RES 1985-110 - 000053031
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71779i• • •
F&SMUT MARDING THE SALE OF $11,550,000 VARIABLE RATE
DEMAND GENERAL OBLIGATION TAX INCREMENT BONDS, SERIES
1985; FIXING THEIR FORM AND SPECIFICATIONS; DIRECTING
THEIR EXECUTION AND DELIVERY; AND PROVIDING FOR THEIR
PAYMENT
BE IT RESOLVED by the City Council (the "Council ") of the City of Fridley,
Minnesota (the "City "), as follows:
A. The Housing and Redevelopment Authority in and for the City of
Fridley, Minnesota (the "Authority ") , has undertaken or will undertake the
following public improvements (the "Improvements ") within or for the
benefit of Authority's Housing and Redevelopment Project No. 1, as
amended, pursuant to and in full conformity with Minnesota Statutes, and
Sections 462.411 gt seat and 273.71 to 273.78, inclusive:
(See Exhibit A hereto)
B. The Authority has requested that the City issue its general obligation
bonds to assist the Authority in financing the Improvements.
C. The Council hereby finds and determines that, for the purpose of
financing the Improvements, it is necessary for the City to issue its
$11,550,000 Variable Rate Demand General Obligation Tax Increment Bonds,
Series 1985 (the "Bonds "), and, since (i) the Bonds shall, unless and
until converted to fixed rate obligations pursuant to the terms of the
Indenture (hereinafter defined), bear interest at a rate varying
periodically, (ii) the City has a population of more than 10,000, and
(iii) the Bonds will at issuance be rated A or better by Fitch Investor
Service, Inc., a nationally recognized securities rating agency located in
New York, New York, the City is authorized to negotiate the sale of the
Bonds without public sale or competitive bidding pursuant to the
provisions of Minnesota Statutes, Section 475.60, Subdivision 2 (5).
D. In connection with the issuance of the Bonds, there have been
presented to the City and placed on file in the City offices copies of
certain agreements, all dated as of December 1, 1985, and including
particularly a Trust Indenture (the "Indenture ") between the City and
First Trust Company, Inc., St. Paul, Minnesota (the "Trustee "); a
Reimbursement Agreement (the "Credit Agreement ") between the City and
National Australia Bank Limited, New York Branch (the "Bank "), a Custody,
Pleage and Security Agreement (the "Pledge Agreement ") between. the City
and the Bank; a Remarketing Agreement (the "Remarketing Agreement ")
between the City and Miller & Schroeder Financial, Inc., Minneapolis,
Minnesota, and the First National Bank of Saint Paul, St. Paul, Minnesota
(collectively, the "Remarketing Agent "); a Tender Agent Agreement (the
"Tender Agent Agreement ") between the City, the Trustee, and J. Henry
Schroeder Bank & Trust Company of New York, New York, New York (the
"Tender Agent "); and an Investment Agreement (the "Investment Agreement ")
between the City, the Trustee, and Manufacturers Hanover Trust Company,
New York, New York (the "Investment Agent ").
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Page z - Resolution No. 110 - 1985
E. Pursuant to the Credit Agreement, the Bank agrees to issue its letter
of credit (the "Letter of Credit ") to secure certain payments which may be
made on the Bonds (hereinafter defined) pursuant to the Indenture.
Pursuant to the Credit Agreement and the Pledge Agreement, the City would
agree to compensate the Bank for providing the Letter of Credit and for
the making of any draws thereon. Prior to the Release Date, as defined in
the Indenture, the proceeds of the Bonds, net of the costs of issuance
thereof, would be invested by the Investment Agent pursuant to the
Investment Agreement. Pursuant to the Tender Agent Agreement, the Tender
Agent would agree to serve in such capacity pursuant to the applicable
terms of the Indenture, and the Trustee, pursuant to the Indenture, would
agree to act as Trustee thereunder. Under the Remarketing Agreement, the
Remarketing Agent would agree to use its best efforts to renarket Bonds
which had been tendered for purchase in accordance with their terms.
F. Any capitalized but undefined term used in this Resolution shall have
the same meaning given to such term in the Indenture.
G. The mandatory sinking fund redemptions of the Bonds, as set forth in
Section 3.07 of the Indenture, are hereby combined with the maturities of
all the other outstanding general obligation debt of the City (including
the improvement Bonds authorized on this date to be issued) , and the
Council hereby finds that such combined maturity schedule conforms to the
requirements of Minnesota Statutes, Section 475.54, Subdivision 1.
2. Authorization of Issuance of Bonds. The City shall issue and sell the
Bonds, which shall be dated, shall mature, shall be subject to optional
redemption and mandatory sinking fund redemption, shall bear interest at such
variable rates (or, following the Conversation Date, upon the prior election
of the City, at the Fixed Interest Rate), and shall be subject to the
additional terms and conditions provided in the Indenture and in the forms of
variable rate and fixed rate Bonds attached as Exhibits A and B, respectively,
to the Indenture.
3. Acceptance of Offer to Purchase Bonds. The offer of Miller & Schroeder
Financial, Inc., and the First National Bank of Saint Paul (the "Purchaser ")
to purchase the Bonds is hereby accepted, such bid being to purchase the Bonds
at a price of $11,434,500 plus accrued interest, if any, to date of delivery,
the Bonds to bear interest, to mature in the years and amounts, and to be
subject to such other terms and conditions as provided in this Resolution and
in the Indenture.
4. Form of Bonds. The Bonds shall be in substantially the form provided in
Exhibit A of the Indenture, except that upon conversion to a Fixed Interest
Rate, the Bonds shall be in substantially the form provided in Exhibit B of
the Indenture.
5. Bond Counsel Opinion. The City Clerk shall obtain a copy of the proposed
approving legal opinion of bond counsel, O'Connor & Hannan, of Minneapolis,
Minnesota, which shall be complete except as to dating thereof, shall cause
such opinion to be filed in the offices of the City, and shall cause said
opinion to appear on each of the Bonds, together with a certificate to be
signed by the facsimile signature of the City Clerk in substantially the
following form:
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I hereby certify that the foregoing is a full, true, and correct copy of
the legal opinion executed by the above -named attorneys, except as to the
dating thereof, which opinion has been handed to me for filing in my
office prior to the time of delivery of the Bonds.
(facsimile signature
City Clerk
City of Fridley, Minnesota
6. Execution and Delivery of Bonds. As provided in the Indenture, the Bonds
shall be executed on behalf of the City by the manual or facsimile signatures
of the Mayor and the City Manager and shall be duly authenticated by the
manual signature of an authorized representative of the Trustee (or in the
case of Tendered Bonds, of the Tender Agent), as provided in the Indenture.
The Bonds, when fully executed, shall be delivered to the Purchaser upon
receipt of the purchase price, and the Purchaser shall not be obligated to see
to the proper application thereof.
A. Debt Service Account. There is hereby created on the official books
and records of the City an account designated as $11,550,000 Variable Rate
Demand General Obligation Tax Increment Bonds, Series 1985, Debt Service
Account (the "Debt Service Account "), which shall be held in trust by the
City for the benefit of the Owners from time to time of the Bonds, as
hereinafter provided. Until the principal of, interest, and premium, if
any (the "Debt Service") , on all of the Bonds are paid, or until all of
the Bonds are otherwise discharged as hereinafter provided, there shall be
credited to and maintained in the Debt Service Account (1) first, those
tax increments (the "Tax Increments ") which are received by the City
pursuant to that certain Tax Increment Pledge Agreement, dated as of
December 1, 1985, between the City and the Housing and Redevelopment
Authority in and for the City of Fridley, Minnesota, in amounts, but only
in such amounts, which will be sufficient to pay, when due, the Debt
Service on the Bonds and, to the extent that the Letter of Credit is
unavailable or the Bank has dishonored a drawing thereon for any reason,
the Purchase Price of Bonds; and (2) second, the proceeds of any general
ad valorem taxes hereafter levied by the City for the purpose of paying
the Debt Service on the Bonds. The aforesaid funds in the Debt Service
Account shall be used only and exclusively for, and are hereby pledged to,
the payment of the Bonds in accordance with their terms. If any such
payment shall become due when there are not sufficient f unds in the Debt
Service Account or the Reserve Account to pay the same, the City Finance
Director shall pay such amounts fran the general fund or other available
fund of the City, and such fund shall (but only if at the time there are
no deficiencies in the Debt Service Account or the Reserve Account) be
reimbursed for such advances fran the proceeds of the Tax Increments or of
any general ad valorem taxes hereafter levied for such purposes, when
collected.
B. Reserve Account. There is hereby created on the official books and
records of the City an account designated as $11,550,000 Variable Rate
Demand General obligation Tax Increment Bonds, Series 1985, Debt Service
Reserve Account (the "Reserve Account "), which shall be held in trust by
the City for the benefit of the Owners frcm time to time of the Bonds, as
hereinafter provided. Fran the proceeds of the Bonds, on the Release Date
there shall be credited to the Reserve Account the sum of $1,732,500 as
hereinafter provided. The City covenants and agrees that it will maintain
in the Reserve Account from time to time on and after the Release Date the
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lesser of (1) $1,732,500 and (2) 15% of the Outstanding principal amount
of the Bonds (the "Minimum Reserve Level"); further, the City pledges to
use any amounts in excess of the Minimum Reserve Level, except earnings on
said funds? either to effect a permitted optional prepayment of the Bonds
or to pay the Debt Service thereon, at the City's option. Moneys up to
the Minimum Reserve Level in the Reserve Account shall be used exclusively
for, and are hereby pledged to, the payment of the Bonds in accordance
with their terms, when due. If, at any time, the funds maintained in the
Debt Service Account are insufficient to pay the Bonds in accordance with
their terms, to the extent that the Letter of Credit shall be unavailable
to compensate for such deficiency or shall have been dishonored, the City
shall pay to the Trustee from the Reserve Account for such purposes the
amount of such deficiency. All earnings derived from the investment of
funds held in the Reserve Account shall, when and as received and credited
to the Reserve Account, be applied as follows:
(i) for deposit into the Debt Service Account to the extent of
(A) any current deficiency in said Account or (B) any
anticipated deficiency in said Account coming due in the year
following the date of receipt of such earnings;
(ii) to the extent not applied as provided in (i) above, such
earnings shall be retained in the Reserve Account to the extent
that at the time such earnings are received, the balance in the
Reserve Account is less than the Minimum Reserve Level;
(iii) to the extent such earnings are not needed for the
purposes enumerated in (i) and (ii) above, the same shall be
transferred to the Project Account; provided, however, that upon
the occurrence and during the continuation of an Event of
Default, as defined in the Credit Agreement, no earnings on the
Reserve Account shall be transferred to the Project Account
pursuant to this paragraph 7 (B) (iii).
C. gjPC Account. All proceeds of the Bonds not deposited in the
Reserve Acwunt as hereinabove provided shall be maintained in a project
account or accounts to be used to finance the making of the Improvements
(the "Project Account ").
D. Payments to Trustee. The City shall timely pay or cause to be timely
paid to the Trustee all required payments to the Owners of the Bonds, out
of drawings on the Letter of Credit in accordance with its terms, the Debt
Service Account, the Reserve Account (if applicable) or f rom other
available funds of the City.
E. Junior Pledge to Credit Agreement. When all Bonds have been
discharged as provided in paragraph 16 of this Resolution and Article VII
of the Indenture, all pledges made to the owners of the Bonds in this
Resolution with respect to the payment thereof shall to the same extent
then secure the payment of all obligations of the City to the Bank arising
pursuant to the Credit Agreement and such pledge shall continue until such
obligations are discharged by the City in full.
8. Bonds are General Obligations. The full faith and credit and taxing
powers of the City are hereby pledged to the payment of the Debt Service on
the Bonds and in the event of any current or anticipated deficiency of funds
pledged to such purposes pursuant to the Indenture and this Resolution and
;?So
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needed to make any such payment, when due, the City Council shall levy ad
valorem taxes on all taxable property in the City in the amount of such
deficiency.
9. Execution of Documents Authorized. The Council hereby authorizes the
Mayor and City Manager to execute and deliver on behalf of the City the
' Indenture, the Credit Agreement, the Pledge Agreement, the Remarketing
Agreement, the Tender Agent Agreement, and the Investment Agreement, all
substantially in the respective forms thereof as have been presented to the
Council and placed on file in the offices of the City, with, however, such
amendments, deletions, and insertions thereto as may be desirable and
necessary, upon the recommendation and approval of Bond Counsel (as evidenced
by Bond Counsel's issuance of a legal approving opinion on the Bonds), and as
evidenced by said City officials' execution of such agreements.
10. Credit Aarreement A General Obligation. Pursuant to Minnesota Statutes,
Section 475.54, Subdivision 5a, the City hereby pledges to the payment of the
City's obligations which arise and may arise under the Credit Agreement the
same security as the City has hereby pledged to the payment of the Bonds,
provided, however, that with respect to such pledge, the Bank's interest in
and right to such pledged assets shall be junior to the rights and interest
therein of the Owners of the Bonds; but provided further, however, that to the
payment of the City's obligations to the Bank under the Credit Agreement, the
City hereby specifically pledges its full faith and credit, including its ad
valorem taxing powers, and in the event that the funds otherwise pledged
hereby to the payment of the City's obligations under the Credit Agreement are
ever insufficient for such purposes, if necessary, the City hereby agrees to
levy ad valorem taxes for such purposes and, prior to the receipt of such
taxes, agrees to use any other available funds of the City to satisfy said
obligations. To the extent that the City satisfies its obligations under the
Credit Agreement from other funds of the City, the City shall reimburse said
funds f ran the proceeds of any ad valorem taxes levied for such purposes, when
collected.
11. Debt Service Coveraae, it is hereby determined that the Tax Increments
will be in the principal amount of at least 208 of the cost of the
Improvements, that the estimated collections of Tax Increments and the funds
anticipated to be available in the Reserve Account will produce at least 58 in
excess of the amount needed to meet, when due, the principal of (at maturity
and upon mandatory sinking fund redemption thereof) and interest on (at the
Maximum Interest Rate, being 108 per annum) the Bonds, and that no tax levy is
needed at this time. The City Clerk is directed to file a certified copy of
this Resolution with the County Auditor of Anoka County, and to obtain said
official's certificate of filing the same, as required by Minnesota Statutes,
Section 475.63.
12. City Proceedings and Records. The officers of the City are hereby
authorized and directed to prepare and furnish to the Purchaser, the Bank and
to the attorneys approving the Bonds, certified copies of proceedings and
records of the City relating to the Bonds and to the financial condition and
affairs or the City, and to furnish such other certificates, affidavits, and
transcripts as may be required to show facts within their knowledge or as
shown by the books and records in their custody and under their control
relating to the validity and marketability of the Bonds, and such instruments,
including any heretofore furnished, shall be deemed representations of the
City as to the facts stated therein.
I 13. Certification of Official Statement. The Mayor, the City Manager, the
City Finance Director, and/or the City Clerk are hereby authorized to certify
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that they have examined the official statement or prospectus prepared and
circulated in connection with the issuance and sale of the Bonds and that to
the best of their knowledge and belief said official statement is a complete
and accurate representation of the facts and representations made therein as
they relate to the City.
' 14. General Tax Covenant, The City covenants and agrees with the Owners from
time to time of the Bonds that the City will not take or permit to be taken by
any of its officers, employees, or agents any action which would cause the
interest on the Bonds to become subject to taxation under the Internal Revenue
Code of 1954, as amended, and regulations issued thereunder, as now existing
or as hereafter amended or proposed and in effect at the time of such action.
15. Discharge. When any Bond has been discharged as provided in Article VII
of the Indenture, all pledges, convenants, and other rights granted by this
Resolution to the Owner(s) of such Bond shall cease, and such Bond shall no
longer be deemed to be outstanding under this Resolution.
16. Tax Increment Pledge Agreement. The City Council hereby approves and
authorizes the Mayor and City Manager to execute the Tax Increment Pledge
Agreement attached hereto and proposed to be entered into between the City and
the Authority, with such modifications, if any, as such officers shall
approve, as evidenced by their signatures thereof.
PASSED AND ADOPTED BY THE CITY OOUNCIL OF THE CITY OF FRIDLEY THIS 1611H DAY OF
DECEMBER, 1985
'A J.v
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EXHIBIT A
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Re: $11,550,000 Variable Rate Demand General obligation Tax Increment Bonds
of the City of Fridley, Minnesota
Project Expenditures:
Tax Increment Financing District No, 1
(Lundgren Project):
Land Acquisition and Construction
of Parking Facilities
$ 1,200,000
Tax Increment Financing District No. 6
(100 Twin Project):
Soil corrections, street improvements,
walkways, drainage, lighting, and land-
scaping
2,440,000
General Project Activities within
Redevelopment Project No. 1:
Street and intersection improvements,
walkways, lighting, soil corrections,
drainage, and landscaping
$ 3,420,000
Subtotal
$ 7,060,000 j
Contingencies
147,799
Capitalized Interest
2,313,101
Debt Service Reserve
1,732,500
Credit /Liquidity Cost/
Placment Fee
121,100
Issuance Costs
60,000
Underwriter's Discount
115,500
TOTAL BOND ISSUE
$11,550,000