Resolution No. 2022-114 Statutory Tort Limits
Resolution No. 2022-114
Accepting and Confirming Statutory Tort Limits
Whereas, the City of Fridley (City) maintains its insurance coverage through the League of
Minnesota Cities Insurance Trust; and
Whereas, the League of Minnesota Cities Insurance Trust requires the Fridley City Council to
provide direction regarding statutory tort limitations for the City; and
Whereas, under Minnesota Statute § 466.04, if a City chooses to insure itself for an amount in
excess of the statutory limits provided by State law, it will be deemed to have waived the
protection of those statutory limits to the extent of any increase in the insured coverage amount;
and
Whereas, the current statutory limits are a maximum of $500,000 per claimant, and $1,500,000
per occurrence; and
Whereas, the City finds no reasonable basis to extend liability coverage beyond those amounts
provided for under Minnesota Statute § 466.04; and
Whereas, the City finds it to be in the best interest to be insured to the full extent of liability
imposed by law, but not beyond those statutory limits.
Now, therefore be it resolved, that the City Council of the City of Fridley hereby confirms and
accepts up to and only to the extent of the statutory tort liability limits as provided under
Minnesota Statute § 466.04.
Be it further resolved that the City Council authorizes the City Manager, or their designee, to
submit the Liability Coverage Wavier Form to the League of Minnesota Cities Insurance Trust.
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Passed and adopted by the City Council of the City of Fridley this 10 day of October, 2022.
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Scott J. Lund – Mayor
Attest:
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Melissa Moore – City Clerk