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RES 1984-97 - 00005509192 RESOLUTION OF THE CITY COUNCIL OF THE CITY OF FRIDLEY, MINNESOTA, AUTHORIZING THE MAKING OF A LOAN TO LONGVIEW FIBRE COMPANY FOR THE PURPOSE OF FINANCING THE ACQUISITION, CONSTRUCTION AND INSTALLATION OF TWO NEW FOLDER: -- RS FOR THE PRINTING, SCORING, DIE- CUTTING, FOLDING, GLUING AND BUNDLING OF CORIgMM BOXES, TOGETHER WITH RELATED MACHINERY AND EQUIPMENT, AND CERTAIN MODIFICATIONS AND ADDITIONS TO ITS EXISTING FACILITY, BY IANGVIEW FIBRE COMPANY; AUTHORIZING THE ISSUANCE OF ITS $3, 200,000 PRINCIPAL AMOUNT INDUSTRIAL DEVELOPMENT REVENUE BOND (LONGVIEW FIBRE COMPANY PROJECT) PURSUANT TO MINNESOTA STATUTES, CHAPTER 474, TO FUND SAID LOAN, PRESCRIBING THE FORM OF A BOND PURCHASE AGREEMENT AND AUTHORIZING THE EXECUTION THEREOF; PRESCRIBING THE FORM OF THE LOAN AGREEMENT AND AUTHORIZING THE EXECUTION THEREOF; PRESCRIBING THE FORM OF AN ASSIGNMENT AND AUTHORIZING THE EXECUTION THEREOF; PRESCRIBING THE FORM OF A DEPOSITORY AGREEMENT AND AUTHORIZING THE EXECUTION THEREOF; AND AUTHORIZING ALL OTHER ACTIONS NECESSARY FOR THE CONSUMMATION OF THE TRANSACTIONS CONTEMPLATED BY THIS RESOLUTION WHEREAS, the City of Fridley, Minnesota (the "City "), is authorized by Minnesota Statutes, Chapter 474, as amended (the "Act ") , to issue nonrecourse revenue bonds and to loan the proceeds thereof to finance the costs of acquisition, construction and improvement of a "Project" as defined in the Act; and WHEREAS, any bonds issued to provide funds for such purposes must be payable solely from the revenues received by the City from the payment of such loans and from the proceeds of the security for payment of such loans, and such bonds do not constitute an indebtedness of the State of Minnesota or of the City of Fridley (the "City ") , or any other municipal corporation or quasi - municipal corporation, political subdivision or agency of the State of Minnesota within the meaning of any constitutional or statutory provisions whatsoever; and WHEREAS, the City Council, on March 26, 1984, gave preliminary approval to the issuance of nonrecourse revenue bonds under the Act to provide financing to Longview Fibre Company, a Delaware corporation (the "Company "), for the acquisition, construction and installation within the City of a qualifying project consisting or two new folder - gluers for the printing, scoring, die- cutting, folding, gluing and bundling of corrugated boxes, togehter with related machinery and equipment, and certain modifications and additions to its existing facility (the "Project "); and WHEREAS, the Company has asked the City to issue and sell its Industrial Development Revenue Bond (Longview Fibre Company Project) in the aggregate principal amount of $3,200,000 (the "Bond ") , for the purpose of making a loan to the Company to finance all or a portion of the cost of the Project (as hereinafter defined); and WHEREAS, the City and the Company have agreed to enter into a Loan Agreement (the "Loan Agreement "), dated as of August 1, 1984, pursuant to which the City will lend to the Company the proceeds of the Bond under the terms and conditions stated therein; and j i i 3 i 193 WHEREAS, the Company has agrees to execute a Security Agreement (the "Security Agreement "), dated as of August 1, 1984, pursuant to which the Company will pleage the Project in order to secure its obligations under the Loan Agreement; and WHEREAS, the City will enter into a Bond Purchase Agreement (the "Bond Purchase Agreement ") with Chemical Bank (the "Purchaser ") , pursuant to which the City will sell and the Purchaser will purchase the Bond; and WHEREAS, the City, contemporaneously with the issuance, execution and delivery ' of the Bond, will assign and pledge certain of its rights in the Loan Agreement and Security Agreement and duties following the issuance of the Bond to the Purchaser, as security for payment of the indebtedness evidenced by the Bond. NOW, RHEREFURE, BE IT RESOLVED by the City Council of the City of Fridley, Minnesota, as follows: 1.01. Definitions. Certain capitalized terms used in this Resolution are hereinafter defined in this Section 1.01. When used herein, the following terms shall have the following meanings unless the context clearly indicates otherwise: "Act" means Minnesota Statutes, Chapter 474, as the same is supplemented and amendea from time to time. "Administration Expenses" means the reasonable and necessary fees and expenses incurred by the City pursuant to this Resolution and the Loan Agreement. "Assignment" means the Assignment dated as of August 1, 1984, pursuant to which the City assigns to the Purchaser for security purposes its right, title and interest in and to the Loan Agreement and the Security Agreement. "Bond" means the City's $3,200,000 Industrial Development Revenue Bond (Longview Fibre Company Project) authorized to be issued by this Resolution, substantially in the form and of the content of Exhibit C. "Bond Counsel" means O'Connor and Hannan, Minneapolis, Minnesota, as bond counsel to the City. "Bond Purchase Agreement" means the Bond Purchase Agreement by and among the City, the Purchaser and the Company which provides for the purchase of the Bond by the Purchaser. "Business Day" means any day other than a Saturday or Sunday on which banking business is transacted, excluding any day on which banks in New York, New York or Seattle, Washington, are authorized to be closed. "Charter" means the Hone Rule Charter of the City. "Authorized Company Representative" means such person at the time and from time to time designated by written certificate furnished to the City, the Depository and the Registered Owner containing the specimen person and signed on behalf of the Company by the President signature of or any such Vice President of the Company authorized to act on behalf of the Company. "Bond" means the City's $3,200,000 Industrial Development Revenue Bond (Longview Fibre Company Project) authorized to be issued by this Resolution, substantially in the form and of the content of Exhibit C. "Bond Counsel" means O'Connor and Hannan, Minneapolis, Minnesota, as bond counsel to the City. "Bond Purchase Agreement" means the Bond Purchase Agreement by and among the City, the Purchaser and the Company which provides for the purchase of the Bond by the Purchaser. "Business Day" means any day other than a Saturday or Sunday on which banking business is transacted, excluding any day on which banks in New York, New York or Seattle, Washington, are authorized to be closed. "Charter" means the Hone Rule Charter of the City. r.'•, "City" means the City of Fridley, Minnesota, a municipal corporation duly organizea and validly existing under and pursuant to its Charter and the Constitution and laws of the State of Minnesota. "Cone" means the Internal Revenue Code of 1954, as amended, together with corresponding and applicable regulations promulgated or proposed and revenue rulings issued thereunder by the Department of the Treasury and the Internal Revenue Service of the United States. "Company" means Longview Fibre Company, a Delaware corporation, and includes its successors and assigns as permitted under the Loan Agreement and this Resolution. "Completion Date" means the date of substantial completion of the Project as that date shall be certified as provided in Section 4.01 of the Loan Agreement. "Construction Fund" means the Construction Fund created in Section 4.03 of this Resolution. "Construction Period" means the period between the beginning of acquisition and installation of the Project and the Completion Date. "Cost of the Project" means and includes the following items of cost and expense: (i) all costs of acquiring, constructing and installing the Project (including fees and expenses for architectural, engineering and supervisory services with respect thereto and governmental charges levied or assessed on the Project during the Construction Period); (ii) all fees, taxes, charges and other expenses for recording or f iling the Loan Agreement, the Security Agreement and the Assignment; (iii) all fees and expenses of administration, supervision and inspection properly chargeable to the Project, legal expenses and fees, fees and expenses of the placement agent in arranging for the sale or placement of the Bond, financing charges, costs of preparing, issuing and selling the Bond, and ail other items of expense, including those of the City, incident to the acquisition, construction, installation and financing of the Project; (iv) interest on the Bond prior to the Completion Date to the extent such interest is included in the "aggregate face amount" of the Bond as requirea by Section 103(b) of the Code and will not result in less than "substantially all" of the proceeds of the Bond being used in accordance with Section 103(b)(6)(A) of the Code; (v) reimbursement to the Company for any of the above - enumerated items of cost or expense paid by it; and (vi) any other costs authorized under the Act. "Depository" means Rainier National Bank, a national banking association having its principal offices in Seattle, Washington, as depository of the Construction Fund. 195 "Depository Agreement" means the Depository Agreement dated as of August 1, 1984, by and among the City, the Company and the Depository. "Determination of Taxability" means establishing the existence of an Event of Taxability in one of the following ways: (i) any determination, decision or decree or the issuance of any private ruling, technical advice or any other written communication by the Commissioner or the Internal Revenue Service or any officer or agent of the Internal Revenue Service competent to make such determinations, or by any court of competent jurisdiction, that the interest payable on the Bonds is includable in the gross income of any Registered Owner (other than a Registered Owner who is a "substantial user" or a "related person" within the meaning of Section 103(b) (13) of the Code, or any similar law then in etfect) for federal income tax purposes; or (ii) the delivery of written notice to the City and the Company by any Registered Owner declaring that an Event of Taxability has occurred on a specified date (other than by reason of an event described in subparagraph (i) above) , and describing the Event of Taxability, said notice to become effective thirty (30) days after the giving of the same unless prior thereto the Company shall have delivered to the Registered Owner, at the sole cost and expense of the Company, an opinion from nationally recognized bond counsel satisfactory to such Registered Owner to the effect that all amounts paid or payable as interest on the Bond are and will remain exempt from federal income taxation, provided, however, that if such written notice is based solely upon (or a necessary factor for the basis of such notice is) the conclusion that such Registered Owner is a "substantial user" or "related person" within the meaning or Section 103(b) (13) of the Code or any similar law then in effect, no such Determination of Taxability shall be deemed to have occured in respect of such Registered Omer. "Events of Default" means those defaults specified in Section 6 of the Bond and Section 7.01 of the Loan Agreement. t "Event of Taxability" means any change in law or fact, or in the interpretation thereof, or the existence, occurence or recognition of a fact or circumstance, which could cause, or have an effect similar in result to, the inclusion at any time of any interest paid or payable on the Bond in the gross income of the Registered Owner for federal income tax purposes, or which could cause for any other reason the payment of federal income tax by the Registered Owner as a result (in whole or in part) of the receipt of or right to receive such interest. "Guaranty Agreement" means the Guaranty and Tax Indemnification Agreement dated as or August 1, 1984, between the Company and the Purchaser. "Indemnification and Compensation Agreement" means the Indemnification and Compensation Agreement dated as of August 1, 1984, by and between the City and the Company. "Loan" means the loan from the City to the Company of the proceeds of sale of the Bond as provided in the Loan Agreement. "Loan Agreement" means the Loan Agreement, dated as of August 1, 1984, between the City and the Company, as supplemented and amended from time to time. 196 "Loan Payments" means those payments required to be made by the Company pursuant to Sections 3.01, 3.02 and 3.03 of the Loan Agreement. "Official Action Resolution" means Resolution No. 38 - 1984, adopted by the City Council on March 26, 1984, pursuant to which the City gave preliminary approval to the issuance of its industrial development revenue obligation(s) for the purpose or financing the Project. "Permitted Investments" means any of the following investments approved in writing by the Company: (i) direct obligations of, or obligations the principal of and interest on which are unconditionally guaranteed by, the United States of America; (ii) direct obligations of, or obligations guaranteed by, any State of the United States of America or the District of Columbia, or obligations of the Federal Financing Bank, Federal National Mortgage Association, Government National Mortgage Association, Federal Intermediate Credit Bank, Banks for Cooperatives, Tennessee Valley Authority or Federal Home Loan Banks; (iii) commercial paper (other than commercial gaper issued by the Company or any affiliated corporation) rated in any of the two highest rating categories designated by a nationally recognized rating agency; (iv) corporate bonds rated in any of the two highest rating categories designated by a nationally recognized bond rating agency; (v) repurchase agreements with banks or banker's acceptances insured or guaranteed by institutions whose unsecured rating on short -term obligations is in the highest rating category designated by a nationally recognized rating agency; and (vi) money market daily accounts, and deposits with or Certificates of Deposit in banks (including the Purchaser) or savings and loan ' associations, provided, that such banks or savings and loan associations have a combined capital and surplus of at least $100,000,000 "Prime Rate" means the rate per annum announced by Chemical Bank from time to time as its prime rate in effect at its principal office in the City of New Yor, New York; each change in such prime rate shall be effective on the date such change is announced. "Project" means the acquisition, construction and installation of two new folder - gluers for the printing, scoring, die cutting, folding, gluing and bundling or corrugated boxes, together with related machinery and equipment, and certain modifications and additions to the Company's existing facility, to be acquired, constructed and installed by the Company with the proceeds of sale or the Bond. "Purcnaser" means Chemical Bank, a banking corporation having its principal corporate office in New York, New York, as the original purchaser and Registered Owner of the Bond. "Registered Owner" means the Purchaser and any subsequent owner of record of the Bond as reflected on the bond registration books of the City. "Resolution" means this Resolution, and sold. nC 197 pursuant to which the Bond is being issued "Security Agreement" means the Security Agreement, dated as of August 1, 1984, from the Company for the benefit of the City. "State" means the State of Minnesota. "Tax Incidence Date" means the first date on which interest on the Bond becomes or became includable in the gross income of the Registered Owner for federal income tax purposes as a result of an Event of Default. "Trustee" means a bank or trust company qualified to act as a trustee under the Act (including, without limitation, the Registered Owner) when acting as Trustee, paying agent and Bond registrar pursuant to Article VII of this Resolution. 1.02. Interpretation. Words of the masculine gender shall be deemed and construed to include correlative words of the feminine and neuter genders. Words imparting the singular number shall include the plural numbers and vice versa unless the context shall otherwise indicate. Reference to Articles, Sections and other subdivisions of this Resolution as originally adopted, unless expressly stated to the contrary. The headings of this Resolution are for convenience of reference only and shall not define or limit the provisions hereof. ARTICLE II Findings of the City 2.01. Findings. The City finds and determines that: (a) the Project constitutes a "project" within the meaning of Section 474.02, Subdivision la of the Act; (b) it will be in furtherance of the purposes of the Act for the City (i) to assist the Company in financing the Project in the manner provided in this Resolution and in the Loan Agreement; (ii) to issue and sell its $3,200,000 Industrial Development Revenue Bond (Longview Fibre Company Project) under the terms and conditions set forth in this Resolution; (iii) to enter into the Loan Agreement to evidence the Company's obligation to repay the Loan; and (iv) to assign and pledge the City's interest in the Loan Agreement (other than with respect to costs, release, indemnification and waiver under Sections 3.06, 6.01, 7.07 and 7.08 thereof, which will not be assigned and pledged) and the Security Agreement to the Purchaser; (c) the purpose of the Project is, and the effect thereof will be to promote the public welfare by the attraction, encouragement and development of econanically sound commerce so as to prevent the emergence of blighted and marginal lands and areas of chronic unemployment and to preserve the existing investment of the community in facilities for public service and preserving a tax base adequate to finance such service; (d) the Project when completed will add to the tax base of the City and will accordingly be of direct benefit to the taxpayers of the City as well as those of the County and School District in which the City is located, will increase employment and the level of economic activity in 198 this area, and enhance the reputation of the City as a desirable location for people and business; (e) the Project has been approved by the Minnesota Energy and Economic Development Authority as tending to further the purposes and policies of the Act; (f) the financing of the Project, the issuance and sale of the Bond, the execution and delivery of the Loan Agreement and the Security Agreement, and the performance of all covenants and agreements of the City contained ' in the Bond, the Loan Agreement, and the Security Agreement and of all other acts and things required under the Charter and the Constitution and laws of the State of Minnesota to make the Loan Agreement, the Security Agreement, the Assignment, and the Bond valid and binding obligations of the City in accordance with their terms, are authorized by the Act; (g) it is desirable that the Bond in the aggregate principal amount of $3,200,000 be issued by the City upon the terms set forth herein, and that the City assign its interest in the Loan Agreement and the Security Agreement to the Purchaser as security for the payment of the principal of on the Bond; (h) the Loan Payments contained in the Loan Agreement are fixed so as to produce income and revenue sufficient to provide for prompt payment of principal of and interest on the Bond issued under this Resolution when due, and the Loan Agreement also provides that the Company is required to pay all expenses of the operation and maintenance of the Project including, without limitation, adequate insurance thereon and all taxes and special assessments levied upon or with respect to the Project and payable during the term of the Loan Agreement; and (i) under the provisions of Minnesota Statutes, Section 474.10, and as is provided in the Loan Agreement, the Bond is not to be payable from nor chargea upon any funds of the City other than the revenue pledged to the payment thereof; the City is not subject to any liability thereon; no holder of the Bond shall ever have the right to compel any exercise of the taxing power of the City to pay the Bond or the interest thereon, nor to enforce payment thereof against any property of the City; the Bond shall not constitute a charge, lien or encumbrance, legal or equitable, upon any property of the City; the Bond issued hereunder shall recite that the Bond including interest thereon, is payable soley from the revenue pleaged to the payment thereof; and the Bond shall not constitute a debt or the City within the meaning of any constitutional, Charter or statutory limitation. ARTICLE III Authorization, Terms, Execution and Issuance of Bond 3.01. Authorized Amount of Bond. No Bond may be issued under this Resolution except in accordance with this Article. The total principal amount of the Bond to be issued hereunder is hereby expressly limited to $3,200,000. 3.02. Bond Not a General Obligation of City. The Bond shall be payable soley out of the revenues and other security assigned and pledged hereby and shall not constitute and indebtedness of the City within the meaning of any constitutional, Charter, or statutory limitation and shall never constitute or give rise to a pecuniary liability of the City (other than a liability for 199 payment from the revenues and security assigned and pledged hereby) or a charge against its general credit or taxing powers. 3.03. Authorization of the Bond. A. Pursuant to the Act, there is hereby authorized to be issued hereunder and secured as provided herein a bond issue designated as the "City of Fridley, Minnesota, Industrial Development Revenue Bond (Longview Fibre Company Project)." The Bond shall be issued as a single fully registered bond numbered R -1, shall be in the denomination of $3,200,000, shall be dated as of the date of its ' execution and delivery to the Purchaser. The provisions of the Bond are hereby approved as though such provisions were set forth in full in this Resolution. The Bond shall bear interest from the date thereof on the oustanding principal balance at a variable rate equal to sixty -six percent (66 %) of the Prime Rate. Any change in the interest rate on the Bond resulting from a change in the Prime Rate shall be effective on the effective date of such change in the Prime Rate announced by Chemcial Bank at its principal office in New York, New York. Interest shall be calculated on the basis of a 360 -day year and the actual number of days elapsed. The Bond shall be payable in installments consisting of interest or principal plus interest. Principal on the Bond shall be payable commencing on December 31, 1986, and semiannually thereafter on June 30 and December 31 of each year, in the years and principal installments, respectively, as follows: June 30 December 31 1986 -0- $320,000 1987 $320,000 $320,000 1988 $320,000 $320,000 1989 $320,000 $320,000 1990 $320,000 $320,000 1991 $320,000 -0- Interest on unpaid principal amounts of the Bond shall be payable commencing on December 31, 1984, and semiannually thereafter on June 30 and December 31 ' of each year until the principal, amount of the Bond shall have been paid. Installment payments shall be applied first to interest and then to principal. Eacn such payment of the principal and interest on the Bond shall be made by the Company on behalf of the City as provided in the Loan Agreement to the Registered Owner or, if a Trustee is appointed hereunder, to the Trustee. Each payment of interest or principal and interest shall be evidenced by a notation on the grid printed on the Bond. B. Upon a Determination of Taxability, the interest rate on the Bond shall be autanatically adjusted as provided in Section 4 of the Bond. 3.04. Execution of Bond; Signatures. The Bond shall be executed on behalf of the City by the manual signatures of the Mayor and City Manager and shall be attested by the manual signature of the City Clerk- Treasurer and the seal of the City may be need not be impressed thereon. 3.05. Registration and exchange of Bond; Persons Treated as Registered Owners. A. The City shall cause books for the registration and transfer of the Bond as provided in this Resolution to be kept by it, or by a Trustee who may hereinafter be appointed as Bond registrar of the City for the Bond. The Bond may be transferred only upon an assignement duly executed by the Registered Owner or his attorney duly authorized in writing in such form as zoo shall be satisfactory to the City or the Trustee, such transfer to be made on such books by the City or the Trustee. The principal of and interest on the Bond shall be payanle only to or upon the order of the Registered Onwer or his legal representative. Upon surrender for transfer of the Bond at the principal office of the City or the Trustee, duly endorsed for transfer or accompanied by an assignment duly executed by the Registered Owner or his attorney duly authorized in writing, and upon satisfaction of the requirements of subsection B of this Section 3.05, the City shall execute and deliver in the name of the trasferee or transferees a new Bond in the principal amount equal to the oustanding principal balance of the Bond surrendered. ' The person in whose name the Bond shall be registered shall be deemed to be the absolute owner thereof for all purposes, and payment of either principal or interest on the Bond shall be made only to or upon the written order of the Registered Owner or his legal representative, but such registration may be change❑ as hereinabove provided. All such payments shall be valid and effectual to satisfy and discharge the liability upon such Bond to the extent of the sum or suns paid. The City or the Trustee shall require the payment by any Registered Owner requesting exchange or transfer of any tax or other governmental charge required to be paid with respect to such exchange or transfer. B. The Bond may be transferred only as a whole, and only with the consent of the City to such transfer, provided, that such consent shall not be required for any transfer to any subsidiary of the Registered Owner, any transfer arising out of any merger or consolidation of the Registered Owner or by operation of law, any transfer to a trustee in bankruptcy of the Registered Owner, or any transfer in connection with a sale to any institutional investor, provided that such institutional investor shall execute and deliver to the City a written agreement to be bound by the restrictions on transfer set forth in this Section 3.05 B. The Registered Owner who wishes to transfer the Bond shall furnish to the City and the Company an opinion of counsel satisfactory to the City and the Company that such proposed transfer will not constitute or contribute to a violation of the registration requirements of ' the Securities Act of 1933, as amended, or any applicable state securities or blue sky laws. 3.06. Lost, Stolen, Destroyed or Mutilated Bond. In the event that the Bond is lost, stolen, destroyed, or upon surrender and cancellation of the Bond if mutilated, (i) the City shall execute and deliver a new Bond in the principal amount equal to the oustanding principal balance of the lost, stolen, destroyed or mutilated Bond and of the same date and maturity, or (ii) if the Bond shall have matured or have been called for redemption, in lieu of executing and delivering the new Bonds as aforesaid, the City may pay such Bond. The applicant for any such new Bond may be required to pay all expenses and charges of the City and of the Trustee in conection therewith, if any, and to furnish indemnity to the City, the City and the Trustee with respect thereto. 3.07. Delivery of the Bond; Pledge of Loan Payments by the City. The City shall execute and deliver the Bond to the Purchaser and deposit the proceeds of sale thereof with the Depository upon receipt by the City of the following documents: (a) a fully executed copy or counterpart of the Bond Purchase Agreement and all instruments, documents, certificates and opinions required to be delivered pursuant to the terms thereof; 201 (b) a fully executed copy or counterpart of the Loan Agreement and all instruments, documents and certificates required to be delivered pursuant to the terms thereof; (c) a certificate signed by the Purchaser setting forth the then current Prime Rate in effect; (d) an executed copy or counterpart of the Depository Agreement; and (e) an executed copy of the final approving legal opinion of Bond Counsel as to the validity and tax exempt status of the Bond. Upon the execution and delivery of the Bond, the City shall pledge the Loan Payments and other receipts and revenues derived pursuant to the Loan Agreement by assigning and pledging to the Purchaser for security purposes the City's right, title and interest in and to (i) the Loan Agreement (except for the City's rights under Sections 3.06, 6.01, 7.07 and 7.08 thereof, which will not be assigned and pledged), and (ii) the Security Agreement. ARTICLE IV Disposition of Proceeds of the Bonds Construction Fund 4.01. Source of Payment of the Bond. The Bond and all payments by the City thereunder are not general obligations of the City but are limited, special obligations of the City payable solely from the Loan Payments and other revenues and receipts derived under the Loan Agreement and the Security Agreement. 4.02. Disposition of Proceeds from the Sale of the Bond. The proceeds received by the City from the sale of the Bond to the Purchaser shall be deposited in the Construction Fund established pursuant to Section 4.03 hereof. 4.03. Construction Fund; Disbursements. There is hereby created and established with the Depository a special fund designated the "City of Fridley, Minnesota, (Longview Fibre Company Project) Construction Fund" (the "Construction Fund ") . Interest and other income received on investments of money in the Construction Fund shall be retained in the Construction Fund. Such amounts shall be expended to pay the Cost of the Project in accordance with the provisions of Sections 1.05 and 4.01 of the Loan Agreement. The Depository is hereby authorized and directed to issue its checks drawn on the Construction Fund for each payment in accordance with Section 4 of the Depository Agreement. Until the Project shall have been acquired, constructed and installed and a certificate of completion of the Project filed as provided in Section 4.01(d) of the Loan Agreement, the Depository shall, on the written request of either the Company or the City, file with the Company and the City on a quarterly basis a statement of income and disbursements with respect to the Construction Fund. 4.04. Construction of the Project. The completion of the acquisition, construction and installation of the Project and payment of the full Cost of the Project shall be evidenced by the filing with the City, the Registered Owner and the Depository of the certificate required by Section 4.01 of the Loan Agreement. Any balance remaining in the Construction Fund shall be applied as provided in the Section 6 of the Depository Agreement. - 10 - 1 RZO Notwithstanding any other provisions of this Resolution or of the Loan Agreement, any money to be applied against the principal of the Bond pursuant to the preceding sentence shall not be invested at an interest rate in excess of the yield on the Bond as determined in accordance with Section 103(c) of the Code. 4.05. Repayment to the Company From the Construction Fund. Any amounts remaining in the Construction Fund or otherwise held by the Depository pursuant to the terms hereof or the Depository Agreement after payment in full of the Bond (or after making provision for such payment) , the fees and expenses of the Depository and the Trustee, the Administration Expenses, and all other amounts required to be paid hereunder and under the Loan Agreement and the Indemnification and Compensation Agreement, shall be paid to the Company upon the expiration or sooner termination of the Loan Agreement. 4.06. Maintenance of Books and Records. The Depository shall keep and maintain adequate records pertaining to the Construction Fund established hereunder and all payments therefrom which shall be open to instpection by the City, the Registered Owner and the Company or their duly authorized agents during the normal business hours of the Depository. ARTICLE V Redemption of Bond Prior to Maturity 5.01. Redemption of the Bond. The Bond is redeemable by the City, at the direction of the Company, in the manner and on the terms set forth in the Bond. In addition, the Company may be required to prepay the Loan prior to its stated maturity under certain conditions set forth in full in the Bond. ARTICLE VI Investments 6.01. Investment of Construction Fund. Any money held as part of the Construction Fund shall be invested or reinvested by the Depository in Permitted Investments pursuant to the written direction of the Authorized Company Representative, or the oral instructions of the Authorized Company Representative promptly confirmed in writing by such person (upon whom the Depository is entitled to rely) . All investments either shall be subject to redemption at any time at a fixed value at the option of the Depository, or shall mature not later than the business day prior to the date on which the proceeds are expected to be expended. For the purposes of any investment or reinvestment under this Section, investments shall be deemed to mature at the earliest date on which the obligor (or purchaser, in the case of a repurchase agreement) is, on demand, obligated to pay a fixed sum in discharge of the whole of such obligation. 6.02. Sate of Investments. The Depository shall sell and reduce to cash a sufficient portion of such investments whenever the cash balance in the Construction Fund is insufficient for the purposes of such fund. ARTICLE VII Default Provisions and Remedies of Registered Owners 7.01. Events of Default and Remedies. The events of default specified in the Bond, in the Loan Agreement and in the Security Agreement and the remedies specified therefor are hereby incorporated within this Resolution and approved. — 11 — 1 11 203 ARTICLE VIII Conditions for Delivery of Bond Conditions as to Subsequent Sale of Bond 8.01. Stipulations and Agreements. Notwithstanding anything to the contrary herein contained, the Bond shall not be delivered to the Purchaser unless and until the Purchaser waives any "due diligence" requirement on the part of the City Council of the City, and the Purchaser agrees to rely soley on statements and repesentations of the Company and its own investigation of the facts and circumstances relating to the purchase of the Bond. 8.02. Appointment of Trustee. Prior to any sale, conveyance or transfer of all or any portion of the Bond to any sebsequent Registered Owner, an upon payment of its costs and fees by the Registered Owner, the City may, in its sole discretion, adopt a supplemental Resolution appointing as Trustee a bank or trust company qualified to act as a trustee under the Act and prescribing the rights, duties and obligations of said Trustee. Any entity acting as Trustee hereunder shall not be liable for actions taken by it hereunder in good faith, absent its own negligence or willful misconduct. 8.03. Separate Trustee. At any time for the purpose of exercising any remedies upon an Event of Default granted in this Resolution, the Loan Agreement or the Security Agrement, the City and the Registered Owner shall have power, at the sole cost and expense of the Company, to appoint an additional institution or individual as Trustee, and upon the request of the Registered Owner, the City shall for such purpose join with the Registered Owner in the execution, delivery and performance of all instruments and agreements necessary or proper to appoint such institution or individual to act as trustee, and to vest in such person or institution acting in such capacity such rights, powers, duties, trusts or obligations as the City and the Registered Owner may consider necessary or desirable. If the City shall not have made such appointment within fifteen (15) days after the receipt by it of a request to do so, or in case an Event of Default shall have occurred and be continuing, the Registered Owner alone shall have the power to make such appointment. ARTICLE IX Supplemental Resolutions 9.01. Resolution to Constitute Agreement. Subject to the rights of the Company under Sections 9.02 and 9.03(b) hereof, this Resolution shall constitute an agreement between the City and the Registered owner and shall not be modified, amended or rescinded so long as any portion of the Bond remains outstanding, except as otherwise provided herein. 9.02. Supplemental Resolutions Not Requiring Consent of Registered Owner. The City may with the consent of the Company, and with notice to the Registered Owner, adopt a resolution or resolutions supplemental to this Resolution and shall not be inconsistent with the terms and provisions hereof nor be materially adverse to the Registered Owner of the Bond for any one or more of the following purposes: A. to cure any ambiguity or formal defect or omission in this Resolution; or B. for the purposes specified in Article VIII hereof. — 12 — "KIM 9.03. Supplemental Resolutions Requiring Consent of Registered owner and Company. A. The Registered Owner shall have the right from time to time, anything contained in this Resolution to the contrary notwithstanding, to consent to and approve the adoption by the City of such resolution or resolutions supplemental hereto as shall be deemed necessary and desirable by the City for the purpose of modifying, altering, amending, adding to or rescinding, in any particular, any of the terms or provisions contained herein or in any supplemental resolution; provided, however, that nothing is this Section contained shall permit, or be construed as permitting (i) an extension of the stated maturity or reduction in the principal amount of the Bond, or a ' reduction in the rate or extension of the time of payment of interest on the Bond, without the consent of the City and the Registered owner; or (ii) the creation of any interest in the Loan Payments or other moneys or amounts derived from the Loan Agreement, the Security Agreement or the Assignment, prior to or on a parity with the interest of the Registered Omer; or (iii) a reduction in the aggregate principal amount of the Bond without the consent of the Registered Owner. B. The City shall cause notice of the proposed adoption of any such supplemental resolution to be mailed to the Registered owner and to the Company at least twenty (20) days prior to the proposed date of adoption of any such supplemental resolution. No such supplemental resolution which would affect the rights of the Company shall be effective without the Company's having consented thereto. The Registered owner shall be deemed to have consented to the adoption of any such supplemental resolution if the City does not receive a letter of protest or objection thereto signed by or on behalf of the Registered Owner on or before the twentieth (20th) day after the mailing of said notice and a copy of the proposed supplemental resolution. ARTICLE X Amendements to the Loan Agreement 10.01. Amendments Requiring Consent of Registered owner. The City or the Trustee, if any, shall not consent to any amendment, change or modification of the Loan Agreement without notice to and the consent of the Registered owner at the time given and procured in the same fashion as in Section 9.03 of this Resolution providing for supplemental resolutions. ARTICLE XI Approval and Execution of Documents Effectiveness of Resolution 11.01. Approval. The following documents (collectively referred to in this Article as the "Loan Documents ") as presented to the City Council on this date, are hereby in all respects authorized, approved and confirmed: A. the Bond Purcnase Agreement; B. the Idemnification and Compensation Agreement; C. the Loan Agreement; D. the Security Agreement; E. the Assignment; F. the Depository Agreement; and - 13 - R05 G. the Bond. Pursuant to the Assignment, all right, title and interest in and to the Loan Agreement and the Security Agreement shall be assigned to the Purchaser, except for certain rights to indemnification and compensation as more fully set forth in the Loan Agreement which rights are hereby specifically retained. The Registered Owner is hereby authorized to exercise all rights granted to the City under the Loan Documents, except for the rights of the City under the Indemnification and Compensation Agreement and under Sections 3.06, 6.01, 7.07 and 7.08 of the Loan Agreement. ' The Loan Documents shall be in substantially the form as presented to this meeting with such necessary and appropriate variations, omissions and insertions as approved, permitted or required by the officer of the City executing said Loan Documents, provided, that such changes shall be within the scope of the transactions authorized by the Act. Such execution shall be conclusive evidence of the due execution, on behalf of the City, of such Loan Documents, which shall thereupon become binding upon the City in accordance with their terms as authorized by the Act. 1 11.02. Execution. The Mayor, the City Manager, and Clerk— Treasurer of the City are hereby authorized to execute and deliver for and on behalf of the City the Bond and the other Loan Documents in the fashion and within the scope set forth in the proceding Section, as well as any additional certificates, documents or other papers in connection therewith and to perform all other acts as they deem necessary or appropriate to implement and carry out the matters herein authorized. 11.03. Effectiveness of Resolution; Repealer. This Resolution shall be in full force and effect from and after its adoption by the City Council of the City, all as provided by law. All resolutions or orders, or parts thereof, which oonflict with the provisions of this Resolutions are hereby rescinded to the extent of such conflict. ARTICLE XII Miscellaneous 12.01. Consents and Other Instruments of Registered Owner. Any consent, request, direction, approval, waiver, objection, appointment or other instrument required by this Resolution to be signed and executed by the Registered Owner may be signed and executed in any number of concurrent writings of similar tenor and may be signed or executed by such Registered Owner in person or by agent duly appointed in writing. Proof of the execution of any such instrument, if made in the following manner, shall be sufficient for any of the purposes of this Resolution, and shall be conclusive in favor of the City with regard to any action taken under such instrument, namely: A. The fact and date of the execution by any person of any such instrument may be proved by the affidavit of a witness to such execution or by the certificate of any notary public or other office of any jurisdiction, authorized by the laws thereof to take acknowledgements of deeds, certifying that the person signing such instrument acknowledged to him the execution thereof. When such execution is by an officer of a corporation or association or a member of a partnership on behalf of such corporation, association or partnership, such affidavit or certificate shall also constitute sufficient proof of his authority. — 14 — r. 1 R1214 B. Any request, consent or vote of the Registered Owner shall bind every future Registered Owner of the same Bond and the Registered Owner of every Bond issued in exchange therefor or in lieu thereof, in respect of anything done or permitted to be done by the City in pursuance of such request, consent or vote. 12.02. Limitation of Rights. With the exception of rights herein expressly conferred, nothing expressed or to be implied from this Resolution or the Bond is intended or shall be construed to give to any person other than the City, the Company, the Depository and the Registered Owner any legal or equitable right, remedy, or claim under or in respect to this Resolution or any covenants, conditions and provisions hereof. 12.03. Severability. If any provision of this Resolution shall be held or deemed to be, or shall in fact be, inoperative or unenforceable as applied in any particular case in any jurisdication or jurisdications or in all jurisdictions, or in all cases because it conflicts with any other provision or provisons hereof or any constitution, statute, rule of law or public policy, or for any other reason, such circumstances shall not have the effect of rendering the provision in question inoperative or unenforceable in any other case or circumstances, or of rendering any other provision or provisions herein contained invalid, inoperative or unenforceable to any extent whatever. The invalidity of any one or more phrases, sentences, clauses or sections of this Resolution shall not affect the remaining portions of this Resolution, or any part thereof. 12.04. Notices. All notices, certificates or other communications hereunder shall be sufficiently given and shall be deemed given when mailed by certified mail, return receipt requested, postage prepaid, and addressed as provided in the Loan Agreement. PASSED AND ADOPTED BY THE CITY COUNCIL OF THE CITY OF FRIDLEY THIS 20TH DAY OF AUGUST, 1984. ATTEST: L 'k"� SIDNEY Y. IDIDW - CITY CLERK - 15 - L I