Res 2015-33 Totino Grace Loan Amendment
Extract of Minutes of a Meeting of the
City Council of the
City of Fridley, Minnesota
Pursuant to due call and notice thereof, a regular meeting of the City Council of
the City of Fridley, Minnesota (the "City"), was duly held at the City Hall in said City on
Tuesday, the 26th day of May, 2015, at 7:00 o'clock P.M.
The following members were present: Councilmembers Jim Saefke, Dolores
Varichak, Ann Bolkcom, Bob Barnette and Mayor Scott Lund.
and the following were absent: None
Member Barnette introduced the following resolution and moved its adoption:
RESOLUTION AUTHORIZING THE AMENDMENT OF A LOAN AGREEMENT
RELATED TO A NOTE ISSUED TO FINANCE IMPROVEMENTS TO A PRIVATE
SCHOOL PROJECT PURSUANT TO MINNESOTA LAW, AND AUTHORIZING THE
EXECUTION OF VARIOUS DOCUMENTS IN CONNECTION THEREWITH
(TOTINO-GRACE HIGH SCHOOL PROJECT)
The motion for the adoption of the foregoing resolution was duly seconded by
Member Varichak and after full discussion thereof and upon vote being taken thereon, the
following voted in favor thereof: Members Saefke, Varichak, Bolkcom, Barnette and Mayor
Lund
and the following voted against the same: None
whereupon said resolution was declared duly passed and adopted.
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CITY OF FRIDLEY, MINNESOTA
RESOLUTION NO. 2015-33
RESOLUTION AUTHORIZING THE AMENDMENT OF A LOAN AGREEMENT
RELATED TO A NOTE ISSUED TO FINANCE IMPROVEMENTS TO A PRIVATE
SCHOOL PROJECT PURSUANT TO MINNESOTA LAW, AND AUTHORIZING THE
EXECUTION OF VARIOUS DOCUMENTS IN CONNECTION THEREWITH
(TOTINO-GRACE HIGH SCHOOL PROJECT)
1. Authority. The City is, by the Constitution and laws of the State of Minnesota,
including Minnesota Statutes, Sections 469.152 to 469.1655, as amended (the "Act"), authorized
to issue and sell its revenue bonds for the purpose of financing and refinancing industrial
development within the boundaries of the City and to enter into agreements necessary or
convenient in the exercise of the powers granted by the Act.
2.Authorization of Amendment; Documents Presented. Previously, at the request of
Grace High School d/b/a Totino-Grace High School (the "Borrower"), a Minnesota nonprofit
corporation and an organization described under Section 501(c)(3) of the Internal Revenue Code
of 1986, as amended, pursuant to the Act and resolution number 2014-27 of the City Council
adopted on March 10, 2014 (the “Bond Resolution”), the City issued and sold its Educational
Facilities Revenue Note, Series 2014 (Totino-Grace High School Project) (the "Note") in an
aggregate amount of $6,500,000, and pursuant to the Act and a Loan Agreement dated as of
April 10, 2014 (the “Original Loan Agreement”) between the City and the Borrower, loaned the
proceeds thereof to the Borrower in order to refinance and finance certain improvements to the
School Facilities (as defined in the Original Loan Agreement) (the "Project") to be owned and
operated by the Borrower. The Note was purchased by North American Banking Company (the
“Lender”) and, except for certain reserved rights, the interest of the City in the Original Loan
Agreement was pledge and assigned to the Lender pursuant to a Pledge Agreement dated April
10, 2014 (the “Pledge Agreement”). The Borrower has requested of the City and the Lender that
certain of the provisions related to the completion of the improvements to the School Facilities
be amended. Forms of the following documents relating to the amendment of the Original Loan
Agreement have been submitted to the City:
(a)First Amendment to Loan Agreement (the "Loan Agreement Amendment"
and, with the Original Loan Agreement, the “Loan Agreement”).
3.Findings. It is hereby found, determined and declared that:
(a)The findings in the Bond Resolution are ratified and affirmed.
(b)There is no litigation pending or, to the best of its knowledge, threatened
against the City relating to the Note or the Loan Agreement or questioning the due organization
of the City, or the powers or authority of the City to undertake the transactions contemplated
hereby.
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(c)The execution, delivery, and performance of the City's obligations under
the Note and the Loan Agreement do not and will not violate any order of any court or other
agency of government of which the City is aware or in which the City is a party, or any
indenture, agreement or other instrument to which the City is a party or by which it or any of its
property is bound, or be in conflict with, result in a breach of, or constitute (with due notice or
lapse of time or both) a default under any such indenture, agreement or other instrument.
(d)The Loan Agreement provides for payments by the Borrower to the
Lender for the account of the City of such amounts as will be sufficient to pay the principal of,
premium, if any, and interest on the Note when due. The Loan Agreement obligates the
Borrower to pay for all costs of operation and maintenance of the School Facilities, including
adequate insurance, taxes, and special assessments.
(e)Under the provisions of the Act, and as provided in the Loan Agreement,
the Note is not to be payable from nor charged upon any funds other than amounts payable
pursuant to the Loan Agreement and moneys in the funds and accounts held by the Lender which
are pledged to the payment thereof; the City is not subject to any liability thereon; no owners of
the Note shall ever have the right to compel the exercise of the taxing power of the City to pay
the Note or the interest thereon, nor to enforce payment thereof against any property of the City;
the Note shall not constitute a charge, lien or encumbrance, legal or equitable, upon any property
of the City (other than the interest of the City in the Loan Repayments to be made by the
Borrower under the Loan Agreement); and the Note recites that such Note, including interest
thereon, shall not constitute or give rise to a charge against the general credit or taxing powers of
the City.
4.Approval and Execution of Documents. The forms of the documents referred to
in paragraph 2 are approved. The Loan Agreement Amendment shall be executed in the name
and on behalf of the City by the Mayor and the City Manager, or executed or attested by other
officers of the City, in substantially the form on file, but with all such changes therein, not
inconsistent with the Act or other law, as may be approved by the officers executing the same,
which approval shall be conclusively evidenced by the execution thereof; and then shall be
delivered to the Lender. Modifications to the forms of documents to which the City is not a party
may be made at the discretion of the parties thereto.
Passed and adopted by the City Council of the City of Fridley, Minnesota this
26th day of May, 2015.
___________________________
Scott J. Lund, Mayor
ATTEST:
___________________________
Debra A. Skogen, City Clerk
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STATE OF MINNESOTA
COUNTY OF ANOKA
CITY OF FRIDLEY
I, the undersigned, being the duly qualified and acting Clerk of the City of Fridley,
Minnesota, DO HEREBY CERTIFY that I have compared the attached and foregoing extract of
minutes with the original thereof on file in my office, and that the same is a full, true and
complete transcript of the minutes of a meeting of the City Council of said City, duly called and
held on the date therein indicated, insofar as such minutes related to a resolution approving the
amendment of documents for the Totino-Grace High School Project.
th
WITNESS my hand this 28 day of May 2015.
__________________________
Debra A. Skogen, City Clerk
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Resolution No. 2015-33 Page 3
FIRST AMENDMENT TO LOAN AGREEMENT
THIS FIRST AMENDMENT TO LOAN AGREEMENT (this “Amendment”) is made
CITY OF FRIDLEY,
and entered into as of the ___ day of __________, 2015 between the
MINNESOTA
, a municipal corporation and political subdivision organized under the laws of
GRACE HIGH SCHOOL D/B/A TOTINO-GRACE
the State of Minnesota (the “Issuer”),
HIGH SCHOOL,
a Minnesota nonprofit corporation (the “Borrower”), with the consent of
NORTH AMERICAN BANKING COMPANY
(the “Lender”).
RECITALS:
A.The Issuer has heretofore issued its $6,500,000 Educational Facilities
Revenue Note, Series 2014 (Totino-Grace High School Project) (the “Note”), pursuant to a
resolution of its City Council adopted on March 10, 2014 (the “Resolution”); and
B.The Issuer and the Borrower have heretofore entered into a Loan
Agreement dated as of April 10, 2014 (the “Original Loan Agreement”) whereby, among other
things, the Borrower agreed to pay the principal and interest and premium due on the Note and to
undertake certain improvements to the School Facilities (as defined in the Original Loan
Agreement); and
C. The Lender purchased the Note and, except for certain reserved rights, the
interest of the Issuer in the Original Loan Agreement was pledged and assigned to the Lender
pursuant to a Pledge Agreement dated as of April 10, 2014 (the “Pledge Agreement”); and
D. The Borrower has requested that certain provisions related to the
completion of the improvements to the School Facilities be amended; and
E. Section 7.4 of the Original Loan Agreement permits the Original Loan
Agreement to be amended by the Issuer and the Borrower, with the consent of the Lender, to
facilitate the amendments requested by the Borrower; and
F. The parties hereto wish to amend the Original Loan Agreement; and
G. The Original Loan Agreement, as amended by this Amendment, is
hereafter defined as the “Loan Agreement.”
NOW, THEREFORE, in consideration of $1.00 and other good and valuable
consideration and the premises contained herein, the parties hereto agree as follows:
1.Disbursement of the Loan. Section 3.3 of the Original Loan Agreement is
hereby amended to delete the reference to “October 10, 2015” and replace it with “October 10,
2016.
2.Spend Down Exception to Rebate. The Borrower hereby acknowledges
that the expectations it expressed in paragraph 18(h) of the Borrower’s General and Tax
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Certificate dated April 10, 2014 (the “Certificate”), that it would expend all “gross proceeds” of
the Note within 18 months in accordance the Regulations (as defined in the Certificate), will not
be achieved. The Borrower further acknowledges that it is not, therefore, entitled to an exception
for arbitrage rebate. The Borrower agrees that it will calculate and pay rebate, if any, on the
“gross proceeds” of the Note in accordance with Section 4.5(1)(i) of the Loan Agreement.
3.Binding Effect. This Amendment shall inure to the benefit of and shall be
binding upon the Issuer, the Borrower, and the Lender and their respective successors and
assigns.
4.Invalidity. In the event any provisions of this Amendment shall be held
invalid or unenforceable by any court of competent jurisdiction, such holding shall not invalidate
or render unenforceable any other provision hereof.
5.Counterparts. This Amendment may be simultaneously executed in
several counterparts, each of which shall be an original and all of which shall constitute but one
and the same instrument.
6.Limitation on Liability of Issuer. No agreements or provisions contained
in this Amendment nor any agreement, covenant or undertaking by the Issuer contained in any
document executed by the Issuer in connection with the Project (as defined in the Loan
Agreement) shall give rise to any pecuniary liability of the Issuer or a charge against its general
credit or taxing powers, or shall obligate the Issuer financially in any way except with respect to
the Project and the application of revenues therefrom and the proceeds of the Note. No failure of
the Issuer to comply with any term, condition, covenant or agreement herein shall subject the
Issuer to liability for any claim for damages, costs or other financial or pecuniary charge except
to the extent that the same can be paid or recovered from the Project or revenues therefrom or
from proceeds of the Note; and no execution of any claim, demand, cause of action or judgment
shall be levied upon or collected from the general credit, general funds or taxing powers of the
Issuer. Nothing herein shall preclude a proper party in interest from seeking and obtaining
specific performance against the Issuer for any failure to comply with any term, condition,
covenant or agreement herein; provided, that no costs, expenses or other monetary relief shall be
recoverable from the Issuer except as may be payable from the Project or its revenues.
7.Full Force and Effect. Except as herein amended, all other terms and
provisions of the Original Loan Agreement as originally executed shall remain in full force and
effect. The Issuer and the Borrower hereby reaffirm their representations in Article II of the
Loan Agreement.
[Signature pages follow.]
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IN WITNESS WHEREOF
, the Issuer, the Borrower, and the Lender have caused this
First Amendment to Loan Agreement to be executed by their duly authorized officers as of the
date and year first above written.
CITY OF FRIDLEY, MINNESOTA
By ____________________________________
Its Mayor
By ____________________________________
Its City Manager
Signature page to First Amendment to Loan Agreement
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Resolution No. 2015-33 Page 6
GRACE HIGH SCHOOL D/B/A TOTINO-
GRACE HIGH SCHOOL
By ____________________________________
Its _________________________________
Signature page to First Amendment to Loan Agreement
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NORTH AMERICAN BANKING COMPANY,
as Lender
By ____________________________________
Its _________________________________
Signature page to First Amendment to Loan Agreement
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FIRST AMENDMENT TO DISBURSING AGREEMENT
THIS FIRST AMENDMENT TO DISBURSING AGREEMENT (this “Amendment”) is
GRACE HIGH
made and entered into as of the ___ day of __________, 2015 between
SCHOOL D/B/A TOTINO-GRACE HIGH SCHOOL,
a Minnesota nonprofit corporation (the
NORTH AMERICAN BANKING COMPANY LAND
“Borrower”), (the “Lender”), and
TITLE, INC.
(the “Disbursing Agent”).
RECITALS:
A.The City of Fridley, Minnesota (the “Issuer”) has heretofore issued its
$6,500,000 Educational Facilities Revenue Note, Series 2014 (Totino-Grace High School
Project) (the “Note”), pursuant to a resolution of its City Council adopted on March 10, 2014
(the “Resolution”); and
B.The Issuer and the Borrower have heretofore entered into a Loan
Agreement dated as of April 10, 2014 (the “Original Loan Agreement”) whereby, among other
things, the Borrower agreed to pay the principal and interest and premium due on the Note and to
undertake certain improvements to the School Facilities (as defined in the Original Loan
Agreement); and
C.The Lender purchased the Note and, except for certain reserved rights,
the interest of the Issuer in the Original Loan Agreement was pledged and assigned to the Lender
pursuant to a Pledge Agreement dated as of April 10, 2014 (the “Pledge Agreement”); and
D. The Borrower, the Lender, and the Disbursing Agent have heretofore
entered into a Disbursing Agreement dated as of April 10, 2014 (the “Original Disbursing
Agreement”) governing the process for disbursing the proceeds of the Note; and
E. The Borrower has requested that certain provisions related to the
completion of the improvements to the School Facilities be amended; and
F.The Issuer and the Borrower, with the consent of the Lender, have
agreed to enter into a First Amendment to Loan Agreement (the “Loan Agreement Amendment”
and, with the Original Loan Agreement, the “Loan Agreement”) to facilitate the amendments
requested by the Borrower; and
G. Section 5.2 of the Original Disbursing Agreement permits it to be
amended by a writing signed by the parties thereto; and
H. The parties hereto wish to amend the Original Disbursing Agreement; and
G. The Original Disbursing Agreement, as amended by this Amendment, is
hereafter defined as the “Disbursing Agreement.”
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NOW, THEREFORE, in consideration of $1.00 and other good and valuable
consideration and the premises contained herein, the parties hereto agree as follows:
1.Defined Terms. The definition of “Completion Date” in Section 1.1 of the
Original Disbursing Agreement is hereby amended to delete the reference to “October 10, 2015”
and replace it with “October 10, 2016.”
2.Disbursement of Funds by Disbursing Agent. Section 4.2 of the Original
Disbursing Agreement is hereby amended to delete the reference to “October 10, 2015” and
replace it with “October 10, 2016.”
3.Binding Effect. This Amendment shall inure to the benefit of and shall be
binding upon the Borrower, the Lender, and the Disbursing Agent, and their respective
successors and assigns.
4.Invalidity. In the event any provisions of this Amendment shall be held
invalid or unenforceable by any court of competent jurisdiction, such holding shall not invalidate
or render unenforceable any other provision hereof.
5.Counterparts. This Amendment may be simultaneously executed in
several counterparts, each of which shall be an original and all of which shall constitute but one
and the same instrument.
6.Full Force and Effect. Except as herein amended, all other terms and
provisions of the Original Disbursing Agreement as originally executed shall remain in full force
and effect.
[Signature pages follow.]
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IN WITNESS WHEREOF
, the Borrower, the Lender, and the Disbursing Agent have
caused this First Amendment to Disbursing Agreement to be executed by their duly authorized
officers as of the date and year first above written.
GRACE HIGH SCHOOL D/B/A TOTINO-
GRACE HIGH SCHOOL
By ____________________________________
Its _________________________________
Signature page to First Amendment to Disbursing Agreement
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NORTH AMERICAN BANKING COMPANY,
as Lender
By ____________________________________
Its _________________________________
Signature page to First Amendment to Disbursing Agreement
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LAND TITLE, INC., as Disbursing Agent
By ____________________________________
Its _________________________________
Signature page to First Amendment to Disbursing Agreement
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