ii b b a E E 6 E Ho Ho ° rd a I I Sa H a a a a a a a a a R 0 F E ,� it H H H H H H ai al N oU w w w w w 0 i°I ;j �z A �i a w W x 14 W I a I O O O O O O O O O O q Rt I W 1 0 ° ° 0 0 o a o o ° H N 1 1 1 I I i 1 I I I i I a F o W o ut o M o an o W a I I o H o H o H a o H N W , , n N n N n N O n N N U W a i 1 I I I I a H Rl M I O I o 0 0 0 0 0 0 0 0 0 x I U 1 0 0 0 0 0 0 0 0 0 0 t/1 I U 1 0 0 0 0 0 0 0 0 0 0 rt 1 Q I o 0 0 0 0 0 0 0 0 0 U I I i i I 1 1 I I I 1 1 1 I H H n n n n n N O o a to In w w w w w In o 0 N N N N N a H H 0 a 0 Ino ,,F a N i 1 H N O\ CA Co cn I W I U 7 O w H H H i () i m m 0 oWW41 W I n n H a a a H a m m H m N OI N m o 0 0 H ro H aJ n H n n H n n m m m • . 1 I a m a 0 a H a 0 a H a a a a H Q •• •• • I I •rl y H O H O H O H O H H H H H O I I U H a O a 0 H N 41 H W I a•N 'w 4j a l ap' a, Ir a a 0 all aL oil o o o, o o 1 0 om o op P. o•H om o om o o o ow om N N N J-1 N m N JJ N m N W N N �C• N it Wx , Hro Hro r, P. nE r, P. nE r- 44 Ina mro Lnu Ln P1 H rHn W H Q Gl CO i rC ° .-Ui rl a a Ot .� a .-°i W W fffxxx F, �o w w ro Io u w ro w 41 Io 0 Io ro �o a� �n w£ E. Ha, oa oa oa om oa om o•� Op o aal o C7 £ 0 W ,S QO i I-I i o o •.i m -H m u •H m R ZD W �' U H U N •.-I U H •.i O I om om or. oW o0 om o o9u om oX 'j., CA Ou O •H O AJ O •H O }J O O •.i O J-, O 11 a p i mq i ih c4 :3 �Ha v In l4 Im ny m1, rnq oro aaa a ' m a , Hr4 W M 0 an C c an C an i U! o m H O F n o a F m O 88000 y Fridley Housing and Redevelopment Authority MEMORANDUM DATE: June 24, 2004 Item #1 (%y TO: William W. Burns, HRA Executive Director (Consent) ` FROM: Grant Fernelius, Assistant HRA Director SUBJECT: Consider Resolution Approving Purchase of 5931 3`d Street NE At the June 3`d meeting, the HRA approved the purchase of 59313 rd Street NE from Aileen Pawluk for $92,000. As a matter of past practice, the HRA has approved property acquisitions by resolution. Due to timing issues, staff was unable to prepare a resolution for the June packet. The attached resolution fulfills this requirement. Recommendation Staff recommends that the Authority approve the attached resolution authorizing execution and delivery of a purchase agreement with Aileen Pawluk for the real property located at 5931 3`d Street NE. RESOLUTION HRA 2004 -1 A RESOLUTION AUTHORIZING EXECUTION AND DELIVERY OF A PURCHASE AGREEMENT WITH AILEEN M. PAWLUK FOR THE REAL PROPERTY LOCATED AT 59313" STREET, FRIDLEY, MINNESOTA BE IT RESOLVED by the Board of Commissioners (the "Commissioners ") of the Housing and Redevelopment Authority in and for the City of Fridley (the "Authority") as follows: Section 1. Recitals. 1.01 Aileen M. Pawluk, a single person (the "Owner') is the fee owner of the real property located at 5931 3rd Street NE (the "Property") and legally described Lot 24, Block 12, Hyde Park, Anoka County, Minnesota. 1.02 At their June 3, 2004 meeting, the Authority approved an offer to voluntarily acquire the Property from the Owner in the amount of $92,000, plus provide additional financial assistance as required under the federal Uniform Relocation Act. Section 2. Findings. 2.01 The Authority hereby finds that acquisition of the Property and execution of a purchase agreement (the "Agreement ") with the Owner furthers the goals and objectives of the Authority's Redevelopment Plan. Section 3. Authorization for Execution and Delivery. The Chair and the Executive Director of the Authority are hereby authorized to execute and deliver the Agreement to the Owner. PASSED AND ADOPTED BY THE HOUSING AND REDEVELOPMENT AUTHORITY IN AND FOR THE CITY OF FRIDLEY THIS DAY OF , 2004. ATTEST: William W. Burns, Executive Director Lawrence R. Commers, Chair Fridley Housing and Redevelopment Authority MEMORANDUM DATE: June 24, 2004 item #2 TO: William W. Burns, HRA Executive Director ('�� (Consent) FROM: Grant Fernelius, Assistant HRA Director SUBJECT: Consider Membership in Minnesota Solutions for 2005 Legislative Session As you are aware, Minnesota Solutions is a consortium of communities throughout the state that focuses on redevelopment issues, such as tax increment financing, redevelopment funding, soil contamination and related issues. Bonnie Balach, the group's Executive Director, spends a great deal of time working on legislative issues that affect communities like Fridley. She has been a valuable advocate for inner -ring suburbs and older cities that have redevelopment needs. Frankly, there are very few individuals at the state capitol working on these specialized issues. Attached is a memo from Ms. Balach that provides an update on redevelopment issues during the 2004 legislative session. As many are aware, very little was accomplished this past session. Nonetheless, we believe it is important to remain active and engaged at the Legislature. There are many important issues that need to be addressed in the 2005 session. Recommendation Staff recommends that the Authority participate in Minnesota Solutions for 2005 at cost of $1,200. DATE: June 8, 2004 TO: Grant Fernelius City of Fridley FROM: Bonnie Balach Minnesota Solutions SUBJECT: Minnesota Solutions Contribution. It's that time of year again. Attached you will find an invoice. Generally, I use this opportunity to "brag" about the valuable progress achieved on your behalf by Minnesota Solutions. It makes asking you for money a whole lot easier. As you know, though, the dust has settled on the 2004 regular session without significant progress being made on any of our issues. There is still hope. It looks like a special session will be called -- probably before the end of June. A bonding bill is certain to occupy a prominent place on the agenda for the special session. That is good news for funding for the Redevelopment Account. Following is a brief summary of the positions of the Governor, House and Senate in this regard. Obviously, we prefer the Governor's proposed funding and the House language, which is more even - handed with respect to the split between urban and rural areas. As far as other public issues are concerned, there will almost certainly be a public finance bill comprised of non - controversial issues. Non - controversial is a term that is subject to interpretation and we'll do whatever we can to push the envelope so that our TIF proposal can be considered: Governor's proposal: • Program name: Development Account • Jurisdiction: Statewide • Total funding: $25M with $15M to be earmarked for bioscience activities in the bioscience zones established under statute • Eligible expenses: 50% economic development/50% redevelopment for the portion not earmarked for the bioscience zones • Urban -rural split: none specified House proposal: • Program name: Redevelopment Account • Jurisdiction: Statewide • Total funding: $15M for redevelopment, no set aside for bioscience zones or economic development • Eligible expenses: bioscience zone activities are eligible for funding Urban -rural split: 50% for the Metropolitan Area and 50% for Greater Minnesota unless insufficient grants are received by a certain date, then additional funds could be made available in the other part of the state. Senate proposal: • Program name: Redevelopment Account • Jurisdiction: statewide Total funding: $10M for redevelopment, no set aside for bioscience zones or for economic development • Eligible expenses: redevelopment projects per current law • Urban -rural split: at least 50% of the funds must be spent in Greater Minnesota I did receive a thank -you email from DEED, which I will send to you under separate cover. I think it's important that you understand the critical role that we (Minnesota Solutions) play in educating legislators and establishing programs for redevelopment. The email also makes clear the symbiotic relationship that we have developed and maintained with DEED over the years. It's hard to suggest an agenda for the 2005 legislative session. A special session could make a dramatic difference in what we need to accomplish next year. However, following are some suggestions (not a comprehensive list): Tax Increment Financing: We will continue to push on this issue. This year, we may invite Joel Michael and Rep. Abrams to a meeting to discuss the need to do more to facilitate redevelopment. Although Rep. Abrams may not continue to be chair of the House Tax Committee, he will almost certainly always be influential on the issue as long as he is a member of the House. So it won't be wasted time. We would also, of course, invite Senator Pogemiller, although he has always been an advocate for us. Redevelopment Account. Hopefully, there will be a special session and we'll get some bonding. Then, next year's agenda may include a proposal for a general fund appropriation. A blend of bonding and cash is most efficient. Contamination Cleanup Grant Account. We'll need to look at whether any changes are warranted in this regard. Eminent domain: If the issue isn't settled during a special session and I believe it will not be, then it will haunt us next year. We will work with AMM and the League to organize in preparation for next session. Historic Preservation: It might be a good session to float historic tax credits again. Minnesota Solutions 70 Grove Street Mahtomedi, Minnesota 55115 (651) 6534926 (phone) (651) 260 -8690 (cell) My e-mail address: bbalach @comcast.net June 7, 2004 TO: Grant Femelius City of Fridley FR: Bonnie Balach RE: Minnesota Solutions' contribution Invoice Contribution to Minnesota Solutions in preparation for the year 2005 legislative session ........ ............................... ......................$1,200.00 Remit to: Due and Payable Upon Receipt Bonnie Balach Minnesota Solutions 70 Grove Street Mahtomedi, Minnesota 55115 Fridley Housing and Redevelopment Authority MEMORANDUM DATE: June 24, 2004 item #a �� TO: William W. Burns, HRA'Executive Director (Action) FROM: Grant Fernelius, Assistant HRA Director SUBJECT: Public Hearing Regarding Sale of Ashton Avenue Lot Under state law (M.S. 469.029, Subd. 2), the HRA is required to hold a public hearing before it can sell, lease or otherwise convey real property to another party. As you recall, at the last HRA meeting on June Td, the HRA awarded the bid for the Ashton Avenue lot to Gilmore Construction of St. Francis, subject to a number of conditions. Those conditions included: 1) completion of a public hearing, 2) approval of the construction plans, and 3) authorization to enter into a Contract for Private Redevelopment with the builder. Notice of the public hearing was advertised in the Focus Newspaper and residents within 350' of the site were notified of the hearing. At the public hearing on Thursday night, staff will review the house plans and other project details. In addition, the builder will be available to answer any questions. Once the hearing is closed, the HRA can proceed and consider Item #5 on the agenda. Recommendation Staff recommends that the HRA conduct a public hearing concerning the sale of the Ashton Avenue lot which is legally described as the South 107 feet of Lots 21, 22, 23 and 24, Block 14, Spring Brook Park, Anoka County, Minnesota. FA� { Fridley Housing and Redevelopment Authority MEMORANDUM DATE: June 24, 2004 item #5 �� (Action) TO: William W. Burns, HRA Executive Director FROM: Grant Fernelius, Assistant HRA Director SUBJECT: Resolution to Approve Sale of Ashton Avenue Lot and Authorization to Execute Contract for Private Redevelopment with Gilmore Construction, Inc. Introduction Attached is a draft of the proposed Contract for Private Redevelopment by and between the Authority and Gilmore Construction, Inc. This agreement is the standard contract document that the HRA has used in the past to sell land through the Housing Replacement Program. The agreement includes all of the terms and conditions of the sale, as well as the rights and responsibilities of each party. Under the agreement, the HRA will send the land to Gilmore Construction, Inc. for $60,000 in cash (less the $500 in earnest already paid). At closing, the HRA will execute a redevelopment deed to the builder in order to transfer title. This type of specialized deed contains a number of references to the redevelopment contract that will ensure the home is built according to the plans approved by the HRA. Unlike so transactions in the past, the HRA will not finance the sale of the land to the builder. The builder will be responsible for securing both construction financing and finding a buyer for the new home. Basic Terms As described earlier, the builder will be required to pay cash at closing. A closing date has not been set, although both parties would like to schedule it for some time in July. After closing, the builder will be responsible for obtaining the necessary building permits. Staff is proposing that the builder break ground by August 15, 2004 and Ashton Lot Memo June 24, 2004 Page 2 Basic Terms (cont.) substantially complete the project by December 15, 2004. It is possible that final grading and landscaping may not be finished until the spring of 2005. Once the project is completed, a Certificate of Completion will be issued to the builder to close out the file. Lastly, Exhibit E will include a list of building materials (the draft agreement does not include finalized list). This list will be completed and available for HRA review on Thursday night. Recommendation Staff recommends that the HRA approve the attached resolution authorizing the execution and delivery of a Contract for Private Redevelopment by and between the Housing and Redevelopment Authority in and for the City of Fridley, Minnesota and Gilmore Construction, Inc. RESOLUTION HRA 2004 — 2 A RESOLUTION AUTHORIZING EXECUTION AND DELIVERY OF A CONTRACT FOR PRIVATE REDEVELOPMENT BY AND BETWEEN THE HOUSING AND REDEVELOPMENT AUTHORITY IN AND FOR THE CITY OF FRIDLEY, MINNESOTA AND GILMORE CONSTRUCTION, INC. BE IT RESOLVED by the Board of Commissioners (the "Commissioners ") of the Housing and Redevelopment Authority in and for the City of Fridley, Minnesota (the "Authority ") as follows: Section 1. Recitals. 1.01. It has been proposed that the Authority enter into a Contract For Private Redevelopment (the "Contract ") with Gilmore Construction, Inc. (the "Redeveloper "). Section 2. Findings. 2.01. The Authority hereby finds that it has approved and adopted a development program known as the Modified Redevelopment Plan for its Redevelopment Project No. 1 (the "Redevelopment Program ") pursuant to Minnesota Statutes, Section 469.001 et seq. 2.02. The Authority hereby finds that it has approved and adopted a Housing Replacement District Plan (the "Plan") and created Housing Replacement District No. 1, pursuant to and in accordance with Laws of Minnesota 1995, Chapter 264, Article 5, Sections 44 through 47, inclusive, as amended and supplemented from time to time. 2.03. The Authority hereby finds that it has performed all actions required by the applicable Minnesota Statutes and has approved the sale of property that is subject to the terms of the Contract. 2.04. The Authority hereby finds that the Contract promotes the objectives as outlined in its Redevelopment Program and the Plan. Section 3. Authorization for Execution and Delivery of the Contract. 3.01. The Chairman and the Executive Director of the Authority (the "Officers ") are hereby authorized to execute and deliver the Contract with such additions and modifications as the Officers may deem desirable or necessary as evidenced by their execution. PASSED AND ADOPTED BY THE HOUSING AND REDEVELOPMENT AUTHORITY IN AND FOR THE CITY OF FRIDLEY, MINNESOTA, THIS DAY OF -2004. LAWRENCE R. COMMERS - CHAIRMAN ATTEST: WILLIAM W. BURNS - EXECUTIVE DIRECTOR CONTRACT FOR PRIVATE REDEVELOPMENT By and Between HOUSING AND REDEVELOPMENT AUTHORITY In and For THE CITY OF FRIDLEY, MINNESOTA And GILMORE CONSTRUCTION, INC. FOR PROPERTY LOCATED AT ASHTON AVENUE This document was drafted by: DRAFT: 6/14/2004 CONTRACT FOR PRIVATE REDEVELOPMENT THIS AGREEMENT, made as of the — day of , 2004 by and between the Housing and Redevelopment Authority in and for the City of Fridley, Minnesota (the "Authority"), a public body corporate and politic organized under the laws of the State of Minnesota and Gilmore Construction, Inc., a corporation organized and existing under the laws of the State of Minnesota (the "Redeveloper "). WITNESSETH: WHEREAS, the Board of Commissioners (the `Board") of the Authority has determined that there is a need for development and redevelopment within the corporate limits of the City of Fridley, Minnesota (the "City") to provide employment opportunities, to provide adequate housing in the City, including low and moderate income housing and housing for the elderly, to improve the tax base and to improve the general economy of the City and the State of Minnesota; WHEREAS, in furtherance of these objectives, the Authority has established, pursuant to Minnesota Statutes, Sections 469.001 et seq. (the "Act' ), the redevelopment plan known as the Modified Redevelopment Plan for its Redevelopment Project No. 1 (the "Project Area") which plan, as amended, and as it may be amended, is hereinafter referred to as the "Redevelopment Plan" in the City to encourage and provide maximum opportunity for private development and redevelopment of certain property in the City which is not now in its highest and best use; WHEREAS, in order to achieve the objectives of the Redevelopment Plan and particularly to make specified land in the Project Area and in the Authority's area of operation available for development by private enterprise for and in accordance with the Redevelopment Plan, the Authority has determined to provide substantial aid and assistance to finance public development costs in the Project Area and in the Authority's area of operation; and WHEREAS, the Authority believes that the development and redevelopment of the Project Area pursuant to this Agreement, and fulfillment generally of the terms of this Agreement, are in the vital and best interests of the Authority and the health, safety, morals and welfare of its residents, and in accord with the public purposes and provisions of applicable federal, state and local laws under which the development and redevelopment are being undertaken and assisted; NOW, THEREFORE, in consideration of the premises and the mutual obligations of the parties hereto, each of them does hereby covenant and agree with the other as follows: 01 ARTICLE I Section 1.1. Definitions. In this Agreement, unless a different meaning clearly appears from the context: "Act' ' means Minnesota Stamt .s, Sections 469.001, et seq. "Agreement" means this Agreement, as the same may be from time to time modified, amended, or supplemented. "Authority" means the Housing and Redevelopment Authority in and for the City of Fridley, Minnesota. "Certificate of Completion" means the certification, in a form substantially similar to the certificate contained in Schedule C attached to and made a part of this Agreement, provided to the Redeveloper, pursuant to Section 4.3 of this Agreement. "City" means the City of Fridley, Minnesota, or its successors or assigns. "Construction Plans" means the plans, specifications, drawings and related documents for the construction of the Minimum Improvements that are required by the City for the issuance of its building permit. The Authority shall approve said Constructions Plans before the City issues any building permits. "County" means the County of Anoka, Minnesota. "Date of Closing" means the date or dates set forth in Section 3.1(b). "Event of Default" means an action by the Redeveloper described in Section 7.1 of this Agreement. "Homeowner" means the person(s) who purchase the Project from the Redeveloper. "Minimum Improvements" means the improvements to be constructed by the Redeveloper on the Redevelopment Property as specified in the Construction Plans. "Party" means a party to this Agreement. "Permitted Encumbrances" means those encumbrances as defined in Section 8.7 of this Agreement. "Project" means the Redevelopment Property and the Minimum Improvements. N "Purchase Price" means the sum of Sixty - Thousand and No /100 Dollars ($60,000), payable on the Date of Closing. "Redeveloper" means Gilmore Construction, Inc., a Minnesota corporation, and its permitted successors or assigns. "Redevelopment Plan" means the Modified Redevelopment Plan adopted by the Authority in connection with its Redevelopment Project No. 1. "Redevelopment Property" means the real property upon which the Minimum Improvements are to be constructed, which real property is described on Schedule A attached to and made a part of this Agreement. "Redevelopment Property Deed" means a quit claim deed, substantially in the form of the deed in Schedule B attached to and made a part of this Agreement, used to convey the Redevelopment Property from the Authority to the Redeveloper. "Sales Price" means an amount equal to or greater than $230,000 and which is to be used on the certificate of real estate value when the Project is conveyed to the Homeowner. "State" means the State of Minnesota. "Unavoidable Delays" means delays which are the direct result of strikes or shortages of material; delays which are the direct result of casualties to the Minimum Improvements, the Redevelopment Property or the equipment used to construct the Minimum Improvements; delays which are the direct result of governmental actions (except that the City may not create an Unavoidable Delay by virtue of its own action); delays which are the direct result of judicial action commenced by third parties; or delays which are the direct result of citizen opposition or action affecting this Agreement or adverse weather conditions or acts of God. ARTICLE H Section 2.1. Reurk-sentations by the A thorny. The Authority represents and warrants that: (a) The Authority is a public body duly organized and existing under the laws of the State. Under the provisions of the Act, the Authority has the power to enter into this Agreement and carry out its obligations hereunder. (b) The Authority will, in a timely manner, subject to all notification requirements, review and act upon all submittals and applications of the Redeveloper and will cooperate with the efforts of Redeveloper to secure the granting of any permit, license, or other approval required to allow the construction of the Minimum Improvements; provided, however, that nothing contained in this Section 2.1(b) shall be construed to limit in any way the reasonable and legitimate exercise of the Authority's discretion considering any submittal or application. (c) The Authority makes no representation, guarantee, or warranty, either express or implied, and hereby assumes no responsibility or liability as to the Redevelopment Property or its condition (regarding soils, pollutants, hazardous wastes or otherwise). Section 2.2. Representations and Warranties by the Redevelop, The Redeveloper represents and warrants that: (a) The Redeveloper will purchase the Redevelopment Property from the Authority pursuant to Article III hereof and in the event the Redevelopment Property is conveyed to the Redeveloper, then the Redeveloper will construct the Minimum Improvements in accordance with the terms of this Agreement, the Redevelopment Program and all local, state and federal laws and regulations (including, but not limited to, environmental, zoning, building code and public health laws and regulations). (b) The Redeveloper is a corporation organized under the laws of the State of Minnesota, is authorized to transact business in the State, and has duly authorized the execution of this Agreement and the performance of its obligations hereunder. (c) The financing arrangements which the Redeveloper has obtained or will obtain to finance construction of the Minimum Improvements will be sufficient to enable the Redeveloper to successfully complete the Minimum Improvements as contemplated in this Agreement. (d) The Redeveloper shall prepare the Construction Plans and construct the Minimum Improvements in accordance with all of the appropriate building and zoning codes, as well as, the House Plans and List of Materials that are attached as Exhibits D and E, respectively. (e) The Redeveloper shall have the Construction Plans prepared by an architectural designer or a licensed architect. Price. (f) The Redeveloper shall sell the Project to the Homeowner for no less than the Sales ARTICLE III Section 3.1. C_onveyance of the Redevelopment ProperU, (a) Title. The Authority shall, subject to the Permitted Encumbrances, convey marketable title to and possession of the Redevelopment Property to the Redeveloper under a quit claim deed in the form of the Redevelopment Property Deed contained in Schedule B of this Agreement. The conveyance of title to the Redevelopment Property pursuant to the Redevelopment 2 Property Deed and the Redeveloper's use of the Redevelopment Property shall be subject to all of the conditions, covenants, restrictions and limitations imposed by this Agreement and the Redevelopment Property Deed. At its expense, the Redeveloper shall obtain and pay for any title policy and endorsements it deems necessary. The Authority agrees to obtain and shall deliver to the Redeveloper a commitment for an owner's title insurance policy, in the ALTA form requested by the Redeveloper, issued by a title insurance company acceptable to the Authority and Redeveloper, naming the Redeveloper as the proposed owner - insured of the Redevelopment Property in the amount of the Purchase Price (the "Commitment'). The Commitment shall have a current date as its effective date and shall, subject to the Permitted Encumbrances, commit to insure marketable title in the Redeveloper, free and clear of all mechanic's lien claims, questions of survey, unrecorded interests, rights of parties in possession or other exceptions customarily excluded from such insurance. The Commitment shall set forth all levied real estate and special assessments relating to the Redevelopment Property. Said commitment shall have attached copies of all instruments of record, which create any easements or restrictions, which are referred to in its Schedule B. The Redeveloper will be allowed 20 days after receipt of the Commitment to make an examination thereof and to make any objections to the marketability of the title to Redevelopment Property, other than the Permitted Encumbrances, said objections to be made by written notice or to be deemed waived. If the title to the Redevelopment Property, as evidenced by the Commitment, together with any appropriate and available endorsements, is not good and marketable of record (subject only to the Permitted Encumbrances) in the Authority and is not made so by the Date of Closing, Redeveloper may either: (i) Terminate this Agreement by giving written notice to the Authority in which event this Agreement shall become null and void and neither Party shall have any further rights or obligations hereunder; or (ii) Elect to accept the title in its marketable condition by giving written notice to the Authority, in which event the Redeveloper may hold back adequate funds from the portion of the Purchase Price payable at the closing to cure the defects and apply said holdback funds of the cost of curing such defects, including attorneys' fees, and pay the unexpended balance to the Authority. (If the amount of said holdback cannot be mutually agreed to by the Authority and the Redeveloper, the issuer of the Commitment shall determine the amount of said holdback.) (b) Time of Conve-yanm. The Authority shall execute and deliver to the Redeveloper the Redevelopment Property Deed for the Redevelopment Property on or before August 1, 2004 or on such date as the Authority and the Redeveloper shall mutually agree in writing (the "Date of Closing "). The Redeveloper shall take possession of the Redevelopment Property on the Date of Closing. (c) Price and Payment. The Authority agrees to sell and the Redeveloper agrees to purchase the Redevelopment Property for the Purchase Price. Unless otherwise mutually agreed by the Authority and the Redeveloper, the execution and delivery of all closing documents and 5 the payment of the Purchase Price shall be made either at the principal offices of the Authority or offices of a licensed title company agreed upon by the parties. (d) Taxes and Slierial Acs ssmj tq Real estate taxes due and payable prior to the year of closing shall be paid by the Authority. Real estate taxes due and payable in the year of closing shall be prorated as of the Date of Closing based upon each Party's respective period of ownership in the year of closing. Real estate taxes due and payable in the years subsequent to the closing shall be paid by the Redeveloper. On or prior to the Date of Closing, the Authority shall pay all pending or levied special assessments. (d) Sunsey. The Authority will not provide a survey. (e) Inspection. At the Redeveloper's expense, the Redeveloper, its agents and designees, are hereby granted the right at any time or times after the date hereof to inspect, analyze, and test the Redevelopment Property. The Redeveloper shall hold the Authority and the City harmless from any liability resulting solely from the entering upon the Redevelopment Property or the performing of any of the tests or inspections referred to in this Section by the Redeveloper, its agents or designees. Section 3.2. Conditions Precedent to C'nnveyanc . The obligations of the Authority to convey the Redevelopment Property to the Redeveloper shall be subject to the following conditions precedent: (a) On the Date of Closing, the Redeveloper shall be in material compliance with all of the terms and provisions of this Agreement; (b) The Redeveloper shall have provided evidence satisfactory to the Authority that the Redeveloper is capable of financing or has obtained financing or a commitment for financing sufficient to finance the construction of the Minimum Improvements. The Redeveloper will be deemed to have provided adequate evidence of such financial commitment and ability if the Redeveloper provides evidence satisfactory to the Authority of a mortgage commitment; (c) The Authority and the City shall have approved the Construction Plans; (d) The Redeveloper shall have received the appropriate permits for the construction of the Minimum Improvements; (e) The Redeveloper shall have paid the Purchase Price through the execution of the Note and the Authority Mortgage; and ARTICLE IV Section 4.1. Construction of Minimum Improvements. The Redeveloper agrees that it will construct the Minimum. Improvements on the Redevelopment Property m accordance with this Agreement, the Housing Design and Site Development Criteria and the Construction Plans approved by the City and the Authority and will maintain, preserve and keep the Minimum Improvements or cause the Minimum. Improvements to be in good repair and condition until sale of the Project to the Homeowner. Subject to Unavoidable Delays, the Redeveloper shall commence construction of the Minimum Improvements on or before August 15, 2004. Section 4.2. Completion of COnctru_ntinn. (a) Subject to Unavoidable Delays, the Redeveloper shall have substantially completed the construction of the Minimum Improvements by December 15, 2004. All work with respect to the Minimum Improvements to be constructed or provided by the Redeveloper on the Redevelopment Property shall be in conformity with the Construction Plans as submitted by the Redeveloper and approved by the City and Authority. (b) The Redeveloper agrees for itself, its successors and assigns, and every successor in interest to the Redevelopment Property, or any part thereof, and the Redevelopment Property Deed shall reference the covenants contained in this Section 4.2 and in Section 7.3 of this Agreement, that the Redeveloper, and its successors and assigns, shall promptly begin and diligently prosecute to completion the redevelopment of the Redevelopment Property through the construction of the Minimum Improvements thereon, and that such construction shall in any event be completed within the period specified in this Section 4.2. Section 4.3. Certificate of Completion. (a) Promptly after completion of the Minimum Improvements in accordance with the provisions of this Agreement relating to the obligations of the Redeveloper to construct such improvements (including the date for completion thereof), the Authority will furnish the Redeveloper with a Certificate of Completion. The Certificate of Completion shall be a conclusive determination and conclusive evidence of the satisfaction and termination of the agreements and covenants in this Agreement and in the Redevelopment Property Deed with respect to the obligations of the Redeveloper, and its successors and assigns, to construct the Minimum Improvements and the date for the completion thereof. (b) If the Authority shall refuse or fail to provide the Certificate of Completion in accordance with the provisions of this Section 4.3 the Authority shall, within twenty (20) days after written request by the Redeveloper, provide the Redeveloper with a written statement, indicating m adequate detail in what respects the Redeveloper has failed to complete the Minimum Improvements in accordance with the provisions of this Agreement, or is otherwise in default, and what measures or acts will be necessary, in the opinion of the Authority, for the Redeveloper to take or perform in order to obtain a Certificate of Completion. 7 (c) The construction of the Minimum Improvements shall be deemed to be completed when the City has issued its Certificate of Occupancy; provided that the Authority shall retain the right to withhold the Certificate of Completion in the event that the City's Certificate of Occupancy issues with conditions, and to continue to withhold the Certificate of Completion until such conditions are fully satisfied. ARTICLE V Section 5.1. Real PrnnelU Tnxec, Prior to the Authority issuing its Certificate of Completion, the Redeveloper shall pay when due, prior to the attachment of penalty, all real property taxes payable with respect to the Redevelopment Property in the years subsequent to the delivery of the Redevelopment Property Deed. Section 5.2. Insurance. (a) The Redeveloper will provide and maintain at all times during the process of constructing the Minimum Improvements and, from time to time at the request of the Authority, furnish the Authority with proof of payment of premiums on: (i) builder's risk insurance, written on the so -called `Builder's Risk -- Completed Value Basis," in an amount equal to one hundred percent (100 %) of the insurable value of the Minimum Improvements at the date of completion, and with coverage available in nonreporting form on the so -called "all risk" form of policy. The interest of the Authority shall be protected in accordance with a clause in form and content reasonably satisfactory to the Authority; (j) (ii) comprehensive general liability insurance together with an Owner's Contractor's Policy with limits against bodily injury and property damage of not less than $2,000,000 for each occurrence (to accomplish the above required limits, an umbrella excess liability policy may be used); and (iii) workers' compensation insurance, with statutory coverage (b) All insurance required in this Article V shall be taken out and maintained in responsible insurance companies selected by the Redeveloper, which are authorized under the laws of the State to assume the risks covered thereby. The Redeveloper will deposit annually with the Authority policies evidencing all such insurance, or a certificate or certificates or binders of the respective insurers stating that such insurance is in force and effect. Unless otherwise provided in this Article V, each policy shall contain a provision that the insurer shall not cancel nor modify it without giving written notice to the Redeveloper and the Authority at least thirty (30) days before the cancellation or modification becomes effective. ARTICLE VI Section 6.1. Representation as to Redevelopment The Redeveloper represents and agrees that its purchase of the Redevelopment Property, and its other undertakings pursuant to this Agreement, are, and will be used, for the purpose of redevelopment of the Redevelopment Property and not for speculation in land holding. The Redeveloper further recognizes that, in view of (a) the importance of the redevelopment of the Redevelopment Property to the general welfare of the Authority; (b) the substantial financing and other public aids that have been made available by the Authority for the purpose of making such redevelopment possible; and (c) the fact that any act or transaction involving or resulting in a significant change in the identity of the parties in control of the Redeveloper or the degree of their control is for practical purposes a transfer or disposition of the property then owned by the Redeveloper, the qualifications and identity of the Redeveloper are of particular concern to the Authority. The Redeveloper further recognizes that it is because of such qualifications and identity that the Authority is entering into this Agreement with the Redeveloper, and, in so doing, is further willing to accept and rely on the obligations of the Redeveloper for the faithful performance of all undertakings and covenants hereby by it to be performed. Section 6.2. Prohibition Against Transfer of Properrte and Assignment of Agreement Also, for the foregoing reasons the Redeveloper represents and agrees that prior to the earlier of the issuance of the Certificate of Completion or the Termination Date the Redeveloper shall comply with the following: Except for the purpose of obtaining financing necessary to enable the Redeveloper or any successor in interest to the Redevelopment Property, or any part thereof, to perform its obligations with respect to constructing the Minimum Improvements under this Agreement, and any other purpose authorized by this Agreement, the Redeveloper has not made or created and will not make or create or suffer to be made or created any total or partial sale, assignment, conveyance, lease, or any trust or power, or transfer in any other mode or form of or with respect to this Agreement or the Redevelopment Property or any part thereof or any interest therein, or any contract or agreement to do any of the same, without the prior written approval of the Authority. Notwithstanding the foregoing, the Redeveloper may transfer the Redevelopment Property to the Homeowner. Section 6.3. Release and Indemnification Covenants. (a) The Redeveloper covenants and agrees that the City and the Authority and the governing body members, officers, agents, servants and employees thereof shall not be liable for and agrees to indemnify and hold harmless the City and the Authority and the governing body members, officers, agents, servants and employees thereof against any loss or damage to property or any injury to or death of any person occurring at or about or resulting from any defect in the Minimum Improvements, except for any loss resulting from negligent, willful or wanton misconduct of any such parties, and provided that the claim therefor is based upon the acts of the Redeveloper or of others acting on the behalf or under the direction or control of the Redeveloper. (b) Except for any negligent or willful misrepresentation or any negligent, willful or wanton misconduct of the following named parties, the Redeveloper agrees to protect and defend 0 the City, the Authority and the governing body members, officers, agents, servants and employees thereof, now and forever, and further agrees to hold the aforesaid harmless from any claim, demand, suit, action or other proceeding whatsoever by any person or entity whatsoever arising or construction, Purportedly arising from this Agreement or the transactions or hereby or the acquisition, installation, ownership, and operation of the Minimum Improvements, except for the use of eminent domain if exercised by the Authority to acquire the Redevelopment Property, and provided that the claim therefor is based upon the acts of the Red Redevelopment or of others acting on the behalf or under the direction or control of the Redeveloper. e (c) The City and the Authority and the governing body members, officers, agents, servants and employees thereof shall not be liable for any damage or injury to the persons or properly of the Redeveloper or its officers, agents, servants or employees or any other person who may be about the Redevelopment Property or Minimum Improvements due to any act of negligence of any person, other than the negligence and misconduct of the City or Authority employees or those employed or engaged by the City or Authority. (d) All covenants, stipulations, promises, agreements and obligations of the Authority contained herein shall be deemed to be the covenants, stipulations, promises, agreements and obligations of the Authority and not of any governing body member, officer, agent, servant or employee of the Authority in the individual capacity thereof. (e) Nothing in this Section or this Agreement is intended to waive any municipal liability limitations contained. in Minnesota Sh tulm, particularly Chapter 466. ARTICLE VII Section 7.1. _Eventc_of Defy alt nefmd. Subject to Unavoidable Delays, the following shall be "Events of Default' under this Agreement and the term "Event of Default" shall mean, whenever it is used in this Agreement (unless the context otherwise provides), any one or more of the following events: (a) Failure by the Redeveloper to pay when due all real property taxes assessed against the Redevelopment Property. (b) Failure by the Redeveloper to commence or complete construction of the Minimum Improvements pursuant to the terms, conditions and limitations of Article IV of this Agreement. (c) Failure by the Redeveloper to substantially observe or perform any covenant, condition, obligation or agreement on its part to be observed or performed hereunder. (d) The Redeveloper shall: 10 (i) file any petition in bankruptcy or for any reorganization, arrangement, composition, readjustment, liquidation, dissolution or similar relief under the United States Bankruptcy Code or under any similar federal or state law; or (ii) make an assignment for the benefit of its creditors; or admit in writing its inability to pay its debts generally as they become due; or (iv) be adjudicated as bankrupt or insolvent; or if a petition or answer proposing the adjudication of the Redeveloper as a bankrupt or its reorganization under any present or future federal bankruptcy act or any similar federal or State law shall be filed in any court and such petition or answer shall not be discharged or denied within. ninety (90) days after the filing thereof, or a receiver, trustee or liquidator of the Redeveloper or of the Redevelopment or art thereof, shall be appointed in any proceeding brought �' °P�3'� p 90 days against the. Redeveloper and shall not be discharged within ninety ( ) Ys after such appointment, or if the Redeveloper shall consent to or acquiesce in such appointment. Section 7.2. Rem dies on Default. Whenever any Event of Default referred to in Section 7.1 of this Agreement occurs, the Authority may take any one or more of the following actions after providing thirty days' written notice to the Redeveloper of the Event of Default, but only if the Event of Default has not been cured within said thirty days, or if the Event of Default is by its nature incurable within said thirty day period, and the Redeveloper fails to provide the Authority with written assurances, deemed satisfactory in the reasonable discretion of the Authority, that the Event of Default will be cured as soon as reasonably possible: the (a) Suspend its performance under this receives cure itscdefaultland Redeveloper, deemed adequate by the Authority, that the Redeveloper continue its performance under this Agreement. (b) Terminate this Agreement. (c) Withhold the Certificate of Completion. (d) Take whatever action, including legal, equitable or administrative action, which may appear necessary or desirable to the Authority, and observance of any obligation, agreement, or under this Agreement, or to enforce performance covenant of the Redeveloper under this Agreement. Section 7.3. Re-yesting Re-vesting Title in the Authority Upon Happening of Event Suhseiin he to Conveyance o the Redeveloveex. In the event that subsequent to conveyance of the Redevelopment Property to the Redeveloper and prior to the receipt by the Redeveloper of the Certificate of Completion: 11 (a) subject to Unavoidable Delays, the Redeveloper fails to carry out its obligations with respect to the construction of the Minimum Improvements (including the nature and the date for the commencement and completion thereof), or abandons or substantially suspends construction work, and any such failure, abandonment, or suspension shall not be cured, ended, remedied or assurances reasonably satisfactory to the Authority made within thirty (30) days after written demand from the Authority to the Redeveloper to do so; or (b) the Redeveloper fails to pay real estate taxes or assessments on the Redevelopment Property or any part thereof when due, or creates, suffers, assumes, or agrees to any encumbrance or lien on the Redevelopment Property which is unauthorized by this Agreement or shall suffer any levy or attachment to be made, or any materialmen's or mechanic's lien, or any other unauthorized encumbrance or lien to attach, and such taxes or assessments shall not have been paid, or the encumbrance or lien removed or discharged or provision reasonably satisfactory to the Authority made for such payment, removal, or discharge, within thirty (30) days after written demand by the Authority to do so; provided, that if the Redeveloper shall first notify the Authority of its intention to do so, it may in good faith contest any mechanic's or other lien filed or established and in such event the Authority shall permit such mechanic's or other lien to remain undischarged and unsatisfied during the period of such contest and any appeal, but only if the Redeveloper provides the Authority with a bank letter of credit or other security in the amount of the lien, in a form satisfactory to the Authority pursuant to which the bank or other obligor will pay to the Authority the amount of any lien in the event that the lien is finally determined to be valid. During the course of such contest the Redeveloper shall keep the Authority informed respecting the status of such defense; or (c) there is, in violation of this Agreement, any transfer of the Redevelopment Property or any part thereof, or any change in the ownership or distribution thereof of the Redeveloper, or with respect to the identity of the parties in control of the Redeveloper or the degree thereof, and such violation shall not be cured within thirty (30) days after written demand by the Authority to the Redeveloper; (d) Then the Authority shall have the right to re -enter and take possession of the Redevelopment Property and to terminate (and revest in the Authority) the estate conveyed by the Redevelopment Property Deed to the Redeveloper, it being the intent of this provision, together with other provisions of the Agreement, that the conveyance of the Redevelopment Property to the Redeveloper shall be made upon, and that the Redevelopment Property Deed shall contain a condition subsequent to the effect that in the event of any default on the part of the Redeveloper and failure on the part of the Redeveloper to remedy, end, or abrogate such default within the period and in the manner stated in such subdivisions, the Authority at its option may declare a termination in favor of the Authority of the title, and of all the rights and interests in and to the Redevelopment Property conveyed to the Redeveloper, and that such title and all rights and interests of the Redeveloper, and any assigns or successors in interest to and in the Redevelopment Property, shall revert to the Authority, but only if the events stated in Section 7.3(a) -(c) have not been cured within the time periods provided above. 12 Notwithstanding anything to the contrary contained in this Section 7.3, the Authority shall have no right to re -enter or retake title to and possession of any part of the Redevelopment Property for which a Certificate of Completion has been issued. Section 7.4. Resale of Reacquired Property; Disposition of Proceeds. Upon the revesting in the Authority of title to any parcel of the Redevelopment Property or any part thereof as provided in Section 7.3, the Authority shall have no further responsibility to the Redeveloper hereunder with respect to that or any subsequent parcel and may sell or otherwise devote said parcels to such other uses as the Authority shall in its sole discretion determine, without reimbursement of any sums paid by the Redeveloper to the Authority under this Agreement. Section 7.5. No Remedy Exclusive. No remedy herein conferred upon or reserved to the Authority or Redeveloper is intended to be exclusive of any other available remedy or remedies, but each and every such remedy shall be cumulative and shall be in addition to every other remedy given under this Agreement or now or hereafter existing at law or in equity or by statute. No delay or omission to exercise any right or power accruing upon any default shall impair any such right or power or shall be construed to be a waiver thereof, but any such right and power may be exercised from time to time and as often as may be deemed expedient. In order to entitle the Authority or the Redeveloper to exercise any remedy reserved to it, it shall not be necessary to give notice, other than such notice as may be required in this Article VII. Section 7.6. No Additional Waiver T mnlied by One Waiver, In the event any agreement contained in this Agreement should be breached by either party and thereafter waived by the other party, such waiver shall be limited to the particular breach so waived and shall not be deemed to waive any other concurrent, previous or subsequent breach hereunder. Section 7.7. Agreement to Pay Attorney's Fees and Expenses. Whenever any Event of Default occurs and the Authority or the City shall employ attorneys or incur other expenses for the collection of payments due or to become due or for the enforcement or performance or observance of any obligation or agreement on the part of the Redeveloper under this Agreement, the Redeveloper agrees that it shall, within ten (10) days of written demand by the Authority, pay to the Authority the reasonable fees of such attorneys and such other expenses so incurred by the Authority or the City. ARTICLE VIII Mortgage Financing Section 8.1. Limitation Upon Encumbrances of PropertP. Prior to the substantial completion of the Minimum Improvements, as certified by the Authority, neither the Redeveloper nor any successor in interest to the Redevelopment Property or any part thereof shall engage in any financing or any other transaction creating any mortgage or other encumbrance or lien upon the Redevelopment Property, other than the Permitted Encumbrances, whether by express agreement or operation of law, or suffer any encumbrance or lien to be made on or attach to the Redevelopment Property, other than Permitted Encumbrances, except: 13 (a) For the purposes of obtaining fluids only to the extent necessary for financing of the Minimum Improvements including, but not limited to, labor and materials, equipment, professional fees, real estate taxes, construction interest, organizational and other indirect costs of development, costs of constructing the Minimum Improvements, an allowance for contingencies, acquisition cost of the Redevelopment Property, costs of originating the Mortgage and customary financing costs. (b) Only upon the prior written approval of the Authority in accordance with Sections 8.1 and 8.2. The Authority shall not approve any Mortgage, which does not contain terms that conform to the terms of Section 8.5, except as provided in Section 8.6 of this Agreement. Section 8.2 Approval of Mortgage. The Authority shall approve a Mortgage if. (a) The Authority first receives a copy of all Mortgage documents. (b) The Mortgage loans, together with other funds available to the Redeveloper, will, in the reasonable judgment of the Authority, be sufficient to acquire the Redevelopment Property and construct the Minimum Improvements. (c) The Authority is not entitled under Section 7.2 to exercise any of the remedies set forth therein as a result of an Event of Default. (d) The Authority determines that the terms of the Mortgage conform to the terms of Section 8.5. However, the approval of a Mortgage by the Authority shall not be unreasonably withheld. Any Mortgage, which is subordinated to the rights of the Authority under this Agreement, may be granted in all or any part of the Redevelopment Property without the approval of the Authority. Section 8.3 Notice of Default; Copy to Mo iggagpp. Whenever the Authority shall deliver any notice or demand to the Redeveloper with respect to any breach or default by the Redeveloper in its obligations or covenants under this Agreement, the Authority shall at the same time forward a copy of such notice or demand to each holder of any Mortgage authorized by this Agreement at the last address of such holder shown in the records of the Authority. Section 8.4 Mortgag 'ee c option to Cure n fa ltc, After any breach or default referred to in Section 8.3, each such holder of a Mortgage shall (insofar as the rights of the Authority are concerned) have the right, at its option, to cure or remedy such breach or default (or such breach or default to the extent that it relates to the part of the Redevelopment Property covered by its Mortgage) and to add the cost thereof to the Mortgage debt and the lien of its Mortgage; provided, however, that if the breach or default is with respect to construction of the Minimum Improvements, nothing contained in this Section or any other Section of this Agreement shall be deemed to require such holder, either before or after foreclosure or action in lieu thereof, to undertake or continue the construction or completion of the Minimum Improvements, provided that 14 any such holder of a Mortgage shall not devote the Redevelopment Property to a use inconsistent with the Redevelopment Plan or this Agreement without the written consent of the Authority. Section 8.5 Authority's option to Cure Default on Mortgage, Any Mortgage, unless such requirement is waived by the Authority, executed by the Redeveloper with respect to the Redevelopment Property or any improvements thereon shall provide that, in the event that the Redeveloper is in default under any Mortgage authorized pursuant to this Article VIII, the holder of the Mortgage shall notify the Authority in writing of: (a) The fact of the default. (b) The elements of the default. (c) The actions required to cure the default. If the default is an "Event of Default" under such Mortgage, which shall entitle such holder to foreclose upon the Redevelopment Property, the Minimum Improvements or any portion thereof, and any applicable grace periods have expired, the Authority shall have, and each Mortgage executed by the Redeveloper with respect to the Redevelopment Property or any improvements thereon shall provide that the Authority shall have such an opportunity to cure the "Event of Default" within such reasonable time period as such holder shall deem appropriate. Section 8.6 Subordination and Modification for the Benefit of Mortgagees. In order to facilitate the obtaining of financing for the construction of the Minimum Improvements, the Authority agrees that it shall agree to any reasonable modification of this Article VIII or waiver of its rights hereunder to accommodate the interests of a holder of a Mortgage, provided, however, that the Authority determines, in its reasonable judgment, that any such modification(s) will adequately protect the legitimate interest and security of the Authority with respect to the Redevelopment Property. Section 8.7 Permitted F.neumbrancec. The following shall be permitted encumbrances on the title to the Redevelopment Property: (a) Such encumbrances as are mutually agreed to in writing by the Authority and the Redeveloper. (b) Governmental regulations, if any, affecting the use and occupancy of the Redevelopment Property and Minimum Improvements. (c) Zoning laws of the City, County and State. (d) All rights in public highways upon the land. 15 (e) Reservations to the State, in trust for the tax districts concerned, of minerals and mineral rights in those portions of the Redevelopment Property the title to which may have at any time heretofore been forfeited to the State for nonpayment of real estate taxes. (f) The lien of unpaid special assessments, if any, not presently payable but to be paid as a part of the annual taxes to become due. (g) The lien of unpaid real estate taxes, if any, not presently payable but to be paid as a part of the annual taxes to become due. (h) A Mortgage as permitted under Section 8.2. ARTICLE IX Section 9.1. Conflict of Tnter st; Authority Representntivec Not Individually T iahl. No member, official, or employee of the Authority shall have any personal interest, direct or indirect, in this Agreement, nor shall any such member, official, or employee participate in any decision relating to this Agreement which, affects his or her personal interests or the interests of any corporation, partnership, or association in which he or she is, directly or indirectly, interested. No member, official, or employee of the Authority shall be personally liable to the Redeveloper, or any successor in interest, in the event of any default or breach by the Authority or for any amount which may become due to the Redeveloper or successor or on any obligations under the terms of this Agreement, except in the case of willful misconduct. Section 9.2. Rgua_ l Employment npportunit.y. The Redeveloper, for itself and its successors and assigns, agrees that during the construction of the Minimum ,Improvements provided for in this Agreement that it will comply with all applicable equal employment opportunity and non - discrimination laws, ordinances and regulations. Section 9.3. Provisions Not Merged With Deed. None of the provisions of this Agreement are intended to or shall be merged by reason of any deed transferring any interest in the Redevelopment Property and any such deed shall not be deemed to affect or impair the provisions and covenants of this Agreement. Section 9.4. Titles of Articles and Sections. Any titles of the several parts, articles, and sections of this Agreement are inserted for convenience of reference only and shall be disregarded in construing or interpreting any of its provisions. Section 9.5. Notices and Demands. Except as otherwise expressly provided in this Agreement, a notice, demand, or other communication under this Agreement by either party to the other shall be sufficiently given or delivered if it is (1) dispatched by registered or certified mail, postage prepaid, return receipt requested, (2) transmitted by facsimile, (3) delivered by a recognized overnight courier or (4) delivered personally; and 16 (a) in the case of the Redeveloper, is addressed to or delivered personally to the Redeveloper at 1750 242nd Avenue NW, St. Francis, Minnesota 55070, Attention: Chris Gilmore; (b) in the case of the Authority, is addressed to or delivered personally to the Housing and Redevelopment Authority in and for the City of Fridley at 6431 University Avenue Northeast, Fridley, Minnesota, 55432, Attention: City Manager; (c) or at such other address with respect to either party as that party may, from time to time, designate in writing and forward to the other as provided in this Section. Section 9.6. Countapartc. This Agreement may be executed in any number of counterparts, each of which shall constitute one and the same instrument. Section 9.7 Termination. This Agreement shall terminate upon the Authority issuing its Certificate of Completion or in accordance with the provisions of Article VIII and the discharge of all of the Authority's and Redeveloper's other respective obligations hereunder, but no such termination shall terminate any indemnification or other rights or remedies arising hereunder due to any Event of Default which occurred and was continuing prior to such termination. IN WITNESS WHEREOF, the Authority has caused this Agreement to be duly executed in its name and behalf and the Redeveloper has caused this Agreement to be duly executed in its name and behalf on or as of the date first above written. 17 Dated: HOUSING AND REDEVELOPMENT AUTHORITY IN AND FOR THE CITY OF FRIDLEY, MINNESOTA And by STATE OF MINNESOTA ) ) ss. COUNTY OF ANOKA ) Its Chairperson Its Executive Director On this day of . 20 before me, a Notary Public, personally appeared Lawrence R Commers and William W. Burns to me personally known and who by me duly sworn did say that they are the Chairperson and Executive Director, respectively, of the Housing and Redevelopment Authority in and for the City of Fridley, Minnesota, a public body corporate and politic organized under the laws of the State of Minnesota, and acknowledged the foregoing instrument on behalf of said Authority. Notary Public My Commission Expires: Authority Signature Page -- Redevelopment Contract m Dated: GILMORE CONSTRUCTION, INC. By Its STATE OF MINNESOTA ) ss. COUNTY OF ) On this day of , 20 before me, a Notary Public, personally appeared to me personally known and who by me duly sworn did say that s/he is the of Gilmore Construction, a Minnesota corporation, and acknowledged the foregoing instrument on behalf of said corporation. Notary Public My Commission Expires: Redeveloper Signature Page -- Contract for Private Redevelopment 19 SCHEDULE A DESCRIPTION OF REDEVELOPMENT PROPERTY c SCHEDULE B REDEVELOPMENT PROPERTY DEED STATE DEED TAX DUE HEREUNDER $ THIS INDENTURE, made this day of , 20_, between the Housing and Redevelopment Authority in and for the City of Fridley, Minnesota, a public body corporate and politic under the laws of the State of Minnesota (the "Grantor "), and Gilmore Construction, a corporation organized under the laws of the State of Minnesota (the "Grantee "). WITNESSETH, that Grantor, in consideration of the sum of One Dollar ($1.00) and other good and valuable consideration the receipt whereof is hereby acknowledged, does hereby convey and quit claim to the Grantee, its successors and assigns forever, all the tract or parcel of land lying and being in the County of Anoka and State of Minnesota described as follows: together with all hereditaments and appurtenances belonging thereto, subject to all conditions, covenants, restrictions and limitations imposed by: (a) the Contract for Private Redevelopment By and Between the Housing and Redevelopment Authority in and for the City of Fridley, Minnesota and Gilmore Construction dated , 20_ (the "Contract ") and (b) all matters of record. Grantor covenants and represents that: Grantee has committed to construct certain improvements pursuant to the Contract and Grantor has a right of re -entry in accordance with Sections 4.2 and 7.3 respectively of the Contract. Title is conveyed hereby subject to the following conditions subsequent: In the event that Grantee defaults on its obligations in the Contract and fails to properly cure said default, Grantor may declare a termination of all right, title and interest conveyed herein and all right, title and interest in the premises described above in this deed reverts to Grantor. Upon performance of Grantee's obligations in the Contract, including completion of the improvements, the release of the right of re -entry and reverter shall be evidenced by the recording of the Certificate of Completion and Release of Forfeiture attached as Exhibit 1 to this deed. The Grantor certifies that the Grantor does not know of any wells on described real property. 21 IN WITNESS WHEREOF, the Grantor has caused this deed to be duly executed in its behalf by its Chairperson and its Executive Director the day and year written above. HOUSING AND REDEVELOPMENT AUTHORITY IN AND FOR THE CITY OF FRIDLEY, MINNESOTA A Its Chairperson And by STATE OF MINNESOTA ) ss. COUNTY OF ANOKA ) Its Executive Director On this day of , 20 before me, a Notary Public, personally appeared and to me personally known and who by me duly sworn did say that they are the Chairperson and Executive Director of the Housing and Redevelopment Authority in and for the City of Fridley, Minnesota, a body corporate and politic under the laws of the State of Minnesota, and acknowledged the, foregoing instrument on behalf of said Authority. Notary Public My Commission Expires: This instrument was drafted by: Property Tax Statements should be sent to: SCHEDULE C CERTIFICATE OF COMPLETION AND RELEASE OF FORFEITURE WHEREAS, the Housing and Redevelopment Authority in and for the City of Fridley, Minnesota, a body corporate and politic under the laws of the State of Minnesota (the "Grantor"), by a Deed recorded in the Office of the County Recorder and/or the Registrar of Titles in and for the County of Anoka and State of Minnesota, as Deed Document Number(s) and , respectively, has conveyed to Gilmore Construction, a Minnesota corporation organized under the laws of the State of Minnesota (the "Grantee "), the following described land in County of Anoka and State of Minnesota, to -wit: WHEREAS, said Deed contained certain covenants and restrictions, the breach of which by Grantee, its successors and assigns, would result in a forfeiture and right of re -entry by Grantor, its successors and assigns, said covenants and restrictions being set forth in said Deed; and WHEREAS, said Grantee has performed said covenants and conditions insofar as it is able in a manner deemed sufficient by the Grantor to permit the execution and recording of this certification; NOW, THEREFORE, this is to certify that all building construction and other physical improvements specified to be done and made by the Grantee have been completed and the above covenants and conditions in said Deed have been performed by the Grantee therein and that the provisions for forfeiture of title and right to re -entry for breach of condition subsequent by the Grantor therein is hereby released absolutely and forever insofar is it applies to the land described herein, and the County Recorder and/or the Registrar of Titles in and for the County of Anoka, State of Minnesota is hereby authorized to accept for recording and to record this instrument, and the filing of this instrument shall be a conclusive determination of the satisfactory termination of the covenants and conditions of the contract referred to in said Deed, the breach of which would result in a forfeiture and right of re -entry. Dated: -20—. 23 HOUSING AND REDEVELOPMENT AUTHORITY IN AND FOR THE CITY OF FRIDLEY, MINNESOTA And by STATE OF MINNESOTA ) ss. COUNTY OF ANOKA ) Its Chairperson Its Executive Director On this day of , 20 before me, a Notary Public, personally appeared and to me personally known who by me duly sworn, did say that they are the Chairperson and Executive Director of the Housing and Redevelopment Authority in and for the City of Fridley, Minnesota, a body corporate and politic under the laws of the State of Minnesota, and acknowledged the foregoing instrument on behalf of said Authority. Notary Public My Commission Expires: 24 SCHEDULED HOUSE PLANS FULL -SIZE PLANS ARE ATTACHED 25 SCHEDULE E LIST OF BUILDING MATERIALS Exterior Materials Siding Windows Entry Door Service Doors Garage Door Roofing Interior Materials Cate gQrX Manufactu .r Carpet Vinyl Floors Kitchen Appliances _ Kitchen Sink Kitchen Faucet Kitchen Cabinets Kitchen Countertops _ Bathroom Fixtures Lighting Allowance $ Supplier Mechanical Furnace Air Conditioning Water Heater Other Landscaping Allowance $ Supplier G:\ WPDATA\F\FRIDLEY\43\DOC \GILMORE REDEV AGREE V1.DOC DATE: July 1, 2004 Fridley Housing and Redevelopment Authority MEMORANDUM TO: HRA Commissioners FROM: Scott Hickok, Community Development Director Grant Femelius, Assistant HRA Director SUBJECT: Resolution Approving Phase 4 of the Housing Replacement Program Attached for the Authority's consideration is a resolution approving Phase 4 of the Housing Replacement Program. As you might recall, the Authority adopted its Housing Replacement Program in 1995 via special legislation. Under the program, the city can designate up to 50 properties for inclusion (no more than 10 per year), through 2004. After this year no additional sites can be added. The Housing Replacement Program functions as a scattered site tax increment - financing district. The Authority can collect the tax increment generated by the new homes for 15 years. Increment from the project is plowed back into the Housing Replacement Fund to cover the cost of the program. Unlike a traditional tax increment district, the housing replacement district is less cumbersome to administer and the original tax capacity only includes the land (and not the building). Since the program began in 1995, the Authority has approved three phases (8 sites in 1995; 5 sites in 1997; and 7 sites in 2001). Phase 4 includes the lot that will be sold to Gilmore Construction. For timing purposes, it is important that the Phase 4 be approved before construction starts on the Ashton Street lot. The City Council must also act o the matter, which will be schedule for their July 12t' meeting. Recommendation Staff recommends that the Authority approve the attached resolution amending the Housing Replacement District plan to include phase 4. RESOLUTION HRA 2004 - 3 A RESOLUTION AMENDING THE HOUSING REPLACEMENT DISTRICT PLAN FOR HOUSING REPLACEMENT DISTRICT NO.1 TO INCLUDE PHASE IV BE IT RESOLVED by the Board of Commissioners (the "Commissioners ") of the Housing and Redevelopment Authority In and For the City of Fridley (the "Authority ") as follows: Section 1. Recitals. 1.01. It has been proposed that the Authority amend the Housing Replacement District Plan (the "Plan ") for Housing Replacement District No. 1 (the "District ") to include Phase IV, pursuant to and in accordance with Laws of Minnesota 1995, Chapter 264, Article 5, Sections 44 through 47, inclusive, as amended and supplemented from time to time. 1.02. The Authority has performed all actions required bylaw to be performed prior to the approval and adoption of an amended Plan. 1.03. The Authority hereby determines that it is necessary and in the best interests of the City and the Authority at this time to amend the Plan for the District to include Phase IV in order to further achieve the Authority's and City's goal of acquiring blighted, undeveloped or underdeveloped parcels for redevelopment or rehabilitation, and for resale as market rate housing. Section 2. Findings. 2.01. The Authority hereby finds that the adoption and implementation of the amended Plan is necessary to assure the development and redevelopment of market rate housing within the City. 2.02. The Authority hereby finds that the amended Plan conforms to the comprehensive plan of the City for the development and redevelopment of the City as a whole. 2.03. The Authority hereby finds that the amended Plan affords maximum opportunity consistent with the sound needs of the City as a whole for development and redevelopment within the District by private enterprise. Page 2 - Resolution No. 2.04. The Authority hereby finds that the approval and adoption of the amended Plan is intended and, in the judgment of this Authority, its effect will be to promote the public purposes and objectives specified in the Plan. Section 3. Approval and Adoption of The Amended Plan. 3.01. The amended Housing Replacement District Plan for Housing Replacement District No. 1 to include Phase IV is hereby approved and adopted by the Commissioners of the Authority. Section 4. Filing of Plan. 4.01. Upon approval and adoption of the amended Plan, the Authority shall cause said amended Plan to be filed with the Minnesota Department of Revenue. PASSED AND ADOPTED BY THE HOUSING AND REDEVELOPMENT AUTHORITY IN AND FOR THE CITY OF FRIDLEY THIS DAY OF 92004. LAWRENCE R. COMMERS - CHAIR ATTEST: WILLIAM W. BURNS - EXECUTIVE DIRECTOR ARTICLE V PHASE IV Section 5.1. Specific Development Activity. As of July 1, 2004, the Authority intends to enter into the following proposed development activity for this Phase: to acquire and develop the property located on the south 107 feet of Lots 21, 22, 23 and 24, Block 14, Spring Brook Park, Anoka County, Minnesota. Section 5.2. Estimated Project Costs. The estimated Project Costs for this Phase are listed on Exhibit I -A. Section 5.3. Estimated Market Value. The estimated market value for the housing unit in this Phase cannot exceed 150% of the average market value of single family housing in the City. As of January 2, 2004, the average market value of single family housing in the City is $185,000 and 150% of that number is $277,500. Upon completion of this Phase, the market value of the housing unit included within the Phase is estimated to be $225,000. Section 5.4. Original Tax Capacity. The original tax capacity for this Phase, as most recently certified by the Commissioner of Revenue on January 2, 2004, is estimated to be $83. Section 5.5. Estimated Captured Tax Capacity. Upon completion of the proposed development activity, the estimated captured tax capacity of this Phase, on January 2, 2005, is estimated to be $2,250. Section 5.6. Original Tax Capacity Rate. The pay 2004 tax capacity rate is 94.823 (City 30.248; County 35.221; ISD #11 21.050, and miscellaneous 8.304). See Exhibit V -B for itemization. Section 5.7. Estimated Tax Increment. Tax increment for this Phase has been calculated at approximately $2,055 assuming a static tax capacity rate and a valuation increase of five percent (5.0 %) compounded annually. Section 5.8. Duration Limits. Tax increment from this Phase is payable to the Authority for fifteen (15) years from the date of receipt of the first tax increment. Assuming the first tax increment is received in 2006, it is estimated this Phase will terminate in 2020. Section 5.9. Identification of Parcels. The parcel to be included in this Phase is legally described as 03- 30 -24 -42 -0172 and is illustrated on the attached Exhibit V A. G: \WPDATA \F \FRIDLEY \13 \DOC \PHASE IV.DOC 5 -1 ESTIMATED PROJECT COSTS TOTAL PROJECT COSTS AS OF OCTOBER 23.1995 Site Acquisition $2,000,000 Relocation $ 250,000 Demolition $ 200,000 Site Preparation $ 250,000 Pollution Abatement $ 125,000 Public Improvements $ 125,000 Administrative Expense 125,000 Total District Project Costs $3,075,000 PHASE I PROJECT COSTS AS OF OCTOBER 23, 1995 Site Acquisition $ 50,300 Demolition $ 17,200 Site Preparation $ 2,000 Pollution Abatement $ 2,000 Administrative Expense 10,000 Total Phase I Project Costs $ 181,500 PHASE II PROJECT COSTS AS OF NOVEMBER 24, 1997 Site Acquisition $295,0.00 Demolition $ 56,000 Site Preparation $ 2,500 Administrative Expenses 6,500 Total Phase II Project Costs $360,000 PHASE III PROJECT COSTS AS OF MAY 3, 2001 Site Acquisition $446,100 Relocation $ 20,000 Demolition $ 43,000 Pollution Abatement $ 13,500 Administrative Expenses 52,260 Total Phase III Project Costs $574,860 I -A -1 EXHIBIT I -A (Continued) ESTIMATED PROJECT COSTS PHASE IV PROJECT COSTS AS OF JULY 1, 2004 Site Acquisition $100,000 Pollution Abatement $ 5,000 Administrative Expenses $ 4,500 Total Phase IV Project Costs $109,500 G: \WPDATA \F \FRIDLEY \13 \DOC \EXHIBIT I -A.DOC I -A -2 EXHIBIT V - B ESTIMATED IMPACT OF HOUSING REPLACEMENT DISTRICT NO. 1 PHASE IV IMPACT ON TAX BASE IMPACT ON TAX RATE TAX ORIGINAL ESTIMATED CAPTURED DISTRICT RATE TAX TAX TAX TAX AS % ENTITY BASE CAPACITY CAPACITY CAPACITY OF TOTAL City of Fridley 27,336,726 83 2,250 2,167 0.008% County of Anoka 236,617,283 83 2,250 2,167 0.001% ISD #11 122,875,575 83 2,250 2,167 0.002% IMPACT ON TAX RATE * Assumes construction would have occurred without the creation of a Tax Increment Financing District. If construction is a result of Tax Increment Financing, the impact is $0. TAX % OF TAX TAX RATE ENTITY RATE TOTAL INCREMENT INCREASE City of Fridley 0.30248 31.90% 655 0.002% County of Anoka 0.35221 37.14% 763 0.000% ISD #11 0.21050 22.20% 456 0.000% Other 0.08304 8.76% 180 0.94823 100.00% 2,055 * Assumes construction would have occurred without the creation of a Tax Increment Financing District. If construction is a result of Tax Increment Financing, the impact is $0. 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 - M114NUHL (a) (b) (c) Original Estimated Tax Tax Date Capacity Capacity (see assumptions) 5.00% Inflation CITY OF FRIDLEY HOUSING REPLACEMENT PROGRAM - PHASE IV CASH FLOW AND PRESENT VALUE ANALYSIS °°°> < 83 SEM (d) (e) (fl (g) Captured Estimated Less: Available Tax Tax Admin Tax Capacity Increment Fees Increment (c) - (b) (d) x (e) x (e) - (fl (prev. year) 0.94823 0.00% 0 06/01/04 83 83 (h) Cumulative 0 <- Present Value ----> Avail. Tax Semi Annual Cumulative Increment 0 Balance Balance Total of (g) 0 P.V. of (g) Total of (1) 83 2,250 6.50% 12/01/04 06/01/04 83 83 0 0 0 12/01/04 83 83 0 0 0 0 0 0 0 06/01/05 83 2,250 0 0 0 0 0 0 0 12/01/05 83 2,250 0 0 0 0 0 0 0 06/01/06 83 2,363 2,167 1,027 0 1,027 1,027 933 933 12/01/06 83 2,363 2,167 1,027 0 1,027 2,055 904 1,837 06/01/07 83 2,481 2,280 1,081 0 1,081 3,136 921 2,758 12/01107 83 2,481 2,280 1,081 0 1,081 4,216 892 3,651 06101/08 83 2,605 2,398 1,137 0 1,137 5,353 909 4,559 12/01/08 83 2,605 2,398 1,137 0 1,137 6,490 880 5,439 06/01/09 83 2,735 2,522 1,196 0 1,196 7,685 897 6,336 12/01/09 83 2,735 2,522 1,196 0 1,196 8,881 868 7,204 06/01/10 83 2,872 2,652 1,257 0 1,257 10,138 884 8,089 12/01/10 83 2,872 2,652 1,257 0 1,257 11,396 857 8,945 06/01/11 83 3,015 2,789 1,322 0 1,322 12,718 872 9,818 12/01/11 83 3,015 2,789 1,322 0 1,322 14,040 845 10,662 06/01/12 83 3,166 2,932 1,390 0 1,390 15,430 860 11,523 12/01112 83 3,166 2,932 1,390 0 1,390 16,820 833 12,356 06/01/13 83 3,324 3,083 1,462 0 1,462 18,282 849 13,205 12/01113 83 3,324 3,083 1,462 0 1,462 19,744 822 14,027 06/01/14 83 3,490 3,241 1,537 0 1,537 21,280 837 14,864 12/01/14 83 3,490 3,241 1,537 0 1,537 22,817 811 15,674 06/01/15 83 3,665 3,407 1,616 0 1,616 24,433 825 16,500 12/01/15 83 3,665 3,407 1,616 0 1,616 26,048 799 17,299 06/01/16 83 3,848 39582 1,698 0 1,698 27,746 814 18,113 12/01/16 83 3,848 3,582 1,698 0 1,698 29,445 788 18,901 06101/17 83 4,041 3,765 1,785 0 1,785 31,230 802 19,704 12/01/17 83 4,041 3,765 1,785 0 1,785 33,015 777 20,481 06/01/18 83 4,243 3,958 1,876 0 1,876 34,891 791 21,272 12/01/18 83 4,243 3,958 1,876 0 1,876 36,768 766 22,038 06/01/19 83 4,455 4,160 1,972 0 1,972 38,740 780 22,818 12/01/19 83 4,455 4,160 1,972 0 1,972 40,712 756 23,574 06/01/20 83 4,678 4,372 2,073 0 2,073 42,785 769 24,343 12/01/20 83 4,678 4,372 2,073 0 2,073 44,858 745 25,088 44,858 0 44.858 44.858 I 9- nsta �a nsla cash flow.xls NPV @ end of period 25,088 0 25,088 Prepared by Krass Monroe, P.A. 7/1/2004 Fridley Housing and Redevelopment Authority MEMORANDUM DATE: June 24, 2004 Item #6 (Information) TO: William W. Burns, HRA Executive Director FROM: Grant Fernelius, Assistant HRA Director SUBJECT: Joint Meeting with City Council As you are aware, in response to concerns raised by the City Council about the direction of the Gateway West project, staff has suggested that the two groups convene a joint discussion on Monday, June 28th beginning at 6:00 p.m. in the Council Conference Room. The City Council does have a regular meeting at 7:30, so the discussion will be limited to 90 minutes. Although we have not prepared a formal agenda for the joint discussion, staff will be prepared with a project update. If there are any specific issues we should anticipate, please advise. If not, we will be prepared to answer any questions that arise. Since most people will not have had an opportunity to eat beforehand, a light dinner will be provided. Fridley Housing and Redevelopment Authority MEMORANDUM DATE: June 24, 2004 Item #s TO: William W. Bums, HRA Executive Director (Information) FROM: Grant Femelius, Assistant HRA Director SUBJECT: Update on Target Office Building This is to update the HRA on recent discussions staff has had with a prospective buyer for the former Target Northern Operations Center. Staff has had one meeting and several phone conversations with a real estate broker that is representing a mid -size, financial- services company. The buyer is still negotiating with Target and has asked that their identity remain private. What we do know is that the company would relocate about a 100 employees, mostly administrative staff, to the Fridley facility. In addition, the company is contemplating options to expand retail operations at the site. Among their concerns, is the parking lot arrangement between the HRA and Target. Informally, they have asked about the possibility of purchasing the parking lot now rather than waiting until the end of the lease. As you recall, the HRA leases the parking lot (and adjoining grounds) to Target through 2014. At the end of the lease, Target is obligated to buy the land for $300,000. In the meantime, Target is required to make annual lease payments of $15,000, payable in monthly installments. To satisfy the obligation, Target purchased a U.S. treasury bond, which generates semi - annual payments. In evaluating the contract with Krass Monroe (memo attached), there is no provision for an early buyout of the entire property. There is a provision for Target (or a successor) to purchase two small parcels on the west and north side the property. If this option were exercised, the rent payments and final purchase price would be adjusted. In order for an early buyout to occur (of the whole site), the contract would need to be re- drafted. Target Memo June 24, 2004 Page 2 In evaluating an early buyout there are several issues to consider: Financial Impacts Currently the HRA receives $15,000 per year in annual lease payments (payable on a monthly basis). Once the land is sold the lease and lease payments would terminate. Assuming the land was sold at the end of 2004, the HRA would forgo any future rent payments (112 months x $1,250 = $140,000). Clearly, it would not be in the HRA's financial interest to sell the land prematurely, unless the sales price was adjusted to reflect the lost rental income. This issue needs to be addressed with the buyer. Rights to Building Parking Ramp Under the terms of the redevelopment agreement, both parties (Target and HRA) have the option to build a parking ramp on a portion of the existing lot. The area, which is shown on the attached map, is in the southeast quadrant of the property. In the event that the City builds a ramp, Target would have the right to use the same number of stalls available before construction. In addition, Target would have the option (and expense) of adding three stories to the City's ramp. If Target were to build the ramp, the City would have the option (and expense) of adding two stories. At the present time, parking is very tight at the Municipal Center. On some days, City staff members are forced to park on the Target property along the south property line. This problem is due in large part to the shared parking arrangement between the City and Fridley Plaza Office Building. While there have been no formal discussions about building additional parking either at the Municipal Center or on the Target property, it may be an option worth preserving. Recommendation The HRA does not to take any action at this time, however any feedback on the issue is certainly welcome. A formal request from the buyer is anticipated in the next month. Ij 7 ewzz U ta A 17 pi r � rttt� 7 r ;iP r e f: f5. ti At 4/ `.fix vil �y " i Is Al hIn f o �, s +l • S. o.>14 jo dd r Y, All a ' Iii tr t h - i n�. 1 ELi e KRASS MONROE, P.A. ATTORNEYS AT LAW Gay Greiter, Esq. Email.-gayg@krassmonroe.com Direct (952) 885 -4393 MEMORANDUM To: City of Fridley Attn: Grant Fernelius, HRA Assistant Executive Director From: Gay Greiter, Esq. James R. Casserly, Esq. Date: May 26, 2004 Re: Target Northern Operations Center Our File No. 9571 -63 James R Casserly, Esq. Emailjwnesc@krassmonroe.com Direct (952) 885 -1296 The purpose of this memorandum is to address a number of questions raised by a prospective purchaser of the Target operations center. The questions relate to Parcel B, which is leased by the Authority to Target, the rent payments under the lease and the provisions regarding acquisition of Parcel B set forth in the Contract for Private Development and Lease- Purchase Agreement dated June 5,1984. The relevant provisions of the contract provide as follows: 1. (Sec. 3.2) The HRA sold Parcel A to Target for construction of the operations center for a purchase price of $60,000 ($2.00 /s.f.). 2. (Sec. 3.3) The HRA agreed to lease Parcel B (consisting of subparcels B -1, B -2, B -3, B-4 and B -5) to Target through April 1, 2014 (the "Lease Term') for a lease payment of $15,000 per year, payable monthly in advance. To satisfy this obligation, Target purchased a Treasury bond which provides semi - annual payments to the HRA pursuant to an Assignment and Release Agreement dated June 5, 1984. 3. (Secs. 3.4 and 3.7) At the end of the Lease Term (April 1, 2014), Target is recluued to buy all of Parcel B from the HRA for a purchase price of $300,000. Target may not purchase subparcel B-4; the HRA would retain ownership of B4 and would grant a perpetual easement 8000 NORMAN CENTER DRIVE, SURE 1000 • MINNEAPOLIS, MINNESOTA 55437 -1178 TELEPHONE 9521885 -5999 • FACSIMILE 9521885 -5969 www.Vamonroe.com to Target for surface parking. With respect to subparcel B-4, either the BRA or the City retains the right to construct a garage or other improvements below grade. 4. (Sec. 3.4) At any time during the Lease Term (that is, prior to April 1, 2014), Target has the o_Ution (but not an obligation) to acquire either or both of subparcels B-1 and B -2. If Target acquires both subparcels, it need not acquire both at the same time. If Target exercises its purchase option as to either or both B-1 and B -2, then: (a) The purchase price is $2.00 /s.£ (b) The rent for the remainder of Parcel B is reduced by a factor equal to the purchase price divided by $300,000. (c) On April 1, 2014 (when Target is required to buy the rest of Parcel B), the $300,000 purchase price is reduced by the amounts already paid for subparcels B -1 and/or B -2. 5. (Sec. 4.5) During the Lease Term (until April 1, 2014), either of Target or the HRA (or the City) can build a parldng ramp on subparcel B-3, subject to submission of construction plans to the other for approval, which approval cannot be unreasonably withheld. As noted above, the ERA has title to subparcel B -3 during this period. As more fully set out in Sec. 4.5, if one party elects to construct a ramp, the other party may elect to add on up to a specified number of stories at its own expense, either at the time the ramp is constructed or later. Here are answers to the specific questions you raised: Q1: The contract includes an early lease buyout of a portion of Parcel B. Is an early lease buyout of all of Parcel B available? A: The buyer would have no contractual right to an early buyout of all of Parcel B. The buyer would acquire Target's leasehold interest in Parcel B, which includes an option to acquire only subparcels B -1 and B -2 early. If the buyer acquires B -1 and/or B -2 early, the $15,000 /year rental is reduced proportionately per the. formula described above and the ultimate purchase price for all of Parcel B is also reduced. Of course, the BRA could amend the contract to permit the buyer to acquire all of Parcel B early, if it wishes (presumably except for subparcel B-4, as to which a surface easement would be granted). Rental payments to the BRA would then terminate. Q2: What rights, if any, does the BRA have to build a parking ramp on subparcel B -3? A: Until April 1, 2014, the BRA or the City has the right to build a ramp on subparcel B -3, as long as Target is given the right to use a number of parking spaces equal to the number of parking spaces previously enjoyed by Target but eliminated as a result of the ramp construction. Target may elect to add up to three stories to an BRA/City ramp. If Target builds a ramp, the ERA/City may add up to two stories. The HRA/City would retain • Page 2 ownership of its portion of any ramp following the purchase of Parcel B by Target or its successor in interest. Q3: What happens to the Treasury bond payments if the property is sold before 2014? A: The buyer takes subject to the leasehold interest, so the HRA would continue to be entitled to receive the rent payments. The Assignment and Release Agreement requires the HRA to reassign the bond to Target in certain events, but a sale of the property is not one of them. Thus, the bond would remain in the HRA's possession and the HRA would continue to receive the interest payments even if the operations center were sold. The Assignment and Release Agreement provides that if Target purchases B -1 and/or B -2, the HRA would continue to receive the bond payments and would then reimburse Target for the proportionate reduction in rent. If Target sells the property and subsequently the buyer acquires B -1 and/or B -2, the HRA would continue to receive the bond payments and the buyer would be entitled to receive the rent reduction payments. G:\ WPDATA\F\FRIDLE"63\C0R\FERNEUUS GG 01.DOC • Page 3 THE A VIDSON O.ES, INC. July 1, 2004 Mr. Grant Fernelius Fridley Housing and Redevelopment Authority 6431 University Avenue Northeast Fridley, MN 55432 Re: 6499 University Avenue, Fridley, MN Dear Mr. Femellus: The Davidson Companies, Inc. represents a financial services group engaged in negotiations with Target Corporation for the acquisition of the 6499 University Avenue Building. An important component of our negotiation with Target includes the successful resolution of the HRA `s right through 2014 to construct a parking ramp on the parking lot that serves the 6499 Building. Our contact thus far with you and your colleagues at The City of Fridley have encouraged and interested us in relocating my client's Corporate Headquarters to The City of Fridley. I trust that this short note will serve as an introductory starting point to the Housing and Redevelopment Authority while we finalize our discussions with Target Corporation. Please call me with any questions you may have. I look forward to working with you, the Fridley Housing and Redevelopment Authority, and The City of Fridley on this project. Best regards, Robin C. Davidson Myd,121= ultra 99bMng*o[lgidley1u1y2004 3900 Northwood$ Drive, Suite 125, Arden Hills, MN 55112 Phone. 651 -481 -6290 Fax: (651) 451 -6289 Email: robdavidsonoworldnet.att.n r, for _ r IWO fro IFIFa. rr— ..4 T ..- . IV �..T. Alm low f s 4w r o J 9 M"Mmo �Ll: Ak • DATE: July 1, 2004 Fridley Housing and Redevelopment Authority MEMORANDUM TO: HRA Commissioners FROM: Scott Hickok, Community Development Director Grant Fernelius, Assistant HRA Director SUBJECT: Target Northern Operations Center Attached is a letter from Rob Davidson who represents the prospective buyer of the former Target Northern Operations Center. Mr. Davidson's client is a financial services company based in the Golden Valley that would like to buy the building and relocate about 100 employees to the new location. While they are very interested in the site, one of their primary concerns is a provision in the lease agreement that allows either the City or Target (or a successor) to construct a parking ramp on a portion of the current parking lot. This option expires with the lease in 2014. According to Davidson, this provision is problematic for his client, since it could affect the future site plan. The City has no plans to build structured parking on the Target property, although parking at the Municipal Center ramp is tight. One issue we are exploring is the possibility of retaining a portion of Target lot for use as over -flow parking at the Municipal Center. This discussion is in the very early stages. In order for the buyer to move ahead with an offer, this issue needs to be resolved. Davidson's client is not willing to purchase the building unless the parking ramp option is extinguished. While the Authority doesn't need to take action this evening, any feedback would be helpful. Within the next 30 to 60 days Target and the buyer plan to formalize an agreement and the Authority will need establish a position on the matter. Fridley Housing and Redevelopment Authority MEMORANDUM DATE: June 24, 2004 Item #s TO: William W. Burns, HRA Executive Director (Information) FROM: Grant Fernelius, Assistant HRA Director SUBJECT: Follow -Up on Medtronic Discussion At the last HRA meeting, several questions were raised about the financial impacts of the Medtronic's lower market valuation. We have asked Krass Monroe to update the HRA's cash flow and fund balance projections. We anticipate that the information will be ready for the HRA's August meeting. The short delay will allow Krass Monroe to get updated information from Anoka County concerning the'/ half tax receipts for 2004, and whether the county has been recalculating increment in pre -1988 TIF districts. All of this information will be useful in our discussions with the HRA. One question that came up was why we didn't use an assessment agreement on the Medtronic project. According to Jim Casserly an assessment agreement wasn't used because the Authority didn't issue any debt or revenue note obligations. As you recall, the financial assistance package was structured to reimburse Medtronic for their site improvement costs, but only from available tax increment — the company does not receive a guaranteed minimum payment. We anticipate that Krass Monroe will complete their analysis in the next few weeks and we will be prepared to discuss this issue further at the August meeting. Fridley HRA Housing Program Summary Cover Page July 1, 2004 HRA Meeting Report Description Loan Application Summary Loan application activity (e.g. mailed out, in process, closed loans) for June 2004 and year -to -date. Loan Origination Report Loan Servicing Report Remodeling Advisor & Operation Insulation Loan originations for June 2004 and year -to -date. Loan servicing by Community Reinvestment Fund (CRF) for the month of May 2004. Note, that the loan servicing reports are usually available 10 days after month end. Shows the number of field appointments scheduled and completed the Operation Insulation and Remodeling Advisor Services administered by Center for Energy and Environment. _ c O d O L � U Q. a 0 0 0 0 LO I� N N 'a C d LO N O C J () _,O O 00 OO O d N 1 N ti I M d' N T R N V d _ V Q, O CL a Q N C C -O r � d O v^ 'CO i� Q H 'C C d M N O C J V H C N 0, y v v O CL a` a H C O Z•Q� Q O 00 O 00 M i 0 ti ti 0 N M It o o 0 M T T 0 00 N N N T O O T O O 0 N 0 O L6 O T L 0 O L6 0 0 T _0 �o c c =3 :3 L LL c c CL 7 � lL J � LL X LL LL LO C 0 11 0 CO >+ CJ LL C C =3W N E N ca W E E c -cu O N X O O N C L QaQQw tM ° �� = = = =0 IL O O T O O 0 N 0 O L6 O T L 0 O L6 0 0 T Fridley HRA Loan Origination Summary June 2004 Loan / Grant Originations _ poop Kitchen remodel 1 10% General plumbing This Previous Heating system 1 10% Month Months YTD Loans Issued _ 2 5 7 Grants Issued Room addition 3 30% Misc. interior projects _ Total 2 5 7 Funding Sources _ 0% Roofing - 0% Windows /Doors This Previous Garage _ 0% Month Months YTD Fridley HRA $ 22,501 $ 54,561 $ 77,062 MHFA $ - $ 49,250 $ 49,250 Met Council $ _ $ _ $ _ CDBG /HOME $ _ $ _ $ _ CEE $ _ $ _ $ _ Other $ _ $ $ _ Total $ 22,501 $ 103,811 $ 126,312 Types of Units Improved This Previous Month Months YTD Single Family 2 5 7 Duplex _ Tri -Plex _ 4 to 9 Units _ 10 to 20 Units _ 20+ Units _ Total 2 5 7 Types of Improvements Interior # of Projects % of Total Bathroom remodel _ poop Kitchen remodel 1 10% General plumbing _ 0% Heating system 1 10% Electrical system _ polo Basement finish _ polo Insulation _ polo Room addition 3 30% Misc. interior projects _ 0% Exterior Siding /Fascia /Soffit _ 0% Roofing - 0% Windows /Doors 1 10% Garage _ 0% Driveway /sidewalk 1 10% Landscaping 2 20% Misc. exterior projects 1 10% Fridley HRA Loan Servicing Report May 2004 * Monthly Servicing Report Pool Pool Pool Deferred Installment Installment Loans Loans Loans Principal Paid - 1,939.96 3,486.52 Interest Paid - 820.23 1,992.99 Total Payments Rec'd - 2,760.19 5,479.51 Ending Principal Balance 31,500.66 204,403.56 461,231.50 Loans in Portfolio Monthly Servicing Fees NET FUNDS RECEIVED Delinquency Report Time Frame 1 to 30 days Late 31 to 60 Days Late Over 60 Days Late Total * May collection report received on 6 -10 -2004. Delinquent Loans 1.00 $ 3.00 $ 4.00 $ Delinquent Payments 278.03 $ 4,856.22 $ 5,134.25 $ Pool 3 Deferred Loans 13,355.92 Delinquent Principal 6,112.52 21,448.21 27,560.73 Total 5,426.48 2,813.22 8,239.70 710,491.64 68 $ 415.00 $ 7,824.70 % of Delinquent Principal 0.00% 0.09% 3.00% 3.09% J v I- 0 N V a 00 -00 i 1 .O f+ ^N O O 0000 N 0 0 0 0 r, 4 M N 1 1 d d E CL 0 QV Q O O O 0 N O O O O C V r- 4 M N 1 1 CU CD 3 C -0 CL 0 d Q CO) El N C : i 0 N (U CU N 0 C O ` >+ C >+ O Q > 0 CU �u- Q Qcn0zo 0 O O T OI O O T O O 000 O 1 1 0 .O d N 1 T T T C N O 1 i L 1 M I O 1 1 1 1 1 1 1 O O O O , O NJ O O O O ' 1 O C "O T CD I� , CD 0 d T i N E 1 , 1 C = i 1 1 ' CL v 1 1 Q 1 i i OOOO 1 0 fA 1 i O C 0 T CD I� 6 d d T i N S 1 1 •Q � 1 Q. CO 1 Q 1 • L L cu c • -C C n 'i (n C >� 0) n > 0 O ca N C ca a) -.) LL < CL �--.)Qcn0za O O o O O O � O � N T 0 O O Q � C 0 O O 0 O Q O O o O O CD U-) N LO O 7 0 O O d E C o .O Q. 0. El