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HRA Res 2016-04 Adopting Commercial Loan Program HOUSING AND REDEVELOPMENT AUTHORITY IN AND FOR THE CITY OF FRIDLEY COUNTY OF ANOKA STATE OF MINNESOTA RESOLUTION HRA 2016 - 04 A RESOLUTION ADOPTING A COMMERCIAL LOAN PROGRAM BE IT RESOLVED by the Board of Commissioners (the “Commissioners”) of the Housing and Redevelopment Authority in and for the City of Fridley, Minnesota (the “Authority”) as follows: Section 1. Recitals. 1.01. It has been proposed that the Authority adopt a commercial loan program, specifically a Revolving Loan Fund (the “RLF”) to provide for the making of commercial loans funded by the Authority in the City of Fridley. Section 2. Findings. 2.01. The Authority finds that it has adopted its Redevelopment Plan (the “Redevelopment Plan”) for its Redevelopment Project No. 1 (the “Project Area”) pursuant to and in accordance with Minnesota Statutes Sections 469.001 to 469.047, inclusive, as amended and supplemented from time to time (the “Act”). 2.02. The Authority hereby finds that the RLF will assist in the preservation, maintenance, development and redevelopment of the City’s commercial areas and further finds that accomplishing this is a public purpose as described in the Redevelopment Plan. 2.03. The Authority hereby finds that to accomplish the goals of the RLF it needs to (i) stimulate private sector investment in manufacturing and related equipment and other commercial facilities in order to create new jobs, boost productivity and retain existing jobs for local residents; (ii) encourage investment in the expansion and/or rehabilitation of commercial and retail buildings in order to maintain the economic viability of the City and more specifically in the Project Area; (iii) provide low interest, long term (i.e. greater than one year) loans as incentives for new industrial and commercial development within the City; and (iv) to provide “gap financing” to encourage commercial and retail business owners in the Project Area to rehabilitate their existing buildings. Section 3. Adoption of Program. 3.01. The Authority hereby adopts the Revolving Loan Fund as follows: (i) Schedule A to this Resolution titled “Revolving Loan Fund” is hereby approved and adopted. PASSED AND ADOPTED BY THE HOUSING AND REDEVELOPMENT AUTHORITY IN AND TH FOR THE CITY OF FRIDLEY THIS 4DAY OF FEBRUARY, 2016. Lawrence R. Commers, Chairperson ATTEST: Walter T. Wysopal, Executive Director