04/13/2009 BOR - 29228BOARD OF APPEAL AND EQUALIZATION MEETING
CITY OF FRIDLEY
APRIL 13, 2009
The Board of Appeal and Equalization meeting for the City of Fridley was called to order by
Mayor Lund at 7:02 p.m.
PLEDGE OF ALLEGIANCE: Mayor Lund led the Council and audience in the Pledge of
Allegiance to the flag.
ROLL CALL:
MEMBERS PRESENT: Mayor Lund
Councilmember Barnette
Councilmember Saefke
Councilmember Varichak
Councilmember Bolkcom
OTHERS PRESENT: William Burns, City Manager
Scott Hickok, Community Development Director
James Kosluchar, Public Works Director
Don Abbott, Director of Public Safety
Richard Pribyl, Finance Director
Mary Smith, City Assessor
Lynn Krachmer, City Appraiser
Fritz Knaak, City Attorney
LOCAL BOARD OF APPEAL AND EQUALIZATION MEETING — 7:00 P.M.
Mary Smith, City Assessor, stated the meeting is held in accordance with Minn. Stat. § 274.01.
The purpose of the Board is to establish a consistent appeal procedure for property owners who
want to appeal the 2009 estimated market value or classification of their property. Only appeals
for this current year's valuation or classification may be heard. As the Board, the City Council
has the ability to change values or classification in accordance with State law. The Board has
three possible courses of action that can be taken on each case. They are as follows: to affirm,
reduce, or increase the current value based on information presented. If upon reaching a
decision, the property owner feels that the Board did not resolve their concerns, they may bring
their case to the Anoka County Board of Appeal and Equalization which will be held on June 15.
Ms. Smith stated according to Minnesota State Statutes, the Board is to have a majority of the
Council members be in attendance to have a quorum. There must be at least one member at each
meeting of a local board who has attended an appeals and equalization course developed or
approved by the Commissioner of Revenue within the last four years. The Board shall see that
all taxable property is properly classified and valued. If property is omitted from the tax rolls, it
BOARD OF APPEAL AND EQUALIZATION MEETING OF APRIL 13, 2009 PAGE 2
may be added by the Board. The Board cannot give a class of property an increase or a decrease.
They may only increase or decrease individual properties. The Board must hear cases for the
current assessment year only. If the Board makes reductions to individual properties, the amount
of the reduction cannot exceed 1 percent of the City-wide aggregate assessment. If the Board
finds a case of undervaluation, it may raise the valuation of the property, but it must first notify
the owner. The Board must complete and adjourn within 20 days from the time it convened.
The procedures for the Board of Appeal and Equalization will be to hear the property owners'
concerns and accept any information that appellant may have in regards to their value. The
Board may then direct staff to reappraise the property and report back to them at a reconvened
meeting. Written appeals will be read once the property owners who are present have completed
their appeal. Once read, the Board may confirm the 2009 estimated market value allowing the
property owner to take the appeal to the County Board.
Ms. Smith stated the 2008 reassessment consisted of viewing 1,800 properties. These properties
were located in the southeast section of the City. Each of these properties was initially visited.
If the owner was not home, a tag was left asking them to call and set up an appointment. If there
was no response, values were estimated assuming some improvements had been made since our
last reassessment. In order for these property owners to appeal their value, they will need to
have staff physically review their homes.
Ms. Smith stated there were 160 residential sales that occurred in Fridley from October 1, 2007,
through September 30, 2008. This number consisted of single-family homes, townhomes,
double bungalows, and condominium sales. The dates of October 1, 2007, through September
30, 2008, are important as they are the dates established by the State for our sales ratio study.
The State's required sales ratio needs to be between 90 and 105 percent. These ratios are
determined by taking the estimated market value and dividing it by the sales price. To bring the
assessment within the State's recommended range, there were reductions in structure value from
8 to 11 percent depending on the style for single-family properties and 15 percent for
townhomes, double bungalows, and condominiums. Along with this, most land zones saw a
decrease in value of approximately 9 percent. These reductions brought the assessment within
the State's range. The adjusted overall ratio for Fridley is 94.4 percent. These changes resulted
in an overall decrease in residential value of 8 percent.
Ms. Smith stated, regarding the commercial and industrial, a study of fair sales indicated that our
sales ratio was within the recommended range by the State. The maj ority of
commercial/industrial properties remained the same or experienced a slight decrease in value.
Land values remained the same. This resulted in an overall decrease in value of 1.4 percent.
Ms. Smith stated as a result of apartment sales within Anoka County, decreases were made to
the apartment rate. Overall this created a decrease in value of 2.8 percent.
1. Dave Morrissette: 1313 — 73rd Avenue NE (actually 1313 and 1323 but 1313 is only
shown on the tax record); two four-unit buildings, 106 — 77th Way NE and 7673 East
River Road
BOARD OF APPEAL AND EQUALIZATION MEETING OF APRIL 13, 2009 PAGE 3
Mr. Morrissette stated he is a small investor. He owns about ten buildings in three different
counties. Three of them are in Fridley. He is contesting the tax value on all three. He has been
through a lot of buildings in the last two years and is pretty aware of the sales and what they are
priced at. One of the buildings he bought in December 2007 (right when the market was starting
to go down) is a duplex on 73rd Avenue. It was a foreclosure. The first address is: 1313 — 73ra
Avenue NE (actually 1313 and 1323; but 1313 is only shown on the tax record); the other two
are two four-unit buildings, one address is 106 — 77th Way NE and one is 7673 East River Road.
The one building he wants to talk about more than any is the one he bought in December 2007.
He paid $224,900 for it. It was a foreclosure property. He brought it up to the assessors last
year. He did not contest it because they said it was kind of late in the year. They go through
September, and it was a foreclosure. Over the last year in 2008, he has looked at numerous
properties. The values went down anywhere from 25 to 35 percent over the last year for these
type of buildings. In his opinion, the two to four unit buildings have been hit harder, because
they were over assessed, and people paid too much for them for years.
Mayor Lund asked when he said there has been a 25 to 35 percent decrease, is that in the sales
price devaluation?
Mr. Morrissette replied that is in the sales.
Mayor Lund asked if he had seen the tax statements.
Mr. Morrissette said he has not.
Mayor Lund said these are unusual times, and rarely is anybody paying fair value. Foreclosures
are being sold at a substantial discount from banks.
Mr. Morrissette said one of the things city assessors have told him is that you cannot use
foreclosure sales. He does not think the State Statute exactly says you cannot use foreclosure
sales. It says you cannot use forced sales. When he looked through it he does not see a definition
of forced sales in the law. He said the assessed value for the duplex is $226,100. It is assessed
more now than when he bought it in December 2007. He could not get that kind of money for a
building like that.
Mayor Lund stated he guessed he needed a little bit clearer understanding. He asked if staff had
been to the property during the past year to inspect it.
Mary Smith, City Assessor, replied, no.
Mayor Lund asked staff that is not in your cycle right now?
Ms. Smith replied, correct.
Lynn Krachmer, Appraiser, replied, this summer.
BOARD OF APPEAL AND EQUALIZATION MEETING OF APRIL 13, 2009 PAGE 4
Mayor Lund stated he is going to ask the parties to discuss the valuations and see if some
adjustments need to be made. He thinks they are going to stick with what they perceive to be fair
based on the criteria typically used. One of the items used in an assessment valuation is what
was it sold for in a buyer-seller purchase. Also, what do you use for income? The easiest way to
determine these valuations is an appraisal, but he knows that costs money, too.
Mr. Morrissette said appraisals are tough. It is tough to finance the buildings.
Mayor Lund said Mr. Morrissette bought the property in 2007 and he said the valuation is now
higher than when he bought it. He asked about the valuations.
Mr. Krachmer, City Appraiser, said Fridley does not have any good duplex sales. There were
about five foreclosed sales, one which was Mr. Morrissette's.
Mayor Lund stated when valuations were going up, you were benefiting because of the delay
from when they actually placed a valuation on the duplex until the time you are paying for it.
There is like an 18-month delay. Mr. Morrissette may see a devaluation in next year's statement.
That is something that needs to be looked at.
Mr. Krachmer replied duplexes have dropped in value about $40,000 to $50,000 in the last two
years. He said he did have the values of the sales for the foreclosed duplexes. One sold for
$295,000; one sold for $220,000 and Mr. Morrissette's sold for $224,000. Those are foreclosed
sales which they do not use in the study. They had to go countywide for sales of duplexes.
Ms. Smith stated they will give Mr. Morrissette a call and set up a time when they can go view
his properties.
Councilmember Bolkcom asked about the process for the meeting. She knows they are going to
listen to everyone tonight and get back to them.
Mr. Krachmer stated they need time to analyze the cases.
Councilmember Bolkcom said this is different because in the past they have come forward and
staff has come back to the meeting and said, we have reviewed the case and you either need to
confirm or not confirm. So we still have to do something with all the appraisals on the 27tn
Richard D. Pribyl, Finance Director, said staff will be coming back on the 27th with their
recommendations to the Board.
Mayor Lund stated we will still need to formalize it.
Mr. Pribyl stated the City Assessor will actually recommend to the Board affirming the value or
taking some action. So the City Assessor will have some recommendation of action on
everybody who is here this evening.
BOARD OF APPEAL AND EQUALIZATION MEETING OF APRIL 13, 2009 PAGE 5
Mayor Lund said if anyone is not happy with the results after talking to staff, they need to be
present for the next meeting. Otherwise, Council will affirm staff's recommendation.
Councilmember Bolkcom stated unless they say it is different. They could come back and still
say something different.
2. Leonard Kos, 5468 Altura Road NE.
Mr. Kos stated the property is located just south of I-694 and a little bit west of University. You
could label it a freeway property. He looked at the assessed valuations that have been assigned
from the period 2005 to the present, and there is a steady escalation regardless of what the
market shows. Mr. Kos asked why the increasing escalation and was told that it was because a
fireplace was discovered in the home. Mr. Kos said this has been of record for a long time. The
appraiser stated the City had no record of the fireplace installation. Mr. Kos called the building
inspector who confirmed, yes, a permit was pulled in 1987. It was subsequently inspected after
the installation. Likewise, assessors have come through the property since then. The fireplace is
a small, "zero tolerance" fireplace, 13-inches in depth and about 2 feet wide. It was converted to
gas. The inspector came out and checked it out. He was not trying to hide the fireplace. It has
been there and it really should not be re-taxed as such. It is not a big issue, but nonetheless the
fairness doctrine does apply.
Mr. Kos stated, secondly, he categorized all the properties on Altura Road as freeway or near-
freeway properties. They are a little different in scope and in fact the market value is a little bit
testier than typical residential properties which are immune to this noise and pollution. There are
roughly 32 houses in the Altura Road area. Half of them went up in value and half of them went
down. He guessed it points to the fact that maybe you have different criteria for assessing what
market conditions are. He gave a few examples of the assessed values: The assessed value for
5455 Altura was around $118,000. Two doors down there is a story and one-half with a double
attached garage. The value for that was pushing $226,000. He said there is a difference in value.
He guessed he would re-examine. Especially viewing the fact that these are freeway properties.
Councilmember Bolkcom asked how much his value went up from last year.
Mr. Kos replied, from he thinks $157,000 in 2004 to around $185,000. In 2008 it went to
$186,000.
Mr. Krachmer asked what the valuation for his property is in 2009.
Mr. Kos replied in 2009, he got some relief, $174,900.
Mayor Lund stated it sounds like it is catching up now. There is always a lag. He asked what
the last valuation was.
Mr. Kos replied, $174,900.
Mayor Lund asked what it was the year before.
BOARD OF APPEAL AND EQUALIZATION MEETING OF APRIL 13, 2009 PAGE 6
Mr. Kos replied, $186,000.
Mayor Lund stated so it went down $11,000 to $12,000.
Mr. Kos replied, not quite $12,000; but he thought it was still about $5,000 over-valued.
Mayor Lund stated to it may be true that the fireplace was not previously caught. He asked how
long it had been there.
Mr. Kos replied, 21 years.
Mayor Lund asked if it was customary when building permits are pulled that the assessor's
office gets notification.
Ms. Smith replied yes, they do get a copy.
Mayor Lund stated and the box for the fireplace was never checked off for that property?
Mr. Krachmer stated it must have been overlooked for years. The last time he went through the
house, he happened to be in the living room and noticed and said it would need to be put on. It
was never on before.
Mr. Kos stated maybe in the judgment of previous assessors they thought there was little
incremental value with it.
Mayor Lund stated he would be interested in how much the valuation goes up. It seems it
would be very little.
Mr. Kos stated it is a matter of principle for somebody now to tell him after 21 years he is now
being taxed for incremental value. He would like them to look at what actually exists and say,
we are not here to recapture events 21 years of age.
Mr. Krachmer stated this fireplace was not taxed for 21 years. So, actually he was getting a
break for 21 years.
Mayor Lund said staff would contact Mr. Kos.
Mr. Kos said they have been through that. He came out and looked at it. Oddly enough there is
a stack on the front of the house.
Mayor Lund stated he is going to see if they are going to reassess it or if they will stay at where
they are at and then we will discuss it at the next meeting.
BOARD OF APPEAL AND EQUALIZATION MEETING OF APRIL 13, 2009 PAGE 7
William Burns, City Manager, said he looks at the North Metro Realtors sales values quite
often. His recollection is he did not see values in Fridley start to fall precipitously until about
September 2007.
Mr. Krachmer replied, from what he read, the market peaked July 2006.
Dr. Burns replied, he did not see a sharp decline until that point in time so he thinks it would be
reasonable to expect those values to continue to decline up until very, very recently.
Mary Smith, City Assessor, replied yes, because you have to keep in mind that the 2008 value
was based on sales from 2006 to 2007.
3. Irwin Reynolds, 530 Ely Street NE.
Mr. Reynolds stated he is at the meeting to dispute his property tax value. He has several
different copies of recent valuations of the property and also from 2007-2008 which is supposed
to be the valuation of his assessed value payable for 2010. He also has the properties that sold in
2007 to 2008 and what they sold for.
Mayor Lund asked if he was talking about the comparables.
Mr. Reynolds replied, yes.
Mayor Lund asked where he got the comparables.
Mr. Reynolds replied he used the foundation size and square footage and went online. He said
in one month from February to March, the value dropped $2,970.
Mayor Lund said he took the foundation size and took it to an on-line service. He is talking
about valuations that dropped precipitously in what time period?
Mr. Reynolds replied, when you go to Cyberhomes.com, you type in the address, and they bring
up a satellite picture of your home and what it is valued at.
Mayor Lund asked when it dropped.
Mr. Reynolds replied, in one month from February to March of this year, it dropped $2,970.
They give you a chart as to what your home value was for the duration period that we are talking
of, 2007 to 2008, and the chart shows it is clearly below what they have for assessed value.
Mayor Lund asked what the assessed value is.
Mr. Reynolds replied they show an assessed value of $202,100. It is nowhere close to that.
Mayor Lund asked what he would sell his house for.
BOARD OF APPEAL AND EQUALIZATION MEETING OF APRIL 13, 2009 PAGE 8
Mr. Reynolds replied, it is not what he would sell it for. It is what he can get for it.
Mayor Lund asked what he thought was a reasonable price to sell his house.
Mr. Reynolds replied, when he called the assessors, they said he cannot go by foreclosures or
short sales. There are homes on his block within five houses away. One just sold recently for
$139,900. Another one, the assessment taxes on it was $1,989. It sold for $110,000. Those
homes are on his street. Now, he is going to say he wants $202,000 for his? It is not going to
sell, because they buying all these other homes which he has printouts of their property values,
for more square footage than what he has, selling for a lot less money.
Mayor Lund asked if the house that sold for $110,000 was a foreclosed house.
Mr. Reynolds replied, no, and it was not a short sale. Neither was the one that sold for
$139,900.
Mayor Lund asked Mr. Reynolds to share the information with the City Assessor, and asked
staff to contact Mr. Reynolds. He asked Mr. Reynolds to give staff a little time to review the
materials. If Mr. Reynolds is in disagreement with them, he needs to come back on Apri127.
Councilmember Bolkcom asked Mr. Reynolds what the value of his home was right now on
Cyberhomes.com.
Mr. Reynolds replied, it is $159,489. His neighbor is a realtor, that is why he knows what the
homes sold for 2007-2008.
4. Norma Rust, 360- 57th Avenue NE.
Ms. Rust stated they purchased a dwelling at 360 — 57th Avenue, and she looked at the total
valuation on that which was $234,300. The building itself was valued at $181,000 so that comes
out to 77 percent of the total valuation. The structure is 1,729 square feet. She looked at other
homes that sold in the very near proximity. On those, the ratio on the total valuation to the value
of the building, the buildings were valued in the 63-66 percent. She does not know why this
particular building that they bought is valued at 77 percent of the total valuation. When she ran
the figures using the percentage on the square footage, the per square foot valuation taxable on
those other properties ranged anywhere from about $51 up to $92 per square foot. Taking into
account that land is always going to be land, it is always going to have the same value. She
thinks that the taxation on her property is high based on the 77 percent figure. She thinks the
total valuation should be going down to $208,900, leaving the land value as it was at $53,300 but
changing the value on the building to $155,600 which drops it down to the 62-66 percent ratio
for the total valuation.
Mayor Lund asked the staff to look at those figures. They will get in touch with Ms. Rust.
BOARD OF APPEAL AND EQUALIZATION MEETING OF APRIL 13, 2009 PAGE 9
5. Ralph and Gloria Swanson, 511 — Ely Street NE.
Mr. Swanson stated he is here to protest his assessment. He is a neighbor of Mr. Reynolds. He
has some of the same information. Their house on Cyberhomes.com is valued at $156,247. It
has 1,028 square feet and is next door to the house that sold for $110,000 within the last couple
months. Up the block, about five houses, is another house that sold for $136,140 which is
approximately the same size. It is a much newer home and very well kept up. He got the
information from a realtor. Most of them had more square footage than his, and are probably up
around $135,000 to $140,000 on just an overall average.
Councilmember Bolkcom asked what the assessed value of his home was.
Mr. Swanson replied, $194,900.
Mayor Lund stated he will share that information with staff to review. He asked if the list of
sales was short sales, foreclosed sales or depressed sales.
Mr. Swanson replied, he got the information from a realtor, and he said they were not short
sales.
Mayor Lund asked if he has addresses or property identification numbers for those properties.
Mr. Swanson said he had the addresses.
Mayor Lund stated staff will be contacting him and asked that he share that information with
them. If he is unhappy with what they finally come up with, then he will need to come back on
the April 27, and the Board will make the final determination. If he is still unhappy with the
determination, that allows him to go to the County Board of Appeal and Equalization.
Mr. Krachmer stated to Mr. Swanson that they will be contacting him to set up an appointment
to come out and review his property.
William Burns, City Manager, stated in response to Councilmember Bolkcom's question about
what we attribute the value to, it would be a lot clearer as they talk to other people if they would
start by telling us what the value is that we ascribed to the property and then proceed to describe
the value and why they think it is different.
6. Spencer and Gay Minear, 1291 Gardena Avenue.
Ms. Minear stated they live in the Moore Lake Hills area and she thought only four houses sold
in the timeframe they are talking about. She did not think there were any short sales. They sold
from $144,000 to $180,000. The $180,000 home was bought by the County.
Mayor Lund asked what their property was valued at now.
BOARD OF APPEAL AND EQUALIZATION MEETING OF APRIL 13, 2009 PAGE 10
Ms. Minear said they had two properties. She is not contesting the land but they come together.
That is $190,700. She is looking in her neighborhood, and there is nothing comparable to their
size selling for anywhere close to that. She definitely feels their property has been hanging up
there when the whole neighborhood has been sliding.
Mayor Lund asked Ms. Minear to share what she had with staff and meet with them.
Mr. Krachmer stated Ms. Minear said their neighborhood is small. He said the there are 1 to 9
zones in Fridley, and this is a mass appraisal system. If, for example, she lived in Zone 3, they
would look at all sales throughout Fridley that are zoned as a 3. There could have been 20 sales
in zone 3 that they used.
Ms. Minear stated she did include others. She concentrated on Moore Lake and put that in the
first section, others in the neighborhood, and then tried to pick up comparables in Fridley at large
but it is hard to know exactly what is a 3-bedroom, 1-bath rambler.
Mayor Lund said he thought staff would be able to help her.
Mr. Krachmer stated he can send out the sales information they used for their study in that
zone.
Mr. Minear stated all those figures are from the appropriate timeframe and the sale prices are
down much lower past that timeframe. So next year we will be back unless it has gone down
further.
Ms. Minear stated regarding the $180,000 home, that was early in that timeframe and they
tended to drift even lower in that timeframe.
Mr. Minear stated the home that sold for $180,000 which is the only one that comes close to the
assessed value of their home in their neighborhood was a purchase by the County to put a group
home into that neighborhood, and they paid a premium to get it in there.
Mr. Krachmer stated usually they do not count government sales.
7. Gene Rafferty, American Legion, 7365 Central Avenue N.E.
Mr. Rafferty stated he is a member of the executive committee of the Fridley American Legion
Post No. 303. He is here to appeal the valuation of PIN No. 12-30-24-13-00-84, Lot 2, Block 1,
Walnut Addition, subject to easement of record. The address is 1360 Onondaga Street which is
the parking lot behind the Fridley American Legion at 7365 Central Avenue NE.
Mayor Lund confirmed they are contesting the valuation of the parking lot and not the building.
Mr. Rafferty replied correct. Malcolm Watson who has many years experience in appraising
was to be their spokesman tonight; however, he is unavailable because he had knee replacement
BOARD OF APPEAL AND EQUALIZATION MEETING OF APRIL 13, 2009 PAGE 11
surgery. He has written a short letter stating their case. Mr. Rafferty appeared tonight to reserve
their right of appeal to the County. He asked that the Board to affirm the value.
Mayor Lund stated they do not have to do that yet. The County Board meets on June 15. They
may be able to take care of it. He said with Mr. Watson being the spokesperson for the
American Legion's dispute, and Mr. Rafferty representing them tonight, are they okay with that?
If they want the County to handle it, that is fine.
Mr. Rafferty said he is operating on Mr. Watson's advice.
Mayor Lund stated he is going to have staff look at the American Legion parking lot assessed
value. On April 27, the Board will make their final recommendation and the American Legion
can take it to the next level if that is what they want to do.
Mr. Rafferty replied he does not think they have any choice.
Councilmember Barnette stated they were told the property is in a commercial/industrial
category. He asked if that had changed.
Mary Smith, City Assessor, replied no, it has been in the commercial/industrial category;
however, there is a new classification that was available to charitable organizations beginning
last year. The last date to file is May 1 of every single year. They did file it for taxes payable
this year on the parcel where the building sits. They will need to file that same application for
taxes payable next year, and then it will be classified at that 4C3ii classification. The
classification is commercial/industrial; however, they have the opportunity to change that every
single year but it is after these valuation notices come out.
Mayor Lund asked when they do the annual paperwork, does that mean that the valuation will
go down.
Ms. Smith the value will not go down, but the classification rate of 4C3ii is less than
commercial/industrial rate.
Mayor Lund asked so the valuation does not go down but they end up paying less property tax.
Ms. Smith replied, correct.
Councilmember Bolkcom asked Mr. Rafferty what was the valuation last year on their tax
statement?
Mr. Rafferty replied, the valuation last year was $32,500 and was raised for payable in 2009 at
$73,100 which is approximately an 18 percent increase.
Ms. Smith stated these last two years it has been set at $73,100. The 2008 value was at $73,100;
the 2009 value is at $73,100. It is the same. She increased the land value during the year of
2007 on all commercial/industrial properties to bring them up to where she felt they should be.
BOARD OF APPEAL AND EQUALIZATION MEETING OF APRIL 13, 2009 PAGE 12
That was the reason for the huge increase from $32,500 to $73,100 from 2007 to 2008. The
2008 value and the 2009 value are at $73,100.
Mayor Lund informed Mr. Rafferty staff will be in touch with him or Mr. Watson.
MOTION by Councilmember Bolkcom to receive the following:
1. Letter from Malcolm Watson regarding American Legion parking lot valuation.
2. Information from Spencer and Gay Minear regarding sales in their neighborhood.
3. Income and expense statement from David Morrissette.
4. Information from Norma Rust on sales or valuations of other double bungalow
properties.
Seconded by Councilmember Varichak.
UPON A VOICE VOTE, ALL VOTING AYE, MAYOR LUND DECLARED THE
MOTION CARRIED UNANIMOUSLY.
MOTION to continue the Board of Appeal and Equalization meeting until April 27, 2009.
Seconded by Councilmember Barnette.
UPON A VOICE VOTE, ALL VOTING AYE, MAYOR LUND DECLARED THE
MOTION CARRIED UNANIMOUSLY AND THE MEETING ADJOURNED AT 7:50
P.M.
Respectfully submitted by,
Denise M. Johnson Scott J. Lund
Recording Secretary Mayor