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2004 CAFR COMPREHENSIVE ANNUAL FINANCIAL REPORT CITY OF FRIDLEY MINNESOTA FOR THE YEAR ENDED DECEMBER 31, 2004 CITY OF FRIDLEY, MINNESOTA Comprehensive Annual Financial Report December 31, 2004 Prepared by: Finance Department Richard D. Pribyl Finance Director -This page intentionally left blank- CITY OF FRIDLEY, MINNESOTA COMPREHENSIVE ANNUAL FINANCIAL REPORT YEAR ENDED DECEMBER 31, 2004 TABLE OF CONTENTS EXHIBIT PAGE I. INTRODUCTORY SECTION Letter of Transmittal 3 Certificate of Achievement for Excellence in Financial Reporting 11 Elected and Appointed Officials 13 City Administrative Organizational Structure 2004 14 II. FINANCIAL SECTION Independent Auditor's Report 19 Management's Discussion and Analysis 23 Basic Financial Statements: Government-Wide Financial Statements: Statement of Net Assets A-1 35 Statement of Activities A-2 36 Fund Financial Statements: Balance Sheet- Governmental Funds A-3 38 Statement of Revenues, Expenditures, and Changes in Fund Balances- Governmental Funds A-4 40 Reconciliation of the Statement of Revenues, Expenditures, and Changes in Fund Balances of Governmental Funds A-5 43 Statement of Net Assets- Proprietary Funds A-6 44 Statement of Revenues, Expenses, and Changes in Fund Net Assets- Proprietary Funds A-7 46 Statement of Cash Flows- Proprietary Funds A-8 48 Statement of Fiduciary Net Assets A-9 50 Notes to Financial Statements 51 Required Supplementary Information: Budgetary Comparison Schedule-General Fund B-1 84 Budgetary Comparison Schedule- Grant Management Fund B-2 88 Budgetary Comparison Schedule- Note to RSI 89 Combining and Individual Fund Statements and Schedules: Combining Balance Sheet-Nonmajor Governmental Funds C-1 100 Combining Statement of Revenues, Expenditures and Changes in Fund Balances- Nonmajor Governmental Funds C-2 101 CITY OF FRIDLEY, MINNESOTA COMPREHENSIVE ANNUAL FINANCIAL REPORT YEAR ENDED DECEMBER 31, 2004 TABLE OF CONTENTS EXHIBIT PAGE Subcombining Balance Sheet- Nonmajor Special Revenue Funds C-3 102 Subcombining Statement of Revenues, Expenditures and Changes in Fund Balances- Nonmajor Special Revenue Funds C-4 104 Special Revenue Funds: Cable TV Fund: Comparative Balance Sheet D-1 106 Schedule of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual D-2 107 Solid Waste Abatement Fund: Comparative Balance Sheet D-3 108 Schedule of Revenues, Expenditures and Changes in Fund Balance- Budget and Actual D-4 109 HRA Reimbursement Fund: Comparative Balance Sheet D-5 110 Schedule of Revenues, Expenditures and Changes in Fund Balance- Budget and Actual D-6 111 Drug and Gambling Forfeiture Fund: Comparative Balance Sheet D-7 112 Schedule of Revenues, Expenditures and Changes in Fund Balance- Budget and Actual D-8 113 F. C. C. Donations Fund: Comparative Balance Sheet D-9 114 Schedule of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual D-10 115 Police Activity Fund: Comparative Balance Sheet D-11 116 Schedule of Revenues, Expenditures and Changes in Fund Balance- Budget and Actual D-12 117 Capital Project Fund: Capital Improvement Fund: Schedule of Revenues, Expenditures and Changes in Fund Balance- Budget and Actual E-1 118 Internal Service Funds: Combining Statement of Net Assets F-1 120 Combining Statement of Revenues, Expenses and Changes in Net Assets F-2 121 Combining Statement of Cash Flows F-3 122 Employee Benefits Fund: Comparative Statement of Net Assets F-4 123 Comparative Statement of Revenues, Expenses and Changes in Net Assets F-5 124 Comparative Statement of Cash Flows F-6 125 CITY OF FRIDLEY, MINNESOTA COMPREHENSIVE ANNUAL FINANCIAL REPORT YEAR ENDED DECEMBER 31, 2004 TABLE OF CONTENTS EXHIBIT PAGE Self Insurance Fund: Comparative Statement of Net Assets F-7 126 Comparative Statement of Revenues, Expenses and Changes in Net Assets F-8 127 Comparative Statement of Cash Flows F-9 128 Information Systems Fund: Comparative Statement of Net Assets F-10 129 Comparative Statement of Revenues, Expenses and Changes in Net Assets F-11 130 Comparative Statement of Cash Flows F-12 131 Housing and Redevelopment Authority(Component Unit): Balance Sheet-Governmental Funds G-1 134 Statement of Revenues, Expenditures and Changes in Fund Balances-Governmental Funds G-2 136 Combining Balance Sheet-Nonmajor Governmental Funds G-3 138 Combining Statement of Revenues, Expenditures and Changes in Fund Balances - Nonmajor Governmental Funds G-4 139 Subcombining Balance Sheet- Nonmajor Capital Project Funds G-5 140 Subcombining Statement of Revenues, Expenditures and Changes in Fund Balances- Nonmajor Capital Project Funds G-6 142 Agency Funds: Statement of Changes in Assets and Liabilities H-1 146 III. STATISTICAL SECTION (Unaudited) Government-Wide Information: Government-Wide Expenses By Function 1 148 Government-Wide Revenues 2 150 General Government Expenditures by Function -Last Ten Fiscal Years 3 152 General Revenue by Source- Last Ten Fiscal Years 4 153 Certified Property Tax Levies and Collections- Last Ten Fiscal Years 5 155 Estimated Market Value and Taxable Value of All Property- Last Ten Fiscal Years 6 156 Significant Minnesota Tax Policies 7 159 Tax Capacity Rates- Direct and Overlapping Governments- Last Ten Fiscal Years 8 160 Special Assessment Levies and Collections- Last Ten Fiscal Years 9 163 History of Certified Tax Levies and Tax Rates- Last Ten Fiscal Years 10 164 CITY OF FRIDLEY, MINNESOTA COMPREHENSIVE ANNUAL FINANCIAL REPORT YEAR ENDED DECEMBER 31, 2004 TABLE OF CONTENTS EXHIBIT PAGE Ratio of Net General Bonded Debt to Taxable Value and Net Bonded Debt Per Capita - Last Ten Fiscal Years 11 167 Computation of Legal Debt Margin 12 168 Computation of Direct and Overlapping Bonded Debt and Comparative Debt Ratios 13 170 Ratio of Annual Debt Service Expenditures for General Bonded Debt to Total General Government Expenditures- Last Ten Fiscal Years 14 171 Revenue Bond Coverage- Last Ten Fiscal Years 15 172 Demographic Statistics-Last Ten Fiscal Years 16 173 Construction and Property Value- Last Ten Fiscal Years 17 174 Principal Taxpayers 18 175 Insurance Coverage 19 176 Miscellaneous Statistical Information 20 177 General Information 21 180 I. INTRODUCTORY SECTION 1 -This page intentionally left blank- 2 CIIYOF FRIDLEY FRIDLEY MUNICIPAL CENTER • 6431 UNIVERSITY AVE.N.E.FRIDLEY,MN 55432 (763)571-3450 • FAX(763)571-1287 • TTD/TTY(763)572-3534 June 10, 2005 Dr. William W. Burns, City Manager Mayor Scott J. Lund and Council Members Fridley, Minnesota 55432 Dear Dr. Burns, Mayor Lund, and Council Members: The Comprehensive Annual Financial Report of the City of Fridley, Minnesota, for the fiscal year ended December 31, 2004, is submitted herewith: Responsibility for both the accuracy of the presented data and the completeness and fairness of the presentation, including all disclosures, rests with the City. We believe that the data, as presented, is accurate in all material aspects, that it is presented in a manner designed to fairly set forth the financial position and results of operations of the City as measured by the financial activity of its various funds, and that all disclosures necessary to enable the reader to gain the maximum understanding of the City's financial activity have been included. The Comprehensive Annual Financial Report is presented in three sections: Introductory, Financial, and Statistical. The Introductory Section includes this transmittal letter, the City's organizational chart, a list of principal officials, and a reproduction of the Certificate of Achievement for the prior year. The Financial Section includes: 1) independent auditor's opinion; 2) management's discussion and analysis; 3) government-wide and fund financial statements; 4) notes to the financial statements; 5) required supplemental information; and 6) combining and individual fund statements and schedules. The Statistical Section includes tables and reports of various economic, social, financial and fiscal data designed to reflect trends and ratios. Generally accepted accounting principles require that management provide a narrative introduction, overview, and analysis to accompany the basic financial statements in the form of Management's Discussion and Analysis (MD&A). This letter of transmittal is designed to complement the MD&A and should be read in conjunction with it. The City of Fridley's MD&A can be found immediately following the report of the independent auditors_ 3 -This page intentionally left blank- 4 CITY OF FRIDLEY, MINNESOTA All City funds, departments, commissions and other organizations for which the City of Fridley is financially accountable are presented within the Comprehensive Annual Financial Report. The City provides a full range of services to its citizens. These services include, but are not limited to, police and fire protection; water and sanitary sewer utilities; the construction and maintenance of streets and infrastructure; recreational facilities; and general administrative services. The Housing and Redevelopment Authority (HRA) is included in the reporting entity as a component unit of the City, because the governing board is appointed by the City Council, and because of the City's relationship of financial benefit or burden with the authority. In June, 1999, the Governmental Accounting Standards Board (GASB) issued Statement 34. This standard is the most comprehensive governmental accounting rule ever developed. This standard substantially changes the way state and local governments report their financial activity. The City implemented these changes in 2003. For 2004, the financial statements include comparative information and include information for 2003 and 2004. A summary of the most notable changes that were also included in the 2003 statements are as follows: 1. Government-wide financial statements are prepared using full accrual accounting. 2. Basic fund financial statements present major funds instead of fund types. 3. Budgetary comparisons include original and amended budgets. 4. All infrastructure has been capitalized and all capital assets are depreciated. 5. A management's discussion and analysis is included as required supplemental information. ECONOMIC CONDITION AND OUTLOOK BACKGROUND AND LOCATION The City of Fridley is a first ring suburban community with an estimated 2004 population of 27,480. The City is located 10 minutes north of downtown Minneapolis and 25 minutes northwest of downtown St. Paul. Incorporated in July of 1949, Fridley covers 11 square miles of area and is now home to some of the most important industries in the Midwest, nation, and the world. An industrial spine around the rail corridor has served the City well and has provided the City with nearly as many jobs as the number of citizens who reside in the community. Fridley is home to the largest number of employees in Anoka County. LOCAL ECONOMY The local economy has followed that of the national economy over the past year, and as a result, the number of manufacturing jobs has declined; however, the number of service jobs has increased. The unemployment rate for the City however, is still below that of the national average. The value of new construction for 2004 increased significantly from 2003 levels. 5 CITY OF FRIDLEY, MINNESOTA ECONOMIC CONDITION AND OUTLOOK (CONTINUED) Continued long-term growth is anticipated as Fridley continues to aggressively pursue redevelopment opportunities. Property values have continued to increase with an overall increase of 8% in estimated market value for all properties in Fridley, and a 13% increase in estimated market value for homesteaded residential property. MAJOR INITIATIVES For the Year The City has many accomplishments to report for 2004. The following list is a summary of the major initiatives completed throughout the year. 1. The City reconstructed streets in the southeast and central sections of the City. This project work included new concrete curb and gutter, new base and asphalt, and water and sewer repairs as necessary. The final cost of these projects was approximately $1,100,000. 2. Well #13 was repaired as part of the City's preventive maintenance program. This program helps to ensure a constant water supply for the City. 3. The City continued installing AMR(automated meter reading) devices on some of its more difficult to read commercial meters. 4. The Marion Hills Water Reservoir was completely rebuilt. 5. The City took advantage of low interest rates and refinanced two bond issues. 6. The City maintained an Aal credit rating from Moody's. For the Future The future for the City of Fridley may be filled with change and restructuring depending on future legislative actions that may change the state's tax structure, municipal redevelopment methods, and revenue streams. Traditional level of service is a concern as the City looks at potential reductions in revenue from traditional redevelopment practices and local government aid actions at the State Capitol. The City will continue to investigate alternatives that will allow creative solutions to the delivery of services. The City of Fridley will embark on the complimentary anchor to the Gateway East development with a project called Gateway West, which will likely provide an additional 6 CITY OF FRIDLEY, MINNESOTA ECONOMIC CONDITION AND OUTLOOK(CONTINUED) five single-family units. The importance of this small development is the balance and positive image it will provide as people enter the community on University Avenue from the south. Finally, a proposal by the North Star Corridor Development Authority proposes to connect Fridley to the region through the use of the existing Burlington Northern Santa Fe rail lines and new convenient passenger rail cars continues to move forward. The proposal would offer an alternative mode of transportation for residents who are commuting into the Minneapolis area from the north. Additional neighborhood and rail compatible development may occur on the remaining acreage near the Fridley station site. Significant projects budgeted for 2005 in the five-year capital improvement plan include: the purchase of a combination pumper and ladder fire truck; an accelerated program to reconstruct streets; soil cleanup below the municipal garage fueling station; and the annual well, reservoir, and pump house maintenance programs. FINANCIAL INFORMATION INTERNAL CONTROLS In developing and improving the City's accounting system, consideration is given to the adequacy of internal accounting controls. Internal accounting controls are designed to provide reasonable, but not absolute, assurance regarding the safeguarding of assets against loss from unauthorized use or disposition and the reliability of financial records for preparing financial statements and maintaining accountability for assets. The concept of reasonable assurance recognizes that the cost of a control should not exceed the benefits likely to be derived and the evaluation of costs and benefits requires estimates and judgments by management. All internal control evaluations occur within the above framework. We believe that the City's internal accounting controls adequately safeguard assets and provide reasonable assurance of the proper recording of financial transactions. BUDGETARY CONTROLS A complete budgetary system of accounts is maintained for the General and Special Revenue Funds. Budgetary control is maintained in compliance with the City Charter requirements. The Charter provides that it is the duty of the City Manager to strictly enforce the provisions of the budget. The management policy of the City is such that the existence of a particular item or appropriation in the approved budget does not mean that it will or must be automatically expended. It is the policy of the City to control budgets at the expenditure category level. Budget adjustments between City divisions are made upon the approval of a resolution by the City Council. The City Charter provides that the City Council shall not have power to increase 7 CITY OF FRIDLEY, MINNESOTA FINANCIAL INFORMATION (CONTINUED) the total amount of the budget, whether by insertion of new items or otherwise, beyond the estimated revenue unless the actual revenue exceeds such revenue estimates, and in that event not beyond such actual revenue. There is a constant review process. Expenditures are not approved until it has been determined that 1)the expenditure is necessary, 2) adequate funds have been appropriated, and 3) funds are available. CASH MANAGEMENT All temporary cash surpluses during the year are invested in various securities that State statutes permit. The City's policy is to invest all available monies at competitive interest rates in accordance with the City's over-all fiscal plan coordinated with operating needs and programs projected over the ensuing 12-month period. Investment yields on investments held during the year ranged from 1.5%to 6.0%. RISK MANAGEMENT The Self-Insurance Fund was set up to account for all revenues and expenditures associated with the $50,000 deductible on the general liability policy. Self-insuring a larger deductible has reduced the annual premiums that allow us to directly benefit from our good experience rating. In the future an analysis will be made of the feasibility of self-insuring all or a portion of other policies. In 1990, $1,000,000 was transferred from the General Fund to the Self- Insurance Fund. OTHER INFORMATION PENSIONS City of Fridley employees are covered by one of three pension plans: 1. Fridley Fire Relief Association for Volunteer Firemen. 2. Public Employees Retirement Police and Fire Plan, covering the City's full-time Firemen and Police Officers. 3. Coordinated Public Employees Retirement Plan, which covers other City civilian employees. The employees covered by the Coordinated P.E.R.A. Plan are also covered by Social Security. The City is currently making all pension contributions required by law. For additional background information on the pension plans covering City employees, see Notes to the Financial Statements. 8 CITY OF FRIDLEY,MINNESOTA OTHER INFORMATION (CONTINUED) INDEPENDENT AUDIT Section 7.13 of the City Charter requires an annual audit to be made of the books of account, financial records and transactions of all administrative departments of the City by a certified public accountant or the State Auditor's Office of the State of Minnesota. The accounting firm of HLB Tautges Redpath, Ltd. was engaged by the City to render an opinion on the City's financial statements. The auditor's report on the basic financial statements and combining and individual fund statements and schedules is included in the Financial Section of this report. CERTIFICATE OF ACHIEVEMENT The Government Finance Officers Association of the United States and Canada (GFOA) awarded a Certificate of Achievement for Excellence in Financial Reporting to the City of Fridley, Minnesota, for its comprehensive annual financial report for the fiscal year ended December 31, 2003. In order to be awarded a Certificate of Achievement, a government must publish an easily readable and efficiently organized Comprehensive Annual Financial Report. This report must satisfy both generally accepted accounting principles and applicable legal requirements. A Certificate of Achievement is valid for a period of one year only. We believe our current Comprehensive Annual Financial Report continues to meet the Certificate of Achievement Program's requirements and we are submitting it to the GFOA to determine its eligibility for another certificate. ACKNOWLEDGMENTS The preparation of this report on a timely basis could not have been accomplished without the efficient and dedicated services of all members of the Finance Department, with special recognition to Craig Ellestad, Paul Eisenmenger, Carol Meyer, and Marcy Everette and to our auditors HLB Tautges Redpath, Ltd. for their professional guidance. We would also like to express our appreciation to the Mayor and members of the City Council for their interest and support in planning and conducting the financial operations of the City in a responsible and progressive manner. Respectfully submitted, lu' , t 4L D. Pribyl Alan D. Folie Finance Director Assistant Finance Director 9 -This page intentionally left blank- 10 Certificate of Achievement for Excellence in Financial Reporting Presented to City of Fridley, Minnesota For its Comprehensive Annual Financial Report for the Fiscal Year Ended December 31, 2003 A Certificate of Achievement for Excellence in Financial Reporting is presented by the Government Finance Officers Association of the United States and Canada to government units and public employee retirement systems whose comprehensive annual financial reports(CAFRs)achieve the highest standards in government accounting and financial reporting. ��'��ofF�°FS ,...44 0 C A c3 coneoAAnoN s President >�SEA���ti !Mine *fir/r - �f Executive Director 11 -This page intentionally left blank- 12 CITY OF FRIDLEY, MINNESOTA ELECTED AND APPOINTED OFFICIALS DECEMBER 31, 2004 ELECTED OFFICIALS Term of Office Expires December Mayor Scott J. Lund 2008 Councilmember At Large Robert R. Barnette 2008 Councilmember, Ward I Steven E. Billings 2006 Councilmember, Ward II Richard P. Wolfe 2006 Councilmember, Ward III Ann R. Bolkcom 2006 APPOINTED OFFICIALS City Manager William W. Burns City Attorney Frederic W. Knaak Prosecuting Attorney Carl J. Newquist City Clerk Debra A. Skogen Department Heads: Finance Director/Treasurer Richard D. Pribyt Director of Public Safety and Civil Defense Donovan W.Abbott Fire Chief John D. Berg Director of Public Works Jon H. Haukaas Director of Recreation and Natural Resources Jack G. Kirk Director of Community Development Scott J. Hickok Director of Human Resources Deborah K. Dahl 13 CITY ADMINISTRATIVE ORGANIZATIONAL STRUCTURE 2004 City of Fridley Total Authorized Postions (131) CITY MANAGEMENT(3) City Manager Secretary to the City Manager Cable Administrator FINANCE(23) POLICE(46) HUMAN RESOURCES (2) Finance Director-Treasurer Public Safety Director Human Resources Director Secretary Secretary HR Assistant (2)Accountants OPERATIONS (30) ACCOUNTING (5) Captain Assistant Finance Director (6)Sergeants Payroll Technician (23) Patrol Officers Accounting Specialist (2)Acctg-Data Processing Clerks TECHNICAL SUPPORT(14) Captain ASSESSING (2) (1)Sergeant City Assessor (5) Patrol Officers Appraiser Projects Coordinator Crime Prevention Specialist MIS (2) Office Supervisor MIS Coordinator (4) Police Technicians MIS Specialist (1 FT,4 PT benefitted=3 FTE's) CITY CLERK-RECORDS (2) FIRE (8) City Clerk Receptionist-License Clerk Fire Chief Secretary Assistant Chief Fire Marshal Non-General Fund (3) Full-time Firefighters LIQUOR(6) Rental Inspection Asst. Liquor Operations Manager (.75 FTE w/benefits) (5) Liquor Store Clerks WATER ADMIN (2) Utility Billing Clerk Acctg-Data Processing Clerk 14 PUBLIC WORKS (35) RECREATION & COMMUNITY NATURALIST(5) DEVELOPMENT(8) Director of Public Works Secretary Director of Recreation & Director of Community Operations Analyst Natural Resources Development Recreation Office Coordinator Secretary ENGINEERING (2) (3)Program Supervisors Assistant Public Works Director BUILDING INSPECTION (3) Engineering Tech Inspector Chief Building Official Building Inspector PW MAINTENANCE (30) Secretary Secretary Lead Mechanic PLANNING (2) (2)Mechanic, Level B Planning Coordinator Street Supervisor Planning Assitant (8)Public Services Worker Water Supervisor (4)Public Services Worker Sewer Supervisor Non-General Fund (4)Public Services Worker Environmental Planner Parks Supervisor Asst. Executive Dir. HRA (6) Public Services Worker Section 8 Advisor(NA) NA=Not Authorized 15 -This page intentionally left blank- 16 II. FINANCIAL SECTION 17 -This page intentionally left blank- 18 H LB Tautges Redpath, Ltd. Certified Public Accountants and Consultants INDEPENDENT AUDITOR'S REPORT To the Honorable Mayor and Members of the City Council City of Fridley, Minnesota We have audited the accompanying financial statements of the governmental activities, the business-type activities, the aggregate discretely presented component unit, each major fund, and the aggregate remaining fund information of the City of Fridley, Minnesota, as of and for the year ended December 31, 2004 which collectively comprise the City's basic financial statements as listed in the table of contents. These financial statements are the responsibility of the City of Fridley, Minnesota's management. Our responsibility is to express opinions on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our opinions. In our opinion, the financial statements referred to above present fairly, in all material respects, the financial position of the governmental activities, the business-type activities, the aggregate discretely presented component unit, each major fund, and the aggregate remaining fund information of the City of Fridley, Minnesota, as of December 31, 2004, and the respective changes in financial position and cash flows, where applicable, thereof for the year then ended in conformity with accounting principles generally accepted in the United States of America. In accordance with Government Auditing Standards, we have also issued a report dated June 10, 2005 on our consideration of the City of Fridley, Minnesota's internal control over financial reporting and on our tests of its compliance with certain provisions of laws,regulations, contracts, and grant agreements and other matters. The purpose of that report is to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing and not to provide an opinion on the internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with 4810 White Bear Parkway White Bear Lake, Minnesota 55110 651 426 7000 651 426 5004 Fax www.hlbtr.com 1303 South Frontage Road Suite 13 Hastings, Minnesota 55033 651 480 4990 651 426 5004 Fax HLB Tautges Redpath,Ltd.is a member of Mr International,a world-wide organization of accounting firms and business advisors. 19 -This page intentionally left blank- 20 Government Auditing Standards and should be considered in conjunction with this report in considering the results of our audit. The Management's Discussion and Analysis and the budgetary comparison information as listed in the table of contents, are not a required part of the basic financial statements but are supplementary information required by accounting principles generally accepted in the United States of America. We have applied certain limited procedures,which consisted principally of inquiries of management regarding the methods of measurement and presentation of the supplementary information. However, we did not audit the information and express no opinion on it. Our audit was made for the purpose of forming opinions on the financial statements that collectively comprise the City of Fridley, Minnesota's basic financial statements. The introductory section, combining and individual fund statements and schedules and statistical tables as listed in the table of contents are presented for purposes of additional analysis and are not a required part of the basic financial statements. The combining and individual fund statements and schedules have been subjected to the auditing procedures applied in the audit of the basic financial statements and, in our opinion, are fairly stated in all material respects, in relation to the basic financial statements taken as a whole. The introductory section and statistical tables have not been subjected to the auditing procedures applied in the audit of the basic financial statements and accordingly, we express no opinion on them. , q. HLB TAUTGES REDPATH, LTD. White Bear Lake, Minnesota June 10, 2005 21 -This page intentionally left blank- 22 MANAGEMENT'S DISCUSSION AND ANALYSIS As management of the City of Fridley, we offer readers of the City of Fridley's financial statements this narrative overview and analysis of the financial activities of the City for the fiscal year ended December 31, 2004. We encourage readers to consider the information presented here in conjunction with additional information that we have furnished in our letter of transmittal, which can be found on pages 3 through 9 of this report. Financial Highlights The assets of the City of Fridley exceeded its liabilities at the close of the most recent fiscal year by $58,049,223 (Net assets). Of this amount, $23,550,557 (unrestricted net assets) may be used to meet the government's ongoing obligations to citizens and creditors in accordance with the City's fund designations and fiscal policies. The City's total net assets decreased by $271,230. As of the close of the current fiscal year, the City of Fridley's governmental funds reported combined ending fund balances of$19,435,635. Of this total amount, $14,132,072, or 73% is designated or reserved through legal restrictions and City Council authorization. At the end of the current fiscal year the general fund balance of $4,163,834, included $83,822 reserved and$4,080,012 designated. The City's total debt increased by $1,325,563 during the current fiscal year, from $14,645,155 to $15,970,718. Overview of the Financial Statements This discussion and analysis is intended to serve as an introduction to the City of Fridley's basic financial statements. The City's basic financial statements comprise three components: 1) government-wide financial statements, 2) fund financial statements, and 3) notes to the financial statements. This report also contains other supplementary information in addition to the basic financial statements themselves. Government-wide financial statements. The government-wide financial statements are designed to provide readers with a broad overview of the City of Fridley's finances, in a manner similar to a private-sector business. The statement of net assets presents information on all of the City of Fridley's assets and liabilities, with the difference between the two reported as net assets. Over time, increases or decreases in net assets may serve as a useful indicator of whether the financial position of the City of Fridley is improving or deteriorating. 23 Management's Discussion and Analysis The statement of activities presents information showing how the City's net assets changed during the most recent fiscal year. All changes in net assets are reported as soon as the underlying event giving rise to the change occurs, regardless of the timing of related cash flows. Thus, revenues and expenses are reported in this statement for some items that will only result in cash flows in future fiscal periods (e.g. uncollected taxes and earned but unused vacation leave). Both of the government-wide financial statements distinguish functions of the City of Fridley that are principally supported by taxes and intergovernmental revenues (governmental activities) from other functions that are intended to recover all or a significant portion of their costs through user fees and charges (business-type activities). The governmental activities of the City of Fridley include general government, public safety, public works, community development, and recreation and naturalist. The business-type activities of the City of Fridley include liquor, water, sewer and storm water. The government-wide financial statements can be found on Exhibits A-1 and A-2 of this report. Fund financial statements. A fund is a grouping of related accounts that are used to maintain control over resources that have been segregated for specific activities or objectives. The City of Fridley, like other state and local governments, uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. All of the funds of the City of Fridley can be divided into three categories: governmental funds, proprietary funds, and fiduciary funds. Governmental funds. Governmental funds are used to account for essentially the same functions reported as governmental activities in the government-wide financial statements. However, unlike the government-wide financial statements, governmental fund financial statements focus on near-term inflows and outflows of spendable resources, as well as on balances of spendable resources available at the end of the fiscal year. Such information may be useful in evaluating a government's near-term financial requirements. Because the focus of governmental funds is narrower than that of the government-wide financial statements, it is useful to compare the information presented for governmental funds with similar information presented for governmental activities in the government-wide financial statement. By doing so, readers may better understand the long-term impact of the City's near term financial decisions. Both the governmental fund balance sheet and governmental fund statement of revenues, expenditures, and change in fund balances provide a reconciliation to facilitate this comparison between governmental funds and governmental activities. 24 Management's Discussion and Analysis The City of Fridley maintains five individual major governmental funds. Information is presented separately in the governmental fund balance sheet and in the governmental fund statement of revenues, expenditures, and changes in fund balances for the general fund, grant management fund, special assessment debt service fund, tax increment debt service fund and capital improvements fund, all of which are considered to be major funds. Data from the other governmental funds are combined into a single, aggregated presentation. Individual fund data for each of these nonmajor governmental funds is provided in the form of combining statements elsewhere in this report. The City of Fridley adopts an annual appropriated budget for its general fund, special revenue funds and capital improvements capital projects fund. A budgetary comparison statement has been provided for those funds to demonstrate compliance with this budget. The basic governmental fund financial statements are Exhibits A-3 through A-5 of this report. Proprietary funds. The City of Fridley maintains four enterprise funds and three internal service funds as a part of its proprietary fund type. Enterprise funds are used to report the same functions presented as business-type activities in the government-wide financial statements. The City of Fridley uses enterprise funds to account for its liquor, water, sewer, and storm water operations. The City of Fridley uses internal service funds to account for its employee benefits, self insurance and information systems. Because these services predominately benefit governmental rather than business-type functions, they have been included within governmental activities in the government-wide financial statements. Proprietary funds provide the same type of information as the government-wide financial statements, only in more detail. The proprietary fund financial statements provide separate information for the water, sewer, storm water and liquor operations, all of which are considered to be major funds of the City of Fridley. Conversely, the internal service funds are combined into a single, aggregated presentation in the proprietary fund financial statements. Individual fund data for the internal service funds is provided in the form of combining statements elsewhere in this report. The basic proprietary fund financial statements are Exhibits A-6 through A-8 of this report. Fiduciary funds. Fiduciary funds are used to account for resources held for the benefit of parties outside the government. Fiduciary funds are not reflected in the government-wide financial statements because the resources of those funds are not available to support the City of Fridley's own program. The accounting used for fiduciary funds is much like that used for proprietary funds. The basic fiduciary fund financial statement is Exhibit A-9 of this report. 25 Management's Discussion and Analysis Notes to the financial statements. The notes provide additional information that is essential to a full understanding of the data provided in the government—wide and fund financial statements. The notes to the financial statements can be found immediately following Exhibit A-9 of this report. Other information. The combining statements referred to earlier in connection with the nonmajor governmental funds are presented immediately following the required supplementary information on budgetary comparisons. Combining and individual fund statements and schedules can be found on Exhibits B-1 through H-1 of this report. Government-wide Financial Analysis As noted earlier, net assets may serve over time as a useful indicator of a government's financial position. In the case of the City of Fridley, assets exceeded liabilities by $58,049,223 at the close of the most recent fiscal year. The largest portion of the City of Fridley's net assets ($32,833,894 or 56.6 percent) reflects its investment in capital assets (e.g. land, buildings, machinery and equipment) less any related debt used to acquire those assets that is still outstanding. The City of Fridley uses these capital assets to provide services to citizens; consequently, these assets are not available for future spending. Although the City of Fridley's investment in its capital assets is reported net of related debt, it should be noted that the resources needed to repay this debt must be provided from other sources, since the capital assets themselves cannot be used to liquidate these liabilities. CITY OF FRIDLEY'S NET ASSETS Governmental Activities Business-Type Activities Totals 2004 2003 2004 2003 2004 2003 Current and other assets $24,953,043 $25,710,358 $12,396,211 $10,313,917 $37,349,254 $36,024,275 Capital assets 18,495,647 19,245,543 19,928,180 19,791,438 38,423,827 39,036,981 Total assets $43,448,690 $44,955,901 $32,324,391 $30,105,355 $75,773,081 $75,061,256 Long-term liabilities outstanding $8,487,368 $9,984,013 $3,809,933 $2,397,571 $12,297,301 $12,381,584 Other liabilities 3,254,995 3,319,109 2,171,562 1,040,110 5,426,557 4,359,219 Total liabilities $11,742,363 $13,303,122 $5,981,495 $3,437,681 $17,723,858 $16,740,803 Net assets: Invested in capital assets,net of related debt $18,305,647 $18,930,543 $14,528,247 $17,003,867 $32,833,894 $35,934,410 Restricted 1,664,772 2,395,446 - - 1,664,772 2,395,446 Unrestricted 11,735,908 10,326,790 11,814,649 9,663,807 23,550,557 19,990,597 Total net assets $31,706,327 $31,652,779 $26,342,896 $26,667,674 $58,049,223 $58,320,453 26 Management's Discussion and Analysis A portion of the of the City of Fridley's net assets represents resources that are subject to external restrictions on how they may be used. The remaining balance of unrestricted net assets ($23,550,557) may be used to meet the City's ongoing obligations to citizens and creditors. At the end of the current fiscal year, the City of Fridley is able to report positive balances in all three categories of net assets, both for the government as a whole, as well as for its separate governmental and business-type activities. Governmental Activities Governmental activities increased the City of Fridley's net assets by $53,548, while the overall decrease totaled $271,230. Key elements of this increase are as follows: City of Fridley's Changes in Net Assets Governmental Activities Business-Type Activities Totals 2004 2003 2004 2003 2004 2003 Revenues: Program revenues: Charges for services $2,669,014 $2,625,479 $10,770,363 $10,720,873 $13,439,377 $13,346,352 Operating grants and contributions 1,009,861 1,481,723 208 37,976 1,010,069 1,519,699 Capital grants and contributions 882,292 1,012,151 - - 882,292 1,012,151 General revenues: Property taxes 5,816,656 5,273,363 - - 5,816,656 5,273,363 Grants and contributions not restricted to specific programs 3,436,473 3,751,560 - - 3,436,473 3,751,560 Unrestricted investment earnings 413,743 423,215 146,248 118,029 559,991 541,244 Gain on sale of property 680 10,468 - 6,530 680 16,998 Other - - - 6,502 - 6,502 Total revenues 14,228,719 14,577,959 10,916,819 10,889,910 25,145,538 25,467,869 Expenses: General government 3,513,065 3,944,682 - - 3,513,065 3,944,682 Public safety 5,468,014 5,166,975 - - 5,468,014 5,166,975 Public works 3,612,318 3,749,412 - - 3,612,318 3,749,412 Community development 602,335 939,918 - - 602,335 939,918 Recreation and naturalist 993,570 1,105,240 - - 993,570 1,105,240 Interest on long-term debt 544,478 605,639 - - 544,478 605,639 Liquor - - 5,005,198 5,010,636 5,005,198 5,010,636 Water - - 2,086,513 2,030,654 2,086,513 2,030,654 Sewer - - 3,256,371 3,419,100 3,256,371 3,419,100 Storm water - - 334,906 359,189 334,906 359,189 Total expenses 14,733,780 15,511,866 10,682,988 10,819,579 25,416,768 26,331,445 Increase(decrease)in net assets before transfers (505,061) (933,907) 233,831 70,331 (271,230) (863,576) Transfers 558,609 559,109 (558,609) (559,109) - - Increase(decrease)in net assets 53,548 (374,798) (324,778) (488,778) (271,230) (863,576) Net assets-January 1 31,652,779 32,027,577 26,667,674 27,156,452 58,320,453 59,184,029 Net assets-December 31 $31,706,327 $31,652,779 $26,342,896 $26,667,674 $58,049,223 $58,320,453 27 Management's Discussion and Analysis Below are specific graphs which provide comparisons of the governmental activities revenues and expenditures: Governmental Activities-Revenues Unrestricted investment earnings 3% Charges f r services Grants and ontribununs t a 19/ restrrcted to specific programs s4' v i y '� F y i» 24/ • e\ , �/ grants and e / �., a' 3� contnbunons Sri lvti � ry%2G7/fir/ . �rVe � 0% 6% Gain sale atn Capital pronto property and contributions 41% Property taxes Governmental Activities-Expenses Interest on Recreation long-term debt Community and naturalist Developement 7% 3 General government 4/ f a �' 24% 4F,0"''/9" x< �av<f<' ,? �;,'�a g 25% Public works 37% Public safety 28 Management's Discussion and Analysis Business-Type Activities Business type activities decreased net assets by $324,778, compared to an overall decrease of $271,230 in net assets of the City •of Fridley. Below are graphs showing the business-type activities revenue and expense comparisons: Business-Type Activites .• Revenues Unccstciacd investmeor Operating grants aral camings Other 0% c trih000ns IN/r 1% �� j/ �/ ,, r a -s %i ��i .' - / ii i.' :, 1 . a ° Syr k \a�� F / i te r , 99°/ Charges for services Business-Type Activities-Expenses Sturm water wt 3% i� r �/� / u /s / 3x, uyuor 47 f 30 Sewer% 29 Management's Discussion and Analysis Financial Analysis of the Government's Funds Governmental Funds. The focus of the City of Fridley's governmental funds is to provide information on near-term inflows, outflows, and balances of spendable resources. Such information is useful in assessing the City of Fridley's financing requirements. In particular, unreserved fund balance may serve as a useful measure of a government's net resources available for spending at the end of the fiscal year. At the end of the current fiscal year, the City of Fridley's governmental funds reported combined ending fund balances of $19,435,635. Approximately 88 percent of this total amount ($17,145,797) constitutes unreserved fund balance. The remainder of the fund balance ($2,289,838) is reserved because it has already been committed 1) to provide for inventory ($47,094), 2) to pay debt service ($509,547), 3) for loan receivable ($577,972) and 4) for police purposes (1,155,225). The general fund's fund balance decreased by $264,041 in 2004. This was significantly less than the decrease budgeted for. The special assessment debt service fund's fund balance decreased by $118,939 due to transfers to other funds. The non-major special revenue fund's fund balances decreased by $475,039 in 2004. This was mainly due to transfers to other funds. The non-major capital projects fund's fund balance increased by $85,375, due to some projects not getting completed by year-end. Proprietary funds. The City of Fridley's proprietary funds provide the same type of information found in the government-wide financial statements,but in more detail. The unrestricted net assets in the respective proprietary funds are liquor $1,108,901, water $5,010,765, sewer $4,059,145 and storm water $1,635,838. The liquor, water and storm water funds had decreases in net assets of$67,353, $242,783 and $66,537, respectively. The sewer fund had an increase in net assets of$51,895. Budgetary Highlights General Fund The original budget for the fire department was increased by $30,374 during the year. This was mainly due to an increase in the contribution made to the fire relief association. The original budget for contingency was decreased by $69,564 during the year. This was mainly due to its budget being allocated to budgets in other departments. 30 Management's Discussion and Analysis Expenditures in total were less than the final budgetary estimates by $461,747. Significant variances include the MIS department which expended $37,344 less than anticipated, the public works and parks department which expended $65,115 less than anticipated, the recreation department which expended $100,268 less than anticipated, the planning department which expended $43,614 less than anticipated and non-departmental which expended $38,305 less than anticipated. Capital Asset and Debt Administration Capital assets. The City of Fridley's, investment in capital assets for its governmental and business type activities as of December 31, 2004, amounts to $38,423,827 (net of accumulated depreciation). This investment in capital assets includes land, buildings and structures, improvements other than buildings, machinery and equipment, infrastructure and construction in progress. City of Fridley's Capital Assets (Net of Depreciation) Governmental Activities Business-Type Activities Totals 2004 2003 2004 2003 2004 2003 Land $2,824,016 $2,824,016 $306,477 $306,477 $3,130,493 $3,130,493 Buildings and structures 3,622,524 3,932,531 640,800 678,002 4,263,324 4,610,533 Improvements other than buildings 1,085,065 1,264,132 6,772,165 7,236,948 7,857,230 8,501,080 Machinery and equipment 1,788,395 2,093,495 694,845 728,185 2,483,240 2,821,680 Infrastructure 8,909,802 8,471,803 10,480,310 10,685,841 19,390,112 19,157,644 Construction in progress 265,845 659,566 1,033,583 155,985 1,299,428 815,551 Total $18,495,647 $19,245,543 $19,928,180 $19,791,438 $38,423,827 $39,036,981 Additional information on the City of Fridley's capital assets can be found in Note 4. Long-term debt. At the end of the current fiscal year, the City of Fridley had total bonded debt outstanding of$15,190,000, an increase of$1,370,000 from 2003. $190,000 of this is for general obligation improvement debt which is supported by special assessments, an additional $9,595,000 is for general obligation tax increment debt which financed the City's housing and redevelopment program, and $5,405,000 is general obligation utility revenue bonds which financed utility improvements. In 2004, the City issued $1,790,000 in general obligation water revenue bonds, $3,920,000 in general obligation tax increment refunding bonds and$1,205,000 in general obligation refunding bonds. In addition, there is long-term debt in the amount of$785,785 for compensated absences. 31 Management's Discussion and Analysis City of Fridley's Outstanding Debt General Obligation Improvement Bonds, General Obligation Tax Increment Bonds, General Obligation Revenue Bonds, and Compensated Absences: Governmental Activities Business-Type Activities Totals 2004 2003 2004 2003 2004 2003 General Obligation Improvement Bonds $190,000 $315,000 $ - $ - $190,000 $315,000 General Obligation Tax Increment Bonds 9,595,000 10,705,000 - - 9,595,000 10,705,000 General Obligation Revenue Bonds - - 5,405,000 2,800,000 5,405,000 2,800,000 Compensated absences 785,785 837,584 - - 785,785 837,584 Total $10,570,785 $11,857,584 $5,405,000 $2,800,000 $15,975,785 $14,657,584 Additional information on the City of Fridley's long term debt can be found in Note 5. The City of Fridley maintains an Aal rating from Moody's. State statutes limit the amount of general obligation debt a Minnesota city may issue to 2% of total Estimated Market Value. The current debt limitation for the City of Fridley is $42,589,016. None of the City's outstanding debt is counted within the statutory limitation. Requests for information. This financial report is designed to provide a general overview of the City of Fridley's finances for all those with an interest in the government's finances. Questions concerning any of the information provided in this report or requests for additional financial information should be addressed to the Finance Director, 6431 University Avenue NE, Fridley, Minnesota 55432. 32 BASIC FINANCIAL STATEMENTS 33 -This page intentionally left blank- ■ 34 Exhibit A-1 CITY OF FRIDLEY,MINNESOTA STATEMENT OF NET ASSETS December 31,2004 Component Unit Primary Government Housing&Redevelopment Governmental Business-Type Totals Authority Assets: Activities Activities 2004 2003 2004 2003 Cash and investments $22,458,258 $8,793,224 $31,251,482 $31,290,685 $14,832,443 $15,014,720 Cash held in escrow - 1,178,641 1,178,641 - 142,929 135,106 Receivables: Accounts 123,190 1,547,257 1,670,447 1,553,059 443,309 67,434 Taxes 142,164 205 142,369 199,020 167,967 205,700 Special assessments 898,429 58,714 957,143 1,070,689 - - Mortgage - - - - 972,147 862,828 Interest 83,539 - 83,539 80,781 20,006 29,550 Loan from component unit 541,244 - 541,244 599,420 - - Notes 36,728 - 36,728 45,910 - - Due from component unit 61,273 - 61,273 64,733 - - Due from other governments 561,124 3,467 564,591 321,120 - - Due from primary government - - - - 12,478 191,559 Prepaid items - 210,146 210,146 196,781 - - Inventories-at cost 47,094 604,557 651,651 602,077 - - Land held for resale - - - - 1,055,000 955,000 Capital assets (net of accumulated depreciation): Land 2,824,016 306,477 3,130,493 3,130,493 - - Buildings and structures 3,622,524 640,800 4,263,324 4,610,533 - - Improvements other than buildings 1,085,065 6,772,165 7,857,230 8,501,080 - - Machinery and equipment 1,788,395 694,845 2,483,240 2,821,680 - - Infrastructure 8,909,802 10,480,310 19,390,112 19,157,644 - - Construction in progress 265,845 1,033,583 1,299,428 815,551 - - Total assets 43,448,690 32,324,391 75,773,081 75,061,256 17,646,279 17,461,897 Liabilities: Due to primary government - - - - 61,273 64,733 Accounts payable 319,771 344,702 664,473 640,093 267,285 643,235 Deposits payable 32,777 - 32,777 32,580 - - Contracts payable 34,101 58,607 92,708 74,014 - - Due to other governments 34,012 65,995 100,007 77,770 - - Due to component unit 12,478 - 12,478 191,559 - - Salaries payable 325,227 23,813 349,040 576,072 1,528 5,253 Accrued interest payable 179,169 88,445 267,614 297,035 - - Compensated absences payable: Due within one year 613,417 - 613,417 568,571 - - Due in more than one year 172,368 - 172,368 269,013 - - Unearned revenue 234,043 - 234,043 206,525 - - Loan payable to primary government: Due within one year - - - - 61,121 58,176 Due in more than one year - - - - 480,123 541,244 Bonds payable: Due within one year 1,470,000 1,590,000 3,060,000 1,695,000 - - Due in more than one year 8,315,000 3,809,933 12,124,933 12,112,571 - - Total liabilities 11,742,363 5,981,495 17,723,858 16,740,803 871,330 1,312,641 Net assets: Invested in capital assets,net of related debt 18,305,647 14,528,247 32,833,894 35,934,410 - - Restricted for: Debt service 498,037 - 498,037 747,076 - - Public safety 1,155,225 - 1,155,225 1,611,017 - - Tax increment purposes 11,510 - 11,510 37,353 2,819,574 2,447,948 Unrestricted 11,735,908 11,814,649 23,550,557 19,990,597 13,955,375 13,701,308 Total net assets $31,706,327 $26,342,896 $58,049,223 $58,320,453 $16,774,949 $16,149,256 The accompanying notes are an integral part of these financial statements. 35 CITY OF FRIDLEY, MINNESOTA STATEMENT OF ACTIVITIES For The Year Ended December 31, 2004 Program Revenues Operating Charges For Grants and Expenses Services Contributions Functions/Programs Primary government: Governmental activities: General government $3,513,065 $1,032,130 $77,626 Public safety 5,468,014 539,334 558,478 Public works 3,612,318 286,165 272,893 Community development 602,335 441,649 88,976 Recreation and naturalist 993,570 369,736 11,888 Interest on long-term debt 544,478 - - Total governmental activities 14,733,780 2,669,014 1,009,861 Business-type activities: Liquor 5,005,198 5,376,428 - Water 2,086,513 1,763,623 - Sewer 3,256,371 3,248,952 - Storm water 334,906 381,360 208 Total business-type activities 10,682,988 10,770,363 208 Total primary government $25,416,768 $13,439,377 $1,010,069 Component units: Housing and Redevelopment Authority $3,109,022 $9,600 $ - Total component units $3,109,022 $9,600 $0 General revenues: Property taxes Tax increment collections Grants and contributions not restricted to specific programs Unrestricted investment earnings Gain on sale of property Other Transfers Total general revenues and transfers Change in net assets Net assets-beginning Net assets-ending The accompanying notes are an integral part of these financial statements. 36 Exhibit A-2 Net (Expense) Revenue and Changes in Net Assets Component Unit Capital Primary Government Housing & Redevelopment Grants and Governmental Business-Type Totals Authority Contributions Activities Activities 2004 2003 2004 2003 $ - ($2,403,309) $ - ($2,403,309) ($2,590,570) $ - $ - - (4,370,202) - (4,370,202) (4,135,864) - - 882,292 (2,170,968) - (2,170,968) (2,122,462) - - - (71,710) - (71,710) (136,552) - - (611,946) - (611,946) (801,426) - - - (544,478) - (544,478) (605,639) - - 882,292 (10,172,613) 0 (10,172,613) (10,392,513) 0 0 - - 371,230 371,230 353,952 - - - - (322,890) (322,890) (224,296) - - - - (7,419) (7,419) (235,840) - - - - 46,662 46,662 45,454 - - 0 0 87,583 87,583 (60,730) 0 0 $882,292 (10,172,613) 87,583 (10,085,030) (10,453,243) $0 $0 $ - ($3,099,422) ($4,169,622) $0 (3,099,422) (4,169,622) 5,816,656 - 5,816,656 5,273,363 262,429 239,382 - - - - 3,079,596 3,660,604 3,436,473 - 3,436,473 3,751,560 66,442 - 413,743 146,248 559,991 541,244 230,246 199,123 680 - 680 16,998 - - - - - 6,502 86,402 500,344 558,609 (558,609) - - - - 10,226,161 (412,361) 9,813,800 9,589,667 3,725,115 4,599,453 53,548 (324,778) (271,230) (863,576) 625,693 429,831 31,652,779 26,667,674 58,320,453 59,184,029 16,149,256 15,719,425 $31,706,327 $26,342,896 $58,049,223 $58,320,453 $16,774,949 $16,149,256 The accompanying notes are an integral part of these financial statements. 37 CITY OF FRIDLEY,MINNESOTA BALANCE SHEET GOVERNMENTAL FUNDS December 31,2004 Special Grant Assessment General Management Debt Service Assets Cash and investments $4,155,023 $220,184 $6,018,815 Receivables: Accounts 58,628 15 - Taxes 140,064 - - Special assessments 12,707 - 849,473 Interest 83,539 - - Loan receivable from component unit - - 541,244 Developer note 36,728 - - Due from other funds 88,002 - - Due from component unit 55,174 - - Due from other governments 16,879 153,216 - Inventories,at cost _ 47,094 - - Total assets $4,693,838 $373,415 $7,409,532 Liabilities and Fund Balances Liabilities: Accounts payable $129,348 $117,404 $ - Deposits payable 22,752 - - Contracts payable 3,252 5,483 - Salaries payable 246,675 1,875 - Deferred revenue 96,141 234,043 847,604 Due to other funds - - - Due to other governments 31,836 2,132 - Due to component unit - 12,478 - Total liabilities 530,004 373,415 847,604 Fund balances: Reserved for: Inventory 47,094 - - Long-term receivables 36,728 - 541,244 Public safety - - - Debt service - - 498,037 Unreserved: Designated reported in: General Fund 4,080,012 - - Special Revenue Funds - - - Capital Project Funds - - - 1 Undesignated reported in: Special Revenue Funds - - - Debt Service Funds - - 5,522,647 Capital Project Funds - - - Total fund balances 4,163,834 0 6,561,928 Total liabilities and fund balances $4,693,838 $373,415 $7,409,532 I i The accompanying notes are an integral part of these financial statements. 38 Exhibit A-3 Tax Other Intra- Totals Increment Capital Governmental Activity Governmental Funds Debt Service Improvements Funds Eliminations 2004 2003 $11,510 $6,564,142 $1,830,301 $ - $18,799,975 $19,544,500 - - 64,547 - 123,190 110,077 - 2,100 - - 142,164 198,706 - 1,199 35,050 - 898,429 990,938 - - - - 83,539 80,781 - - - - 541,244 599,420 - - - - 36,728 45,910 - 312,869 - (400,871) - - - - 5,996 - 61,170 64,733 - 330,000 61,029 - 561,124 321,120 - - - - 47,094 43,501 $11,510 $7,210,310 $1,996,923 ($400,871) $21,294,657 $21,999,686 $ - $ - $32,705 $ - $279,457 $180,266 - - 10,025 - 32,777 32,580 - - 25,366 - 34,101 59,775 - - 2,377 - 250,927 442,713 , - 2,431 35,051 - 1,215,270 1,271,740 - - 400,871 (400,871) - - - - 44 - 34,012 12,518 - - - - 12,478 191,559 0 2,431 506,439 (400,871) 1,859,022 2,191,151 - - - - 47,094 43,502 - - - - 577,972 645,330 - - 1,155,225 - 1,155,225 1,611,017 11,510 - - - 509,547 609,992 - - - - 4,080,012 4,338,463 - - 554,343 - 554,343 560,995 - 7,207,879 - - 7,207,879 6,782,292 - - (12,595) - (12,595) - - - - - 5,522,647 5,508,808 - - (206,489) - (206,489) (291,864) 11,510 7,207,879 1,490,484 0 19,435,635 19,808,535 $11,510 $7,210,310 $1,996,923 ($400,871) $21,294,657 $21,999,686 Fund balance reported above $19,435,635 $19,808,535 Amounts reported for governmental activities in the statement of net assets are different because: Capital assets used in governmental activities are not financial resources,and , therefore,are not reported in the funds. 18,105,839 18,829,678 Other long-term assets are not available to pay for current-period expenditures and, therefore,are deferred in the funds. 981,227 1,065,215 Long-term liabilities,including bonds payable,are not due and payable in the current period and therefore are not reported in the funds. (9,964,169) (11,259,696) Internal service funds are used by management to charge the cost of certain activities to individual funds.The assets and liabilities are included in the governmental statement of net assets 3,147,795 3,209,047 Net assets of governmental activities $31,706,327 $31,652,779 The accompanying notes are an integral part of these financial statements. 39 1 CITY OF FRIDLEY, MINNESOTA STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES GOVERNMENTAL FUNDS For The Year Ended December 31, 2004 Special Grant Assessment General Management Debt Service Revenues: Taxes $5,723,486 $ - $ - Special assessments 8,906 - 273,813 Licenses and permits 602,237 - - Intergovernmental revenue 2,129,411 300,541 - Charges for services 1,289,146 - - Fines and forfeits 173,694 - - Investment income 88,773 - 94,470 Interest on loan - - 29,253 Miscellaneous 383,233 427 - _ Total revenues 10,398,886 300,968 397,536 Expenditures: Current: General government 2,278,756 312,965 15,877 Public safety 5,156,529 - - Public works 2,608,316 - - Community development 593,393 - - Recreation and naturalist 960,723 - - Debt service - - 140,190 Capital outlay 223,115 - - Total expenditures 11,820,832 312,965 156,067 Excess (deficiency)of revenues over(under)expenditures (1,421,946) (11,997) 241,469 Other financing sources(uses): Refunding bonds issued - - - Discount on bonds issued - - - Transfers in 1,161,293 11,997 - Transfers out (3,388) - (360,408) Total other financing sources (uses) 1,157,905 11,997 (360,408) Net change in fund balance (264,041) 0 (118,939) Fund balance-January 1 4,427,875 - 6,680,867 i Fund balance- December 31 $4,163,834 $0 $6,561,928 1 The accompanying notes are an integral part of these financial statements. ■ 40 Exhibit A-4 Tax Other Infra- Totals Increment Capital Governmental Activity Governmental Funds Debt Service Improvements Funds Eliminations 2004 2003 $ - $86,145 $ - $ - $5,809,631 $5,305,289 1,275 16,395 - 300,389 470,648 183,345 - 785,582 722,541 - 688,881 88,649 - 3,207,482 4,075,023 - - 244,107 - 1,533,253 1,500,429 - - 3,184 - 176,878 216,368 - 109,774 32,290 - 325,307 330,133 - - 29,253 32,056 1,673,972 25,697 1,740 - 2,085,069 2,023,544 1,673,972 911,772 569,710 0 14,252,844 14,676,031 - 2,225 545,794 - 3,155,617 3,569,952 - - - 5,156,529 4,925,525 - - - - 2,608,316 2,712,421 - - - - 593,393 934,151 - - - - 960,723 1,068,875 5,608,823 - - - 5,749,013 1,810,100 14,250 632,405 - 869,770 1,705,270 5,608,823 16,475 1,178,199 0 19,093,361 16,726,294 (3,934,851) 895,297 (608,489) 0 (4,840,517) (2,050,263) 3,920,000 - - - 3,920,000 - (10,992) - - - (10,992) - - - 697,218 (1,311,899) 558,609 579,109 - (469,710) (478,393) 1,311,899 - - 3,909,008 (469,710) 218,825 0 4,467,617 579,109 (25,843) 425,587 (389,664) 0 (372,900) (1,471,154) 37,353 6,782,292 1,880,148 - 19,808,535 21,279,689 $11,510 $7,207,879 $1,490,484 $0 $19,435,635 $19,808,535 The accompanying notes are an integral part of these financial statements. 41 -This page intentionally left blank- 42 Exhibit A-5 CITY OF FRIDLEY, MINNESOTA RECONCILIATION OF THE STATEMENT OF REVENUES, EXPENDITURES,AND CHANGES IN FUND BALANCES OF GOVERNMENTAL FUNDS For The Year Ended December 31, 2004 2004 2003 Amounts reported for governmental activities in the statement of activities (Exhibit A-2)are different because: Net changes in fund balances-total governmental funds (Exhibit A-4) ($372,900) ($1,471,154) Governmental funds report capital outlays as expenditures. However, in the statement of activities the cost of those assets is allocated over their estimated useful lives and reported as depreciation expense. This is the amount by which capital outlays exceeded depreciation in the current period. (723,839) 125,631 Revenues in the statement of activities that do not provide current financial resources are not reported as revenues in the funds. (83,988) (159,096) The issuance of long-term debt(e.g., bonds, leases) provides current resources to governmental funds, while the repayment of the principal of financial long-term debt consumes the current financial resources of governmental funds. Neither transaction, however, has any effect on net assets. This amount is the net effect of these differences in the treatment of long-term debt and related items. 1,235,000 1,180,000 Internal service funds are used by management to charge the cost of certain activities to individual funds. This amount is net revenue attributable to governmental activities. (61,252) (74,640) Accrued interest reported in the statement of activities does not require the use of current financial resources and, therefore, is not reported as expenditures in governmental funds. 60,527 24,461 Change in net assets of governmental activities (Exhibit A-2) $53,548 ($374,798) The accompanying notes are an integral part of these financial statements. 43 CITY OF FRIDLEY, MINNESOTA STATEMENT OF NET ASSETS PROPRIETARY FUNDS December 31, 2004 Business-Type Activities-Enterprise Funds Liquor Water Assets: Current assets: Cash and cash equivalents $898,328 $3,583,805 Cash with escrow agent - 982,652 Accounts receivable 1,475 602,486 Taxes receivable: Unremitted - - Delinquent - - Special assessments receivable - 3,379 Due from component units - - Due from other governments - - Inventories, at cost 590,918 13,639 Prepaid items - - Total current assets 1,490,721 5,185,961 Noncurrent assets: Capital assets: Land 151,946 154,531 Buildings and structures 130,211 1,714,010 Improvements other than buildings 650,245 6,557,402 Machinery and equipment 194,341 1,406,655 Infrastructure - 7,319,697 Construction in progress - 1,033,583 Total capital assets 1,126,743 18,185,878 Less: Allowance for depreciation (467,420) (8,183,085) Net capital assets 659,323 10,002,793 Total noncurrent assets 659,323 10,002,793 Total assets 2,150,044 15,188,754 Liabilities: Current liabilities: Accounts payable 321,665 19,792 Contracts payable - 55,483 Salaries payable 8,931 7,816 Payroll deductions payable - - Compensated absences payable - - Due to other governments 51,224 12,098 Accrued interest payable - 80,007 Bonds payable-current - 1,265,000 Total current liabilities 381,820 1,440,196 Noncurrent liabilities: Compensated absences-noncurrent - - Bonds payable- noncurrent - 3,609,352 Total noncurrent liabilities 0 3,609,352 Total liabilities 381,820 5,049,548 Net assets: Invested in capital assets, net of related debt 659,323 5,128,441 Unrestricted 1,108,901 5,010,765 Total net assets $1,768,224 $10,139,206 The accompanying notes are an integral part of these financial statements. 44 Exhibit A-6 Governmental Business-Type Activities-Enterprise Funds Activities- Storm Totals Internal Service Sewer Water 2004 2003 Funds $3,021,215 $1,289,876 $8,793,224 $8,035,513 $3,658,283 - 195,989 1,178,641 - - 840,661 102,635 1,547,257 1,442,982 - - 91 91 219 - - 114 114 95 - - 55,335 58,714 79,751 - - - - - 103 3,467 - 3,467 - - - - 604,557 558,576 - 210,146 - 210,146 196,781 - 4,075,489 1,644,040 12,396,211 10,313,917 3,658,386 - - 306,477 306,477 - 8,770 - 1,852,991 1,949,453 - 1,897,756 1,809,188 10,914,591 10,971,240 - 752,578 29,125 2,382,699 2,277,061 1,331,455 6,492,087 6,170,019 19,981,803 19,766,464 - - - 1,033,583 155,985 - 9,151,191 8,008,332 36,472,144 35,426,680 1,331,455 (4,390,502) (3,502,957) (16,543,964) (15,635,242) (941,647) 4,760,689 4,505,375 19,928,180 19,791,438 389,808 4,760,689 4,505,375 19,928,180 19,791,438 389,808 8,836,178 6,149,415 32,324,391 30,105,355 4,048,194 3,227 18 344,702 459,003 40,314 3,124 - 58,607 14,239 - 7,066 - 23,813 54,277 - - - - - 74,300 - - - - 613,417 2,673 - 65,995 65,252 - 254 8,184 88,445 57,339 - 10,000 315,000 1,590,000 390,000 - 26,344 323,202 2,171,562 1,040,110 728,031 - - - - 172,368 - 200,581 3,809,933 2,397,571 - 0 200,581 3,809,933 2,397,571 172,368 26,344 523,783 5,981,495 3,437,681 900,399 4,750,689 3,989,794 14,528,247 17,003,867 389,808 4,059,145 1,635,838 11,814,649 9,663,807 2,757,987 $8,809,834 $5,625,632 $26,342,896 $26,667,674 $3,147,795 The accompanying notes are an integral part of these financial statements. 45 CITY OF FRIDLEY, MINNESOTA STATEMENT OF REVENUES, EXPENSES AND CHANGES IN FUND NET ASSETS PROPRIETARY FUNDS For The Year Ended December 31, 2004 Business-Type Activities- Enterprise Funds Liquor Water Sales $5,376,428 $ - Cost of sales (4,188,290) - Gross profit 1,188,138 0 Operating revenues: Customer billings - 1,754,696 Charges for services - 7,578 Other revenues - 1,349 Total operating revenues 0 1,763,623 Total gross profit and operating revenues 1,188,138 1,763,623 Operating expenses: Personal services 438,141 585,151 Supplies and other charges: Disposal charges - - Other 312,757 662,851 Depreciation 66,010 557,557 Total operating expenses 816,908 1,805,559 Operating income (loss) 371,230 (41,936) Nonoperating revenues (expenses): Intergovernmental revenue - - Investment income 11,417 67,075 Interest expense - (176,518) Bond issuance costs - (38,088) Special assessments - - Gain (loss)on disposal of capital assets - (66,348) Total nonoperating revenues (expenses) 11,417 (213,879) Income(loss) before transfers 382,647 (255,815) Transfers: Transfers in - 16,392 Transfers out (450,000) (3,360) Total transfers (450,000) 13,032 Change in net assets (67,353) (242,783) Net assets-January 1 1,835,577 10,381,989 Net assets- December 31 $1,768,224 $10,139,206 The accompanying notes are an integral part of these financial statements. 46 Exhibit A-7 Governmental Business-Type Activities- Enterprise Funds Activities- Storm Infra Activity Totals Internal Service Sewer Water Elimination 2004 2003 Funds $ - $ - $ - $5,376,428 $5,364,588 $ - (4,188,290) (4,214,499) - 0 0 0 1,188,138 1,150,089 0 3,248,952 368,014 - 5,371,662 5,330,602 - - - - 7,578 7,577 152,067 8,518 - 9,867 18,106 - 3,248,952 376,532 0 5,389,107 5,356,285 152,067 3,248,952 376,532 0 6,577,245 6,506,374 152,067 526,161 98,700 - 1,648,153 1,608,125 7,518 2,307,279 - - 2,307,279 2,441,725 - 115,829 30,050 - 1,121,487 1,301,922 105,379 297,073 183,083 - 1,103,723 1,109,104 160,285 3,246,342 311,833 0 6,180,642 6,460,876 273,182 2,610 64,699 0 396,603 45,498 (121,115) - 208 - 208 37,976 - 46,426 21,330 - 146,248 118,029 59,183 (772) (19,211) - (196,501) (144,204) - - (3,862) - (41,950) - - 4,828 - 4,828 6,502 - (9,257) - - (75,605) 6,530 680 36,397 3,293 0 (162,772) 24,833 59,863 39,007 67,992 0 233,831 70,331 (61,252) 24,588 - (40,980) - - - (11,700) (134,529) 40,980 (558,609) (559,109) - 12,888 (134,529) 0 (558,609) (559,109) 0 51,895 (66,537) 0 (324,778) (488,778) (61,252) 8,757,939 5,692,169 - 26,667,674 27,156,452 3,209,047 $8,809,834 $5,625,632 $0 $26,342,896 $26,667,674 $3,147,795 The accompanying notes are an integral part of these financial statements. 47 CITY OF FRIDLEY, MINNESOTA STATEMENT OF CASH FLOWS PROPRIETARY FUNDS For The Year Ended December 31, 2004 Business-Type Activities- Enterprise Funds Liquor Water Cash flows from operating activities: Receipts from customers and users $5,375,921 $1,672,730 Receipts from interfund services provided - - Payment to suppliers (4,619,217) (652,384) Payment to employees (447,533) (597,498) Miscellaneous revenue - - Net cash flows from operating activities 309,171 422,848 Cash flows from noncapital financing activities: Intergovernmental revenue - - Transfers out (450,000) (3,360) Transfers in - 16,392 Special assessment collections - - Other noncapital items - - Net cash flows from noncapital financing activities (450,000) 13,032 Cash flows from capital and related financing activities: Acquisition of capital assets - (1,081,428) Proceeds from issuance of revenue bonds - 2,799,652 Payment to refunding escrow - (991,963) Bond issuance costs - (38,088) Principal paid on revenue bonds - (270,000) Interest and paying agent fees on revenue bonds - (134,457) Proceeds from sale of capital assets - - Net cash flows from capital and related financing activities 0 283,716 Cash flows from investing activities: Investment income 11,417 67,075 Net increase (decrease) in cash and cash equivalents (129,412) 786,671 Cash and cash equivalents-January 1 1,027,740 2,797,134 Cash and cash equivalents- December 31 $898,328 $3,583,805 Reconciliation of operating income (loss)to net cash provided (used) by operating activities: Operating income (loss) $371,230 ($41,936) Adjustments to reconcile operating income (loss) to net cash flows from operating activities: Depreciation 66,010 557,557 Changes in assets and liabilities: Decrease (increase) in receivables (507) (90,893) Decrease (increase) in prepaid items - - Decrease (increase) in inventories (44,029) (1,952) increase (decrease)in payables (83,533) 72 Total adjustments (62,059) 464,784 Net cash provided by operating activities $309,171 $422,848 The accompanying notes are an integral part of these financial statements. 48 � Exhibit A-8 Governmental Business-Type Activities- Enterprise Funds Activities- Storm Totals Internal Sewer Water 2004 2003 Service Fund $3,245,198 $365,797 $10,659,646 $10,604,969 $ - - - - 152,067 (2,435,290) (38,701) (7,745,592) (7,708,986) (101,078) (534,886) (98,700) (1,678,617) (1,602,081) (64,099) - 19,079 - 275,022 228,396 1,235,437 1,312,981 (13,110) 208 208 37,976 - (11,700) (134,529) (599,589) (598,909) - 24,588 - 40,980 39,800 - - 24,120 24,120 36,809 - - - - 106 - 12,888 (110,201) (534,281) (484,218) 0 (200,674) (44,451) (1,326,553) (476,611) (128,181) 201,998 3,001,650 - - - (197,405) (1,189,368) - - - (3,862) (41,950) - - (10,000) (110,000) (390,000) (371,621) - (1,022) (18,476) (153,955) (151,488) - 10,483 - 10,483 11,333 29,822 (201,213) (172,196) (89,693) (988,387) (98,359) 46,426 21,330 146,248 118,029 59,183 133,123 (32,671) 757,711 (41,595) (52,286) 2,888,092 1,322,547 8,035,513 8,077,108 3,710,672 $3,021,215 $1,289,876 $8,793,224 $8,035,513 $3,658,386 $2,610 $64,699 $396,603 $45,498 ($121,115) 297,073 183,083 1,103,723 1,109,104 160,285 (3,754) (10,735) (105,889) (90,888) - (13,365) - (13,365) 31,681 - - (45,981) 37,891 - (7,542) (8,651) (99,654) 179,695 (52,280) 272,412 163,697 838,834 1,267,483 108,005 $275,022 $228,396 $1,235,437 $1,312,981 ($13,110) The accompanying notes are an integral part of these financial statements. 49 Exhibit A-9 CITY OF FRIDLEY, MINNESOTA STATEMENT OF FIDUCIARY NET ASSETS December 31,2004 2004 2003 Assets: Cash and investments $20,580 $20,157 Receivables: Accounts 1,590 1,272 Taxes: Unremitted 57 163 Delinquent 80 111 Total assets 22,307 21,703 Liabilities: Due to other governments 22,307 21,703 Net assets: Unreserved: Undesignated - - Total net assets $0 $0 The accompanying notes are an integral part of these financial statements. 50 CITY OF FRIDLEY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2004 1. Summary of Significant Accounting Policies The City of Fridley was incorporated July 1, 1949, under Chapter 410.03 of the Statutes of the State of Minnesota providing for a council-manager form of government under the "Home Rule Charter City" concept. The City provides the following services as authorized by its charter: general administrative services, public safety (police and fire), public improvements, planning and zoning, and culture and recreation. The financial statements of the City of Fridley have been prepared in conformity with generally accepted accounting principles as applied to governmental units by the Governmental Accounting Standards Board (GASB). The following is a summary of the significant accounting policies. A. Financial Reporting Entity As required by generally accepted accounting principles, the financial statements of the reporting entity include those of the City of Fridley (the primary government)and its component units. The component units discussed below are included in the City's reporting entity because of the significance of their operational or financial relationships with the City. Component Units In conformity with generally accepted accounting principles, the financial statements of the component units have been included in the financial reporting entity as discretely presented component units. Discretely Presented Component Unit - The Fridley Housing and Redevelopment Authority (HRA) is governed by commissioners appointed by the Fridley City Council. The HRA is responsible for providing housing and redevelopment assistance to the City and its residents. Funding for the various programs administered by the HRA is provided through the issuance of tax increment revenue bonds and general obligation tax increment bonds guaranteed by the City. Separate financial statements are not prepared for the HRA. B. Government-Wide and Fund Financial Statements The government-wide financial statements (i.e., the statement of net assets and the statement of changes in net assets)report information on all of the nonfiduciary activities of the primary government and its component units. For the most part, the effect of interfund activity has been removed from these statements. Governmental activities, which normally are supported by taxes and intergovernmental revenues, are reported separately from business-type activities, which rely to a significant extent on fees and charges for support. The statement of activities demonstrates the degree to which the direct expenses of a given function or business-type activity is offset by program revenues. Direct expenses are those that are clearly identifiable with a specific function or business-type activity. Program revenues include 1)charges to customers or applicants who purchase, use, or directly benefit from goods, services, or privileges provided by a given function or business-type activity and 2)grants and contributions that are restricted to meeting the operational or capital requirements of a particular function or business-type activity. Taxes and other items not included among program revenues are reported instead as general revenues. 51 CITY OF FRIDLEY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2004 Separate financial statements are provided for governmental funds, proprietary funds, and fiduciary funds, even though the latter are excluded from the government-wide financial statements. Major individual governmental funds and major individual enterprise funds are reported as separate columns in the fund financial statements. C. Measurement Focus, Basis of Accounting, and Financial Statement Presentation The government-wide financial statements are reported using the economic resources measurement focus and the accrual basis of accounting, as are the Proprietary Fund financial statements. Revenues are recorded when earned and expenses are recorded when a liability is incurred, regardless of the timing of related cash flows. Property taxes are recognized as revenues in the year for which they are levied. Grants and similar items are recognized as revenue as soon as all eligibility requirements imposed by the provider have been met. Governmental fund financial statements are reported using the current financial resources measurement focus and the modified accrual basis of accounting. Revenues are recognized as soon as they are both measurable and available. Revenues are considered to be available when they are collectible within the current period or soon enough thereafter to pay liabilities of the current period. For this purpose, the government considers all revenues, except reimbursement grants,to be available if they are collected within 60 days of the end of the current fiscal period. Reimbursement grants are considered available if they are collected within one year of the end of the current fiscal period. Expenditures generally are recorded when a liability is incurred, as under accrual accounting. However, debt service expenditures, as well as expenditures related to compensated absences and claims and judgments, are recorded only when payment is due. Property taxes, special assessments, intergovernmental revenues, charges for services and interest associated with the current fiscal period are all considered to be susceptible to accrual and so have been recognized as revenues of the current fiscal period. Only the portion of special assessments receivable due within the current fiscal period is considered to be susceptible to accrual as revenue of the current period. All other revenue items are considered to be measurable and available only when cash is received by the government. The government reports the following major governmental funds: The general fund is the government's primary operating fund. It accounts for all financial resources of the general government, except those required to be accounted for in another fund. The grant management special revenue fund administers grants received from a variety of intergovernmental agencies. In most cases, grant funds are provided on a reimbursement basis following proper documentation of expenditures, however, in some cases the money is provided in advance to spend on specific activities outlined in the grant. The special assessment debt service fund services debt on the general obligation improvement bonds that were issued to finance construction of public improvements. Special assessment improvements are paid for completely or in part by property owners deemed to have benefited from such improvements. 52 CITY OF FRIDLEY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2004 The tax increment debt service fund services the debt of the tax increment bonds. Tax increment money is used to service the debt on redevelopment related bonds. The capital improvements capital projects fund is used to account for the monies received from property taxes that are used to finance major improvements and the acquisition of assets that require a large capital outlay. The government reports the following major proprietary funds: The liquor fund accounts for operations of the municipal liquor stores. The water fund accounts for the water service charges which are used to finance the water system operating expenses. The sewer fund accounts for the sewer service charges which are used to finance the sanitary sewer system operating expenses. The storm water fund accounts for storm sewer charges which are used to finance the storm sewer operating expenses. Additionally, the government reports the following fund type: Internal Service Funds are used to account for goods and services that are provided on a cost reimbursement or fee basis to departments or agencies within the City. These funds are essential for segregating costs for determining the total cost of providing a service and for assuring that the goods and services provided are properly utilized. Agency Funds are used to account for monies collected for other agencies. Private-sector standards of accounting and financial reporting issued prior to December 1, 1989, generally are followed in both the government-wide and proprietary-fund financial statements to the extent that those standards do not conflict with or contradict guidance of the Governmental Accounting Standards Board. Governments also have the option of following subsequent private-sector guidance for their business-type activities and enterprise funds, subject to this same limitation. The government has elected not to follow subsequent private-sector guidance. As a general rule the effect of interfund activity has been eliminated from the government- wide financial statements. Exceptions to this general rule are transactions that would be treated as revenues, expenditures or expenses if they involved external organizations, such as buying goods and services or payments in lieu of taxes, are similarly treated when they involve other funds of the City of Fridley. Elimination of these charges would distort the direct costs and program revenues reported for the various functions concerned. Amounts reported as program revenues include 1)charges to customers or applicants for goods, services, or privileges provided, 2)operating grants and contributions, and 3)capital grants and contributions, including special assessments. Internally dedicated resources are reported as general revenues rather than as program revenues. Likewise, general revenues include all taxes. Proprietary funds distinguish operating revenues and expenses from nonoperating items. Operating revenues and expenses generally result from providing services and producing 53 CITY OF FRIDLEY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2004 and delivering goods in connection with a proprietary fund's principal ongoing operations. The principal operating revenues of the liquor, water, sewer and storm water enterprise funds are charges to customers for sales and services. Operating expenses for enterprise funds include the cost of sales and services, administrative expenses, and depreciation on capital assets. All revenues and expenses not meeting this definition are reported as nonoperating revenues and expenses. When both restricted and unrestricted resources are available for an allowable use, it is the government's policy to use restricted resources first,then unrestricted resources as they are needed. D. Budgets The City Charter grants the City Council full authority over the financial affairs of the City. The City Manager is charged with the responsibility of preparing the estimates of the annual budget and the enforcement of the provisions of the budget as specified in the City Charter. Upon adoption of the annual budget resolution by the Council, it becomes the formal appropriation budget for City operations. All budget adjustments must be approved by the Council. Budgets for the General, Special Revenue and Capital Improvement Capital Projects Funds are adopted on a basis consistent with accounting principles generally accepted in the United States of America. Budgeted expenditure appropriations lapse at year end. Encumbrance accounting, under which purchase orders, contracts, and other commitments for the expenditure of monies are recorded in order to reserve that portion of the appropriation, is not employed by the City because it is, at present, not considered necessary to assure effective budgetary control or to facilitate effective cash management. E. Legal Compliance Budgets The City follows these procedures in establishing the budgetary data reflected in the financial statements: 1. The City Manager submits to the City Council a proposed operating budget for the fiscal year commencing the following January 1. The operating budget includes expenditures and the means of financing them. 2. Public hearings are conducted to obtain taxpayer comments. 3. The budget is legally enacted through passage of a resolution. 4. The City Council may authorize transfer of budgeted amounts between departments within any fund. 5. Reported budget amounts are as originally adopted or as amended by Council approved transfers. The City Charter limits appropriations to the total estimated revenues and fund balances. If actual revenues exceed the original estimates, appropriations may be increased by the Council up to the amount of revenue increases. 54 CITY OF FRIDLEY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2004 6. All budget amounts lapse at the end of the year to the extent they have not been expended or encumbered. Encumbrances are reappropriated into the following year's budget. 7. Annual budgets are legally adopted for the General Fund and Special Revenue Funds. Formal budgeting integration is employed as a management control device during the year for each of these funds. Formal budgetary integration is not employed for Debt Service Funds because effective budgetary control is achieved through the bond indenture provisions. Budgetary control for other Capital Projects Funds is accomplished through the use of project controls. 8. As required by the City Charter, budgetary control is maintained within department at the level of three major categories of expenditures: salaries and wages; ordinary expenses; and capital outlay. This is the level of control at which expenditures may not legally exceed appropriations. 9. The General Fund budget includes prior year encumbrances which were reappropriated to the current year. Expenditures for the items encumbered are included in the current year's expenditures. F. Cash and Investments Cash balances from all funds are combined and invested to the extent available in certificates of deposit, U.S. government securities and other securities authorized by State Statute. Investment income is allocated to the respective funds on the basis of applicable cash balance participation by each fund. Investments are stated at fair value, based upon quoted market prices as of the balance sheet date. Investment income is accrued at the balance sheet date. The City provides temporary advances to funds that have insufficient cash balances by means of an advance from another fund shown as interfund receivables in the advancing fund, and an interfund payable in the fund with the deficit, until adequate resources are received. These interfund balances are eliminated on the government-wide financial statements. For purposes of the statement of cash flows the City considers all highly liquid investments with a maturity of three months or less when purchased to be cash equivalents. All of the cash and investments allocated to the proprietary funds have original maturities of 90 days or less. Therefore the entire balance in the Proprietary Funds is considered cash equivalents. Cash and investments held by escrow agent include balances held in segregated accounts that are established for specific purposes. 55 CITY OF FRIDLEY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2004 G. Receivables and Payables _ During the course of operations, numerous transactions occur between individual funds for goods provided or services rendered. Short-term interfund loans are classified as "interfund receivables/payables." All short-term interfund receivables and payables at December 31, 2004 are planned to be eliminated in 2005. Any residual balances outstanding between the governmental activities and business-type activities are reported in the government-wide financial statements as"internal balances." Property taxes and special assessments (See Notes 1H, J) have been reported net of estimated uncollectible accounts. Because utility bills are considered liens on property, no estimated uncollectible amounts are established. Uncollectible amounts are not material for other receivables and have not been reported. H. Property Tax Revenue Recognition The City Council annually adopts a tax levy and certifies it to the County in December (levy/assessment date)of each year for collection in the following year. The County is responsible for billing and collecting all property taxes for itself, the City,the local School District and other taxing authorities. Such taxes become a lien on January 1 and are recorded as receivables by the City at that date. Real property taxes are payable(by property owners)on May 15 and October 15 of each calendar year. Personal property taxes are payable by taxpayers on February 28 and June 30 of each year. These taxes are collected by the County and remitted to the City on or before July 7 and December 2 of the same year. Delinquent collections for November and December are received the following January. The City has no ability to enforce payment of property taxes by property owners. The County possesses this authority. Government-Wide Financial Statements The City recognizes property tax revenue in the period for which the taxes were levied. Uncollectible property taxes are not material and have not been reported. Governmental Fund Financial Statements The City recognizes property tax revenue when it becomes both measurable and available to finance expenditures of the current period. In practice, current and delinquent taxes and State credits received by the City in July, December and January are recognized as revenue for the current year. Taxes collected by the County by December 31 (remitted to the City the following January)and taxes and credits not received at year end are classified as delinquent and due from County taxes receivable. The portion of delinquent taxes not collected by the City in January is fully offset by deferred revenue because they are not available to finance current expenditures. Market Value Homestead Credit Property taxes on residential agricultural homestead property(as defined by State Statutes) are partially reduced by market value homestead credit(MVHC). This credit is paid to the City by the State in lieu of taxes levied against homestead property. The State remits this credit through installments each year. The credit is recognized as revenue by the City at the time of collection. 56 CITY OF FRIDLEY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2004 J. Special Assessment Revenue Recognition Special assessments are levied against the benefited properties for the assessable costs of special assessment improvement projects in accordance with State Statutes. The City usually adopts the assessment rolls when the individual projects are complete or substantially complete. The assessments are collectible over a term of years generally consistent with the term of years of the related bond issue. Collection of annual installments is handled by the County in the same manner as property taxes. Property owners are allowed to prepay future installments without interest or prepayment penalties. Once a special assessment roll is adopted, the amount attributed to each parcel is a lien upon that property until full payment is made or the amount is determined to be excessive by the City Council or court action. If special assessments are allowed to go delinquent, the property is subject to tax forfeit sale. Proceeds of sales from tax forfeit properties are remitted to the City in payment of delinquent special assessments. Pursuant to State Statutes, a property shall be subject to a tax forfeit sale after three years unless it is homesteaded, agricultural or seasonal recreational land in which event the property is subject to such sale after five years. Government-Wide Financial Statements The City recognizes special assessment revenue in the period that the assessment roll was adopted by the City Council. Uncollectible special assessments are not material and have not been reported. Governmental Fund Financial Statements Revenue from special assessments is recognized by the City when it becomes measurable and available to finance expenditures of the current fiscal period. In practice, current and delinquent special assessments received by the City are recognized as revenue for the current year. Special assessments that are collected by the County by December 31 (remitted to the City the following January)and are also recognized as revenue for the current year. All remaining delinquent, deferred and special deferred assessments receivable in governmental funds are completely offset by deferred revenues. K. Inventories Governmental Funds Inventories of the general fund are stated at cost,which approximates market, using the first- in, first out(FIFO) method. The primary government does not maintain material amounts of inventory within the other governmental funds. Inventories of governmental funds are recorded as expenditures when consumed rather than when purchased. Proprietary Funds Liquor fund inventories are valued on the average cost basis. Other proprietary funds inventory items are expensed at the time they are sold or used (consumption method). 57 CITY OF FRIDLEY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2004 L. Prepaid Items Certain payments to vendors reflect costs applicable to future accounting periods and are recorded as prepaid items in both government-wide and fund financial statements. M. Capital Assets Capital assets,which include property, plant, equipment and infrastructure assets (e.g., roads, bridges, sidewalks, and similar items), are reported in the applicable governmental or business-type activities columns in the government-wide financial statements. Capital assets are defined by the government as assets with an initial, individual cost of more than$5,000 (amount not rounded)and an estimated useful life in excess of one year. Such assets are recorded at historical cost or estimated historical cost if purchased or constructed. Donated capital assets are recorded at estimated fair market value at the date of donation. In the case of the initial capitalization of general infrastructure assets (i.e.,those reported by governmental activities)the government chose to include all such items regardless of their acquisition date or amount. The City was able to estimate the historical cost for the initial reporting of these assets through back-trending (i.e., estimating the current replacement cost of the infrastructure to be capitalized and using an appropriate price-level index to deflate the cost of the infrastructure to be capitalized and using an appropriate price-level index to deflate the cost to the acquisition year or estimated acquisition year). The costs of normal maintenance and repairs that do not add to the value of the asset or materially extend assets lives are not capitalized. Major outlays for capital assets and improvements are capitalized as projects are constructed. Interest incurred during the construction phase of capital assets of business- type activities is included as part of the capitalized value of the assets constructed. For the year ended December 31, 2004, no interest was capitalized in connection with construction in progress. Property, plant and equipment of the primary government, as well as the component units, are depreciated using the straight line method over the following estimated useful lives: Assets Improvements other than building 20-25 years Buildings and structures 20 -25 years Machinery and equipment 5- 10 years Infrastructure 25 years 58 CITY OF FRIDLEY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2004 N. Compensated Absences All liabilities for compensated absences, both current and long-term, for annual leave, severance and separation pay are accounted for in the Employee Benefit Fund, an Internal Service Fund. Each year compensated absence expenditures and expenses are recorded in the Governmental and Proprietary Funds respectively, equivalent to the full amount accrued by fund employees during the year. These charges are offset by a corresponding transfer of assets from the home department funds to the Employee Benefit Fund to fund the liability. This liability represents the maximum possible dilution of Employee Benefit Fund assets by retirements or extended leaves by employees. The personnel ordinance limits the annual accumulation of benefits that can be accumulated from year-to-year. O. Long-Term Obligations In the government-wide financial statements and proprietary fund types in the fund financial statements, long-term debt and other long-term obligations are reported as liabilities in the applicable governmental activities, business-type activities, or proprietary fund type statement of net assets. Bond premiums and discounts, as well as issuance costs, are generally immaterial and are expensed in the year of bond issuance. Material premiums and discounts are deferred and amortized over the life of the bonds. In the fund financial statements, governmental fund types recognize bond premiums and discounts, as well as bond issuance costs, during the current period. The face amount of debt issued is reported as other financing sources. Premiums received on debt issuances are reported as other financing sources while discounts on debt issuances are reported as other financing uses. Issuance costs, whether or not withheld from the actual debt proceeds received, are reported as debt service expenditures. P. Fund Equity In the fund financial statements, governmental funds report reservations of fund balance for amounts not appropriable for expenditure or legally segregated for a specific future use. Designated fund balances represent tentative plans for future use of financial resources. Q. Interfund Transactions Interfund services provided and used are accounted for as revenues, expenditures or expenses. Transactions that constitute reimbursements to a fund for expenditures/expenses initially made from it that are properly applicable to another fund, are recorded as expenditures/expenses in the reimbursing fund and as reductions of expenditures/expenses in the fund that is reimbursed. Interfund loans are reported as an interfund loan receivable or payable which offsets the movement of cash between funds. All other interfund transactions are reported as transfers. 59 CITY OF FRIDLEY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2004 R. Use of Estimates The preparation of financial statements in accordance with generally accepted accounting principles (GAAP) requires management to make estimates that affect amounts reported in the financial statements during the reporting period. Actual results could differ from such estimates. S. RECONCILIATION OF GOVERNMENT-WIDE AND FUND FINANCIAL STATEMENTS 1. EXPLANATION OF CERTAIN DIFFERENCES BETWEEN THE GOVERNMENTAL FUND BALANCE SHEET AND THE GOVERNMENT-WIDE STATEMENT OF NET ASSETS The governmental fund balance sheet includes reconciliation between fund balance— total governmental funds and net assets—governmental activities as reported in the government-wide statement of net assets. One element of that reconciliation explains that"long-term liabilities, including bonds payable, are not due and payable in the current period and therefore are not reported in the funds." The details of this ($9,964,169) difference are as follows: Bonds payable ($9,785,000) Accrued interest payable (179,169) Net adjustment to decrease net changes in fund balances-total governmental funds to arrive at changes in net assets of governmental activities ($9,964,169) 60 CITY OF FRIDLEY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2004 2. EXPLANATION OF CERTAIN DIFFERENCES BETWEEN THE GOVERNMENTAL FUND STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES AND THE GOVERNMENT-WIDE STATEMENT OF ACTIVITIES The governmental fund statement of revenues, expenditures, and changes in fund balances includes reconciliation between net changes in fund balances— total governmental funds and changes in net assets of governmental activities as reported in the government-wide statement of activities. One element of that reconciliation explains that"governmental funds report capital outlays as expenditures. However, in the statement of activities the cost of those assets is allocated over their estimated useful lives and reported as depreciation expense." The details of this ($723,839)difference are as follows: Loss on disposal of capital assets ($22,614) Capital outlay 869,770 Depreciation expense (1,570,995) Net adjustment to decrease net changes in fund balances-total governmental funds to arrive at changes in net assets of governmental activities ($723,839) Another element of that reconciliation states that"revenues on the statement of activities that do not provide current financial resources are not reported as revenues in the funds." The details of this ($83,988)difference are as follows: General property taxes deferred revenue: At December 31, 2003 ($80,118) At December 31, 2004 87,143 Special assessments deferred revenue: At December 31, 2003 (985,097) At December 31, 2004 894,084 Net adjustments to decrease net changes in fund balances- total governmental funds to arrive at changes in net assets of governmental activities ($83,988) 61 CITY OF FRIDLEY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2004 Another element of that reconciliation states that"the issuance of long-term debt(e.g., bonds, leases) provides current financial resources to governmental funds, while the repayment of the principal on long-term debt consumes the current financial resources of governmental funds." Neither transaction, however, has any effect on net assets. The details of this$1,235,000 difference are as follows: Debt issued: Tax increment bonds ($3,920,000) Principal repayments: Improvement bonds 125,000 Tax increment bonds 5,030,000 Net adjustment to increase net changes in fund balances-total governmental funds to arrive at changes in net assets of governmental activities $1,235,000 2. Deposits and Investments A. Deposits In accordance with Minnesota Statutes, the City maintains deposits at those depository banks authorized by the City Council, all of which are members of the Federal Reserve System. Minnesota Statutes require that all City deposits be protected by insurance, surety bond, or collateral. The market value of collateral pledged must equal 110% of the deposits not covered by insurance or bonds. Minnesota Statutes require that securities pledged as collateral be held in safekeeping by the City Treasurer or in a financial institution other than that furnishing the collateral. Authorized collateral includes the following: a) United States government treasury bills, treasury notes, treasury bonds; b) Issues of United States government agencies and instrumentalities as quoted by a recognized industry quotation service available to the government entity; c) General obligation securities of any state or local government with taxing powers which is rated "A"or better by a national bond rating service,or revenue obligation securities of any state or local government with taxing powers which is rated "AA"or better by a national bond rating service; d) Unrated general obligation securities of a local government with taxing powers may be pledged as collateral against funds deposited by that same local government entity: e) Irrevocable standby letters of credit issued by Federal Home Loan Banks to a municipality accompanied by written evidence that the bank's public debt is rated "AA"or better by Moody's Investors Service, Inc. or Standard & Poor's Corporation; and 62 CITY OF FRIDLEY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2004 f) Time deposits that are fully insured by any federal agency. Balances at December 31, 2004 are as follows: Bank Carrying Balances Amount City $1,341,065 $1,106,614 HRA 481,588 472,189 The entire bank balances are covered by Federal Depository Insurance or collateral held by the City/HRA's agent in the City/HRA's name. B. Investments Minnesota Statutes authorize the City to invest in the following: a) Direct obligations or obligations guaranteed by the United States or its agencies, its instrumentalities or organizations created by an act of congress, excluding mortgage- backed securities defined as high risk. b) Shares of investment companies registered under the Federal Investment Company Act of 1940 and whose only investments are in securities described in (a)above, general obligation tax-exempt securities, or repurchase or reverse repurchase agreements. c) Obligations of the State of Minnesota or any of its municipalities as follows: 1) any security which is a general obligation of any state or local government with taxing powers which is rated "A"or better by a national bond rating service; 2) any security which is a revenue obligation of any state or local government with taxing powers which is rated "AA"or better by a national bond rating service; and 3) a general obligation of the Minnesota housing finance agency which is a moral obligation of the State of Minnesota and is rated "A" or better by a national bond rating agency. d) Bankers acceptance of United States banks eligible for purchase by the Federal Reserve System. e) Commercial paper issued by United States corporations or their Canadian subsidiaries, of the highest quality, and maturing in 270 days or less. f) Repurchase or reverse repurchase agreements with banks that are members of the Federal Reserve System with capitalization exceeding$10,000,000; a primary reporting dealer in U.S. government securities to the Federal Reserve Bank of New York; certain Minnesota securities broker-dealers; or, a bank qualified as a depositor. g) General obligation temporary bonds of the same governmental entity issued under section 429.091, subdivision 7;469.178, subdivision 5; or 475.61, subdivision 6. 63 CITY OF FRIDLEY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2004 The City invests in collateralized mortgage obligations (a form of mortgage backed security). These securities allow cash flows to be split so that different classes of securities with different maturities and coupons may be created. The City, by policy, is only allowed to invest in these types of securities if they are classified as a Planned Amortization Class 1 (PAC 1)with a stated maturity of 3 years or less. The City's investments are categorized below to give an indication of the level of risk assumed at year end. The level of risk is defined by the following criteria set out by the Governmental Accounting Standards Board within Statement No. 3. Category 1 includes investments that are insured or registered for which the securities are held by the City or its agent in the City's name. Category 2 includes uninsured and unregistered investments for which the securities are held by the counterparty's trust department or agent in the City's name. Category 3 includes uninsured and unregistered investments for which the securities are held by the counterparty, or by its trust department or agent but not in the City's name. The fair value and credit risk of the investments held by the City at year end are as follows: Credit Risk Category Fair Value Securities Type 1 2 3 Amount U.S. government agencies or instrumentalities $21,726,564 $ - $ - $21,726,564 Investments not subject to categorization: Mutual funds 9,617,255 Total investments $31,343,819 The fair value and credit risk of the investments held by the HRA at year end are as follows: Credit Risk Category Fair Value Securities Type 1 2 3 Amount U.S. government securities $212,208 $ - $ - $212,208 U.S. government agencies or instrumentalities 5,948,190 - - 5,948,190 $6,160,398 $0 $0 6,160,398 Investments not subject to categorization: Money market fund 281,934 Mutual fund 8,060,857 Total investments $14,503,189 64 CITY OF FRIDLEY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2004 3. Receivables Significant receivables balances not expected to be collected within one year of December 31, 2004 are as follows: Primary Government Major Funds Special Assessment Capital Nonmajor General Debt Service Improvements Funds Total Special assessments receivable $6,986 $598,986 $775 $344 $607,091 Loans receivable 27,546 480,123 - - 507,669 Delinquent property taxes 59,800 - 900 - 60,700 $94,332 $1,079,109 $1,675 $344 $1,175,460 Governmental funds report deferred revenue in connection with receivables for revenues that are not considered to be available to liquidate liabilities of the current period. Governmental funds also defer revenue recognition in connection with resources that have been received, but not yet earned. At the end of the current fiscal year, the various components of deferred revenue and unearned revenue reported in the governmental funds were as follows: Unavailable Unearned Total Delinquent property taxes receivable(General Fund) $85,853 $ - $85,853 Delinquent property taxes receivable(Capital Improvements Fund) 1,286 - 1,286 Special assessments not yet due(General Fund) 10,288 - 10,288 Special assessments not yet due(Special Assessment Debt Service Fund) 847,604 - 847,604 Special assessments not yet due(Capital Improvements Fund) 1,145 - 1,145 Special assessments not yet due(Nonmajor Funds) 35,051 - 35,051 Unearned grant funds(Grant Management Fund) - 234,043 234,043 Total deferred/unearned revenue for governmental funds $981,227 $234,043 $1,215,270 65 CITY OF FRIDLEY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2004 4. Capital Assets Capital asset activity for the year ended December 31, 2004 was as follows: Beginning Ending Primary Government Balance Increases Decreases Balance Governmental activities: Capital assets,not being depreciated: Land $2,824,016 $ - $ - $2,824,016 Construction in progress 659,566 646,655 (1,040,376) 265,845 Total capital assets, not being depreciated 3,483,582 646,655 (1,040,376) 3,089,861 Capital assets, being depreciated: Buildings and structures 7,773,311 - - 7,773,311 Machinery and equipment 7,193,405 386,485 (308,480) 7,271,410 Improvements 3,765,965 35,347 (18,727) 3,782,585 Infrastructure 23,728,971 1,005,029 (62,725) 24,671,275 Total capital assets, being depreciated 42,461,652 1,426,861 (389,932) 43,498,581 Less accumulated depreciation for: Buildings and structures 3,840,780 310,007 - 4,150,787 Machinery and equipment 5,099,910 639,829 (256,724) 5,483,015 Improvements 2,501,833 214,414 (18,727) 2,697,520 Infrastructure 15,257,168 567,030 (62,725) 15,761,473 Total accumulated depreciation 26,699,691 1,731,280 (338,176) 28,092,795 Total capital assets being depreciated-net 15,761,961 (304,419) (51,756) 15,405,786 Governmental activities capital assets-net $19,245,543 $342,236 ($1,092,132) $18,495,647 66 CITY OF FRIDLEY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2004 Beginning Ending Primary Government Balance Increases Decreases Balance Business-type activities: Capital assets,not being depreciated: Land $306,477 $ - $ - $306,477 Construction in progress 155,985 1,326,553 (448,955) 1,033,583 Total capital assets, not being depreciated 462,462 1,326,553 (448,955) 1,340,060 Capital assets, being depreciated: Buildings and structures 1,949,453 - (96,463) 1,852,990 Improvements other than buildings 10,971,240 81,224 (137,874) 10,914,590 Machinery and equipment 2,277,061 152,392 (46,754) 2,382,699 Infrastructure 19,766,464 215,339 - 19,981,803 Total capital assets,being depreciated 34,964,218 448,955 (281,091) 35,132,082 Less accumulated depreciation for: Buildings and structures 1,271,451 31,166 (90,427) 1,212,190 Improvements other than buildings 3,734,292 485,694 (77,561) 4,142,425 Machinery and equipment 1,548,876 165,991 (27,013) 1,687,854 Infrastructure 9,080,623 420,870 - 9,501,493 Total accumulated depreciation 15,635,242 1,103,721 (195,001) 16,543,962 Total capital assets being depreciated-net 19,328,976 (654,766) (86,090) 18,588,120 Business-type activities capital assets-net $19,791,438 $671,787 ($535,045) $19,928,180 Depreciation expense was charged to functions/programs of the primary government as follows: Governmental activities: General government $333,102 Public safety 204,366 Public works, including depreciation of general infrastructure assets 999,047 Community development 2,947 Recreation and naturalist 31,533 Capital assets held by the government's internal service funds are charged to the various functions based on their usage of the assets 160,285 Total depreciation expense-governmental activities $1,731,280 Business-type activities: Liquor $66,009 Water 557,556 Sewer 297,073 Storm water 183,083 Total depreciation expense-business-type activities $1,103,721 67 CITY OF FRIDLEY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2004 5. Long-Term Debt The City issues general obligation bonds to provide funds for the acquisition and construction of major capital facilities. The reporting entity's long-term debt is segregated between the amounts to be repaid from governmental activities and amounts to be repaid from business-type activities. As of December 31, 2004, the governmental long-term bonded debt and loans of the financial reporting entity consisted of the following: Governmental Activities: $1,020,000 General Obligation Improvement Bonds of 1991 due in varying annual installments of$35,000-$90,000 through February 1,2005;interest at 5.60%-6.60%. $40,000 $150,000 General Obligation Improvement Bonds of 1994 due in varying annual installments of$5,000-$60,000 through February 1,2005;interest at 4.75%-6.10%. 60,000 $320,000 General Obligation Improvement Bonds of 1996 due in varying annual installments of$30,000-$35,000 through February 1,2007;interest at 4.05%-4.95%. 90,000 $9,575,000 General Obligation Tax Increment Bonds of 1997 due in varying annual installments of$75,000-$1,175,000 through August 1,2009;interest at 4.60%-5.12%. 5,675,000 $3,920,000 General Obligation Tax Increment Refunding Bonds of 2004 due in varying annual installments of$230,000-$605,000 through February 1,2012;interest at 2.00%-4.35% February 1,2012;interest at 5.10%-5.65%. 3,920,000 Subtotal governmental activities 9,785,000 Business-Type Activities: $620,000 Genera)Obligation Water Revenue Bonds of 1992,Series B,due in varying annual installments of$35,000-$55,000 through February 1,2007;interest at 3.00%-5.70%. $165,000 $335,000 General Obligation Water,Sewer and Storm Water Revenue Bonds of 1994 due in varying annual installments of$5,000-$25,000 through February 1,2005;interest at 4.75%-6.10%. 45,000 $2,615,000 General Obligation Water and Storm Water Revenue Bonds of 1996 due in varying annual installments of$65,000-$165,000 through February 1,2012;interest at 4.05%-5.30%. 1,385,000 $1,180,000 General Obligation Water Revenue Bonds of 1998,due in varying annual installments of$90,000-$130,000 through February 1,2011. 815,000 $1,790,000 General Obligation Water Revenue Bonds of 2004 due in varying annual installments of$50,000-$230,000 through February 1,2019;interest at 2.5%-4.00%. 1,790,000 $1,205,000 General Obligation Water and Storm Water Revenue Bonds of 2004 due in varying annual installments of$160,000-$235,000 through February 1,2012;interest at 2.0%-3.25%. 1,205,000 Unamortized discount (5,067) Subtotal business-type activities 5,399,933 Total primary government $15,184,933 Component Units: $1,500,000 loan payable to primary government. Due in annual installments of $87,429,through February 1,2012;interest at 5%. $541,244 68 CITY OF FRIDLEY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2004 Annual debt service requirements to maturity for general obligation bonds and loans are as follows: Primary Government Component Unit Governmental Activities Business-Type Activities HRA Year Ending G.O.Improvement Tax Increment Revenue Bonds Loan Payable December 31, Principal Interest Principal Interest Principal Interest Principal Interest 2005 $190,000 $5,340 $1,280,000 $417,026 $1,590,000 $172,246 $61,121 $26,308 2006 - - 1,565,000 357,228 395,000 126,024 64,215 23,213 2007 - - 1,635,000 290,681 405,000 113,348 67,467 19,963 2008 - - 1,700,000 217,484 300,000 101,943 70,882 16,547 2009 - - 1,695,000 139,314 315,000 91,726 74,470 12,959 2010 - - 545,000 59,906 320,000 80,756 78,240 9,188 2011 - - 570,000 38,003 330,000 68,955 82,201 5,227 2012 - - 605,000 13,159 345,000 57,229 42,648 1,066 2013 - - - - 175,000 48,779 - - 2014 - - - - 185,000 42,836 - - 2015 - - - - 190,000 36,413 - - 2016 - - - - 200,000 29,388 - - 2017 - - - - 205,000 21,844 - - 2018 - - - - 220,000 13,600 - - 2019 - - - - 230,000 4,600 - - Total $190,000 $5,340 $9,595,000 $1,532,800 $5,405,000 $1,009,684 $541,244 $114,471 Crossover Refunding On March 23, 2004, the City issued $1,205,000 General Obligation Refunding Bonds, Series 2004C with an average interest rate of 2.49 percent to advance refund $1,235,000 of outstanding 1996 Series bonds with an average interest rate of 5.4 percent. The net proceeds of$1,217,034 (after payment of$23,262 of issuance costs)were used to purchase U.S. government securities. Those securities were deposited in an irrevocable trust with an escrow agent to provide for the interest on the refunding bonds before the crossover date and the called principal on the refunded bonds on February 1, 2005. The City advance refunded the 1996 Series bonds to reduce its total debt service payments over the next 8 years by$28,324 and to obtain an economic gain (difference between the present values of the debt service payments on the old and new debt)of$71,112. The Refunding Bonds of 2004C were issued to refund the General Obligation Bonds of 1996. The City is responsible for the debt service of the refunded bonds through the crossover date (February 1, 2005)and the debt service of the refunding bonds after the crossover date. The debt service of the refunding bonds before the crossover date is payable from the escrow account. Assets held with the escrow agent total$1,178,641 at December 31, 2004. The financial statements present both bond issues and the escrow account assets pursuant to SFAS No. 76. The effect on the financial statements is to report greater debt than, in substance,the City will be responsible for paying. 69 CITY OF FRIDLEY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2004 The Refunding Bonds of 2004C are crossover refunding bonds whereby the City and the escrow agent are responsible for debt service payments as follows: Refunded Refunding Debt Service Commitment Payment Bonds Bonds Escrow Date Total Total Account City Aug-04 $37,043 $10,762 $10,762 $37,043 Feb-05 1,512,043 15,134 1,190,134 337,043 Aug-05 - 15,134 - 15,134 Feb-06 - 250,134 - 250,134 Aug-06 - 12,784 - 12,784 Feb-07 - 247,784 - 247,784 Aug-07 - 10,434 - 10,434 Feb-08 - 145,434 - 145,434 Aug-08 - 8,746 - 8,746 Feb-09 - 153,746 - 153,746 Aug-09 - 6,844 - 6,844 Feb-10 - 151,844 - 151,844 Aug-10 - 4,850 - 4,850 Feb-11 - 154,850 - 154,850 Aug-11 - 2,600 - 2,600 Feb-12 - 162,600 - 162,600 $1,549,086 $1,353,680 $1,200,896 $1,701,870 Current Refunding On March 23, 2004, the City issued the $3,920,000 General Obligation Tax Increment Refunding Bonds, Series 2004B with an average interest rate of 3.76%to refund the 2005 through 2012 maturities aggregating $3,850,000 in principal amount of the City's$4,185,000 General Obligation Tax Increment Bonds, Series 1998B with an average interest rate of 5.4%. The net proceeds of $3,909,009 (after payment of$30,518 of issuance costs) plus an additional $3,700 of escrow interest earnings and $20,800 from the prior issue debt service fund were used to retire all outstanding principal of the refunded bonds on May 1, 2004 (the call date). The City refunded the 1998 Bonds to reduce its total debt service payments over the next eight years by$270,827 and to obtain an economic gain (difference between the present value of the debt service payments on the old and new debt)of$246,378. 70 CITY OF FRIDLEY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2004 Long-term liability activity for the year ended December 31, 2004, was as follows: Beginning Ending Due Within Balance Additions Reductions Balance One Year Governmental activities: Bonds payable: G.O.improvement bonds $315,000 $ - ($125,000) $190,000 $190,000 Tax increment bonds 10,705,000 3,920,000 (5,030,000) 9,595,000 1,280,000 Total bonds payable 11,020,000 3,920,000 (5,155,000) 9,785,000 1,470,000 Compensated absences 837,584 796,543 (848,342) 785,785 613,417 Total government activity long-term debt $11,857,584 $4,716,543 ($6,003,342) $10,570,785 $2,083,417 Business-type activities: Bonds payable: G.O. revenue bonds $2,800,000 $2,995,000 ($390,000) $5,405,000 $ - Component units: Loan payable $599,420 $ - ($58,176) $541,244 $61,121 Compensated absences are generally liquidated by the General Fund. The loan payable is liquidated by the HRA Revolving Loan Fund. All long-term bonded indebtedness outstanding at December 31, 2004 is backed by the full faith and credit of the City, including improvement and revenue bond issues. Delinquent assessments receivable at December 31, 2004 totaled $3,650. 6. Pension Plans A. Public Employees Retirement Association (PERA) Plan Description All full-time and certain part-time employees of the City are covered by defined benefit plans administered by the Public Employees Retirement Association of Minnesota (PERA). PERA administers the Public Employees Retirement Fund (PERF)and the Public Employees Police and Fire Fund (PEPFF)which are cost-sharing, multiple-employer retirement plans. These plans are established and administered in accordance with Minnesota Statute, Chapters 353 and 356. PERF members belong to either the Coordinated Plan or the Basic Plan. Coordinated Plan members are covered by Social Security and Basic Plan members are not. All new members must participate in the Coordinated Plan. All police officers, firefighters and peace officers who qualify for membership by statute are covered by the PEPFF. PERA provides retirement benefits as well as disability benefits to members, and benefits to survivors upon death of eligible members. Benefits are established by State Statute, and vest after three years of credited service. The defined retirement benefits are based on a member's highest average salary for any five successive years of allowable service, age, and years of credit at termination of service. 71 CITY OF FRIDLEY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2004 The benefit provisions stated in the previous paragraphs of this section are current provisions and apply to active plan participants. Vested, terminated employees who are entitled to benefits but are not receiving them yet are bound by the provisions in effect at the time they last terminated their public service. PERA issues a publicly available financial report that includes financial statements and required supplementary information for PERF and PEPFF. That report may be obtained by writing to PERA, 60 Empire Drive#200, St. Paul, Minnesota, 55103-2088 or by calling (651)296-7460 or 1- 800-652-9026. Funding Policy Minnesota Statutes Chapter 353 sets the rates for employer and employee contributions. These statutes are established and amended by the state legislature. The City makes annual contributions to the pension plans equal to the amount required by state statutes. PERF Basic Plan members and Coordinated Plan members are required to contribute 9.10% and 5.10%, respectively, of their annual covered salary. PEPFF members are required to contribute 6.20% of their annual covered salary. The City is required to contribute the following percentages of annual covered payroll: 11.78%for Basic Plan PERF members, 5.53%for Coordinated Plan PERF members, and 9.30%for PEPFF members. The City's F contributions for the last three years which were equal to the contractually required contributions for each year as set by State Statute are as follows: PERF PEPFF 2002 $256,281 $236,696 2003 258,241 255,993 2004 259,163 268,253 B. Public Employees Retirement Association (PERA) -Defined Contribution Plan Description All council members of the City of Fridley are covered by a defined contribution pension plan administered by the Public Employees Retirement Association of Minnesota (PERA). PERA administers the Public Employees Defined Contribution Plan (PEDCP)which is a multiple- employer deferred compensation plan. Benefit Provisions and Contribution Rates The PEDCP is a tax qualified plan under Section 401(a)of the Internal Revenue Code and all contributions by or on behalf of employees are tax deferred until time of withdrawal. Plan benefits depend solely on amounts contributed to the plan plus investment income, less administrative expenses. Minnesota Statutes, Chapter 353D.03, specifies the employee and employer contribution rates for those qualified personnel who elect to participate. An eligible elected official who decides to participate contributes 5 percent of salary which is matched by the elected official's employer. For ambulance service personnel, employer contributions are determined by the employer, and for salaried employees must be a fixed percentage of 72 CITY OF FRIDLEY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2004 salary. Employer contributions for volunteer personnel may be a unit value for each call or period of alert duty. Employees who are paid for their services may elect to make member contributions in an amount not to exceed the employer share. Employer and employee contributions are combined and used to purchase shares in one or more of the six accounts of the Minnesota Supplemental Investment Fund. For administering the plan, PERA receives 2 percent of employer contributions and four-tenths of one percent of the assets in each member's account. Total contributions made by the City during fiscal year 2004 were: Percentage of Amount Covered Payroll Required Employees Employer Employees Employer Rates PEDCP $2,002 $2,002 5.00% 5.00% 5.00% 7. Defined Contribution Pension Plan -Fridley Volunteer Firefighters Relief Association Plan Description The Fridley Volunteer Firefighters Relief Association (Association), is a single employer public employee retirement system that acts as a common investment administrator for all of the City's firefighters. Pursuant to a 1987 amendment to its by-laws, the pension plan is a defined contribution plan, prior to 1987 the pension plan was a defined benefit pension plan. Benefits and contribution requirements are established by Association's by-laws and can be amended by the Association's Board of Trustees with approval from the City of Fridley. All provisions are within limitations established by Minnesota Statutes. Type of Benefit The exclusive pension provided by the Association is a "Defined Contribution Lump Sum Service Pension," as defined in Minnesota Statutes§424A.02, Subdivision 4. Contribution Made The City remitted $176,552 and $136,778 in State Aid to the Association for 2004 and 2003, respectively. During 2004 and as of December 31, 2004, the Association held no securities issued by the City or other related parties. 73 CITY OF FRIDLEY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31,2004 8. Interfund Receivables, Payables and Transfers Interfund receivables and payables of the primary government at December 31, 2004 are as follows: Interfund Interfund Receivables Payables Due From/Due To: Major Funds: General Fund $88,002 $ - Capital Improvement Fund 312,869 - Nonmajor Governmental Funds: Special Revenue Funds: Solid Waste Abatement Fund - 82,074 HRA Reimbursement Fund - 5,928 Capital Project Funds: Special Assessment Construction Fund - 312,869 $400,871 $400,871 Interfund payables and receivables are representative of lending/borrowing arrangements to cover deficit cash balances at the end of the fiscal year. Interfund receivables and payables of the HRA component unit at December 31, 2004 are as follows: Interfund Interfund Receivables Payables Due From/Due To: General Fund $3,074,382 $ - Capital Projects Funds: Lake Pointe - 1,170,203 Gateway East - 992,653 Gateway West - 786,766 57th Avenue Redevelopment - 124,760 $3,074,382 $3,074,382 The above balances are not expected to be eliminated within one year of December 31, 2004. 74 CITY OF FRIDLEY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2004 Interfund Transfers: Transfer In Transfer Out Governmental Funds: Major Funds: General Fund $1,161,293 $3,388 Grant Management 11,997 - Special Assessment - 360,408 Capital Improvement - 469,710 Nonmajor Funds 697,218 478,393 Total governmental funds 1,870,508 1,311,899 Proprietary Funds: Enterprise: Liquor - 450,000 Water 16,392 3,360 Sewer 24,588 11,700 Storm Water - 134,529 Total proprietary funds 40,980 599,589 Total $1,911,488 $1,911,488 Interfund transfers allow the City to allocate financial resources to the funds that receive benefit from services provided by another fund. Most of the City's interfund transfers fall under that category. 9. Reserved Fund Balances The following reservations have been made of various fund balances of the primary government at December 31, 2004: General Fund: Reserved for: Inventory $47,094 Long-term receivables 36,728 Total General Fund 83,822 Special Revenue Funds: Reserved for police activity 1,155,225 Debt Service Funds: Reserved for long-term receivable 541,244 Reserved for debt service 509,547 Total Debt Service Funds 1,050,791 Total Governmental Funds $2,289,838 75 CITY OF FRIDLEY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2004 The HRA component unit had reserved fund balances at December 31, 2004: Reserved for: Debt service $3,281,746 Mortgage receivable 1,001,747 $4,283,493 10. Designated Fund Balance The following designations have been made of various fund balances at December 31, 2004: General Fund: Working capital $4,080,012 Special Revenue Funds: Cable TV Fund: Cable TV operations 441,599 Drug and Gambling Forfeiture Fund: Drug and gambling enforcement 27,609 F.C.C. Donations: Fridley community center 85,135 Total Special Revenue Funds 554,343 Capital Projects Funds: Capital Improvements Fund: Future improvements 7,207,879 Total of designated fund balances $11,842,234 76 CITY OF FRIDLEY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2004 11. Tax Increment Districts The HRA is the administering authority for the following Tax Increment Districts: Fiscal Retained Year Tax Capacity Values Disparity By Established District District Name Current Original Captured Adjustments Authority 1979 1 Center City $658,523 $117,767 $540,756 $ - $540,756 1981 2 Moore Lake 495,497 33,726 461,771 - 461,771 1982 3 North Area 1,463,799 89,565 1,374,234 (289,302) 1,084,932 1984 4 Johnson/Skywood - - - - DECERTIFIED 1984 5 Paschke - - - - DECERTIFIED 1 1985 6 Lake Pointe 1,518,168 83,780 1,434,388 - 1,434,388 1986 7 Winfield 54,738 3,582 51,156 - 51,156 1986 8 Shorewood - - - - DECERTIFIED 1989 9 Onan/Old Central Avenue 431,956 42,555 389,401 - 389,401 1990 10 Northco/Phase III - - - - DECERTIFIED 1992 11 University/Osborne 61,624 26,479 35,145 - 35,145 1992 12 McGlynn's 82,514 41,254 41,260 - 41,260 1995 13 Satellite Lane Apartments 43,782 2,333 41,449 - 41,449 1995 14 Industrial Equities 69,476 15,763 53,713 - 53,713 1997 15 MN Comm Rail - - - - DECERTIFIED 1997 16 57th Avenue Replacement 25,200 7,776 17,424 - 17,424 2000 17 Gateway East 46,587 5,089 41,498 - 41,498 1995 HR1/04 Housing Replacement 4,975 543 4,432 - 4,432 1995 HR1/05 Housing Replacement 2,064 269 1,795 - 1,795 1995 HR1/06 Housing Replacement 4,983 686 4,297 - 4,297 1995 HR1/Q2 Housing Replacement 1,986 318 1,668 - 1,668 1995 HR1/Q3 Housing Replacement 1,748 393 1,355 - 1,355 1995 HR1/Q4 Housing Replacement 5,263 781 4,482 - 4,482 1995 HR1/S3 Housing Replacement 2,041 516 1,525 - 1,525 1995 HR1/S4 Housing Replacement 2,087 563 1,524 - 1,524 1995 HR1/S5 Housing Replacement 1,808 375 1,433 - 1,433 1995 HR1/S6 Housing Replacement 1,668 443 1,225 - 1,225 Totals $4,980,487 $474,556 $4,505,931 ($289,302) $4,216,629 12. Commitments and Contingencies A. Risk Management The City is exposed to various risks of loss related to torts; theft of, damage to, and destruction of assets; errors and omissions; injuries to employees; and natural disasters. During 1987, the City established the Self Insurance Fund (an Internal Service Fund) to account for and finance its uninsured risks of loss. The Self Insurance Fund provides coverage for up to a maximum of$50,000 for each liability and property claim with an annual aggregate of$100,000 for all claims. The City purchases insurance through the League of Minnesota Cities Insurance Trust for claims in excess of coverage provided by the fund and for all other risks of loss. The City's workers compensation insurance policy is retrospectively rated. With this type of policy, final premiums are determined after loss experience is known. The amount of premium adjustment, if any, is not reasonably estimable and is not recorded until received or paid. 77 CITY OF FRIDLEY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2004 In 1990, the General Fund contributed $1,000,000 to the Self Insurance Fund in lieu of the Self Insurance Fund charging losses back to each fund. There is no recorded liability for unpaid claims because the amount of such claims, if any, is considered to be immaterial. As of December 31, 2004, the Self Insurance Fund has accumulated equity in the amount of $1,919,948 to cover future claims and losses. B. Litigation The City attorney has indicated that existing and pending lawsuits, claims and other actions in which the City is a defendant are either covered by insurance; of an immaterial amount; or, in the judgment of the City attorney, remotely recoverable by plaintiffs. C. Federal and State Funds The City receives financial assistance from federal and state governmental agencies in the form of grants. The disbursement of funds received under these programs generally requires compliance with the terms and conditions specified in the grant agreements and are subject to audit by the grantor agencies. Any disallowed claims resulting from such audits could become a liability of the applicable fund. However, in the opinion of management, any such disallowed claims will not have a material effect on any of the financial statements of the individual fund types included herein or on the overall financial position of the City at December 31, 2004. D. Tax Increment Districts The City's tax increment districts are subject to review by the State of Minnesota Office of the State Auditor (OSA). Any disallowed claims or misuse of tax increments could become a liability of the applicable fund. Management has indicated that they are not aware of any instances of noncompliance which would have a material effect on the financial statements. 78 CITY OF FRIDLEY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2004 E. Contingent Liability The HRA entered into various limited tax increment revenue notes with developers whereby the HRA shall pay the developers the lesser of the scheduled payment or available tax increment. Whether a payment will occur and if so, the amount of the payment(s)are uncertain since all payments are dependent on the HRA receiving tax increments from the developer's project. As such, this liability has not been recorded in the financial statements. The HRA has issued various Tax Increment Revenue Notes. These notes are not a general obligation of the HRA and are payable solely from available tax increments.Accordingly, these notes are not reflected in the financial statements of the HRA. A schedule of outstanding notes at December 31, 2004 is as follows: Original 12/31/2004 Interest Maturity Note Principal Balance Rate Date Medtronic $10,000,000 $10,053,163 6.75% August 1, 2025 Rylund 32,000 - 8.00% February 1, 2004 McGlynn's 701,172 765,483 9.50% February 1, 2009 Paschke 60,000 11,805 7.00% August 2, 2005 Linn 175,000 175,000 8.50% February 1, 2012 Onan Murphy 496,303 87,378 8.00% February 1, 2016 Banfill 683,156 400,391 8.00% August 1, 2007 F. Construction Commitments At December 31, 2004, the City had construction project contracts in progress. The commitments related to the remaining contract balances are summarized as follows: Remaining Project Commitment 85th Avenue Trail Project $72,468 Woodside Court Street Improvement 7,865 2005-1 Street Reconstruction 11,386 Marion Hills Reservoir Replacement 97,083 Commons Park 152,750 Sanitary and Storm Sewer Realigning- 75th Avenue 64,595 Total $406,147 G. Commitments -HRA The HRA has pledged future tax increments to the City of Fridley for the City's general obligation tax increment debt. 79 CITY OF FRIDLEY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2004 13. Leases A. Lease Expense The City leases space for one of its liquor stores. Total costs for this lease was $94,259 for the year ended December 31, 2004. The future minimum lease payments for this lease are as follows: Year Ending December 31, Amount 2005 $95,850 2006 95,850 2007 95,850 2008 95,850 2009 98,200 2010 109,981 2011 109,981 2012 109,981 2013 109,981 2014 91,650 Total $1,013,174 B. Lease Revenue The City receives revenue from agreements for the lease of space above its water towers to communication companies. The space is used for antennas and other equipment necessary to provide radio communications. For accounting purposes, the leases are considered operating leases. Lease revenue for the year ended December 31, 2004, totaled$64,611. Terms of each lease are as follows: Annual Lease Adjustment Expiration Renewal Lessee Factor* Date Options T-Mobile Greater of 3%or CPI 12/31/06 2 Five Year Renewals AT&T Wireless Greater of 5% or CPI 06/30/05 4 Five Year Renewals Qwest Wireless Greater of 3% or CPI 12/31/07 3 Five Year Renewals Sprint Hwy 65 Greater of 5% or CPI 09/30/05 4 Five Year Renewals Sprint Well#13 Greater of 5% or CPI 09/30/08 4 Five Year Renewals *Amounts for future lease receipts are unavailable because they are based on the Consumer Price Index. 80 CITY OF FRIDLEY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2004 14. Conduit Debt Obligation From time to time, the City has issued Industrial Revenue Bonds to provide financial assistance to private-sector entities for the acquisition and construction of industrial and commercial facilities deemed to be in the public interest. The bonds are secured by the property financed and are payable solely from payments received on the underlying mortgage loans. Upon repayment of the bonds, ownership of the acquired facilities transfers to the private-sector entity served by the bond issuance. Neither the City, the State, nor any political subdivision thereof is obligated in any manner for repayment of the bonds. Accordingly, the bonds are not reported as liabilities in the accompanying financial statements. As of December 31, 2004, there were 28 series of Industrial Revenue Bonds issued. The aggregate principal amount payable for the six series issued after July 1, 1995 is $20,401,340. The aggregate principal amount payable for the twenty-two series issued prior to July 1, 1995, could not be determined; however, their original issue amounts totaled $65.2 million. 15. Deficit Fund Balances At December 31, 2004, individual funds with a deficit fund balance are as follows: City: Special Assessment Funds: Solid Waste Abatement Fund $12,595 Capital Project Funds: Special Assessment Capital Project Fund 206,489 Component unit: Lake Pointe 960,792 Gateway East 986,329 Gateway West 797,946 57th Avenue Redevelopment 123,887 16. Contingent Receivable In 1999, the HRA entered into an agreement with Medtronic for the sale of land from the HRA to Medtronic. The original principal amount of the receivable was $5,000,000. Interest is added quarterly at a rate of 8.25%. Payments on the note receivable are made in an amount equal to 11.11% of tax increment note payments received by Medtronic through 2012, and 22.22%of tax increment note payments receivable from 2012 through 2026. 17. Subsequent Events On June 15, 2005 the City sold two new bond issues; $1,805,000 General Obligation Improvement Bonds and $4,645,000 General Obligation Tax Increment Refunding Bonds. 81 CITY OF FRIDLEY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2004 18. Recently Issued Accounting Standards The Governmental Accounting Standards Boards (GASB) recently approved the following statements which were not implemented for these financial statements: Statement No. 40 Deposit and Investment Risk Disclosures—an amendment of GASB Statement No. 3. The provisions of this Statement are effective for financial statements for periods beginning after June 15, 2004. Statement No. 42 Accounting and Financial Reporting for Impairment of Capital Assets and for Insurance Recoveries. The provisions of this Statement are effective for fiscal periods beginning after December 15, 2004. Statement No. 43 Financial Reporting for Post Employment Benefit Plans Other Than Pension Plans. The requirements of this Statement for OPEB plan reporting are effective one year prior to the effective date of the related Statement#45 for the employer(single-employer plan)or for the largest participating employer in the plan (multiple-employer plan). Statement No. 44 Economic Condition Reporting: The Statistical Section–an amendment to NCGA Statement 1. The provisions of this Statement are effective for statistical sections prepared for periods beginning after June 15, 2005. Statement No. 45 Accounting and Financial Reporting by Employers for Post Employment Benefits Other Than Pension Plans. Implementation is required in three phases based on a government's total annual revenues in the first fiscal year ending after June 15, 1999. This Statement is effective for periods beginning after December 15, 2006, for phase 1 governments (those with total annual revenues of$100 million or more); after December 15,2007, for phase 2 governments(those with total annual revenues of$10 million or more but less than $100 million); and after December 15, 2008, for phase 3 governments(those with total annual revenues of less than $10 million). Early implementation is encouraged. The effect these standards may have on future financial statements is not determinable at this time. 82 REQUIRED SUPPLEMENTARY INFORMATION 83 i Exhibit B-1 Page 1 of 4 CITY OF FRIDLEY, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION BUDGETARY COMPARISON SCHEDULE -GENERAL FUND For The Year Ended December 31, 2004 ■ With comparative actual amounts for the year ended December 31,2003 2004 Variance with Final Budget- 2003 Budgeted Amounts Actual Positive Actual Original Final Amounts (Negative) Amounts Revenues: Taxes and special assessments: Current ad valorem taxes $6,372,785 $5,855,242 $5,685,097 ($170,145) $5,163,859 Delinquent ad valorem taxes 30,000 30,000 37,995 7,995 40,099 Penalties and interest 10,000 10,000 394 (9,606) 15,589 Forfeited sale-taxes 500 500 - (500) - Special assessments 4,500 4,500 8,906 4,406 2,942 Total taxes and special assessments 6,417,785 5,900,242 5,732,392 (167,850) 5,222,489 Licenses and permits: Licenses: Contractor 101,580 101,580 76,308 (25,272) 54,303 Business 110,340 110,340 101,467 (8,873) 111,068 All other 28,000 28,000 32,331 4,331 32,938 Permits 283,081 283,081 392,131 109,050 359,611 Total licenses and permits 523,001 523,001 602,237 79,236 557,920 Intergovernmental revenue: Civil defense 4,000 4,000 8,377 4,377 4,913 Federal grants - 2,169 7,949 5,780 2,734 State maintenance aid 204,000 204,000 171,674 (32,326) 205,096 State credits - 517,543 517,543 - 496,935 Local government aid 942,038 942,038 942,038 - 1,323,915 Other state grants 9,000 9,000 3,033 (5,967) 35,576 Police and fire pension 367,282 367,282 469,885 102,603 424,360 Other 18,000 23,248 8,912 (14,336) 7,159 Total intergovernmental revenue 1,544,320 2,069,280 2,129,411 60,131 2,500,688 Charges for services: General government 847,620 847,620 828,850 (18,770) 831,381 Public safety 103,050 103,050 125,399 22,349 147,128 Public works 34,242 34,242 8,021 (26,221) 5,448 Community development 42,930 42,930 20,294 (22,636) 10,244 Recreation 312,100 312,100 306,582 (5,518) 281,311 Total charges for services 1,339,942 1,339,942 1,289,146 (50,796) 1,275,512 Fines and forfeits 176,720 176,720 173,694 (3,026) 203,533 Investment income 210,000 210,000 88,773 (121,227) 87,349 Miscellaneous revenue: Insurance and other reimbursements 52,400 83,727 125,345 41,618 90,295 Gambling tax 75,000 75,000 84,955 9,955 82,271 Donations - 10,183 89,838 79,655 26,352 Miscellaneous 41,000 41,000 83,095 42,095 23,742 Total miscellaneous revenue 168,400 209,910 383,233 173,323 222,660 Total revenues 10,380,168 10,429,095 10,398,886 (30,209) 10,070,151 84 1 Exhibit B-1 Page 2 of 4 CITY OF FRIDLEY, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION BUDGETARY COMPARISON SCHEDULE-GENERAL FUND For The Year Ended December 31, 2004 With comparative actual amounts for the year ended December 31,2003 2004 Variance with Final Budget- 2003 Budgeted Amounts Actual Positive Actual Original Final Amounts (Negative) Amounts Expenditures: General government: Mayor and council: Personal services $82,130 $82,130 $72,347 $9,783 $72,529 Supplies and other charges 30,682 30,682 29,099 1,583 48,539 Total mayor and council 112,812 112,812 101,446 11,366 121,068 Planning commission: Supplies and other charges 205 205 1 204 5 Other commissions: Supplies and other charges 13 52 52 - 63 City manager: Personal services 198,778 198,778 186,875 11,903 190,695 Supplies and other charges 61,708 61,708 51,871 9,837 54,353 Total City manager _ 260,486 260,486 238,746 21,740 245,048 Human resources: Personal services 142,405 143,206 143,206 - 144,628 Supplies and other charges 17,678 17,707 17,705 2 14,282 Total human resources 160,083 160,913 160,911 2 158,910 Legal: Supplies and other charges 319,537 319,537 303,761 15,776 308,077 Elections: Personal services 1,530 2,322 2,322 - - Supplies and other charges 31,285 31,492 31,492 - 49 Total elections 32,815 33,814 33,814 0 49 Accounting: Personal services 585,480 585,480 582,715 2,765 565,519 Supplies and other charges 86,260 86,260 74,608 11,652 107,090 Total accounting 671,740 671,740 657,323 14,417 672,609 Assessing: Personal services 148,034 148,034 146,865 1,169 139,349 Supplies and other charges 11,362 11,362 7,538 3,824 6,691 Total assessing 159,396 159,396 154,403 4,993 146,040 MIS: Personal services 150,106 150,106 147,159 2,947 142,900 Supplies and other charges 94,759 94,759 60,362 34,397 84,006 Total MIS 244,865 244,865 207,521 37,344 226,906 City clerk/records: Personal services 111,695 111,695 108,324 3,371 144,092 Supplies and other charges 23,383 23,383 22,855 528 19,968 Total City clerk/records 135,078 135,078 131,179 3,899 164,060 Nondepartmental: Personal services 80,267 70,354 32,049 38,305 21,037 Supplies and other charges 5,700 15,613 15,613 - 57,192 Total nondepartmental 85,967 85,967 47,662 38,305 78,229 85 i Exhibit B-1 Page 3 of 4 CITY OF FRIDLEY, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION BUDGETARY COMPARISON SCHEDULE -GENERAL FUND For The Year Ended December 31,2004 With comparative actual amounts for the year ended December 31, 2003 2004 Variance with Final Budget- 2003 Budgeted Amounts Actual Positive Actual Original Final Amounts (Negative) Amounts Expenditures: (continued) General government: (continued) Municipal center: Personal services $30,908 $31,365 $31,365 $ - $24,612 Supplies and other charges 205,214 213,075 210,572 2,503 185,905 Total municipal center 236,122 244,440 241,937 2,503 210,517 Total general government 2,419,119 2,429,305 2,278,756 150,549 2,331,581 Expenditures: Public safety: i Police: Personal services 3,528,461 3,503,680 3,473,578 30,102 3,464,027 Supplies and other charges _ 361,584 393,207 393,207 - 388,059 Total police 3,890,045 3,896,887 3,866,785 30,102 3,852,086 Fire: Personal services 764,162 871,591 871,591 - 812,693 �1 Supplies and other charges 364,459 287,404 287,404 - 178,732 Total fire 1,128,621 1,158,995 1,158,995 0 991,425 Rental inspections: Personal services 111,230 111,230 111,051 179 64,099 Supplies and other charges 14,035 14,035 9,117 4,918 _ 7,119 Total rental inspections 125,265 125,265 120,168 5,097 71,218 Civil defense: Supplies and other charges 15,567 15,567 10,581 4,986 10,796 Total public safety 5,159,498 5,196,714 5,156,529 40,185 4,925,525 Public works: Engineering: Personal services 396,718 396,718 391,410 5,308 392,059 Supplies and other charges 76,266 80,808 66,137 14,671 80,588 Total engineering 472,984 477,526 457,547 19,979 472,647 Public works and parks: Personal services 1,375,123 1,358,898 1,358,898 - 1,352,367 Supplies and other charges 837,410 856,986 791,871 65,115 850,726 Total public works and parks 2,212,533 2,215,884 2,150,769 65,115 2,203,093 Total public works 2,685,517 2,693,410 2,608,316 85,094 2,675,740 I Community development: Building inspection: Personal services 187,154 190,367 190,367 - 196,778 Supplies and other charges 88,215 104,424 104,424 - 114,635 Total building inspection 275,369 294,791 294,791 0 311,413 86 Exhibit B-1 Page 4 of 4 CITY OF FRIDLEY, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION BUDGETARY COMPARISON SCHEDULE -GENERAL FUND For The Year Ended December 31, 2004 With comparative actual amounts for the year ended December 31, 2003 2004 Variance with Final Budget- 2003 Budgeted Amounts Actual Positive Actual Original Final Amounts (Negative) Amounts Expenditures: (continued) Community development: (continued) Planning: Personal services $299,668 $299,668 $267,996 $31,672 $389,295 Supplies and other charges 48,226 42,548 30,606 11,942 41,884 Total planning 347,894 342,216 298,602 43,614 431,179 Total community development 623,263 637,007 593,393 43,614 742,592 Expenditures: Recreation and naturalist: Recreation: Personal services 523,303 523,303 465,274 58,029 517,429 Supplies and other charges 258,825 267,143 224,904 42,239 240,520 Total recreation 782,128 790,446 690,178 100,268 757,949 Naturalist: Personal services 211,398 218,317 218,317 - 240,067 Supplies and other charges 54,377 52,230 52,228 2 70,859 Total naturalist 265,775 270,547 270,545 2 310,926 Total recreation and naturalist 1,047,903 1,060,993 960,723 100,270 1,068,875 Capital outlay: Public safety 96,500 124,614 117,752 6,862 111,440 Public works 110,100 110,100 105,363 4,737 186,322 Total capital outlay 206,600 234,714 223,115 11,599 297,762 Contingency: Current: Supplies and other charges 100,000 30,436 - 30,436 - Total expenditures 12,241,900 12,282,579 11,820,832 461,747 12,042,075 Excess(deficiency)of revenues over (under)expenditures (1,861,732) (1,853,484) (1,421,946) 431,538 (1,971,924) Other financing sources (uses): Transfers in 1,161,293 1,161,293 1,161,293 - 1,298,595 Transfers out (4,341) (7,729) (3,388) 4,341 (14,506) Total other financing sources (uses) 1,156,952 1,153,564 1,157,905 4,341 1,284,089 Net change in fund balance ($704,780) ($699,920) (264,041) $435,879 (687,835) Fund balance-January 1 4,427,875 5,115,710 Fund balance- December 31 $4,163,834 $4,427,875 87 Exhibit B-2 CITY OF FRIDLEY, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION BUDGETARY COMPARISON SCHEDULE -GRANT MANAGEMENT FUND For The Year Ended December 31, 2004 With comparative actual amounts for the year ended December 31,2003 2004 Variance with Final Budget- 2003 Budgeted Amounts Actual Positive Actual Original Final Amounts (Negative) Amounts Revenues: 1 Intergovernmental: Federal grants $71,422 $71,422 $169,308 $97,886 $349,807 State grants - 237,395 102,008 (135,387) 433,554 Other - - 29,225 29,225 28,106 Total intergovernmental 71,422 308,817 300,541 (8,276) 811,467 Miscellaneous revenue: Donations - - 427 427 28,393 Total revenues 71,422 308,817 300,968 (7,849) 839,860 Expenditures: Current: General government: Personal services 60,955 109,697 109,697 - 133,833 Supplies and other charges 11,227 203,268 203,268 - 537,584 Total general government 72,182 312,965 312,965 0 671,417 Community development: Supplies and other charges - - - - 191,559 Total expenditures 72,182 312,965 312,965 0 862,976 Excess (deficiency)of revenues over (under)expenditures (760) (4,148) (11,997) (7,849) (23,116) Other financing sources (uses): Transfers in 8,610 11,997 11,997 - 23,116 Net change in fund balance $7,850 $7,849 0 ($7,849) 0 Fund balance-January 1 - - Fund balance-December 31 $0 $0 88 CITY OF FRIDLEY, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION BUDGETARY COMPARISON SCHEDULE NOTE TO RSI December 31, 2004 Note A LEGAL COMPLIANCE—BUDGETS The General Fund and Grant Management Fund budgets are legally adopted on a basis consistent with accounting principles generally accepted in the United States of America. The legal level of budgetary control is at the expenditure category level. 89 -This page intentionally left blank- 90 COMBINING AND INDIVIDUAL FUND STATEMENTS AND SCHEDULES 91 -This page intentionally left blank- 92 NONMAJOR GOVERNMENTAL FUNDS 93 -This page intentionally left blank- 94 SPECIAL REVENUE FUNDS A Special Revenue Fund accounts for revenues derived from specific taxes or other earmarked revenue sources. They are usually required by statute or local ordinance and/or resolution to finance particular functions, activities or governments. CAPITAL PROJECTS FUNDS The Capital Projects Funds are established to account for the resources expended to acquire assets of a relatively permanent nature other than those financed by Enterprise Funds. 95 -This page intentionally left blank- 96 NONMAJOR SPECIAL REVENUE FUNDS Special Revenue Funds are used to account for revenues derived from specific taxes or other earmarked revenue sources. They are usually required by statute, charter provision or local ordinance to finance particular governmental functions or activities. Cable TV Fund -This fund receives revenues from the issuance of a franchise agreement with the cable TV provider. These revenues are used for the operation and maintenance of a government access channel. Solid Waste Abatement Fund -This fund receives grants, recycling fees and yard waste fees. These revenues finance the City's curbside recycling pickup and operation of the yard waste transfer site. HRA Reimbursement Fund -This fund receives revenues from the Housing and Redevelopment Authority. These revenues are used to reimburse the City for professional services provided by City staff for HRA related activities. Drug and Gambling Forfeiture Fund -This fund receives forfeited property in connection with illegal gambling or drug activity. Pursuant to Minnesota Statutes, the proceeds are disbursed between the investigating agency and the prosecuting agency. F.C.C. Donations Fund -This fund is used to account for donations received and used in improving and furnishing the Fridley Community Center. Police Activity Fund -This fund is used to account for the residual assets refunded to the City from the Public Employees Retirement Association's police consolidation account. 97 -This page intentionally left blank- 98 NONMAJOR CAPITAL PROJECTS FUNDS Capital Projects Funds are used to account for the resources expended to acquire permanent or long-term assets. These funds are established to provide special accounting for bond proceeds, grants and contributions designated for the acquisition of capital assets. Special Assessment Fund -This fund is used to account for the construction of public improvements, such as residential streets, sidewalks, and storm sewers or for the provision of services that are to be paid for primarily by the benefited property owner. 99 Exhibit C-1 CITY OF FRIDLEY, MINNESOTA COMBINING BALANCE SHEET NONMAJOR GOVERNMENTAL FUNDS December 31, 2004 With comparative totals for December 31, 2003 Capital Projects/ Special Totals Special Assessment Nonmajor Governmental Funds Revenue Construction 2004 2003 Assets Cash and investments $1,698,554 $131,747 $1,830,301 $2,111,832 Receivables: Accounts 64,547 - 64,547 58,954 Special assessments - 35,050 35,050 40,611 Due from component unit 5,996 - 5,996 11,353 Due from other governments 61,029 - 61,029 59,515 Total assets $1,830,126 $166,797 $1,996,923 $2,282,265 Liabilities and Fund Balance Liabilities: ■ Accounts payable $32,705 $ - $32,705 $4,131 Deposits payable 10,025 - 10,025 10,027 Contracts payable - 25,366 25,366 39,954 Salaries payable 2,377 - 2,377 5,763 Deferred revenue - 35,051 35,051 40,611 Due to other funds 88,002 312,869 400,871 301,624 Due to other governments 44 - 44 7 Total liabilities 133,153 373,286 506,439 402,117 Fund balance(deficit): Reserved 1,155,225 - 1,155,225 1,611,017 Unreserved: Designated 554,343 - 554,343 560,995 Undesignated (12,595) (206,489) (219,084) (291,864) Total fund balance (deficit) 1,696,973 (206,489) 1,490,484 1,880,148 Total liabilities and fund balance $1,830,126 $166,797 $1,996,923 $2,282,265 100 Exhibit C-2 CITY OF FRIDLEY, MINNESOTA COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES NONMAJOR GOVERNMENTAL FUNDS For The Year Ended December 31, 2004 With comparative total for the year ended December 31, 2003 Capital Projects/ Totals Special Nonmajor Special Assessment Governmental Funds Revenue Construction 2004 2003 Revenues: Special assessments $ - $16,395 $16,395 $16,576 Licenses and permits 183,345 - 183,345 164,621 Intergovernmental revenue 88,649 - 88,649 78,027 Charges for services 228,420 15,687 244,107 224,917 Fines and forfeits 3,184 - 3,184 12,835 Investment income 30,262 2,028 32,290 37,668 Miscellaneous 1,740 - 1,740 4,834 Total revenues 535,600 34,110 569,710 539,478 Expenditures: Current: General government 532,246 13,548 545,794 474,252 Public works - - - 36,681 Capital outlay - 632,405 632,405 685,049 Total expenditures 532,246 645,953 1,178,199 1,195,982 Excess (deficiency)of revenues over (under)expenditures 3,354 (611,843) (608,489) (656,504) Other financing sources(uses): Transfers in - 697,218 697,218 735,104 Transfers out (478,393) - (478,393) (625,738) Total other financing sources (uses) (478,393) 697,218 218,825 109,366 Net change in fund balance (475,039) 85,375 (389,664) (547,138) Fund balance-January 1 2,172,012 (291,864) 1,880,148 2,427,286 Fund balance December 31 $1,696,973 ($206,489) $1,490,484 $1,880,148 101 CITY OF FRIDLEY, MINNESOTA SUBCOMBINING BALANCE SHEET NONMAJOR SPECIAL REVENUE FUNDS December 31, 2004 With comparative totals for December 31,2003 Cable Solid Waste Assets TV Abatement Cash and investments $411,867 $ - Accounts receivable 44,234 20,313 Due from component unit - - Due from other governments - 61,029 Total assets $456,101 $81,342 Liabilities and Fund Balance Liabilities: Accounts payable $3,461 $10,458 Deposits payable 10,025 - Salaries payable 1,016 1,361 Due to other funds - 82,074 Due to other governments - 44 Total liabilities 14,502 93,937 Fund balance: Reserved - - Unreserved: Designated for special revenue programs 441,599 - Undesignated - (12,595) Total fund balance 441,599 (12,595) Total liabilities and fund balance $456,101 $81,342 102 Exhibit C-3 Totals Drug and Nonmajor HRA Gambling F.C.C. Police Special Revenue Funds Reimbursement Forfeiture Donations Activity 2004 2003 $ - $46,327 $85,135 $1,155,225 $1,698,554 $2,111,832 64,547 58,954 5,996 - - - 5,996 11,353 - 61,029 59,515 $5,996 $46,327 $85,135 $1,155,225 $1,830,126 $2,241,654 $68 $18,718 $ - $ - $32,705 $352 - - - - 10,025 10,027 - - - - 2,377 5,560 5,928 - - - 88,002 53,696 - - - - 44 7 5,996 18,718 0 0 133,153 69,642 - - - 1,155,225 1,155,225 1,611,017 - 27,609 85,135 - 554,343 560,995 - - - - (12,595) - 0 27,609 85,135 1,155,225 1,696,973 2,172,012 $5,996 $46,327 $85,135 $1,155,225 $1,830,126 $2,241,654 103 CITY OF FRIDLEY, MINNESOTA SUBCOMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE NONMAJOR SPECIAL REVENUE FUNDS For The Year Ended December 31, 2004 With comparative totals for the year ended December 31, 2003 Cable Solid Waste TV Abatement Revenues: Licenses and permits $183,345 $ - Intergovernmental revenue - 68,714 Charges for services 699 227,721 Fines and forfeits - - Investment income 6,256 - Miscellaneous - 1,440 Total revenues 190,300 297,875 Expenditures: Current: General government 149,054 330,316 Excess (deficiency)of revenues over(under)expenditures 41,246 (32,441) Other financing sources (uses): Transfers out - - Net change in fund balance 41,246 (32,441) Fund balance -January 1 400,353 19,846 Fund balance- December 31 $441,599 ($12,595) 104 Exhibit C-4 Drug and Totals HRA Gambling F.C.C. Police Nonmajor Special Revenue Funds Reimbursement Forfeiture Donations Activity 2004 2003 $ - $ - $ - $ - $183,345 $164,621 19,935 - - - 88,649 78,027 - - - - 228,420 224,917 - 3,184 - - 3,184 12,835 - - 1,405 22,601 30,262 35,638 - 300 - - 1,740 4,834 19,935 3,484 1,405 22,601 535,600 520,872 19,935 27,649 5,292 - 532,246 474,252 0 (24,165) (3,887) 22,601 3,354 46,620 - - (478,393) (478,393) (595,195) - (24,165) (3,887) (455,792) (475,039) (548,575) - 51,774 89,022 1,611,017 2,172,012 2,720,587 $0 $27,609 $85,135 $1,155,225 $1,696,973 $2,172,012 105 Exhibit D-1 CITY OF FRIDLEY, MINNESOTA SPECIAL REVENUE FUND -CABLE TV FUND COMPARATIVE BALANCE SHEET December 31,2004 and 2003 Assets 2004 2003 Cash and investments $411,867 $371,727 Accounts receivable 44,234 41,454 Total assets $456,101 $413,181 Liabilities and Fund Balance Liabilities: Accounts payable $3,461 $270 Deposits payable 10,025 10,027 Salaries payable 1,016 2,524 Due to other governments - 7 Total liabilities 14,502 12,828 Fund balance: Unreserved: Designated for special revenue programs 441,599 400,353 Total liabilities and fund balance $456,101 $413,181 106 Exhibit D-2 CITY OF FRIDLEY, MINNESOTA SPECIAL REVENUE FUND-CABLE TV FUND SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCE -BUDGET AND ACTUAL For The Year Ended December 31,2004 With comparative actual amounts for the year ended December 31,2003 2004 2003 Budgeted Amounts Actual Actual Original Final Amounts Amounts Revenues: Licenses-franchise fee $175,000 $206,644 $183,345 $164,621 Charges for services 1,000 1,000 699 801 Investment income 6,000 6,000 6,256 5,865 Total revenues 182,000 213,644 190,300 171,287 Expenditures: Current: General government: Personal services 100,839 104,878 104,878 102,631 Supplies and other charges 16,572 44,176 44,176 21,388 Total expenditures 117,411 149,054 149,054 124,019 Net change in fund balance $64,589 $64,590 41,246 47,268 Fund balance-January 1 400,353 353,085 Fund balance- December 31 $441,599 $400,353 107 Exhibit D-3 CITY OF FRIDLEY, MINNESOTA SPECIAL REVENUE FUND -SOLID WASTE ABATEMENT FUND COMPARATIVE BALANCE SHEET December 31,2004 and 2003 Assets 2004 2003 Cash $ - $ - Accounts receivable 20,313 17,500 Due from other governments 61,029 47,807 Total assets $81,342 $65,307 Liabilities and Fund Balance Liabilities: Accounts payable $10,458 $82 Salaries payable 1,361 3,036 Due to other funds 82,074 42,343 Due to other governments 44 - Total liabilities 93,937 45,461 Fund balance: Unreserved: Undesignated (12,595) - Designated for special revenue programs - 19,846 Total fund balance (12,595) 19,846 Total liabilities and fund balance $81,342 $65,307 108 Exhibit D-4 CITY OF FRIDLEY, MINNESOTA SPECIAL REVENUE FUND -SOLID WASTE ABATEMENT FUND SCHEDULE OF REVENUES, EXPENDITURES,AND CHANGES IN FUND BALANCE -BUDGET AND ACTUAL For The Year Ended December 31, 2004 With comparative actual amounts for the year ended December 31,2003 2004 2003 Budgeted Amounts Actual Actual Original Final Amounts Amounts Revenues: Intergovernmental revenue: State $51,274 $51,274 $68,714 $52,966 Charges for services 218,353 238,314 227,721 224,116 Miscellaneous 5,181 5,181 1,440 725 Total revenues 274,808 294,769 297,875 277,807 Expenditures: Current: General government: Personal services 68,614 63,576 63,576 66,981 Supplies and other charges 241,739 266,738 266,740 243,852 Total expenditures 310,353 330,314 330,316 310,833 Net change in fund balance ($35,545) ($35,545) (32,441) (33,026) Fund balance-January 1 19,846 52,872 Fund balance (deficit)- December 31 ($12,595) $19,846 109 Exhibit D-5 CITY OF FRIDLEY, MINNESOTA SPECIAL REVENUE FUND -HRA REIMBURSEMENT FUND COMPARATIVE BALANCE SHEET December 31, 2004 and 2003 Assets 2004 2003 Due from component unit $5,996 $11,353 Total assets $5,996 $11,353 Liabilities and Fund Balance Liabilities: Accounts payable $68 $ - Due to other funds 5,928 11,353 Total liabilities 5,996 11,353 Fund balance - - Total liabilities and fund balance $5,996 $11,353 110 Exhibit D-6 CITY OF FRIDLEY, MINNESOTA SPECIAL REVENUE FUND -HRA REIMBURSEMENT FUND SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCE -BUDGET AND ACTUAL For The Year Ended December 31, 2004 With comparative actual amounts for the year ended December 31, 2003 2004 2003 Budgeted Amounts Actual Actual Original Final Amounts Amounts Revenues: Intergovernmental revenue: Housing and Redevelopment Authority $ - $19,935 $19,935 $25,061 Expenditures: Current: General government: Supplies and other charges - 19,935 19,935 25,476 Net change in fund balance $0 $0 0 (415) Fund balance-January 1 - 415 Fund balance- December 31 $0 $0 111 Exhibit D-7 CITY OF FRIDLEY, MINNESOTA SPECIAL REVENUE FUND -DRUG AND GAMBLING FORFEITURE FUND COMPARATIVE BALANCE SHEET December 31, 2004 and 2003 Assets 2004 2003 Cash and investments $46,327 $40,066 Due from other governments - 11,708 Total assets $46,327 $51,774 Liabilities and Fund Balance Liabilities: Accounts payable $18,718 $ - Due to other governments - - Total liabilities 18,718 0 Fund balance: Unreserved: Designated for special revenue programs 27,609 51,774 Total liabilities and fund balance $46,327 $51,774 112 Exhibit D-8 CITY OF FRIDLEY, MINNESOTA SPECIAL REVENUE FUND -DRUG AND GAMBLING FORFEITURE FUND SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL For The Year Ended December 31, 2004 With comparative actual amounts for the year ended December 31, 2003 2004 2003 Budgeted Amounts Actual Actual Original Final Amounts Amounts Revenues: Fines and forfeits $ - $3,484 $3,184 $12,835 Miscellaneous - - 300 4,109 Total revenues 0 3,484 3,484 16,944 Expenditures: Current: General government: Supplies and other charges - 27,649 27,649 12,042 Net change in fund balance $0 ($24,165) (24,165) 4,902 Fund balance-January 1 51,774 46,872 Fund balance- December 31 $27,609 $51,774 113 Exhibit D-9 CITY OF FRIDLEY, MINNESOTA SPECIAL REVENUE FUND -F.C.C. DONATIONS FUND COMPARATIVE BALANCE SHEET December 31,2004 and 2003 Assets 2004 2003 Cash and investments $85,135 $89,022 Total assets $85,135 $89,022 Liabilities and Fund Balance Liabilities $ - $ - Fund balance: Unreserved: Designated for special revenue programs 85,135 89,022 Total liabilities and fund balance $85,135 $89,022 114 Exhibit D-10 CITY OF FRIDLEY, MINNESOTA SPECIAL REVENUE FUND -F.C.C. DONATIONS FUND SCHEDULE OF REVENUES, EXPENDITURES,AND CHANGES IN FUND BALANCE -BUDGET AND ACTUAL For The Year Ended December 31, 2004 With comparative actual amounts for the year ended December 31,2003 2004 2003 Budgeted Amounts Actual Actual Original Final Amounts Amounts Revenues: Investment income $ - $1,405 $1,405 $1,461 Expenditures: Current: General government: Supplies and other charges - 5,292 5,292 1,882 Net change in fund balance $0 ($3,887) (3,887) (421) Fund balance-January 1 89,022 89,443 Fund balance- December 31 $85,135 $89,022 115 Exhibit D-11 CITY OF FRIDLEY, MINNESOTA SPECIAL REVENUE FUND -POLICE ACTIVITY FUND COMPARATIVE BALANCE SHEET December 31, 2004 and 2003 Assets 2004 2003 Cash and investments $1,155,225 $1,611,017 Total assets $1,155,225 $1,611,017 Liabilities and Fund Balance Liabilities $ - $ - Fund balance: Reserved for police activity 1,155,225 1,611,017 Total liabilities and fund balance $1,155,225 $1,611,017 116 Exhibit D-12 CITY OF FRIDLEY, MINNESOTA SPECIAL REVENUE FUND -POLICE ACTIVITY FUND SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL For The Year Ended December 31, 2004 With comparative actual amounts for the year ended December 31,2003 2004 2003 Budgeted Amounts Actual Actual Original Final Amounts Amounts Revenues: Investment income $50,000 $50,000 $22,601 $28,312 Expenditures - - - - Excess (deficiency)of revenues over(under)expenditures 50,000 50,000 22,601 28,312 Other financing sources (uses): Transfers out: General Fund (478,393) (478,393) (478,393) (345,195) Net change in fund balance ($428,393) ($428,393) (455,792) (316,883) Fund balance-January 1 1,611,017 1,927,900 Fund balance- December 31 $1,155,225 $1,611,017 117 Exhibit E-1 CITY OF FRIDLEY, MINNESOTA CAPITAL PROJECT FUND-CAPITAL IMPROVEMENT FUND SCHEDULE OF REVENUES, EXPENDITURES,AND CHANGES IN FUND BALANCE-BUDGET AND ACTUAL For The Year Ended December 31, 2004 With comparative actual amounts for the year ended December 31, 2003 2004 2003 Budgeted Amounts Actual Actual Original Final Amounts Amounts Revenues: Taxes $95,860 $88,075 $86,145 $85,742 Special assessments - - 1,275 1,263 Intergovernmental revenue: State - 358,881 688,881 684,841 Investment income 128,097 128,097 109,774 106,709 Miscellaneous 10,000 10,000 25,697 131,366 Total revenues 233,957 585,053 911,772 1,009,921 Expenditures: Current: General government: Supplies and other charges - 2,225 2,225 3,880 Capital outlay 15,000 14,250 14,250 722,459 Total expenditures 15,000 16,475 16,475 726,339 Excess (deficiency)of revenues over(under)expenditures 218,957 568,578 895,297 283,582 Other financing sources(uses): Transfers in - - - 130,543 Transfers out (50,000) (469,710) (469,710) (480,000) Total other financing sources (uses): (50,000) (469,710) (469,710) (349,457) Net change in fund balance $168,957 $98,868 425,587 (65,875) Fund balance-January 1 6,782,292 6,848,167 Fund balance-December 31 $7,207,879 $6,782,292 118 INTERNAL SERVICE FUNDS Internal Service Funds are used to account for goods and services that are provided on a cost reimbursement or fee basis to departments or agencies within the City. These funds are essential for segregating costs for determining the total cost of providing a service and for assuring that the goods and services provided are properly utilized. These funds are accounted for on a capital maintenance measurement focus and use the accrual basis of accounting. Employee Benefits Fund—This fund is used to account for the expenses associated with providing fringe benefits for employees. Self-Insurance Fund—This fund is used to account for all revenues and expenses associated with the$50,000 deductible in the City's general liability policy. Information Systems Fund—This fund is used to account for all revenues and expenses associated with maintaining and upgrading the City's computerized information systems. 119 Exhibit F-1 CITY OF FRIDLEY, MINNESOTA COMBINING STATEMENT OF NET ASSETS INTERNAL SERVICE FUNDS December 31, 2004 With comparative totals for December 31, 2003 Employee Self Information Totals Benefits Insurance Systems 2004 2003 Assets: Current assets: Cash and investments $945,094 $1,925,073 $788,116 $3,658,283 $3,710,672 Due from component unit 103 - - 103 - Total current assets 945,197 1,925,073 788,116 3,658,386 3,710,672 Capital assets, at cost: Machinery and equipment - - 1,331,455 1,331,455 1,226,685 Less: accumulated depreciation - - (941,647) (941,647) (810,820) Net capital assets 0 0 389,808 389,808 415,865 Total assets 945,197 1,925,073 1,177,924 4,048,194 4,126,537 Liabilities: Current liabilities: Accounts payable - 5,125 35,189 40,314 824 Payroll deductions payable 74,300 - - 74,300 79,082 Compensated absences payable- current portion 613,417 - - 613,417 592,425 Total current liabilities 687,717 5,125 35,189 728,031 672,331 Noncurrent liabilities: Compensated absences payable 172,368 - - 172,368 245,159 Total liabilities 860,085 5,125 35,189 900,399 917,490 Net assets: Invested in capital assets, net of related debt - - 389,808 389,808 415,865 Unrestricted 85,112 1,919,948 752,927 2,757,987 2,793,182 Total net assets $85,112 $1,919,948 $1,142,735 $3,147,795 $3,209,047 120 Exhibit F-2 CITY OF FRIDLEY, MINNESOTA COMBINING STATEMENT OF REVENUES, EXPENSES AND CHANGES IN NET ASSETS INTERNAL SERVICE FUNDS For The Year Ended December 31, 2004 With comparative totals for the year ended December 31, 2003 Employee Self Information Totals Benefits Insurance Systems 2004 2003 Operating revenues: Charges for services $ - $ - $152,067 $152,067 $158,202 Operating expenses: Personal services 7,518 - - 7,518 40,603 Supplies and other charges 2,455 90,094 12,830 105,379 61,964 Depreciation - - 160,285 160,285 171,299 Total operating expenses 9,973 90,094 173,115 273,182 273,866 Operating income(loss) (9,973) (90,094) (21,048) (121,115) (115,664) N Dnoperating revenues: Investment income 15,720 31,349 12,114 59,183 61,024 Gain (loss)on disposal of capital assets - - 680 680 - Total nonoperating revenues 15,720 31,349 12,794 59,863 61,024 Income(loss) before transfers 5,747 (58,745) (8,254) (61,252) (54,640) Transfers out: General Fund - - - - (20,000) Change in net assets 5,747 (58,745) (8,254) (61,252) (74,640) Nat assets-January 1 79,365 1,978,693 1,150,989 3,209,047 3,283,687 Nat assets- December 31 $85,112 $1,919,948 $1,142,735 $3,147,795 $3,209,047 121 Exhibit F-3 CITY OF FRIDLEY, MINNESOTA COMBINING STATEMENT OF CASH FLOWS INTERNAL SERVICE FUNDS For The Year Ended December 31, 2004 With comparative totals for the year ended December 31,2003 Employee Self Information Totals Benefits Insurance Systems 2004 2003 Cash flows from operating activities: Receipts from interfund services provided $ - $ - $152,067 $152,067 $158,942 Receipts from component units - - - - 274 Payment to suppliers (2,688) (85,547) (12,843) (101,078) (159,171) Payment to employees (64,099) - - (64,099) (26,604) Net cash flows from operating activities (66,787) (85,547) 139,224 (13,110) (26,559) Cash flows from noncapital financing activities: Transfers out - - - - (20,000) Cash flows from capital and related financing activities: Acquisition of capital assets - - (128,181) (128,181) (124,739) Proceeds from sale of capital assets - - 29,822 29,822 - Net cash flows from capital and and related financing activities 0 0 (98,359) (98,359) (124,739) Cash flows from investing activities: Investment income 15,720 31,349 12,114 59,183 61,024 Net increase (decrease)in cash and cash equivalents (51,067) (54,198) 52,979 (52,286) (110,274) Cash and cash equivalents-January 1 996,264 1,979,271 735,137 3,710,672 3,820,946 Cash and cash equivalents-December 31 $945,197 $1,925,073 $788,116 $3,658,386 $3,710,672 Reconciliation of operating income(loss)to net cash provided (used)by operating activities: Operating income(loss) ($9,973) ($90,094) ($21,048) ($121,115) ($115,664) Adjustments to reconcile operating income (loss)to net cash flows from operating activities: Depreciation - - 160,285 160,285 171,299 Changes in assets and liabilities: Decrease (increase)in receivables - - - - 1,014 Increase(decrease)in payables (56,814) 4,547 (13) (52,280) (83,208) Total adjustments (56,814) 4,547 160,272 108,005 89,105 Net cash provided by operating activities ($66,787) ($85,547) $139,224 ($13,110) ($26,559) 122 Exhibit F-4 CITY OF FRIDLEY, MINNESOTA INTERNAL SERVICE FUND -EMPLOYEE BENEFITS FUND COMPARATIVE STATEMENT OF NET ASSETS December 31, 2004 and 2003 2004 2003 Assets: Cash and investments $945,094 $996,264 Due from component unit 103 - Total current assets 945,197 996,264 Liabilities: Current liabilities: Accounts payable - 233 Payroll deductions payable 74,300 79,082 Compensated absences payable -current portion 613,417 592,425 Total current liabilities 687,717 671,740 Noncurrent liabilities: Compensated absences payable 172,368 245,159 Total liabilities 860,085 916,899 Net assets: Unrestricted 85,112 79,365 Total net assets $85,112 $79,365 123 Exhibit F-5 CITY OF FRIDLEY, MINNESOTA INTERNAL SERVICE FUND -EMPLOYEE BENEFITS FUND COMPARATIVE STATEMENT OF REVENUES, EXPENSES AND CHANGES IN NET ASSETS For The Year Ended December 31, 2004 With comparative amounts for year ended December 31, 2003 2004 2003 Operating revenues $ - $ - Operating expenses: Personal services 7,518 28,633 Supplies and other charges 2,455 3,301 Total operating expenses 9,973 31,934 Operating income (loss) (9,973) (31,934) Nonoperating revenues: Investment income 15,720 16,957 Income (loss) before transfers 5,747 (14,977) Transfers out: General Fund - (20,000) Change in net assets 5,747 (34,977) Net assets-January 1 79,365 114,342 Net assets- December 31 $85,112 $79,365 124 Exhibit F-6 CITY OF FRIDLEY, MINNESOTA INTERNAL SERVICE FUND -EMPLOYEE BENEFITS FUND COMPARATIVE STATEMENT OF CASH FLOWS For The Year Ended December 31, 2004 With comparative amounts for the year ended December 31, 2003 2004 2003 Cash flows from operating activities: Payment to suppliers ($2,688) ($3,068) Payment to employees (64,099) (26,604) Net cash flows from operating activities (66,787) (29,672) Cash flows from noncapital financing activities: Transfers to General Fund - (20,000) Cash flows from investing activities: Investment income 15,720 16,957 Net increase (decrease) in cash and cash equivalents (51,067) (32,715) Cash and cash equivalents-January 1 996,264 1,028,979 Cash and cash equivalents- December 31 $945,197 $996,264 Reconciliation of operating income (loss)to net cash provided (used)by operating activities: Operating income (loss) ($9,973) ($31,934) Adjustments to reconcile operating income (loss) to net cash flows from operating activities: Changes in assets and liabilities: Increase (decrease)in payables (56,814) 2,262 Total adjustments (56,814) 2,262 Net cash provided (used)by operating activities ($66,787) ($29,672) 125 Exhibit F-7 CITY OF FRIDLEY, MINNESOTA INTERNAL SERVICE FUND-SELF INSURANCE FUND COMPARATIVE STATEMENT OF NET ASSETS December 31, 2004 With comparative amounts for December 31, 2003 2004 2003 Assets: Current assets: Cash and investments $1,925,073 $1,979,271 Liabilities: Current liabilities: Accounts payable 5,125 578 Net assets: Unrestricted 1,919,948 1,978,693 Total net assets $1,919,948 $1,978,693 126 Exhibit F-8 CITY OF FRIDLEY, MINNESOTA INTERNAL SERVICE FUND -SELF INSURANCE FUND COMPARATIVE STATEMENT OF REVENUES, EXPENSES AND CHANGES IN NET ASSETS For The Year Ended December 31, 2004 With comparative amounts for year ended December 31, 2003 2004 2003 Operating revenues $ - $ - Operating expenses: Personal services - 11,970 Supplies and other charges 90,094 58,663 Total operating expenses 90,094 70,633 Operating income (loss) (90,094) (70,633) Nonoperating revenues: Investment income 31,349 32,406 Change in net assets (58,745) (38,227) Net assets-January 1 1,978,693 2,016,920 Net assets- December 31 $1,919,948 $1,978,693 127 Exhibit F-9 CITY OF FRIDLEY, MINNESOTA INTERNAL SERVICE FUND -SELF INSURANCE FUND COMPARATIVE STATEMENT OF CASH FLOWS For The Year Ended December 31, 2004 With comparative amounts for the year ended December 31,2003 2004 2003 Cash flows from operating activities: Receipts from interfund services provided $ - $740 Receipts from component units - 274 Payment to suppliers (85,547) (125,019) Net cash flows from operating activities (85,547) (124,005) Cash flows from investing activities: Investment income 31,349 32,406 Net increase (decrease) in cash and cash equivalents (54,198) (91,599) Cash and cash equivalents-January 1 1,979,271 2,070,870 Cash and cash equivalents- December 31 $1,925,073 $1,979,271 Reconciliation of operating income (loss)to net cash provided (used)by operating activities: Operating income (loss) ($90,094) ($70,633) Adjustments to reconcile operating income (loss) to net cash flows from operating activities: Changes in assets and liabilities: Decrease (increase) in receivables - 1,014 Increase (decrease) in payables 4,547 (54,386) Total adjustments 4,547 (53,372) Net cash provided (used) by operating activities ($85,547) ($124,005) 128 Exhibit F-10 CITY OF FRIDLEY, MINNESOTA INTERNAL SERVICE FUND -INFORMATION SYSTEMS FUND COMPARATIVE STATEMENT OF NET ASSETS December 31, 2004 With comparative amounts for December 31, 2003 2004 2003 Assets: Current assets: Cash and investments $788,116 $735,137 Capital assets, at cost: Property and equipment 1,331,455 1,226,685 Less: accumulated depreciation (941,647) (810,820) Net capital assets 389,808 415,865 Total assets 1,177,924 1,151,002 Liabilities: Current liabilities: Accounts payable 35,189 13 Net assets: Invested in capital assets, net of related debt 389,808 415,865 Unrestricted 752,927 735,124 Total net assets $1,142,735 $1,150,989 129 Exhibit F-11 CITY OF FRIDLEY, MINNESOTA INTERNAL SERVICE FUND -INFORMATION SYSTEMS FUND COMPARATIVE STATEMENT OF REVENUES, EXPENSES AND CHANGES IN NET ASSETS For The Year Ended December 31,2004 With comparative amounts for the year ended December 31, 2003 2004 2003 Operating revenues: Charges for services $152,067 $158,202 Operating expenses: Supplies and other charges 12,830 - Depreciation 160,285 171,299 Total operating expenses 173,115 171,299 Operating income (loss) (21,048) (13,097) Nonoperating revenues: Investment income 12,114 11,661 Gain (loss)on disposal of fixed assets 680 - Total nonoperating revenues 12,794 11,661 Change in net assets (8,254) (1,436) Net assets-January 1 1,150,989 1,152,425 Net assets- December 31 $1,142,735 $1,150,989 130 Exhibit F-12 CITY OF FRIDLEY, MINNESOTA INTERNAL SERVICE FUND -INFORMATION SYSTEMS FUND COMPARATIVE STATEMENT OF CASH FLOWS For The Year Ended December 31,2004 With comparative amounts for the year ended December 31, 2003 2004 2003 Cash flows from operating activities: Receipts from interfund services provided $152,067 $158,202 Payment to suppliers (12,843) (31,084) Net cash flows from operating activities 139,224 127,118 Cash flows from capital and related financing activities: Acquisition of capital assets (128,181) (124,739) Proceeds from sale of capital assets 29,822 - Net cash flows from capital and relatd financing activities (98,359) (124,739) Cash flows from investing activities: Investment income 12,114 11,661 Net increase (decrease)in cash and cash equivalents 52,979 14,040 Cash and cash equivalents-January 1 735,137 721,097 Cash and cash equivalents- December 31 $788,116 $735,137 Reconciliation of operating income (loss)to net cash provided (used) by operating activities: Operating income (loss) ($21,048) ($13,097) Adjustments to reconcile operating income(loss) to net cash flows from operating activities: Depreciation 160,285 171,299 Changes in assets and liabilities: Increase (decrease)in payables (13) (31,084) Total adjustments 160,272 140,215 Net cash provided by operating activities $139,224 $127,118 131 -This page intentionally left blank- 132 HOUSING AND REDEVELOPMENT AUTHORITY COMPONENT UNIT 133 CITY OF FRIDLEY, MINNESOTA BALANCE SHEET-GOVERNMENTAL FUNDS HOUSING AND REDEVELOPMENT AUTHORITY December 31, 2004 With comparative totals for December 31, 2003 North Area/ Revolving Univ. Ind. General Loan Park Assets Cash and investments $6,197,013 $3,324,954 $1,994,141 ' Cash with escrow agent - - 142,929 Receivables: Accounts 869 - - Interest 20,006 - - Taxes: Unremitted 2,458 - 85,932 Delinquent 4,005 - 47,247 Mortgage: Deferred - 888,914 52,841 Allowance for uncollectible accounts - (29,000) - Due from primary government 12,478 - - Due from other funds 3,074,382 - - Land held for resale - - 192,000 Total assets $9,311,211 $4,184,868 $2,515,090 Liabilities and Fund Balance Liabilities: Accounts payable $23,951 $250 $ - Due to primary government 47,674 - 997 Due to other funds - - - Salaries payable 1,528 - - Deferred revenue 4,005 - 239,247 Loan payable to primary government - 541,244 - Total liabilities 77,158 541,494 240,244 ' Fund balance: Reserved for debt service 3,000,000 - 281,746 , Reserved for mortgage receivable - 888,914 52,841 Unreserved, undesignated 6,234,053 2,754,460 1,940,259 Total fund balance 9,234,053 3,643,374 2,274,846 Total liabilities and fund balance $9,311,211 $4,184,868 $2,515,090 I 134 ` Exhibit G-1 Other Totals Lake Gateway Gateway Governmental Governmental Funds Pointe East West Funds 2004 2003 $ - $5,737 $ - $3,310,598 $14,832,443 $15,014,720 - - - - 142,929 135,106 442,440 - - - 443,309 67,434 - - - - 20,006 29,550 2,917 1,284 - 7,631 100,222 139,461 1,802 1,286 - 13,405 67,745 66,239 - - - 59,992 1,001,747 892,428 - - - (600) (29,600) (29,600) - - - - 12,478 191,559 - - - - 3,074,382 2,880,393 50,000 - 633,000 180,000 1,055,000 955,000 $497,159 $8,307 $633,000 $3,571,026 $20,720,661 $20,342,290 $231,388 $ - $10,705 $992 $267,286 $643,235 4,558 697 475 6,871 61,272 64,733 1,170,203 992,653 786,766 124,760 3,074,382 2,880,393 - - - - 1,528 5,253 51,802 1,286 633,000 193,405 1,122,745 1,021,238 - - - - 541,244 599,420 1,457,951 994,636 1,430,946 326,028 5,068,457 5,214,272 - - - - 3,281,746 3,281,746 - - - 59,992 1,001,747 892,428 (960,792) (986,329) (797,946) 3,185,006 11,368,711 10,953,844 (960,792) (986,329k (797,946) 3,244,998 15,652,204 15,128,018 $497,159 $8,307 $633,000 $3,571,026 $20,720,661 $20,342,290 135 ■ CITY OF FRIDLEY, MINNESOTA STATEMENT OF REVENUES, EXPENDITURES,AND CHANGES IN FUND BALANCES GOVERNMENTAL FUNDS HOUSING AND REDEVELOPMENT AUTHORITY For The Year Ended December 31, 2004 With comparative totals for the year ended December 31, 2003 North Area/ Revolving Univ. Ind. f General Loan Park Revenues: Tax increment $ - $ - $1,040,939 Property taxes 262,092 - Investment income 80,702 39,476 26,260 Intergovernmental revenue 18,399 - - Mortgage interest earnings 5,527 38,930 - Rental 9,600 - - Sale of real estate 46,627 - - Miscellaneous - - 1,870 Receipt from primary government 28,355 - - Total revenues 451,302 78,406 1,069,069 Expenditures: Personal services 92,760 - - Supplies and other charges 222,482 22,264 1,848 Capital outlay - - - Developer assistance - - 88,266 Interest expense - 29,252 - Payment to primary government 5,641 - 290,556 Total expenditures 320,883 51,516 380,670 Excess (deficiency)of revenues over expenditures 130,419 26,890 688,399 Other financing sources (uses): I Transfers in 6,057 87,429 - Transfers out (87,431) (12,437) (1,209) Total other financing sources (uses) (81,374) 74,992 (1,209) Net change in fund balance 49,045 101,882 687,190 ■ Fund balance-January 1 9,185,008 3,541,492 1,587,656 Fund balance- December 31 $9,234,053 $3,643,374 $2,274,846 136 Exhibit G-2 Other Totals Lake Gateway Gateway Governmental Governmental Funds Pointe East West Funds 2004 2003 $450,615 $33,747 $ - $1,553,125 $3,078,426 $3,627,239 - - - - 262,092 239,382 2,750 871 - 35,288 185,347 199,123 4,990 - 43,053 66,442 73,222 - - 442 44,899 64,196 - - - - 9,600 9,600 - - - 46,627 135,837 - - - 9,550 11,420 10,330 - - - 28,355 280,381 453,365 39,608 0 1,641,458 3,733,208 4,639,310 - - - - 92,760 90,318 23,241 1,541 34,845 36,666 342,887 350,677 - - 334,684 - 334,684 587,235 410,274 - - 231,285 729,825 1,546,265 - - - 29,252 32,056 - - - 1,383,417 1,679,614 1,636,291 433,515 1,541 369,529 1,651,368 3,209,022 4,242,842 19,850 38,067 (369,529) (9,910) 524,186 396,468 - - 10,000 103,486 144,685 (226) (43) - (2,140) (103,486) (144,685) (226) (43) 0 7,860 0 0 19,624 38,024 (369,529) (2,050) 524,186 396,468 (980,416) (1,024,353) (428,417) 3,247,048 15,128,018 14,731,550 ($960,792) ($986,329) ($797,946) $3,244,998 $15,652,204 $15,128,018 k 137 Exhibit G-3 CITY OF FRIDLEY, MINNESOTA COMBINING BALANCE SHEET -HOUSING AND REDEVELOPMENT AUTHORITY NONMAJOR GOVERMENTAL FUNDS December 31,2004 With comparative totals for December 31, 2003 Special Totals Revenue/ Nonmajor Housing Capital Governmental Funds Programs Projects 2004 2003 Assets Cash and investments $7,092 $3,303,506 $3,310,598 $3,300,266 Receivables: Taxes: Unremitted - 7,631 7,631 15,437 Delinquent - 13,405 13,405 13,352 Mortgage: Deferred 13,356 46,636 59,992 81,060 _ Allowance for uncollectible accounts (600) - (600) (600) Land held for resale - 180,000 180,000 180,000 Total assets $19,848 $3,551,178 $3,571,026 $3,589,515 Liabilities and Fund Balance Liabilities: Accounts payable $905 $87 $992 $18,088 Due to primary government - 6,871 6,871 6,267 Due to other funds - 124,760 124,760 124,760 Deferred revenue - 193,405 193,405 193,352 Total liabilities 905 325,123 326,028 342,467 Fund balance: Reserved for mortgage receivable 13,356 46,636 59,992 81,060 Unreserved, undesignated 5,587 3,179,419 3,185,006 3,165,988 Total fund balance 18,943 3,226,055 3,244,998 3,247,048 Total liabilities and fund balance $19,848 $3,551,178 $3,571,026 $3,589,515 138 Exhibit G-4 CITY OF FRIDLEY, MINNESOTA COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES -HOUSING AND REDEVELOPMENT AUTHORITY NONMAJOR GOVERNMENTAL FUNDS For The Year Ended December 31, 2004 With comparative totals for the year ended December 31, 2003 Special Totals Revenue/ Nonmajor Housing Capital Governmental Funds Programs Projects 2004 2003 Revenues: Tax increment $ - $1,553,125 $1,553,125 $1,374,943 Investment income - 35,288 35,288 38,416 Intergovernmental revenue - 43,053 43,053 39,630 Mortgage interest earnings - 442 442 980 Miscellaneous 9,550 - 9,550 - Total revenues 9,550 1,631,908 1,641,458 1,453,969 Expenditures: Supplies and other charges 16,747 19,919 36,666 54,373 Developer assistance - 231,285 231,285 229,783 Payment to primary government - 1,383,417 1,383,417 494,732 Total expenditures 16,747 1,634,621 1,651,368 778,888 Excess (deficiency)of revenues over expenditures (7,197) (2,713) (9,910) 675,081 Other financing sources (uses): Transfer in 10,000 - 10,000 Transfer out (1) (2,139) (2,140) (53,227) Total other financing sources 9,999 (2,139) 7,860 (53,227) Net change in fund balance 2,802 (4,852) (2,050) 621,854 Fund balance -January 1 16,141 3,230,907 3,247,048 2,625,194 Fund balance- December 31 $18,943 $3,226,055 $3,244,998 $3,247,048 k r 139 CITY OF FRIDLEY, MINNESOTA SUBCOMBINING BALANCE SHEET NONMAJOR CAPITAL PROJECT FUNDS HOUSING AND REDEVELOPMENT AUTHORITY December 31, 2004 With comparative totals for December 31, 2003 Center Moore University/ City Lake Area Winfield Onan Osborne Assets Cash and investments $519,484 $589,172 $393,974 $678,291 $167,102 Receivables: Taxes: Unremitted 1,919 3,901 61 418 - Delinquent 6,079 3,770 202 3,222 - Mortgage: Deferred - 5,337 - - - Land held for resale - 105,000 - - - Total assets $527,482 $707,180 $394,237 $681,931 $167,102 Liabilities and Fund Balance ■ Liabilities: Accounts payable $ - $ - $ - $ - $ - Due to primary government - 982 760 728 728 Due to other funds - - - - - Deferred revenue 6,079 108,770 202 3,222 - Totalliabilities 6,079 109,752 962 3,950 728 Fund balance (deficit): Reserved for mortgage receivable - 5,337 - - - Unreserved, undesignated 521,403 592,091 393,275 677,981 166,374 Total fund balance(deficit) 521,403 597,428 393,275 677,981 166,374 ' Total liabilities and fund balance $527,482 $707,180 $394,237 $681,931 $167,102 i 140 Exhibit G-5 Totals Nonmajor McGlynn Satellite Business 57th Avenue Housing Capital Project Funds Bakeries Lane Apts. Center Redevelopment Replace.#1 2004 2003 $83,158 $225,730 $478,916 $1,599 $166,080 $3,303,506 $3,292,629 - 1,302 28 2 - 7,631 15,437 - - 130 2 - 13,405 13,352 - - 41,299 - - 46,636 67,704 - - - - 75,000 180,000 180,000 $83,158 $227,032 $520,373 $1,603 $241,080 $3,551,178 $3,569,122 $ - $ - $87 $ - $ - $87 $13,836 728 824 760 728 633 6,871 6,267 - - - 124,760 - 124,760 124,760 - - 130 2 75,000 193,405 193,352 728 824 977 125,490 75,633 325,123 338,215 - 41,299 - - 46,636 67,704 82,430 226,208 478,097 (123,887) 165,447 3,179,419 3,163,203 82,430 226,208 519,396 (123,887) 165,447 3,226,055 3,230,907 $83,158 $227,032 $520,373 $1,603 $241,080 $3,551,178 $3,569,122 141 CITY OF FRIDLEY, MINNESOTA SUBCOMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE NONMAJOR CAPITAL PROJECT FUNDS HOUSING AND REDEVELOPMENT AUTHORITY For The Year Ended December 31, 2004 With comparative totals for the year ended December 31, 2003 Center Moore University/ City Lake Area Winfield Onan Osborne Revenues: Tax increment $500,957 $434,520 $48,935 $373,470 $33,477 Investment income - 9,970 4,462 7,850 1,869 Intergovernmental revenue 20,109 14,676 - - - Mortgage interest earnings - 442 - - - Total revenues 521,066 459,608 53,397 381,320 35,346 Expenditures: Supplies and other charges - 1,824 1,604 1,575 1,573 Developer assistance - - - 198,168 - Payment to primary government 268,284 1,115,133 - - - Total expenditures 268,284 1,116,957 1,604 199,743 1,573 ' Excess (deficiency)of revenues over(under)expenditures 252,782 (657,349) 51,793 181,577 33,773 , Other financing sources(uses): Transfers out - (675) (271) (433) (111) Net change in fund balance 252,782 (658,024) 51,522 181,144 33,662 Fund balance (deficit)-January 1 268,621 1,255,452 341,753 496,837 132,712 Fund balance (deficit)- December 31 $521,403 $597,428 $393,275 $677,981 $166,374 i 142 Exhibit G-6 i Totals Nonmajor McGlynn Satellite Business Commercial 57th Avenue Housing Capital Project Funds Bakeries Lane Apts. Center Railway Redevelopment Replace.#1 2004 2003 $39,279 $34,382 $51,491 $ - $16,715 $19,899 $1,553,125 $1,374,943 1,211 2,563 5,433 - 38 1,892 35,288 38,383 - 5,438 - - - 2,830 43,053 39,630 - - - - 442 506 40,490 42,383 56,924 0 16,753 24,621 1,631,908 1,453,462 2,255 1,669 1,692 - 1,573 6,154 19,919 38,520 18,967 - - - 14,150 - 231,285 229,783 - - - - - - 1,383,417 494,732 21,222 1,669 1,692 0 15,723 6,154 1,634,621 763,035 19,268 40,714 55,232 0 1,030 18,467 (2,713) 690,427 (54) (151) (326) - (3) (115) (2,139) (53,222) ' 19,214 40,563 54,906 0 1,027 18,352 (4,852) 637,205 63,216 185,645 464,490 - (124,914) 147,095 3,230,907 2,593,702 $82,430 $226,208 $519,396 $0 ($123,887) $165,447 $3,226,055 $3,230,907 143 -This page intentionally left blank- 144 AGENCY FUNDS 145 Exhibit H-1 CITY OF FRIDLEY, MINNESOTA STATEMENT OF CHANGES IN ASSETS AND LIABILITIES AGENCY FUNDS December 31, 2004 Balance Balance January 1, December 31, 2004 Additions Deletions 2004 Six Cities Watershed Assets: Cash and investments $20,157 $6,184 $5,761 $20,580 Receivables: Taxes: Unremitted 163 57 163 57 Delinquent 111 6,200 6,231 80 Total assets $20,431 $12,441 $12,155 $20,717 Liabilities: Due to other governments $20,431 $5,761 $5,475 $20,717 Hotel/Motel Tax Assets: Receivables: Accounts $1,272 $1,590 $1,272 $1,590 Liabilities: Due to other governments $1,272 $1,590 $1,272 $1,590 Totals Assets: Cash and investments $20,157 $6,184 $5,761 $20,580 Receivables: Accounts 1,272 1,590 1,272 1,590 Taxes: Unremitted 163 57 163 57 Delinquent 111 6,200 6,231 80 Total assets $21,703 $14,031 $13,427 $22,307 Liabilities: Due to other governments $21,703 $7,351 $6,747 $22,307 146 III. STATISTICAL SECTION (UNAUDITED) II 147 CITY OF FRIDLEY, MINNESOTA GOVERNMENT-WIDE EXPENSES BY FUNCTION 2003 and 2004 (UNAUDITED) Fiscal General Public Public Community Year* Government Safety Works Development 2003 $3,944,682 $5,166,975 $3,749,412 $939,918 2004 3,513,065 5,468,014 3,612,318 602,335 *Government-wide expenses are not available for years prior to 2003. 148 Table 1 Interest on Recreation and Long-Term Storm Naturalist Debt Liquor Water Sewer Water Total $1,105,240 $605,639 $5,010,636 $2,030,654 $3,419,100 $359,189 $26,331,445 993,570 544,478 5,005,198 2,086,513 3,256,371 334,906 25,416,768 149 CITY OF FRIDLEY, MINNESOTA GOVERNMENT-WIDE REVENUES 2003 and 2004 (UNAUDITED) Program Revenues Charges Operating Capital Fiscal For Grants and Grants and Year* Services Contributions Contributions 2003 $13,346,352 $1,519,699 $1,012,151 2004 13,439,377 1,010,069 882,292 *Government-wide revenues are not available for years prior to 2003. 150 Table 2 General Revenues Grants and Contributions Not Restricted Unrestricted Property Tax to Specific Investment Taxes Increments Program Earnings Other Total $5,273,363 $ - $3,751,560 $541,244 $23,500 $25,467,869 5,816,656 - 3,436,473 559,991 680 25,145,538 I I 151 Table 3 CITY OF FRIDLEY, MINNESOTA GENERAL GOVERNMENT EXPENDITURES BY FUNCTION(1) LAST TEN FISCAL YEARS I (UNAUDITED) Fiscal General Public Public Community Recreation/ Debt Year Government Safety Works Development Naturalist Service Total 1995 $4,150,824 $3,821,230 $2,375,472 $530,230 $850,329 $5,636,711 $17,364,796 1996 (2) 2,331,060 3,863,105 2,306,088 535,496 759,457 1,102,010 10,897,216 1997 2,703,066 4,109,283 2,625,869 572,817 813,356 10,635,507 21,459,898 1998 2,790,588 4,098,048 2,826,545 648,842 902,159 5,141,866 16,408,048 1999 2,820,660 4,243,682 2,879,627 721,120 996,584 1,029,680 12,691,353 2000 3,113,175 4,392,025 2,661,927 775,312 1,031,174 1,058,772 13,032,385 2001 3,246,046 4,467,947 2,863,228 708,749 1,106,058 1,844,640 14,236,668 2002 3,487,505 4,905,475 3,065,570 710,780 1,139,351 1,836,471 15,145,152 2003 3,569,952 4,925,525 2,712,421 934,151 1,068,875 1,810,100 15,021,024 2004 3,155,617 5,156,529 2,608,316 593,393 960,723 5,749,013 18,223,591 (')Includes General, Special Revenue, Capital Projects and Debt Service Funds and excludes capital outlay. (2)Prior to 1996,the HRA was included as a blended component unit of the City. 152 Table 4 CITY OF FRIDLEY, MINNESOTA GENERAL REVENUE BY SOURCE(') LAST TEN FISCAL YEARS (UNAUDITED) General Property Taxes & Inter- Fiscal Special Licenses governmental Charges For Miscellaneous Year Assessments & Permits Revenue Services Revenue Total 1995 $6,966,331 $554,182 $4,003,592 $1,015,048 $2,547,453 $15,086,606 1996 (2) 4,420,212 828,652 3,986,987 1,299,495 1,841,698 12,377,044 1997 4,3'2,005 792,622 5,410,058 1,313,705 2,176,543 14,004,933 1998 4,520,684 846,145 5,603,676 1,514,548 1,967,013 14,452,066 1999 4,475,051 937,084 5,417,384 1,291,819 1,437,381 13,558,719 2000 4,529,716 1,276,615 7,169,251 1,391,203 2,136,893 16,503,678 2001 4,579,022 776,892 4,032,903 1,471,113 1,545,769 12,405,699 2002 5,497,648 647,676 4,114,622 1,531,782 1,088,236 12,879,964 2003 5,775,937 722,541 4,075,023 1,500,429 2,602,101 14,676,031 2004 6,110,020 785,582 3,207,482 1,533,253 2,616,507 14,252,844 (')Includes General, Special Revenue, Capital Projects and Debt Service Funds. (2)Prior to 1996, the HRA was included as a blended component unit of the City. 153 -This page intentionally left blank- 1 154 Table 5 CITY OF FRIDLEY, MINNESOTA CERTIFIED PROPERTY TAX LEVIES AND COLLECTIONS LAST TEN FISCAL YEARS (UNAUDITED) Collection Ratio of Certified Current Percent of Prior Total Outstanding Fiscal Tax Tax of Levy Year's Total Collections to Delinquent Year Levy Collections(') Collected Taxes Collections Tax Levy Taxes 1995 $3,667,686 $3,606,902 98.34% $105,526 $3,712,428 1.0122 :1 $84,303 1996 3,897,629 3,849,004 98.75% 21,977 3,870,981 0.9932 :1 72,063 1997 3,891,612 3,809,416 97.89% 22,115 3,831,531 0.9846 :1 120,696 1998 4,010,570 3,935,004 98.12% 3,584 3,938,588 0.9821 :1 83,110 1999 4,034,919 4,064,819 100.74% 36,168 4,100,987 1.0164 :1 36,583 2000 4,035,671 3,928,752 97.35% 44,565 3,973,317 0.9845 :1 118,399 2001 4,205,000 4,147,788 98.64% 8,623 4,156,411 0.9884 :1 132,404 2002 5,613,131 5,579,777 99.41% 40,354 5,620,131 1.0012 :1 112,252 2003 5,825,855 5,763,097 (2) 98.92% 40,780 5,803,877 0.9962 :1 80,324 2004 6,483,745 6,310,037 (3) 97.32% 38,815 6,348,852 0.9792 :1 87,335 (1)Excludes collections from properties pledged to tax increment. (2)Taxes were adjusted $105,234 by Anoka County due to abatements, court ordered settlements and corrections of prior errors by the County. (3)Current tax collections include the market value homestead credit(MVHC). 1 I 155 CITY OF FRIDLEY, MINNESOTA ESTIMATED MARKET VALUE AND TAXABLE VALUE OF ALL PROPERTY LAST TEN FISCAL YEARS (UNAUDITED) Fiscal year payable 1995 1996 1997 1998 Assessment year 1994(1) 1995') 19961) 199701 Population, fiscal year 28,204 28,267 28,419 28,335 Real property: Estimated market value $1,090,023,902 $1,120,412,065 $1,152,674,700 $1,209,684,500 Taxable value: Homestead $7,374,709 $7,784,740 $8,199,059 $8,307,553 Excess and nonhomestead 19,253,892 19,554,250 20,139,316 18,039,448 Less fiscal disparities contribution (4,946,278) (4,974,987) (5,147,086) (4,685,134) Less tax increment value (2,642,692) (2,692,879) (2,760,628) (2,638,263) Taxable value $19,039,631 $19,671,124 $20,430,661 $19,023,604 Personal property: Estimated market value $19,952,700 $19,576,200 $19,576,200 $19,164,700 Taxable value $916,940 $916,940 $916,940 $766,322 Totals: Estimated market value $1,109,976,602 $1,139,988,265 $1,172,250,900 $1,228,849,200 Taxable value $19,956,571 $20,588,064 $21,347,601 $19,789,926 Per market value ratios: Taxable value .018:1 .018:1 .018:1 .015:1 Per capita valuations: Estimated market value $39,355 $40,329 $41,249 $43,369 Taxable value $708 $728 $751 $698 Real property: Taxable value Fiscal disparities distribution $2,827,323 $3,007,783 $3,222,432 $3,116,450 Notes: (')The Anoka County Auditor's Office determines taxable values on January 2 of each year pursuant to State Statutes. The Total Taxable Value on January 2, 2003 upon which the 2004 levy was based was$18,828,036. 156 Table 6 1999 2000 2001 2002 2003 2004 1998(1) 1999w'w 2000(1) 2001(1) 2002(1)(2) 2003(1)(2) 28,623 27,449 27,854 27,877 27,460 27,480 $1,274,348,500 $1,316,382,300 $1,499,258,100 $1,669,007,700 $1,938,795,600 $2,129,450,800 $8,556,633 $9,152,661 $10,201,895 $9,026,662 $9,962,555 $11,163,343 16,302,168 16,814,763 19,002,890 12,973,031 14,662,701 15,783,274 (4,337,632) (4,312,759) (4,769,074) (3,223,214) (3,579,128) (4,292,061) (2,381,402) (2,475,455) (3,272,618) (2,552,353) (3,810,890) (4,216,629) $18,139,767 $19,179,210 $21,163,093 $16,224,126 $17,235,238 $18,437,927 $19,315,800 $19,160,600 $19,089,700 $19,133,400 $19,225,500 $19,604,300 $673,798 $668,384 $645,895 $360,466 $382,533 $390,109 I $1,293,664,300 $1,335,542,900 $1,518,347,800 $1,688,141,100 $1,958,021,100 $2,149,055,100 $18,813,565 $19,847,594 $21,808,988 $16,584,592 $17,617,771 $18,828,036 .015:1 .015:1 .014:1 .010:1 .010:1 .010:1 $45,197 $48,655 $54,511 $60,557 $71,304 $78,204 $657 $723 $783 $595 $642 $685 $2,941,279 $3,355,535 $3,677,471 $2,278,406 $2,572,562 $2,703,374 I 157 -This page intentionally left blank- 158 Table 7 CITY OF FRIDLEY, MINNESOTA SIGNIFICANT MINNESOTA TAX POLICIES December 31, 2004 GENERAL All non-exempt property in Minnesota is subject to taxation by local taxing districts. The tax levied on a property is determined by computing its tax capacity, which is the property's market value multiplied by the appropriate class rate. The taxes on a property are computed by multiplying the tax rate by the property's tax capacity. The tax rate is determined by the County Auditor, dividing each tax levy by the taxing jurisdiction's adjusted net tax capacity. Properties are physically reviewed by assessors at least once every four years. The assessor's market value is multiplied by the appropriate class rates to arrive at the adjusted net tax capacity (taxable value). The class rates vary by class of property. Type of Property 2004 Class Rates Residential Homestead First$500,000 1.00% Over$500,000 1.25% Commercial/Industrial First$150,000 1.50% Over$150,000 2.00% Rentals Apartments: 4+ units 1.50% Less than 4 units 1.25% Title II, MFHA, Sect. 8 1.00% IProperty Tax Refund. Residential property tax credits are indexed by the percentage of net property tax to household income to the extent a homeowner's property tax exceeds a percentage of household income. The percentage ranges from 1.0%for incomes below$1,189 up to 4%for incomes of$77,519. The maximum refund amount is$1,450. In 1989, the Minnesota Legislature also enacted a targeting property tax credit program. This program provides refunds to homestead property owners for part of their tax increase in excess of 12 percent, if the increase is at least $100. The refund is equal to 60 percent of the increase over 12 percent. The maximum refund is $1,000. Property Tax Deferred. In 1993, the Minnesota legislature enacted a law commonly known as "This Old House" which exempts from the property tax all or a portion of the value of improvements made to homes 35 years of age or older. Homestead property owners could exclude the property tax on those improvements for 10 years. At the end of 10 years, the value of the improvements is added to the market value of the home in equal installments every five years. There are limits to the dollar amount eligible for the tax exclusion: $25,000 on homes 45 to 69 years old; and $50,000 on homes 70 years or older. Only improvements adding $5,000 or more of market value are eligible. I 159 CITY OF FRIDLEY, MINNESOTA TAX CAPACITY RATES DIRECT AND OVERLAPPING GOVERNMENTS LAST TEN FISCAL YEARS (UNAUDITED) School School School School Fiscal District District District District Year City No. 11 No. 13 No. 14 No. 16(1) 1995 16.098% 61.402% 77.730% 63.296% 58.566% 1996 16.565% 64.387% 60.182% 71.790% 67.583% 1997 15.242% 55.588% 84.748% 66.129% 61.268% 1998 17.119% 51.824% 68.491% 69.402% 58.662% 1999 18.326% 54.856% 68.837% 67.728% 61.111% 2000 17.070% 51.792% 66.685% 61.655% 51.440% 2001 16.350% 52.281% 47.452% 45.466% 39.458% 2002 29.906% 29.082% 38.614% 17.855% 25.985% 2003 28.616% 26.941% 20.303% 29.966% 22.054% 2004 30.248% 21.050% 22.833% 22.683% 21.421% Notes: (1)Vocational/Technical District#916 is included in District No. 16. 1 (2)Six Cities Watershed District is included with School District No. 11. (3)Rice Creek Watershed District is included with School District No. 13, 14 and 16. (4)Stonybrook Creek Subwatershed is included with School District No. 11 and 14. I 160 Table 8 I Total School School School School Special District District District District County Districts No. 11(2'4) No. 13(3) No. 14(3'4) No. 16(1'3) 32.765% 6.022% 115.811% 132.593% 118.159% 113.801% 31.036% 6.122% 117.662% 113.880% 125.488% 121.656% 30.091% 6.044% 108.218% 137.656% 119.067% 114.551% 30.618% 6.603% 107.400% 124.314% 125.225% 114.679% 32.265% 6.603% 114.104% 128.158% 127.049% 120.765% 30.861% 8.224% 108.610% 123.385% 118.575% 108.621% 28.859% 8.218% 106.287% 101.819% 99.833% 94.139% 37.976% 7.528% 105.313% 115.198% 94.439% 102.639% ' 37.714% 7.666% 102.483% 96.360% 105.925% 98.111% 35.221% 7.623% 95.446% 97.758% 97.525% 96.346% I I I 161 I -This page intentionally left blank- II 1 162 Table 9 CITY OF FRIDLEY, MINNESOTA SPECIAL ASSESSMENT LEVIES AND COLLECTIONS LAST TEN FISCAL YEARS (UNAUDITED) Total Current Current Collections Delinquent Collections Outstanding Fiscal Assessments Assessments to Amount Assessments Total to Current Delinquent Year Due Collected Due Collected Collected Assessment Assessments 1995 $526,207 $478,762 90.98% $8,123 $486,885 92.53% $156,253 1996 483,347 461,929 95.57% 73,178 535,107 110.71% 104,909 1997 540,313 507,588 93.94% 47,068 554,656 102.65% 74,711 1998 524,560 483,721 92.21% 44,464 528,185 100.69% 70,596 1999 482,364 457,546 94.85% 36,695 494,241 102.46% 61,103 2000 489,933 473,705 96.69% 34,248 507,953 103.68% 33,050 2001 505,054 494,686 97.95% 2,522 497,208 98.45% 41,327 2002 461,603 438,607 95.02% 24,972 463,579 100.43% 39,009 I2003 418,432 398,545 95.25% 32,364 430,909 102.98% 26,530 2004 307,622 295,899 96.19% 20,120 316,019 102.73% 18,091 I 163 CITY OF FRIDLEY, MINNESOTA HISTORY OF CERTIFIED TAX LEVIES AND TAX RATES LAST TEN FISCAL YEARS (UNAUDITED) 1995(1) 1996(1) 1997(1) Certified tax levies: General Fund $3,592,295 $3,821,853 $3,806,950 Capital Improvement Fund 72,689 72,689 72,689 Subtotal 3,664,984 3,894,542 3,879,639 Enterprise Fund - - 8,900 Agency Fund 2,702 3,087 3,073 ' Total $3,667,686 $3,897,629 $3,891,612 Tax Capacity Rate General Fund 15.778% 16.258% 15.399% Capital Improvement Fund 0.320% 0.307% 0.294% Enterprise Fund 0.000% 0.000% 0.625% , Subtotal 16.098% 16.565% 16.318% Agency Fund 0.022% 0.024% 0.023% Total 16.120% 16.589% 16.341% Notes: ()Beginning in 1994,the State law required the City to certify its tax levy after subtracting Homestead and Agricultural Aid Credit (HACA). (2)Levy includes the market value homestead credit(MVHC),which is paid by the State of Minnesota. I 164 Table 10 1998(1) 1999(1) 2000(1) 2001(1) 2002(2) 2003(2) 2004(2) ' $3,921,159 $3,947,133 $3,947,882 $4,117,233 $5,507,313 $5,717,783 $6,372,785 72,689 72,689 72,689 72,667 90,719 92,972 95,800 3,993,848 4,019,822 4,020,571 4,189,900 5,598,032 5,810,755 6,468,585 8,900 8,900 8,900 8,900 8,900 8,900 8,900 7,822 6,197 6,200 6,200 6,200 6,200 6,200 $4,010,570 $4,034,919 $4,035,671 $4,205,000 $5,613,132 $5,825,855 $6,483,685 16.807% 17.995% 16.761% 16.049% 29.421% 28.152% 29.717% 0.312% 0.331% 0.309% 0.283% 0.485% 0.464% 0.531% 0.516% 0.687% 0.613% 0.534% 0.762% 0.734% 0.706% 17.635% 19.013% 17.683% 16.866% 30.668% 29.350% 30.954% I0.067% 0.049% 0.045% 0.043% 0.059% 0.057% 0.054% 17.702% 19.062% 17.728% 16.909% 30.727% 29.407% 31.008% I 165 -This page intentionally left blank- I 166 Table 11 CITY OF FRIDLEY, MINNESOTA RATIO OF NET GENERAL BONDED DEBT TO TAXABLE VALUE AND NET BONDED DEBT PER CAPITA LAST TEN FISCAL YEARS (UNAUDITED) Ratio of Net General Net City Debt Bonded Debt General Total Gross Service Fund Special Net General to Total Bonded Fiscal Taxable Bonded Monies Assessment, Bonded Taxable Debt Year Population Value Debt Available and Revenue Debt Value Per Capita 1995 28,204 $19,956,571 $19,075,000 $ - $19,075,000 $ - $ - $ - 1996 28,267 20,588,064 20,100,000 - 20,100,000 - - - 1997 28,419 21,347,601 19,880,000 - 19,880,000 - - - 1998 28,335 19,789,926 20,675,000 - 20,675,000 - - - 1999 28,623 18,813,565 20,080,000 - 20,080,000 - - - 2000 27,449 19,847,594 18,335,000 - 18,335,000 - - - 2001 27,854 21,808,988 16,880,000 - 16,880,000 - - - 2002 27,877 28,135,726 15,370,000 - 15,370,000 - - - 2003 27,460 17,617,771 13,820,000 - 13,820,000 - - - 2004 27,480 18,828,036 15,190,000 - 15,190,000 - - - I 167 Table 12 Page 1 of 2 CITY OF FRIDLEY, MINNESOTA COMPUTATION OF LEGAL DEBT MARGIN December 31, 2004 (UNAUDITED) Market Value $2,129,450,800 (A)Debt Limit 2% of Market Value $42,589,016 Amount of Debt Applicable to Debt Limit: Total Debt $15,190,000 (B)Deductions: Tax Increment Redevelopment Bonds $9,595,000 Special Assessment Bonds 190,000 Revenue Bonds 5,405,000 15,190,000 Total Amount of Debt Applicable to Debt Limit -0- Legal Debt Margin $42,589,016 Notes: (A)M.S.A. Section 475.53 (see following page) (B)M.S.A. Section 475.51 (see following page) 168 Table 12 Page 2 of 2 CITY OF FRIDLEY MINNESOTA COMPUTATION OF LEGAL DEBT MARGIN (CONTINUED) December 31, 2004 Note (A): M.S.A. Section 475.53 et seq. Limit on Net Debt "Subdivision 1. Generally, except as otherwise provided in sections 475.51 to 475.75, no municipality, except a school district or a city of the first class, shall incur or be subject to a net debt in excess of two percent of the market value of taxable property in the municipality." Note (B): M.S.A. Section 475.51 Definitions "Subdivision 4. "Net Debt" means the amount remaining after deducting from its gross debt the amount of current revenues which are applicable within the current fiscal year to the payment of any debt, and the aggregate of the principal of the following: (1) Obligations issued for improvements which are payable wholly or partly from the proceeds of special assessments levied upon property specially benefited thereby, including those which are general obligations of the municipality issuing them, the municipality is entitled to reimbursement in whole or in part from the proceeds of the special assessments. (2) Warrants or orders having no definite or fixed maturity. (3) Obligations payable wholly from the income from revenue producing conveniences. (4) Obligations issued to create or maintain a permanent improvement revolving fund. (5) Obligations issued for the acquisition and betterment of public waterworks systems, public lighting, heating or power systems, and any combination thereof, or for any other public convenience from which a revenue is or may be derived. (6) Debt service loans and capital loans made to a school district under the provisions of sections 124.42 and 124.431. (7) Amount of all money and the face value of all securities held as a debt service fund for the extinguishment of obligations other than those deductible under this subdivision. (8) Obligations to repay loans made under section 216C.37. (9) Obligations to repay loans made from money received from litigation or settlement of alleged violations of federal petroleum pricing regulations. (10) All other obligations which under the provisions of law authorizing their issuance are not to be included in computing the net debt of the municipality. 169 Table 13 CITY OF FRIDLEY, MINNESOTA COMPUTATION OF DIRECT AND OVERLAPPING ■ BONDED DEBT AND COMPARATIVE DEBT RATIOS December 31, 2004 (UNAUDITED) Net Percent of Net General Debt Debt General Bonded Gross Service Net Applicable Bonded Debt Governmental Unit Debt Funds Debt to City Debt Per Capita Direct&overlapping debt: Direct debt: City of Fridley $15,190,000 $6,486,756 $8,703,244 100.00% $8,703,244 $317 Overlapping debt: School Districts: No. 11 214,496,003 6,812,137 207,683,866 1.60% 3,322,942 121 No. 14 33,080,000 16,566,656 16,513,344 100.00% 16,513,344 601 No. 16 46,695,000 2,109,585 44,585,415 36.80% 16,407,433 598 Metro Council 962,747,216 108,642,000 854,105,216 1.19% 10,163,852 370 Anoka County 82,370,000 7,812,102 74,557,898 18.04% 13,450,245 490 Vocational/Technical District No. 916 13,855,000 410,795 13,444,205 2.21% 297,117 11 Overlapping debt 1,353,243,219 142,353,275 1,210,889,944 60,154,932 2,191 Total direct and overlapping debt $1,368,433,219 $148,840,031 $1,219,593,188 $68,858,176 $2,508 I I 170 Table 14 CITY OF FRIDLEY, MINNESOTA RATIO OF ANNUAL DEBT SERVICE EXPENDITURES FOR GENERAL BONDED DEBT TO TOTAL GENERAL GOVERNMENT EXPENDITURES LAST TEN FISCAL YEARS (UNAUDITED) Ratio to Total Total Debt Service Fiscal Debt General to General Year Principal Interest Service Expenditures(') Expenditure 1995 (2) $4,530,000 $1,106,711 $5,636,711 $17,168,847 32% 1996 (2) 175,000 927,010 1,102,010 10,711,299 10% 1997 9,675,000 960,507 10,635,507 21,245,408 50% 1998 4,310,000 831,866 5,141,866 16,202,568 31% 1999 295,000 734,680 1,029,680 12,456,045 8% 2000 300,000 758,772 1,058,772 12,807,271 8% 2001 1,105,000 739,640 1,844,640 13,995,006 13% 2002 1,150,000 686,471 1,836,471 14,920,084 12% 2003 1,180,000 630,100 1,810,100 15,021,024 12% 2004 5,155,000 594,013 5,749,013 18,223,591 31% Notes: (')Includes General, Special Revenue, Debt Service and Capital Projects and Expendable Trust Funds and excludes capital outlay. (2)Prior to 1996,the HRA was included as a blended component unit of the City. I 171 Table 15 CITY OF FRIDLEY, MINNESOTA REVENUE BOND COVERAGE LAST TEN FISCAL YEARS (UNAUDITED) Net Operating Revenue Direct Direct Available Fiscal Operating Operating For Debt Debt Service Requirements Year Revenue ) Expenses(2) Service Principal Interest Total Coverage 1995 $4,476,900 $5,283,552 ($806,652) $85,000 $142,943 $227,943 $ - 1996 5,791,287 5,648,603 142,684 115,000 173,553 288,553 0.49 1997 6,660,575 5,339,754 1,320,821 120,000 256,459 376,459 3.51 1998 6,520,948 5,469,928 1,051,020 260,000 275,498 535,498 1.96 1999 5,389,003 5,242,663 146,340 300,000 281,975 581,975 0.25 2000 5,150,374 4,965,373 185,001 1,445,000 197,277 1,642,277 0.11 2001 4,994,669 5,148,461 (153,792) 350,000 175,115 525,115 (0.29) 2002 5,016,233 5,251,371 (235,138) 360,000 158,422 518,422 (0.45) 2003 5,330,602 5,664,741 (334,139) 370,000 141,002 511,002 (0.65) 2004 5,371,662 5,430,082 (58,420) 390,000 334,960 724,960 (0.08) Notes: (')Total operating revenue. (2)Total operating expenses including depreciation. 1 ■ I l 172 1 Table 16 CITY OF FRIDLEY, MINNESOTA DEMOGRAPHIC STATISTICS LAST TEN FISCAL YEARS (UNAUDITED) Annual Per Average Fiscal Capita Median School Unemployment Year Population(1) Incomel3l Age Enrollment(4) Rate) 1995 28,204 $17,642 31.2 3,960 3.2% ' 1996 28,267 18,672 32.5 4,249 3.4% 1997 28,419 20,808 36.4 4,272 2.6% 1998 28,335 22,405 36.3 3,524 2.1% 1999 28,623 24,113 36.9 3,534 2.3% 2000 27,449 (2) 25,357 37.2 3,543 2.8% 2001 27,854 25,995 36.2 3,888 3.6% 2002 27,877 28,324 36.6 3,937 4.4% 2003 27,460 22,687 37.1 3,824 4.3% 2004 27,480 25,169 37.4 3,824 5.0% ' Notes: (1)Estimated (2)2000 Population Report- Bureau of the Census (3)Maxfield Research (4)Estimated -excludes Totino Grace Parochial High School, as it is not supported by property tax dollars. (5)Minnesota Department of Economic Security-Twin Cities Labor Market I 173 Table 17 CITY OF FRIDLEY, MINNESOTA CONSTRUCTION AND PROPERTY VALUE LAST TEN FISCAL YEARS (UNAUDITED1 Commercial Construction Residential Construction Number Number Estimated Market Value Fiscal of of Taxable Non- Year Units Value Units Value Property Taxable) Total 1995 116 $18,280,651 608 $7,618,320 $1,109,976,602 $185,043,100 $1,295,019,702 1996 108 20,141,727 719 9,971,879 1,139,988,265 185,043,100 1,325,031,365 1997 101 16,046,463 737 8,894,213 1,208,684,500 191,559,200 1,400,243,700 1998 111 9,605,305 2,977 11,766,221 1,254,840,000 209,634,200 1,464,474,200 1999 90 27,149,247 1,632 15,487,489 1,293,664,300 208,033,400 1,501,697,700 2000 96 93,625,644 836 8,020,233 1,335,542,900 208,409,300 1,543,952,200 2001 70 11,362,547 667 10,445,492 1,470,697,000 205,912,700 1,676,609,700 2002 52 4,905,398 730 6,713,930 1,604,863,900 212,252,400 1,817,116,300 2003 65 7,852,931 642 8,225,267 1,809,222,900 211,029,800 2,020,252,700 2004 99 15,466,115 624 6,563,354 2,008,163,200 308,042,173 2,316,205,373 Note: (')Non-taxable property is reevaluated by the city assessors every six years I 174 Table 18 CITY OF FRIDLEY, MINNESOTA PRINCIPAL TAXPAYERS December 31, 2004 (UNAUDITED) Fiscal Year 2004 Percent 2004 of Total Taxable Taxable Rank Taxpayer Type of Business Valuation Valuation 1 Medtronic, Inc. Electro-medical devices $74,001,414 3.78% 2 Target Corporation Target discount store, warehouse and office 38,686,422 1.98% 3 Shamrock Investments Murphy Warehouses 25,582,600 1.31% 4 University Avenue Associates Springbrook Apartments 21,290,389 1.09% 5 Maurice Fillister(Georgetown) Georgetown apartments 19,381,400 0.99% 6 Retail Trust IV(Wal-Mart/Sam's) Wal-Mart/Sam's Club discount stores 15,542,800 0.79% 7 Riverpointe Apartments Riverpointe Apartments 14,606,500 0.75% 8 Cummins Power(Onan) Portable electric generators 13,406,900 0.68% 9 Northwest Racquet& Swim Club Health and Tennis Club 11,761,200 0.60% 10 Burlington Northern Railroad Operating property 11,241,100 0.57% Total $245,500,725 12.54% 175 Table 19 CITY OF FRIDLEY, MINNESOTA INSURANCE COVERAGE December 31, 2004 (UNAUDITED) Municipal Property, Crime & Bond: Property $33,152,778 Mobile Property(also refered to as Inland Marine). Scheduled Over$25,000 1,555,802 Unscheduled$25,000 & Less 526,945 , Crime (inside/outside&forgery). 100,000 Bonds 350,000 Municipal Liability: Each Occurance Limit $1,000,000 Automobile Liability: Liability $1,000,000 Personal Injury Protection Mn Statutory Coverage Uninsured/Underinsured Motorist 1,000,000 Deductibles on the above insurance are as follows: Each Occurrence Deductible 50,000 General Annual Aggregate Deductible 100,000 If the General Annual Aggregate Deductible is exceeded then the following deductible applies: 1,000 Boiler& Machinery: Equipment Breakdown Limit 31,920,350 Liquor Liability: Outdoor Signs-Cub 10,000 Outdoor Signs -Hwy 65 15,000 Money& Securities Inside/Outside the Premises-Hwy 65 20,000/10,000 Money&Securities Inside/Outside the Premises-Cub 30,000/20,000 Employee Dishonesty 10,000 Liability& Medical Expenses 1,000,000 General Aggregate Limit 2,000,000 Medical Payments Limit 10,000 Hired & Non-owned Auto Liability 1,000,000 Liquor Liability- Each occurance 1,000,000 Liquor Liability-Aggregate 2,000,000 Accident Plan for Volunteers: Coverage A-Acciental Death/Permanent Impairment 100,000 Coverage B- Permanent Impairement Benefit 100,000 Coverage C-Weekly Disability (max of 26 weeks) 400 Coverage D - Medical Benefit 1,000 Total Limit of Liability per Accident 500,000 Worker's compensation: Bodily Injury-Each Occurrence 1,000,000 Bodily Injury by Disease-Agreement Limit 1,000,000 176 Table 20 CITY OF FRIDLEY, MINNESOTA MISCELLANEOUS STATISTICAL INFORMATION December 31, 2004 (UNAUDITED) Date of Incorporation (Village of Fridley) July 1, 1949 Date of Adoption of City Charter September 10, 1957 effective September 25, 1957 Form of Government Council/Manager Fiscal year begins January 1 Area of City 11 square miles Bond rating (Moody's Investors Service, Incorporated) Aa-1 Elections: Last election -General Federal, State & Local November 2, 2004 Registered voters 18,168 Number of votes cast 14,576 Percent(%)of registered voters voting 80.2% Population: 1950- Federal Census 3,796 1960 - Federal Census 15,182 1970 - Federal Census 29,233 1980 - Federal Census 30,228 1990 - Federal Census 28,335 1995- Estimated 28,204 1996 - Estimated 28,267 1997 -Estimated 28,419 1998 - Estimated 28,335 1999 - Estimated 28,623 2000- Federal Census 27,449 2001 - Estimated 27,854 2002 - Estimated 27,877 2003- Estimated 27,460 2004- Estimated 27,480 Permanent Employees--As of December 31 1994 140 1995 136 1996 136 1997 136 1998 140 1999 142 2000 138 2001 138 2002 139 2003 129 2004 135 177 Table 20 Continued CITY OF FRIDLEY, MINNESOTA MISCELLANEOUS STATISTICAL INFORMATION (CONTINUED) December 31, 2004 (UNAUDITED) Fire protection: Number of stations 3 Volunteer firefighters 27 Full-time firefighters 6 Fire rating Class 3 Police protection: Number of stations 1 Number of sworn officers 38 Number of street lights 1,054 Number of traffic signal installations 35 Number of other special signal installations 2 Number of civil defense warning sirens 8 Miles of streets and sidewalks(including State and County): City streets 127.20 Trunk highways 10.79 County roads 14.56 Sidewalks and bikeways 14.48 Miles of sewer: Storm 49.34 Sanitary 102.96 Miles of watermains 112.93 Municipal water system source City of Fridley Water Plant (13 wells)--capacity of 15.7 million gallons per day Number of water connections December 31 8,288 Daily average consumption (gallons) 5.2 million gallons Elevated stored capacity 3.5 million gallons Water storage reservoirs 3.0 million gallons Stand pipe 1.5 million gallons Number of fire hydrants 998 Municipal sewer system: Disposal --through Metropolitan Council Environmental Service Number of sewer connections December 31 8,297 Average daily flow (includes infiltration/inflow) 4.72 million gallons 178 Table 20 Continued CITY OF FRIDLEY, MINNESOTA MISCELLANEOUS STATISTICAL INFORMATION (CONTINUED) December 31, 2004 (UNAUDITED) Parks and recreation areas: Developed 420 Acres Undeveloped 262 Acres Total 682 Acres City and County Parks Schools Total Number of: Hockey rinks 5 2 7 General skating rinks 10 2 12 Playgrounds 29 4 33 Swimming beaches 1 0 1 Swimming pools 0 1 1 Picnic grounds 19 0 19 Day camp sites 1 0 1 Baseball diamonds 4 5 9 Softball diamonds 21 3 24 Outdoor basketball courts 19 4 23 Tennis courts 22 19 41 Horseshoe courts 16 0 16 Archery ranges 1 0 1 Permanent playground buildings 3 0 3 Permanent picnic shelters 15 0 15 Soccer/football fields 8 3 11 179 Table 21 CITY OF FRIDLEY, MINNESOTA GENERAL INFORMATION December 31, 2004 (UNAUDITED) Location -Transportation The City of Fridley,with a total land area of eleven square miles and an estimated population of 27,480, is located at the northern boundaries of Minneapolis and Columbia Heights, about eight miles from the Minneapolis central business district. Freight service is provided in the area by local and interstate truck lines and Burlington Northern Railroad. Commuter transportation is available through Metropolitan Transit Commission facilities. Highways serving Fridley include Interstate #694 (beltline around the metropolitan area) and State Highways. An International Airport, located approximately twenty-five miles south of Fridley, and private business aviation facilities located at the Anoka County and Crystal Airports, provide air transportation and are operated by the Metropolitan Airport Commission. Medical Facilities Medical facilities in Fridley include Health One Unity Hospital, a 275-bed hospital with an adjacent clinic (Unity Professional Building), Fridley Plaza Clinic, Fridley Medical Center, and Lynwood Health Care Center. Education Fridley is served by four school districts, a major portion of the City is located within Fridley Independent School District No. 14. The Fridley School District operates two elementary schools, a junior high and senior high school, employing 159 certified personnel in the education of about 2,645 students. Totino Grace Parochial High School has an enrollment of approximately 1150. Portions of the Columbia Heights School District (13), the Spring Lake Park School District (16) and Anoka/Hennepin School District(11) also lie within the City of Fridley. Those districts have an estimated enrollment of 1179 students living within the City of Fridley. Colleges and universities, vocational-technical and specialized training schools are located throughout the metropolitan area within easy commuting distances of Fridley. Major Employers Major employers in the City of Fridley include: Employer Product or Service Employees Medtronic, Inc. Electro-medical devices and headquarters 2,500 United Defense Systems Pumps and naval ordinance 1,800 Cummins Power(Onan) Portable generators, electronic equipment 1,727 Unity Hospital Medical and surgical services 1,400 Target Discount department store 600 Minco Products Electronic devices 500 Tiro Industries Manufacture personal care products 400 Kurt Manufacturing Manufacture precision parts 350 Park Construction Highway, street and bridge construction 300 Parsons Electric Electric contractor 300 180