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Resolution No. 2021-109 Approving Interfund Loan Resolution No. 2021-109 Approving an Interfund Loan for the Remaining Ooutstanding Balance ($1,120,000) of Series 2010A General Obligation Utility Revenue Bonds Whereas, the Fridley City Council (Council) deems it desirable and in the best interests of the City to call the 2022 through 2026 maturities of the 2010A Bond (Bond), inclusive, totaling $1,120,000 in principal amount, on December 15, 2021, in accordance with the Resolution No. 2010-40; and Whereas. the City shall issue an Interfund Loan (Loan) from the Community Investment Fund to the Water, Sanitary Sewer and Storm Water Utility Funds – No. 601-603 (Utility Funds) to pay off the remaining balance of $1,120,000 attached as Exhibit A; and Whereas, the remaining balance on the original Bond was calculated at 3.5% interest and the interest on the internal fund will be calculated at 2% which will result in an overall interest savings of $30,125; and Whereas, the Utility Fund shall repay the Community Investment Fund from revenues provided by utility rates and charges as determined by the Council, consistent with Sections 7.02 and 11.02 of the Fridley City Charter (Charter); and Whereas, the Council hereby authorizes and approves an Interfund Loan from the Community Investment Fund to the Utility Funds (Water, Sanitary Sewer and Storm Sewer) per the terms stipulated below; and Whereas, the Utility Funds shall repay the Loan from the Community Investment Fund as outlined below. Principal: $1,120,000 Interest Rate: 2.0% Loan Term: 5 Years Annual Payment Amount: Up to $245,000 First Payment Due: December 16, 2022 Final Payment Due: December 16, 2026 Whereas, the outstanding principal and all accrued interest payable under the Loan are pre– payable in whole or in part at any time by the Utility Funds without premium or penalty. No partial pre–payment shall affect the amount or timing of any other regular payment otherwise required to be made under this Loan; and Whereas, the City may amend the terms of the Loan as described above at any time by a resolution of the Council, including a determination to forgive the outstanding principal amount and accrued interest to the extent permissible under law and Section 7.10 of the Charter. Resolution No. 2021-109 Page 2 Now, therefore be it resolved, that the City Council of the City of Fridley hereby authorizes an interfund loan in the amount of $1,120,000 to occur between the Community Investment Fund and Utility Funds beginning December, 16, 2021. th Passed and adopted by the City Council of the City of Fridley this 8 day of November, 2021. _______________________________________ Scott J. Lund – Mayor Attest: Melissa M. Moore – City Clerk Exhibit A Debt Service Schedule City of Fridley December 16,2021 Interest rate at 2% Fund 601,602,603 Utility RevenueWater FundSanitary Sewer FundStorm Water Fund $1,120,000 601602603 Payment Dates PrincipalInterestPrincipalInterestPrincipalInterestPrincipalInterest 12/16/2022 205,000.00 22,400.00 140,000.00 15,100.00 40,000.00 4,200.00 25,000.00 3,100.00 12/16/2023 215,000.00 18,300.00 145,000.00 12,300.00 40,000.00 3,400.00 30,000.00 2,600.00 12/16/2024 225,000.00 14,000.00 150,000.00 9,400.00 40,000.00 2,600.00 35,000.00 2,000.00 12/16/2025 235,000.00 9,500.00 155,000.00 6,400.00 45,000.00 1,800.00 35,000.00 1,300.00 12/16/2026 240,000.00 4,100.00 165,000.00 2,800.00 45,000.00 800.00 30,000.00 500.00 Total 1,120,000.00 68,300.00 755,000.00 46,000.00 210,000.00 12,800.00 155,000.00 9,500.00