Res 1998-36 0009
RESOLUTION NO 36 - 1998
RESOLUTION APPROVING THE ISSUANCE AND SALE OF THE
$150,000 SUBORDINATE HOUSING REVENUE NOTE, SERIES
1998B (NOAH'S ARK OF MINNESOTA, INC. PROJECT) AND
THE $300,000 SUBORDINATE HOUSING REVENUE NOTES
SERIES 1998C (NOAH'S ARK OF MINNESOTA, INC. PROJECT)
AND AUTHORIZING THE EXECUTION OF DOCUMENTS RELATING
THERETO
BE IT RESOLVED by the City Council of the City of Fridley, Minnesota
(the "City") , as follows:
SECTION 1. LEGAL AUTHORIZATION AND FINDINGS.
1.1 Findings. The City hereby finds, determines and declares as
follows:
(a) The City is a political subdivision of the State of
Minnesota and is authorized under Minnesota Statutes, Chapter
462C, as amended (the "Act") to assist the multifamily housing
project herein referred to, and to issue and sell each of the
Notes, as hereinafter defined, for the purpose, in the manner and
upon the terms and conditions set forth in the Act and in this
Resolution.
(b) As required by the Act and Section 147 (f) of the
Internal Revenue Code of 1986, as amended (the "Code") , the City
has previously held a public hearing on the issuance of one or
more revenue bonds and/or notes to finance the Project.
(c) The City has on this date by separate resolution
approved the issuance of its $9,300,000 Senior Housing Revenue
Bonds (Noah' s Ark of Minnesota, Inc. Project) Series 1998 (the
"Bonds") to finance the acquisition, construction and equipping of
a seniors multi-family rental housing development for rental
primarily to elderly persons (the "Project") ;
(d) The issuance of the $150,000 Subordinate Housing
Revenue Note, Series 1998B (Noah's Ark of Minnesota, Inc. Project)
(the Series "1998B Note") and the $300,000 Subordinate Housing
Revenue Notes, Series 1998C (Noah's Ark of Minnesota, Inc.
Project) (the "Series 1998C Notes") (collectively, the Series
1998B Note and the Series 1998C Notes are referred to as the
"Notes") to be issued on a subordinate basis to the Bonds by the
City, pursuant to the Act, is in the best interest of the City,
and the City hereby determines to issue the Notes, as provided
herein.
(e) Pursuant to a Loan Agreement (the "Loan Agreement") to
be entered into between the City and Noah' s Ark of Minnesota,
Inc. , a Minnesota nonprofit corporation (the "Borrower") , the
Borrower has agreed to repay the Notes in specified priorities,
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Page 2 -- Resolution No. 36 - 1998
amounts and at specified times sufficient to pay in full when due
the principal of, premium, if any, and interest on the Notes. The
Notes are issued on a subordinate basis to the Bonds and payment
under the Loan Agreement will be subordinate to payment under the
loan agreement relating to the Bonds. In addition, payment of,
and security for, the Series 1998B Note will be senior to payment
of and security for the Series 1998C Notes. A draft of the Loan
Agreement is on file with the City.
(f) Pursuant to a Pledge Agreement to be entered into
between the City and each of the Purchasers of the Notes (as
herein defined) , the City has pledged and granted a security
interest in all of its rights, title, and interest in the Loan
Agreement to the Purchasers (except for certain rights of
indemnification and to reimbursement for certain costs and
expenses) . A draft of the Pledge Agreement is on file with the
City.
(g) Pursuant to a Subordinate Mortgage, (the "Subordinate
Mortgage") to be executed by the Borrower in favor of the City,
the Borrower has secured payment of amounts due under the Loan
Agreement and Notes by granting to the City a mortgage and
security interest in the property described therein which
mortgage and security interest shall be subordinate to the lien of
the first mortgage securing the Bonds. Pursuant to an Assignment
of Subordinate Mortgage executed by the City (the "Assignment") ,
the City has assigned the Subordinate Mortgage to the Trustee for
the Bonds to administer for the Purchasers. Drafts of the
Subordinate Mortgage and Assignment are on file with the City.
(h) The Notes will be a special limited obligations of the
City. The Notes shall not be payable from or charged upon any
funds other than the revenues pledged to the payment thereof, nor
shall the City be subject to any liability thereon. No holder of
the Notes shall ever have the right to compel any exercise of the
taxing power of the City to pay the Notes or the interest thereon,
nor to enforce payment thereof against any property of the City.
The Notes shall not constitute a debt of the City within the
meaning of any constitutional or statutory limitation.
(i) It is desirable, feasible and consistent with the
objects and purposes of the Act to issue the Notes.
SECTION 2. THE NOTES.
2 .1 Authorized Amount and Form of Notes. The Notes issued
pursuant to this Resolution shall be in substantially the form attached
as Exhibits A and B hereto, with such appropriate variations, omissions
and insertions as are permitted or required by this Resolution, and in
accordance with the further provisions hereof. The Series 1998B Note in
the amount of $150,000 shall be issued to Craig C. Avery, an individual.
The Series 1998C Notes in the aggregate amount of $300,000 shall be
issued in the
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amount of $200,000 to Craig C. Avery Company, a Minnesota corporation,
and in the amount of $100,000 to Ark Development, Inc. , a Minnesota
corporation. The foregoing are each referred to as a Purchaser and
collectively referred to as the Purchasers. Each Note shall be
registered to such individuals or entities as designated by the
respective Purchaser thereof. The Series 1998B Note will be issued in
exchange for the cash purchase price thereof. The Series 1998C Notes
will be issued in exchange for development services provided by the
Purchasers to the Borrower with respect to the Project. Each Note shall
bear interest at the rates set forth in the respective Notes, which
rates shall not exceed 9.00% for the Series 1998B Note and 9.00% for the
Series 1998C Notes.
2.2 The Notes. Each Note shall be dated as of the date of
delivery to the Purchaser thereof, shall be payable at the times and in
the manner, shall bear interest at the rate, and shall be subject to
such other terms and conditions as are set forth therein.
2.3 Execution. The Notes shall be executed on behalf of the City
by the signatures of its Mayor and City Manager or Clerk and shall be
sealed with the seal of the City; provided that the seal may be
intentionally omitted as provided by law. In case any officer whose
signature shall appear on the Note shall cease to be such officer before
the delivery of the Note, such signature shall nevertheless be valid and
sufficient for all purposes, the same as if such officer had remained in
office until delivery. In the event of the absence or disability of the
Mayor, the City Manager or Clerk, such officers of the City as, in the
opinion of the City Attorney, may act in their behalf, shall without
further act or authorization of the City Council execute and deliver the
Notes.
2 .4 Delivery of Initial Note. Before delivery of the Notes there
shall be filed with the Purchasers the following items:
(1) an executed copy of each of the following documents:
(a) the Loan Agreement;
(b) the Pledge Agreement;
(c) the Subordinate Mortgage;
(d) the Assignment;
(2) an opinion of Counsel for the Borrower as prescribed by
the Purchasers and Bond Counsel;
(3) the opinion of Bond Counsel as to the validity and tax
exempt status of the Notes;
Page 4 -- Resolution No. 36 - 1998
(4) a 501 (c) (3) determination letter from the Internal
Revenue Service evidencing that the Borrower is exempt from income
taxation under Section 501 (c) (3) of the Code;
(5) such other documents and opinions as Bond Counsel may
reasonably require for purposes of rendering its opinion required
in subsection (3) above or that the Purchaser may reasonably
require for the closing.
2.5 Disposition of Note Proceeds. Upon delivery of the Series
1998B Note to the Purchaser thereof, the Purchaser shall transfer
$150,000 in immediately available funds to the Trustee for the Bonds for
deposit into the Construction Fund. Upon delivery of the Series 1998C
Notes to the Purchasers thereof, the Purchasers shall accept receipt of
the Notes in exchange for development services provided to the Borrower
relating to the development of the Project.
2.6 Registration of Transfer. The City will cause to be kept at
the office of the City Manager a Note Register in which, subject to such
reasonable regulations as it may prescribe, the City shall provide for
the registration of transfers of ownership of the Notes. The Notes
shall be initially registered in the name of the respective Purchasers
thereof and shall be transferable upon the Note Register by each
Purchaser in person or by its agent duly authorized in writing, upon
surrender of the applicable Note together with a written instrument of
transfer satisfactory to the City Manager, duly executed by the
Purchaser or its duly authorized agent. The following form of
assignment shall be sufficient for said purpose.
For value received hereby sells, assigns and
transfers unto the within Note of the City
of Fridley, Minnesota, and does hereby irrevocably constitute
and appoint attorney to transfer said
Note on the books of said City with full power of
substitution in the premises. The undersigned certifies that
the transfer is made in accordance with the provisions of
Section 2.9 of the Resolution authorizing the issuance of the
Note.
Dated:
Registered Owner
Upon such transfer the City Manager shall note the date of registration
and the name and address of the new Purchaser in the Note Register and
in the registration blank appearing on the Note.
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IIIPage 5 -- Resolution No. 36 - 1998
2.7 Mutilated, Lost or Destroyed Note. In case any Note issued
hereunder shall become mutilated or be destroyed or lost, the City
shall, if not then prohibited by law, cause to be executed and delivered
a new Note of like outstanding principal amount, number and tenor in
exchange and substitution for and upon cancellation of such mutilated
Note, or in lieu of and in substitution for such Note destroyed or lost,
upon the Purchaser's paying the reasonable expenses and charges of the
City in connection therewith, and in the case of a Note destroyed or
lost, the filing with the City of evidence satisfactory to the City with
indemnity satisfactory to it. If the mutilated, destroyed or lost Note
has already matured or been called for redemption in accordance with its
terms it shall not be necessary to issue a new Note prior to payment.
2 .8 Ownership of Note. The City may deem and treat the person in
whose name a Note is last registered in the Note Register and by
notation on the Note whether or not such Note shall be overdue, as the
absolute owner of such Note for the purpose of receiving payment of or
on account of the Principal Balance, redemption price or interest and
for all other purposes whatsoever, and the City shall not be affected by
any notice to the contrary.
2. 9 Limitation on Note Transfers. The Notes have been issued
without registration under state or other securities laws, pursuant to
III an exemption for such issuance; and accordingly the Notes may not be
assigned or transferred in whole or part, nor may a participation
interest in any Note be given pursuant to any participation agreement,
except upon receipt of a written opinion of Bond Counsel that an
exemption exists for such transfer.
2 .10 Issuance of New Notes. Subject to the provisions of Section
2. 9, the City shall, at the request and expense of a Purchaser, issue
new notes, in aggregate outstanding principal amount equal to that of
the Note surrendered, and of like tenor except as to number, principal
amount, and the amount of the monthly installments payable thereunder,
and registered in the name of the Purchaser or such transferee as may be
designated by the Purchaser.
SECTION 3. MISCELLANEOUS.
3.1 Severability. If any provision of this Resolution shall be
held or deemed to be or shall, in fact, be inoperative or unenforceable
as applied in any particular case in any jurisdiction or jurisdictions
or in all jurisdictions or in all cases because it conflicts with any
provisions of any constitution or statute or rule or public policy, or
for any other reason, such circumstances shall not have the effect of
rendering the provision in question inoperative or unenforceable in any
other case or circumstance, or of rendering any other provision or
provisions herein contained invalid,
III
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inoperative, or unenforceable to any extent whatever. The invalidity of
any one or more phrases, sentences, clauses or paragraphs in this
Resolution contained shall not affect the remaining portions of this
Resolution or any part thereof.
3.2 Authentication of Transcript. The officers of the City are
directed to furnish to Bond Counsel certified copies of this Resolution
and all documents referred to herein, and affidavits or certificates as
to all other matters which are reasonably necessary to evidence the
validity of the Notes. All such certified copies, certificates and
affidavits, including any heretofore furnished, shall constitute
recitals of the City as to the correctness of all statements contained
therein.
3.3 Authorization to Execute Agreements. The forms of the
proposed Loan Agreement, the Assignment, the Subordinate Mortgage and
the Pledge Agreement, are hereby approved in substantially the form on
file with the City, together with such additional details therein as may
be necessary and appropriate and such modifications thereof, deletions
therefrom and additions thereto as may be necessary and appropriate and
approved by Bond Counsel and the City Attorney prior to the execution of
the documents, and the Mayor and City Manager or Clerk of the City are
authorized to execute the Loan Agreement, the Assignment and the Pledge
Agreement in the name of and on behalf of the City and such other
documents as Bond Counsel consider appropriate in connection with the
issuance of the Notes. In the event of the absence or disability of the
Mayor, the City Manager or the City Clerks, such officers of the City
as, in the opinion of the City Attorney, may act in their behalf shall
without further act or authorization of the City Council do all things
and execute all instruments and documents required to be done or
executed by such absent or disabled officers. The execution of any
instrument by the appropriate officer or officers of the City herein
authorized shall be conclusive evidence of the approval of such
documents in accordance with the terms hereof.
PASSED AND ADOPTED BY THE CITY COUNCIL OF THE CITY OF FRIDLEY THIS 8TH
DAY OF JUNE, 1998.
441J J RG 0 1N - MAYOR
ATTEST:
WILLIAM A. CHAMPA - CIT CLERK