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06/20/2005 BWS - 6077� To: William W. Burns, City Manager �� From: Richard D. Pribyl, Finance Director Re: Financial Analysis Date: June 17, 2005 Per your request the finance staff has prepared the attached information for presentation to the City Council on Monday June 20, 2005. We provided a review of the projected fund balances for those funds that are the most critical to the city's financial health. The General Fund is a focus of concern. This fund receives transfers from the Police Activity Fund, Liquor Fund, and also the Closed Bond Fund. As you can see the ending General Fund fund balance is on a continuing downward spiral until the entire fund balance is exhausted by 2009. The balance of the Police Activity fund will be fully expended during 2007. These projections were based on revenues and expenses increasing at a rate of 2.5%. Should either of these rates of increase change it would create an effect on the rate of consumption of fund balance. In order to maintain the level of the General Fund's fund balance we would need to increase the support to the General Fund by the other three funds shown in the analysis. As you can see the Capital Improvement Fund's fund balance appears to be fairly stable over the period of projection and remains to be a fund at Council's discretion. At this point, Council has not opted to use any of the fund's within the Capital Improvement Fund to support the General Fund, but as stated it is discretionary and could be used for this purpose should the need arise. The Liquor Fund always has been used as support for General Fund operations. The projections show that we are continuing to transfer $500,000 per year based on our current operations. The cash balance of this fund shows, that it will continue to grow at a small rate based on the $500,000 annual transfer and no change to the current retailing operation. Should an additional store be added this number would certainly grow. Should the State Legislature tinker with Municipal Liquor, we could lose this $500,000 also. A continuing source of funds for the General Fund has been the Closed Bond Fund. The projections show that with the $250,000 annual transfer being made, the fund balance will shrink by approximately $90,000 per year. I do feel that as interest rates begin to rise, this reduction of fund balance will be eliminated and the balance will remain stable. The General Fund fund balance shortfall can be supported annually by increasing the amount of the transfers to this fund, but on the longer term, additional revenues need to be developed or expenses reduced. RDP/me Attachment 2.s��o FUND BALANCE PROJECTIONS Assumption for Rev & Exp Increases � � � � � GENERAL FUND Beg Fund Balance $4,163,836 $4,152,327 $3,749,379 $3,336,357 $1,953,845 Revenues 11,165,061 11,446,438 12,087,476 11,639,663 11,180,655 Expenditures 12,414,853 13,108,555 13.436,269 13,772,176 14,116,480 End Fund Balance Before Transfers: $2,914,044 $2,490,210 $2,400,586 $1,203,845 ($981,980) Transfers From Other Funds Liquor Fund Closed Bond Fund Police Activity Fund Total Transfers: Ending Fund Balance CAPITAL IMPROVEAAENT FUND Beg Fund Balance Revenues Expenditures Ending Fund Balance LIQUOR FUND Beg Cash Balance Revenues Expenditures Transfer To Gen Fund Ending Cash Balance 500,000 500,000 250,000 250,000 488,283 509.169 $1,238,283 $1,259,169 $4,152,327 $7,207,891 1,408,037 1,835,000 $6,780,928 500,000 500,000 500,000 250,000 250,000 250,000 185,771 0 0 $935,771 $750,000 $750,000 $3,749,379 $3,336,357 $1,953,845 $6,780,928 $6,803,633 $6,626,963 1,011,705 722,330 717,471 989,000 899.000 682,000 $6,803,633 $6,626,963 $6,662,434 $898,328 $895,661 6,045,176 6,045,176 5,547,843 5,527,255 500,000 500.000 $895,661 $913,582 ($231,980) $6,662,434 718,447 748,000 $6,632,881 $913,582 $944,451 $988,592 6,196,305 6,351,213 6,509,993 5,665,436 5,807,072 5,952,249 500.000 500,000 500.000 $944,451 $988,592 $1,046,336 CLOSED BOND FUND Beg Fund Balance $6,459,900 $6,371,398 $6,280,682 $6,187,699 $6,092,392 Interest Income (2.5%) 161,498 159,285 157,017 154,692 152,310 Transfer To Gen Fund 250.000 250.000 250.000 250.000 250.000 Ending Fund Balance $6,371,398 $6,280,682 $6,187,699 $6,092,392 $5,994,702 �. CIP FUND BALANCE PROJECTIONS DETAIL 2005 2006 2007 2008 2009 GENERAL CAPITALIMPROVEMENTS Beg Fund Balance $251,690 ($260,276) ($379,434) ($514,868) ($529,027) Revenues 455,034 82,842 (10,434) (14,159) (14,548) Expenditures 967,000 202,000 125.000 0 0 Ending Fund Balance ($260,276) ($379,434) ($514,868) ($529,027) ($543,575) STREETS CAPITAL IMPROVEMENTS Beg Fund Balance $5,012,938 $5,074,576 $5,274,127 $5,279,165 $5,284,342 Revenues 806,638 764,551 570,038 570,177 570,319 Expenditures 745.000 565.000 565,000 565.000 615.000 Ending Fund Balance $5,074,576 $5,274,127 $5,279,165 $5,284,342 $5,239,667 PARKS CAPITAL IMPROVEMENTS Beg Fund Balance �1,943,263 $1,966,628 $1,908,940 $1,862,666 $1,907,119 Revenues 146,365 164,312 162,726 161,453 162,676 Expenditures 123,000 222.000 209.000 117.000 133.000 Ending Fund Balance $1,966,628 $1,908,940 $1,862,666 $1,907,119 $1,936,795 TOTAL CAPITAL IMPROVEMENTS Beg Fund Balance $7,207,891 $6,780,928 $6,803,633 $6,626,963 $6,662,434 Revenues 1,408,037 1,011,705 722,330 717,471 718,447 Expenditures 1,835,000 989.000 899.000 682.000 748.000 Ending Fund Balance $6,780,928 $6,803,633 $6,626,963 $6,662,434 $6,632,881 Cash Accumulated Depreciati�on Operating lncome {Loss) Net Income {Loss} After Transfers Cash Accumulated Deprecisfion Operating Incane (Loss) _ Net Irtcome (Loss) A� Traasf+ers = Cash Accumulated Depre�ciafion Operating Income (l.oss) Net Income (Loss) After Transfers Cash Accumutabed De{Neciation Operating income (Loss) Net Income (Loasj Atter Transfers ANALYSIS OF UTILITIES WATER 20� 2� 2003 3.147.364 2.979.187 2.797.134 6.817,767 7,266,877 7.793,516 i59.8:i� (150.28� ('103.540) i�.�esl C��.� i��.� SEWER Audited 2004 3.583.805 8.183.085 (108.284) (242.�8� /Eudited Z001 �, 2QQ4 2004 3,248,886 2,858.116 2,888.092 3.021,215 3.603.076 3,�1.8b2 4.120.442 4,390,502 (111.682) (15.648) (234,45'n 2.610 ' 53,562 61.198 (177.414} 51,�5 ' STORM WATER 2001 �2� � 1,A46,560 1,343,348 1,322,547 2,968,G25 3,137,997 3,3f9,874 26.8'38 23.5�44 29.543 , 44 4�.�os cs7,�rn cs, z�� COMBtNED � 0�0 2� 7,842.810 7,280.661 7.007.773 13,390.468 14,20B.726 15,233,832 (144,881) (142,401) (308.454) s2.o� (2a7.�z� f�ss.ss� Audited � 1.289,876 3,502,9�.s7 64.599 css.s3� ��� 2004 7,894.896 16.078,544 (40.873� C15�.a2s� Estitnated 2008 3,022.786 9.115,378 (166,81� (2T9.81� � 2006 2.490,250 4,�82,410 (218,420) (164,421) �� ?�OS 1,124,8q 3,691.078 32.342 m.�m ��� � 6.637.898 17,498.86B (350.896) (521,95� EsWnabed 2006 2.683.166 9,788,213 (155.�i1) a01.�I Estimated � 2.493,851 4,998,205 (223.094) (1�,� �� � 1.047.783 3.878,911 57.087 E9.81� �� � 6,224,900 18,867,329 (321,938} (379,36� 2001-06 Total (744.70� (1.155,5� 2001-06 Toml (798�691) C�.� �� � Y33.&53 �.� �,� � (1.3��545) i1,753.48� ' The ineome shown for 2004 is due io MCES undercharging all munk�p�Rties due to lower flows for ihe Ume psriod billed. In order to corted for tlus, the�r changed ihe waY ttreY charge. and are rrow guaranteed a s� S amount, so this situation wront happen again in ihe fuEUre. ' The net income (bss) aR� transfers compared %o ftre operatin8 income (b�). aPPe�s tio be mwe favorabile in it�e s�rer tund due to there bang mur� less debt service in tfie sewer iund compared ta tlre water and stam water funds. l emo To: William W. Burns, City Manager �� � From: Deborah Dahl, Human Resources Director Date: June 17, 2005 Re: 2006 PERSONAL SERVICES BUDGET The 2006 budget prepared for the June 20, 2005, Council Work Session includes market adjustments for several positions, along with a 3% cost of living adjustment, standard step increases, a significant increase in PERA contributions, and a 13% increase in health insurance premiums. Listed below are some of the details concerning the proposed amounts under Personal Services. COLA While the City has not concluded negotiations with the Fire Union for 2005, and has not yet started negotiations with the sergeant's and patrol unions for 2006, I have proposed a 3% adjustment for a11 groups, which amounts to $125,819. MARKET 1NCREASES As you recall, at the final budget review meeting in October of 2005, the Council approved $40,000 to be restored to the 2005 budget to: 1) provide for a compensation audit; 2) conduct a job evaluation and review of Pay Equity compliance; and, 3) to make adjustments for positions falling behind in the market. Compensation Consultant Rod Kelsey of Riley, Dettmann and Kelsey, has recently been contracted to assist us in this effort. Since this study has just begun, the results and final recommendations will not be ready in time for this initial budget meeting in June; therefore, I ha�e included $33,000 in market adjustments in the 2006 budget, pending the results of the study. This budget already takes into account that we will have spent the $40,000 in 2005 for market adjustrnents. I expect the results of the study and final recommendations to be available prior to the adoption of the final budget this fa11 and will be implemented only upon your approval. ^� w HEALTH INSURANCE INCREASES While it is still very early in the year, our insurance brokers, Financial Concepts, have estimated a minimum of 13% increase in trend and claims for our health insurance costs. At this time, I expect to stay with HealthPartners and offer a third option to employees in 2006 (a consumer- driven health plan called a Health Reimbursement Account) to help control the costs of health insurance. In addition to this increase, we always anticipate changes from employees switching between plans, which will amount to an overall increase of 20.73% to the health insurance line item. Premium Costs: At a 13% increase in premiums in 2006, the single rate for the Base Plan will be $411.42 per month (the City will contribute 100%) and the family rate will be $1,151.79 (the City will contribute 80% as in past years, which will be $921.43 per person). PERA INCREASES As you know, the legislature was looking to significant increases of City contributions to the PERA Coordinated Fund (an additional.5%) and Police and Fire Funds (an additiona14.2%). PERA attributed the increase due to changes in actuarial assumptions on life expectancies when employees retire and use disability benefits, combined with the poor market investments which required additional funding to balance the funds. Because it seemed very likely the bill would pass, staff budgeted an additional $163,133 for PERA increases in the 2006 budget. The House, however, ran out of time to take action on the bill, and as of yesterday, I was informed by League attorneys that this bill is not likely to be considered in special session. If this happens, the City would realize a significant savings to this prepared budget. I will be available at the Council Work Session to address any concerns or questions you or the Council may have with regards to Personal Services. � � • Page 2 Memo to: The Mayor and Council Fram: William W. Surns, City Manager Subject: Alezandra House Request Date: 6-18-QS Earlier this year, probably about March, I met with Connie Moore to discuss their funding plight. The bottom line is that the Stacre has cut much of their funding and told them to find it among the cities that use their services. They subsequently developed a fair share plan for Anoka County cities based on usage. I've attached the plan. It requests $35,337 from us. I ttunk we should assume tlyat this will be an ongoin� request. At the time we met, I told them that finding new funding for anything would be tough in view of State cut backs. I did promise to bring it before you during our budget work session. While I've asked Don Abbott to get me information on what other cities are doing, I do not ha.ve Don c�r the infvrmation today. I've also called both Jerry 5plirrter and Ran Waods to see whatt Coon Rapids and Blaine are doing. I should hear back from them on Monday. Alexandra House, Inc. City of Fridley Budget 1-1-06 to 12-31-06 INCOME AMOUNT State of Minnesota - Office of Justice Programs $ 98,013 United Way - Grant $ 238,414 United Way - Donations $ 45,000 Foundations & Corporations $ 58,573 UnitylMercy Hospitals $ 10,000 To Be Raised $ 250,000 TOTAL INCOME $ 700,000 EXPENSES Salary $ 412,366 Fringe Benefits 8� PR Taxes $ 96,644 Contract Services $ 82,482 Mileage $ 6,710 Program Transportation $ 2,000 Activities & Supplies $ 4,000 Property Maintenance $ 1,392 Copier $ 5,178 Outside Printing $ 6,390 Office Supplies $ 3,500 Postage $ 2,835 Telephone $ 18,745 Utilities $ 1,920 Other Insurance $ 2,813 Office Space $ 31,967 Fumiture/Equipment $ 8,250 Staff Development $ 3,525 Dues & Subscriptions $ 828 RecruiURetention/Recognition $ 1,505 Depreciation $ 6,600 Miscellaneous $ 350 TOTAL EXPENSES $ 700,000 Total Community Program Budget $ 700,000 # of Full Time Community Staff 12 Average Cost per Staff $ 58,333 Average Cost per Hour 28.04 # of Client Served $ 360 # of hours per client $ 10 Total cost to serve clients $ 100,962 Amount paid by other sources $(65,625) AMOUNT OF REQUEST $ 35,337 4/29/2005 �' .,. 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