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HRA 05/09/1985 City of Fridley AGENDA HOUSING & REDEVELOPMENT AUTHORITY MEETING THURSDAY, MAY 9, 1985 7 :00 P.M. Location: Council Chambers (upper level ) CALL TO ORDER: ROLL CALL: APPROVAL OF MINUTES: Housing & Redevelopment Authority Minutes : March 14, 1985 ADOPTION OF AGENDA: FINAL APPROVAL OF HOUSING & REDEVELOPMENT BOND CLOSING 1 - 1JJJ APPROVAL OF AWARDS FOR FRIDLEY CITY CROSSING CONTEST FOR INTERSECTION OF UNIVERSITY AND MISSISSIPPI STREET 2 RECEIVING A CONCEPT FOR CENTER CITY IMPROVEMENTS IN THE AREA OF MISSISSIPPI STREET AND UNIVERSITY INTERSECTION AND ROUGH COST ESTIMATES 3 - 3 B APPROVAL OF FINAL ESTIMATE NO. 2 FOR DEMOLITION OF STRUCTURE - MISSISSIPPI STREET AND UNIVERSITY AVENUE - 4 - 4 A FINANCIAL STATEMENT 5 CHECK REGISTER 6 OTHER BUSINESS: AJOURNMENT: 1 • CITY OF FRIDLEY MEMORANDUM TO: NASIM M. QORESHI, CITY MANAGER FROM: SID INMAN, DIRECTOR OF CENTRAL SERVICES SUBJECT: HRA BOND CLOSING DATE: MAY 2, 1985 Attached are the resolutions and corresponding documents for final approval by the HRA on Thursday, May 9, 1985. Please be aware of the fact that the resolution may change depending on which insurance company is awarded the bid and the other documents will be changed to reflect the selling price of the bonds. I will have the appropriate changes with me the night of the HRA meeting for the their review. If you have any questions, please let me know. SCI:sh 3/0/2/10 • 1A KER/fridley Fridley Refunding O'Connor i Hannan Draft RESOLUTION OF THE HOUSING piA REDEVELOPMENT AUTHORITY N AND FOR THE CITY OF FRIDLEY Approving sale and providing form, terms, pledge of tax increments and findings, covenants and directions relating to Tax Increment Revenue Bonds of/1198 of the Housing and Redevelopment Authority and for the City of Fridley; and authorizing execution and delivery of a Bond Purchase Agreement, Escrow Agreement and Amendments to Cooperation Agreement RESOLVED BY THE BOARD OF COyISSIONERS OF TEE HOUSING AND REDEVELOPMENT AUTHORITY/L N AND FOR TEE CITY OF FRIDLEY: SECTION 1. AUTHORIZATION, FINDINGS AND DEFINITIONS 1.01. The Districts. By resolutions duly adopted, the City of Fridley, Minnesota (the "City" k at the request of the Housing and Redevelopment Authority/Ln and for the City of Fridley (the "Authority" ) has pursuant to Minnesota Statutes 462.422 through 462.716 and 273.71 through 273.86 created redevelopment projects known as the Redevelopment Project No. 1, Moore Lake Redevelopment Project and North Area Project, all of which have the same coterminous area and are collectively referred to as the "Project" . Within the Project are five (5) tax increment districts (the "Dis- tricts" ) . Schedules of the real property comprising the Districts from which Tax Increment, as defined in Section 1.03 hereof, is or may be derived are on file and of record in the office of the Anoka County Auditor. 1. 02. Ou standing Bonds. To finance public redevelop- ment costs o` edevelopment Project No. 1 the City has here- tofore issue its general obligation bonds (the "Outstanding Bonds" ) described as follows: Description of Outstanding Bonds $2,200,000 General Obligation Tax Increment Re- development Bonds of 1981 , dated as of February 1 , 1981 , $2,075 ,000 outstanding ( "1981 Bonds" ) . 1B $625,000 General Obligation Tax Increment Redevel- opment Bonds of 1982, dated as of August 1, 1982, $620,000 outstanding ( "1982 Bonds") . $600,000 General Obligation Tax Increment Redevel- opment Bonds of 1982, Series II , dated as of Novem- ber 1, 1982, 5595,000 outstanding ("1982 Bonds, Series II") . 1.03. Additional Public Redevelopment Costs. The Authority has determined that it is desirable to undertake additional redevelopment in the Project and has incurred or, based on reasonable estimates, expects to incur Public Rede- velopment Costs, within the meaning of Minnesota Statutes, Chapter 462 for the following purposes in the following amounts, all which are to be financed by proceeds of the Bonds: Purpose Amount Total 1.04. Tax Increment. At the time of creation of each District, the City requested the Anoka County Auditor to certify the assessed value of all taxable property in each District as of the preceding January 2, which assessed value as adjusted in accordance with law applicable to tax incre- ment computation is hereinafter referred to as the "Original Assessed Value" . The assessed value of all taxable property in each District as determined for each year , after exclu- sion of any fiscal disparity commercial-industrial assessed valuation increase required under Minnesota Statutes, Sec- tion 273.76, Subd. 3(b) , is hereinafter referred to as the "Captured Assessed Value". The ad valorem taxes derived from such property by applying to the Captured Assessed Value the aggregate mill rate levied by all governmental entities having authority to levy taxes on such property are hereinafter referred to as the "Tax Increment" . Under ap- plicable law and subject to the limitations thereof , the Anoka County Auditor is required to pay to the Authority the Tax Increment for each District in each year. 1.05. Cooperation Agreement. The Authority and the City are parties to a certain Agreement of Coop ation dated September 13, 1979 whereby the Tax Increment o er Dis- tricts is authorized to be pledged to the payment of Out- standing Bonds. There has been presented to the Board of Commissioners of the Authority a form of Amended and Re- - 2 - HOUSING & REDEVELOPMENT AUTHORITY MEETING THURSDAY, MAY 9, 1985 7 :00 P.M. 1C stated Agreement of Cooperation which will amend and restate the original Agreement of Cooperation in order that the Tax Increment of each such District will be pledged to the pay- ment of the Bonds hereinafter described to the extent re- quired hereby, subject to the prior existing pledges to the Outstanding Bonds to be paid from the escrow established under Section 4.01 hereof, but not subject to any pledge to additional obligations issued for such Districts. 1.06. Authorization. Under Minnesota Statutes, Section 273.71 through 273 . 86, and in particular Section 273.77(c) , the Authority is authorized to issue and sell revenue bonds to pay public redevelopment costs under Minnesota Statutes Chapter 462 and to refund the principal of and interest on the Outstanding Bonds. Under Minnesota Statutes Section 475.67, general obligations of the City may be refunded in advance of their rAdemption or maturity for the purpose of relieving the City/ f restrictions on the application of tax increments or for other purposes authorized by law. It is hereby found and determined that the application of Tax Increment is restricted by the Outstanding Bonds and that it is in the best interests of the City and the Authority to effectively release the City and the Authority from such restrictions through the issuance of the Bonds and execution of the Escrow Agreement hereinafter described. SECTION 2. TERMS AND FORM OF TEE BONDS. 2.01. Award. The Board of Commissioner of the Author- ity hereby determines that the offer of Miller & Schroeder Municipals, Inc. (the "Underwriter" ) to purchase the Bonds at a price of $ plus accrued interest is a reason- able offer and shall be and hereby is accepted. The form of Bond Purchase Agreement proposed to be entered into between the Underwriter and the Authority is hereby approved and shall be executed by the Chairman and secretary in substant- ially the form on file, with such changes therein not incon- sistent with law as the officers executing the same may approve, which approval shall be conclusively evidenced by the execution thereof. 2.02. Bond Terms $ of Eousing and Redevelopment Authority ' ^ f the City of Fridley Tax Increment Revenue Bonds of 1985 dated , 1985 (the "Bonds" ) , shall be issued in denominations of $5,000 or any integral multiple thereof not exceeding the principal amount maturing in any year, shall be numbered from R-1 upwards in order of issuance or such other order as the Bond Registrar hereinafter described may determine. The Bonds shall bear _ interest at the rates per annum according to years of matur- ity, payable on August 1, 1985 and semiannually thereafter on February 1 and August 1 of each year and shall mature or. February 1 of each year in the years and amounts as follows : - 3 - 1D Interest Interest Year Amount Rate Year Amount Rate All Bonds maturing on or after February 1, , shall be subject to redemption and prior payment in whole or in part in inverse order of maturity and by lot within a maturity at the option of the Authority on February 1, 19 , and any interest payment date thereafter at par and accrued interest • in accordance with Chapter 475, Minnesota Statutes. All Bonds due on February 1, shall be redeemed in part by lot on February 1, and on each February 1 thereafter to and including February 1, at par plus accrued interest in the principal amounts on each such mandatory redemption date as follows: Mandatory Redemption Date Principal Amount February 1, $ February 1, $ February 1, $ February 1, $ Notice of any such redemption shall be given in accordance with Chapter 475, Minnesota Statutes. In the event of re- demption by lot of Bonds of like maturity, the Bond Regis- trar shall assign to each Bond of such maturity then out- standing a distinctive number for each $5,000 of the princi- pal amount of such Bonds and shall select by lot in the manner it determines the order of numbers, at $5, 000 for each number, for all outstanding Bonds of like maturity. The order of selection of Bonds to be redeemed shall be the Bonds to which were assigned numbers so selected, but only so much of the principal amount of each Bond of a denomina- tion of more than $5, 000 shall be redeemed as shall equal $5,000 for each number assigned to it and so selected. Upon partial redemption of any Bond, the same shall be surren- dered in exchange for one or more new Bonds in authorized form for the unredeemed portion of principal. 2.03. Registrar and Paving Agent. The Bonds shall be payable as to principal upon presentation at the main office of , in Minneapolis, Minnesota, as Bond Registrar and Paying Agent, or at the offices of such other successor agents as the Authority may hereafter designate upon 60 days mailed notice to the reg- istered owners at their registered addresses . Interest shall be paid by check or draft mailed to the registered owners at their addresses shown on the registration booKs . - 4 - lE 2.04 . Bond Form. The Bonds shall be in substantially the following form, which may be printed on the face or on the back or partially on the face or back, with the neces- sary variations as to number, CUSIP Number, denomination, rate of interest and date of maturity, the blanks therein to be properly filled in, to-wit: - 5 - • 1F (Form of Bond) UNITED STATES OF AMERICA STATE OF MINNESOTA COUNTY OF ANOKA HOpSING AND REDEVELOPMENT AUTHORITY i \LN AND FOR THE CITY OF FRIDLEY No. R- $ TAX INCREMENT REVENUE BOND OF 1985 Rate Maturity Date of Original Issue CUSIP 1, 1985 The Housing and Redevelopment Authority/in and for the. City of Fridley Ithe "Authority" ) � in the City of Fridley, (the "City" ) , in the County of Anoka and State of Minnesota, for value received, hereby certifies that it is indebted and hereby promises to pay, but solely from amounts on deposit in its Tax Increment Revenue Bonds Debt Service Account described below, to or registered assigns, the principal sum of Dollars ($ ) on the maturity date specified above, upon the presentation and surrender hereof, and to pay solely from such source to the registered owner hereof interest on such principal sum at the interest rate specified above from 1, 1985, or the most recent interest payment date to which interest has been paid or duly provided for as specified below, on February 1 and August 1 of each year, commencing August 1, 1985, until said principal sum is paid. Principal and the redemption price is payable in lawful money of the United States of America at the office of in Minneapolis, Minnesota, or at the offices of such successor agents as the Authority may designate upon 60 days notice to - the registered owners at their registered addresses Jtht "Arad Registrar") , Interest shall be paid on each February 1 and August 1 interest payment date by check or draft mailed to the person in whose name this Bond is registered at the close of business on the preceding January 15 and July 15 (whether or not a business day) at the registered • owner ' s address set forth on the registration books main- tained by the Bond Registrar. Any such interest not punctually paid or provided for will cease to be payable to the person in whose name this Bond is registered on such regular record dates and such defaulted interest may be paid to the person in whose name this Bond shalt be registered at - 6 - 1G the close of business on a special record date for the pay- ment of such defaulted interest established by the Bond Registrar. has issued its Insurance Policy No. with respect to the payments due for principal of and inter- est on this Bond to the Paying Agent. Additional provisions of this Bond are contained on the reverse side hereof and such provisions shall for all pur- poses have the same effect as if set forth here. The Bonds of this series maturing on or after February 1, , are subject to redemption at the option of the Authority, in whole or in part in inverse order of maturity and by lot within a maturity, on February 1, and any interest payment date thereafter at par and accrued inter- est. The Bonds of this series maturing on February 1, shall be redeemed in part by lot on February 1, and on each February 1 thereafter to and including February 1, at par plus accrued interest in the principal amounts on each such mandatory redemption date as follows: Mandatory Redemption Date Principal Amount February 1, $ February 1, $ February 1, $ February 1, $ Thirty days ' prior notice of prior redemption will be given by mail to the Paying Agent and to the registered owners, and published notice or prior redemption will be given in the manner provided by Chapter 475, Minnesota Statutes. This Bond is one of a series of special obligation Bonds in the aggregate principal amount of Dollars (S ) , all of like date and tenor except for number, interest rate, denomination, date of maturity and redemption privilege, and is issued pursuant to and in accordance with Minnesota Statutes Sec- tions 273.77 and 475.67, for the purpose of providing funds to (1) pay certain public redevelopment costs to be incurred in redevelopment projects created under Minnesota Statutes Sections 273.71 through 273.86 and 462.411 through 462 .716, and ( 2) refund in advance of maturity certain of the City's outstanding general obligation bonds heretofore issued for the purpose of financing the public redevelopment costs of a redevelopment project, relieving the City and the Authority - 7 - 1H of certain restrictions on the application of tax incre- ments; all as set forth and described in Resolution No. of the Board of Commissioners of the Authority relating to the issuance of the Bonds of this series adopted , 1985 (the "Bond Resolution") . This Bond has been issued by the Authority/LLD- aid/L. ,,protects under Minnesota Statutes Sections 273.71 through 273.78. This Bond shall not be payable from nor charged upon any funds other than the revenues and property pledged to the payment hereof, nor shall either or both of the Authority or the City be subject to any liability hereon or have the powers to obligate itself or themselves to pay or pay this Bond from funds other than the revenues and properties pledged and no holder or holders of the Bonds of this series shall ever have the right to compel any exercise of . any taxing power of the Authority, the City or any other public body, other than as is permitted or required by law = and pledged therefor hereunder, to pay the principal of or interest on the Bonds of this series, nor to enforce payment thereof against any property of the Authority, City or any other public body other than that expressly pledged for the payment of the Bonds of this series. • The Bonds of this series are payable solely from amounts on deposit in the Tax Increment Revenue Bonds Debt Service Account created by the Bond Resolution, into which the Authority is required to deposit certain tax increments with respect to the taxable real property within the boundaries of certain Districts described in th Bond Resolution to be received by the Authority. Refer ce is hereby made to Minnesota Statutes, Sections 273.7 through 273.78 and to the Bond Resolution and certain Amended Redevelopment Plans of the Authority for a description of the Districts, the tax increments from the Districts pledged to the Bonds, the reserve required to be maintained in the Debt Service Ac- count, the conditions under which the tax increments derived from all or portions of certain Districts may be released from the pledge of the Bond Resolution, the conditions under which additional bonds may be issued on a parity with the pledge of tax increments from particular Districts to the Bonds of this series, certain rights of [ INSURANCE COMPANY) and covenants of the Authority as to the application of the proceeds of the Bonds of this series and the moneys pledged to the payment of the Bonds and interest thereon. This Bond is transferable, as provided in the Bond Reso- lution, only upon books of the Authority kept at the office -- of the Bond Registrar by the registered owner hereof in person or by the registered owner ' s duly authorized attor- ney, upon surrender of this Bond for transfer at the office - 8 - lI of the Bond Registrar , duly endorsed by, or accompanied by a written instrument of transfer in form satisfactory to the Bond Registrar duly executed by the registered owner hereof or the registered owner 's duly authorized attorney, and, upon payment of any tax, fee or other governmental charge required to be paid with respect to such transfer, one or more fully registered Bonds of the series of the same prin- cipal amount and interest rate will be issued to the desig- nated transferee or transferees. The Bonds of this series are issuable only as fully registered bonds without coupons in denominations of $5,000 or any integral multiple thereof not exceeding the principal amount maturing in any one year. As provided in the Bond Resolution and subject to certain limitations therein set forth, the Bonds of this series are exchangeable for a like aggregate principal amount of Bonds of this series of dif- ferent authorized denominations, as requested by the regis- tered owner or the registered owner 's duly authorized attor- ney, upon surrender thereof to the Bond Registrar. It is Hereby Certified, Recited and Declared that the Districts have been duly created as required by law and the tax increments therefrom - r d • - • • - • , - • - in - . • ,pr inc.aal of, Premium.liium. if any, Aiad interest on the Bonds to the extent and in the manner provided in the Bond Resolu- tion; -'-that the proceeds of the Bonds of this series, other than the portion thereof appropriated for issuance expenses or deposited in the Debt Service Account jnd a vortion •eoosited in a Prop * • -^ - . - 1 - tion fol payment of public redevelopment costs. have been deposited pursuant to an escrow agreement in an irrevocable escrow account maintained with a qualified bank; that the proceeds deposited in the escrow account have been held as cash or invested in obligations of the United States of America or agencies thereof sufficient for, and irrevocably appropriated to, the payment when due of the principal of and interest on the obligations being refunded by the Bonds of this series; that all acts, conditions and things required to exist, happen and be performed precedent to and in the issuance of this Bond do exist, have happened and have been performed in regular and due time, form and manner as required by law; and that this Bond, and the series of which it is a part, is within every applicable debt and other limit prescribed by the Constitution and laws of the State of Minnesota. This Bond shall not be valid or become obligatory for any purpose until the Authentication Certificate hereon shall have been signed by the Bond Registrar. - 9 - 1J In Witness Whereof, the said Authority, acting by and through its Board of Commissioners, has caused this Bond to be executed with the facsimile signature of its Chairman, and attested with the facsimile signature of the Secretary, and a facsimile of the corporate seal of Authority to be imprinted hereon, all as of the Date of Original Issue specified above. Dated: BOUSINGA AND REDEVELOPMENT AU- THORITV;N AND FOR THE CITY OF FRIDLEY By (Facsimile) (Facsimile) Secretary Chairman (SEAL) • - 10 - 1K Bond Registrar 's Authentication Certificate S • This is one of the Bonds described in the within men- tioned Bond Resolution. • Bond Registrar By Authorized Signature ASSIGNMENT FOR VALUE RECEIVED, the undersigned hereby sells, as- signs and transfers unto (Please Print or Typewrite Name and Address of Transferee) the within Bond and all rights thereunder, and hereby ir- revocably constitutes and appoints attorney to transfer the within Bond on the books kept for registra- tion thereof, with full power of substitution in the prem- ises. Dated: • Please Insert Social Notice: The signature to this Security Number or Other assignment must correspond with Identifying Number of the name as it appears on the Assignee face of this Bond in every par- ticular, without alteration or any change whatever. Signature Guaranteed: Signatures must be guaranteed by a national bank or trust company or by a brokerage firm which is a member of a major stock exchange. - 11 - 1L • (Form of Certificate) CERTIFICATE AS TO LEGAL OPINION The undersi$ned, Secretary of the Housing and Redevelop- ment Authority/Un and for the City of Fridley, Minnesota, hereby certifies that except for the date line, the above is a full, true and compared copy of the legal opinion of O'Connor & Hannan, of Minneapolis, Minnesota, which was delivered to me upon delivery of the Bonds and is now on file in my office. (Facsimile) Housing nd Redevelopment Au- thorityfn and for, the City of Fridley, Minnesota 2.05. Registration. As long as any of the Bonds issued hereunder shall remain outstanding, the Authority shall maintain and keep at the offices of the Bond Registrar an office or agency for the payment of the principal of and interest on such Bonds, as in this Resolution provided, and for the registration and transfer of such Bonds, and shall also keep at said office of the Bond Registrar books for such registration and transfer. Upon surrender for transfer of any Bond at the office of a Bond Registrar with a written instrument of transfer satisfactory to the Bond Registrar, duly executed by the registered owner or the registered owner 's duly authorized attorney, and upon payment of any tax, fee or other governmental charge required to be paid with respect to such transfer, the Authority shall execute and the Bond Registrar shall authenticate and deliver, in the name of the designated transferee or transferees, one or more fully registered Bonds of the same series, of any au- thorized denominations and of a like aggregate principal amount, interest rate and maturity. Any Bonds, upon surren- der thereof at the office of a Registrar may, at the option of the registered owner thereof, be exchanged for an equal aggregate principal amount of Bonds of the same maturity and interest rate of any authorized denominations. In all cases in which the privilege of exchanging Bonds or transferring fully registered Bonds is exercised, the Authority shall execute and the Bond Registrar shall deliver Bonds in • accordance with the provisions of this Resolution. For every such exchange or transfer of Bonds, whether temporary or definitive, the Authority or the Bond Registrar may make a charge sufficient to reimburse it for any tax, fee or ether governmental charge required to be paid with respect to such exchange or transfer, which sum or sums shall be - 12 - iti • paid by the person requesting such exchange or transfer as a condition precedent to the exercise of the privilege of making such exchange or transfer. Notwithstanding any other provision of this Resolution, the cost of preparing each new Bond upon each exchange or transfer, and any other expenses of the Authority or the Bond Registrar incurred in connec- tion therewith (except any applicable tax, fee or other governmental charge) shall be paid by the Authority. The Authority shall not be obligated to make any such exchange or transfer of Bonds during the fifteen (15) days next pre- ceding the date of the first publication or the mailing ( if there is no publication) of notice of redemption in the case of a proposed redemption of Bonds. The Authority and the Bond Registrar shall not be required to make any transfer or exchange of any Bonds called for red'emption. 2.06. Record Dates. Interest on any Bond which is payable, and is punctually paid or duly provided for, on any interest payment date shall be paid to the person in whose name that Bond (or one or more Bonds for which such bond was exchanged) is registered at the close of business on the preceding January 15 or July 15, as the case may be. Any interest on any Bond which is payable, but is not punctually paid or duly provided for, on any interest payment date shall forthwith cease to be payable to the registered holder on the relevant regular record date solely by virtue of such holder having been such holder; and such defaulted interest may be paid by the Authority in any lawful manner, if, after notice given by the Authority to the Bond Registrar of the proposed payment pursuant to this paragraph, such payment shall be deemed practicable by the Bond Registrar. Such payments shall then be made to the persons in whose names the Bonds are registered at the close of business on a spe- cial record date established by the Bond Registrar. Subject to the foregoing provisions. of this paragraph, each Bond delivered under this Resolution upon transfer of or in ex- change for or in lieu of any other Bond shall carry all the rights to interest accrued and unpaid, and to accrue, which were carried by such other Bond and each such Bond shall bear interest from such date that neither gain nor loss in interest shall result from such transfer, exchange or sub- stitution. 2.07. Owners. As to any Bond, the Authority and the Bond Registrar and their respective successors, each in its discretion, may deem and treat the person in whose name the same for the time being shall be registered as the absolute owner thereof for all purposes and neither the City nor the Bond Registrar nor their respective successors shall be . affected by any notice to the contrary. Payment of or on account of the principal of any such Bond shall be made only to or upon the order of the registered owner thereof, but - 13 - 1f' such registration may be changed as above provided. All such payments shall be valid and effectual to satisfy and discharge the liability upon such Bond to the extent of the sum or sums so paid. SECTION 3. EXECUTION AND DELIVERY • 3.01. Bonds. The Bonds shall be executed by the re- spective facsimile signatures of the Chairman and Secretary and facsimile of the corporate seal of the Authority as set forth in the form of Bond. The text of the approving legal opinion of O'Connor i Hannan, of Minneapolis, Minnesota, as bond counsel, shall be printed on the reverse side of each Bond and shall be certified by the facsimile signature of the Secretary. When said Bonds shall have been duly exe- cuted and authenticated by the Registrar in accordance with this Resolution, the same shall be delivered to the Under- writer in accordance with the terms of the Bond Purchase Agreement upon payment of the purchase price, and the re- ceipt of the to said purchasers thereof shall be a full acquittance; and said purchasers shall not be bound to see to the application of the purchase money. The Bonds shall not be valid for any purpose until authenti- cated by the Bond Registrar, which is hereby appointed au- thenticating agent in accordance with Chapter 475, Minnesota Statutes. 3.02. Official Statement. The Preliminary Official Statement dated , 1985 relating to the Bonds, on file with the Secretary and presented to this meeting, is hereby approved, and the use thereof by the Underwriter is hereby ratified and confirmed, insofar as the same relates to the Bonds and the sale thereof. The Underwriter shall prepare a final Official Statement incorporating the final terms of the Bonds in substantially the same form as the Preliminary Official Statement, with all such changes therein as may be approved by the , and the Underwriter is hereby authorized to distribute the same. 3.03. Certificates. If such officers find the same to be accurate, the Chairman of the Authority and the Secretary are authorized and directed to furnish to the purchasers at the closing a certificate that, to the best of the knowledge of such officers, the Official Statement does not, at the date of closing, and did not, as of its date, contain any untrue statement of a material fact or omit to state any material fact necessary in order to make the statements made therein, in the light of the circumstances under which they were made, not misleading. Unless litigation shall have been commenced and be pending questioning the Bonds, pro- ceedincs for the Districts, Tax Increment pledged for pay- ment of the Bonds, or the organization of the Authority or - 14 - 10 incumbency of its officers, at the closing, the Chairman shall also execute and deliver to the successful bidder a suitable certificate as to absence of material litigation, and the shall also execute and deliver his certificate as to payment for and delivery of the Bonds, together with the arbitrage certificate referred to below and the signed approving legal opinion of O'Connor i Hannan as to the validity and enforceability of the Bonds and the exemption of interest thereon from federal and Minnesota income taxation (other than Minnesota corporate franchise and bank excise taxes measured by income) under present laws and rulings. SECTION 4. REFUNDING OF OUTSTANDING BONDS; APPROPRIATION OF FUNDS 4.01. Escrow Agreement. The form of Escrow Agreement proposed to be made and entered into between the Authority, the City and of Minneapolis, Minnesota relating to the Outstanding Bonds is hereby ap- proved and shall be executed by the Chairman and attested by the Secretary in substantially the form on file with such changes therein not inconsistent with law as the officers executing the same may approve, which approval shall be conclusively evidenced by the execution thereof. The Escrow • Agreement is irrevocable and the Authority hereby covenants to perform the terms and conditions thereof as long as the Outstanding Bonds are outstanding. The Authority hereby agrees to pay the reasonable charges of the escrow agent for acting as such. 4.02. Appropriation of Funds. The proceeds of the Bonds (which including accrued interest to the anticipated date of delivery of the Bonds are currently estimated to be $ ) , together with such additional sums as may be required for the purpose (currently estimated to be $ ) from amounts on deposit in a fund maintained for the Outstanding Bonds and the Districts, are hereby appropriated as follows: (a) An amount sufficient to fund the Escrow Fund pursuant to the Escrow Agreement (currently estimated to be $ ) shall be deposited in such Escrow Fund and applied in accordance with the Escrow Agree- ment; (b) the amount of $ shall be deposited in the Debt Service Account established under Section 6.01 hereof; (c) the amount of $ shall be deposited in the Project Account established under Section 5. 01 hereof, and (d) an amount equal to the expenses of the transaction and the insurance premium (currently estimated to be $ ) shall be applied to the payment thereof. The amount appropriated from sources other than Bond proceeds shall be derived from the specified funds and accounts and appropriated to either the Escrow Fund or Debt Service Ac- - 15 - 1P count in the following manner: (a) all amounts on deposit in the sinking fund maintained for the Outstanding Bonds shall be deposited in the Escrow Fund pursuant to the Escrow Agreement, except that odd amounts of less than $1,000 shall be deposited in the Debt Service Account. 4.03. Accountant 's Report. The firm of • , independent public accountants and consult- ing actuaries, is hereby authorized and directed to verify that the deposits in the Escrow Fund for the Outstanding Bonds will be sufficient to meet the requirements of Section 475.67, Minnesota Statutes, and to make such calculations as may be necessary for the purpose of determining compliance with Section 103(c) of the Internal Revenue Code and the regulations thereunder. 4.04. Redemption of All Outstanding Bonds. All Out- standing Bonds shall be called for redemption and prior pay- ment on their earliest redemption dates set forth below at par, plus accrued interest, all in the manner provided by the Escrow Agreement: Bonds Redemption Date 1981 Bonds August 1, 1990 1982 Bonds February 1, 1994 1982 Bonds, Series II February 1, 1994 SECTION 5. PROJECT ACCOUNT 5.01. Creation of Project Account . The Authority hereby establishes and covenants to maintain as long as funds are held therein a special account designated as the 1985 Tax Increment Revenue Bonds Project Account (the "Proj- ect Account" ) . The Authority shall deposit $ of the proceeds of the Bonds into the Project Account, any other funds appropriated thereto and deposited therein, and all income received from the investment of amounts in such account. 5.02. Application of Project Account. Amounts in the Project Account shall be applied only (a) for "public rede- velopment costs" of the Project, including administrative expenses of the Authority allocable to the Project, all within the meaning of that term as used in Minnesota Stat- utes Chapter 462, (b) any purpose permitted by Minnesota Statutes Section 273.75, Subd. 4 or (c) as may be otherwise permitted by law. - 16 - 10 SECTION 6. TAX INCREMENT AND DEBT SERVICE ACCOUNTS A 6.01. Debt Service Account; Pledge of Tax Increment. The Authority hereby establishes and covenants to maintain as long as the Bonds are outstanding a special account de- signated as the 1985 Tax Increment Revenue Bonds Debt Ser- vice Account (the "Debt Service Account" ) which, together with all Tax Increment received by the Authority to be de- posited therein in accordance with this Resolution, is hereby pledged to the payment of the principal of and inter- est on the Bonds. The Authority shall deposit $ of the proceeds of the Bonds or other funds appropriated under Section 4.02 hereof into the Debt Service Account as the initial Basic Reserve Requirement defined below. Promptly upon the receipt by the Authority of an installment of Tax Increment from Anoka County which has been derived from the Districts, other than Districts or portions thereof released in accordance with Section 6.03 hereof, the shall, subject to Section 6.04 hereof, de- posit into the Debt Service Account such portion thereof as shall be necessary to pay any due but unpaid principal or interest on the Bonds and to restore or maintain a balance therein equal to the Basic Reserve Requirement, as defined below, plus (a) with respect to installments of Tax Incre- ment received from February 2 through August 1 of each year, that portion of the Tax Increment received as shall, to- gether with amounts then on deposit in the Debt Service Account in excess of the Basic Reserve Requirement, equal at least one-half of the principal maturing or required to be redeemed on the next February 1 principal payment or manda- tory redemption date plus the amount of interest due on the Bonds on the August 1 interest payment date falling on the last day of such period, and (b) with respect to install- ments of Tax Increment received from August 2 of any year after 1984 through February 1 of the following year, that portion of the Tax Increment received as shall, together with amounts then on deposit in the Debt Service Account in excess of the Basic Reserve Requirement, equal at least the principal and interest due, whether at maturity or by manda- tory redemption, on the February 1 principal and interest • payment date falling on the last day of such period. At the time of receipt of each installment of Tax Incre- ment, the shall record the same in the appropriate fund or account maintained for the receipt of Tax Increment with respect to a District and simultaneously shall debit each such account up to the amount of the Tax Increment installment for such District then credited thereto such that the aggregate amount charged to such ac- counts for all Districts equals the amount then required to be deocsited in the Debt Service Account. The remainder of any Tax increment installment not required to be sc trans- - 17 - 1R ferred to the Debt Service Account shall not be deemed pledged to the payment of principal of or interest on any Bonds and may be retained in the funds or accounts main- tained for the payment of public redevelopment costs of the Project or applied to debt service on bonds or other obliga- tions issued on account of the corresponding District, or, if so directed by resolution of the Board of Commissioners, the shall transfer the remaining funds to the Anoka County Auditor for payment to other taxing jurisdic- tions in accordance with law or apply the same to other purposes authorized by law. The Board of Commissioners may from time to time by resolution direct the as to the relative portion of each Tax Increment installment which is to be charged to each District, but in the absence of such direction the determination shall be made by the . In the event installments of Tax Increment from Anoka County are at any time received in a manner which does not combine the Tax Increment from all Districts in a single installment or in a manner which results in multiple in- stallments in any six month period, the Board of Commis- sioners may direct the to make appropriate bookkeeping transfers among the accounts maintained for each District to accomplish the Authority's objective of specify- ing the source of payments to the Debt Service Account. All income received from the investment of amounts on deposit in the Debt Service Account shall be credited to such Ac- count. From amounts on deposit in the Debt Service Account the shall cause to be paid the principal of and interest on the Bonds. Money in the Debt Service Account shall be used for no other purpose. In addition to the foregoing deposits, the Authority hereby covenants to maintain from amounts pledged hereunder, so long as any of the Bonds are outstanding, funds and in- vestments on deposit as a reserve in pe Debt Service Ac- count in an amount at least equal to/I125% _of the average annual principal and interest _payable on the Bonds and any * . - . . _ r _., - t • -' i 6. 04 in any succeeding one year period co mencina on February 2• Lassu1 in9 mandatory redemption of principal in accordance ' with any sc;edule therefor set _forth in the resolution -' * *.r4 4 -n - h ..nds or obliaa •n *h - "Maximum Reserve. .gu.i.rement" 1 : ov_ ; .ded, w hoel that i evrf the aaaregate Tax Increment derived in the preceding calen- 4ar year from all Districts which remain pledced hereunder - •1 „_ , in . ;o - -v- R- uirement such amount may be, if less than the Maximum Reserve Requirement , the maximum principal and interest due on the Bonds ar.d an,y, .arit oblication • ' - • i - - • s . in any succeeding one year period commencing on February 2 (assuring mandatory redemption of principal in accordance with ila_ y schedule t':erecv set fcrth in the resolution 4uthcriz_nc issuance of such _bonds or cb__ca:_ons ) t :ne — 18 — is "Minimum Reserve Requirement") . The/llesser of the Maximum - • Recuirrer ent and tie _Minimum Reserve Requirement is herei eferred to as the "Basic Reserve Requirement ilL.- 6 .02. Investment of Funds. Any moneys held as a part of the Debt Service Account shall be invested or reinvested by the , to the extent then permitted by law, in (a) direct obligations of ( including obligations issued or held in book entry form on the books of the Department of the Treasury of the United States of America) , or obliga- tions the principal of and interest on which are uncondi- tionally guaranteed by, the United States of America; (b) bonds, debentures or notes or other evidence of indebtedness payable in cash issued by any one or a combination of any of the following federal agencies whose obligations represent the full faith and credit of the United States of America: Export Import Bank of the United States, Federal Financing Bank, Farmer 's Home Administration, Federal Housing Admini- stration, Maritime Administration, Public Housing Authority, Government National Mortgage Association; (c) certificates of deposit with commercial banks, savings and loans associa- tions, and mutual savings banks properly secured at all times by collateral security described in (a) and (b) above; (d) the following investments fully insured by the Federal Deposit Insurance Corporation or the Federal Savings and Loan Insurance Corporation: (i) certificates of deposit, (ii) savings accounts, (iii ) deposit accounts, or (iv) depo- sitory receipts of commercial banks, savings and loan as- sociations, and mutual savings banks; or (e) investment agreements approved by ( "Qualified Investments" ) . All Qualified Investments in the Debt Service Account, other than Qualified Investments com- prising the Basic Reserve Requirement, shall mature on or prior to the next February 1 or August 1 payment date. Qualified Investments com.risin• the Basic Reserve Re uirment shall mature in twelve ( 12) months or less. Investment of funds pursuant to this Section shall be limited as to amount and yield of investment in such manner that no part of the outstanding Bonds shall be deemed "arbitrage bonds" under Section 103(c) of the Internal Revenue Code and regu- lations thereunder. 6.03. Release. The Authority may by resolution of the Board of Commissioners determine to release from the pledge of Tax Increment provided by this Resolution any or all of the Tax Increment derived from any District or Districts or specified portions thereof, provided that (a) the Tax Incre- ment derived in each of the two preceding calendar years from the Districts or port4 ons thereof which remains pledged hereunder equals at least 25% of the maximum principal and interest on the Bonds (assuming mandatory redemption of principal in accordance with the schedule set forth in Sec- - 19 - 1T tion 2.02 hereof) (and any outstanding parity obligations permitted by Section 6.04 hereof) due in any succeeding calendar year, after reducing the amount of principal and interest due on the next interest payment date by any amounts then on deposit in the Debt Service Account in ex- cess of the Basic Reserve Requirement, and (b) the shall have furnished the Board of Commis- sioners a written estimate that the Tax Increment which will be received by the Authority for the remaining period over which Tax Increment may be received from remaining Districts or portions thereof, based upon the most recent determina- tion of Captured Assessed Valuation for the remaining Dis- tricts or portions thereof and application of the most re- cent mill rates for property taxes levied on such property, will be sufficient to pay when duet of the principal of and interest on the Bonds (and any prior or parity obliga- tions permitted by Section 6.04 hereof) to their scheduled maturity or mandatory redemption dates. 6 . 04. Parity Obligations. To the extent permitted by Law, the Authority may by resolution of the Board of Commis- sioners pledge or permit the pledge of the Tax Increment to be derived from any District or Districts or specified por- tions thereof to the, payment of principal of and interest on any obligations of the City or the Authority issued on a parity with the pledge of Tax Increment from such District or Districts to the Bonds, provided that (a) the sum of (i ) the Tax Increment derived in the preceding calendar year from the District or Districts or portions thereof which are subject to a parity Tax Increment pledge less the maximum annual debt service on such parity obligations, and ( ii ) the Tax Increment derived in the preceding calendar year from the Districts or portions thereof which are not ubject to a parity Tax Increment pledge, equals at least of the maximum principal and interest on the Bonds due in any suc- ceeding calendar year (assuming mandatory redemption of principal in accordance with the schedule set forth in Sec- tion 2.02 hereof) , and (b) the shall have furnished the Board of Commissioners a written estimate that (i) the Tax Increment which will be received by the Author- ity in each year for the remaining period over which Tax Increment may be received from the Districts or portions thereof which are not subject to a parity Tax Increment pledge and ( ii) the Tax Increment which will be received by the Authority in each year for the remaining period over which Tax Increment may be received from the Districts or portions thereof which are subject to a parity Tax Increment pledge reduced by the annual debt service on such parity obligations, computed on the basis of the most recent de- termination of Captured Assessed Valuation for such Dis- tricts or portions thereof and application of the most re- cent mill razes for property taxes levied on such property, - 20 - lU will be sufficient to pay when due 25! of the principal of • and interest on the Bonds to their scheduled maturity dates or mandatory redemption. The Authority or the City may grant a pledge of or lien on the Tax Increment of any Dis- trict or portion thereof which is subordinate to the pledge to the Bonds under this Resolution. The Authority shall not pledge or permit the pledge of any Tax Increment (other than Tax Increment released pursuant to Section 6.03 hereof) 'from a District or portion thereof which is prior to the pledge to the Bonds hereunder. 6.05. Cooperation Agreement Amendments. The form of Amended and Restated Cooperation Agreement proposed to be entered into between the City and the Authority is hereby approved. The Amended and Restated Cooperation Agreement, with appropriate insertions and formal revisions as shall be necessary or appropriate shall be executed by the Chairman and attested by the Secretary in substantially the form on file with such changes therein not inconsistent with law as the officers executing the same may approve, which approval shall be conclusively evidenced by the execution thereof. The Amended and Restated Cooperation Agreement shall be filed in the office of the Anoka County Auditor prior to the issuance of the Bonds. SECTION 7. TEE BOND INSURANCE. 7.01. Acceptance of Proposal. The proposal of ( "Insurer" ) to insure the payment ET—FIE: nine cipal of and interest on the Bonds under its standard form of Policy (the "Bond Insurance" ) is hereby 'ccepted and the Authority shall pay the premium therefor as an expense of the issuance of the Bonds. 7.02. Concerning the Bond Insurance Policy. As long as the Bond Insurance shall be in full force and effect, the Authority shall recognize the subrogation rights of Insurer under the Bond Insurance Policy. SECTION 8. MISCELLANEOUS. 8.01. Arbitrage. The Authority covenants and agrees with the purchasers and holders of the Bonds that the in- vestments of proceeds of the Bonds, including the investment of any Tax Increment or other revenues pledged to the Bonds which are considered proceeds under the applicable regula- tions, and accumulated sinking funds , if any, shall be limited as to amount and yield in such manner that the Bonds shall not be arbitrage bonds within the meaning of Section 103(c) of the Internal Revenue Code of 1954 , as amended, and :egu'_at_:.ns thereunder . On the basis of the existing facts , - 21 - 1V estimates and circumstances, including the foregoing find- ings and covenants, the Board of Commissioners of the Au- thority hereby certifies that it is not expected that the proceeds of the Bonds will be used in such manner as to cause the Bonds to be arbitrage bonds under Section 103(c) and regulations thereunder. The shall furnish an arbitrage certificate to the purchaser embracing or based on the foregoing certification at the time of de- livery of the Bonds to the purchaser. • 8.02. Registration. The is hereby au- thorized and directed to certify a copy of this Resolution and to cause the same to be filed with the Anoka County Auditor, in accordance with Section 475.63, Minnesota Stat- utes, and to obtain his certificate as to registration of the Bonds. 8.03. Defeasance. When there shall have been deposited at any time with a qualified bank or trust company in an irrevocable escrow account for the purpose, cash or direct obligations of or obligations fully guaranteed by the United States of America described in Section 475.67, Minnesota Statutes, the principal and interest on which shall be suf- ficient to pay the principal of any Bonds (and premium, if any) when the same becomes due, either at maturity or other- wise, or at the date fixed for the redemption thereof and to pay all interest with respect thereto at the due dates for such interest or to the date fixed for redemption, for the use and benefit of the holders thereof, then upon such de- posit all such Bonds shall cease to be entitled to any lien, benefit or security of this Resolution except the right to receive the funds so deposited, and such Bonds shall be deemed not to be outstanding hereunder; and it shall be the duty of the escrow agent to hold the cash and securities so deposited for the benefit of the holders of such Bonds and from and after such date, redemption date or maturity, in- terest on such Bonds thereof called for redemption shall cease to accrue. In the event that the principal and re- demption price, if applicable, and interest due on the Bonds shall be paid by pursuant to a policy referred to in Section 7.01 hereof, the pledge of the Tax Increment and all covenants, agreements and other obligations of the Authority to the holders of the Bonds shall continue to exist and shall be subrogated to the rights of such holders. 8.04. Certification. The Chairman, the Secretary and other officers and employees of the Authority are hereby authorized and directed to furnish to the attorneys approv- ing the Bonds, on behalf of the purchasers of the Bonds , certified copies of all proceedings and certifications as to facts as shown by the books and records of the Authority, to - 22 - 1W • show the proceedings taken in connection with the Districts and the Bonds, and the right and authority of the Authority to issue the Bonds, and all such certified copies and cer- tifications shall be deemed representations of fact on the part of the Authority. • 8.05. Effective Date. This resolution shall take ef- fect and be in force from and after its approval. • - 23 - lX KER/fridleyl Draft 4/30/85 ESCROW AGREEMENT Three Series of General Obligation Tax Increment Bonds City of Fridley, Minnesota THIS AGREEMENT made this day of May, 1985, by and among ( "Escrow Agent" ) , the City of Fridley, Minnesota (the "City" ) , and the Housing and Rede- velopment Authority in and for the City of Fridley, Minne- sota (the "Authority" ) . RECITALS A. The City has heretofore duly issued and has now outstanding the following series of -its bonds (the "Out- standing Refunded Bonds" ) : $2, 200, 000 General Obligation Tax Increment Redevelopment Bonds of 1981, dated as of February 1, 1981 ( "1981 Bonds" ) , $2,075,000 outstanding; $625,000 General Obligation Tax Increment Redevelopment Bonds of 1982, dated as of August 1, 1982 ( "1982 Bonds" ) , $620,000 outstanding; and $600,000 General Obligation Tax Increment Redevelopment Bonds of 1982, Series II, dated as of November 1, 1982 ( "1982 Bonds, Series II" ) . B. The Authority has pursuant to a resolution duly. adopted on May , 1985 (the "Refunding Bond Resolution" ) called for redemption and prepayment all outstanding 1981 Bonds on August 1, 1990 , all outstanding 1982 Bonds on Feb- ruary 1, 1984 and all outstanding 1982 Bonds, Series II on February 1, 1994 . - 1 - lY C. To provide for the refunding of the Outstanding Refunded Bonds and the payment of certain public redevelop- ment costs, pursuant to the Refunding Bond Resolution the Authority has authorized the issuance of $ Tax In- crement Revenue Refunding of 1985, dated as of May 1, 1985 (the "Refunding Bonds" ) . Pursuant to the Refunding Bond Resolution $ of bond proceeds, and $ of addi- tional City funds held in a sinking fund for the Outstanding Refunded Bonds has been received by the Escrow Agent, and such amount shall be irrevocably deposited in a special trust account to be maintained by the Escrow Agent pursuant to the terms of this Escrow Agreement for each issue of Outstanding Refunded Bonds (collectively, such accounts being the "Escrow Fund" ) for the refunding of the Out- standing Refunded Bonds. Additionally, the Escrow Agent has received $ of Bond proceeds, which shall be applied toward the payment of expenses of issuance of the Refunding Bonds as herein provided. D. $ of the amount in the Escrow Fund has simultaneously been invested in the obligations of the United States of America or evidences thereof which are described in Exhibit A ( the "Acquired Government Obliga- • tions" ) . The remaining deposited in the Escrow Fund shall be held as an initial cash balance. E. The Acquired Government Obligations, together with such cash balance allocated to each account in the Escrow - 2 - 1z Fund (collectively, the "Escrow Deposit" ) shall be used to pay the principal of and interest on the respective Out- standing Refunded Bonds as hereinafter provided. F. The Escrow Agent is a banking corporation with trust powers organized under the laws of the United States whose deposits are insured by the Federal Deposit Insurance Corporation, and whose combined capital and surplus is not less than $500, 000. AGREEMENT NOW, THEREFORE, in consideration of the terms hereof, the parties hereby agree as follows: 1. Deposit. The Authority and the City hereby irrevo- cably deposit the Escrow Deposit with the Escrow Agent in trust for the security of the holders and owners of the Outstanding Refunded Bonds, the receipt of which the Escrow Agent hereby acknowledges. 2. Collection and Payment. The Escrow Agent will collect all interest payable on the Acquired Government Obligations in each account in the Escrow Fund as and when such interest becomes due and payable and shall cause such Acquired Government Obligations to be presented for payment and converted into cash on their respective maturity or due dates in accordance with the schedule of cash payments set forth in Exhibit B hereto to be received by the Escrow Agent with respect to the Acquired Government Obligations . The Escrow Agent shall, out of moneys from the applicable - 3 - 1AA account in the Escrow Fund remit to the paying agents for the related Outstanding Refunded Bonds, and any successors of such paying agents, amounts equal to the principal of and interest on the applicable Outstanding Refunded Bonds when due or called for prior redemption. 3. Sufficiency of Escrow Deposit. The City repre- sents, and the Escrow Agent acknowledges and agrees in re- liance upon the information furnished by , that said amounts of the Escrow Deposit deposited in each account, if the principal of and interest on the Acquired Government Obligations are paid in accordance with their terms, is sufficient to produce cash in amounts sufficient to enable the Escrow Agent to make full and timely payments of princi- pal of and interest on the applicable Outstanding Refunded Bonds as provided in paragraph 2 hereof and comply with the requirements of Section 475.67, Minnesota Statutes. 4 . Redemption of Certain Outstanding Bonds. The City shall cause the Notices of Call for Redemption attached hereto as Exhibit C-1, Exhibit C-2, and Exhibit C-3 to be duly published in accordance with Section 475. 54, Subdivi- sion 4, Minnesota Statutes, and mailed to the paying agents for the Outstanding Refunded Bonds no later than June 15, 1985 . Prior to the respective redemption dates of the Out- standing Refunded Bonds, the Escrow Agent shall take what- ever actions are customary in the trade to notify the holders of the Outstanding Refunded Bonds which are called - 4 - 1BB for redemption and payment prior to their maturity that such Bonds have been called for redemption and prepayment as of their respective redemption dates, and shall cause the Notices of Call attached hereto as Exhibits C-1, C-2 and C-3 to be published in Commercial West or some other appropriate periodical or newspaper not more than 90 days nor less than 45 days before said redemption date, but failure to give such subsequent notice shall not affect the validity of the call for redemption. 5. Irrevocable Agreement. The Authority will not repeal, revoke or amend the Refunding Bond Resolution in any manner which would materially and adversely affect the per- formance of this Escrow Agreement or payment of the princi- pal of and interest on the Outstanding Refunded Bonds when due. 6. Fees. The Escrow Agent understands and agrees that it shall be paid by the Authority an escrow fee in the amount of $ for its entire services hereunder and for payment of its fees and expenses. The initial fee of the Escrow Agent shall be paid from the $ referred to in Recital C, which is not part of the Escrow Fund. The remainder of such amount shall be applied as set forth in the list of issuance costs attached hereto as Exhibit D or otherwise as directed by the of the Authority. - 5 - 'cc 7 . Paying Agent Fees. All reasonable fees and expenses charged by Paying Agents for the Outstanding Refunded Bonds, or their successors as such Paying Agents, shall be paid directly by the City. 8. Excess Funds. All monies remaining in the Escrow Fund after payment therefrom of all sums required to be paid under this Agreement shall be promptly remitted to the City. 9 . Reinvestment. The Escrow Agent will from time to time reinvest all or any portion of any outstanding Acquired Government Obligations only at the direction of the City and upon receipt of a schedule of such reinvestments and the opinion of bond counsel for the City that such reinvestment is permitted under Minnesota law and without contravention of the yield restrictions imposed by Section 103(c) of the Internal Revenue Code and the applicable regulations and administrative interpretations thereunder and the opinion of a firm of independent public accountants that such reinvest- ments will not affect the ability of the Escrow Agent to meet the payments specified in paragraph 2 hereof from the Escrow Fund. The Escrow Agent shall at the direction of the City sell and reinvest all or any portion of any outstanding Acquired Government Obligations and pay any surplus funds resulting therefrom upon receipt of a schedule of sales and reinvestments, an opinion of bond counsel for the City that such sales and reinvestments are permitted under Minnesota - 6 - 1DD law and that the restructuring transaction wll not cause the Refunding Bonds to become arbitrage bonds under Section 103(c) of the Internal Revenue Code and applicable regula- tions and administrative interpretations thereunder and an opinion of a firm of independent accountants that such sales and reinvestments will not affect the ability of the Escrow Agent to meet the payments specified in paragraph 2 hereof from the Escrow Fund. 10 . Reports and Other Responsibilities of Escrow Agent. For as long as any of the Outstanding Refunded Bonds are outstanding, annually, on or before February 1 of each year , the Escrow Agent shall prepare and send to the City and the Authority a statement covering the status of the Escrow Fund and the accounts therein as of the preceding December 31, which statement shall set forth the cash and Acquired Government Obligations held by the Escrow Agent, any of such Acquired Government Obligations which have ma- tured and the amounts received by the Escrow Agent by reason of such maturity, the interest earned on any of such Acquired Government Obligations and the interest and/or principal derived therefrom, the amounts of cash paid for, the principal of and interest on the Outstanding Refunded Bonds as said payments shall become due and payable, and any other transactions of the Escrow Agent pertaining to its duties and obligations as set forth herein. - 7 - lEE All Acquired Government Obligations, moneys and invest- ment income deposited with or received by the Escrow Agent pursuant to this Agreement shall be subject to the trust created by this Agreement, and the Escrow Agent shall be liable for the preservation and safekeeping thereof; pro- vided, however, it shall not be responsible for any depre- ciation in value of any of the Acquired Government Obliga- tions or for the reinvestment of the same except as herein provided. Such Acquired Government Obligations, moneys and investment income held in the Escrow Fund shall be held in special trust accounts of the Escrow Agent or any agent em- ployed by the Escrow Agent meeting the description of Reci- tal G hereof, neither the Escrow Agent nor its agent shall have any right to set off any amounts or securities in the Escrow Account against any amounts whatsoever which the City or Authority may at any time owe the Escrow Agent or its agent, including any additional fees which may be payable under paragraph 6 hereof. 11 . Limited Obligation of Escrow Agent. The duties and obligations of the Escrow Agent shall be as prescribed by the provisions of this Agreement, the Escrow Agent shall not be liable except for the performance of its duties and obli- gations as specifically set forth herein and to act in good faith in the performance thereof, and no implied duties or obligations shall be incurred by the Escrow Agent other than those specified herein. - 8 1FF 12. Miscellaneous. This Agreement shall be binding upon and shall inure to the benefit of the City, the Author- ity and the Escrow Agent and their respective successors and assigns. In addition, this Agreement shall constitute a third party beneficiary contract for the benefit of the holders at any time of the Outstanding Refunded Bonds or of coupons appertaining thereto. Such third party beneficia- ries shall be entitled to enforce performance and observance of the City, the Authority and the Escrow Agent of the re- spective agreements and covenants herein contained as fully and completely as if such third party beneficiaries were parties hereto. This Agreement shall be governed and con- strued in accordance with the laws of Minnesota, uses cap- tions only for reference and not interpretation, and may not be amended or assigned except as may be herein provided. IN WITNESS WHEREOF, the City, the Authority and the Escrow Agent have caused this Agreement to be executed in their respective names as of the day and year first above written. CITY OF FRIDLEY By Mayor HOUSING AND REDEVELOPMENT AUTHORITY IN AND FOR THE CITY OF FRIDLEY By Chairman - 9 - 1GG By Title - 10 - 1HH Exhibit A Acquired Government Obligations (TO COME) A - 1 'II Exhibit B Escrow Fund Receipts (TO COME) B - 1 1JJ Exhibit C-1 NOTICE OF CALL FOR REDEMPTION $2,200,000 GENERAL OBLIGATION TAX INCREMENT REDEVELOPMENT BONDS CITY OF FRIDLEY, MINNESOTA NOTICE IS HEREBY GIVEN that on August 1, 1990, the City of Fridley, Minnesota, will redeem and pay prior to maturity all of the then outstanding bonds of its issue of $2, 200, 000 General Obligation Tax Increment Redevelopment Bonds, dated February 1, 1981, at par and accrued interest to such re- demption date in accordance with the terms of such bonds and as authorized by the resolution of the City Council provid- ing for their issuance. Payment of the principal of and accrued interest on such bonds will be made on the aforesaid redemption date at the office of the paying agent for the Bonds, First National Bank of Minneapolis, in Minneapolis, Minnesota, or its successors, and interest on all bonds will cease as of that date whether or not presented for payment. Dated: BY ORDER OF THE CITY COUNCIL Nasim Quereshi City Manager City of Fridley, Minnesota C - 1 1KK Exhibit C-2 NOTICE OF CALL FOR REDEMPTION $625,000 GENERAL OBLIGATION TAX INCREMENT REDEVELOPMENT BONDS CITY OF FRIDLEY, MINNESOTA NOTICE IS HEREBY GIVEN that on February 1, 1994, the City of Fridley, Minnesota, will redeem and pay prior to maturity all of the then outstanding bonds of its issue of $625,000 General Obligation Tax Increment Redevelopment Bonds, dated August 1, 1982, at par and accrued interest to such redemption date in accordance with the terms of such bonds and as authorized by the resolution of the City Coun- cil providing for their issuance. Payment of the principal of and accrued interest on such bonds will be made on the aforesaid redemption date at the office of the paying agent for the bonds, Northern Trust Company, in Chicago, Illinois, or its successors, and interest on all bonds will cease as of that date whether or not presented for payment. Dated: BY ORDER OF THE CITY COUNCIL Nasim Quereshi City Manager City of Fridley, Minnesota C - 2 ILL Exhibit C-3 NOTICE OF CALL FOR REDEMPTION $600,000 GENERAL OBLIGATION TAX INCREMENT REDEVELOPMENT BONDS, SERIES II CITY OF FRIDLEY, MINNESOTA NOTICE IS HEREBY GIVEN that on February 1, 1994, the City of Fridley, Minnesota, will redeem and pay prior to maturity all of the then outstanding bonds of its issue of $600, 000 General Obligation Tax Increment Redevelopment Bonds, Series II, dated November 1, 1982, at par and accrued interest to such redemption date in accordance with the terms of such bonds and as authorized by the resolution of the City Council providing for their issuance. Payment of the principal of and accrued interest on such bonds will be made on the aforesaid redemption date at the office of the paying agent for the bonds, First Trust Company of St. Paul, in St. Paul, Minnesota, or its successors, and interest on all bonds will cease as of that date whether or not presented for payment. Dated: BY ORDER OF THE CITY COUNCIL Nasim Quereshi City Manager City of Fridley, Minnesota C - 3 ltirl EXHIBIT D Issuance Costs D - 1 1111) KER/fridley2 Draft 4/30/85 ARBITRAGE CERTIFICATE The undersigned, , of the Housing and Redevelopment Authority in and for the City of Fridley, Minnesota (the "Authority") hereby certifies as follows: 1. Responsible Officer . I am an officer of the Authority charged with the responsibility for the issuance, sale and delivery of the Authority' s $ Tax In- crement Revenue Bonds of 1985 (the "Bonds" ) issued pursuant to a Bond Resolution (Resolution No. ) adopted by the Board of Commissioners of the Authority on May _, 1985 (the "Bond Resolution" ) . 2. Background and Purpose. A portion of the Bonds are issued pursuant to Minnesota Statutes, Sections 273.71 through 273.86 (the "Tax Increment Act" ) for the purpose of paying public redevelopment costs under Minnesota Statutes, Chapter 462 (the "Redevelopment Act" ) with respect to pro- jects created under the Tax Increment Act or Redevelopment Act known as Redevelopment Project No. 1, Moore Lake Rede- velopment Project and North Area Project, all such projects having coterminous areas located in the City of Fridley, Minnesota (collectively such projects being the "Pro- ject" ) . Additionally, a portion of the Bonds are issued to refund under the Tax Increment Act and Minnesota Statutes, Sections 475.67 the following three series of general obli- 100 gation bonds (the "Refunded Bonds" ) of the City of Fridley, Minnesota (the "City" ) : $2,200,000 General Obligation Tax Incre- ment Redevelopment Bonds of 1981, dated as of February 1, 1981 ( "1981 Bonds" ) , $2,075,000 outstanding; $625,000 General Obligation Tax Increment Redevelopment Bonds of 1982, dated as of August 1, 1982 ( "1982 Bonds" ) , $620,000 out- standing; and $600 ,000 General Obligation Tax Increment Redevelopment Bonds of 1982, Series II, dated as of November 1, 1982 ( "1982 Bonds, Series II" ) . The Refunded Bonds were issued for the purpose of providing funds to pay public redevelopment costs in the Project. The City and the Authority have entered into an Escrow Agreement dated as of May _, 1985 (the "Escrow Agreement" ) establish- ing an escrow fund (the "Escrow Fund" ) with ( "Escrow Agent" ) to provide for the payment of the principal of and interest on the Refunded Bonds when due, and, to call for early redemption on February 1, 1990 all then outstand- ing 1981 Bonds and on February 1, 1994 all then outstanding 1982 Bonds and 1982 Bonds, Series II, at par plus accrued interest. The City, which is the issuer of the Refunded Bonds, is included within the Authority, which is the issuer of the Bonds. 3. Original Proceeds. The net amount received by the Authority as a result of the sale of the Bonds and treated as original proceeds is computed as follows: - 2 - 1PP Purchase Price $ Accrued Interest Less: Issuance Expenses $ (Not Including Bond Insurance) Original Proceeds 11 4. A. .lication of Proceeds; No Over Issuance. The total proceeds from the sale of the Bonds are $ ($ purchase price plus $ accrued interest) , which will be applied as follows: (a) $ will be used to acquire United States Treasury Obligation -- State and Local Government Series (the "SLGS" ) to be held by the Escrow Agent in the Escrow Fund for the purpose of paying debt service on the Refunded Bonds. (b) $ will be deposited with the Escrow Agent as a cash balance in the Escrow Fund for the pur- pose of paying debt service on the Refunded Bonds. will be applied to the payment of expenses of the Authority and the City in connection with the issuance and sale of the Bonds ($_____- and the purchase of insurance for the Bonds ($ ) • (d) $ will be deposited in the 1985 Tax Increment Revenue Bonds Debt Service Account established by the Bond Resolution (the "Debt Service Account" ) for accrued interest on the Bonds ($ ) and $ as the initial Basic Reserve Requirement (as defined in the Bond Resolution) . - 3 - 100 (e) $ will be deposited in the 1985 Tax Increment Revenue Bonds Project Account established by the Bond Resolution (the "Project Account" ) for the purpose of paying public redevelopment costs of the Project. Investment proceeds on Bond proceeds will be applied to payment of public redevelopment costs ( in the case of Pro- ject Account investments) , payment of debt service on the Refunded Bonds (in the case of Escrow Fund investments) and payment of debt service on the Bonds (in the case of Debt Service Account investments) . Accordingly, all original proceeds will be expended for the governmental purposes of the issue and no over issuance of Bonds will occur . The application of Bond proceeds to the purchase of the SLGS and the cash balance for the Escrow Fund is set forth in Exhibit hereto. 5. Multipurpose Issue. Pursuant to Treas. Reg. 51 .103-13(b) (9) , in the case of an issue of bonds, part of the proceeds of which are used for a refunding to which Treas. Reg . §1. 103-14 (e) applies, the portion of the pro- ceeds to be used partly for refunding shall be treated as a separate issue for purposes of determining the temporary period requirements, the reasonably required reserve or replacement fund, the application of the major portion test and the application of Treas. Reg. 51.103-15 (relating to excess proceeds) with respect to such separate issue. $ of Bond proceeds will be applied to the refunding - 4 - 1RR (the "Refunding Portion" ) . Such amount consists of ( i ) $ for deposit in the Escrow Fund, (ii) $ of issuance costs associated solely with the refunding (Escrow Agent Fee, fiscal fees, etc. ) , (iii) $ deposited as the Basic Reserve Requirement for Bonds issued for the refunding and ( iv) $ of other issuance costs and underwriter 's discount and $ of accrued interest, allocated to the Refunding Portion. The remainder of the Bonds, $ (the "New Money Portion" ) , is composed of the following: (1) $ for deposit in the Project Account for public redevelopment costs, ( 2) $ for issuance costs associated solely with such portion, ( 3) $ deposited as the Basic Reserve Re- quirement for Bonds issued for public redevelopment costs and (4) $ of other issuance costs and under- writer ' s discount and $ of accrued interest allo- cated to such portion. Deposits, discounts or costs allocable to both the Refunding Portion and the New Money Portion are pro rated as between the two on the basis of the face amount of the Bonds allocable to each portion. 6. Separate Issue Treatment. The various series of Refunding Bonds constitute separate issues of obligations within the meaning of Treas. Reg. 51 .103-13(b) ( 10) . No two series of the Refunded Bonds payable from the same tax in- crements were issued within a period of sixty days of each other or pursuant to a common plan of marketing. Accord- ingly, since the Refunding Portion will refund three sepa- - 5 - 1SS rate series of prior bonds, pursuant to Treas. Reg. S1.103- 14 (e) ( 1) ( ii) , for matters related to transferred proceeds; the major portion test, the reasonably required reserve replacement fund and the adjusted maturity date, the portion of the Refunding Portion used to refund each prior issue will be treated as a separate refunding issue. 7. Construction Account Balance. The City maintains a construction account (the "Construction Account" ) for the purpose of paying development or redevelopment project costs of the Project. Original proceeds and investment proceeds of the Refunded Bonds totaling $ are the sole funds in such account. Funds in the Construction Account are not pledged to the payment of debt service on any Re- funded Bonds and are not reasonably expected to be applied for such purpose. 8. Application of Refunded Debt Service Account Bal- ance, Sinking Funds, and Pledged Monies. The City maintains a single account (the "Refunded Debt Service Account" ) for the purpose of paying principal and interest on all Refunded Bonds . The amounts presently on deposit in the Refunded Debt Service Account ($ ) will be allocated to each series of Refunded Bonds on the basis of their face amounts pursuant to Treas. Reg. 51.103-13(g) (6) and as allocated will be deposited in the Escrow Fund in sub- accounts for the respective series. Amounts so deposited will be invested as set forth in Exhibit _ attached hereto. All amounts so deposited consist of tax increments - 6 - 1TT or earnings thereon and will not be subject to yield re- strictions as they will constitute less than a major portion of the proceeds of the applicable series of Refunded Bonds (less than 15% of the face amount thereof where the original proceeds, without regard to issuance costs, were at least 98% of the original face amount) . Such amounts as held in the Refunded Debt Service Account were not expected to be applied to the payment of debt service on the Refunded Bonds because tax increments expected to have been collected and deposited in the Refunded Debt-Service Account were reason- ably expected to have been sufficient alone to fund all debt service on the Refunded Bonds. Except for amounts in the Refunded Debt Ser:ice Account and the Escrow Fund, there were or are no other amounts pledged or reasonably expected to be applied to the payment of debt service on the Refunded Bonds or which constitute sinking funds or replaced funds for such issue. 9 . Escrow Fund Investment Proceeds. The portion of Bond proceeds to be deposited with the Escrow Agent set forth in Section 4 hereof will be used to acquire certain United States Treasury Obligations - SLGS which mature and bear interest as set forth in Exhibit _. The total inter- est income received from the SLGS will be $ . The amounts received as principal of and interest on the SLGS are expected to be applied in accordance with the Escrow Agreement to payment of principal and interest on the Re- funded Bonds and are not expected to be invested or rein- - 7 - 1UU vested. Amounts remaining in the Escrow Fund after payment of principal and interest on the Refunded Bonds will be $ and will be deposited in the Construction Account. Bond proceeds for- payment of issuance costs and issuance premium are expected to be paid on the date hereof for such purposes without investment. 10. Escrow Fund Investments from Sources other than Bond Proceeds; Minor Portions. The $ deposited in the Escrow Fund from sources other than the proceeds of the Bonds was derived from the Refunded Debt Service Account and will be used to acquire the investments described in Exhibit . All such amounts and earnings thereon at anytime in the Escrow Fund which are allocated to a series of Refunded Bonds will be less than 15% of the face amount of the appli- cable series of Refunded Bonds and will be unrestricted as to yield pursuant to Treas. Reg. §1.103-13 (b) (1) (ii) . 11. Project Account Investments. Bond proceeds de- posited in the Project Account will be invested as unre- stricted yield pursuant to the temporary period discussed in section 17(a) . All earnings from such investing will be applied to public redevelopment costs within such temporary period. 12. Transferred Proceeds. All original proceeds and investment proceeds of the Refunded Bonds have been spent except for $ held in the Construction Fund. All original and investment proceeds will be fully spent for public redevelopment costs of the Project before February 1, - 8 - 1VV 1986, the next principal payment date for Refunded Bonds. Accordingly, there will be no transferred proceeds within the meaning of Treas. Reg. §1.103-14(e) . 13. Investment Proceeds. Investment proceeds for the Bonds will be all earnings on proceeds of the Bonds. Based on sections 9, 10, 11 and 12 hereof, it is not expected that there will be any investment proceeds with respect to the Bonds within the meaning of Treas. Reg. S1.103-13(b) ( 2) ( ii) , other than the $ referred to above in section 9, and earnings on the proceeds of the Bonds deposited in the Debt Service Account and the Project Account Fund. 14 . Yield Calculations. For purposes of this Certifi- cate, yield is, and shall be, calculated in the manner pro- vided by Treas. Reg. 51 . 103-13(c) and (d) , as modified by State of Washington v. Commissioner , 692F. 2d 128 (D.C. Cir . 1982) . Thus, generally, yield means the percentage rate which when used in computing the present value of all pay- ments of principal of and interest on an obligation produces an amount equal to the purchase price. For the purpose of computing the yield on the Bonds, the purchase price is the price paid by the purchasers of the Bonds to the Authority, less the $ of reasonable administrative costs of the City incurred in connection with the issuance of the Bonds, as permitted by State of Washington v. Commissioner, and less the $ for insurance on the Bonds paid on the date hereof which is treated as interest paid on the Bonds as permitted by Treas. Reg. §1.103-13(c) (8) . Accord- - 9 - • ing to information provided by Miller & Schroeder Munici- pals, Inc. , underwriters for the Bonds, the present value of the debt service savings resulting from the purchase of the bond insurance, discounted at the yield on the Bonds, is $ , an amount greater than the $ premium. In the calculation of yields stated in paragraphs 14 and 15 the present worth of all payments of the principal of and interest on the Bonds and the SLGS, respectively, was com- puted by the Canadian method of computing yield, a method which is consistent with the principles of the actuarial method of computing yield, as required by Treas . Reg. §1.103-13(c) (1) . The yield on the Bonds and the SLGS was calculated by use of the same frequency interval of com- pounding interest, i .e. , interest was compounded semian- nually using a 360-day year. The SLGS constitute the same class of acquired obligations, since all of them are acquired non-purpose obligations under Treas. Reg. S1.103- 13(b) (4) (iv) . Thus, the computation was made jointly for such SLGS which comprise a single issue of acquired obliga- tions as provided in Treas . Reg. S1.103-13(c) (2) . All SLGS in the Escrow Account will be purchased directly from the United States Treasury. 15. Yield on the Bonds. The yield produced by the Bonds is % per annum. The Bonds were sold at public sale for a reasonable price under customary standards applicable in the market. The purchase price of the Bonds and interest rates thereon are set forth in Exhibit _ hereto. - 10 - 1XX 16. Yield on the SLGS in Escrow Account Purchased with Bond Proceeds. The yield produced by the SLGS deposited in the Escrow Fund which were purchased with the proceeds of the Bonds is not more than % per annum. Such yield is not materially higher than the yield produced by the Bonds as set forth in paragraph 15 hereof. As permitted by Treas. Reg. S1.103-13(b) ( 5) ( ii ) , a materially higher yield is the yield which is higher then the yield on the Bonds plus an amount equal to $25,000 multiplied by the yield on the Bonds, divided by the original proceeds of the Bonds . 17. Temporary Periods for Unrestricted Yields. (a) New Money Portion. Not later than six months from the date hereof the Authority will incur a binding obligation in an amount not less than $100,000 to com- mence construction or acquisition of land or improve- ments for the public redevelopment costs to be financed with proceeds of the Bonds deposited in the Project Account. After incurring such obligation, work on the public redevelopment costs will proceed with due dili- gence and all original proceeds deposited in the Project Account will be expended on such public redevelopment costs within three years from the date hereof. Accord- ingly, pursuant to Treas. Reg. §1.103-14 (b) such original proceeds and investment proceeds thereon, which are required to be deposited in the Project Account may be invested without yield restriction for a period end- ing not later than three years from the date hereof . - 11 - 1YY (b) ing Money Portion. The applicable tem- • porary period during which the Authority is permitted to invest a major portion of the Refunding Portion at a yield materially higher than the yield on the Bonds is the 30-day period specified and permitted under Treas. Reg. 51 .103-14(e) (3) (ii) (A) . $ of Bond pro- 11 ceeds deposited in the Debt Service Account was received as accrued interest for a period of less than six months. Such amount will be expended within the one year temporary period permitted by Treas. Reg. §1.103- 14(e) (3) (vii) and may for such period be invested at an unrestricted yield. The $ to be applied to issuance expenses will be so expended within the one year temporary period permitted by Treas. Reg . §1.103- 14 (e) ( 3) (viii) . (c) Bona Fide Debt Service Fund. A thirteen month temporary period permitted by Treas. Reg. S1.103- 14(b) (10) 1.103-14(b) (10) applies to amounts contributed to the Debt Service Account which are described in section 18(a) hereof and for such period amounts comprising the bona fide debt service account may be invested at an unre- stricted yield. 18. Investment of Debt Service Account. The Bonds are payable solely from amounts on deposit from time to time in the Debt Service Account. Such amounts will consist solely of (i) the $ initially deposited therein from the proceeds of the Bonds and Parity Obligations as the Initial - 12 - 1ZZ Basic Reserve Requirement (as defined in the Bond Resolu- tion) or, ( ii) tax increments from five tax increment dis- tricts established under the Tax Increment Act which are required under the Bond Resolution and expected to be de- posited therein only to the extent necessary, with funds on hand therein in excess of the balances described below, to pay principal and interest on the Bonds and Parity Bonds (as defined in the Bond Resolution) and (iii) investment earn- ings on amounts on deposit therein. No other tax increments or other funds of the City or the Authority are pledged to the payment of the Bonds or reasonably expected to be used therefor . $ of the initial deposit of Bond pro- ceeds will be deemed held in a bona fide debt service account and $ in a reasonably required reserve, as discussed below. (a) Bona Fide Debt Service Fund. That portion of the Debt Service Account which exceeds the Basic Reserve Requirement and Supplemental Reserve .described below is a fund that will be used' primarily to achieve a proper matching of revenues and debt service within each bond year for the Bonds and Parity Obligations and will be depleted at least once each year except for a reasonable carryover amount not to exceed the greater of one year ' s earnings on the fund or one-twelfth of annual debt ser- vice. The Bond Resolution provides that amounts de- posited therein from February 1 through February 1 of the following year will equal 125% of the debt service - 13 - 'AAA of the Bonds and any Parity Obligations during such period but funds in the Debt Service Account in excess of the amounts held as the Basic Reserve Requirement, the Supplemental Reserve and amounts necessary to pay debt service during such period will be returned to the Authority or held as part of the Supplemental Reserve. Parity Obligations will have scheduled payments of prin- cipal and interest only on the same days as the Bonds. Pursuant to Treas. Reg. S1.103-13(b) (12) a bona fide debt service fund may be established for' two or more issues, provided that the total amount in the fund at no time exceeds the amounts that could be held in bona fide debt service funds established separately for each of the issues. Therefore, the amount carried forward from each February 1 is not reasonably expected to exceed one year ' s interest on that portion of the Debt Service Account in excess of the Basic Reserve Requirement and Supplemental Reserve allocable to the Bonds or any Parity Obligations and, accordingly such portion of the Debt Service Reserve Account is a bona fide debt service fund within the meaning of Treas. Reg. S103-13(b) (12) . All amounts received as part of the bona fide debt ser- vice fund are expected to be spent for debt service within thirteen months of receipt. Accordingly, pursu- ant to Treas. Reg. §1.1x3-14(b) (10) amounts in such bona fide debt service fund may be invested as unrestricted yields. - 14 - 1BBB (b) Basic Reserve Requirement. $ of Bond proceeds will be deposited as the Initial Basic Reserve Requirement, which does not exceed the lesser of ( i ) 15 percent of the original face amount of the issue (the original proceeds determined without regard to issuance expenses being not less than 98 percent of the original face amount of the issue) , (ii) 125 percent of the average annual debt service on the Bonds, and ( iii ) the maximum annual debt service on the Bonds . A similar Initial Basic Reserve Requirement will be funded for any issuance of Parity Obligations. Further , such reserves are required by the bond insurer for the sale of the Bonds. Accordingly, the initial deposit in the Debt Service Account for the Basic Reserve Requirement con- stitutes a reasonably required reserve fund within the meaning of Treas. Reg. 51.103-14(d) . From Tax Incre- ments deposited, the Authority is thereafter required to deposit amounts to restore or maintain the Basic Reserve Requirement which is equal to 125% of the maximum annual debt service on the Bonds and Parity Obligations. Absent the issuance of Parity Obligations, amounts held as the Basic Reserve Requirement for the Bonds will not exceed 15% of the original proceeds of the Bonds plus issuance costs. As discussed under Section 5 hereof , for purposes of determining a reasonably required re- serve and replacement fund and the major portion test, the Bonds are deemed issued as two issues: $ - 15 - 1CCC for the Refunding Portion and $ for the New Money Portion. All amounts held as the Basic Reserve Requirement will be allocated between the Refunding Portion and New Money Portion in proportion to the amounts of each portion. All amounts other than original proceeds held as part of the Basic Reserve Requirement will be allocated among the Bonds and Parity Obligations on the basis of the face amount. With respect to each of the New Money Portion or the Refunding Portion, up to the lesser of (i) 15% of such portion (less the portion of the underwriter ' s discount allocated thereto) , ( ii) 125% of average annual debt service for such portion and ( iii ) the maximum annual debt service for such portion will be deemed a reasonably required reserve and replacement fund for such portion pursuant to Treas. Reg. §1.103-14(d) and Rev. Ruling 84-26. The amount of the Basic Reserve Requirement allocable from time to time to the New Money Portion which constitutes a reasonably required reserve may be invested at an unrestricted yield pursuant to Treas. Reg. S1.103-14(d) . Up to 15% of the New Money Portion (less the portion of the underwriter ' s discount allocated thereto) , the amount of the Basic Reserve Requirement allocable to such portion may be invested at an unrestricted yield as being less than a major portion of the New Money Portion pursuant to Treas. Reg. S1.103- 13(b) ( 5) . Any amount of the Basic Reserve Requirement - 16 - 1DDD in excess of the foregoing amounts which are allocated to the New Money Portion shall not be invested at a yield greater than the yield on the Bonds. In accor- dance with Treas. Reg. §1.103-14 (e) ( 5) amounts of the Basic Reserve Requirement allocated to the Refunding Portion constituting a reasonably required reserve will not be invested at a yield greater than the yield on the Bonds before the "adjusted maturity date" of the Refunded Bonds as such term is defined in Treas. Reg. §1.103-14 (e) (6) . After each adjusted maturity date, pursuant to Treas. Reg. SS1.103-14(e) ( 5) and 1.103- 14(e) ( 6) , a portion of original proceeds held as part of the Basic Reserve Requirement (representing an amount proportional to the principal of the Refunding Bonds paid to the extent it constitutes part of a reasonably required reserve) may be invested at a yield not exceeding the yield stated in section 16. Any other amounts held as part of the Basic Reserve Requirement and allocated to the Refunding Portion will not be invested at a yield greater than the yield determined by Section 14 hereof. [Attached hereto as Exhibit is a schedule showing the investments of amounts allocated to the Basic Reserve Requirement and the yield thereon. ] [CONFIRM] (c) Supplemental Reserve. Amounts of Tax Incre- ment deposited each year in excess of amounts for restoration of the Basic Reserve Requirement and payment - 17 - IEEE of debt service on the Bonds and Parity Obligations will, if less than 25% of such debt service, be held as part of a Supplemental Reserve for the purchase or payment of debt service on the Bonds and Parity Obli- gations. Amounts in the Supplemental Reserve will be so held (or applied) until payment in full of all such bonds or obligations or the earlier occurrence of Debt Service Excess (as defined in the Bond Resolution) which is at least 25% of debt service on the Bonds and Parity Obligations during the applicable Computation Period (as defined in the Bond Resolution) . Amounts so held will constitute a sinking fund within the meaning of Treas. Reg. §1.103-13 (g) and will be allocated between the Bonds ( including among the New Money Portion and the Refunding Portion) and Parity Obligations on the basis of face amount. All amounts in the Supplemental Reserve allocated to the New Money Portion which exceed the amount of $ , (15% of the New Money Portion less the underwriter ' s discount allocable thereto) , reduced by amounts held as part of the Basic Reserve Requirement, shall not be invested at a yield greater than the yield on the Bonds. All amounts in the Supplemental Reserve allocated to the New Money Portion shall not be invested at a yield greater than the yield on the Bonds. 19 . Excess Proceeds . Excess proceeds are computed in accordance with Treas. Reg. 51. 103-15(b) . For such purposes the Refunding Portion is a separate issue pursuant to Treas. ' - 18 - 1FFF Reg. 51 .103-13 (b) (9) . Subject to deductions and exceptions hereinafter discussed, excess proceeds of the Refunding Portion of Bonds include all proceeds of such portion, in- cluding original proceeds, investment proceeds, transferred proceeds and sinking fund proceeds. For purposes of Treas. Reg. 51.103-15 "transferred proceeds" means all original proceeds, investment proceeds and transferred proceeds of the Refunded Bonds except for amounts spent before the Bonds are issued. (a) Original Proceeds. For the above purpose, original proceeds of the Refunding Portion reflects the face amount of such portion plus allocable accrued in- terest $ (section 5 hereof) , less a pro rata share of underwriter ' s discount $ , less issu- ance costs incurred solely due to the Refunding Por- tion, $ , and less issuance costs attributable to the entire Bond issue and allocated pro rata to the Refunding Portion , resulting in $ (b) Sinking Fund Proceeds. The only sinking fund or replaced fund proceeds for the Bonds are those in the Debt Service Account discussed above and pursuant to Treas. Reg. 51.103-15(b) ( ix) amounts treated as proceeds solely because they are accumulated in a sinking fund for Refunded Bonds are excluded from computing excess proceeds. (c) Transferred Proceeds. For purposes of Treas. Reg. §1. 103-15(b) , the only transferred proceeds of the Refunding Portion are the original proceeds and invest- - 19 - 1GGG ment proceeds of the Refunded Bonds, and earnings therein. All such amounts are held in the Construction Account and total $ . Amounts in the Construc- tion Account will be applied to the payment of public redevelopment costs which is the purpose for which the Refunded Bonds were issued. With respect to the Re- funded Bonds there are no transferred proceeds (within the meaning of section 1.103-14 (e) ) or other sinking funds or replaced funds. Transferred proceeds for the Refunding Portion, within the meaning of Treas. Reg. S1 .103-15(b) , may be excluded from computing excess proceeds pursuant to Treas. Reg. §1.103-15 (b) (vi) be- cause all such proceeds will be applied to the purposes of the Refunded Bonds. (d) Investment Proceeds. Investment proceeds from Bond proceeds deposited in the Escrow Fund will be $ Investment proceeds on Bond proceeds de- posited as the Basic Reserve Requirement (which is a reasonably required reserve) allocable to the Refunding Portion are excluded from computing excess proceeds pursuant to Treas. Reg. 51.103-15 (b) (vii ) . Investment proceeds from accrued interest deposited in the Debt Service Account will be $ (e) Excess Proceeds Before Certain Deductions. Before deductions set forth in subparagraph ( f) and based on the foregoing, the maximum excess proceeds of the Refunding Portion will be the sum of the following: - 20 - 1HHH 1. original proceeds (paragraph $ (al)) 2. investment proceeds (paragraph (after certain (d) ) exclusions) 3. sinking fund proceeds [Excluded) 4. transferred proceeds [Excluded) Total $ (f) Deductions. In computing excess proceeds for the Bonds pursuant to Treas. Reg. $1.103-15(b) the fol- lowing may be deducted from the total of (e) : Total of (e) $ LESS 1. Proceeds that will be used to pay principal and interest on the Refunded Bonds $ 2 . Proceeds that will be used to pay not more than six months accrued interest on the Bonds $ 3. Proceeds that will be used to pay capitalized interest for the Bonds ( including insurance premium and investment 'of accrued interest proceeds) $ 4. Proceeds that will be used as part of a reasonably required reserve fund for the Bonds $ 5. Proceeds that will be used to pay the administrative costs for repaying Re- funding Bonds, carrying and repaying the Bonds, or purchasing, carrying and selling or redeeming - 21 - 1III obligations acquired with Bond proceeds $ -0- Total $ Accordingly, excess proceeds do not exceed one percent of the original proceeds of the Refunding Portion. 20. Bond Covenants. In the Escrow Agreement, the Authority covenanted and agreed that the Escrow Account will not be reinvested contrary to the yield restrictions of Section 103(c) of the Internal Revenue Code of 1954, as amended, and regulations thereunder. Based on the foregoing the Authority reasonably expects that except as otherwise contemplated herein the yield on investment of such funds will not exceed the yield on the Bonds. The Authority rea- sonably expects the Bonds will not be arbitrage bonds. 21. Sinking Funds. Except for the Debt Service Account referred to in the Bond Resolution, the Authority has not created, and does not expect to create or establish, any sinking fund, replaced funds or similar fund with respect to the Bonds . The Authority recognizes that if amounts of tax increments and other revenues collected and accumulated exceed the amount of current debt service, other than accum- ulations to which a temporary period applies, the Authority will be required to observe the obligation of the Bond Reso- lution to limit the yield on investment of the amounts in the Debt Service Account. - 22 - 1JJJ 22. Accountant ' s Report. The undersigned has read and studied the report of independent public accountants, per-. taining to the Bonds and the Escrow Fund. 23. Reasonable Expectations. To the best knowledge, information and belief of the undersigned, the above expec- tations are reasonable. All expectations are based on the foregoing, existing facts, the accountant ' s reports, the Bond resolution, plans and estimates for construction of public improvements, the resolution pursuant to which the Refunded Bonds were issued and existing provisions of the Internal Revenue Code of 1954, as amended, and regulations thereunder. 24 . Absence of IRS Listing. The Authority has not been notified of any listing by the Internal Revenue Services of an issuer that may not certify its bonds. 25. Purpose and Authority for Certificate. This cer- tificate is being executed and delivered pursuant to Treas. Reg. SS1.103-13, 1.103-14 and 1.103-15, and the undersigned officer of the Authority is charged (by resolution of the Board of Commissioners of the Authority) with the responsi- bility of issuing the Bonds. Dated: May _, 1985 Housing and Redevelopment Authority in and for the City of Fridley, Minnesota - 23 - EzAECTORATE } OF ee PUBLIC WORKS -1, - - r CITYOF MEMORANDUM �--- F R1 Dire _ ��♦� 5/1/85 PW 85-118 r _0Io12lora,TPublic Works Direct !O •:t100 �w p BOAC? # Nasim Qureshi, City Manager University/Mississippi Intersection • 1 Completion _ At the joint meeting of the City Council and HRA, Monday, April 29, 1985, the submittals received for the University and Mississippi Intersection Competition were presented. It was a concensus of both groups to identify the the Fourmes Transition Concept as the best submittal, followed by the Light Columns and Cable Suspension. The awardees are as follows: First Place - $ 1,500.00 Andrew Leicester and Steve Baker Second Place - $ 500.00 Jerry Allan & Georgiana Allan Third Place - $ 200.00 Saunders Schultz & William Severson - Assisted by Jerry Allan Recommend the HRA authorize these awards. JGF:jmo rjor D RECYORATE N OF qr4: RKSWPUBLIC O -- • F�� MEMORANDUM DATE 5/3/85 PW 85-120 FP04 M John FloraLPublic Works Director TO A:�i0 10410 $uRACT Nasim Qureshi, City Manager Center City Construction ` 4 --- --_ As our concept development continues for the improvement of University/Mississippi intersection area, the following items are summarized for you: 1. While we have submitted a proposal to the County for the improvement of Mississippi Street at University providing for a right turn, left turn and two through lanes on the east side of the intersection and a right turn/left turn and through lanes on the west side of the intersection, we have not received any formal direction from the HRA to initiate this work. 2. A summary of expenditures for the intersection has not been finalized. The following is provided: a. Southeast Corner 1). Total costs identified are $228,200.00 which includes $50,000.00 for the intersection monument, construction • of a median island, curbing, and walkway lights. b. Northwest Corner The northwest corner, including Holly totals $357,757.50, $127,000.00 of which is to, be assessed to the Holly Shopping Center for landscaping, irrigation, walkway and parking lot lights. Enclosed also is the extension of the median island when the property to the southwest is eventually developed. c. An additional $305,000.00 has been identified for the intersection monuments and the $250,000.00 worth of improvements the Holly Shopping Center is completing. d. Southwest Corner Southwest corner improvements total $173,000.00. This includes complimentary landscaping, curbing, traffic signals and underground relocation of the NSP power line. e. Total improvements cost $1,064,000.00 with $382,000.00 identified as Holly costs, $87,800.00 City costs and $78,200.00 Target costs, leaving $514,300.00 an HRA requirement. This information is provided as the best guesstimate of the work to be accomplished and the costs identified at this time. JGF:jmo SA CENTER CITY / HOLLY CENTER IMPROVEMENTS (MARK) DATE: APRIL 22, 1985 CONSTRUCTION ITEM PROJECT YEAR IMPROVEMENT COST HRA HOLLY CENTER CITY TARGET SE CORNER UNIV. AVE. E. SERVICE DRIVE ST. 1985-1 '85 43,100.00 43,100.00 INTERSECTION MONUMENTS HRA '85 50,000.00 50,000.00 MISSISSIPPI ST. EAST ISLAND COUNTY '86 '86 14,500.00 7,250.00 7,250.00 MISSISSIPPI BLVD. (UNIV. - 5th) MISC. '85 '85 29,100.00 29,100.00 MISSISSIPPI ST. CURBING (EAST SIDE) COUNTY '86 '86 6,000.00 6,000.00 IALKWAY LIGHTS (C.O. Required) MONETTE '85 10,500.00 10,500.00 4SP UNDERGROUND NSP '84 75,000.00 73,320.00 SE CORNER TOTAL 228,200.00 67,750.00 0.00 80,570.00 78,200.00 NW CORNER ADUISITION OF PHILLIPS STATION HRA '85 90,000.00 90,000.00 RIGHT OF WAY AGUISITION (MISS.) HRA '85 38,697.50 38,697.50 REMOVAL OF PHILLIPS STATION DEMO '85 '85 4,560.00 4,560.00 PAVING SE CORNER OF LOT (+ CURBING) ST. 1985-1 '85 61,000.00 61,000.00 PAVING MAIN DRIVEWAY ST. 1985-1 '85 5,200.00 5,200.00 :ANDSCAPIN6 - HOLLY ENTRANCE - A ST. 1985-1 '85 3,100.00 3,100.00 - HOLLY ENTRANCE - B ST. 1985-1 '85 9,300.00 9,300.00 - HOLLY FRONT - C ST. 1985-1 '85 10,600.00 10,600.00 - ISLAND D ST. 1985-1 '85 900.00 900.00 - UNIV. BLVD. - E ST. 1985-1 '85 12,700.00 12,700.00 -MISSISSIPPI BLVD. - F ST. 1985-1 '85 20,600.00 20,600.00 -MISSISSIPPI BLVD. - 6 ST. 1985-1 '85 21,100.00 21,100.00 LANDSCAPE IRRIGATION '85 15,000.00 15,000.00 MISSISSIPPI ST. WEST ISLAND COUNTY '86 '86 9,500.00 4,750.00 4,750.00 MISSISSIPPI ST. WEST ISLAND (EXT.) 5,000.00 2,500.00 2,500.00 (ALKWAY LIGHTS '85 8,500.00 8,500.00 PARKING LOT LIGHTS HOLLY '85 42,000.00 42,000.00 SUBTOTAL $357,757.50 $223,507.50 $127,000.00 $7,250.00 $0.00 INTERSECTION MONUMENTS HRA '85 50,000.00 50,000.00 PURCHASE PARCEL B HOLLY '85 22,500.00 22,500.00 GOOF REPAIR & FACADE IMPROVEMENT HOLLY '85 200,000.00 200,000.00 PYLON SIGN HOLLY '85 24,400.00 24,400.00 MISCELLANEOUS COSTS HOLLY '85 8,100.00 8,100.00 SUBTOTAL $305,000.00 $50,000.00 $255,000.00 $0.00 $0.00 (W CORNER TOTAL $662,757.50 $273,507.50 $382,000.00 $7,250.00 $0.00 SW CORNER .ANDSCAPIN6 - MISSISSIPPI BLVD. - H 70,000.00 70,000.00 JNDERSROUND NSP (TH 47 - 2nd ST) NSP '86 85,000.00 85,000.00 MISSISSIPPI ST. CURBING (SOUTH SIDE) '86 6,000.00 6,000.00 MISSISSIPPI ST. CURBING (FUTURE) 6,000.00 6,000.00 STATE TRAFFIC SIGNALS '86 6,000.00 6,000.00 SW CORNER TOTAL $173,000.00 $173,000.00 $0.00 $0.00 NE CORNER • 4E CORNER TOTAL 0.00 0.00 0.00 0.00 ' 0.00 TOTAL $1,063,957.50 $514,257.50 $382,000.00 $87,620.00 $78,200.00 3B N ...„---J , "C) s c • s • s 0 tet • 41r 6 ® Ti — — \*..v t---e r i;a! _ ....___- JL t a ., '!' -. _ -r 1 _ MI•at••Ippl Strr..t ----:=4-44.----- - --Mississippi 81'.st--- I IF*----;\ , ,,.., ij Taro•t Frlal•y Northern s —� I Library Op•rationa } --� • C lir7 • • it Friel* 4 IC C•Mar ? 1 s •• 1— • d i; • Vlllap•Gran a P LA2� F. _ Townhoma• i ^-faJ 441T l.`. • y — . .fir}-r., . —--_ , � /Fridley (' i } - - - Fraternise AA Plaza ((( I -- { .•IIIc• S Ar rl•1•y Plaza Clinic 4 CITY OF FRIDLEY EN6INEERIN6 DEPARTMENT 6431 UNIVERSITY AVENUE N.E. FRIDLEY, MINNESOTA 55432 TO: Housing and Redevelopment Authority RE: Est. No. 2 (Final ) City of Fridley FOR: Renollett Trucking 6431 University Avenue N.E. 927 Andover Blvd. Fridley, Minnesota 55432 Anoka, Mn. 55304 DATE: April 2, 1985 DEMOLITION OF STRUCTURE - MISSISSIPPI STREET AND UNIVERSITY AVE CONTRACT ESTIMATED UNIT UNIT QUANTITY QUANTITY AMOUNT ITEM QUANTITY PRICE THIS EST. TO DATE TO DATE Demolition of Structure 1 $4,560.00 L.S. 0. 10 1.00 $4,560.00 • 4A ESTIMATE SUMMARY: Original Contract Amount $4,560.00 Contract Additions - Change Order No. ____ - Change Order No. Contract Deductions- Change Order No. ____ - Change Order No. ____ Revised Contract Amount $4,560.00 Value Completed To Date $4,560.00 Amount Retained (0) $0.00 - Amount Paid To Date $4,104.00 AMOUNT DUE THIS ESTIMATE $456.00 CERTIFICATE OF THE CONTRACTOR I hereby certify that the work performed and the materials supplied to date under terms of the contract for the referenced project, and all authorized changes thereto, have an actual value under the contract of the amounts shown on this estimate (and the final quantities of the final estimate are correct) , and that this estimate is just and correct and no part of the 'AMOUNT DUE THIS .ESTIMATE' has been recieved. By -et12-f Date--- c f' PIES Contractor s Authorized Representative (Title) CERTIFICATE OF THE ENGINEER I hereby certify that I have prepared or examined this estimate, and that the contractor is entitled to payment of this estimate under the contract for referenced project. CITY OF FRIDLEY;? , SPECTOR ,p �- By -- 6i'i ---- -- -- - Date J ---- ) - 0--; Checked: By Respectfully Submitted dile/6. Flora, P.E. lirector of Public Works CITY OF FRIDLEY HOUSING & REDEVELOPMENT AUTHORITY MEETING MARCH 14, 1985- CALL TO ORDER: Chairperson Commers called the March 14, 1985, Housing & Redevelopment Authority meeting to order at 7:04 p.m. ROLL CALL: Members Present: Larry Coroners, Elmars Prieditis, Carolyn Svendsen, Walter Rasmussen Members Absent: Duane Prairie Others Present: Nasim Qureshi, HRA Director Sid Inman, City Finance Director Dave Newman, City Attorney Kent Richey, O'Connor & Hannan Dick Graves, Miller & Schroeder APPROVAL OF FEBRUARY 14, 1985, HOUSING &REDEVELOPMENT AUTHORITY MINUTES: MOTION BY MR. RASMUSSEN, SECONDED BY MR. PRIEDITIS, TO APPROVE THE FEB. 14, 1985, HOUSING & REDEVELOPMENT AUTHORITY MINUTES AS WRITTEN. UPON A VOICE VOTE, ALL VOTING A5'E, .CHAIRPERSON COMMERS DECLARED THE MOTION CARRIED UNANIMOUSLY. 1 . CONSIDERATION OF RESOLUTION NO. HRA 5-1985 AUTHORIZING THE DEVELOPMENT F P NS R IMPROVEMENT AND CHANNELI'ATIOPi OF THE TRUNK HIGHWAY 65 AND 1JEST 11OORE LAKE DRIVE/CENTRAL'AVENUE INTERSECTION: Mr. Qureshi stated that since the proposal for the 100 Twin Drive-in proeprty about a year ago, there was some concern that this intersection at West Moore Lake Drive/Highway 65/Old Central was already congested at certain times; and if there was going to be some substantial development on this property, what additional impact would this have on the intersec- tion? At that time, the City Council authorized an initial preliminary study of the intersection and what improvements could possibly be made to alleviate potential future traffic problems. That study was completed, presented to the City Council , the City Council held a public hearing noti- fying the neighborhood for input, and met with the two major property owners, the owner of the 100 Twin Drive-in and Mr. Jerry Johnson,for their input. After the public hearing and meetings, the City Council decided on a plan that the City should be working with Anoka County and the State Highway Dept. to facilitate further development of the plans and the intersection. HOUSING & REDEVELOPMENT AUTHORITY MEETING, MARCH 14, 1985 PAGE 2 Mr. Qureshi stated what was being brought to the HRA was essentially the development plan the City Council has approved in this area in a concep- tual way. After the HRA's approval , the City will go into more detailed plans which would require them to work out plans regarding what kind of right of way was needed, what kind of additional monies are going to be needed to include the intersection, and how the contribution between, Anoka County, the State, the HRA, and the City should be divided un. Mr. Qureshi stated that at this time, he was requesting that the HRA authorize the approval of the plans in concept and authorize the City to enter into an agreement with the consultant to draw up the detailed plans. Mr. Commers asked how much money had already been spent on the study. Mr. Qureshi stated the study authorized by the City was $7,000, so the City has already paid $7,000. The proposal before the HRA was for the HRA to pay up to $30,760 for preparing the plans. Mr. Coroners asked if there was any reason why the HRA could not negotiate this cost with the City. Mr. Qureshi stated there was no reason why the HRA could not, but the City has already contributed a certain amount. Now the total impact of the development is creating this potential traffic situation; and, as the HRA knew, this was one of the reasons why the HRA created these districts. They have not used any money up to now from the increments in this area. If the HRA is going to continue to collect increments, they have to start spend- ing money. That might be some justification for the need for this kind of activity; and, if there is a need, the HRA should start spending money so they can justify activity that retains their increment capability. MOTION BY MS. SVENDSEN, SECONDED BY MR. RASMUSSEN, TO APPROVE RESOLUTION NO. HRA 5-1985, "RESOLUTION AUTHORIZING THE DEVELOPMENT OF PLANS FOR THE IMPROVEMENT AND CHANNELIZATION OF THE TRUNK HIGHWAY 65 AND WEST MOORE LAKE DRIVE/CENTRAL AVENUE INTERSECTION". Ms. Svendsen stated she would like to again request that the HRA receive the minutes of the City Council when the City Council has a public hearing or discusses an issue that the HRA will be dealing with in the future. UPON A VOICE VOTE, ALL VOTING AYE, CHAIRPERSON COMMERS DECLARED THE MOTION CARRIED UNANIMOUSLY. 2. CONSIDERATION OF RESOLUTION NO. HRA 6-1985. PROVIDING PRELIMINARY APPROVAL OF THE ISSUANCE OF TAX INCREMENT.,REVENUE..REFUNDING BONDS OF 1984 OF THE HOUSING AND REDEVELOPMENT AUTHORITY F'THE CITY OF FRIDLEY; AUTHORIZING 1 g . 11 1 1 I1 / , :1o1 .1 • e. , . r 1 • Mr. Commers stated that, in addition to the information in the agenda, the HRA members had received at the meeting a memo from Sid Inman to Mr. Qureshi dated March 13, 1985, which apparently related to some correspondence ,and discussions with Bob Ehlers relative to the appropriateness of the proposal . HOUSING& REDEVELOPMENT AUTHORITY MEETING, MARCH 14, 1985 PAGE 3 Mr. Inman stated he would continue to recommend that the HRA pass the Resolution because (1 ) It can be stopped within the next few days by the City Councilpr Housing and Redevelopment Authority; and (2) He still thought it was the appropriate methodology for the Housing and Redevelopment Authority. Mr. Inman stated the information was reviewed partially by Mr. Newman and himself last evening. Mr. Richey of O'Connor & Hannan and Mr. Graves of Miller & Schroeder had worked on it that day. As stated in his cover memo, of three different proposals he has received, there was still a question of the legality of the method in which Mr. Ehlers is asking the City to evaluate. He had not had much opportunity to review the third or major proposal he had received from Mr. Ehlers only that afternoon, but he did know there were some definite mathematical errors in the proposal . Mr. Graves stated there was certainly nothing that couldn't be stonped if the HRA passed the resolution. Mr. Richey stated he could only address the legal issue as he understood it; he could not address the numbers or errors in the numbers. The legal issue that was raised by Mr. Bob Ehlers was whether or not the tax increments from Center City are locked up in the fund to pay off the bonds. It was their position that they would not be willing to agree that you can take those tax increments other than keeping them for existing bonds, which was perceived by the City to be a waste of increments. That opinion was con- curred by Dick Ehlers, who is the son of Bob Ehlers, and was associated with Ehlers.& Associates. Dick Ehlers has left the firm and now Bob Ehlers has taken over the HRA's account. Bob Ehlers has now reviewed the matter and has come to a contrary conclusion from his son, Dick Ehlers. Bob Ehlers views the issue as follows: The bond resolution says that tax increments, including excess increments, shall be deposited in sinking fund which pays the bonds. Bob Ehlers somehow believes that that language doesn't say "tax Increment", meaning all increments, but only excess increments, and that if it is excess increments, you can spend them all on something else before they become excess. Mr. Richey stated he found it difficult to follow Mr. Bob Ehlers' argument, but he did disagree with Mr. Ehlers' conclusion. He stated that was the legal issue being raised by Mr. Ehlers' memo which he had seen about an hour before this meeting. Mr. Richey stated the effect of Resolution No. HRA 6-1985 was to preliminarily authorize the refunding bonds, authorize staff to work with the bond counsel and underwriter to go forward, and to request the City to authorize staff as well . That did not mean the bonds are sold. The bonds cannot be issued without a final resolution from the HRA. At any time up until that point, legally the HRA can prevent the bonds from being sold. If the HRA went that far, however, and made no conditions on the resolution, there could be an awkward situation for the HRA in that the underwriter could offer the bonds HOUSING & REDEVELOPMENT AUTHORITY MEETING, MARCH 14, 1985 PAGE 4 to the market as indication of interest so that everybody thought the bonds were going to be issued, but when they came back for final resolution, the HRA said they were not going to issue the bonds. However, what the HRA could do was put a condition on the resolution that the bonds cannot even be offered without the consent of the HRA. Mr. Newman stated he also had some real problems with what Mr. Ehlers was trying to do. He stated that proceeding with the resolution would not hurt the HRA. MOTION BY MR. RASMUSSEN, SECONDED BY MR. PRIEDITIS, TO AMEND RESOLUTION NO. HRA 6-1985 TO ADD THE STATEMENT THAT THERE WILL BE NO OFFER OF BONDS UNTIL FURTHER APPROVAL BY THE HOUSING & REDEVELOPMENT AUTHORITY. UPON A VOICE VOTE, ALL VOTING AYE, CHAIRPERSON COMMERS DECLARED THE MOTION CARRIED UNANIMOUSLY. MOTION BY MR. RASMUSSEN, SECONDED BY MS. SVENDSEN, TO APPROVE RESOLUTION NO. HRA 6-1985 AS AMENDED. UPON A VOICE VOTE, ALL VOTING AYE, CHAIRPERSON COMMERS DECLARED THE MOTION CARRIED UNANIMOUSLY. The HRA agreed to instruct Staff that once Staff has the information from Miller & Schroeder and O'Connor & Hannan that they give Mr. Ehlers three working days to respond. Once the response is received from Mr. Ehlers, the HRA will call a special meeting. If Mr. Ehlers does not respond, the HRA will still move forward. 3. CONSIDERATION OF RESOLUTION NO. HRA 7-1985 AUTHORIZING THE IMPROVEMENT OF 5TH STREET BETWEEN 61ST AND 63RD AVENUE: Mr. Commers stated he did not understand one statement in Mr. Flora's memo to Mr. Qureshi dated March 7, 1985: "Total cost of this improvement is estimated at $145,300.00 and $27,500.00 is to be assessed to the adjoining property owners." Mr. Qureshi stated they feel the investment originally made by the property owners, if properly protected, can be saved. The proposal is not to tear up the existing street but to build on the existing road, widen it, and provide concrete curbing. They feel this improvement will be beneficial to the total area of the redevelopment. Ms. Svendsen asked how much money would be assessed per property owner. Mr. Qureshi stated the cost per property owner was approximately $750. Ms. Svendsen stated she questioned whether it was necessary to assess the property owners at all. HOUSING & REDEVELOPMENT AUTHORITY MEETING, MARCH 14, 1985 PAGE 5 Mr. Qureshi stated they way they justify the assessment was that the property owners were getting a high level of improvement. The Citv's standard is now to provide asphalt paving and concrete curbing. This street was improved before that standard was adopted so they would be bringing this street up to that standard. They were merely charging the homeowner the difference of the cost for the curbing alone. He stated the City Council has already approved this assessment. Public hearings were held, and the property owners had accepted this as a reasonable assessment. Mr. Commers stated he was not sure there should be an assessment to the property owners either. Mr. Prieditis stated he did not quite understand where the need was for this street improvement. Mr. Qureshi stated the existing road is in a shape that if they do some cosmetics and surfacing, they can save the existing base and matte. The homeowners made an investment in their properties and the road. There is a high level of use and activity on this road. It was prudent to save that investment and build on it than to go back later and have to rebuild the whole road. Mr. Commers stated that 5th Street was a state aid road. Were there any state aid funds available to help with this cost? Mr. Qureshi stated they could certainly apply for state aid funds. Mr. Commers stated he had a little bit of a problem in that all of a sudden this comes up, and there has been no input, no decisions, no information given to the HRA as to the priorities of the HRA's funds, where they should be spent, how necessary this was, what the homeowners think, and now the City is asking the HRA to fund it. Mr. Qureshi stated they have talked all along about the improvement on Mississippi St. and 5th St. and better traffic flow. They had a traffic study done. They have gone through public input to make sure the public was reasonable acceptable to bearing some cost. He did not think there was any question as to whether the improvement should be done. If the question was whether the HRA should pay or the City pay, that was negotiable. Mr. Commers stated he was not saying this was not a good thing, and they shouldn't do it; but he was just a little concerned about the manner in which this has come up. He stated they discussed Mississippi St. and 5th St. in front of the Center City development, and the HRA stands ready to do what they have to there, but they have never discussed anything about 5th St. farther down a couple of blocks. Now all of a sudden, the HRA is being asked to pay the bill. Ms. Svendsen stated she really had some trouble assessing the property owners for this street improvement. A lot of people are not too appre- ciative of the plaza and now they are being told their street is part of the whole area and they have to pay $27,500. HOUSING& REDEVELOPMENT AUTHORITY MEETING, MARCH 14, 1985 PAGE 6 Mr. Rasmussen stated maybe they could get some other kind of help to pay the $27,500, rather than having the taxpayers pay that assessment. He felt they should take the burden off the taxpayers. Mr. Qureshi stated he did not have a problem with having State Aid pick up that share of the cost. MOTION BY MR. RASMUSSEN, SECONDED BY MS. SVENDSEN, TO APPROVE RESOLUTION NO. HRA 7-1985 WITH THE AMENDMENT THAT THE HRA WILL PAY $145,300 OF THE 5TH STREET IMPROVEMENT COST, CONTINGENT UPON THE PLAN THAT STATE AID PAY $27,500 SO THERE WILL BE NO ASSESSMENT TO THE PROPERTY OWNERS. UPON A VOICE VOTE, ALL VOTING AYE, CHAIRPERSON COMMERS DECLARED THE MOTION CARRIED UNANIMOUSLY. 4. APPROVAL OF AUDITOR FOR YEAR ENDING DECEMBER 31 , 1984: It was the concensus of the HRA to approve the auditor, George M. Hansen Co. , P.A. , for the year ending December 31 , 1984. 5. ESTIMATE - RENOLLET TRUCKING FOR THE DEMOLITION OF STRUCTURE AT MISSISSIPPI ST. AND UNIVERSITY AVE.: MOTION BY MR. RASMUSSEN, SECONDED BY MR. PRIEDITIS, TO APPROVE THE PAYMENT TO RENOLLET TRUCKING IN THE AMOUNT OF $4,104 FOR THE DEMOLITION OF STRUCTURE AT MISSISSIPPI ST. AND UNIVERSITY AVE. UPON A VOICE VOTE, ALL VOTING AYE, CHAIRPERSON COMMERS DECLARED THE MOTION CARRIED UNANIMOUSLY. 6. CHECK REGISTER: MOTION BY MR. RASMUSSEN, SECONDED BY MS. SVENDSEN, TO APPROVE THE CHECK REGISTER DATED MARCH 8, 1985, AS PRESENTED. UPON A VOICE VOTE, ALL VOTING AYE, CHAIRPERSON COMMERS DECLARED THE MOTION CARRIED UNANIMOUSLY. ADJOURNMENT: MOTION BY MR. PRIEDITIS, SECONDED BY MS. SVENDSEN, TO ADJOURN THE MEETING. UPON A VOICE VOTE, ALL VOTING AYE, CHAIRPERSON COMMERS DECLARED THE MAR. 14, 1985, HOUSING & REDEVELOPMENT AUTHORITY MEETING ADJOURNED AT 9:00 P.M. Respectfully submitted, n ' 4/L Ly a Saba Recording Secretary