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Home My WebLink About9/3/2026 Housing and Redevelopment Authority Meeting September 3, 2026 at 7 p.m. 7071 University Avenue NE Agenda Call to Order Roll Call Action Items 1.Approval of Expenditures 2.Approval of the Minutes from the HRA Meeting of August 6, 2026. 3.Resolution No. 2026-04, Adopting the Final HRA Tax Levy for Taxes Payable in 2027 4.Resolution No. 2026-05, Modifying the Comprehensive Housing Rehabilitation Program Informational Items 5.Update on Housing Programs Adjournment Accessibility Notice: If you need free interpretation or translation assistance, please contact City staff. Upon request, accommodations will be provided to allow individuals with disabilities or those needing interpretation services to participate in City of Fridley services, programs or activities. If you are in need of an interpreter or require auxiliary aids, contact the City at 763-572-3450 at least five business days in advance to ensure arrangements can be made. A solicitud, se darán adaptaciones para permitir que las personas con discapacidades o las que necesiten servicios de interpretación participen en los servicios, programas o actividades de la Ciudad de Fridley. Si necesita un intérprete o requiere ayudas auxiliares, comuníquese con la Ciudad al 763-572-3450 al menos cinco días hábiles de antelación para asegurar que se puedan hacer los arreglos. Markii la codsado, adeegyo caawimaad ah ayaa la siin doonaa dadka naafada ah ama kuwa u baahan adeegga turjumaadda si ay uga qayb qaataan adeegyada, barnaamijyada, ama hawlaha magaalada Fridley. Haddii aad u baahan tahay turjubaan ama qalabka caawiya dadka naafada ah, kala xiriir Magaalada taleefankan 763-572-3450 ugu yaraan shan maalmood oo shaqo kahor, si loo hubiyo in qabanqaabada laguu sameeyo. Raws li kev thov, yuav muaj kev pab tshwj xeeb rau cov neeg xiam oob qhab lossis cov uas xav tau kev pab txhais lus kom lawv tuaj koom tau nrog Nroog Fridley (City of Fridley service) cov kev pab cuam, cov kev kawm, los sis cov dej num sib txawv. Yog koj xav tau neeg txhais lus los sis xav tau lwm yam kev pab, thov hu rau lub Nroog ntawm 763-572-3450 kom tsis pub tsawg tshaj tsib hnub ua hauj lwm ua ntej, xwv kom peb thiaj li npaj tau rau koj raws li lub sij hawm ntawv. AGENDA REPORT Meeting Date: September 3, 2026 Meeting Type:Housing and Redevelopment Authority Submitted By:Paul Bolin, Commmunity Development Director Stacy Stromberg, Assistant Community Development Director/HRA Title: Approval of Expenditures Background Approval of the expenditures between July 31 and August 27, 2026. Recommendation Staff recommends approval of the Expenditures. Attachments and Other Resources 1.08-27-26 HRA Bank Transaction Report Vision Statement We believe Fridley will be a safe, vibrant, friendly, and stable home for families and businesses. Housing and Redevelopment Authority August 6, 2026 7:00 PM Fridley City Hall, 7071 University Avenue NE Minutes Call to Order Chairperson Showalter called the Housing and Redevelopment Authority meeting to order at 7:00 p.m. Present Elizabeth Showalter Gordon Backlund Frank Inamagua Rachel Schwankl Absent Troy Brueggemeier Others Present Nancy Abts, Senior Planner Paul Bolin, Community Development Director Action Items 1. Approval of Expenditures Motion by Commissioner Inamagua to approve the expenditures. Seconded by Commissioner Backlund. Upon a voice vote, all voting aye, Chair Showalter declared the motion carried unanimously. 2.Approval of June 4, 2026, Meeting Minutes Motion by Commissioner Backlund to approve the meeting minutes of June 4, 2026, as presented. Seconded by Commissioner Inamagua. Upon a voice vote, all voting aye, Chair Showalter declared the motion carried unanimously. Informational Items 3.Update on Housing Programs Nancy Abts, Senior Planner, provided an update on the year-to-date activity on the loans and programs. Housing and Redevelopment AuthorityMinutes Page 2 8/6/2026 Commissioner Inamagua commented that he participated in the home advisor visit and highly recommended it. 4. Proposed LAHA Pilot Programs – Discussion and Review Paul Bolin, Community Development Director, provided background information on local affordable housing aid (LAHA) and how those funds can be used. He provided additional information on the housing stock in Fridley and stated that almost all of the HRA loan and grant programs have gone to single-family homes. He presented the proposed LAHA pilot manufactured home grant program, related details, and eligible projects. He explained that he is not asking for approval tonight, noting that the formal action to consider the program will come forward at the next meeting. Commissioner Backlund asked for, and received, more information on how the roofing is completed on a manufactured home. Commissioner Schwankl asked what CEE would charge to administer this program and whether that would come out of the funding for this program. Mr. Bolin replied that will be a part of the discussions with CEE, noting that the fee will be in line with the fees CEE charges to administer the other programs. Commissioner Inamagua asked how the 30 percent AMI is determined from someone’s tax return. Ms. Abts replied that typically that is based on the adjusted gross income. Chair Showalter encouraged consideration to raise the threshold to 50 percent AMI. She explained that if you are at or below 30 percent AMI, you would already qualify for a similar program administered by Anoka County. She stated that could be adjusted as time goes on, depending on interest. She agreed that this program would be a great opportunity. Commissioner Schwankl stated that the proposed funding would seem to serve 20 to 30 applicants and asked if funding would be replenished annually. Mr. Bolin recognized that the State can change things at any time, but as it is now, the City would receive a LAHA allocation each year. He noted that this would be a pilot program that they would review after one year, and if it is successful, they would look to expand it into the other mobile home park as well. Chair Showalter stated that she agrees with this being set up as a grant and also believes $15,000 to be a good number. Commissioner Inamagua asked if this program would be open to renters, or only owners. Mr. Bolin replied that eligibility would be for the owner of the unit. Ms. Abts transitioned to rental units, noting a high percentage of rental units in the community. She presented the proposed pilot rental assistance program, noting that the City would partner with the Salvation Army for administration of the program. Housing and Redevelopment AuthorityMinutes Page 3 8/6/2026 Commissioner Schwankl asked if there would also be a citizenship requirement for this program. Ms. Abts replied that she was unsure if that is part of the criteria considered by the Salvation Army but could get that information for the formal approval. Chair Showalter provided additional input on her experience providing assistance to others during Operation Metro Surge, noting a segment of the population that is in the process of immigration that tends to fall through the cracks. Commissioner Schwankl asked the fees that the Salvation Army would charge to administer the program. Ms. Abts stated that the City is recommending that 25 percent of the grant provided to the organization be used for administration purposes, recognizing the heavy lift that these programs put on organizations of this nature. Commissioner Schwankl asked how Fridley residents would be connected or referred to the Salvation Army for this service. Ms. Abts replied that the School District, a caseworker, or embedded social work could make a referral to the program. She commented that while the program would not be heavily advertised to the general public, staff would make licensed rental properties aware of the program. Chair Showalter asked how the target for children under 10 was reached. Ms. Abts commented that there are existing screening criteria and explained how that age range ties to the census information. She commented that it seemed to be a reasonable cutoff that could be used with data to support it. She confirmed that the program would be open to anyone, but the criteria would determine the number of months of assistance they would be eligible for. Chair Showalter referenced the landlord verification and explained that a lot of people at risk of losing their housing often have unusual rental agreements. Ms. Abts stated that the landlord verification form is fairly simple and provided additional information, noting that a copy of the lease is not required. Ms. Abts reviewed the next steps, noting that staff would plan to bring this back for formal consideration at the September meeting. Chair Showalter commented that both pilot programs are exciting and would offer services to a new segment of the population. Adjournment Motion by Commissioner Backlund to adjourn the meeting. Seconded by Commissioner Inamagua. Upon a voice vote, all voting aye, Chairperson Showalter declared the motion carried, and the meeting adjourned at 7:29 p.m. Respectfully submitted, Paul Bolin, Staff Liaison AGENDA REPORT Meeting Date: September 3, 2026 Meeting Type:Housing and Redevelopment Authority Submitted By:Paul Bolin, Commmunity Development Director Stacy Stromberg, Assistant Community Development Director/HRA Joe Starks, Finance Director Title: Resolution No. 2026-04, Adopting the Final HRA Tax Levy for Taxes Payable in 2027 Background Since 1996, the HRA has utilized a tax levy to help support its housing rehabilitation programs. In accordance with Minnesota Statute, 469.033, the Authority is seeking to levy the statutory maximum, equal to .0185% of the estimated market value of all real estate and personal property. The tax levy will allow the Authority to collect approximately $816,448 based on an estimated market value of $4,413,236,300, a decrease of approximately $7,535 from last year. In terms of the impact on taxpayers, the levy would cost approximately $57 per year for the median value homeowner (valued at $310,100) and $185 per year for a commercial property valued at $1,000,000. The revenues raised by the levy are directed towards supporting the HRA’s extensive housing rehabilitation programs. State Statutes require the consent of the City Council, prior to the tax levy becoming effective. The City Council is planning to act on this item on September 14th. As a final note, the HRA tax levy will be certified to the County Auditor by September 30, 2026. Recommendation Staff recommends the Authority approve the attached resolution, adopting a final 2026 Tax Levy, collectible in 2027. Attachments and Other Resources 1.HRA Resolution 2026-04 (Tax Levy) Vision Statement We believe Fridley will be a safe, vibrant, friendly, and stable home for families and businesses. HRA Resolution No. 2026-04 Resolution Adopting a 2026 Tax Levy Collectible in 2027 Be It Resolved by the Board of Commissioners (the "Commissioners") of the Housing and Redevelopment Authority in and for the City of Fridley, Minnesota (the "Authority"), as follows: Section 1. Recitals. 1.01.The Authority is authorized by Minnesota Statutes Section 469.033 to adopt a levy on all taxable property within its area of operation, which is the City of Fridley, Minnesota (the "City"). 1.02.The Authority is authorized to use the amounts collected by the levy for the purposes of Minnesota Statutes Sections 469.001 to 469.047 (the "General Levy"). Section 2. Findings. 2.01.The Authority hereby finds that it is necessary and in the best interests of the City and the Authority to adopt the General Levy to provide funds necessary to accomplish the goals of the Authority. Section 3. Adoption of General Levy. 3.01. The following sums of money are hereby levied for the current year, collectible in 2027, upon the taxable property of the City for the purposes of the General Levy described in Section 1.02 above: Total General Levy: .0185% of Estimated Market Value Amount: Maximum Allowed by Law Section 4. Report to City and Filing of Levies. 4.01.The Executive Director of the Authority is hereby instructed to transmit a certified copy of this Resolution to the City Council for its consent to the General Levy. 4.02.After the City Council has consented by resolution to the General Levy, the Executive Director of the Authority is hereby instructed to transmit a certified copy of this Resolution to the County Auditor of Anoka County, Minnesota. Passed and adopted by the Housing and Redevelopment Authority in and for the City of Fridley this 3rd day of September, 2026. ________________________________________________ Attest: Elizabeth Showalter - Chairperson _______________ Paul Bolin – Executive Director AGENDA REPORT Meeting Date: September 3, 2026 Meeting Type:Housing and Redevelopment Authority Submitted By:Paul Bolin, Commmunity Development Director Nancy Abts, Senior Planner Title: Resolution No. 2026-05, Modifying the Comprehensive Housing Rehabilitation Program Background Staff provided an overview of the proposed programs to the Authority at its August meeting. The Authority's comments have been incorporated into the final programs, including increasing the Manufactured Home Grant Program's maximum grant amount to $15,000 per property and raising the income limit to households at or below 50% of Area Median Income (AMI). Staff is requesting that the Authority approve the attached resolution to add the Manufactured Home Grant Program and Emergency Rental Assistance Program to the Comprehensive Housing Rehabilitation Program. The resolution also authorizes the HRA Chair and Executive Director to enter into agreements with the organizations that will administer the programs. Local Affordable Housing Aid (LAHA) LAHA is a 2023 state aid program established by the Minnesota Legislature to provide housing funds directly to cities. Fridley receives an annual LAHA allocation based on population and housing needs. Key program rules include: LAHA funds must be committed within three years of receipt and fully spent by the fourth year. Unspent or misused funds must be returned to the state — they cannot be retained or rolled over. Cities are required to submit an annual report to Minnesota Housing on fund use. Eligible uses of LAHA funds include housing rehabilitation and repair assistance for low-income homeowners, programs serving rental households at or below 80% AMI (or up to 115% AMI for homeownership), and partnership programs with housing nonprofits. Staff proposes supporting both proposed programs with Fridley's LAHA allocation. Proposed Program 1: Manufactured Home Grant Program Background & Need Manufactured home park residents are among Fridley's most housing cost-burdened households. Household income data from Park Plaza Co-Op illustrates the depth of need. Ninety-five percent of resident households have earnings at or below 80% of AMI, while almost 50 percent earn at or below 30 percent AMI. Manufactured homes are frequently ineligible for traditional home improvement financing, leaving residents with limited options to address needed repairs. Without intervention, deferred maintenance leads to health and safety hazards and increased displacement risk. Program Design The program is modeled after a successful program operated by the City of Mounds View and would be administered by the Center for Energy and Environment (CEE). Key program terms: Administering Agency Center for Energy and Environment (CEE) Grant Amount Up to $15,000 per property Grants Per Property One — no repeat grants Income Limit Household income 50% of Area Median Income (AMI) Income Verification Most recent federal tax return; or projected 12-month gross income Minimum Project Cost$1,000 in eligible improvements Project Determination CEE Prioritization visit or City Inspector review Completion Deadline All work completed within 120 days of grant approval Contractor Requirement Licensed/registered with MN Dept. of Labor; one (1) bid required U.S. Residency Recipients must be legal U.S. residents Eligible Improvements Improvements may include: Insulation and energy efficiency improvements (including windows and doors) Heating and air conditioning replacement Plumbing work needed to address leaks Underbelly repair Safety, code, and emergency improvements as determined by a City Inspector DIY / sweat equity projects (materials and tool rental costs only) Eligible project expenses are determined through a CEE visit or City Inspector review. Projects outside the listed eligible categories and projects that are part of an insurance claim are NOT eligible. Proposed Program 2: Emergency Rental Assistance Program Background & Need Over a third of Fridley households are renters. Additionally, over forty percent of Fridley renters face a housing cost burden (defined as housing costs that exceed 30 percent of household income). Renters facing unexpected financial hardship — job loss, medical costs, or other emergencies — can quickly fall behind on rent, placing them at risk of eviction. Cities of Edina and Bloomington have used LAHA funding to support rental assistance programs, which serve as the basis for this proposal. Program Design The program would provide short-term emergency rental assistance to eligible Fridley households. The program would be administered by The Salvation Army, a nonprofit which already operates a rental assistance program for Anoka County and is an established partner in the Fridley service area. Administering Agency The Salvation Army (an existing administrator of Anoka County’s rental assistance programs) Assistance Level 1–3 months of rent for eligible households Eligibility Trigger Evidence of financial emergency and delinquent rent Income Limit Household income 50% of Area Median Income (AMI) Payment Method Assistance paid directly to landlord upon verification Landlord Requirements Verification form and valid Fridley rental license required Proposed Program Parameters Staff is proposing the following structure for the Fridley-specific program: Initial program funding: grant of $200,000 committed to the Salvation Army Regular reporting from the Salvation Army on program activity, households served, and fund balance The existing Salvation Army screening criteria would be modified to emphasize the following priority populations: Long-term Fridley residents Households with children under age 10 Households with members over age 65 Households with members with a disability Recommendation Staff recommends that the Authority approve the attached resolution modifying and amending the Comprehensive Housing Rehabilitation Program to add the Manufactured Home Grant Program and the Emergency Rental Assistance Program, and authorizing its Chair and Executive Director to enter into agreements with the organizations that will administer the programs. Attachments and Other Resources 1.Resolution_2026-05_Housing_Program_Changes Vision Statement We believe Fridley will be a safe, vibrant, friendly, and stable home for families and businesses. Resolution No. 2026-05 Modifying the Comprehensive Housing Rehabilitation Program Whereas, the Housing and Redevelopment Authority in and for the City of Fridley (the “Authority”) has previously established numerous housing rehabilitation programs (collectively referred to as the “Comprehensive Housing Rehabilitation Program”) that, among other things, provide for the making of grants and loans funded by the Authority in the City of Fridley, as most recently modified and amended by Resolution No. 2023-17; and Whereas, the Authority regularly reviews its Comprehensive Housing Rehabilitation Programs to identify areas for improvement in existing programs or the need for new programs based on changing demographics and funding; and Whereas, the Authority receives an annual allocation of Local Affordable Housing Aid (“LAHA”) from the State of Minnesota, which must be committed to eligible housing rehabilitation and repair assistance, rental assistance, and related housing purposes; and Whereas, staff has identified a need for a Manufactured Home Grant Program, to be administered by the Center for Energy and Environment, providing grants of up to $15,000 per property to income-qualified manufactured home owners for eligible repairs and improvements; and Whereas, staff has identified a need for an Emergency Rental Assistance Program, to be administered by the Salvation Army, providing short-term rental assistance to eligible Fridley households facing financial hardship and at risk of eviction; and Whereas, the Authority desires to incorporate the Manufactured Home Grant Program and the Emergency Rental Assistance Program into the Comprehensive Housing Rehabilitation Program to meet the needs of more Fridley residents at all income levels. Now, therefore be it resolved, that the Authority modifies and amends the Comprehensive Housing Rehabilitation Program to add the Manufactured Home Grant Program and the Emergency Rental Assistance Program, as found on attached Exhibit A. Be it further resolved, that the Authority authorizes its Chairperson and Executive Director to execute on its behalf funding agreements with the Center for Energy and Environment and The Salvation Army to implement these programs. Passed and adopted by the Housing & Redevelopment Authority in and for the City of rd Fridley this 3 day of September, 2026. _______________________________________________ Elizabeth Showalter - Chairperson Resolution No. 2026-05 Attest: _________________________________________________ Paul Bolin - Executive Director Resolution No. 2026-05 Exhibit A Comprehensive Housing Rehabilitation Program - Added Programs Manufactured Home Grant Program Administered by the Center for Energy and Environment (CEE). Grant Amount: Up to $15,000 per property; one grant per property, no repeat grants Income Limit: Household income at or below 50% of Area Median Income (AMI), verified by most recent federal tax return or projected 12-month gross income Minimum Project Cost: $1,000 in eligible improvements Project Determination: CEE Remodeling Advisor/Prioritization visit or City Inspector review Eligible Improvements: Insulation and energy efficiency improvements (including windows and doors); heating and air conditioning replacement; plumbing work needed to address leaks; underbelly repair; safety, code, and emergency improvements as determined by a City Inspector; and DIY/sweat equity projects (materials and tool rental costs only) Completion Deadline: All work completed within 120 days of closing Contractor Requirement: Licensed/registered with the MN Dept. of Labor; one bid required U.S. Residency: All applicants must be legal U.S. residents Emergency Rental Assistance Program Administered by the Salvation Army, the existing Anoka County rental assistance program administrator. Assistance Level: 1-3 months of rent for eligible households Income Limit: Benefitting households may earn no more than 50 percent of the current Area Median Income Eligibility Trigger: Evidence of financial emergency and delinquent rent Payment Method: Assistance paid directly to the landlord upon verification Landlord Requirements: Verification form and a valid Fridley rental license required Initial Program Funding: Grant of $200,000 committed to the Salvation Army, a nonprofit which supports housing stability of low-to-moderate income households and individuals in Fridley, with quarterly reporting on program activity, households served, and fund balance Priority Populations: Long-term Fridley residents; households with children under age 10; households with members over age 65; and households with members with a disability AGENDA REPORT Meeting Date: September 3, 2026 Meeting Type:Housing and Redevelopment Authority Submitted By:Stacy Stromberg, Assistant Community Development Director/HRA Paul Bolin, Commmunity Development Director Title: Update on Housing Programs Background On a monthly basis, staff will provide updates from CEE on the past month's activity for the Authority's loan program and remodeling advisor visits. Recommendation Attachments and Other Resources 1.7-16-26 to 8-15-26 Fridley Vision Statement We believe Fridley will be a safe, vibrant, friendly, and stable home for families and businesses. Fridley Loan Summary Report Activity for Period 7/16/2026 - 8/15/2026 Application packets requested/mailed: This period:1Year-to-Date:4 11 Residential Advisor Visits:This period:1Year-to-Date: Applications received and processed in your City/Neighborhood this period: 45 This period:Year-to-Date: Closed Loans UnitsUnits FHF 0.00 00 0.00 2-4 Unit Revolving 0.00 0.00 Total00 UnitsUnits Fridley 00 35,537.00 219 Closed End530,841.67 30,000.00 39 90,000.00 Down Payment Assistance 0.00 08 150,000.00 Home Betterment Deferred 0.00 00 0.00 Last Resort 10,000.00 12 Last Resort Emergency 20,000.00 Deferred 0.00 00 0.00 Mobile Home Closed End 0.00 00 0.00 Multi Family Exterior Closed End 0.00 03 Senior Deferred59,160.00 850,001.67 75,537.00 Total641 This period:UnitsYear-to-Date:Units Leveraged Funds 0.00089,768.002 MHFA FUF 0.0089,768.002 0 Total # Types of Improvements Financed YTD# of Projects%of TotalTypes of Properties Financed YTD% of Total Single Family Residence 3888.37 11.75 Additions/Finishing off unused space Townhouse 49.30 35.26 Air Conditioning Two to Four Unit Property 12.33 58.77 Bathrooms 23.51 Deck 915.79 Down Payment Assistance 58.77 Driveways 23.51 Fence 23.51 Flooring/Carpet/Tile 35.26 Foundations/Basement 35.26 Heating System 23.51 Kitchens 23.51 Landscaping 712.28 Other Exterior Improvements 35.26 Other Interior Improvements 11.75 Patio 11.75 Plumbing Roof47.02 23.51 Windows, Doors, Storm Windows, Storm Doors