RES 1985-111 - 00005310lE.SOLUTICN NO. 111 - 1985
RESOLUTION AWARDING THE SALE OF $3,100,000 VARIABLE RATE
DEMAND GENERAL OBLIGATION Il4PW&M1T BONDS, SERIES 1985;
FIXING THEIR FORM AND SPECIFICATIONS; DIRECTING THEIR
EXECUTION AMID IELIVERY; AND PROVIDING FOR THEIR PAYMENT
BE IT RESCLVEu by the City Council (the "Council ") of the City of Fridley,
Minnesota (the "City "), as foilaws:
A. The City has undertaren or will undertare the following public
improvements (the "Improvements ") pursuant to and in full conformity with
Minnesota Statutes, Cnapter 429:
Construction Costs
X2,100,000
Capitalized Interest
4/4,y36
Debr Service Reserve
4b5,u00
Discount
31,000
Costs or Issuance
23,250
Contingency
5,814
Total Bond Issue $3,100,000
B. The Council herery finds and determines that, for the purpose of
financing the Improvements, it is necessary for the City to issue its
$3,100,000 variable Rate Demand General Obligation Improvement Bonds,
Series 1985 (the "Bonds ") , and, since (i) the Bonds shall, unless and
until converted to fixee rate obligations pursuant to the terms of the
Indenture (hereinafter derined), bear interest at a rate varying
periodically, (ii) the City has a popu�ation or more than 101000, and
(iii) the Bonds will at issuance be rateu A or better by Fitch Investor
Service, Inc., a nationally reoognizea securities rating agency located in
New York, New York, the City is authorized to negotiate the sale of the
Bonds without public sale or competitive biad.rng pursuant to the
provisions of Minnesota Statutes, Section 4'/5.b0, Subdivision 2 (5).
C. In connection with the issuance or the Bonds, there have been
presented to the City and placed on file in the City orfiLes copies of
certain agreements, all dated as or December 11 1985, and including
particularly a Trust Indenture (the "Indenture ") between the City and
First Trust Company, Inc., St. Paul, Minnesota (the "Trustee ); a
Reimbursement Agreement (the "Credit Agreement ) between the City and
National Australia Bank Limited, New York Branch (the "Bank ") ; a Custody,
Pleage and Security Agreement (the "Pledge Agreement ) between the City
and the Bank; a Remarketing Agreement (the "Remarketing Agreement,-)
between the City and Miller & Schroeder Financial, Inc., Minneapoiis,
Minnesota, and the First National Bank of Saint Paul, St. Paul, Minnesota
(collectively, the "Remarketing Agent ); a Tender Agent Agreement tthe
"Tender Agent Agreement ") between the City, the Trustee, and J. Henry
Schroeder Bank & Trust Company of New York, New York, New York (the
"Tender Agent "); and an Investment Agreement (the "Investment Agreement )
between the City, the Trustee, and Manufacturers Hanover Trust Company,
New York, New York (the "Investment Agent ").
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Page 2 - lesolution Nu. 111 - 1985
D. Pursuant to the Credit Agreenent, the Bank agrees to issue its letter
of credit (the "Letter of Credit ") to secure certain payments which may be
made on the Bonds (hereinafter defined) pursuant to the Indenture.
Pursuant to the Credit Agreement and the Pledge Agreement, the City would
agree to compensate the Bank for providing the Letter or Credit and for
the making of any draws thereon. Prior to the Release Date, as defined in
the Indenture, the proceeds or the Bonds, net or the costs or issuance
thereof, would be invested by the Investment Agent pursuant to the
Investment Agreement. Pursuant to the Tender Agent Agreement, the Tender
Agent would agree to serve in sucn capacity pursuant to the applicable
terms of the Indenture, and the Trustee, pursuant to the Indenture, would
agree to act as Trustee thereunder. Under the Remarketing Agreement, the
Remarketing Agent would agree to use its best efforts to remarket Bonds
which had been tendered for purchase in accordance with their terms.
E. Any capitalized but undefined term used in this Resolution shall have
the same meaning given to sucn term in the Indenture.
F. Tne mandatory sinking fund redemptions or the Bonds, as set f orth in
Section s.U7 of the Indenture, are hereby combined with the maturities of
ail the other outstanding general obligation debt or the City (including
the Tax Increment Bonds authorized on this date to be issued) , and the
Council hereby finds that such combined maturity schedule conforms to the
reyuirenents or Minnesota Statutes, Section 475.54, Subdivision 1.
2. Authorization of Tssu= of Bonds. The City shall issue and sell the
Bonds, which shall be dated, shall mature, shall be subject to optional
redemption and mandatory sinking fund redemption, shall bear interest at sucn
variable rates (or, following the Conversation Date, upon the prior election
of the City, at the Fixed Interest Rate), and shall be subject to the
additional terms and conditions provided in the Indenture and in the forms of
variable rate and fixed rate Bonds attached as Exhibits A and B, respectively,
to the Indenture.
J. Acoertance of Offer to Purchase Bonds. The orfer or Miller & Scnroeder
Financial, Inc., and the First National Bank of Saint Paul (the "Purcnaser )
to purchase the Bonds is hereby accepted, sucn bid being to purchase the Bonds
at a price or $3,069,000 plus accrued interest, if any, to date or delivery,
the Bonds to bear interest, to mature in the years and amounts, and to be
subject to such other terms and conditions as provided in this Resolution and
in the Indenture.
4. Form of Bonds. The Bonds shall be in substantially the form provided in
Exhibit A or the Indenture, except that upon conversion to a Fixed interest
Rate, the Bonds shall be in substantially the form provided in Exhibit B or
the Indenture.
5. Bond Cnu_�Gel Obinon. The City Clerk shall obtain a copy of the proposea
approving legal opinion or bond counsel, O'Connor & Hannan, of Minneapolis,
Minnesota, wni.cn shall be complete except as to dating thereon, shall cause
sucn opinion to be filed in the offices or the City, and shall cause said
opinion to appear on each of the Bonds, together with a certificate to be
signed by the facsimile signature of the City Clerk in substantially the
foiluding form:
Page 3 - Resolution No. 111 - 1985
I hereby certify that the foregoing is a full, true, and correct copy of
the legal opinion e )mcutea by the above -named attorneys, except as to the
dating thereor, which opinion has been handed to me for filing in my
office prior to the time or delivery of the Bonds.
(facsimile signature)
City CLerK
City of Fridley, Minnesota
6. Execution and Delivery of Bonds. As proviced in the Indenture, the Bonds
shall be executed on behalf or the City by the manual or facsimile signatures
of the Mayor and the City Manager and shall be duly authenticated by the
manual signature or an authorizea representative or the Trustee (or in the
case of Tendered Bonds, or the Tender Agent) , as provided in the Indenture.
The Bonds, when fully executes, snall be delivered to the Purchaser upon
receipt or the purchase price, and the Purchaser shall not be obligated to see
to the proper application thereor.
A. Debt Service Account. There is hereby created on the official books
and recoras or the City an account designated as $3,100,000 variable Rate
Demand General Obligation improvement Bonds, Series 1985, Debt Service
Account (the "Debt Service Account "), which shall be held in trust by the
City for the benefit or the Owners from time to time of the Bonds, as
hereinafter proviaea. Until the principal of, interest, and premium, if
any (the "Debt Service ") , on all of the Bonds are paid, or until all of
the Bonds are otherwise discharged as hereinafter provided, there shall be
creuitea to and maintained in the Debt Service Account (1) first, those
special assessments (the "Special Assessments ") levied or to be levied for
the improvements, in amounts, but only in such amounts, which will be
sufficient to play, when due, the Debt Service on the Bonds and, to the
extent that the Letter or Credit is unavailable or the Bank has dishonored
a drawing thereon for any reason, the Purchase Price of Bonds; and (2)
second, the proceeds or any general ad valorem taxes hereafter levied by
the City for the purpose of paying the Debt Service on the Bonds. The
aforesaid funds in the Debt Service Account shall be used only and
exclusively for, and are here.,y pledged to, the payment of the Bonds in
accordance with their terms. Ir any sucn payment shall become due when
there are not sufficient funds in the Debt Service Account or the Reserve
Account to pay the same, the City Finance Director shall pay such amounts
fran the general fund or other available fund of the City, and such fund
shall (but only if at the time there are no deficiencies in the Debt
Service Account or the Reserve Account) be reimbursed for such advances
fran the proceeds or the Special Assessments or of any general ad valorem
tayes hereafter levied for such purposes, when collected.
B. Reserve Account. There is hereby created on the off icial books and
records or the City an account designated as $3,100,000 variable Rate
Demand General Obligation improvement Bonds, Series 1985, Debt Service
Reserve Account (the "Reserve Account "), which shall be held in trust by
the City for the benefit of the Owners fran time to time of the Bonds, as
hereinafter providea. Fran the proceeds of the Bonds, on the Release Date
there snail be credited to the Reserve Account the sum of x4651000 as
hereinafter provided. The City covenants and agrees that it will maintain
in the Reserve Account from time to time on and after the Release Date the
lesser or (1) $465,u00 and (2) 15% of the Outstanding principal amount of
the Bonds (the "Minimum Reserve Level "); further, the City pledges to use
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Page 4 - Resolution No. 111 - 1985
any amount in excess or the Minimum Reserve Level, except earnings on said
funds, either to effect a permitted optional prepayment of the Bonds or to
pay the Debt Service thereon, at the City•s option. Moneys up to the
Minimum Reserve Level in the Reserve Account snall be used exclusively
for, and are hereby pledged to, the payment or the Bonds in accordance
with their terms, when due. Ir, at any time, the funds maintained in the
' Debt Service Account are insurf icient to pay the Bonds in accordance with
their terms, to the extent the Letter or Credit shall be unavailable to
compensate for such deficiency or shall have been dishonored, the City
shall pay to the Trustee from the Reserve Account for such purposes the
amount or such deficiency. Ail earnings derived from the investment of
funds held in the Reserve Account snail, when and as received and credited
to the Reserve Account, be applied as follows:
(i) for deposit into the Debt Service Account to the extent or
(A) any current deficiency in said Account or (B) any
anticipated deficiency in said Account coming due in the year
following the date or receipt or such earnings;
(ii) to the extent not applied as provided in (i) above, such
earnings snail be retained in the Reserve Account to the extent
that at the time such earnings are received, the balance in the
Reserve Account is less than the Minimum Reserve Level;
(iii) to the extent succi earnings are not needed for the
purposes enumerated in (i) and (ii) above, the same snail be
transferred to the Project Account; provided, however, that upon
the occurrence and during the continuation or an Event of
Default, as defined in the Credit Agreement, no earnings on the
Reserve Account snail be transrerred to the Project Account
pursuant to this paragraph 7 (13) (iii) .
C. Project Account. Ail proceeds or the Bonds not deposited in the
Reserve Account as hereinabove provided snail be maintained in a project
account or accounts to be used to finance the making or the Improvements
(the "Project Account ") , all in accordance with the applicable provisions
of Minnesota Statutes, Chapter 429.
D. Payments to Trustee. The City shall timely pay or cause to be tii
paid to the Trustee all required payments to the Owners of the Bonds, out
of drawings on the Letter of Credit in accordance with its terms, the Debt
Service Account, the Reserve Account (if applicable) or from other
available funds of the City.
E. Junior _Pledge to Credit Agreement. When all Bonds have been
discharged as provided in paragraph 16 of this Resolution and Article VII
of the Indenture, all pledges made to the Owners of the Bonds in this
Resolution with respect to the payment thereof shall to the same extent
then secure the payment of all obligations of the City to the Bank arising
pursuant to the Credit Agreement and such pledge shall continue until such
obligations are discharged by the City in full.
8. Bonds are General Obligations. The full faith and credit and taxing
powers of the City are hereby pledged to the payment of the Debt Service on
the Bonds and in the event of any current or anticipated deficiency of funds
pledged to such purposes pursuant to the Indenture and this Resolution and
needed to make any such payment, when due, the City Council shall levy ad
valorem taxes on all taxable property in the City in the amount of such
def iciency.
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Page 5 — Fesolution No. 111 — 1985
9. Execution of Documents Authorized. The Council hereby authorizes the
Mayor and City Manager to execute and deliver on behalf of the City the
Indenture, the Credit Agreement, the Pledge Agreement, the Remarketing
Agreement, the Tender Agent Agreement, and the Investment Agreement, all
substantially in the respective forms thereof as have been presented to the
Council and placed on file in the offices of the City, with, however, such
amendments, deletions, and insertions thereto as may be desirable and
necessary, upon the recamendation and approval of Bond Counsel (as evidenced
by Bond Counsel's issuance of a legal approving opinion on the Bonds) , and as
evidenced by said City officials' execution of such agreements.
10. Credit Agreement A General Obligation. Pursuant to Minnesota Statutes,
Section 475.54, Subdivision 5a, the City hereby pledges to the payment of the
City's obligations which arise and may arise under the Credit Agreement the
same security as the City has hereby pledged to the payment of the Bonds,
provided, however, that with respect to such pledge, the Bank's interest in
and right to such pledged assets shall be junior to the rights and interest
therein of the Owners of the Bonds; but provided further, however, that to the
payment of the City's obligations to the Bank under the Credit Agreement, the
City hereby specifically pledges its full faith and credit, including its ad
valorem taxing powers, and in the event that the funds otherwise pledged
hereby to the payment of the City's obligations under the Credit Agreement are
ever insufficient for such purposes, if necessary, the City hereby agrees to
levy ad valorem taxes for such purposes and, prior to the receipt of such
taxes, agrees to use any other available funds of the City to satisfy said
obligations. To the extent that the City satisfies its obligations under the
Credit Agreement from other funds of the City, the City shall reimburse said
funds from the proceeds of any ad valorem taxes levied for such purposes, when
collected.
11. Debt Service Coveraae. It is hereby determined that the Special
Assessments will be in the principal amount of at least 208 of the cost of the
Improvements, that the estimated collections of Special Assessments and the
funds anticipated to be available in the Reserve Account will produce at least
58 in excess of the amount needed to meet, when due, the principal of (at
maturity and upon mandatory sinking fund redemption thereof) and interest on
(at the Maximum Interest Rate, being 118 per annum) the Bonds, and that no tax
levy is needed at this time. The City Clerk is directed to file a certified
copy of this Resolution with the County Auditor of Anoka County, and to obtain
said official's certificate of filing the same, as required by Minnesota
Statutes, Section 475.63.
12. City Proceedings and Records. The officers of the City are hereby
authorized and directed to prepare and furnish to the Purchaser, the Bank and
to the attorneys approving the Bonds, certified copies of proceedings and
records of the City relating to the Bonds and to the financial condition and
affairs of the City, and to furnish such other certificates, affidavits, and
transcripts as may be required to show facts within their knowledge or as
shown by the books and records in their custody and under their control
relating to the validity and marketability of the Bonds, and such instruments,
including any heretofore furnished, shall be deemed representations of the
City as to the facts stated therein.
13. Certification of Official Statement. The Mayor, the City Manager, the
City Finance Director, and/or the City Clerk are hereby authorized to certify
that they have examined the official statement or prospectus prepared and
' circulated in connection with the issuance and sale of the Bonds and that to
the best of their knowledge and belief said official statement is a complete
and accurate representation of the facts and representations made therein as
Page b — Resolution No. 111 — 1985
they relate to the City.
14. General Tax Covenant. The City covenants and agrees with the Owners from
time to time of the Bonds that the City will not take or permit to be taken by
any of its officers, employees, or agents any action which would cause the
interest on the Bonds to become subject to taxation under the Internal Revenue
Code of 1954, as amended, and regulations issued thereunder, as now existing
or as hereafter amended or proposed and in effect at the time of such action.
15. Discharge., when any Bond has been discharged as provided in Article VII
of the Indenture, all pledges, convenants, and other rights granted by this
Resolution to the Owner(s) of such Bond shall cease, and such Bond shall no
longer be deemed to be outstanding under this Resolution.
16. Covenants R=_spect" Special Assessments It is hereby determined that
the improvements to be financed by the Bonds will directly and indirectly
benefit the abutting or other property, and the City hereby covenants with the
Owners f rpm time to time of the Bonds as follows:
A. The City has duly ordered the making of the Improvements as
contemplated in Minnesota Statutes, Section 429.031, will cause the
assessments for the Improvements to be pranptly levied so that the first
installment will be collectible not later than 1987, and will take all
steps necessary to assure prompt collection. The City Council shall with
due diligence take or cause to be taken all further actions which may be
necessary for the making, constructing, and financing of the Improvements
financed by the Bonds, for the final and valid levy of special assessments
against property benefited by the improvements, and for the appropriation
of any other funds needed to pay the Bonds and interest thereon when due.
B. 'Ihe City will keep complete and accurate books and records relating to
the Improvements showing all receipts and disbursements of grants, pledged
finds, taxes, assessments, other funds appropriated for payment of the
Bonds, and the balance of unpaid assessments.
PASSED AND ADOPTED BY THE CITY ODUNCIL OF THE CITY OF FRMLEY THIS 1678 DAY OF
DECEMBER, 1985
ATTEST:
Ka .MAV M . • 1• , •