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HRA 03/03/2016 T �i� l � +« March 3,2016 HRA Meeting Regular Meeting Agenda 7•00 p.m. Call to order Roll call Action Items 1. Approval of Expenditures 2. Approval of February 4, 2016, Meeting Minutes 3. Approval of Resolution Supporting MCRLF Application—Northern Stacks 4. Approval of 2016 Mowing Contract Informational Items 1. Housing Program Update Adj ournment K:\COMMISSION AGENDAS\HRA Commission�2016 HRA\March-2016Agenda Outline.docxK:\COMMISSION AGENDAS\HRA Commission�2016 HRA\March-2016Agenda Outline.docx �:�,.�� Check Report �' City of Fridley, MN By Check Number Date Range: 02/08/2016 -02/12/2016 : ��ricitev Vendor Number Vendor Name Payment Date Payme�t Type Discount Amount Payment Amount Number Bank Code:APBNK-HRA-APBNK-HRA hra-302 AMERICAN PLANNING ASSOCIATION 02/10/2016 Regular 0.00 465.00 29852 hra-1113 MONROE MOXNESS BERG PA 02/1OJ2016 Regular 0.00 5,226.15 29853 hra-112 ANOKA,COUNTY OF 02/10/2016 Regular 0.00 10,372.16 29854 hra-128 ADVANTAGE SIGNS&GRAPHICS,INC. 02/10/2016 Regular 0.00 222.25 29855 hra-238 BUST OUT SOLUTIONS 02/10/2016 Regular 0.00 52.45 29856 hra-3�6 CASTIEVIS10N5 02j10/2016 Regular 0.00 5,066.20 29857 hra-501 E.C.M.PUBLISHERS,INC. 02/10/2016 Regular �.�� 2,083.00 29858 hra-501 E.C.M.PUBLISHERS,INC. 02/10/2016 Regular 0.00 50.85 29859 hra-623 FRIDLEY,CITY OF 02/10/2016 Regular 0.00 65.70 29860 Bank Code APBNK-HRA Summary Payable Payment PaymentType Count Cou�t Discount Payment Regular Checks 11 9 0.00 23,603.76 Manual Checks 0 0 0.00 0.00 � Voided Checks 0 0 O.UO 0.00 Bank Drafts 0 0 0.00 0.00 EFT'S 0 0 0.00 0.00 _._-----.__ ___ _ _ _ _-__ _ ___----- 11 9 0.00 23,603.76 2J10/2016 10:35:26 AM Par,e 1 of Z CITY OF FRIDLEY HOUSING AND REDEVELOPMENT AUTHORITY COMMISSION February 4,2016 Call to Order: Chairperson Pro Tem Gabel called the HRA Meeting to order at 7:00 p.m. Roll Call: MEMBERS PRESENT: Pat Gabel Stephen Eggert William Holm Gordon Backlund MEMBERS ABSENT: Lawrence Commers OTHERS PRESENT: Paul Bolin,HRA.Assistant Executive Director Wally Wysopal, City Manager ACTION ITEMS: 1. AP'PROVAL OF EXPENDITURES MOTION by Commissioner Holm to approve the expenditures. Seconded by Commissioner Eggert. UPON A VOICE VOTE, ALL VOTING AYE, CHAIRPERSON PRO TEM GABEL DECLARED THE MOTION CARRIED UNANIMOUSLY 2. APPROVAL OF JANUARY 7, 2016 MEETING MINUTES Chairperson Pro Tem Gabel noted on page 3 "financial"is misspelled in the first paragraph. MOTION by Commissioner Holm to approve the minutes as amended. Seconded by Commissioner Backlund. UPON A VOICE VOTE, ALL VOTING AYE, CHAIRPERSON PRO TEM GABEL DECLARED THE MOTION CARRIED UNANIMOUSLY 3. APPROVAL OF COMMERCIAL LOAN PROGRAM POLICY & GUIDELINES Paul Bolin, HRA Assistant Executive Director, stated that the purpose of this program is to stimulate private investment to create new jobs, boost productivity, retain jobs, encourage expansion and rehabilitate buildings to maintain the economic viability of the City. The uses of the loans could be for machinery and equipment, building construction, land and building acquisition,renovation and modernization, signage or site improvements. Housing and Redevelopment Authority Commission Meeting of February 4,2016 2 ` Mr. Bolin said that the program goals of the loan funds must help the City achieve the following goals: • Job creation or retention • Improve, diversify, stabilize Fridley economy • Stimulate other business development • Bring new income into Fridley • Assist manufacturing firms • Revitalize HRA proj ect area • Expand exports • Expand business owned by women, veterans, minorities • Increase productivity and competiveness • Modernize &upgrade Mr. Bolin reviewed that City Council held a public hearing on January 25"' and the public hearing was continued until February 8th. City Council proposed a language change. The language is as follows: e Anv commercial loan program ado�ted bv the Housin�and Redevelopment Authoritv providing a loan does not exceed$1 S0,000. Council would like HRA to confirm loans are capped at $150,000 prior to amending the ordinance and adopting the resolution in the packet does that. The RLF General Terms are as follows: Amount: $50,000 - $150,000—not to exceed 45% of pc Equity: Private sector—50% ; Borrower—5%or more Rate: Fixed; 2pts below prime (WSJ) or 4% Uses: Fixed assets Term: Generally 10 yrs for equipment;20 yrs real estate Prevailing Wage: The HRA's prevailing wage Resolution No.13-1997 shall not be applicable Mr. Bolin stated that the HRA Committee will evaluate the project in terms of: Project design—review of activities, time line and capacity to implement Financial feasibility — availability of funds, private involvement, financial packaging & cost effectiveness Ratio of private funds to RLF Cash flow to cover debt service Positive net worth LOC from applicant—proj ect completion LOC from other financing sources—terms &conditions Sufficient capital Compliance with City codes and policies The HR.A Finance Committee will recommend approval, denial, or request a resubmission. A recommendation will be forwarded to the HRA for final action. Mr. Bolin said that CMDC will service loans on behalf of the HRA. CNIDC is responsible for routine servicing, including: Review of borrowers annual financial statements - Housing and Redevelopment Authority Commission Meeting of February 4, 2016 3 Monitoring status of borrower and RLF collateral Assuring borrower ma.kes insurance premium payments and pays all t�es when due Filing renewals and extensions of security interests Responding to requests for loan modifications Notify HR.A when loan is more than 3 months past due Work with HRA to cure defaults and initiate workouts. Staff recommends approval of the resolution "Adopting a Commercial Loan Program", including the attached Schedule A, "Policy& Guidelines". The proposed loan program provides long term benefits through increased property values, retaining existing jobs, creating new jobs, and improving the appearance of the City's commercial and industrial properties. Commissioner Backlund asked on page six, schedule A if the Sth line should be bolded. Mr. Bo�in replied no. Commissioner Backlund asked if the HRA Finance Committee is defined anywhere else in documentation or if is this is the first time this has come up. Mr. Bolin replied that this term is a group the Authority can define at any time; the purpose of that group is to review the loans. Chairperson Pro Tem Gabel added that the Authority has never had a subgroup of any kind in the past. Commissioner Backlund thought that if a subgroup would be used at some point in time it should be defined somewhere in the structure. Commissioner Holm said that there will be exceptions and asked what would happen if there was an excellent opportunity for a loan of$175,000 and it exceeds the maximum amount. He asked if there would be any way to pursue this loan or would the Authority just say no, we can``t accommodate that loan. Mr. Bolin replied that is a concern staff have with putting a cap on this loan program. There may be a loan request for $175,000 and at that point we could keep our share at $150,000 and they would finance the rest somewhere else. The only way to loan money above the $150,000 would be to go back to City Council to change the dollar amount exempted from prevailing wage, or to require prevailing wage on this particular loan. Chairperson Pro Tem Gabel asked if other cities had caps on their loans. Mr. Bolin stated that the Authority has the ability to loan any amount they want but the guidelines are $150,000. A decision could be made to authorize $175,000 for a project loan. The prevailing wage ordinance would kick in on a larger loan unless it went back to Council to raise the limit. Commissioner Holm asked if a loan was for purchasing new automated equipment for $175,000 where there is no wage issue if the Authority could do that. Housing and Redevelopment Authority Commission Meeting of February 4, 2016 4 - Mr. Bolin replied that the state of Minnesota does keep a separate pool of money from the federal government that does have prevailing wage requirements attached to it. Those funds are in a separate pool that is used for machinery loans. Chairperson Pro Tem Gabel said that these are smail business loans as they are defined; we have not discussed if the loan request would be above $150,000. Commissioner Backlund thought the Authority could approve this but in subsequent time the Authority and staff should research contingencies that fall outside of the rules and how to deal with it. Chairperson Pro Tem Gabel thought to protect the prevailing wage the wording "providing the loan doesn't exceed $150,000" should be added. If larger loans are requested the Authority will have to look at a different program. Commissioner Eggert noted that each community is different; he asked what the experience was of larger loans. Mike Mulrooney confirmed that every community is different and some loans are $200,000- 250,000. Different sources can be brought to the table to package different financing scenarios. Some will have private financing along with local community based financing. Communities can bring requests before the Authority and ask for exceptions to the policy and that is not uncommon. Chairperson Pro Tem Gabel thought this sounded like a reasonable place to start. She noted that may, shall and should are used and thought the document should be more consistent. Sh� asked on page 5,number 15, if"should"be changed to "shall". Commissioner Holm thought that there may be extenuating circumstances where someone may withdraw their loan application and there should be some flexibility there. Commissioner Backlund added like if there were a tornado. Chairperson Pro Tem Gabel asked if in that situation the Authority should bear the cost. Commissioner Holm noted that it may not be the borrower's fault that the application is being withdrawn. Commissioner Eggert agreed that sometimes it could be related to circumstances. Chairperson Pro Tem Gabel noted on#1 A, "land/and"is missing the"d". MOTION by Commissioner Backlund to approve the Commercial Loan Program Policy and Guidelines as amended. Seconded by Commissioner Eggert. Commissioner Holm asked if this would satisfy Council's request. ' Housing and Redevelopment Authority Commission Meeting of February 4, 2016 5 Mr. Bolin replied yes, it spells out the maximum loan amount and the addition to the prevailing wage. UPON A VOICE VOTE, ALL VOTING AYE, CHAIRPERSON PRO TEM GABEL DECLARED THE MOTION CARRIED UNANIMOUSLY INFORMATIONAL ITEMS 1. HOUSING PROGRAM UPDATE Paul Bolin, HRA Assistant Executive Director, reported no loans went out for January, there was one remodel advisor visit and 10 Home Energy Squad visits. 2. HOME & GARDEN SHOW REMINDER Paul Bolin, HRA Assistant Executive Director, announced that on February 6ih the Home & Garden Show will be at the NSC Sport Expo from 9:00 a.m. to 3:00 p.m. 75 vendors are booked and there will be kid's activities and seminars. ADJOURNMENT MOTION by Commissioner Backlund to adjourn. Seconded by Commissioner Eggert. UPON A VOICE VOTE, ALL VOTING AYE, CHAIRPERSON PRO TEM GABEL DECLARED THE MOTION CARRIED AND THE MEETING ADJOURNED AT 7:43 P.M. Respectfully Submitted, Krista Peterson Recording Secretary �,■,. ACTION ITEM �,.� �` `:°`°�� HRA MEETING OF MARCH 3, 2016 DATE: February 26, 2016 TO: Wally Wysopal, City Manager FROM: Paul Bolin, Assistant Executive HRA Director SUBJECT: MN DEED MCRLF Loan Application — Resolution of Support INTRODUCTION Hyde Development has requested the Authority's support in obtaining a low interest loan through the Minnesota Department of Employment and Economic Development's "Cleanup Revolving Loan Fund" (MCRLF) program. Hyde Development is seeking approximately $2,000,000 from this loan source. DEED's MCRLF program allows developers to borrow money for cleanup, cleanup related sampling and monitoring. Cleanup includes, but is not limited to, removal and disposal of contaminated soils, installation of vapor barriers and �T groundwater treatment. Unlike some of DEED's grant programs, where the HRA was the applicant and recipient of the funds, the MCRLF is able to provide the funds directly to Hyde Development. The attached resolution is simply a show of support for Mr. Hyde's efforts to obtain this low interest loan. Mr. Hyde will be at the meeting next week to provide a project update and answer questions about this particular loan application. RECOMMENDATION Staff recommends approval of the attached resolution supporting Hyde Development's application for a grant through DEED's Minnesota Cleanup Revolving Loan Fund. HRA RESOLUTION 2016- RESOLUTION SUPPORTING APPLICATION TO MN DEPARTMENT OF EMPLOYMENT AND ECONOMIC DEVELOPMENT (DEED) FOR MINNESOTA CLEANUP REVOLVING LOAN FUND (MCRLF� FOR THE NORTHERN STACKS REDEVELOPMENT WHEREAS Hyde Development has purchased the Northern Stacks Site, formerly BAE, located at 4800 East River Road and has made substantial progress towards the industrial clean up and redevelopment of this property; and WHEREAS the 122 acre site is still heavily contaminated with pollution and the proposed uses of the requested funds are consistent with goals of the Minnesota Cleanup Revolving Loan Fund; and WHEREAS the Fridley Housing &Redevelopment Authority(Fridley HRA)has financially participated in the redevelopment of the site in order to encourage and leverage other funding sources; THEREFORE BE IT RESOLVED that the Housing and Redevelopment Authority supports the developer's application for a MCRLF Loan. PASSED AND ADOPTED BY THE FRIDLEY HOUSING AND REDEVELOPMENT AUTHORITY IN AND FOR THE CITY OF FRIDLEY, MINNESOTA, THIS 3rd DAY OF MARCH, 2016. LAWRENCE R. CONIlVIERS, CHAIlZPERSON WITNESSED: WALTER T. WYSOPAL, EXECUTIVE DIRECTOR I CERTIFY THAT the above resolution was adopted by the Housing and Redevelopment Authority in and for the City of Fridley,Minnesota on March 3, 2016. DEB A. SKOGEN, CITY CLERK : i..► ACTION ITEM z. ��� '��='``�'"Y HRA MEETING OF MARCH 3, 2016 DATE: February 26, 2016 TO: Wally Wysopal, Executive Director of HRA FROM: Paul Bolin, Assistant HRA Director SUBJECT: Approval of Mowing Contractor for 2016 Introduction In 2013, the HRA participated with the City in soliciting bids for mowing services. Passau Lawn Care had the lowest pricing and was awarded the mowing contract, with options for extensions. Passau Lawn Care has consistently been the lowest priced service, when we have sought bids, and have been providing mowing services to the Authority since 2011. HRA Staff has been pleased with Passau Lawn Care's work over the past 5 summers. The rates are relatively low and the service very reliable. Passau has ��% been flexible and respansive, as the Authority's property inventory often changes. Passau Lawn Care has agreed to a contract extension to provide mowing services for the same rate as the past three years. Recommendation Staff recommends that the Authority contract with Passau Lawn Care for the 2016 summer mowing season. Not only wiil we continue to receive very reliable service from Passau Lawn Care, it will be provided at the same rates (per lot) charged for the past three years. �016 Mowi�g Contract City of Fridley H�tA THIS AGRE�MENT EXTENSION is mad.e this 5th day of March,2016 by and bc:tween the Housing and Redevetopme�at Authority in and for ihe City of Fridi�y, Anoka Courtty;Mitmesota(hereinafter cxlled the"HRA"�and Passau(nc.(hereinafter called the"Contractor"). T��e Con#ract Term af the contract dated Fekaruary 8,201.3 is liereby exi:ended for anolher��jawing season to December 3 i,2016.The HRA�nay cancel ail or an}r�art ofthis contra.ct upon thirty(30)days ��ritten not'ice. Wiik�tt�e consent of both parties,this contract may be extended for one additional a��e- ye��r pe►•iod. Lxec�rtc;d as of the day and year first above written. City of Fridley HRA Passau,Inc. �.!`'� ���`d �.��� Sy - $v_.r_'._- '�``=., J.ts Executive T3irecfor lts t ��c;�+ '� �'7-' _.._ _ ____�_... . . _._._.._.._ �_.�_..�. ......_. ... _..___ _ _._ __ __ _ _....._. � Fridley HRA . Housing Program Summary Cover Page , March 3, 2016 HRA Meeting '� Report Description Loan Summary Report Loan application activity (e.g. mailed out, in process, closed loans) for year- to-date. Also shows the number of field appointments scheduled and completed for the Remodeling Advisor Services administered by Center for Energy and Environment. Home Energy Squad E-mail detailing recent activity and year to date. H:\�Paul's DocumentsU-IRA�HRA Agenda Items�2016Vviarch 3,2016�Housing Progam CovaMarch 3,2016.docx . FRIDLEY Loan Summary Report Activity for Period 1/16/16 -2/15/16 cee�' Center for Energy and Environment Application packets requested/mailed: This period: � Year-to-Date: � Residential Advisor Visits: This period: � Year-to-Date: � Loans currently in process for residents in your City/Neighborhood: � Closed Loans This period: Year-to-Date: Fridley Units Units 0 p Closed End 24,975.00 1 24,975.00 1 Last Resort 0.00 0 0.00 0 Total 24,975.00 1 24,975.00 1 Leveraged Funds This period: Units Year-to-Date: Units 0 0 Total 0 0 Types of Improvements Financed YTD #of Projects %of Total Types of Properties Financed YTD # %of Total Other Interior Improvements 1 100.00 Single Family Residence 1 100.00 Bolin, Paul From: Stacy Boots Camp <sbootscamp@mncee.org> Sent: Tuesday, February 23, 2016 3:22 PM To: Bolin, Paul I, Subject: Re: HES Visits Update � Hi Paul, Yes, there are 5 in Feb, there were 10 in ]an and 3 on the calendar for March so far. Let me know if there is anything else I can get you. Thanks, Stacy Stacy Boots Camp j �`�::- �� �it::r��.��3�F��=e�i :,�ic� �:<<,�rt�ach Coordinatar � 612.244.2429 Center for Energy and Environment 212 North 3rd Ave #560 � Minneapolis, MN 55401 (fax} 612.244.2429 I www.mncee.org On Tue,Feb 23, 2016 at 3:16 PM,Bolin,Paul<Paul.Bolin(c�fridle n. o�v>wrote: Stacy— Just checking in to see if there were any HES visits in the past month? Sincerely, �a.u2 Paul Bolin, AICP Assistant Executive Director City of Fridley Housing &Redevelopment Authority 6431 University Avenue NE Fridley,MN 55432 1 r ��w r� �_. .�' ,_� �I � _ III y r• _ ��-'� y_..p- _ l� � '� �. ;p;., y . - y ���I � . ,� _ . _�_ _ . ,� � ��'�"� .. : � �� , ` u �� _ �` �- =__,� � ; � - - _ ��: .�. - The City Qf Fridiey's Housing and Redeveiopment Authority (HRA) currently offers home improvement loan programs for �ridley resiaents. LQ11U INTEREST LOAN ; EMERGENCY DEFERRED L4Ai� • 4.5°lo fixed rate (4.504% Annua{ Percentage Rate)* ; � 0%fixed rate • $50,000 maximum loan amount � • $10,Q00 maximum loan amount • No income limits � • Deferred loan is 100% due if property ownership • Most improvements are eligible changes in 20 years � • Eligible improvements determined through a required anaiysis of the condition of the property MUE�TIFAMILY EXTERIOR LOAN : MOBILE HOME IMPROVEMENT LOAN • 4.5%fixed rate (4.504% Annual Percentage Rate)` ; • 4.5% fixed rate • $50,000 maximum loan amount � • $10,000 maximum loan amount • No income limits ; • No income limits • 2-4 unit properties are efigible � • Most interior and exterior improvements are • Eligible improvements include corrections to code eligible violations and exterior structure improvements ------------------------------------------------------------------------�-------------------------------------------------------------------- FREE REMODELING ADVISOR VtSITS Not sure where to begin with your home improvement projects? A free Remodeling Advisor Visit can he{p you get started. This service is FREE tor Fridley homeowners and includes a visit to your home to assist you with remodeiing ideas, necessary repairs and improvements and assistance reviewing bids. Calf 612-335-5856 to schedule an appointment. For more information on this or other programs contact 612-335-5884, email loaninfo@mncee.org or visit mnlendingcenter.org. The current loan terms and conditions stated, including interest rates, do �ot constitute a commitment to lend or offer to enter into an agreement,and such an offer may only � be made pursuant to Minnesota Statues, Section 47.206(3) ! � and 4 . � f . . , s,`_;. E p ( � ', t: '±�.��i t . . � OPP�OR�Tl7NITY *APR is based on$5Q000 for 120 months.Closing costs apply. � Printed on recycled paper. � Financial Resources & Incentives for Businesses �� ,. Fridley � ' �• • ���. Use of Proceeds Size Terms Contact :� Land,building, machinery,equipment(no $50,000—$150,000* Up to 10 years for machinery Mike Mulrooney,CMDM: • - •- ': &equipment; „� working capital) *certain excepfions apply Up to 15 years for real estate 763-784-3337 � ' - � Significant commercial/industrial Paul Bolin,City of Fridley HRA: �f,� Varies Varies development 763-572-3591 Up to$150,000;up to Mike Mulrooney,CMDM: � � . Land, building, machinery, equipment Varies $25,000 retail 763-784-3337 � � • Real estate,fixed assets, inventory, Kathleen DuChene, MCCD: Varies Varies � . • working capital 763-438-7315 ti Lighting,HVAC,refrigeration equipment, Jim Hasnik,CEE: • . � Varies Varies insulation,doors,windows 612-335-5885 Real estate and fixed assets for Up to 10 years for machinery paul Bolin,City of Fridley HRA: • . . . manufacturing and technology-related Varies or equipment; 763-572-3591 industries Up to 20 years for real estate ' • ' • - Paul Bolin,City of Fridley HRA: Rebate for job creation Varies Rebate for job creation • • • � • 763-572-3591 � � � � � �;` Land assembly and public infrastructure Paul Bolin,City of Fridley HRA: " that maximize benefits of regional $100,000 to$800,000 Grant � �E 763-572-3591 infrastructure Environmental assessment and cleanup " ' ' " ' ' Paul Bolin,City of Fridley HRA: for residential,commercial or industrial Varies Grant • • ' � 763-572-3591 development � � - � • Grants supporting real estate Paul Bolin,City of Fridley HRA: Varies Grant • ' - � • - . . • redevelopment 763-572-3591 .A C1TY OF FRIDLEY S�1GN-IN SHEET Hf�USING 8� REDEVELOPMENT AUTHORITY MEETING , �a��� �� Z.o� � Name and Address Agenda item of Interest t'c.�l 1-�I � V'yl' I S ,�►�r� � �