8-7-2025 (2)
Housing and Redevelopment Authority
Meeting
August 07, 2025
7:00 PM
Fridley City Hall, 7071 University Avenue N.E.
Agenda
Call to Order
Roll Call
Action Items
1.Approval of Expenditures
2.Approval of the Minutes from the HRA Meeting of June 5, 2025
3.Approval of HRA Meeting Dates for 2026
4.Approval of Resolution 2025-05 -Reassignment of TIF NoteAxle Apartments
Informational Items
5.Update on Housing Programs
Adjournment
Accessibility Notice:
If you need free interpretation or translation assistance, please contact City staff.
Si necesita ayuda de interpretación o traducción gratis, comuníquese con el personal de la ciudad.
Yog tias koj xav tau kev pab txhais lus los sis txhais ntaub ntawv dawb, ces thov tiv tauj rau Lub Nroog cov
neeg ua hauj lwm.
Haddii aad u baahan tahay tarjumaad bilaash ah ama kaalmo tarjumaad, fadlan la xiriir shaqaalaha
Magaalada.
Upon request, accommodation will be provided to allow individuals with disabilities to participate in any City of
Fridley services, programs or activities. Hearing impaired persons who need an interpreter or other persons who
require auxiliary aids should contact CityClerk@FridleyMN.govor (763) 572-3450.
1
Jufn!2/
AGENDA REPORT
Meeting Date:August 7, 2025 Meeting Type:Housing & Redevelopment Authority
Submitted By:Stacy Stromberg, Assistant Executive Director
Title
Approval of Expenditures
Background
Attached are the check reports for the monthsof June & July 2025.
Recommendation
Staff recommend the HRA approve the expenditures for the periodJune 1 through July31, 2025.
Attachments and Other Resources
Check Reports
Vision Statement
We believe Fridley will be a safe, vibrant, friendly and stable home for families and businesses.
2
Jufn!2/
3
Jufn!2/
4
Jufn!3/
AGENDA REPORT
Meeting Date:August 7, 2025 Meeting Type:Housing & Redevelopment Authority
Submitted By:Stacy Stromberg, Assistant Executive Director
Title
Approval of the Minutes from the HRA Meeting ofJune 5,2025
Background
Recommendation
Staff recommendthe HRA approve the minutes from the meeting of June 5, 2025.
Attachments and Other Resources
HRA Minutes June 5, 2025
Vision Statement
We believe Fridley will be a safe, vibrant, friendly and stable home for families and businesses.
5
Jufn!3/
Housing and Redevelopment Authority
June 5,2025
7:00 PM
Fridley City Hall, 7071 University Avenue NE
Minutes
Call to Order
Chairperson Showaltercalled the Housing and Redevelopment Authority meeting to order at 7:00 p.m.
Present
Elizabeth Showalter
Gordon Backlund
Troy Brueggemeier
Rachel Schwankl
Absent
Frank Inamagua
Others Present
Paul Bolin, HRA Assistant Executive Director
Action Items
1. Approval of Expenditures
Motionby Commissioner Backlundto approve the expenditures. Seconded by Commissioner
Brueggemeier.
Upon a voice vote, all voting aye, Chair Showalterdeclared the motion carried unanimously.
2.ApprovalMay 1,2025, Meeting Minutes
Motionby Commissioner Brueggemeierto approve the meeting minutesof May 1,2025,as presented.
Seconded by Commissioner Backlund.
Upon a voice vote, all voting aye, Chair Showalterdeclared the motion carried unanimously.
3.Annual Election of Officers
Paul Bolin, HRA Assistant Executive Director, stated that the bylaws require a Chair and Vice Chair to
be elected each June.
Chair Showalter opened nominations for Chair.
6
Jufn!3/
Housing and Redevelopment Authority Minutes Page 2
6/5/2025
Commissioner Schwankl nominated Elizabeth Showalter for the position of Chair.
Chair Showalter accepted the nomination.
Commissioner Backlund nominated Troy Brueggemeier for the position of Vice Chair.
Commissioner Brueggemeier accepted.
There were no other nominations.
Upon a voice vote, all voting aye, Chair Showalter declared the motion carried unanimously.
Informational Items
4. Update on Housing Programs
Mr. Bolin provided an update on the May loan activity, as well as year-to-date information on the
loans and programs. He introduced Stacy Stromberg, who will become the Assistant Executive
Director of the HRA.
Commissioner Schwankl stated that she has received questions about the Frontdoor Grant and other
programs that would be available for exterior programs. She asked if the two percent loan program
was still active. Mr. Bolin confirmed that the two percent loan program is active. He stated that
applications are no longer being accepted for the Frontdoor Grant program, as those applications are
accepted during January and February.
Adjournment
Motion by Commissioner Backlund to adjourn the meeting. Seconded by Commissioner Brueggemeier.
Upon a voice vote, all voting aye, Chairperson Showalter declared the motion carried and the meeting
adjourned at 7:08 p.m.
Respectfully submitted,
Paul Bolin, Staff Liaison
7
Jufn!4/
AGENDA REPORT
Meeting Date:August 7, 2025 Meeting Type:Housing & Redevelopment Authority
Submitted By:Paul Bolin, Assistant Executive Director
Title
Approval of HRA Meeting Dates for 2026
Background
The HRA typically meets the first Thursday of each month. For 2026, those dates are listed below:
January 8, 2026
February 5, 2026
March 5, 2026
April 2, 2026
May 7, 2026
June 4, 2026
July 2, 2026
August 6, 2026
September 3, 2026
October 1, 2026
November 5, 2026
December 3, 2026
Recommendation
Staff recommends approval of the proposed meeting dates.
Attachments and Other Resources
Vision Statement
We believe Fridley will be a safe, vibrant, friendly and stable home for families and businesses.
8
Jufn!5/
AGENDA REPORT
Meeting Date:August 7, 2025 Meeting Type:Housing & Redevelopment Authority
Submitted By:Paul Bolin, Executive Director
Title
Approval of Resolution 2025-05 Reassignment of TIF NoteAxle Apartments
Background
Roers Companies is selling the Axleapartment buildinglocated at MississippiStreet and University
Avenue.Thebuyeristhe Real Estate Investment Group | Eaton Vance, a part of Morgan Stanley
Investment Management.
The Authority signed a Contract for PrivateRedevelopment with Roers Companies in 2020. The
agreement addressed future sale of the property and the ability to assign the contract and TIF Note to
a future buyer. The Contract requires the consent of the Authority upon receipt of an Investment Letter
containing certain acknowledgments and representations of the new owner. The Investment Letter
meeting the requirements was provided to the Authority on July 25, 2025.
The attached Resolution and TIF Estoppel letter are the instruments for the Authority to provide consent
to the sale and assignment of the Contract and TIF Documents to the new owner.
Recommendation
Staff recommends approval ofResolution 2025-05
Attachments and Other Resources
Investment Letter
EstoppelLetter
Resolution 2025-05
Vision Statement
We believe Fridley will be a safe, vibrant, friendly and stable home for families and businesses.
9
Jufn!5/
TAX INCREMENT FINANCING (TIF) ESTOPPEL LETTER
\[_______\], 2025
U.S. Bank Trust Company, National Association,
as trustee for the registered Holders of Barclays
Commercial Mortgage Securities LLC, Multifamily
Mortgage Pass-Through Certificates, Series 2022-
K150
c/o NorthMarq Capital, LLC
3500 American Boulevard West, Suite 500
Bloomington, Minnesota 55431
Re: Axle Apartments, Fridley, Anoka County, Minnesota (PIN 14-30-24-23-0100)
Dear Sir or Madam:
We understand that (A) Roers Fridley Apartments Owner LLC, a Delaware limited liability
company (Initial Owner), developed the residential apartment project known as Axle
Apartments located at 6530 University Avenue NE in the City of Fridley, Anoka County,
Propertypursuant to those certain (i) Contract for Private
Redevelopment dated September 3, 2020 by and between the Housing and Redevelopment
Authority Initial Owner (the
Contract), as amended by the First Amendment to the Contract for Private Redevelopment
dated November 5, 2020 by and between the Authority and Initial Owner (the Amendment
and, together with the Contract, the TIF Contract); (ii) Assessment Agreement
Certification dated December 8, 2020 by and between the Authority, Initial Owner and the City
Assessor of the City of Fridley, Minnesota (the Assessment Agreement); (iii) Certificate of
Completion dated June 2, 2022 issued by the Authority to Initial Owner (the Certificate of
Completion); (iv) Limited Revenue Tax Increment Note dated August 8, 2022 payable by the
Authority to the order of Initial Owner in the principal amount of $6,489,820.00 (Original TIF
Note Original TIF Note, as affected by the Allonges (as hereiTIF
Note); and (v) Tax Increment Financing (TIF) Estoppel Letter dated August 8, 2022 issued by
2022 TIF Estoppel (the TIF Contract, the Assessment Agreement, the
Certificate of Completion, the TIF Note and the 2022 TIF Estoppel, collectively, the TIF
Documents), (B) on August 23, 2022, Initial Owner conveyed the Property and assigned the TIF
Documents to Roers Fridley Apartments Owner II, LLC, a Delaware limited liability company
Current Owner, and, in connection therewith, Current Owner obtained a mortgage loan (the
Existing Loan
liability company (which Existing Loan is now held by U.S. Bank Trust Company, National
Association, as trustee for the registered Holders of Barclays Commercial Mortgage Securities
LLC, Multifamily Mortgage Pass-Through Certificates, Series 2022-K150 (together with its
Lender), and (C) on or about the date hereof, Current Owner intends
to convey the Property and assign the TIF Documents to Bel Fridley LLC, a Delaware limited
Tax Increment Financing (TIF) Estoppel Page 1
10
Jufn!5/
New Owner
the Existing Loan and the TIF Documents. This Tax Increment Financing (TIF) Estoppel Letter
(Estoppel) may be relied upon by Lender, by Current Owner, by New Owner, and by their
respective successors and assigns.
The Authority hereby certifies and agrees to the following as of the date hereof:
1. The TIF Documents, as defined in the preamble paragraph above, constitute a true, correct
and complete list of all the tax increment financing (TIF) assistance agreements,
documents, and instruments applicable to the Property. The TIF Documents are in full force
and effect and have not been modified or amended, except as may be stated in the preamble
paragraph above.
2. There are no defaults or outstanding obligations under any of the provisions of the TIF
Documents by Initial Owner or Current Owner, and as developed and currently operating,
the Property is in compliance with all terms and conditions of the TIF Documents. To the
best of the Authoritys knowledge, no act or event has occurred or failed to occur which,
with the passage of time or the giving of notice or both, would result in Initial Owner,
Current Owner, or the Property being in default under the TIF Documents. Additionally,
there are no unpaid or past due fees, amounts, or other charges under the TIF Documents
that are due with respect to the Property. For the avoidance of doubt, the construction of
the Minimum Improvements and the Public Improvements under (and in each case as
defined in) the TIF Contract has been completed and there are no remaining Minimum
Improvements or Public Improvements required to be constructed at the Property.
3. The Authority acknowledges and approves of the assignment and transfer of the TIF
Documents from Current Owner to New Owner in connection with above-
described acquisition of the Property and assumption of the Existing Loan from Current
Owner.
4. The TIF Documents have not been assigned or pledged as collateral for any other
obligation, except as follows: (A) (i) the assignment by Initial Owner to Current Owner in
connection with Current Owne and (ii) the pledge by Current
Owner to Lender in connection with the Existing Loan (collectively, Allonges
(B) notwithstanding any provisions to the contrary in the TIF Contract, the Authority
hereby acknowledges, approves, and permits, in connection with the above-described
acquisition of the Property and assumption of the Existing Loan, (x) Current Owner to
assign the TIF Documents, including without limitation all payments to be made by the
Authority under the TIF Note, to New Owner, and (y) New Owner to collaterally assign
the TIF Documents, including without limitation all payments to be made by the Authority
under the TIF Note, to Lender. Additionally, the Authority hereby confirms and agrees
that, after notice to the Authority, neither Lender, nor Lenders purchaser out of
foreclosure, nor Lenders assignee out of deed-in-lieu of foreclosure, will be subject to the
requirements of Section 6.3 of the TIF Contract, but Section 6.3 will apply to any
subsequent assignment of the Note.
Tax Increment Financing (TIF) Estoppel Page 2
11
Jufn!5/
5. Based solely on the tax statement attached to this Estoppel as Exhibit A, (i) the ad valorem
property taxes for 2025 assessed against the Property were $\[_______\]; (ii) the first half in
the amount of $\[_______\] was timely paid; and (iii) the second half in the amount of
$\[_______\] would be due and payable on \[_____\], 2025. The Authority has received no
notice that the Propertys ad valorem property taxes are net reduced or abated pursuant to
the TIF Documents.
6. The maturity date of the TIF Note is February 1, 2049. As of July 17, 2025, the outstanding
principal balance of the TIF Note is $6,220,540.02, which amount is payable solely from,
and only to the extent that the Authority shall have received Available Tax Increment, in
accordance with the terms and conditions of the TIF Note and the TIF Contract.
7. This Estoppel shall inure to the benefit of the parties to whom this Estoppel is addressed,
to Current Owner, to New Owner, and to their respective successors and assigns.
8. The undersigned are duly authorized to execute this Estoppel on behalf of the Authority.
\[Remainder of page intentionally left blank; signature page follows.\]
Tax Increment Financing (TIF) Estoppel Page 3
12
Jufn!5/
AUTHORITY:
HOUSING AND REDEVELOPMENT AUTHORITY IN AND
FOR THE CITY OF FRIDLEY, MINNESOTA
By: __________________________________
Name: __________________________________
Title __________________________________
By: __________________________________
Name: __________________________________
Title __________________________________
Tax Increment Financing (TIF) Estoppel
Signature Page Axle Apartments Page S-1
13
Jufn!5/
EXHIBIT A
Property Tax Statement
(See Attached.)
4916-5502-6262, v. 3
Tax Increment Financing (TIF) Estoppel
Page Exhibit A-1
14
Jufn!5/
INVESTMENT LETTER
To the Housing and Redevelopment Authority in and for the City of Fridley, Minnesota (the ÐAuthorityÑ)
Attention: Executive Director
Re: $6,489,820.00 Limited Revenue Tax Increment Note, dated August 8, 2022
Bel Fridley LLC, a Delaware limited liability company, as proposed assignee (ÐAssigneeÑ) from Roers
Fridley Apartments Owner II, LLC, a Delaware limited liability company (ÐCurrent OwnerÑ) of the above-
captioned note in the principal amount of $6,489,820.00 (the ÐNoteÑ), which Note was issued pursuant to the
Contract for Private Redevelopment by and between the Authority and Roers Fridley Apartments Owner LLC
(ÐRedeveloperÑ) dated September 3, 2020, as amended November 5, 2020 (collectively, the ÐContractÑ),
hereby represents to the Authority and to Monroe Moxness Berg PA, the AuthorityÓs counsel, as follows, in
accordance with Section 6.3 of the Contract:
1. Assignee understands and acknowledges that the Note was delivered to Redeveloper and
subsequently assigned to Current Owner pursuant to the Contract and that the AuthorityÓs payment obligations
under the Note are limited in nature.
2. In particular, Assignee understands and acknowledges that the Note is not a general obligation
of the Authority or the State of Minnesota (the ÐStateÑ), and neither the Authority, the State, nor any political
subdivision thereof shall be liable on the Note, nor shall the Note be payable out of any funds or properties
other than the Available Tax Increment (as defined in the Contract).
3. Assignee further understands that the Scheduled Payments (as defined in the Note) of the Note
due on any Scheduled Payment Date (as defined in the Note) are payable solely from and only to the extent
that the Authority shall have received, as of such Scheduled Payment Date, the Available Tax Increment.
4. Assignee further understands that any estimates of Tax Increment prepared by the Authority
or its municipal advisors in connection with the Tax Increment District, the Contract, or the Note are for the
benefit of the Authority and are not intended as representations on which Redeveloper, Current Owner or
Assignee may rely.
5. Assignee acknowledges that neither the Authority nor Monroe Moxness Berg PA has made
any representations as to the status of interest on the Note for state or federal income tax purposes.
6. The Note is being acquired for investment for AssigneeÓs own account, not as a nominee or
agent, and not with a view to the resale or distribution of any part thereof.
7. Assignee has no present intention of selling, granting any participation in, or otherwise
distributing the Note.
8. Assignee is an Ðaccredited investorÑ within the meaning of Rule 501 of Regulation D under
the Securities Act of 1933, as amended.
9. Assignee, either alone or with AssigneeÓs representatives, has knowledge and experience in
financial and business matters and is capable of evaluating the merits and risks of the prospective investment
in the Note, and Assignee is able to bear the economic consequences thereof.
10. In making the decision to acquire the Note, Assignee has relied upon independent
investigations and, to the extent believed by Assignee to be appropriate, AssigneeÓs representatives, including
its own professional, tax and other advisors, and has not relied upon any representation or warranty from the
1
15
Jufn!5/
Authority or the County of Anoka, Minnesota (the ÐCountyÑ), or any of their officers, employees, agents,
affiliates or representatives with respect to the value of the Note.
11. Assignee understands that neither the Authority nor the County has made any warranty,
acknowledgment or covenant, in writing or otherwise, to Assignee regarding the tax consequences, if any, of
the acquisition and investment in the Note.
12. Assignee or its representatives have been given a full opportunity to examine all documents
and to ask questions of, and to receive answers from, the Authority and its representatives concerning the terms
of the Note and such other information as Assignee desired in order to evaluate the acquisition of and
investment in the Note, and all such questions have been answered to the full satisfaction of Assignee.
13. Assignee has evaluated the merits and risks of investment in the Note and has determined that
the Note is a suitable investment for Assignee in light of its overall financial condition and prospects.
14. Assignee understands the Note will be characterized as a Ðrestricted securityÑ under the federal
securities laws because the Note is being acquired in a transaction not involving a public offering and that under
such laws and applicable regulations such security may not be resold without registration under the Securities
Act of 1933, as amended, except in certain limited circumstances.
15. Assignee understands no market for the Note exists or is intended to be developed.
16. All capitalized terms used herein have the meaning provided in the Contract unless the context
clearly requires otherwise.
99-3076384
17. AssigneeÓs federal tax identification number is: _______________________.
18. The undersigned is duly authorized to execute this Investment Letter on behalf of the
Assignee.
Bel Fridley LLC,
a Delaware limited liability company
By
Brian Shuell
Printed Name: __________________________________
Its: ___________________________________________
Authorized Signatory
July 25th
Dated: _____________, 2025
4900-7456-0086, v. 1
2
16
Jufn!5/
Resolution No. 2025 - 05
Authorizing Execution and Delivery of a Tax Increment Financing (TIF) Estoppel Letter by
the Housing and Redevelopment Authority in and for the City of Fridley regarding Roers
Fridley Apartments Owner II LLC
Whereas,
and Roers Fridley Apartments Owner II LLC (t
for Private Redevelopment dated September 3, 2020, as amended by the First Amendment to the
Contract for Private Redevelopment dated November 5, 2020 ; and,
Whereas, The Redeveloper desires to sell the property which is the subject of the Contract to Bel
,
assign to New Owner the Contract, the related Assessment Agreement ,
and the original TIF Note (collectively, ; and,
Whereas, The Contract requires that prior to the assignment of the Note, the consent of the
Authority be obtained, which consent is not to be unreasonably withheld or delayed so long as
the proposed New Owner meets the deliverable requirements set forth in Section 6.3 of the
Contract; and.
Whereas, Section 6.3 of the Contract requires that the proposed New Owner must deliver a
written instrument to the Authority with certain acknowledgements and representations of New
Owner; and,
Whereas, New Owner has delivered to the Authority the required written instrument, in the form
of an Investment Letter dated July 25, 2025, which Investment Letter conforms to the requirements
of Section 6.3 of the Contract; and,
Whereas, it has been proposed that the Authority execute a Tax Increment Financing (TIF)
Estoppel Letter in order to document the consent of the Authority to the assignment of the TIF
Documents by Redeveloper to New Owner.
Now, therefore be it resolved, that, the Authority hereby finds, determines and declares as
follows:
1. That the Chairperson and Executive Director of the Authority are hereby authorized to
execute and deliver the Tax Increment Financing (TIF) Estoppel Letter.
Passed and adopted by the Housing and Redevelopment Authority in and for the City of
Fridley this 7th day of August 2025.
_______________________________________________
Elizabeth Showalter Chairperson
17
Jufn!5/
Attest:
__________________________________________________
Paul Bolin Executive Director
18
Jufn!5/
4934-9013-6153, v. 1
19
Jufn!6/
AGENDA REPORT
Meeting Date:August 7, 2025 Meeting Type:Housing & Redevelopment Authority
Submitted By:Paul Bolin, Assistant Executive Director
Title
Update on Housing Programs
Background
On a monthly basis, staff will provide updates from CEE
loan programs, remodeling advisor visits and Home Energy Squad Visits.
Attachments and Other Resources
Chart of Loans Issued and Remodeling Advisor Visits
Vision Statement
We believe Fridley will be a safe, vibrant, friendly and stable home for families and businesses.
20
Fridley Loan Summary Report
Jufn!6/
Activity for Period 6/16/2025 - 7/15/2025
Application packets requested/mailed:
This period:1Year-to-Date:6
16
Residential Advisor Visits:This period:1Year-to-Date:
Loans currently in process for residents in your City/Neighborhood:
42
This period:Year-to-Date:
Closed Loans
UnitsUnits
FHF
0.00
00
0.00
2-4 Unit Revolving
0.00
0.00
Total00
UnitsUnits
Fridley
00
124,135.14
527
Closed End644,294.79
5,000.00
16
50,000.00
Down Payment
Assistance
18,698.00
23
38,698.00
Home Betterment
Deferred
0.00
00
0.00
Last Resort
0.00
01
Last Resort Emergency 3,670.00
Deferred
0.00
00
0.00
Mobile Home Closed End
0.00
00
0.00
Multi Family Exterior
Closed End
20,000.00
14
Senior Deferred69,246.20
805,908.99
167,833.14
Total941
This period:UnitsYear-to-Date:Units
Leveraged Funds
0.00097,132.002
MHFA FUF
0.0097,132.002
0
Total
21
#
Types of Improvements Financed YTD# of Projects%of TotalTypes of Properties Financed YTD% of Total
Jufn!6/
Commercial -Non-residential
12.27
11.59
Additions/Finishing off unused space
Single Family Residence
3988.64
11.59
Deck
Townhouse
49.09
69.52
Down Payment Assistance
34.76
Driveways
69.52
Electrical
23.17
Flooring/Carpet/Tile
11.59
Garage
46.35
Heating System
23.17
Insulation
34.76
Kitchens
23.17
Landscaping
711.11
Other Exterior Improvements
69.52
Other Interior Improvements
23.17
Plumbing
11.59
Radon Mitigation
57.94
Roof
Sidewalks, Steps23.17
34.76
Siding, Stucco, Exterior Paint
23.17
Solar-PV
46.35
Windows, Doors, Storm Windows, Storm Doors
22